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WO2001073709A3 - Procede et appareil de creation d'un ou plusieurs instruments porteur de valeurs - Google Patents

Procede et appareil de creation d'un ou plusieurs instruments porteur de valeurs Download PDF

Info

Publication number
WO2001073709A3
WO2001073709A3 PCT/US2001/010648 US0110648W WO0173709A3 WO 2001073709 A3 WO2001073709 A3 WO 2001073709A3 US 0110648 W US0110648 W US 0110648W WO 0173709 A3 WO0173709 A3 WO 0173709A3
Authority
WO
WIPO (PCT)
Prior art keywords
consumer
supplier
verification
transaction service
secure transaction
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/US2001/010648
Other languages
English (en)
Other versions
WO2001073709A2 (fr
Inventor
Steve Atsushi Okamoto
Steven Miller Schattmaier
Kaenel Tim Von
Mike Todd Zeile
Amour Frederick C St
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
CMA BUSINESS CREDIT SERVICES
Original Assignee
CMA BUSINESS CREDIT SERVICES
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by CMA BUSINESS CREDIT SERVICES filed Critical CMA BUSINESS CREDIT SERVICES
Priority to EP01926555A priority Critical patent/EP1360663A2/fr
Priority to US10/240,253 priority patent/US20030208406A1/en
Priority to AU2001253085A priority patent/AU2001253085A1/en
Publication of WO2001073709A2 publication Critical patent/WO2001073709A2/fr
Anticipated expiration legal-status Critical
Publication of WO2001073709A3 publication Critical patent/WO2001073709A3/fr
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/045—Payment circuits using payment protocols involving tickets
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/42—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Game Theory and Decision Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L'invention porte sur un système informatique de distribution sûre d'instruments porteur de valeurs tels que des coupons, des tickets, des chèques cadeaux, des mandats ou des chèques de voyage. Ledit système est en trois parties: l'utilisateur de l'instrument, le fournisseur de l'instrument, et la sécurité (service assurant la sécurité des transactions). L'utilisateur s'annonce à la sécurité qui vérifie son identité soit avant soit après le lancement de la transaction par le fournisseur de produits ou de services, ladite vérification pouvant se faire à tout niveau souhaité. Dans une exécution le fournisseur donne à l'utilisateur un jeton de confirmation qu'il doit présenter à la sécurité ainsi que son information d'identification car seul un utilisateur agréé peut effectuer la transaction. Le jeton permet à la sûreté d'obtenir du fournisseur de produits ou de services des informations par extraction ou émission de données. Dans certains cas, la sécurité crée le produit demandé sous forme électronique puis le transmet de manière sûre à l'utilisateur agréé. On peut également utiliser des signatures numériques pendant toute l'opération pour garantir l'intégrité des données et l'identité de l'expéditeur. D'autres aspects du système portent sur la gestion de fonds de paiement, sur de multiples méthodes de vérification de produits émis puis validés en un site de vérification, et sur des procédés de réémission, d'échange, ou de transmission d'instruments porteurs de valeurs pour des utilisateurs originaux et tiers.
PCT/US2001/010648 2000-03-29 2001-03-28 Procede et appareil de creation d'un ou plusieurs instruments porteur de valeurs Ceased WO2001073709A2 (fr)

Priority Applications (3)

Application Number Priority Date Filing Date Title
EP01926555A EP1360663A2 (fr) 2000-03-29 2001-03-28 Procede et appareil de creation d'un ou plusieurs instruments porteur de valeurs
US10/240,253 US20030208406A1 (en) 2001-03-28 2001-03-28 Method and apparatus for processing one or more value bearing instruments
AU2001253085A AU2001253085A1 (en) 2000-03-29 2001-03-28 Method and apparatus for processing one or more value bearing instruments

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US19313900P 2000-03-29 2000-03-29
US60/193,139 2000-03-29

Publications (2)

Publication Number Publication Date
WO2001073709A2 WO2001073709A2 (fr) 2001-10-04
WO2001073709A3 true WO2001073709A3 (fr) 2003-08-28

Family

ID=22712408

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2001/010648 Ceased WO2001073709A2 (fr) 2000-03-29 2001-03-28 Procede et appareil de creation d'un ou plusieurs instruments porteur de valeurs

Country Status (3)

Country Link
EP (1) EP1360663A2 (fr)
AU (1) AU2001253085A1 (fr)
WO (1) WO2001073709A2 (fr)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2857533A1 (fr) * 2003-07-07 2005-01-14 France Telecom Procede et systeme de signature electronique de document
US8452267B2 (en) 2009-11-27 2013-05-28 Eazybreak Oy System and method for granting access to a system
FI20090449L (fi) * 2009-11-27 2011-05-28 Eazybreak Oy Järjestelmä ja menetelmä järjestelmään pääsyn myöntämiseksi
CA2790316C (fr) * 2012-09-19 2017-12-12 Trapeze Software Inc. Systemes et procedes pour billetterie electronique sure
US20190220886A1 (en) * 2018-01-12 2019-07-18 Minh-Michael Van Le Negotiable digital durable coupon token

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1996000485A2 (fr) * 1994-06-24 1996-01-04 Telefonaktiebolaget Lm Ericsson Procede et appareil d'authentification d'un utilisateur
EP0813325A2 (fr) * 1996-06-12 1997-12-17 AT&T Corp. Mécanisme permettant des transactions électroniques sécurisées sur Internet
US5757917A (en) * 1995-11-01 1998-05-26 First Virtual Holdings Incorporated Computerized payment system for purchasing goods and services on the internet
WO1998040809A2 (fr) * 1997-03-13 1998-09-17 Cha! Technologies, Inc. Procede et systeme de traitement protege de transaction en direct
WO1999023617A2 (fr) * 1997-11-04 1999-05-14 Gilles Kremer Procede de transmission d'information et serveur le mettant en oeuvre
US6026166A (en) * 1997-10-20 2000-02-15 Cryptoworx Corporation Digitally certifying a user identity and a computer system in combination

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1996000485A2 (fr) * 1994-06-24 1996-01-04 Telefonaktiebolaget Lm Ericsson Procede et appareil d'authentification d'un utilisateur
US5757917A (en) * 1995-11-01 1998-05-26 First Virtual Holdings Incorporated Computerized payment system for purchasing goods and services on the internet
EP0813325A2 (fr) * 1996-06-12 1997-12-17 AT&T Corp. Mécanisme permettant des transactions électroniques sécurisées sur Internet
WO1998040809A2 (fr) * 1997-03-13 1998-09-17 Cha! Technologies, Inc. Procede et systeme de traitement protege de transaction en direct
US6026166A (en) * 1997-10-20 2000-02-15 Cryptoworx Corporation Digitally certifying a user identity and a computer system in combination
WO1999023617A2 (fr) * 1997-11-04 1999-05-14 Gilles Kremer Procede de transmission d'information et serveur le mettant en oeuvre

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
PAYS P ET AL: "An intermediation and payment system technology", COMPUTER NETWORKS AND ISDN SYSTEMS, NORTH HOLLAND PUBLISHING. AMSTERDAM, NL, vol. 28, no. 11, 1 May 1996 (1996-05-01), pages 1197 - 1206, XP004018220, ISSN: 0169-7552 *

Also Published As

Publication number Publication date
AU2001253085A1 (en) 2001-10-08
WO2001073709A2 (fr) 2001-10-04
EP1360663A2 (fr) 2003-11-12

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