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WO2001095546A3 - A method for wireless telephony payment and an apparatus therefor - Google Patents

A method for wireless telephony payment and an apparatus therefor Download PDF

Info

Publication number
WO2001095546A3
WO2001095546A3 PCT/US2001/018136 US0118136W WO0195546A3 WO 2001095546 A3 WO2001095546 A3 WO 2001095546A3 US 0118136 W US0118136 W US 0118136W WO 0195546 A3 WO0195546 A3 WO 0195546A3
Authority
WO
WIPO (PCT)
Prior art keywords
apparatus therefor
wireless telephony
wireless
present
payment
Prior art date
Application number
PCT/US2001/018136
Other languages
French (fr)
Other versions
WO2001095546A2 (en
Inventor
Howard Gerson
Original Assignee
Wirca Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Wirca Inc filed Critical Wirca Inc
Priority to AU2001275240A priority Critical patent/AU2001275240A1/en
Publication of WO2001095546A2 publication Critical patent/WO2001095546A2/en
Publication of WO2001095546A3 publication Critical patent/WO2001095546A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

The present invention is directed to an apparatus and a method for conducting financial payment transactions, authorizations therefor, and notification thereof through wireless or cellular communication devices. The apparatus and method of the present invention includes a point-of-sale authorization device, a central processing computer, and a communication device, such as a wireless telephone.
PCT/US2001/018136 2000-06-05 2001-06-05 A method for wireless telephony payment and an apparatus therefor WO2001095546A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2001275240A AU2001275240A1 (en) 2000-06-05 2001-06-05 A method for wireless telephony payment and an apparatus therefor

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US58715400A 2000-06-05 2000-06-05
US09/587,154 2000-06-05

Publications (2)

Publication Number Publication Date
WO2001095546A2 WO2001095546A2 (en) 2001-12-13
WO2001095546A3 true WO2001095546A3 (en) 2002-06-13

Family

ID=24348587

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2001/018136 WO2001095546A2 (en) 2000-06-05 2001-06-05 A method for wireless telephony payment and an apparatus therefor

Country Status (2)

Country Link
AU (1) AU2001275240A1 (en)
WO (1) WO2001095546A2 (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9684893B2 (en) 2000-06-30 2017-06-20 Tara Chand Singhal Apparatus and method for a wireless point of sale terminal
US8229855B2 (en) 2002-08-27 2012-07-24 Jean Huang Method and system for facilitating payment transactions using access devices
US7280981B2 (en) 2002-08-27 2007-10-09 Visa U.S.A. Inc. Method and system for facilitating payment transactions using access devices
US7024396B2 (en) 2003-12-10 2006-04-04 Ncr Corporation Transaction system and method of conducting a point-of-sale transaction between a merchant and a consumer using a wireless platform
DE102007048976A1 (en) * 2007-06-29 2009-01-02 Voice.Trust Ag Virtual prepaid or credit card and method and system for providing such and for electronic payments
IL190986A (en) * 2008-04-17 2016-05-31 Uri Halevi Smart card for safer credit transactions

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5541925A (en) * 1995-03-27 1996-07-30 Compuserve Incorporated Point of sale system that bypasses the public telephone network
US5719918A (en) * 1995-07-06 1998-02-17 Newnet, Inc. Short message transaction handling system
WO1999033034A1 (en) * 1997-12-23 1999-07-01 Global Mobility Systems, Inc. System and method for controlling financial transactions over a wireless network
US5999596A (en) * 1998-03-06 1999-12-07 Walker Asset Management Limited Method and system for controlling authorization of credit card transactions

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5541925A (en) * 1995-03-27 1996-07-30 Compuserve Incorporated Point of sale system that bypasses the public telephone network
US5719918A (en) * 1995-07-06 1998-02-17 Newnet, Inc. Short message transaction handling system
WO1999033034A1 (en) * 1997-12-23 1999-07-01 Global Mobility Systems, Inc. System and method for controlling financial transactions over a wireless network
US5999596A (en) * 1998-03-06 1999-12-07 Walker Asset Management Limited Method and system for controlling authorization of credit card transactions

Also Published As

Publication number Publication date
WO2001095546A2 (en) 2001-12-13
AU2001275240A1 (en) 2001-12-17

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