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WO2006032066A2 - Enregistrement electronique de documents commerciaux - Google Patents

Enregistrement electronique de documents commerciaux Download PDF

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Publication number
WO2006032066A2
WO2006032066A2 PCT/ZA2005/000142 ZA2005000142W WO2006032066A2 WO 2006032066 A2 WO2006032066 A2 WO 2006032066A2 ZA 2005000142 W ZA2005000142 W ZA 2005000142W WO 2006032066 A2 WO2006032066 A2 WO 2006032066A2
Authority
WO
WIPO (PCT)
Prior art keywords
software
electronic receipt
electronic
receipt
goods
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/ZA2005/000142
Other languages
English (en)
Other versions
WO2006032066A3 (fr
Inventor
Michael Timothy Scholes
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of WO2006032066A2 publication Critical patent/WO2006032066A2/fr
Publication of WO2006032066A3 publication Critical patent/WO2006032066A3/fr
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/047—Payment circuits using payment protocols involving electronic receipts
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems

Definitions

  • This invention relates to the electronic recordal of business documents. More particularly it relates to electronic information receipting. Thus it relates to an electronic receipt; a storage device for storing an electronic receipt; software for the creation and management of such receipts; receipting equipment for supplying an electronic receipt; a system for supplying, storing, and analysing electronic receipts; and a method of supplying and storing and retrieving receipts.
  • the invention also relates to the linking of transactions to entities.
  • an electronic receipt for goods or services that is multi-layered in that it includes two or more of the following layers of data including but not limited to a sales record as in a conventional receipt, product data, purchasers data.
  • the invention provides a system and method whereby all useful transaction information is encapsulated into a single electronic data object; and a system whereby use and implementation of such objects is afforded.
  • the electronic receipts may be independent of any particular retailer and no direct prior relationship between retailer and purchaser is required. Further, the electronic receipting may be Independent of any particular method of payment.
  • GUID is used to denote a global user identification.
  • the concept of GUID is intended to convey that a number of identification means are associated with an entity to be identified, for example, mobile telephone serial number, sim card identifier, smart card, embedded software, biometric data, credit card data, national identification data such as passport number, social security, id book, drivers license, or any other such data, which can then be used, either separately or together to identify an entity such a person, a company, or the like.
  • GUID also refers to digitized and encrypted forms of any of the above mentioned identifiers e.g. if a fingerprint is provided, then the file or data (the output of an algorithm) which are uniquely linked to the fingerprint will also be considered as a GUID.
  • GUID also refers to any unique identifier assigned permanently or temporarily to the entity, based on any other form of identification, for the purpose of identification.
  • the single electronic data object may serve as an electronic receipt.
  • the electronic data object may be locked against alteration by unauthorised parties.
  • Editing of the electronic data object may require an authentication code.
  • the electronic receipt may include data in a specified data format.
  • the electronic receipt may include data in a specified data format or layout but occurring as any file type e.g .swx, .doc, .xml, .txt. , flat file, binary.
  • the electronic receipt may include data in a specified format in any encrypted form.
  • the electronic receipt may include data and or files which need not be of the same sort but form a unified whole. This may be an abstract association or in the form of an archive file. Thus the electronic receipt may be a single file which includes a number of separate files in one or more formats.
  • the electronic receipt may include one or many files which may be stored and transmitted separately, but form a unified whole.
  • the electronic receipt may include some or all of the following data - some of which may pertain to the overall transaction and some of which may pertain to specific line items: - GUID
  • the invention extends to a receipt storage device for storing an electronic receipt.
  • the receipt storage device may be portable.
  • the receipt storage device may be a central, remote facility that is accessible via a communication network.
  • a consumer may acquire a receipt storage device and carry it around with him/her, and, when the consumer purchases goods or services, appropriate details are stored in the receipt storage device. These details may include one or more of the following data, some of which may pertain to the overall transaction and some of which may pertain to specific line items:
  • the receipt storage device may also contain a global user identification or GUID for the consumer. This GUID may be encoded and may be supplied by an authorized supplier of the receipt storage device when the consumer acquires the receipt storage device.
  • the electronic receipt may include a record of which type of GUID was used for a specific transaction.
  • the consumer may also acquire suitable software, specifically written to handle electronic receipts, for a PC or a workstation so that the information stored on the portable receipt storage device may be transferred to the PC or workstation for processing or for integration into accounting software resident on the PC or workstation.
  • This software may also communicate with a central server to facilitate the transfer of electronic receipts, copying of electronic receipts, updating of the central server by the PC or workstation, or of the PC or workstation by the central server.
  • the receipt storage device may also have a processing means.
  • Software specifically written to handle electronic receipts may be loaded onto the the portable device for the permanent storage, temporary storage, processing and organization of electronic receipts.
  • a combination of above i.e. part or whole of the electronic receipt may be sent to mobile device, part or whole of ER sent to centralised server. Also, ER's may be transferred from the central server to a mobile device. This could be used for the processing of ER's or so that ER can be presented to a retailer or manufacturer, to claim a guarantee service or return items.
  • the implementation includes includes the sending of some message to a mobile device or PC to indicate that the electronic receipt was received by the central server.
  • the communication network may be a dedicated network or it may be in the form of a virtual private network (VPN).
  • VPN virtual private network
  • the GUID may be manually entered by the consumer, using a keypad or the like, or it may be electronically stored in an identifying component, such as a card, memory stick, cellphone or PDA.
  • POS point-of-sale system which here defines the point at which the retail or other transactions take place. So refers to a cash register, computer with software to effect purchasing, or any other device able to effect and record a retail transaction including mobile phones, PDA's, laptop computers etc. Here the use is extended to include any computers or servers and/or software which allows for retails transactions to be recorded, locally or remotely. Thus every purchase of an item over the Internet will be seem as being facilitated by a POS system.
  • the electronic receipting and the communication system relates equally to real world transactions as it does to Internet based transactions, for example, on-line shopping.
  • POS point-of-sale
  • TP software which replaces the need for the POS to establish a link to a remote server and the POS sends the electronic receipting data to the TP software which then sends a copy of the electronic receipt data, or any portion thereof, to a centralised server, and or, a copy to the purchaser using Internet, mobile phone, PDA, email, and the like.
  • the TP software could be a stand alone application of a standard piece of software incorporated into the POS system software.
  • the TP software may communicate with the central server before the electronic receipt data is transmitted, for example, to send a unique identifier to the TP software such as a unique receipt number, or for security purposes such as encryption. Thus 2 way communication may be utilised.
  • a TP device is a device which runs TP software or a portion thereof or an equivalent thereof.
  • the TP software may be used to, among other things
  • the TP software may also communicate with the POS system during or after the creation of an electronic receipt, for example to pass the transaction identifier assigned by the central server to POS system, so the retailer able to communicate with central server using information originating from the central server.
  • the TP software may also communicate with portable electronic receipt carriers, before, during or after the electronic receipt has been created.
  • the TP software may also communicate with PC's or other devices owned or designated by the purchaser via the Internet or other communications network before, during or after the electronic receipt has been created.
  • the TP software may be loaded onto mobile devices which could act as POS systems, for example, mobile phones, PDA's etc.
  • the TP software may transmit the electronic receipt data to a mobile device which stores the data, temporarily or otherwise, which in turn transmits the electronic receipt data or a portion thereof to the centralised server whether for permanent storage or for authentication purposes. This retransmits may be at scheduled times or on demand.
  • the invention extends to receipting equipment whereby a supplier of goods or services may supply details of goods or services purchased by a consumer to a receipt storage device.
  • the receipting equipment may be able to retrieve details of goods or services purchased by a consumer from the receipt storage device.
  • the receipting equipment may be adapted to modify an appropriate record in the receipt storage device to indicate that the relevant goods have been returned.
  • a system for supplying and recording electronic receipts which includes a receipt storage device and receipting equipment, as described above.
  • the system may include the provision of a unique label for each item of goods or services, said unique label including a unique code specific to a single item, which unique code may form part of the electronic receipt.
  • the unique label may be in the form of a nano-label, a bar code, a transponder, or the like.
  • the system may include the linking of guarantee information about a uniquely identified product to the terms and conditions of a guarantee for product category into which the product falls.
  • a method of supplying and storing receipts which includes supplying and storing receipts electronically.
  • the method may include the retrieval of product specific information for supplying as part of the electronic receipt.
  • the invention also extends to: a system including software for a mobile device for the processing or for integration into accounting software, other software or is transferred to the central remote facility.; a system which incorporates electronic transaction information with actual software products or links to software products ; a system which incorporates electronic transaction information with all item guarantees; a system whereby each item automatically characterised;
  • Method for tracking ownership of particular items a system which incorporates encrypted data with transaction information - excluding bar code, item code etc.; a system for linking an entity to a transaction and all items contained in the transaction; a system for linking an entity to a transaction and all items contained in the transaction by the use of a number of identification methods and artifacts; and a system for verifying that an electronic receipt has been received by a centralised server.
  • Figure 1 shows a first implementation of a system in accordance with the invention for supplying and storing receipts electronically
  • Figure 2 shows a second implementation of a system in accordance with the invention for supplying and storing receipts electronically
  • Figure 3 shows the transmission of electronic receipt data to a central server
  • Figure 4 shows the transmission of electronic data to a mobile device
  • Figure 5 shows the global user identification system definition graphically
  • Figure 6 shows an example of the GUID.
  • Figure 1 shows generally a first system for supplying and storing receipts electronically, designated generally by reference numeral 10.
  • the system 10 has a portable receipt storage device 12, receipting equipment 14 and processing equipment 16.
  • the receipt storage device 12 is in the form of a smart card 18.
  • the receipting equipment 14 comprises a point of sale apparatus 20 and a card reader and writer 22.
  • the processing equipment 16 comprises a PC 24 and a further card reader and writer 26.
  • the point of sale apparatus 20 and the PC 24 have suitable software installed.
  • a merchant owning the point of sale apparatus 20 registers with a supplier of the technology and acquires the card reader and writer 22 and the software and is given a unique ID which is embodied in the software.
  • the software is installed in the point of sale apparatus 20 and the card reader and writer 22 connected thereto.
  • a consumer similarly registers with supplier of the technology and acquires the smart card 18, the card reader and writer 26 and the software.
  • the consumer is also given a unique ID which is embedded by the supplier in the smart card 18.
  • the software is installed in the PC 24 and the card reader and writer 26 connected thereto.
  • the consumer purchases goods from the merchant, he presents his smart card 18, which is inserted into the card reader and writer 22.
  • the merchants ID, the date and time, and details of the goods purchased by the consumer are stored electronically on the smart card 18.
  • the consumer thus has an electronic receipt on a small portable device.
  • the consumers ID, the date and time and details of the goods may also be stored by the merchant.
  • the consumer returns to his base, either his home, office, factory or other premises he inserts the card 18 in his card reader and writer 26 and the information thereon is transferred to the PC 24, in a read only form.
  • the software dedicated to the processing, organization and storage of electronic receipts does not permit the consumer to modify the data.
  • the details may, however, be imported into an accounting package resident on the PC.
  • the software also enables the consumer to sort the goods purchased into various classes for budgeting and analysis purposes.
  • the software is also used to update other software applications, for example to update stock levels.
  • the consumer wishes to return any particular item to the merchant from which it was purchased, he transfers the relevant information back to the card 18.
  • the goods item and the card are then presented to the merchant who can then verify that the goods item was purchased from him and the date thereof. The fact that the goods item was returned is then recorded on the card 18.
  • a second system for supplying and storing receipts electronically is shown, designated generally by reference numeral 30.
  • This system 30 is similar to the system 10 shown in Figure 1 and is similarly referenced.
  • the receipt storage device 12 is at a central, remote facility, comprising a server 32 and a storage unit 34.
  • the point of sale apparatus 20 is connected to the server 32 using a VPN, via the Internet 36.
  • the consumer has a magnetic stripe card 38 which has the consumer's ID.
  • the consumer may then access the data, via the Internet, using a browser and password, to download the data relevant to him.
  • the invention proposes that the model for implementation includes software dedicated to ER (electronic receipting) security, implementation, control etc. which is independent of any particular POS system - called here TP software.
  • the software sits on same network as the POS, and instead of the POS software communicating with a distant server, the POS sends the ER details to software sitting on the server. This software is then able to send a copy of the ER to a centralised server, and or, a copy to the purchaser using Internet, mobile phone, PDA, or email.
  • This concept of dedicated software is believed to be important. It may be required that the TP software communicate with the central server before the actual ER is sent. This could be to send a unique identifier to the TP software e.g. a unique receipt number, or for security purposes e.g. encryption. Thus we have potential 2 way communication.
  • this TP software is loaded on mobile devices which could act as POS systems e.g. mobile phones, PDA's etc.
  • implementation of the invention includes the use of mobile devices, as for communication between mobile devices and the centralised server. So an ER could be sent to a mobile device, and then later to as centralised server for authentication.
  • GUID is introduced for identification and verification of electronic receipts
  • this GUID includes information regarding mobile devices (cell phone chip, PDA, embedded software), biometric data, credit card number, ID number, bank card number, smart card, and other such data.
  • the ER is linked to a GUID.
  • the GUID allows for a flexible identification system i.e. the verification ER and ER system is not limited to any one of these means of identification. So purchaser may use any one or a combination of these for means of identification as shown in Figure 5.
  • a customer makes a purchase at a retailer using a credit card (the credit card number is a specific instance of a GUID).
  • the electronic receipt is linked to an entity - the purchaser.
  • One of the items purchased which is included in the electronic receipt has a guarantee.
  • the purchaser now goes to the manufacturer of the item to claim on the guarantee, but does not have the credit card. Instead, the manufacturer is able to access the central server to verify that the person actually purchased the item using the persons fingerprint (another specific instance of a GUID).
  • the GUID system is integrally linked to electronic receipting, the claiming of guarantees, insurance claims etc.
  • each primary entity for example a person is given a unique identifier (primary identifier) by the GUID system. This could be an identifier which already exists, for example an ID number or company registration number. Then a number of other identifiers are linked to the primary entity. Also, to each primary entity/identifier is linked to core data The following may be linked to the entity
  • the core data could consist of certain identifiers as specified above, as well as additional information.
  • This GUID information is stored on a central server to which relevant parties have access. Any party using the system is able to provide the central system with any one a number of specified ID 1 and the central server will return the primary identifier, one or more of the other identifiers, together with any relevant core information on the primary entity.

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

La présente invention concerne un système de reçu électronique pour des marchandises ou des services dans lequel des informations de transaction sont encapsulées dans un objet de données électronique unique, ledit objet de données comprenant une partie ou la totalité des données suivantes dont une partie peut appartenir à la transaction complète et une autre partie peut appartenir à des types d'articles spécifiques.
PCT/ZA2005/000142 2004-09-16 2005-09-16 Enregistrement electronique de documents commerciaux Ceased WO2006032066A2 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ZA200407453 2004-09-16
ZA2004/7453 2004-09-16

Publications (2)

Publication Number Publication Date
WO2006032066A2 true WO2006032066A2 (fr) 2006-03-23
WO2006032066A3 WO2006032066A3 (fr) 2006-06-15

Family

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Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/ZA2005/000142 Ceased WO2006032066A2 (fr) 2004-09-16 2005-09-16 Enregistrement electronique de documents commerciaux

Country Status (1)

Country Link
WO (1) WO2006032066A2 (fr)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8967462B2 (en) 2012-03-23 2015-03-03 Tata Consultancy Services Limited Receipt number generation

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH09237298A (ja) * 1996-02-29 1997-09-09 Hitachi Ltd 電子通貨決済システム
US5739512A (en) * 1996-05-30 1998-04-14 Sun Microsystems, Inc. Digital delivery of receipts
US6738749B1 (en) * 1998-09-09 2004-05-18 Ncr Corporation Methods and apparatus for creating and storing secure customer receipts on smart cards
US6487540B1 (en) * 2000-07-25 2002-11-26 In2M Corporation Methods and systems for electronic receipt transmission and management

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8967462B2 (en) 2012-03-23 2015-03-03 Tata Consultancy Services Limited Receipt number generation

Also Published As

Publication number Publication date
WO2006032066A3 (fr) 2006-06-15

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