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WO2001080115A1 - Procede de paiement et de reception de biens et services utilisant des codes d'identification et systeme permettant la mise en oeuvre de ce procede - Google Patents

Procede de paiement et de reception de biens et services utilisant des codes d'identification et systeme permettant la mise en oeuvre de ce procede

Info

Publication number
WO2001080115A1
WO2001080115A1 PCT/RU2001/000137 RU0100137W WO0180115A1 WO 2001080115 A1 WO2001080115 A1 WO 2001080115A1 RU 0100137 W RU0100137 W RU 0100137W WO 0180115 A1 WO0180115 A1 WO 0180115A1
Authority
WO
WIPO (PCT)
Prior art keywords
services
service
identifiable
τοvaρa
φορmiροvaniya
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/RU2001/000137
Other languages
English (en)
Russian (ru)
Inventor
Gennady Efimovich Prigorovner
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to AU2001250705A priority Critical patent/AU2001250705A1/en
Publication of WO2001080115A1 publication Critical patent/WO2001080115A1/fr
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/04Billing or invoicing
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/51Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP for resellers, retailers or service providers
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/54Resellers-retail or service providers billing, e.g. agreements with telephone service operator, activation, charging/recharging of accounts

Definitions

  • the means and the adjoining system for the payment of payments between the seller of the emergency payment card and the free service provider are received on September 17, 1998.
  • the emitent of a private car transfers the income from the account to the account of the system. ⁇ this
  • the system is also known and the method of payment for services utilized in it is used (see patent document SP ⁇ ° 5225977, term. ⁇ 06 ⁇ 15/30).
  • the indicated system supports the devices of two types for the provision of services, local partners connected to these devices, the central 5-unit and the device.
  • the objective of the present invention is the creation of a means and system of payment and delivery of services and goods that do not have the drawbacks of the known solutions.
  • the result of this process is the reduction of the cost of payments and the receipt of goods and services, and the loss of service and information
  • a code selected from a group including a random code, a determinate code and a code consisting of a random component and a determinant of anything
  • an identifiable property is found to be in the possession of an identifiable property base.
  • meny ⁇ ey me ⁇ e ⁇ dn ⁇ is ⁇ lni ⁇ eln ⁇ e us ⁇ ys ⁇ v ⁇ for ⁇ susches ⁇ vleniya ⁇ e ⁇ atsii ⁇ ed ⁇ s ⁇ avleniya ⁇ va ⁇ a ⁇ lz ⁇ va ⁇ elyu or services with s ⁇ edinenn ⁇ e us ⁇ ys ⁇ v ⁇ m ⁇ mi ⁇ vaniya za ⁇ s ⁇ v and ⁇ iema ⁇ ve ⁇ v on za ⁇ sy, tsen ⁇ aln ⁇ e us ⁇ ys ⁇ v ⁇ u ⁇ avleniya, v ⁇ lyuchayuschee a us ⁇ ys ⁇ v ⁇ ⁇ iema za ⁇ s ⁇ v and ⁇ mi ⁇ vaniya ⁇ ve ⁇ v on za ⁇ sy, svyazann ⁇ e with ⁇ e ⁇ vym and v ⁇ ym ⁇ ami tsen ⁇ aln ⁇ g ⁇
  • an identifiable record of 5 may be provided with a distinctive visual record of an identifiable identifiable code or an authenticated record.
  • the device is equipped with a convenient terminal and is equipped with a terminal equipped with a device equipped with a device.
  • ⁇ ig. 1 - a block diagram of the system of payment and the receipt of services and goods using the identifiable wares made in accordance with the invention
  • ⁇ ig. 2 - a block diagram of a central control unit, included in 25 systems of the phi system. 1 ;
  • ⁇ ig. 3 the block diagram of the investigation of the operations of the payment method and the receipt of services and goods using the identities of the payments received from the service;
  • ⁇ ig. 4 block diagram of the operating procedures in the procedure 30 for identifying a work code that is implemented in connection with the operation of the system. 3. 7
  • 25 central devices 2 devices are equipped with 8 data processing and data processing devices connected to 7 devices.
  • An identifiable code may provide a random code, or a determinate code, or a code consisting of a random component and a determinate component.
  • the identifiable codes of goods and services are recorded in a closed form on a carrier, for example, on a portable media, and the As an example, an identifiable code in the manufacturing process of carriers may incur a defective protective cover.
  • the specified protective layer is removed by the user in the process of opening the input.
  • a removable adhesive paper, paper, etc.
  • stage 12 the user acquires a carrier with a record of the identifier of the service and the service. For this, you may not be able to handle it directly or through a device for 1 device. 9
  • 10 identifiable products can convert gasoline to 220 conventional units; “ ⁇ ” distributes the currency, in which the payment is made; The following set of digits and letters provides a random identifying code that exposes him to uniqueness.
  • the user Upon receipt of an identifiable cash register, the user purchases the goods or services from a non-removable carrier. By doing this, the user can at any time convenient for him and in any place (in any country), as well as in the system of access to
  • the distributed input is converted into a signal, which is directly connected to the communication channel through 5 via a second central installation.
  • ⁇ a e ⁇ a ⁇ e 14 ⁇ e ⁇ edanny signal ⁇ inimae ⁇ sya in tsen ⁇ aln ⁇ m us ⁇ ys ⁇ ve 2 and ⁇ as ⁇ znae ⁇ sya ⁇ a ⁇ za ⁇ s, and e ⁇ a ⁇ e 15 ⁇ inya ⁇ y in za ⁇ se iden ⁇ i ⁇ i ⁇ atsi ⁇ nny ⁇ d ⁇ ve ⁇ yae ⁇ sya whether ⁇ n s ⁇ ve ⁇ s ⁇ vue ⁇ us ⁇ an ⁇ vlennym ⁇ y ⁇ e ⁇ iyam, ⁇ a ⁇ bude ⁇ b ⁇ lee ⁇ d ⁇ bn ⁇ ⁇ isan ⁇ below.
  • step 15 The result of the sale is at step 15, the identifiable code is at the store, at step 16 the user is entitled to the delivery of the service. This procedure may not allow the user to enter a identifiable code (step 17) in the event of an unauthorized liability. If the user accepts the solution
  • step 15 If at step 15 it is established that the identifiable identifier is correct, then the installed accessories are protected, then at step 19, the service is accepted for this
  • central devices 2 control devices for the communication channel 3 for the operation of the device and the non-compliant device, for example, the direct operation of the device After this procedure ends at step 22.
  • step 23 there is an identifiable code in the database of the central control unit.
  • ⁇ sli iden ⁇ i ⁇ i ⁇ atsi ⁇ nny ⁇ d in base willy ⁇ not ⁇ bna ⁇ uzhen, ⁇ on e ⁇ a ⁇ e 24 ⁇ lz ⁇ va ⁇ elyu ⁇ e ⁇ edae ⁇ sya s ⁇ bschenie ⁇ b ⁇ aze 5 ⁇ ed ⁇ s ⁇ avlenii ⁇ va ⁇ a or services ⁇ sle cheg ⁇ in ⁇ lz ⁇ va ⁇ elya es ⁇ v ⁇ zm ⁇ zhn ⁇ s ⁇ lib ⁇ vves ⁇ i ⁇ v ⁇ n ⁇ iden ⁇ i ⁇ i ⁇ atsi ⁇ nny ⁇ d on e ⁇ a ⁇ e 25 v ⁇ zv ⁇ a ⁇ m ⁇ tsedu ⁇ y on e ⁇ a ⁇ 13 lib ⁇ zave ⁇ shi ⁇ ⁇ tsedu ⁇ u on Step 26.
  • P ⁇ i us ⁇ an ⁇ vlenii ⁇ a ⁇ a ⁇ a ⁇ g ⁇ ⁇ v ⁇ n ⁇ g ⁇ is ⁇ lz ⁇ vaniya iden ⁇ i ⁇ i ⁇ atsi ⁇ nn ⁇ g ⁇ ⁇ da in us ⁇ ys ⁇ v ⁇ ⁇ mi ⁇ vaniya za ⁇ s ⁇ v and ⁇ iema ⁇ ve ⁇ v on za ⁇ sy ⁇ e ⁇ edae ⁇ sya ⁇ ve ⁇ n ⁇ e s ⁇ bschenie ⁇ b ⁇ aze in ⁇ ed ⁇ s ⁇ avlenii ⁇ va ⁇ a ⁇ lz ⁇ va ⁇ elyu or services.
  • step 27 i.e. if s ⁇ im ⁇ s ⁇ ⁇ va ⁇ a or services s ⁇ de ⁇ zhaschayasya in za ⁇ se, ⁇ evsh ⁇ ae ⁇ u ⁇ myanu ⁇ e is ⁇ dn ⁇ e value s ⁇ im ⁇ s ⁇ i, ⁇ on e ⁇ a ⁇ e 28 ⁇ mi ⁇ ue ⁇ sya and ⁇ e ⁇ edae ⁇ sya ⁇ lz ⁇ va ⁇ elyu s ⁇ bschenie ⁇ s ⁇ anenn ⁇ m in base value
  • 25 is the identifiable code with the indication of another amount and the return of the procedure at step 13, or end the procedure at step 30. If you have a good result, if the cost of the service or the service included in the request is less than the original change in the value of the property, you will be notified of this notice at 31
  • the user is provided with information that is necessary for the creation or replenishment of a virtual account.
  • User 5 may make use of the account in a universal payment system by various means, for example, through the Internet or via the telephone. In the first case, the user enters the Internet at the address indicated on the card, and anyway, there is nothing to do with the account. Then the user
  • the Operator will make a payment (if applicable) and will notify the user of the results. All types of payments that are made by users at the request are automatically entered into the list for the manufacture of the automation module, i.e. With the help of the module, the user can make payment without the help of the payment machine.
  • the paper service receives payments and payment users and pays the corresponding fees.
  • ⁇ ⁇ sn ⁇ vnym types ⁇ la ⁇ ezhey, ⁇ ye m ⁇ zhn ⁇ ⁇ inima ⁇ ⁇ ⁇ ele ⁇ nu, ⁇ n ⁇ sya ⁇ sya following: s ⁇ av ⁇ chnye services s ⁇ vaya bond ⁇ la ⁇ a for ⁇ va ⁇ y or services za ⁇ azannye ⁇ ⁇ ele ⁇ nu 5 vzaim ⁇ asche ⁇ y, mezhdug ⁇ dnie ⁇ e ⁇ eg ⁇ v ⁇ y, s ⁇ u ⁇ ni ⁇ v ⁇ e ⁇ elevidenie and ⁇ a ⁇ zhe d ⁇ ugie kinds ⁇ la ⁇ ezhey, if the data set za ⁇ anee che ⁇ ez Internet network. Following the instructions of the automatic service of the service, the user can easily make various payments.
  • a single payment system which may be created on the basis of the 10th invention, provides the following benefits:

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Pharmaceuticals Containing Other Organic And Inorganic Compounds (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

L'invention relève de l'automatisation des transactions commerciales et peut s'utiliser dans le commerce du détail et le domaine de prestation de services ainsi que pour la création d'un système de paiement universel qui permet d'effectuer différents types de paiements, y compris le paiement pour des biens et services à travers le réseau Internet, pour des services de communication, la télévision par satellite et des biens et services. L'invention permet de simplifier les procédures de paiement et de réception de biens et services, faciliter les modalités des demandes de services d'information et de consultation, élargir le domaine des fonctionnalités du système, simplifier la réalisation et l'exploitation du système et baisser son coût. Le système comprend des dispositifs (1(1)...1(N)) de distribution de codes d'identification, un dispositif de commande central (2), des dispositifs (3(1)...3(N)) de formulation de requêtes et de réception de réponses et des dispositifs d'exécution (4) pour effectuer des opérations visant à fournir des biens ou services à l'utilisateur. Le code d'identification du bien ou du service, transmis par l'utilisateur, est vérifié par rapport aux critères établis; en cas de résultats de vérification positifs, on envoie au dispositif (3) de formulation de requêtes et de réception de réponses un message de réponse qui induit une opération de fourniture de bien ou de prestation de service à l'utilisateur.
PCT/RU2001/000137 2000-04-14 2001-04-06 Procede de paiement et de reception de biens et services utilisant des codes d'identification et systeme permettant la mise en oeuvre de ce procede Ceased WO2001080115A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2001250705A AU2001250705A1 (en) 2000-04-14 2001-04-06 Method for paying and possessing services and commodities using identification codes and a system for carrying out said method

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
RU2000109142 2000-04-14
RU2000109142A RU2162245C1 (ru) 2000-04-14 2000-04-14 Способ оплаты и получения услуг и товаров с использованием идентификационнных кодов и система для осуществления способа

Publications (1)

Publication Number Publication Date
WO2001080115A1 true WO2001080115A1 (fr) 2001-10-25

Family

ID=20233233

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/RU2001/000137 Ceased WO2001080115A1 (fr) 2000-04-14 2001-04-06 Procede de paiement et de reception de biens et services utilisant des codes d'identification et systeme permettant la mise en oeuvre de ce procede

Country Status (3)

Country Link
AU (1) AU2001250705A1 (fr)
RU (1) RU2162245C1 (fr)
WO (1) WO2001080115A1 (fr)

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Also Published As

Publication number Publication date
AU2001250705A1 (en) 2001-10-30
RU2162245C1 (ru) 2001-01-20

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