WO2002075665A2 - Dispositif portatif de transmission de données avec validation biométrique - Google Patents
Dispositif portatif de transmission de données avec validation biométrique Download PDFInfo
- Publication number
- WO2002075665A2 WO2002075665A2 PCT/IB2001/002719 IB0102719W WO02075665A2 WO 2002075665 A2 WO2002075665 A2 WO 2002075665A2 IB 0102719 W IB0102719 W IB 0102719W WO 02075665 A2 WO02075665 A2 WO 02075665A2
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- data
- biometric
- reader
- prerecorded
- biometric data
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Ceased
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
- G06Q20/3552—Downloading or loading of personalisation data
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
- G07C9/00—Individual registration on entry or exit
- G07C9/20—Individual registration on entry or exit involving the use of a pass
- G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
- G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
- G07C9/257—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition electronically
Definitions
- the present invention relates to a portable data transmission device, such as a smart card, and more particularly to a data transmission device with biometric validation.
- a biometric parameter can be defined as a physiological parameter or a parameter directly related to the physiology of a person who is distinctive from that person and who cannot be recognized, differentiated or reproduced without the help of an appropriate machine since the mere human senses are not sufficient to allow this recognition, differentiation or reproduction.
- a biometric parameter can be fingerprint, voice, retina, saliva, writing, image of a person, etc.
- biometric parameter readers makes it possible, for example, to detect one of the parameters mentioned above.
- This reader coupled with appropriate software, can therefore form a signature directly associated with the biometric parameter.
- a fingerprint reader capable of capturing the image of the fingerprint and of mapping it; a microphone for picking up the voice of a person coupled with voice recognition software making it possible to extract a frequency diagram therefrom; an optical reader capable of scanning the surface of the retina and removing an image therefrom; a saliva analyzer capable of removing an analysis of deoxyribonucleic acid (DNA) therefrom; a stage capable of analyzing a person's writing when this person is executed on the stage; a camera capable of digitally analyzing a facial photograph in order to establish a cartography thereof; etc.
- DNA deoxyribonucleic acid
- a unique signature can be associated with a person, this signature being unique in that it is directly linked to a unique physiological characteristic of this person.
- DPTD portable data transmission devices
- smart cards or magnetic strip cards by which identification data of the card holder are transmitted to a product supplier or service in the context of a financial transaction.
- a problem associated with DPTD is that it is possible for a third party coming into possession of DPTD, to use it fraudulently by impersonating the holder of DPTD. This is obviously undesirable, since the DPTD is designed to allow only its holder to use it.
- the DPTD is a card making it possible to carry out financial transactions, then it would be possible for a person in unauthorized possession of the DPTD of another person to carry out transactions by debiting the account of the holder of the DPTD with the associated debit. to these transactions; or even if the DPTD is an access card, it would be possible for an unauthorized person to have access to a place where the holder of the DPTD can go thanks to a verification system of which the DPTD is the key.
- Certain security devices have been implemented for certain DPTDs.
- the person making a transaction must sign a receipt provided to him by the supplier of the product or service with which he is dealing.
- it is now often possible to carry out transactions without having to sign such a receipt for example by telephone.
- anyone who becomes aware of the identification data (card number, expiration date, name of the holder) of the card can therefore carry out transactions that are not authorized by the holder.
- the verification of sellers of products or services is often not sufficient, when it is done.
- Conventional debit cards also have a security system which is a Personal Identification Number (PIN).
- PIN Personal Identification Number
- This PIN must be stamped on the keyboard of the interface machine allowing the holder of the debit card to have money distributed automatically by his bank.
- anyone who becomes aware of the debit card number and in possession of a third party debit card can subsequently carry out unauthorized transactions using this card, and these transactions will be charged to the account of the card holder. the map.
- a conventional access card is often not equipped with a security device, so that anyone who becomes in possession of a third-party access card can access places that would normally only be accessible to authorized holders. a DPTD.
- the present invention relates to a method for the transmission of transmission data prerecorded on a DPTD to a receiver capable of receiving this transmission data, the DPTD comprising an electronic chip having a memory device, a communication device capable of transmitting the transmission data. transmission and connected to the electronic chip, and a biometric parameter reader connected to the electronic chip, the transmission data and prerecorded biometric data being stored on the electronic chip, said method comprising the following steps:
- a biometric parameter is supplied to the biometric parameter reader
- the transmission data are transmitted by means of the communication device.
- the transmission data are identification data.
- the biometric parameter reader is a fingerprint reader, in that the prerecorded biometric data are representative of a specific fingerprint, and in that the biometric data read are also representative of a specific fingerprint .
- the biometric parameter reader is a microphone coupled to voice recognition software, in that the prerecorded biometric data are representative of a specific voice, and in that the biometric data read are also representative of a specific voice.
- the biometric parameter reader is an optical reader capable of obtaining an image of the retina of an eye, in that the prerecorded biometric data are representative of a specific retina, and in that the biometric data read are also representative of a specific retina.
- the biometric parameter reader is a saliva analyzer capable of withdrawing a DNA analysis therefrom, in that the prerecorded biometric data are representative of a specific saliva sample, and in that the biometric data read are also representative of a specific saliva sample.
- the biometric parameter reader is a reader and analyzer for writing, in that the prerecorded biometric data are representative of a specific writing, and in that the biometric data read are also representative of a specific writing.
- the biometric parameter reader is a camera capable of capturing a facial image, in that the prerecorded biometric data are representative of a specific facial image, and in that the biometric data read are also representative of an image specific facial.
- the prerecorded biometric data are located in a memory organ of the electronic chip which cannot be modified.
- the biometric data cannot be transmitted by means of the communication device.
- FIG. 1 is a schematic view of a portable data transmission device (DPTD) according to the present invention
- FIG. 2 is a diagram illustrating the steps of the method for the transmission of prerecorded transmission data on a DPTD;
- FIG. 3 on the first page of the figure, shows in schematic view a DPTD interacting with an interface machine
- FIG. 4 is a diagram illustrating the steps of the method for the transmission of prerecorded transmission data on a DPTD to an interface machine.
- FIG. 1 shows a portable data transmission device (DPTD) 10 according to the present invention.
- the DPTD 10 comprises an electronic chip 12, a communication device 14, a biometric parameter reader 16, and interface means, namely a display screen 18 and a keyboard 20.
- the DPTD 10 is illustrated in Figure 1 with the approximate dimensions of a card such as a credit card or a conventional debit card, but it is understood that it could be in another suitable form.
- the electronic chip 12 comprises at least one processor and a memory member which houses prerecorded transmission data and prerecorded biometric data, the nature of which will be explained below.
- the memory unit can for example be a conventional data storage unit.
- the communication device 14 allows the transmission of the transmission data.
- the communication device can be in any suitable form, for example in the form of a contact or contactless communication device, such as an infrared wave transmitter capable of transmitting infrared waves carrying transmission data, or a transmitter electromagnetic or radio waves, or in the form of an interface allowing a reader external to the DPTD to have access to the transmission data prerecorded on a storage unit representing the memory organ of the electronic chip 12
- the communication device 14 can be an active device capable of transmitting the desired information, or even a passive device allowing access by means of an appropriate interface machine to the desired information which is recorded on the memory member of the chip 12.
- the communication device 14 also allows the reception of data.
- the communication device 14 would allow the reception of new transmission data which could be recorded in replacement of the old transmission data.
- the communication device 14 could also include example an infrared wave receiver capable of receiving infrared waves carrying data and decoding them to transmit to the electronic chip these data for their recording on the memory member of the chip 12.
- the communication device 14 could also include example an infrared wave receiver capable of receiving infrared waves carrying data and decoding them to transmit to the electronic chip these data for their recording on the memory member of the chip 12.
- the communication device 14 could also include example an infrared wave receiver capable of receiving infrared waves carrying data and decoding them to transmit to the electronic chip these data for their recording on the memory member of the chip 12.
- the biometric parameter reader 16 can be any suitable reader or detector allowing the acquisition of biometric data from a biometric parameter which is supplied. Any biometric parameter can be envisaged for the purposes of the present invention, for example those which are named in the State of the Art section of this specification. Consequently, the biometric parameter reader 16 can be any suitable reader or detector intended for the acquisition of data representative of a corresponding biometric parameter. For example, the biometric parameter reader 16 can be one of the biometric parameter readers indicated in the State of the Art section of this specification. When the reading of a biometric parameter is carried out by the biometric parameter reader 16, biometric data resulting from this reading are sent to the chip 12. It is understood that in any case, the biometric parameter reader 16 will allow the acquisition of biometric data of the same type as the biometric data prerecorded in the memory member of the chip 12.
- the prerecorded biometric data are stored in the memory member of the chip 12 at the time of acquisition of the DPTD 10 by its holder.
- the prerecorded biometric data are recorded in a memory member accessible in read only (ROM) of the chip 12.
- ROM read only
- this memory member in read only is furthermore protected against any alteration of the information stored therein, so that any attempt to modify the biometric data prerecorded will render DPTD 10 non-operational.
- the prerecorded biometric data are initially recorded on the DPTD 10 by means of the biometric parameter reader 16.
- the prerecorded biometric data constitute a unique signature specific to the holder of the DPTD, and they are recorded in the memory organ of the DPTD 10.
- the chip 12 includes appropriate means, for example software, allowing the comparison between biometric data acquired by the biometric parameter reader 16 and the prerecorded biometric data.
- appropriate means for example software, allowing the comparison between biometric data acquired by the biometric parameter reader 16 and the prerecorded biometric data.
- a biometric parameter is supplied to the biometric parameter reader
- the transmission data are transmitted by means of the communication device.
- the biometric parameter is supplied to the biometric parameter reader by allowing access to the biometric parameter reader to the biometric information sought. For example, if it is a fingerprint detector, then a biometric parameter is provided by applying your finger against the fingerprint detector.
- the acquisition of the acquired biometric data is done by removing the desired information from the biometric parameter provided. For example, if it is a fingerprint, then the acquisition of biometric data can be done by removing an image of the fingerprint which will be mapped according to a known method, this mapping of the fingerprint being coded under digital form. These data are considered to be representative of the footprint.
- the comparison of the biometric data acquired with the prerecorded biometric data is done using appropriate means, for example comparison software.
- Transmission data will then be sent if the biometric data acquired is sufficiently similar to the prerecorded biometric data.
- the degree of similarity required between the acquired biometric data and the prerecorded biometric data in order for them to be considered equivalent and for the transmission data to be authorized to be transmitted, can be selectively calibrated at the time when the comparison software is created. . Indeed, depending on the nature of the biometric data that is compared, according to the precision of the biometric parameter reader 16, and according to other factors, it may be difficult, if not almost impossible, to obtain acquired biometric data which are perfectly identical to the prerecorded biometic data, even if they come from the same biometric parameter.
- the biometric parameter reader 16 is a fingerprint detector
- any dirt located between a finger applied against the fingerprint detector and the detector itself could slightly modify the biometric data acquired.
- the expression "sufficiently similar" with regard to the comparison of prerecorded and acquired biometric data means that a degree of resemblance deemed sufficient must be obtained during the comparison, such so that it is reasonably certain that the person providing the biometric parameter is indeed the person from whom the prerecorded biometric data originated.
- the comparison software can be programmed for this purpose, as it is known to do so or as it would be considered obvious to do for a person skilled in the art.
- FIG. 1 also illustrates that the DPTD 10 further comprises interface means, namely a display screen 18 and a keyboard 20 connected to the chip 12. These interface means are optional. These interface means can be combined with a number of other known options, for example software allowing the holder of the DPTD 10 to view information recorded on his DPTD 10 on the display screen 18, such as the data. transmission data or any other data that may be recorded in addition to the transmission data.
- the keyboard 20 can be used to enter data in the DPTD 10, for example for the modification of the transmission data if this is permitted according to certain embodiments of the present invention, or also to choose from among the data which should be consulted. According to an embodiment of the present invention, the transmission of the transmission data is done by communicating them directly to the user of the DPTD 10.
- the communication device 14 could for example be a screen display or amplifier paired with a speaker.
- the transmission data are identification data.
- this identification data can be a code or an identification number of a credit account or a bank account, in which case the DPTD 10 would play the role of a credit card or a debit card, respectively.
- the transmission of identification data would be carried out as part of a commercial transaction, when purchasing a product or service (credit or debit card), or to recover money at an automatic cash machine (debit card).
- the transaction would take place in a traditional manner, except that the transmission of the identification data would only be executed if the appropriate biometric parameter is supplied to the biometric parameter detector at the appropriate time, to authorize the transmission of the identification data.
- Transmission data in the form of identification data can also be envisaged in the case of other applications.
- the DPTD 10 could play the role of an electronic passport on which a passport number as well as the other contact details of the passport holder are recorded, such as name, address, nationality, etc. It is also envisaged that the DPTD 10 plays the role of a permanent or temporary visa on which would be found the information of access to certain countries or regions.
- the DPTD 10 can also be used as an access key to a place whose access is reserved for authorized persons, ' in which case the transmission data on the DPTD 10 would be an access code.
- the transmission data are transmitted in a form which cannot be understood by humans, for example in the form of infrared waves or radio waves, an appropriate interface machine must be used to receive transmission data from DPTD 10 and decrypt it appropriately.
- the transmission data is simply displayed on the display screen 18, then the receiver of this transmission data can be a person or a machine.
- the transmission data does not include the prerecorded biometric data.
- the prerecorded biometric data are never transmitted in any way and remain at all times in memory on the DPTD 10. Thus, since these data are never transmitted, it becomes very difficult, if not impossible, to falsify them or to imitate or reproduce them. Consequently, the transmission of transmission data specific to the holder of DPTD 10 will only take place when the holder himself provides the appropriate biometric parameter to the reader of biometric parameter 16 which is located on the DPTD 10, and not on a reader. outside DPTD 10 where the acquired biometric data could be stored for unauthorized subsequent use.
- FIG. 3 illustrates by way of example a system where a DPTD 10 such as that which is illustrated in FIG. 1, is used in combination with an interface machine where the transmission data are intended to be recovered. According to this system, for the transmission of the transmission data to be carried out, the following steps must be carried out, as illustrated in FIG. 4:
- the DPTD is requested to supply the transmission data by means of the interface machine
- the transmission data are transmitted by means of the communication device to the interface machine.
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Human Computer Interaction (AREA)
- Credit Cards Or The Like (AREA)
- Measurement Of The Respiration, Hearing Ability, Form, And Blood Characteristics Of Living Organisms (AREA)
- Collating Specific Patterns (AREA)
Abstract
Description
Claims
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| AU2002222424A AU2002222424A1 (en) | 2001-03-16 | 2001-12-24 | Portable data transmission device with biometric validation |
Applications Claiming Priority (4)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US27611901P | 2001-03-16 | 2001-03-16 | |
| US60/276,119 | 2001-03-16 | ||
| US33520701P | 2001-11-02 | 2001-11-02 | |
| US60/335,207 | 2001-11-02 |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| WO2002075665A2 true WO2002075665A2 (fr) | 2002-09-26 |
| WO2002075665A3 WO2002075665A3 (fr) | 2003-03-13 |
Family
ID=26957786
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| PCT/IB2001/002719 Ceased WO2002075665A2 (fr) | 2001-03-16 | 2001-12-24 | Dispositif portatif de transmission de données avec validation biométrique |
Country Status (2)
| Country | Link |
|---|---|
| AU (1) | AU2002222424A1 (fr) |
| WO (1) | WO2002075665A2 (fr) |
Family Cites Families (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| SE425704B (sv) * | 1981-03-18 | 1982-10-25 | Loefberg Bo | Databerare |
| GB8525161D0 (en) * | 1985-10-11 | 1985-11-13 | Blackwell V C | Personalised identification device |
| GB8607338D0 (en) * | 1986-03-25 | 1986-04-30 | Cockburn J | Security system |
| US4993068A (en) * | 1989-11-27 | 1991-02-12 | Motorola, Inc. | Unforgeable personal identification system |
| US5280527A (en) * | 1992-04-14 | 1994-01-18 | Kamahira Safe Co., Inc. | Biometric token for authorizing access to a host system |
| DE4311295A1 (de) * | 1993-04-02 | 1994-10-06 | Borus Spezialverfahren | Identifikationssystem |
| US5623552A (en) * | 1994-01-21 | 1997-04-22 | Cardguard International, Inc. | Self-authenticating identification card with fingerprint identification |
| US6219439B1 (en) * | 1998-07-09 | 2001-04-17 | Paul M. Burger | Biometric authentication system |
-
2001
- 2001-12-24 AU AU2002222424A patent/AU2002222424A1/en not_active Abandoned
- 2001-12-24 WO PCT/IB2001/002719 patent/WO2002075665A2/fr not_active Ceased
Also Published As
| Publication number | Publication date |
|---|---|
| AU2002222424A1 (en) | 2002-10-03 |
| WO2002075665A3 (fr) | 2003-03-13 |
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