WO2006121541B1 - Automated rebate system and method - Google Patents
Automated rebate system and methodInfo
- Publication number
- WO2006121541B1 WO2006121541B1 PCT/US2006/012761 US2006012761W WO2006121541B1 WO 2006121541 B1 WO2006121541 B1 WO 2006121541B1 US 2006012761 W US2006012761 W US 2006012761W WO 2006121541 B1 WO2006121541 B1 WO 2006121541B1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- rebate
- receipt
- user
- rpd
- providing
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Ceased
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Development Economics (AREA)
- Theoretical Computer Science (AREA)
- Marketing (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Economics (AREA)
- Technology Law (AREA)
- Entrepreneurship & Innovation (AREA)
- Game Theory and Decision Science (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
A method and system for an agent that facilitates electronically processing, financing, taking rebate as collateral, redeeming, obtaining rebate pre approval, and facilitating rebate offers is provided. Functionality and structure include: automating the rebate process by minimizing or eliminating the need for a product buyer to perform any task to initiate the rebate redemption, ability for rebate issuers to safely and more securely offer real-time, or near real-time, rebate offers, providing the customer with a certain level of instant gratification related to the purchase price of the product, allowing the product seller to obtain a certain distance from the middle man role in which they are placed, enhancing risk management capability for the rebate issuer, providing the rebate claimant efficient and expedient problem resolution recourse, and providing cash on the spot for qualified rebates and claimants, and so on.
Claims
1. A full service rebate processing system, comprising: a full service rebate processing agent for processing one or more rebate transactions of a consumer; means for acquiring a receipt from a point of sale system (POSS) of a merchant by any of or any combination of: passive receipt acquisition, semi active receipt acquisition, and active receipt acquisition; means for a user logging on to a full service rebate account of a rebate processing device (RPD) comprising validating said user; means for processing one or more rebate transactions comprising: qualifying, verifying, and authorizing; means for posting said qualified, verified, and authorized one or more rebate transactions to associated accounts and systems; means for post processing posted rebate transactions comprising an option to register associated products with said one or more posted rebate transactions and generating a full service rebate receipt reflecting said one or more posted rebate transactions; means for advancing funds on a rebate transaction; means for registering a purchased product that creates an association with a member, a rebate, and with a registered producer of said product; a cash withdrawal service for a customer; means for funds transfer between accounts of said consumer; means for facilitating and executing programs and payment of rewards; means for reviewing said full service rebate account; means for presenting said full service rebate receipt; and said full service rebate processing system further comprising any of or any combination of: a sidecar; a sidecar with a topper; and a counter for customer convenience.
2. The system of Claim 1, further comprising a redemption type for said one or more rebate transactions, said redemption type comprising any of: cash; expedite; and standard.
3. The system of Claim 1, wherein said funds transfer accounts comprise any of or any combination of the following: credit card; debit/check card; bank account; as associated merchant's credit card; and an online payment broker.
4. The system of Claim 1 , further comprising: means for creating and subsequently processing a pending consumer receipt.
5. The system of Claim 1, wherein said active receipt acquisition provides means for a merchant to collect a Proof of Purchase (POP) or a Service Proof of Purchase (SPoP) tag, to scan said tag, and provide said tag information to said full service rebate agent.
6. The system of Claim 1 , wherein said user is prompted to select from a list of merchants that said agent has a relationship with, wherein said list of merchants may include a merchant at a different store and other merchants such as web stores, direct marketers, wholesale distributors or member type merchants, and the like, that may or may not be associated with the merchant where a related rebate processing device (RPD) is located.
7. The system of Claim 1 , further comprising: graphical help that demonstrates where to locate required data.
S. The system of Claim 1 , further comprising: means for performing Product ID re-entry and if no associated rebate is found, then, suggesting a comparable item that is rebate associated.
9. The system of Claim 1, wherein means for advancing funds further comprises: a full-rebate-qualification-process.
10. The system of Claim 1 , wherein a user can select a tax-avoided rebate.
11. The system of Claim 1, wherein means for advancing funds further comprises any of: means for instructing said user to collect a voucher or pre paid card; and a member presenting a membership number at time of purchase or post processing, wherein said system and any related systems are configured to recognize and associate the advance processing of the member and apply credit as is appropriate.
12. A method for performing an E-Documeπt transmission, comprising the steps of: providing and configuring a Rebate Processing Device (RPD), said RPD being located at a point of sale; said RPD transmitting an E-Document; providing and configuring a wireless device to communicate with said RPD; said wireless device receiving said transmitted E-Document; and providing and configuring a POS device, other properly configured device of a merchant, or entity, to communicate with said wireless device, and to honor said E-Document at said point of sale.
13. The method of Claim 12, further comprising the step of: said RPD sending said E-Document to one or more devices selected by a user or permitted by a full service rebate service (Service).
14. The method of Claim 12, wherein said transmitted E-Document incorporates two-way communications to verify said wireless device or confirm receipt by a user of said an E-Document.
15. The method of Claim 12, further comprising the steps of: upon receiving by the wireless device of a user, notifying user of said receipt; making said E-Document displayable at time of receipt; said RPD confirming said transmission to the user via visual and/or audio interface of said RPD; if applicable, verifying users of an associated E-Document receipt; and user then completing business at the RPD and proceeding to checkout at said POS or continues shopping.
16. The method of Claim 12, further comprising the step of: scanning a barcode of said E-Document that is displayed on said wireless device of a Member of the Service (MOTS).
17. A full service rebate method, comprising the steps of: providing a full service rebate processing agent in processing one or more rebate transactions of a consumer; acquiring a receipt from a point of sale system (POSS) of a merchant by any of or any combination of: passive receipt acquisition, semi active receipt acquisition, and active receipt acquisition; a user logging on to a full service rebate account of a Rebate Processing Device (RPD) comprising validating said user; processing one or more rebate transactions comprising: qualifying, verifying, and authorizing; posting said qualified, verified, and authorized one or more rebate transactions to associated accounts and systems; post processing posted rebate transactions comprising an option to register associated products with said one or more posted rebate transactions and generating a full service rebate receipt reflecting said one or more posted rebate transactions; advancing funds on a rebate transaction; registering a purchased product that creates an association with a member, a rebate, and with a registered producer of said product; providing a cash withdrawal service for a customer; funds transfer between accounts of said consumer; facilitating and executing programs and payment of rewards; reviewing said full service rebate account; presenting said full service rebate receipt; and said full service rebate method further comprising any of or any combination of the steps of; providing a sidecar; providing a sidecar with a topper; and providing a counter for customer convenience.
18. The method of Claim 17, further comprising any of or any combination of the steps of; providing a sidecar that provides full service rebate related functionality; providing a sidecar with a topper that provides added visibility and exposure; and providing a counter for customer convenience.
19. The method of Claim 17, further comprising the step of providing a redemption type for said one or more rebate transactions, said redemption type comprising any of: cash; expedite; and standard.
20. The method of Claim 17, wherein said funds transfer accounts comprise any of or any combination of the following: credit card; debit/check card; bank account; as associated merchant's credit card; and an online payment broker.
21. The method of Claim 17, further comprising the step of: creating and subsequently processing a pending consumer receipt.
22. The method of Claim 17, wherein said active receipt acquisition provides means for a merchant to collect a Proof of Purchase (POP) or a Service Proof of Purchase (SPoP) tag, to scan said tag, and provide said tag information to said full service rebate agent.
23. The method of Claim 17, wherein said user is prompted to select from a list of merchants that said agent has a relationship with, wherein said list of merchants may include a merchant at a different store and other merchants such as web stores, direct marketers, wholesale distributors or member type merchants, and the like, that may or may not be associated with the merchant where a related rebate processing device (RPD) is located.
24. The method of Claim 17, further comprising the step of: providing graphical help that demonstrates where to locate required data.
25. The method of Claim 17, further comprising the step of: performing Product ID re-entry and if no associated rebate is found, then, suggesting a comparable item that is rebate associated.
26. The method of Claim 17, wherein said step of advancing funds further comprises the step of; providing a full-rebate-qualification-process.
27. The method of Claim 17, wherein a user can select a tax-avoided rebate.
28. The method of Claim 17, wherein said step of advancing funds further comprises any of the steps of: instructing said user to collect a voucher or pre paid card; and a member presenting a membership number at time of purchase or post processing, wherein said system and any related systems are configured to recognize and associate the advance processing of the member and apply credit as is appropriate.
29. A system for performing an E-Document transmission, comprising: means, at a point of sale, for providing and configuring a Rebate
Processing Device (RPD); means for said RPD transmitting an E-Document; means for providing and configuring a wireless device to communicate with said RPD; means for said wireless device receiving said transmitted E-Document; and means for providing and configuring a POS device, other properly configured device of a merchant, or entity, to communicate with said wireless device, and to honor said E-Document at said point of sale.
30. The system of Claim 29, further comprising: means for said RPD sending said E-Document to one or more devices selected by a user or permitted by a full service rebate service (Service).
31. The system of Claim 29, wherein said transmitted E-Document incorporates two-way communications to verify said wireless device or confirm receipt by a user of said an E-Document.
32. The system of Claim 29, further comprising: means for, upon receiving by the wireless device of a user, notifying user of said receipt; means for making said E-Documeπt displayable at time of receipt; means for said RPD confirming said transmission to the user via visual and/or audio interface of said RPD; if applicable, means for verifying users of an associated E-Document receipt; and means for user then completing business at the RPD and proceeding to checkout at said POS or continues shopping.
33. The system of Claim 29, further comprising: means for scanning a barcode of said E-Document that is displayed on said wireless device of a Member of the Service (MOTS).
Applications Claiming Priority (4)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US66863005P | 2005-04-05 | 2005-04-05 | |
| US60/668,630 | 2005-04-05 | ||
| US66969305P | 2005-04-08 | 2005-04-08 | |
| US60/669,693 | 2005-04-08 |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| WO2006121541A1 WO2006121541A1 (en) | 2006-11-16 |
| WO2006121541B1 true WO2006121541B1 (en) | 2007-01-04 |
Family
ID=37396851
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| PCT/US2006/012761 Ceased WO2006121541A1 (en) | 2005-04-05 | 2006-04-05 | Automated rebate system and method |
Country Status (1)
| Country | Link |
|---|---|
| WO (1) | WO2006121541A1 (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8725568B2 (en) | 2009-08-24 | 2014-05-13 | Visa U.S.A. Inc. | Coupon bearing sponsor account transaction authorization |
| US8880431B2 (en) | 2012-03-16 | 2014-11-04 | Visa International Service Association | Systems and methods to generate a receipt for a transaction |
| US9460436B2 (en) | 2012-03-16 | 2016-10-04 | Visa International Service Association | Systems and methods to apply the benefit of offers via a transaction handler |
| US9495690B2 (en) | 2012-04-04 | 2016-11-15 | Visa International Service Association | Systems and methods to process transactions and offers via a gateway |
Families Citing this family (17)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US9721238B2 (en) | 2009-02-13 | 2017-08-01 | Visa U.S.A. Inc. | Point of interaction loyalty currency redemption in a transaction |
| GB2468340A (en) * | 2009-03-04 | 2010-09-08 | Global Refund Holdings Ab | Validation of tax refunds |
| US9031859B2 (en) * | 2009-05-21 | 2015-05-12 | Visa U.S.A. Inc. | Rebate automation |
| US10223707B2 (en) | 2011-08-19 | 2019-03-05 | Visa International Service Association | Systems and methods to communicate offer options via messaging in real time with processing of payment transaction |
| US10360578B2 (en) | 2012-01-30 | 2019-07-23 | Visa International Service Association | Systems and methods to process payments based on payment deals |
| US9922338B2 (en) | 2012-03-23 | 2018-03-20 | Visa International Service Association | Systems and methods to apply benefit of offers |
| US9864988B2 (en) | 2012-06-15 | 2018-01-09 | Visa International Service Association | Payment processing for qualified transaction items |
| US9626678B2 (en) | 2012-08-01 | 2017-04-18 | Visa International Service Association | Systems and methods to enhance security in transactions |
| US10438199B2 (en) | 2012-08-10 | 2019-10-08 | Visa International Service Association | Systems and methods to apply values from stored value accounts to payment transactions |
| US10685367B2 (en) | 2012-11-05 | 2020-06-16 | Visa International Service Association | Systems and methods to provide offer benefits based on issuer identity |
| US9990646B2 (en) | 2013-10-24 | 2018-06-05 | Visa International Service Association | Systems and methods to provide a user interface for redemption of loyalty rewards |
| US10489754B2 (en) | 2013-11-11 | 2019-11-26 | Visa International Service Association | Systems and methods to facilitate the redemption of offer benefits in a form of third party statement credits |
| US9672516B2 (en) | 2014-03-13 | 2017-06-06 | Visa International Service Association | Communication protocols for processing an authorization request in a distributed computing system |
| US10354268B2 (en) | 2014-05-15 | 2019-07-16 | Visa International Service Association | Systems and methods to organize and consolidate data for improved data storage and processing |
| US11151594B1 (en) * | 2016-07-11 | 2021-10-19 | Rebatepros, Llc | Method and system for rebate determination and generation |
| CN112200560B (en) * | 2020-09-30 | 2024-06-25 | 广东岭南通股份有限公司 | Virtual public transport one-card recharging method capable of being completed through single exchange |
| CN114493690B (en) * | 2022-01-17 | 2024-10-22 | 浪潮工业互联网股份有限公司 | Block chain-based dealer rebate transparentization method, equipment and medium |
Family Cites Families (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20050075932A1 (en) * | 1999-07-07 | 2005-04-07 | Mankoff Jeffrey W. | Delivery, organization, and redemption of virtual offers from the internet, interactive-tv, wireless devices and other electronic means |
| US6847935B1 (en) * | 1999-12-22 | 2005-01-25 | Parago, Inc. | System and method for computer-aided rebate processing |
| US20020032650A1 (en) * | 2000-05-19 | 2002-03-14 | Hauser Elloyd A. | Payment system and method |
-
2006
- 2006-04-05 WO PCT/US2006/012761 patent/WO2006121541A1/en not_active Ceased
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8725568B2 (en) | 2009-08-24 | 2014-05-13 | Visa U.S.A. Inc. | Coupon bearing sponsor account transaction authorization |
| US8965810B2 (en) | 2009-08-24 | 2015-02-24 | Visa U.S.A. Inc. | Coupon bearing sponsor account transaction authorization |
| US8880431B2 (en) | 2012-03-16 | 2014-11-04 | Visa International Service Association | Systems and methods to generate a receipt for a transaction |
| US9460436B2 (en) | 2012-03-16 | 2016-10-04 | Visa International Service Association | Systems and methods to apply the benefit of offers via a transaction handler |
| US9495690B2 (en) | 2012-04-04 | 2016-11-15 | Visa International Service Association | Systems and methods to process transactions and offers via a gateway |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2006121541A1 (en) | 2006-11-16 |
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