WO2000079445A1 - Personal information identification code, and system and method for using personal information identification code - Google Patents

Abstract

A system comprising inputting means for inputting a personal information identification code selected by a registration requester, judging means for judging whether or not the personal information identification code agrees with an existing personal information identification code, personal information identification code registering means for registering the inputted code if it does not agree with the existing code and rejecting the registration if it does, notifying means for notifying the registration requester that the personal information identification code registering means has registered the inputted code or rejected the registration, personal information inputting means for inputting personal information the registration of which is requested in a predetermined format by means of the registered code upon receiving the notification, and personal information registering and storing means for registering and storing therein the inputted personal information after correlating the inputted information with the registered code.

Description

 Description Personal information identification code, and system and method using the personal information identification code

 The present invention relates to a personal information identification code for easily registering and accessing personal information, and various systems and methods using the personal information identification code. Background of the Invention

 In general, personal identification numbers (IDs) assigned to identify individuals, such as credit cards, health insurance cards, driver's licenses, passports, customer rights, and membership cards, are letters or numbers. They are represented by columns or a combination of them, and are assigned in the order of issue based on a specific logical formula to avoid duplication.

 For example, a credit card at a bank is provided with a personal identification number engraved with a series of numbers to identify the card holder (not shown).

 Considering hundreds of millions of people, if only numbers are used as personal identification numbers, it is necessary to use 10 or more digits as personal identification numbers for one person. Therefore, usually, a personal identification number is assigned by using a combination of alphabetic characters and the like and reducing the number of digits, for example, abed1234.

In addition, the personal identification number database is centrally managed using the combination system, and personal identification numbers are assigned while avoiding duplication. When a user applies for a personal identification number (ie, at the time of registration), information that identifies the individual includes, for example, company name, company department, name, company location, telephone number, fax number, etc. You can register together. As a conventional service point system, for example, as described in Japanese Patent Application Laid-Open No. Hei 11-85862, the points used in the membership card according to the amount of use or the contents of use are used as the points used last time. A member card system is known in which a member can freely check his / her own points at any time by providing a history record showing the contents of use.

 However, in the above-described conventional method, the user is given a personal identification number from the service provider, so that the user cannot set the personal identification number as he or she desires. There was a problem that it was difficult to remember the personal identification number.

 Also, in general, there is a problem that a personal identification number once given cannot be changed in principle.

 In the point system using the conventional membership card as described above, each company independently creates a customer guide for each customer for the purpose of expanding the market share, and uses the customer card for the customer. Service points are granted to each customer by making the service points available, and various benefits are offered to customers who have accumulated service points by redeeming specific points.

 For example, if you use a certain airline for business and accumulate a considerable amount of service points, you can use these accumulated service points to purchase air tickets for free or to partner with the airline. Benefits such as discount coupons and rental cars are known. In this case, the free ticket or discount ticket is limited to the airline that granted the service point or to another company affiliated with the airline.

That is, in the conventional point system as described above, the customer needs to have a different customer card for each company, and since the accumulated points are different for each company, when the customer redeems the points, , The company that issued the point or that company This is limited to business alliance groups, so when customers use the benefits offered by service points, the range of use is limited to a certain range for each company.

 The traditional way to get information posted on websites is

 1) Enter the URL address into the browser software installed on the terminal device connected to the access network to access the target WEB site;

 2) Enter a keyword into a search engine or data service provided on a website connected to the Internet, and enter the relevant URL from the data base installed in the search engine. Display the result and access the website from the specific URL of interest;

 3) Access to the WEB site by inputting a keyword or URL address from the mobile phone or mobile terminal connected to the mobile phone network to the WEB site on the gateway device provided by the carrier; and

 4) Search from URLs stored on electronic media such as CD-ROMs,

Etc. are known.

 As a conventional method of URL, it is known that the address of the WEB site itself (a character string written in URL format) is notified by means such as advertisement or announcement.

 In addition, URL addresses are often composed of alphabets and special symbols, and use ":", "/", etc., so they are written as follows: http: // www .kigyou. co.jp/ service /

 When giving the URL by voice or key entry, it is necessary to enter the URL address accurately and without any mistakes, and use extreme caution.

 URL issues can be summarized as follows:

(a) Difficult to convey by voice; (b) Input is troublesome (especially in case of mobile phone, input of alpha key);

(c) The character string is long;

 (d) hard to remember;

 (e) In many cases, the company name or service name and URL do not match;

 (f) When there are multiple URLs provided by a company, it is difficult to know which URL is intended;

 (g) Even the same company offers different URLs depending on the country, region, and language

 (h) the URL is not representative of a company name or service;

 (i) To directly access a specific page, it is necessary to enter many characters after the / (slash) after the URL address of the top page.

 The above problems are common to all of the above 1) to 4),

 (A) For users,

 ① Input is troublesome;

 ② There is a human error;

 (3) The same input procedure is necessary to obtain the same website information again;

ス ピ Speed of access depends on the performance of terminal devices such as personal computers, information terminals, and mobile phones.

There are problems such as

 (B) For companies and service providers that provide websites,

 ①Advertisement cost for announcement;

 ② Fewer users (visitors to the website);

 ③ Limited to users of terminals equipped with browser software, etc .;

 URLBecause the URL to be announced is limited, you have to be invited to the top page

There are problems.

In other words, it is not possible to directly visit the page of the specific purpose, When presenting specific content, in many cases, "/" + "sub-address" follows the address of the top page, and there is a problem that the address becomes longer.

 The traditional way to get information posted on websites is

 1) Enter the URL address into the browser software installed on the terminal device connected to the access network to access the target WEB site;

 2) Enter keywords into the search engine or database service provided on the WEB site connected to the Internet, and display the corresponding URL as a result from the database installed on the search engine. Access the website from a specific URL of interest;

 3) Access the WEB site by inputting the keypad or URL address from the mobile phone or mobile terminal connected to the mobile phone network to the WEB site on the gateway device provided by the carrier;

 4) Search from the URL stored in electronic media such as CD-ROM;

and so on.

 In addition to the problem of the URL itself, the problem of the address of the website itself (the character string written in the URL format), it is not hierarchically based on the information content of the website, but exists flat. There is a problem that it is. From this,

 (a) The current search engine is comprehensively designed to withstand the use of an unspecified number of users;

 (b) cannot search for specific purposes such as specific regional information;

 (c) Specific purpose information (local information such as address) is rarely posted in association with website information;

(d) Hierarchy is not registered for specific purposes. Areas such as countries, prefectures, municipalities, etc. are not defined and hierarchized).

For users

 ① Entering and searching for a specific purpose are troublesome;

 ② There is a human error;

 (3) The same input procedure is required to obtain the same website information again;

ス ピ Speed of access depends on the performance of terminal devices such as personal computers, information terminals, and mobile phones.

There are problems such as

 For companies and service providers that provide websites

 (1) Expenses for registration of specific purposes and genres and advertising expenses for announcements for specific purposes are required;

 ② There are few users (visitors to the website);

 ③ Limited to users of terminals equipped with browser software, etc .;

 が あ る There is a problem that URLs to be notified are limited, so they must be invited to the top page.

 That is, it is not possible to directly visit a page of a specific purpose.

 In addition, when presenting specific content, in many cases, "/" + "subaddress" is added after the address on the top page, and there is a problem that it takes a long time to present the address.

 In addition, as a transaction form subject to conventional settlement or electronic settlement,

 (1) When shopping at an actual store

 (2) When purchasing products or services without store sales such as TV shopping, in-yuichi net shopping, catalog shopping, etc.

There is. In the above transaction (1), two methods are generally used: cash settlement and credit card settlement.

 For the store side

 ① It takes time to settle;

 ②It may lead to human error or fraud;

 ③ It is necessary to prepare change (coin change);

 が あ る There is a risk such as theft.

 In addition, shoppers need cash at the time of shopping, so if they have a shortage of cash or do not have cash (including extraordinary cases such as during an earthquake), they will hinder shopping. .

 On the other hand, there are payment methods that do not involve the transfer of cash, such as credit cards. However, the burden on stores is heavy, making them unsuitable for small-lot payments.

To avoid the above problems, there is a method of making payment using a debit card.

 (1) It will take considerable time before the platform including the card reader is developed;

 (2) There is a risk that the password will be known to others;

 (3) The commission burden of the store is still heavy;

 た め Because it is immediate settlement, a transfer fee will be charged for each transaction,

 There is a problem.

 There is also a method of making payment using a mobile phone instead of a debit card.

 There is a risk that another person may impersonate the owner of the mobile phone and settle it if the mobile phone is lost;

② There is a risk of collection if the credit information of the individual is insufficient; (3) There is a problem that there is a risk of collection when a mobile phone owner commits fraudulent acts.

 If you apply for purchase of goods or services through TV shopping in the above transactions (2),

 ① If the product supplier accepts the application manually, the applicant must dial up the phone number of the product supplier and give his / her name, address, telephone number, etc. one by one, and also apply for the product supplier. Acceptance and billing for each customer must be done manually, which is a heavy administrative burden.

 (2) Even if the product supplier accepts the application by postcard, the applicant must write the postal code, address, company name, contact name of the product supplier, his / her name, zip code, address, telephone number, etc. As in ①, the administrative burden on the product supply company is also large.

 On the other hand, in digital broadcasting and digital broadcasting, it is possible to dial the telephone number of the product supplier displayed on the screen as it is, but as in ①, the applicant must submit his / her name, address, It is necessary to give out the phone numbers and other information one by one, and the administrative burden on the product supplier is heavy.

 Of the transactions described in (1) above, in mail-order sales such as in-the-net shopping and catalog shopping, the methods of credit settlement, transfer to financial institutions, and online banking are generally used. There is such a problem.

 (1) In the case of credit settlement, as in the case of the above transaction (1), the burden on the product supply company is heavy, making it unsuitable for retail settlement;

 (2) In order to transfer money to a financial institution, etc., it is necessary for the buyer to visit the financial institution, etc .;

(3) The method of transferring money to a financial institution, including online banking, makes it difficult for the product sales company to confirm the payment (whether or not payment was made by the purchaser). It is very tedious, especially if the name of the applicant who applied for the purchase of the product is different from the name of the person who made the transfer to the financial institution.

There is a problem.

 To solve the above problem (3), a method has been devised in which the merchandise sales company assigns a unique transfer account number to each customer, but in this method, the customer is assigned to each merchandise sales company. It is necessary to use a dedicated account number for transfer.

 On the other hand, if you sell plane and rail tickets (including coupons and commuter passes) and various event entertainment tickets without a store,

 ① Ticket applicants need to go to the place where tickets can be issued;

 (2) The ticket issuing company requires human resources to issue tickets, settle tickets, and confirm validity when using tickets.

 There is a problem.

 As described above, the current settlement method involves various problems, and buyers and sales companies can make cash settlements, credit settlements and payments to financial institutions at their own convenience or according to the transaction form. Different transfer methods are used.

 By the way, there are an increasing number of companies that issue a membership card with a point function (a card dedicated to cash settlement) and a credit card or a debit card for the purpose of enclosing customers. However, this is a membership card from the perspective of a company,

 ① The customer is provided with a company-specific card;

 (2) Cumulative points are divided by company, so the cumulative speed is slow. Especially in shopping streets, there are many cases of giving back to customers with stickers and stamps;

③Customers who can receive points are limited to specific companies or groups that issue cards. There is a problem.

 With the conventional customer satisfaction information collection and display system and method,

 (1) Information on products 'services is provided exclusively by providers, such as TV commercials, DMs, flyers, newspapers' magazines, hanging advertisements, and information boards on train stations, etc. Not at all;

 (2) Similarly, if you try to access the customer's evaluation / satisfaction information about hotels, restaurants, etc. at a place you have visited for the first time on a trip or a drive, there is almost no useful information at all;

 (3) Information on "recommended shops" introduced in magazines such as "newspaper" TV has a problem in objectivity;

 (4) Information about your favorite shops, products, services, etc. is only word-of-mouth information that is shared by a limited number of peers and lacks propagation.

There were problems such as.

 An object of the present invention is to provide an update-type personal information identification code that can easily register, search, and change personal information in view of the above-described problems in the conventional technology.

 It is another object of the present invention to provide various systems and methods using an updated personal information identification code that can easily register, search, and change personal information. Disclosure of the invention

According to the first aspect of the present invention, the registrant includes a number string composed of a plurality of numbers, and a specific code arranged following the number string. Provide a personal information identification code that selects multiple combinations of numbers so that they do not overlap with other registrants' numeric strings. According to the second aspect of the present invention, there is provided a system for managing personal information using a personal information identification code including at least a numeric string composed of a plurality of numbers and a specific code arranged following the numeric string. Input means for inputting a personal information identification code selected by a person who wishes to register personal information, and the personal information identification code input by the input means matches an existing personal information identification code registered by another registrant. If the discriminating means determines that the personal information identification code does not match the existing personal information identification code, the entered personal information identification code is registered and matched. If it is determined that the personal information identification code has been registered, the personal information identification code registration means for rejecting the registration of the entered personal information identification code, and the entered personal information identification code is Notification means for notifying the applicant who has been registered or rejected by the separate code registration means, and if a notification of registration is received by the notification means, registration is performed by the registered personal information identification code. Personal information input means for inputting personal information desired in a predetermined format, and personal information for registering and storing the personal information input by the personal information input means in association with the registered personal information identification code. A system for managing personal information comprising a registration storage means is provided.

According to another aspect of the present invention, there is provided a method of managing personal information using a personal information identification code including at least a numeric string including a plurality of numbers and a specific code arranged following the numeric string, Enter the personal information identification code selected by the applicant for personal information registration, and determine whether the entered personal information identification code matches the existing personal information identification code registered by another registrant. If it is determined that the personal information identification code does not match the existing personal information identification code, the entered personal information identification code is registered, and the personal information identification code entered by the applicant for registration is registered. Is notified that registration has been completed, and when the notification of registration is received, enter the personal information that you wish to register from the registered personal information identification code in a predetermined format, and Register and record the personal information entered in association with the entered personal information identification code. Provided is a method for managing personal information, comprising a step of remembering.

 According to still another aspect of the present invention, an input terminal for inputting information regarding a common electronic coupon, a common electronic coupon sensor for managing / controlling information regarding the common electronic coupon input from the input terminal, and a common electronic coupon A common electronic coupon is provided with a communication network for connecting the terminal and the input terminal. The common electronic coupon analyzes information on the common electronic coupon input from the input terminal and, based on the result of the analysis, the common electronic coupon. It is configured to classify information related to financial information and to transfer funds between the account of the financial institution corresponding to the classified information and the account of the financial institution to which the common electronic coupon center is a member. To provide a common electronic coupon system. According to a further aspect of the present invention, information on the common electronic coupon is input, information on the input common electronic coupon is managed / controlled, the input information on the common electronic coupon is analyzed, and the result of the analysis is obtained. Classifying information related to the common electronic coupon based on the information and transferring funds between the account of the financial institution corresponding to the classified information and the account of the financial institution to which the common electronic coupon is affiliated. Provide all common electronic coupon utilization methods. BRIEF DESCRIPTION OF THE FIGURES

 FIG. 1 is a block diagram showing the configuration of one embodiment of the personal information management system of the present invention;

 FIG. 2 is a flowchart for explaining the operation of the personal information management system shown in FIG. 1;

 FIG. 3 is a continuation of the flowchart for explaining the operation of the personal information management system shown in FIG. 2;

Figure 4 is a flow diagram for explaining the registration of personal information in the personal information management system of Figure 1; Figure 5 is a flow chart to explain the download of personal information using the personal information management system of Figure 1;

 Fig. 6 is a diagram for explaining the exchange of N codes by a mobile phone or the like using the personal information management system of Fig. 1;

 FIG. 7 is a flowchart for explaining an operation of exchanging N codes by a mobile phone or the like;

 FIG. 8 is a flowchart for explaining the operation of acquiring personal information and updating registered information by a mobile phone or the like using the personal information management system of FIG. 1;

 FIG. 9 is a schematic diagram showing the configuration of one embodiment of the common electronic coupon system of the present invention;

 FIG. 10 is a schematic diagram showing an example of a configuration of a common electronic coupon center in the common electronic coupon system of FIG. 9;

 FIG. 11 is a flowchart for explaining an example of operation processing by the common electronic coupon system of FIG. 9;

 FIG. 12 is a flowchart for explaining a further example of operation processing by the common electronic coupon system of FIG. 9;

 FIG. 13 is a flowchart for explaining a further example of operation processing by the common electronic coupon system of FIG. 9;

 FIG. 14 is a flowchart for explaining a further example of operation processing by the common electronic coupon system of FIG. 9;

 FIG. 15 is a flowchart for explaining a further example of operation processing by the common electronic coupon system of FIG. 9;

 FIG. 16 is a flowchart for explaining a further example of operation processing by the common electronic coupon system of FIG. 9;

FIG. 17 illustrates a further example of the operation processing by the common electronic coupon system of FIG. Is a flow diagram for performing;

 FIG. 18 is a flowchart for explaining a further example of the operation processing by the common electronic coupon system of FIG. 9;

 FIG. 19 is a flowchart for explaining a further example of the operation processing by the common electronic coupon system of FIG. 9;

 FIG. 20 is a flowchart for explaining a further example of operation processing by the common electronic coupon system of FIG. 9;

 FIG. 21 is a flowchart for explaining a further example of the operation processing by the common electronic coupon system of FIG. 9;

 FIG. 22 is a schematic block diagram showing the configuration of the gateway device according to the present invention;

 FIG. 23A is a schematic block diagram showing the configuration of a system using the gateway device of FIG. 22;

 FIG. 23B is an explanatory diagram for explaining the operation of the system of FIG. 23A; FIG. 24 is a schematic block diagram showing the configuration of a URL search WEB site according to the present invention;

 Fig. 25A is a schematic block diagram showing the configuration of a system using the URL search WEB site of Fig. 24;

 Fig. 25B is an explanatory diagram for explaining the operation of the system of Fig. 25A; Fig. 26 is a schematic block diagram showing the configuration of a system for directly accessing an area WEB site according to the present invention. ;

 FIG. 27 is a schematic block diagram showing a configuration of a system for accessing an area WEB site via a URL search WEB site according to the present invention;

FIG. 28 is a schematic configuration diagram of the common electronic payment system according to the present invention; FIG. 29 is a system using the common electronic payment / common electronic FIG. 2 is a schematic structural diagram of a stem;

 FIG. 30 is a schematic configuration diagram of another system using the common electronic settlement / common electronic point center according to the present invention;

 FIG. 31 is a schematic block diagram showing the configuration of a remote reading system for various values such as electricity, gas and water using the common electronic settlement center according to the present invention; FIG. FIG. 3 is a schematic block diagram showing a configuration of a menu shown in FIG. 31; FIG. 3 is a schematic block diagram showing a configuration of a system using a customer satisfaction information management center according to the present invention;

 FIG. 34 is a schematic block diagram showing a configuration of a system using the common electronic settlement / customer satisfaction information management center according to the present invention. Preferred embodiments of the invention

 Hereinafter, preferred embodiments of a personal information identification code of the present invention and a system and method using the personal information identification code will be described in detail with reference to the drawings.

 FIG. 1 is a block diagram showing a configuration of an embodiment of a personal information management system for managing personal information using a personal information identification code (hereinafter abbreviated as N code) of the present invention. As shown in FIG. 1, the personal information management system 10 of this embodiment has an input unit 11 for inputting various information, an N code registration storage unit 12 for registering and storing N codes, and a personal information management system. Personal information registration storage unit 13 for registration and storage, discrimination unit 14 for discriminating various types of information input by input unit 11, and output unit for outputting various information based on the discrimination result of discrimination unit 14 Has 1 5

 Next, the operation of the personal information system 10 of FIG. 1 will be described with reference to the flowcharts of FIG. 2 and FIG.

 1. N code registration

First, try to access the personal information management system 10 shown in Fig. 1 first. Occasionally, users (applicants for registration) apply for N code registration by computer communication, telephone, letter, etc. Here, the case of using the Consumer / Evening Communication using the In-Yu-Ichi Net installed at home will be described.

 If the user has applied for N code registration using computer communication using the Internet (Step S1), the personal information management system 10 accepts the new N code application (Step S1). S2) Notify the user to that effect, and confirm whether the user wants to use the identification symbol (details will be described later) (Steps S3 and S4).

 If the user desires to use the identification symbol in step S4 (Yes), the user determines the identification symbol by himself, and notifies the personal identification management system 10 of the determined identification symbol. (Step S5), the personal information management system 10 that has received the notification registers and stores the identification symbol in the N-code registration storage unit 12 (Step S6).

 On the other hand, if the user does not want to use the identification symbol (No) in step S4, the process proceeds to step S7.

 In step S7, if the N code is to be encrypted using the personal identification number (Yes), the user determines the personal identification number by himself and stores the determined personal identification number and N code in the personal information management system 10. Is notified (step S8).

Upon receiving the N code and the password from the user in step S8, the personal information management system 10 temporarily encrypts the N code based on the password (step S9), and the temporarily encrypted N code is already registered. The N code registration storage unit 12 is searched to determine whether or not it matches another N code that has been set by the determination unit 14 (step S 10), and the N code temporarily encrypted in step S 10 If it is determined that the N code does not match another N code, the temporarily encrypted N code is registered and stored in the N code registration storage unit 12 as a new N code, and the password is also stored in the N code. Registered in 1st registration storage section 1 2 Remember (step sl Do

 On the other hand, if it is determined in step S9 that the provisionally encrypted N code matches another N code, registration of the provisionally encrypted N code is rejected, and the user is notified (step S9). 1 2). The user who has received the notification of the refusal of registration selects the new N-code and PIN by himself and notifies the user again, and repeats the above steps S8 to S1 until the provisionally encrypted N-code is registered. Repeat 1.

 If the N code is not encrypted (No) in step S7, the N code is notified to the personal information management system 10 (step S13), and the personal information management system 10 transmits the notified N code. The N code registration storage unit 12 searches the N code registration storage unit 12 to determine whether or not matches with another N code already registered (step S 14). Then, the N code is registered and stored in the N code registration storage unit 12 as a new N code (step S15) o

 On the other hand, if it is determined that the notified N code matches another N code, the notified N code is rejected for registration and the user is notified of this (step S16). The user who has received the notification of the registration refusal notifies the new N code again, and repeats the above steps S13 to S15 until the N code is registered. In this way, the user obtains the N code by the personal information management system 10 shown in Fig. 1 (step S17).

 As an example,

 1. Phone number

 2. Sign

 3. Numbers and / or letters

 A description will be given of a case where the N-code is configured by the following.

Here, the telephone number is a telephone number of a corporation or an individual provided by a telecommunications carrier, and is a numeral string set in advance so that there is no duplication. The W symbol (hereinafter referred to as a mark) is a registered trademark or symbol such as @ (at mark) or a toll-free mark in the Internet address, and a number sequence and the mark arranged before the mark. This is to clarify the difference (the difference in the meanings of the numbers) and numbers or character strings (hereinafter, described as an example of the character strings) arranged after the characters.

 The numbers and / or alphabet strings are identification symbols (for example, to avoid duplication in the same telephone number; details will be described later), and can be set freely by the user (personal information registrant). And In addition, the number of digits of the numeral and / or alphabet string may be restricted to a specific number of digits, for example, to within 10 digits. Further, as described later, when the identification symbol is unnecessary, the description can be omitted. Next, the N code of the above-described embodiment will be described more specifically.

 First, * is used here as a mark, and the number with this * mark is

It is called N-code.

 For example, area code: 03, telephone number: 9876-5432, identification code: 123 (This is to avoid duplication in the same telephone number. For example, the same number is shared by multiple users in a company, etc.) If you use), the personal information identification code is

 398765432 * 123

 Is represented as

 In the above example, the N code is indicated by using the * mark to indicate that 39876 5432 * 123 is an N code that is different from a general ID number.

* In front of the mark, display the area code minus "0" + phone number. * After the mark, display the identification code (123 in the above example) to avoid duplication. Here, as the identification symbol, as shown below, 398765432 * HK

It is also possible to get the N code in a format like

 Also, do not enter the identification symbol after the * mark if unnecessary.

 398765432 *

It is also possible to get the N code in a format like That is, the identification mark after the * mark is to avoid duplication when only the telephone number is used. If there is no duplication, there is no need to add anything after the * mark. Also, when describing on a business card, etc., the * mark may be omitted, and the other party may be verbally informed that the code is an N code. The N-code of the present invention can be encrypted using a simple method to keep the association with the telephone number secret. An example will be described below.

 The encryption is easily done, for example, by adding a PIN to each digit of the string part of 398765432 *:

 398765432 *

 020408030 (PIN)

 419173462 *

 In the above example, the security code (2483) is added every other digit. In this case, the number string before the * mark is different from the phone number, and the phone number should not be disclosed. (In the above example, an addition expression was used, but various arithmetic expressions such as a subtraction expression may be used).

 In the example above, the N code is an encrypted number sequence

 419173462 *

It is represented as In this case, the N code may be duplicated. So, in case of duplicate or one phone number,

 (a) there are multiple registrants (eg, for a company);

(b) multiple registrations are expected; (c) Set multiple disclosure levels

In such a case, an identification symbol can be added after the * mark. For example,

 419173462 * 1

As shown in the above, an additional identification symbol can be added to the N code after encryption after the * mark. In the above example, the number 1 is added after the * mark.

 Also, make sure the user does not forget the PIN

 419173462 * 2483

It is also possible to add the omitted password (2483) after the * mark.

 As described above, the user of the personal information management system of the present invention can register the N-code of the present invention, which allows various variations.

 The above operation will be specifically described based on the configuration of the personal information management system 10 in FIG.

 The input unit 11 of the personal information management system 10 shown in FIG. 1 first confirms the user's desire to use the identification symbol. A user who wants to register a plurality of personal information of different disclosure levels, a plurality of users with the same telephone number, etc. in advance registers an identification symbol at this time. However, if you do not wish to use the identifier at this point, you can re-register later.

 Next, confirm with the user the desire to use the PIN. Telephone numbers are generally set to be unique, but encrypting N-codes using PINs may cause the encrypted N-codes to overlap existing N-codes. is there.

Therefore, for a user who wishes to use a personal identification number, the discriminating unit 14 of the personal information management system 10 shown in FIG. 1 determines that the new N code input from the input unit 11 matches the existing N code. It is determined whether they match with reference to the N-code registration storage unit 12. Here, the already registered N code is stored in the N code registration storage unit 12. It is assumed that

 If the determination unit 14 determines that the new N code input from the input unit 11 does not match the existing N code stored in the N code registration storage unit 12, The new N-code input is registered in the N-code registration storage unit 12 and the registration result is output to the output unit 15 at the same time.

 On the other hand, when the discriminating unit 14 determines that the new N code input from the input unit 11 matches the existing N code stored in the N code registering unit 12 Then, the discrimination unit 14 rejects the input new N-code and, at the same time, outputs the registration rejection result to the output unit 15. The output unit 15 notifies the result of the registration / registration rejection to the user. There are various ways to notify users, such as convenience store communication via the Internet, telephone calls, and letters.

 If there is a duplicate N code, the applicant will be notified of the refusal of registration. However, if the password is changed and the registration process is executed again, the N code can be easily duplicated. Can be avoided.

 In this embodiment, the N code using only the telephone number (+ identification symbol) is preferentially registered.

 As described above, the user obtains the N code.

 2. Registration of personal information

 2-1. Registration of personal information using N code

 By using the N code acquired as described above, the user or service provider can link personal information to the acquired N code as shown in Fig. 4 and use the personal information management system shown in Fig. 1. 0 can be registered.

Here, the personal information means (1) the user should set and register the contents such as address, name, company name, department name, fax number, e-mail address, date of birth, etc. on his / her own will. (2) Points calculated according to the purchase price of shopping, etc. Items that can be registered as personal information by the service provider, such as personal information, purchase history, transaction details, etc. (3) The service provider, such as the popularity of a particular store, must be registered as individual store information of the member store And the like.

 The registered contents of personal information can be changed for each identification number, personal identification number, or a combination thereof, so that the user himself can freely set the disclosure standard of the information and how many You can register personal information.

 For example, as shown in Table 1, for friends, acquaintances, friends who want to share information, etc., users are given identification symbols with information about their hobbies and preferences in addition to their home contact information. You can register by linking to an existing N code, for example, 39876543 * 1234.

 table 1

Name, Name Furigana Hobbies

Postal code, address, address Frigana Inn Information collected on Yuichi Net, etc. Date of birth ヽ ffi¾? _F¾lBi

Phone number Favorite writer, favorite evening rent

 Fax number

 E-mail address Desired seminar genre

 URL address Desired sweepstakes application, application budget

Company name, department name, job title, occupation Occupation to be employed, desired conditions

Company phone number, FAX number Information you want to sell, information you want to buy

Zip code, company address Your experience information

Previous job information

Also, when applied to various service applications, for example, N-code 39 8765432 * can be linked with public information at the public level as shown in Table 2. Table 2

 Full name, full name

 Postal code

 Street address

 Date of birth, age

2- 2. Update of personal information

 Updating the contents of the registered personal information, for example, changing the address due to relocation, changing the department due to personnel changes within the company, etc. Do.

2— 3. Apply for various services using N code

 (1) Simplified service application procedure using N code

 The registered N code can be used in various ways depending on the purpose of use. For example, mobile phones and general landline networks have a calling number notification service, so if a caller makes a call from home or from his / her own mobile phone, the receiver must use this calling number notification service. By using this, the phone number of the caller is notified. As a result, the receiver can easily recognize the notified calling number as a number corresponding to the numeral string arranged before the * mark of the N code. For example, if the caller's phone number is 0

If notified, the caller's N code will be the same as the area code except for 0, as described above.

 339876543 *

It can be easily grasped.

Usually, as shown in Table 3, it is necessary to convey information to the other party verbally. By using the number notification function, there is no need to provide all information verbally.

 Home address Approximately 2 to 5 minutes Time Name Recipient input procedure required

 Age

If the sender uses an identification symbol or PIN, the recipient can access the sender's personal information if the sender notifies only the identification symbol or PIN in some way. can do.

 By using the N code of the present invention, various application procedures such as the following can be simplified:

 a) Application for sweepstakes, open call for participants, etc.

 b) Application for purchase of goods in mail order etc.

 c) Application for personal sales such as selling / buying

 d) Entry to auction etc.

 e) Registration in the roster

 f) Ticket reservation

 g) Reservation of service facilities

 h) Courier application

 i) Application for printing and sending greeting cards

j) Apply for other membership services Usually, in such cases, it is necessary to communicate information such as address, name, age, and occupation to the other party. By using the N code of the present invention, only the number of the N code (the numeric string arranged before the * mark) is transmitted to the other party, so that personal information can be accurately transmitted to the other party. As a result, the user is freed from the effort of sequentially transmitting his or her personal information to the other party, and those who need the user's personal information sequentially acquire the possibility of erroneous input and necessary information. It is released from the hassle.

 Next, a business card information management system for business cards using the N-code according to the present invention will be described.

 The business card information management system according to the present embodiment can save labor and time in organizing the business card received by the business card receiving side, and the business card handing side (registrant) can update its own business card information. By doing so, the person who receives the business card can always obtain the latest information about the person who gave the business card.

 1) Register business card information

 Acquire an N code such as 398765432 * and link it with information to be disclosed to business partners, for example, business card information (see Table 4) and register it.

 Table 4 Names and names

 Postal code, company name, job title

 Company phone number, fax number

 Company address Here, assuming that 1234 is used as an identification symbol for business card information, the registered N code linked to the business card information is

398765432 * 1234 Becomes

 In addition, the same N-code is registered by linking the information to be disclosed to the party with the same hobby, for example, the yacht's sailing information of the hobby as shown in Table 5.

 Table 5

 Full name, full name

 Postal code, company name, job title

 Company phone number, fax number

 Company location

 Address e-mail address

 Model type 'Name

 Yacht to which I belong-Here, if YACHT is used as an identification symbol for yacht and sailing information of my hobby, the registered N code linked to yacht's sailing information is

 398765432 d YACHT

 Becomes

 In this way, by registering multiple N-codes, each with a different identification code, and by changing the disclosure level of the information linked to each N-code, it is possible to use different N-codes according to the other party. is there.

For example, in the above example, after giving a business card printed with the N code of 398765432 * to the other party, if it is found that the other party at work has the same hobby during the conversation, it is shown in Table 4. N code + identification code 3987 65432 * instead of notifying the other party of the 1234 identification code 1234 instead of notifying the other party of the hobby information shown in Table 5 N code + identification code 398765432 * YA CHT identification code YACHT can be notified to the other party.

 Similarly, when a password is used, a plurality of information disclosure levels can be set by having a plurality of passwords.

 2) Inquiry of personal information (see Fig. 5)

 When exchanging business cards, the registrant simultaneously notifies the inquiring person (the person who passes the business card) of the identification word (or PIN) having a disclosure level corresponding to the inquiring person.

 The referrer can refer to the registrant's personal information using the registrant's N code and the identification code (or PIN) provided by the registrant as described in paragraph 1) above. The person who actually performs the inquiry may be a third party (a specialized organization such as a personal information service company) acting on behalf of the inquiry.

 3) Printing on user's business card (publication of registration)

 The user displays the N code on business cards, printed materials, etc. to indicate that he is a registrant of the personal information system. It is also possible to notify the other party of the N code verbally. In addition, when it is necessary to identify the disclosure level, the user uses the identification symbol or the password in accordance with the other party to notify the user, as described above. The identification symbol or PIN may be given to the other party verbally.

Table 6 shows an example of items described in a general business card.

Table 6 Business Card Information Systems Co., Ltd.

 Information update section

 Yamada Taro

 〒 105-0004 1-1-1 Otemon, Chiyoda-ku, Tokyo Number of characters TEL: 03-9876-5432 FAX: 03-9876-5431 About 150 characters Mobile phone: 090-2123-4567

 e-mau: tyamadaCff meisnis.co.jp

 JRL: nttp: www.ncord.co.jp No Table 6 shows the general business card format. By displaying the N code of the present invention on the business card, All the business card information conventionally used can be omitted. That is, if the N code of the present invention is used, the format of the business card is a format in which only the N code is displayed as shown in Table 7, for example.

 Table 7

398765432 *

4) Acquisition of business card information

Generally, on the side receiving business cards, in order to manage the business card information, the business card information is arranged by a convenience store or other means. For example, when entering business card information into a business card management software that runs on the It is necessary to enter a huge amount of address, company name, department name, name, telephone number, fax number, e-mail address.

 However, in the case of a registrant who has registered personal information in the personal information management system of the present invention using the N code of the present invention, the N code + identification symbol, for example,

 398765432 * 123

By simply inputting to the personal information management system of the present invention, it becomes possible to download business card information registered corresponding to the input N code + identification symbol. As a result, not only is it free from the labor of inputting a large amount of business card information one by one, but there is no need to manage such business card information in-house.

 That is, by using the personal information management system of the present invention, it is possible to easily access / download necessary business card information simply by inputting a simple N code (+ identification symbol or personal identification number).

 2-3. Mobile phone or information terminal (hereinafter referred to as mobile phone etc.) User's personal information download system

 The personal information management system of the present invention can easily register, update, and / or search for personal information using a telephone number stored in a memory of a terminal device such as a mobile phone as a search key.

 1) N code registration with mobile phone etc.

In general, a user of a mobile phone or the like uses a telephone directory function provided on the mobile phone or the like to search for a party to call and dial from the mobile phone or the like. In order to use the phonebook function, it is necessary to register phonebook data in the phonebook memory in advance, and at that time, it is necessary to enter a name or phone number that is easy to search by yourself in the phonebook memory. Become. This procedure is not only troublesome for the user, but also when the personal information such as the telephone number or affiliation of the other party is changed, the information is updated each time. You need to change and re-register.

 Fig. 3 is a flow chart for explaining the registration / update process at N-code registration center via mobile phone.

 First, the owner of the mobile phone or the like registers and updates the personal information of the owner such as “name”, “nickname” and “furigana” on the mobile phone or the like (step S101). Of course, the personal information may be business card information as shown in Table 4. Next, a call is made from a mobile phone or the like to the N-code registration center (step S102). Here, the caller's telephone number is automatically sent, and the caller's telephone number is notified to the N-code registration center (step S103). Here, the telephone number of the caller may be the telephone number of a mobile phone or the telephone number of a company described on a business card. The N-code registration center determines whether or not the caller is a registrant based on the notified caller's telephone number (step S104), and determines whether the caller is already registered in the N-code registration center. If so, the process proceeds to step S107 (described later).

 On the other hand, if the caller is an unregistered person in step S104, it is determined whether or not to register at the N-code registration center (step S105). If “no registration” (No), the communication is disconnected. Yes (step S106). On the other hand, in step S105, if "register" (Yes), the caller's mobile phone display, for example, "Your personal information is" 090—123—4567 Taro Yamada (mobile) Are you sure? ”A registration 'update confirmation screen is displayed (step S107).

If the content of the display screen (registration confirmation screen) is correct (Yes) in step S107, the personal information is registered and updated in the N-code registration center (step S108). On the other hand, if the content of the (registration confirmation screen) on the display screen is not correct (No) in step S107, the process returns to step S101 to repeat the above steps. 2) Exchange of N code by mobile phone etc. (See Fig. 7)

 If a user of a mobile phone or the like has registered his / her N-code with his / her telephone number and the other party's N-code with his / her telephone number in the personal information management system of the present invention, the business card Instead of exchanging, exchange the phone number (N code) directly via the interface (RS232C, IrDA, etc.) between the mobile phones, and replace the other party's phone number (N code) with your own mobile phone. Etc. can be registered in the telephone directory memory. If not only the N code but also personal information is registered in the memory of the mobile phone, the N code and personal information can be exchanged directly between the mobile phones.

 3) Acquisition of personal information by mobile phone

 Methods for accessing the personal information management system 10 in FIG. 1 from a mobile phone or the like include the following:

 a) Call a specific phone number (phone number dedicated to personal information management system)

 b) Connect to an information search service such as a mobile phone

 When access to the personal information management system 10 in Fig. 1 is completed from a mobile phone or the like, the telephone number of the "partner" registered in the phonebook memory of the mobile phone or the like is automatically converted to an N-code (example) If the other party's phone number is 090—2987—6543, it is automatically converted to an N code of 9029876543 *), and the converted N code is sent to the personal information management system 10 in FIG. Then, the personal information of the “partner” registered in the personal information registration storage unit 16 of the personal information management system 10 in FIG. 1 is downloaded to a mobile phone or the like.

The above operation will be specifically described with reference to FIG. First, a call (for example, abbreviated number # 8888, or telephone number 090-8888-8888) is made from the destination telephone number, mobile phone, etc. (step S301). Here, the caller's mobile phone or other telephone number is automatically called, and the caller is sent to the N-code registration center. The telephone number is notified (step S302). Upon receiving the caller's phone number notification, the N-code registration center determines whether the caller is a registrant of the system (step S303), and if the caller is not a registrant (No In), the communication is disconnected (step S304). On the other hand, if it is determined in step S303 that the caller is a registrant (Yes), the caller is asked whether to collectively download the registrant information (step S305). If the user does not download the registrant information at once (No), the communication is disconnected (step S306). If the caller collectively downloads the registrant information in step S305 (Yes), the N code of the other party registered in the phonebook memory of the mobile phone or the like is transmitted in a batch ( Step S 307), execute batch download and display, for example, the message “The number of shortened registrations is 285, of which 177 are N code registrants. Would you like to update all at once?” On the display of the registrant's mobile phone etc. (Step S 308). If the batch update is not performed, the communication is disconnected (step S309). On the other hand, if the batch update is performed, the personal information of the downloaded party is recorded on a mobile phone or the like (step S310).

 Next, a common electronic coupon system and a common electronic coupon utilization method of the present invention will be described with reference to the drawings.

 FIG. 9 is a schematic diagram showing the configuration of one embodiment of the common electronic coupon system of the present invention. As shown in FIG. 1, in this embodiment, the common electronic coupon system 10 inputs a common electronic coupon and a common electronic coupon center 1011 that manages and controls information about the common electronic coupon and information about the common electronic coupon. It has input terminals 1201-1207, and a communication network 1013 for connecting the common electronic computer 1011 and the input terminals 1201-1207.

Further, the common electronic coupon system 1000 of the present embodiment in FIG. 9 is a financial institution 1014 to which the common electronic coupon center 1011 is a member, and a common electronic coupon member company. The financial institution that the business is affiliated with, the financial institution that the advertising, sweepstakes, and survey sponsor company is affiliated with, and the financial institution that the common electronic coupon member is affiliated with It is connected to the communication network 103.

 FIG. 10 is a schematic diagram showing the configuration of the common electronic coupon center 101 shown in FIG. As shown in FIG. 10, the common electronic coupon center 101 receives the data from the input terminal 102 via the communication network 103 and receives the data from the input terminal 102. Data transmission / reception unit 1 1 1 connected to data transmission / reception unit 1 1 1 and data transmission / reception unit 1 1 1 2 is connected to the reception data analysis unit 1102, and stores the common electronic coupon member data from the data analyzed by the reception data analysis unit 1102. It is connected to the evening data 1103 and the reception data analysis unit 1102, and from among the data analyzed by the reception data analysis unit 1102, advertisements, sweepstakes, questionnaires, etc. Advertisement that stores data about sponsors and companies Z Sweepstakes / Questionnaire Sponsors Connects to company database 1 1 0 4 and received data analysis unit 1 1 0 2 The common electronic coupon member company database 1105 that stores the data of the common electronic coupon member companies from the data analyzed by the received data Child coupon member database 1 1 0 3, advertisement / sweepstakes / questionnaire sponsor company database 1 1 10 4 and common electronic coupon member company database 1 1 0 5 Connected to each database 1 1 0 3 1 1 0 4 And a transmission data editing unit 1106 for inputting the data output from 1105 and editing the data in a format to be transmitted from the data transmission / reception unit 1101.

In the common electronic coupon center 101, the information on the common electronic coupon input from the input terminal 1102 is received by the data transmission / reception unit 1101, and the common data received by the reception data analysis unit 1102. Analyze the information about the electronic coupon and, based on the result of the analysis, provide information about the common electronic coupon Data on advertising / sweep / prize / anchor and data on member companies of common e-coupons are categorized as follows: Database for common e-coupon members 1103, database for ad / sweep / prize / survey sponsors 1 1 0 4 And common electronic coupons Accounts of financial institutions that are stored in the member company database 1105 and correspond to the classified information, that is, accounts of financial institutions 110 to which the common electronic coupon members are members 107 1 7 AC, advertising / sweepstakes / questionnaire sponsors A financial institution that is a member of a company 1 0 16 Account 1 0 1 6 AC and a common electronic coupon member of a financial institution 1 0 1 5 Account 1 It is configured to transfer funds between the 0 15 AC and the account 10 14 AC of the financial institution 110 4 to which the common electronic coupon center 101 is affiliated.

 In the embodiment shown in FIGS. 9 and 10, the communication network 110 13 can be divided into two types: an internet connection network, a portable bucket network, and the Internet connected via an inter-network connecting device. However, in the following, for simplicity of description, they will be simply referred to as communication networks 103. In addition, the input terminal 101 can be broadly classified into two types, a store and a customer's home, depending on the place where it is installed. Coupon-only terminals and mobile phones can be divided into three types. In addition, when installed in homes, etc., it can be divided into four types: personal computer evening, in-home internet home appliances, game machines with in-home internet function, and home appliances for digital data broadcasting. it can. However, in the following, for the sake of simplicity, they will be referred to simply as input terminals 101. Hereinafter, the operation processing of the above configuration will be described according to the type of application with reference to the operation flow charts of FIGS.

 1. When linked with advertising, sweepstakes, questionnaire, etc.

 A. When shopping at a store (Fig. 11)

(1) Input terminal by downloading from the common electronic coupon center The input screen preset in 1012 is activated (step S101).

 (2) Enter the personal identification code, coupon addition / subtraction identification code, desired advertising genre, purchase price, and company code from the input terminal 1012 at the time of shopping (Step S102) o Here, personal identification code, coupon addition / subtraction The identification code and advertising genre are entered on the customer side, and the purchase price and company code are entered on the store side. The purchase price is locked after input. Note that the personal identification code and the company code may be preset in the input terminal 1012 in advance.

 (3) Ask the customer to confirm the input contents of the input terminal 1012 (step S103), and press the confirmation key (not shown) of the input terminal 1012 (step S104). It is sent to Senyu 1011 (step S 105), and from the common electronic coupon Send 1011, the accumulated value of the coupon amount and, if the coupon amount is insufficient, the shortage amount and advertisement information of the desired genre are returned to the input terminal 1012. (Step S106).

 (4) Sweepstakes and questionnaires can be incorporated into the advertisement, and the customer inputs a response to the sweepstakes and questionnaire from the input terminal 1012 (step S107), and sends a key (not shown) to the input terminal 1012. When pressed (step S108), a reply is sent to the common electronic coupon center 1011 (step S109).

(5) The common electronic coupon center 1011 is the accumulated value of the customer's coupon amount stored in the common electronic coupon member data 1103 and the company's The coupon amount total value (the sum total of the coupon amounts of all customers who have visited the store during the specified period as 10 for addition and-for subtraction) is updated (step S110). In addition, the common electronic coupon center 1011 uses the coupon amount accumulated in advance for the customer who accesses the advertisement or the customer who answered the sweepstakes questionnaire in the common electronic coupon member database 1103. (Step S111), and the coupon amount is added to the total value of the coupon amount of the advertisement / sweepstakes / questionnaire sponsor stored in the advertisement / sweepstakes / survey sponsor company data base 1104. (The sum of the coupon amounts of all customers who have accessed the ad during the specified period or all customers who have entered the sweepstakes / survey) (S112).

 (6) The common electronic coupon center 1011 is used to analyze and compile the contents of the sweepstakes / questionnaire stored in the corporate database 1104 for all applicants after the application deadline (step S113). , S114), and transfer to each sponsoring company (step S115).

 (7) The common electronic coupon center 1011 is a financial transaction to which the company is a member if the total coupon amount of each company in the period T1 is ten after the specified period T1 has elapsed (step S116). Transfer funds from the account 1015 AC of the institution 1015 AC to the account 1014 AC of the financial institution 1014 to which the member 1011 is a member. Transfer funds equal to the total coupon amount of each company from the account 1014AC of the financial institution 1014 to which Ponsen Yu 1011 is a member to the account 1014AC of the financial institution to which the relevant company is a member (Step S117) .

 B. When shopping at a virtual mall or other online shopping site (Figure 12)

 (1) Start the order screen of the input terminal 1012 (step S201), and send the order data entered in the order screen (not shown) to the supplier (step S202). (Omitted) is returned to the input terminal 12 of the orderer (step S203).

(2) The orderer inputs the personal identification code, the coupon addition Z subtraction identification code and the advertisement genre on the input screen of the input terminal 1012 (step S204), and presses the transmission key (not shown) of the input terminal 1012. When pressed (Step S205), the above data And the purchase amount and company code on the order screen are merged, and the common electronic coupon

It is transmitted to 1101 (step S206). Here, the personal identification code may be preset in the input terminal 101. Then, the common electronic coupon center 1101 1 1 returns the accumulated coupon amount, and if the coupon amount is insufficient, the shortage amount and the advertisement information of the desired genre to the input terminal 101 2 (step S 2). 0 7, S2 0 8) o

 (3) Sweepstakes and questionnaires can be incorporated into the advertisement, and the customer inputs replies to the sweepstakes and questionnaire from the input terminal 1◦12 (step S209), and the input terminal 101 When the send key (not shown) is pressed (step S210), a reply is sent to the common electronic coupon center 101 (step S211).

 (4) The common electronic coupon center 101 is the cumulative value of the customer's coupon amount stored in the common electronic coupon member database 1103 and the common electronic coupon member company database 111 Updates the total value of the coupon amount of the company stored in (the total value of the coupon amount of all customers who came to the store during the specified period as 10 for addition and-for subtraction) (Step S2 1 2). In addition, the common electronic coupon center 1101 uses the coupon amount of the customer stored in the common electronic coupon membership database 1103 for the ad access customer or the customer who answered the sweepstakes questionnaire. The coupon amount is added to the accumulated amount of money, and the coupon amount is added to the total amount of coupon amount of the relevant advertisement / sweepstakes / questionnaire sponsor / company stored in the ad / sweepstakes / survey sponsor / company It can also be added to the total amount of coupons of all customers who have accessed the advertisement or all customers who have entered the sweepstakes / questionnaire during the specified period (steps S213, S2) 1 4) o

(5) Common electronic coupon center 1 0 1 1 is for advertising / sweepstakes / questionnaire sponsors — apply for sweepstakes / questionnaire responses stored in the corporate database 110 4 After the expiration of the deadline, all applicants are analyzed and tabulated (steps S215 and S216) and transferred to each sponsor company (step S217).

 (6) If the total amount of coupons of each company during the period T1 is + after the specified period T1 (Step S218), the common electronic coupon center 1011 is a financial institution to which the company is a member. Transfer an amount of money equal to the total value of the coupon amount of each company from the account 1015AC to the account 1014 AC of the financial institution 1014 with which the common electronic coupon center In the evening, 1011 transfers funds from the account 1014 AC of the financial institution 1014 AC, which is a member of the bank, to the account 1015 AC of the financial institution to which the company is affiliated, 1015 AC, the amount equal to the sum of the coupon amount of each company S 219).

 C. When linked with book, TV, Internet, etc. advertisement, sweepstakes, questionnaire, etc. (Figure 13)

 (1) The input guidance screen of the input terminal 1012 is preset by downloading from the common electronic coupon center 1011 (step S301).

 (2) At the time of application, the personal identification code, coupon addition identification code (optional), advertising / sweep / prize / survey sponsor company identification code, sweepstakes answer, book code (with book) (In the case of interlocking), enter (Step S302), and press the send key (not shown) of the input terminal 1012 (Step S303). The above data is sent to the common electronic coupon center 1011 (Step S303). S 304).

(3) The common electronic coupon center 1011 adds a predetermined coupon amount to the cumulative coupon amount of the customer stored in the common electronic coupon member database 1103, and advertises the coupon amount. Sweepstakes / Questionnaire Sponsor / Corporate Data 1104 The total amount of the coupon amount of the advertisement / sweepstakes / questionnaire sponsor company stored in the 1104 base (All customers who have accessed the sponsorship advertisement during the specified period or Sweepstakes / All survey entries (The sum of the customer's coupon amounts) (steps S305 and S306).

(4) The common electronic coupon center 1011 analyzes and aggregates the contents of the sweepstakes / questionnaire stored in the advertising / sweep / prize survey / company database 1104 for all applicants after the application period has passed (step S307). ), And transfer to each sponsoring company (step S308).

 (5) After the specified period T1 has passed (Step S309), the common electronic coupon center 1011 is transferred from the account 1016 AC of the financial institution 1016 to which each sponsor company is affiliated. Transfer funds to the account 1014AC of 1011 affiliated financial institutions 101 4 Advertisement / sweepstakes / survey sponsor company data 1104 equal to the total coupon amount of each sponsor / company stored in 1104 (Step S310).

 2. When not linked to advertising, sweepstakes, questionnaire, etc.

A. When shopping at a store (Figure 14)

 (1) The input guidance screen of the input terminal 1012 is preset by downloading from the common electronic coupon center 1011 (step S 40 l) o

(2) Input a personal identification code, a coupon addition / subtraction identification code, a purchase amount, and a company code from the input terminal 1012 at the time of shopping (step S402). Here, the personal identification code and the coupon addition / subtraction identification code are input on the customer side, and the purchase price and the company code are input on the store side. The purchase price is locked after input. The personal identification code and the company code may be preset in the input terminal 1012.

 (3) Have the customer confirm the input contents at the input terminal 1012 (step S403), and press the confirmation key (not shown) of the input terminal 1012 (step S404).

(i) In the case of coupon addition (step S 405), in input terminal 1012 The accumulated value of the coupon amount of the customer is updated, and after the update, the accumulated value of the coupon amount is checked (step S406);

 (ii) In the case of coupon subtraction, the above data is sent to the common electronic coupon center 1011 (step S407), and the coupon amount accumulated value and the coupon are insufficient from the common electronic coupon center 1011 to the input terminal 1012. If so, the shortage amount is returned (step S408).

 (4) After the lapse of the specified period T2 (step S409), for all customers who have visited the store during that period, the accumulated coupon amount for each customer is transmitted to the common electronic coupon center 1011 together with the company code. Is performed (step S410). If necessary, record the "date of visit", "number of visits", "date of recent visit", etc. on the input terminal 1012, and send it to the common electronic coupon center 1011 along with the above data after T2 You can also.

 (5) In the common electronic coupon center 1011, the accumulated value of the coupon amount for each customer stored in the common electronic coupon member database 1103 and stored in the common electronic coupon member company data base 1105 Update the total coupon amount of each company (the sum of the coupon amount of all customers who came to the store during the specified period as 10 for addition and 1 for subtraction) (step S41l) o

 (6) After the specified period T1 has elapsed (step S412), if the total coupon amount of each company in the period T1 is +, then the common electronic coupon Transfer funds from the account 1015 AC to the financial institution 1014 to which the common electronic coupon center 1011 is a member, and in one case, the account of the financial institution 1014 to which the common electronic coupon center 1011 is a member Transfer funds from 1014AC to the account 1015 AC of the financial institution 1015 to which the company is a member (step S413).

B. When shopping at a virtual mall or other Internet (Fig. 15) (1) When shopping, the order screen (not shown) of the input terminal 1012 is started (step S501), and the order data input on the order screen is transmitted to the orderer (step 502). The orderer inputs a common electronic coupon. A screen (not shown) is returned to the input terminal 1012 of the orderer (step S503).

 (2) The orderer inputs the personal identification code and the coupon addition / subtraction identification code on the input screen of the input terminal 1012 (step S504), and sends the transmission key of the input terminal 1012.

When (not shown) is pressed (step S505), the above data, the purchase amount and the company code on the order screen are merged, and transmitted to the common electronic coupon center 1011.

(Step S506). Here, the personal identification code may be preset in the input terminal 1012. The common electronic coupon center 1011 replies to the input terminal 1012 with the cumulative amount of the coupon and the shortage if the coupon is insufficient.

(Step S507).

 (3) In the case of coupon addition, the orderer pays the purchase amount according to the determined procedure, and in the case of coupon subtraction, if the amount is insufficient, pay the shortage amount according to the determined procedure (step (S 508)

 (4) In the common electronic coupon center 1011, the accumulated value of the coupon amount for each customer stored in the common electronic coupon member database 1103 and the common electronic coupon member database 1105 The total value of the coupon amount for each company (the sum of the coupon amount of all customers who came to the store during the specified period as 10 for addition and-for subtraction) is updated (step S509).

(5) After the specified period T1 has elapsed (step S510), the common electronic coupon Sen-Yu 1011 indicates that if the total coupon amount of each company in the period T1 is 10, the financial institution to which the company is a member Transfer funds from 1015 account 1015 AC to financial institution to which common electronic coupon center 1011 is a member 1011 Account transfer to account 1014 AC 1014 AC, and in one case, finance to which common electronic coupon center 1011 is a member The funds are transferred from the account 1014 AC of the institution 1014 to the account 1015 AC of the financial institution 1015 to which the company belongs (step S511).

 In addition, in the above processes A and B, when only the addition process is performed without the coupon subtraction process, the input of the coupon addition identification code from the input terminal 1012 can be omitted.

 Next, a description will be given of a processing operation in a case where it is impossible to apply the accumulated coupon amount to payment during shopping.

 1. When linking with advertisements, sweepstakes, surveys, etc.

A. When shopping at a store (Figure 16)

 (1) The input guidance screen is preset in the input terminal 1012 in advance from the common electronic coupon center 1011 by a down-click or the like (step S60).

(2) At the time of shopping, the personal identification code, advertisement desired genre, purchase price, and company code are input from the input terminal 1012 (step S602). Here, the personal identification code and the advertisement genre are entered on the customer side, and the purchase price and company code are entered on the store side. The purchase price is locked after input. Note that the personal identification code and the company code may be preset in the input terminal 1012 in advance.

 (3) Ask the customer to confirm the contents of the input terminal 1012 (Step

5603), pressing the confirmation key (not shown) on the input terminal 1012 (step S604), the above data is sent to the common electronic coupon center 1011 (step S604).

605), the common electronic coupon center 1011 returns the cumulative coupon amount and the advertisement information of the desired genre to the input terminal 1012 (step S606).

(4) Sweepstakes and questionnaires can be incorporated into the advertisement, and the customer enters a response to the sweepstakes and questionnaire from the input terminal 1012 (step S607) and presses the send key (not shown) of the input terminal 1012. And (Step S608), the response is common Sent to electronic coupon center 1011 (step S609).

 (5) The common electronic coupon center 1011 indicates that the customer's coupon amount accumulated in the common electronic coupon member database 1103 and the customer's The total coupon value (the sum of the coupon amounts of all customers who visited the store during the specified period) is updated (step S610). In addition, in the common electronic coupon center, the coupon amount determined in advance for the customer who accesses the advertisement or the customer who answered the sweepstakes / questionnaire is accumulated in the customer's coupon amount stored in the common electronic coupon member data 1103. In addition to the value, the coupon amount can also be added to the total value of the coupon amount of one advertisement / prize / survey sponsor company stored in the advertisement / sweepstakes / survey sponsor company database 1104 (step S611). , S 612).

 (6) The common electronic coupon center 1011 analyzes the contents of the sweepstakes / questionnaire stored in the advertising / sweepstakes / questionnaire sponsor company database 1104 after the application deadline (step S613) for all applicants. The data is totaled (Step S614) and transferred to each sponsor company (Step S615).

 (7) After the specified period T1 has passed (Step S616), the common electronic coupon center 1011 has joined the common electronic coupon center 1011 from the account 1015AC of the financial institution 1015 to which each company has joined. The funds are transferred by an amount equal to the total coupon amount of each company stored in the common electronic coupon member company data base 1105 in the account 1014 AC of the financial institution 1014 (step S617).

(8) The common electronic coupon center 1011, after the lapse of the specified period T3 (Step S618), each customer has joined from the account 1014 AC of the financial institution 1014 to which the common electronic coupon center 1011 is a member. Transfer funds to the financial institution (step S620). Of course, instead of such an account transfer, cashback or gift certificates may be used. Alternatively, it can be linked to the telephone company's call billing system. In this case,

(8) becomes like (8) 'shown below:

 (8) 'Common electronic coupon center 1011, after the specified period T3

(Step S618), the accumulated value of the coupon amount for each customer stored in the common electronic coupon member database 1103 is transferred to the telephone company, and the account 1014AC of the financial institution 1014 to which the common electronic coupon center 1011 is a member. To a financial institution (not shown) of the financial institution to which the telephone company is affiliated, and transfer the same amount of e-coupon membership data as the sum of all customer coupon amounts stored in the evening base 1103 (Step S1102 in FIG. 21). When billing the call charges to each customer, the telephone company reduces the amount equal to the accumulated value of the coupon amount of each customer transferred to the telephone company from the common electronic coupon center 1011 (Fig. 21 Step S).

1103).

 B. When shopping at a virtual mall or other shopping mall (Fig. 17)

 (1) When shopping, the order screen (not shown) of the input terminal 1012 is activated (step S701), and the order data entered in the order screen is transmitted to the order destination (step S702). A coupon input screen (not shown) is returned to the input terminal 1012 of the orderer (step S703).

(2) When the orderer inputs the personal identification code and the advertisement request genre on the input screen of the input terminal 1012 (step S704), and presses the send key of the input terminal 1012 (step S705), And the purchase price and company code on the order screen are merged and sent to the common electronic coupon center 1011 (step S706). Here, the personal identification code may be preset in the input terminal 1012 in advance. The common electronic coupon center 1011 returns the coupon amount accumulated value and the advertisement information of the desired genre to the input terminal 1012 (step S707). (3) Sweepstakes and questionnaires can be incorporated into the advertisement, and the customer enters a response to the sweepstakes and questionnaire from the input terminal 1012 (step S708), and sends a key (not shown) to the input terminal 1012. When pressed (step S709), a reply is sent to the common electronic coupon center 1011 (step S710).

 (4) In the common electronic coupon center 1011, the accumulated value of the customer's coupon amount stored in the common electronic coupon member database 1103 and the customer's The total value of the coupon amount (the sum of the coupon amounts of all customers who have visited the store during the specified period) is updated (step S711). Here, the coupon amount determined in advance for the advertising access customer or the sweepstakes / questionnaire response customer is added to the customer's cumulative coupon amount stored in the common electronic coupon member database 1103, and the coupon amount is also added. Can be added to the total value of the coupon amount of the advertisement / sweepstakes / anchor sponsor supported by the advertisement / sweepstakes / survey sponsor company database 1104 (steps S712 and S713).

 (5) The common electronic coupon center 1011 analyzes the contents of the sweepstakes / questionnaire stored in the one-company database 1104 for advertisements / sweep prizes / questionnaire after the application period has expired (step S 714) for all applicants. The data is totaled (Step S715) and transferred to each sponsor company (Step S716).

 (6) After the specified period T1 has elapsed (Step S717), the common electronic coupon center 1011 has joined from the account 1015AC of the financial institution 1015 to which each company has joined. The funds are transferred to the account 1014 AC of the financial institution 1014 AC in an amount equal to the total coupon amount of each company stored in the common electronic coupon member company database 1105 (step S718).

(7) The common electronic coupon center 1011 is the account 1014A of the financial institution 1014 to which the common electronic coupon center 1011 is a member after the specified period T3 has elapsed. Transfer funds from C to the financial institution to which each customer belongs (step S721). Of course, instead of such an account transfer, cashback or gift certificates may be used. Alternatively, it can be linked to the telephone company's call billing system. In this case,

(7) becomes like (7) 'shown below:

 (7) 'The common e-coupon Sen 1011 will be issued after the specified period T3

(Step S719), transfer the cumulative coupon amount for each customer stored in the common electronic coupon member database 1103 to the telephone company, and share with the common electronic coupon center 1011 financial institutions 1014 Account from 1014 AC to an account of a financial institution to which the telephone company is affiliated (not shown), a common electronic coupon member data—equal to the sum of all customer coupon amounts stored in evening 1103 A large amount of funds are transferred (step S1102 in FIG. 21). When billing the call charges to each customer, the telephone company reduces the amount equal to the accumulated value of the coupon amount of each customer transferred to the telephone company from the common electronic coupon center 1011 (Fig. 21 Step S).

1103).

 C. When linking with books, TV, Internet advertisements, sweepstakes, questionnaires, etc. (Figure 18)

 (1) The input guidance screen of the input terminal 1012 is preset by downloading from the common electronic coupon center 1011, or the like (step S801).

 (2) At the time of application, input the personal identification code, the identification code of the advertisement / sweepstakes / questionnaire sponsor company, the sweepstakes / questionnaire response, and the book code (in the case of linking with a book) from the input terminal 1012 (step S802). When the transmission key (not shown) of the input terminal 1012 is pressed (step S803), the above data is transmitted to the common electronic coupon center 1011 (step S804).

(3) At the common electronic coupon center 1011, the customer's coupon amount accumulated value stored in the common electronic coupon member database 1103 is determined in advance. The coupon amount is added and the coupon amount is

—Total value of the coupon amount of the advertisement / sweepstakes / questionnaire sponsor stored in the sponsor database of the sponsor 1104 (all customers who have accessed the advertisement of the sponsor or the sponsor in the specified period) (The sum of the coupon amounts of all customers who entered the sweepstakes / questionnaire) (step S805).

 (4) The common electronic coupon center, Yuichi 1011, will send the sweepstakes / questionnaire responses stored in the advertising / sweep / survey sponsor company database 1104 to all applicants after the application deadline (step S806). Are analyzed and tabulated (step S807) and transferred to each sponsoring company (step S808).

 (5) After the specified period T1 has passed (Step S809), the common electronic coupon center 1011 is generated from the account 1016 AC of the financial institution 1016 to which each sponsor company is affiliated. Transfer funds to the account 1014AC of the participating financial institution 101 4 in an amount equal to the sum of the coupon amount of each sponsor company stored in the advertising / sweep / survey sponsor / company database 1104 (step S810) .

 (6) After the specified period T3 elapses (Step S811), the common electronic coupon center 1011 will be joined by each customer from the account 1014AC of the financial institution 1004 to which the common electronic coupon center 1011 belongs. Transfer funds to the existing financial institution (step S813).

 Of course, instead of such an account transfer, cashback or gift certificates may be used. Alternatively, it can be linked to the telephone company's call billing system. In this case, the above (6) becomes like the following (6) ′:

(6) The common electronic coupon center 1011 is stored in the common electronic coupon member database 1103 after a predetermined period T3 has elapsed (step S811). The cumulative value of coupons for each customer is transferred to the telephone company, and the account of the financial institution to which the telephone company is affiliated from the account 1014 of the financial institution 1014 to which the common electronic coupon center 1011 is a member is shown. Omitted), Common electronic coupon member data

— Transfer funds by an amount equal to the sum of the coupon amounts of all customers stored in the evening base 1103 (step S1102 in FIG. 21). When billing the call charges to each customer, the telephone company reduces the amount equal to the accumulated value of the coupon amount of each customer transferred to the telephone company from the common electronic coupon center 1011 (Fig. ₂ 1 step s)

1103).

 2. When not linked to advertising, sweepstakes, questionnaire, etc.

A. When shopping at a store (Figure 19)

 (1) The input guidance screen of the input terminal 1012 is preset by downloading from the common electronic coupon center 1011, or the like (step S901).

 (2) At the time of shopping, a personal identification code, a purchase price, and a company code are input from the input terminal 1012 (step S902). Here, the personal identification code is entered on the customer side, and the purchase price and company code are entered on the store side. The purchase price is locked after input. The personal identification code and the company code may be preset in the input terminal 1012 in advance.

 (3) Ask the customer to confirm the input contents at the input terminal 1012 (step S903), and press the confirmation key (not shown) of the input terminal 1◦12 (step S904). The customer's accumulated coupon value is updated (step S905). After the update, the accumulated coupon amount is locked.

(4) After the lapse of the specified period T2 (step S906), for all the customers who have visited the store during that period, the cumulative coupon amount for each customer is stored together with the company code in the common electronic coupon center 1011. It is transmitted (step S907). If necessary, use the input terminal 1012 to enter the date of visit, the number of visits, the date of recent visits, etc. It is also possible to record the information and send it to the common electronic coupon 1011 together with the above-mentioned data after the passage of T2.

 (5) At the common electronic coupon center 1011, the accumulated value of the coupon amount for each customer stored in the common electronic coupon member database 1103 and the accumulated value of each company stored in the common electronic coupon member database 1105 Is updated (the sum of the coupon amounts of all customers who have visited the store during the specified period) (step S908).

 (6) After the specified period ポ ン 1 has elapsed (Step S909), the common electronic coupon center 1011 joins the common electronic coupon center 1011 from the account 1015AC of the financial institution 1015 to which each company has joined. Transfer funds to the account 1014 AC of the financial institution 1014 equal to the total coupon amount of each company stored in the common electronic coupon member company data base 1105 (step S910).

 (7) After the elapse of the specified period T3 (Step S911), the common electronic coupon center 1011 is joined by each customer from the account 1014 AC of the financial institution 1004 to which the common electronic coupon center 1011 is a member. Transfer funds to the account 1017 AC of the financial institution 1017, which is equal to the accumulated value of the coupon amount of each customer stored in the common electronic coupon member database 1103 (step S913). Of course, instead of such an account transfer, cashback or gift certificates may be used. Alternatively, it can be linked to the telephone company's call billing system. In this case, the above (7) becomes like the following (7) ′:

(7) The common electronic coupon center 1011 transfers the accumulated value of the coupon amount for each customer stored in the common electronic coupon member database 1103 to the telephone company after the lapse of the predetermined period T3, and Senye 1011 is a member of the financial institution that is a member of Caro 1014 Accounts of 1014 AC from which a telephone company is a member Fund transfer is performed in the account of the financial institution (not shown) by an amount equal to the sum of the coupon amounts of all customers stored in the common electronic coupon member database 1103 (FIG. 21, step S1102). The telephone company bills each customer by reducing the amount equal to the accumulated value of the coupon amount of each customer transferred to the telephone company from the common electronic customer account 1011 at the time of billing the call charges to each customer (Fig. 21, step S1103). .

B. When shopping on the Internet at a virtual mall (Figure 20)

 (1) When shopping, start the order screen (not shown) of the input terminal 1012 (step S1001) and send the order data entered on the order screen to the orderer (step S1002). The electronic coupon input screen is returned to the input terminal 1012 of the orderer (step S1003).

 (2) When the orderer enters the personal identification code on the input screen of the input terminal 1012 (step S1004) and presses the transmission key (not shown) of the input terminal 1012 (step S1005), The purchase price and company code on the evening and the order screen are merged and transmitted to the common electronic coupon center 1011 (step S1006). The common electronic coupon center 1011 returns the accumulated coupon amount to the input terminal 1012 (step S1007).

 (3) The common electronic coupon center 1011 shows the cumulative value of the coupon amount for each customer stored in the common electronic coupon member database 1103 and each company stored in the common electronic coupon member database 1105. Update the total coupon amount for each (the sum of the coupon amounts of all customers who visited the store during the specified period) (step S1009).

(4) After the specified period T1 elapses (Step S1010), the common electronic coupon center 1011 joins the common electronic coupon center 1011 from the account 1015 AC of the financial institution 1015 to which each company has joined. The financial institution 1014 has an account 1014 in AC, a common e-coupon member company Transfer the amount of money equal to the total coupon amount of each company (step S 10

(5) After the specified period T3 elapses (S 1011), the common electronic coupon center 1011 is a financial account in which each customer is a member from the account 1014 AC of the financial institution 1014 to which the common electronic coupon center 1011 is a member. Transfer funds to the account 1017 AC of the institution 1017 by an amount equal to the accumulated value of the coupon amount of each customer stored in the common electronic coupon member data overnight base 1103 (step S1014).

 Of course, instead of such an account transfer, cashback or gift certificates may be used. Alternatively, it can be linked to the telephone company's call billing system. In this case,

(5) becomes like (5) 'shown below:

 (5) 'Common e-coupon Sen 1011 will be issued after the specified period T 3

(Step S1012), while transferring the accumulated value of the coupon amount for each customer stored in the common electronic coupon member database 1103 to the telephone company, as well as the financial institution to which the common electronic coupon From 1014 AC Transfer funds to an account (not shown) of the financial institution to which the telephone company is affiliated with an amount equal to the sum of all customer coupon amounts stored in the common electronic coupon member database 1103 (Step S1102 in FIG. 21). When the telephone company bills each customer for the call charges, it reduces the amount equal to the cumulative value of the coupon amount of each customer transferred to the telephone company from the common electronic coupon center 1011 (Fig. 21 step)

In the above-described operation processing in FIGS. 11 to 21, it is assumed that there is no falsification of the store or the common electronic coupon center 1011, and no falsification is performed. Spoofing the store, transmitting the purchase amount and company code along with the personal identification code to the common electronic coupon center 1011; (B) common electronic coupon center Became 1011 Furthermore, there may be operational risks such as falsifying data and exploiting money illegally from companies or common electronic coupons.

 To avoid these risks, for example,

 For the risk in (A) above,

 Use “Store phone number + PIN” as the store's company code; encrypt the purchase amount and company code with the store's private key, and send it to the common electronic coupon center with a digital signature;

 For the risk of (B) above,

 The contents of the transfer request message from the common electronic coupon center 1 0 1 1 to the transfer destination (account number of the transfer destination, transfer amount, etc.) are encrypted with the secret key of the common electronic coupon center 1 0 1 1 and an electronic signature You can take countermeasures such as sending with a tag.

 Although the above assumes that the common electronic coupon center 101 is interposed, the mobile phone is used as an input terminal, and the mobile phone is pointed to without using the common electronic coupon center 101. There is also a method to provide a function of accumulating the amount of money (point amount addition / subtraction function). In this case as well, identity verification using a personal identification number and encryption of the point amount can be performed by the mobile phone itself, thereby preventing impersonation of another person and falsification of the message.

As described above, the system for managing personal information of the present invention uses a personal information identification code including at least a numeric string consisting of a plurality of numbers and a specific code arranged following the numeric string. An input means for inputting a personal information identification code selected by a person who wants to register personal information, and a personal information identification code input by the input means is registered by another registrant. Determining means for determining whether or not the personal information identification code matches the existing personal information identification code. If the determination means determines that the personal information identification code does not match the existing personal information identification code, the input personal information identification code is used. Register the code, and if it is determined that they match, enter Personal information identification code registration means for rejecting the registered personal information identification code, and notify the applicant of registration that the entered personal information identification code has been registered or rejected by the personal information identification code registration means. Notification means for registering, and personal information input means for inputting personal information desired for registration based on a registered personal information identification code in a predetermined format when the notification of registration is received by the notification means; and Personal information registration and storage means for registering and storing personal information input by the personal information input means in association with the personal information identification code provided, so that a personal information identification code without duplication can be easily obtained. It is possible to register personal information with different disclosure levels corresponding to each personal information identification code, and as a result, the registrant An outsider can search and download the personal information corresponding to each personal information identification code, and by using the personal information identification code, the registrant will be registered as one person. Information can be updated.

Further, the above-described method for managing personal information of the present invention manages personal information using a personal information identification code including at least a numeric string composed of a plurality of numbers and a specific code arranged following the numeric string. A personal information identification code selected by the applicant for personal information registration, and the entered personal information identification code matches the existing personal information identification code registered by another registrant If it is determined that the personal information identification code does not match the existing personal information identification code, the entered personal information identification code is registered and the personal information entered by the applicant If you are notified that the identification code has been registered and you receive notification of the registration, the personal information you wish to register is registered in the prescribed format based on the registered personal information identification code. And registering and storing the personal information entered in association with the registered personal information identification code, so that a personal information identification code without duplication can be easily registered. In addition, personal information with different disclosure levels can be easily registered in correspondence with each personal information identification code, and as a result, Even a person can search for and download individual information corresponding to each personal information identification code, and by using the personal information identification code, Information can be updated.

 The above-described personal information identification code of the present invention includes a number string composed of a plurality of numbers and a specific code arranged following the number string. When the registrant registers personal information, the number string is Since multiple combinations of numbers are selected so that they do not overlap with other registrants' numeric strings, it is possible to easily register personal information identification codes without duplication, and to correspond to each personal information identification code. Personal information with different disclosure levels can be easily registered. As a result, anyone other than the registrant can search and download the personal information corresponding to each personal information identification code. By simply using the information identification code, the registrant can update his / her registered personal information.

 Here, when the above-described common electronic coupon system of the present invention is used, the following effects are obtained.

 A. Benefits of member customers

 (1) A wide range of transactions are subject to the issuance of common coupons, so the cumulative rate of coupons is fast; 2) A wide range of transactions are subject to the common coupon redemption, so the use of coupons is wide.

 B. Advantages of partner companies

(1) Membership of holders of widely used mobile phones and personal computers can be made members; (2) Membership card issuance and dedicated systems are not complicated; (3) CRM (Customer Relationship Management) ), It is possible to capture a wide range of members' consumption behavior and improve the quality of marketing. For example, the following marketing data can be obtained: (i) RFM analysis of each customer for own company, (ii) questionnaire results of customer satisfaction for each customer for own company, (Mi) Frequency of visits, customers Unit price, (iv) book purchase history for each customer; (4) Companies that have already introduced the point system can migrate to this system with a slight modification.

 Next, another embodiment of the system and method using the personal information identification code of the present invention will be described.

 First, we will explain the N-code WEB site search system and method.

 (1) N code: Use phone number and URL as N code.

 (2) Personal information: WEB site information corresponding to the URL,

 (3) Registration and updating of telephone numbers and URLs: According to Figs.

 (4) Registration and renewal of WEB site: According to known registration and renewal methods.

 (5) Personal information management system: It is based on the premise that it is implemented on a gateway device or a website for URL search.

 That is, more specifically, a system and a method for registering a telephone number and a URL as an N code to enable searching of WEB site information using the telephone number will be described.

 Composition and registration of N code 'Update

 (1) N code configuration

 Here, a telephone number and a URL are used as the N code.

 Phone numbers and URLs are represented by the following numeric strings, letters, and symbols. “*”, “Http: 〃”, and “http: www._i” as signs can be omitted.

 0120123456 * http: //www.kigyou.co.jp

 0120123456www.kigyou.co.jp

 (2) N code registration 'Update

 As described above with reference to FIGS.

1. Embodiment with gateway device (1-1) System configuration

 Figures 22 and 23A show a gateway device connected between an access network 211 such as a fixed telephone network, a mobile phone network, and a mobile packet network and an internet connection network 210. FIG. 2 is a schematic block diagram showing a configuration of 2100.

 The gateway device 210 shown in FIG. 22 and FIG. 23A has an access network interface section 2 102 for accessing the access network 211 and the access network 210. Data transmission / reception unit 2103 for transmitting / receiving data to / from the network 2101, in / net 1 / net for taking an interface with the network 210/104. Interface section 210, URL access section 210 to establish a connection to the WEB site on the Internet 2104, N code database 210 with registered N code, and N 107 It comprises a URL search unit 2108 for searching a URL from the N-code database 2107 using a telephone number as a key.

 (1-2) operation

 Hereinafter, the operation of the gateway device 100 of the present embodiment will be described with reference to FIGS. 22, 23A and 23B. Note that the following ① to ① correspond to ① to © shown in FIGS. 22 and 23B.

 (1) The user first performs a specific call procedure from a personal computer, an interactive digital TV, a mobile phone, a mobile information terminal, etc. connected to the access network 211. A specific number is transmitted to connect to the gateway apparatus 210, and the access network interface section 210,

The data transmission / reception unit 2103 is notified that there is a "call".

 (2) The data transmission / reception section 2103 receives the notification from the access network interface section 2102 and sends out data for inviting a telephone number. The transmitted data is displayed on the user's terminal.

(3) The user enters the telephone number after seeing the instructions displayed on the terminal. The entered telephone number is transmitted via the access network interface section 210 and data transmission / reception section 210. Is sent to the URL search unit 210. The sent telephone number is accepted by the URL search unit 210.

 ④ The URL search unit 2107 searches for the corresponding URL from the Ncode data base 210 8 using the telephone number as a key. For example, assuming that 0120123456www.kigyou.co.jp is registered in the N Code Database 210, URKhttp: //www.kigyou.co.,jp) is obtained from the telephone number 0120123456. You.

 ⑤ The URL search unit 210 sends the acquired URL to the URL access unit 210, and the URL access unit 210 sends the acquired URL via the Internet The connection to the website is established.

 (4) When the connection is established, the web site sends the web site information to the user's terminal.

 2. An embodiment using a URL search Web site

 (2-1) System configuration

 FIGS. 24 and 25A are schematic block diagrams showing the configuration of the URL search WEB site 200 connected to the Internet.

 The URL search website 220 shown in Fig. 24 and Fig. 25A is an internet interface section 2201, which is used to connect with the Internet. Data transmission / reception unit 2202 for transmitting and receiving data from / to the Internet via the Internet interface unit 201, N code data registered with N code 2 A URL search and access unit that searches for URLs using telephone numbers as keys from 203 and N code database unit 2023, and establishes a connection to the relevant website. I have.

 (2-2) operation

Hereinafter, the operation of the URL search WEB site 200 of this embodiment will be described with reference to FIGS. 24 and 25B. The following ① to ① correspond to ① to ① shown in Fig. 24 and Fig. 25B. I am responding.

 (1) The user first performs a specific call procedure from a personal computer, two-way digital TV, mobile phone, mobile information terminal, etc. connected to the Inuichi Net Network 210. When accessing the URL search web site 222, connect using the browser software installed on the user terminal and so on. The network interface unit 2201 notifies the data transmission / reception unit 222 of the access.

 (2) The data transmission / reception unit 222 receives the notification from the Internet interface unit 2201, and sends out data for inviting the input of a telephone number. The transmitted data is displayed on the user's terminal.

 (3) The user enters the telephone number after seeing the instructions displayed on the terminal. The entered telephone number is sent to the URL search and access unit 222 through the interface 2102 and the data transmission and reception unit 222.

 ④ URL search 'Access section 2224 searches and acquires the corresponding URL from N-code database 2203 using the telephone number as a key.

 (4) The URL is returned to the terminal via the data transmission / reception unit 222 and the network interface unit 2201.

 ⑥The user accesses the corresponding WEB site from the received URL.

 ⑦ The website sends the website information to the user's terminal.

 Next, another embodiment of the system and method using the personal information identification code of the present invention will be described.

 Here, we will explain the registration system and method for registering area WEB sites with N code.

 (1) N code: ① Use the URL of the area WEB site to which the telephone number including the area code or area code is added as the N code;

(2) Personal information: Information on the website of the website corresponding to the URL; (3) N code registration 'Update: According to Fig. 2 and Fig. 3 described above;

 (4) Registration of area WEB site information · Renewal: According to known registration and update method;

(5) URL registration 'Renewal: According to the well-known registration and update method However, N code is applied to URL address;

 (6) Personal information management system: It is based on the premise that it will be implemented on a gateway device or a website for URL search.

 More specifically, by registering a URL to which an area code, etc. that can identify the area is added, and registering or linking the area information to the WEB site of the URL, the area code or the area code is added. A system and method that makes it possible to search WEB site information of an error by the name of the error corresponding to the station number will be described.

Composition, registration and update of N code

 (1) N code configuration

 Here, the URL of the area WEB site to which the area code or the telephone number including the area code is added is used as the N code.

 The N code is represented by the following numeric strings, characters, and symbols. “*” And “http: 〃” as signs can be omitted.

 045 www.yokohamatown.com

 0451234567 www._yokohamatown.com

 0451234567 * htt: // www. Yokohamatown. Co.jp

 (2) Register and update N code

 According to FIGS. 2 and 3 described above.

 1. Embodiment with gateway device

 Figure 26 is a schematic block diagram showing the configuration of a system that directly accesses area WEB sites on a data base connected to a gateway device.

The configuration of the system in Fig. 26 is the same as the above-mentioned "Web site search by N-code". The explanation is omitted.

 2. An embodiment using a URL search Web site

 FIG. 27 is a schematic block diagram showing the configuration of a system for accessing an area WEB site via a URL search WEB site.

 The configuration of the system in Fig. 27 is the same as the above-mentioned "Web site search by N-code", and a description thereof will be omitted.

 3. Search method of area WEB site by area code etc.

 By registering a URL with an area code that can identify the area by the method of “Registering and updating the N code” above, the market key can be used as a search key of the search engine implemented on the website. Enter the area name corresponding to the area code or area code, and search the WEB site for the area.

 4. Area information search method using robot type search engine

 (1) Search for a 10-digit number string starting from “0” that may be a telephone number.

 (2) Search by AND condition of telephone numbers and characters such as "telephone number", "telephone", and "TEL".

 Next, another embodiment of the system and method using the personal information identification code of the present invention will be described.

More specifically, a personal identification code selected by a method such as round robin at the time of ordering a product or service from a plurality of unique individual identification codes defined in advance, and at the time of ordering and settlement Two types of PINs defined in advance for time use are used as a pair, settlement terminals such as mobile phones, personal computers or interactive digital TVs, settlement networks using portable bucket networks or in-home networks, and living as platforms for settlement, etc. A common electronic payment / common electronic point system and method using the common payment center of the essential service will be described. In this embodiment,

 (1) In order to avoid problems related to cash transactions at stores, such as cash transfer at cash registers and transfer to financial institutions, an electronic payment method using an online banking mechanism shall be adopted;

 (2) Compared to credit and debit cards, the fee will be reduced.

 (3) Two-way electronic transactions to reduce the trouble of merchandise sellers and purchasers in non-store sales;

 (4) Self-defining type that allows buyers to define their own identification codes to identify buyers in order to significantly reduce the cost of confirming payments of merchandise sales companies and improve the convenience of buyers. Using the personal identification code and personal identification number of

(5) The personal identification code may include a digitized or coded version of its profile, and its registration method shall be in accordance with the method described above (Figures 2 and 3).

(6) Use a common point method that allows customers to accumulate and redeem common points for transactions settled using a unique identification code defined by the customer, instead of the point grant and redemption method for each corporate group;

 (7) Mobile terminals or personal computers, which are now widely used, and interactive digital TV terminals, which are expected to be widely used, are used as payment terminals. Use a net;

(8) In order to avoid risks such as "spoofing", "eavesdropping", and "falsification" caused by using a mobile phone or personal computer as a payment terminal and using a mobile packet network or the Internet as a payment network, A personal identification code selected by a method such as round robin at the time of ordering goods or services from each defined unique personal identification code, and two types of PINs predefined for ordering or settlement Is used as a pair, a personal identification code at the time of purchase + a PIN and a personal identification code at the time of payment + Only when the PIN exactly matches the defined pair, payment (transfer) is validated, and the personal identification code + PIN code and the payment data itself are encrypted and transferred.

 (9) In order to avoid the risk of fraudulent collection by the buyer, a certain amount of deposit (credit line) is deposited in the settlement account, and telephone charges or service charges for electricity, gas, water, and railway companies are fixed. A method that enables common settlement with daily necessities services. FIG. 28 is a schematic configuration diagram of the common electronic payment system described above.

 Hereinafter, the configuration and operation of the system in FIG. 28 will be described according to the numbers 1 to 6 in the figure.

 ① Order products or e-tickets / Apply for questionnaires or sweepstakes;

(2) Declaration of personal identification code (Personal identification code Ni + PIN A) and transaction data (product or electronic ticket order / questionnaire or sweepstakes application);

③ Accept the identification code and transaction data ^;

 通知 Notify that the order has been completed / applied (questionnaire valid / sweep prize correct);

⑤Delivery of goods or transmission of electronic tickets and transmission of electronic receipts / Electronic point transmission from merchandise sales companies, surveys or prize sponsors;

 送信 Transfer of payment request data for common service / transmission of electronic point payment data (end of month, etc.);

 送信 Send a transfer request for the customer (the contents of the order of the product or electronic ticket / the contents of the electronic point from the product sales company, questionnaire or prize sponsor) (end of month, etc.);

 を Confirmation of personal identification code (Personal identification code Ni + PIN code B: i = l, .., n) and transfer request data for customers

 (Customer side) Approve contents of transfer request data for customer

(Common center side) Personal identification code Ni + PIN A and personal identification code Ni + password Verification of identification number B (: i = l, .., n) for personal authentication (end of month, etc.);

 行 な う Make a net-to-net transfer of transfer request data and electronic point payment data to the common center (end of month, etc.);

 振 Make a transfer based on the transfer request data for customers (total order amount of goods or electronic tickets-total electronic points) (next month, etc.);

 依 頼 Make a request to withdraw the transfer invoice amount to customers (next month, etc.); and

を Debit (for example, the following month).

 Figure 29 is a schematic configuration diagram of a system using common electronic payment / common electronic point service. The operation of the system in FIG. 29 is as described above.

 Here, ① In the case of an order in e-commerce, ①, In the case of an order in an actual store, ⑤ In the case of delivery of goods in e-commerce, ⑤ 'In the case of delivery of goods in an actual store, ⑤' 'Deliveries of software products (programs, music, e-tickets, etc.) in e-commerce, (1) online transmission of transaction details and (2)' mailing of transaction details data.

 Figure 30 is a schematic configuration diagram of a system that combines common electronic payment and common electronic points for daily necessities services such as telephone, electricity, gas, and water. By sharing this system with the system in Fig. 28, the risk of collection by fraudulent acts by buyers can be significantly reduced.

 Hereinafter, the configuration and operation of the system shown in FIG. 30 will be described according to the numbers 1 to 6 in the figure.

 ⑤Provide services;

 送信 Transmission of transfer request data to the common center (including electronic point payment data if the service provider issues electronic points) (end of month, etc.);

⑦Receive a transfer request for customers (use of service, electronic point payment data if the service provider issues electronic points) (end of month) etc);

 を Notification of personal identification code (personal identification code + personal identification number) and confirmation of the details of the transfer request to customers (end of month, etc.)

 (Customer side) Approve the contents of the transfer request data for customers;

 (Common Send / Receiver side) Perform personal authentication by collating personal identification code + PIN (end of month, etc.);

 を Make a payment based on the transfer request data for the common service (if the service provider issues an electronic point, the value of which is offset) (for example, at the end of the month);

を Make a transfer based on the transfer request data for customers (if the service provider issues an electronic point, the amount will be offset) (the next month, etc.);

 依 頼 Request a debit of the transfer invoice amount to customers (next month, etc.); and

を Debit (for example, the following month).

 If various meter values such as electricity, gas, and water can be automatically read from a remote location in Fig. 30, electronic payment of these services can be made more efficient. The following describes the remote reading system and method for various values such as electricity, gas, and water.

 FIG. 31 is a schematic block diagram showing a configuration of a remote reading system 250 of meter values of various kinds of data such as electricity, gas and water.

 FIG. 32 is a schematic block diagram showing the configuration of the menu shown in FIG. Next, the operation of the remote reading system 250 will be described.

(1) The common electronic payment center, etc., 2501, is a polling device for reading a total of 2502 at the customer's home (not shown). The two-way digital TV, etc., transmits polling data to the data transmission / reception unit (see FIG. 32) of the meter total via the home bus. Forward. (2) As shown in Figure 32, the data transmission / reception unit 2501 polls the meter value output unit 2502, and the data output unit 2502 The value of the message is output to the encryption processing section 2503 and the data transmission / reception section 2501. The cryptographic processing unit 250 0 2 3 performs encryption processing using a hash function etc. on the message value from the message value output unit 250 0 2 2 and outputs it to the data transmission / reception unit 250 0 2 1 I do.

 (3) The data transmission / reception unit 250 0 21 transmits the encrypted value and the value before encryption to the two-way digital TV etc. 250 3 via the home bus 250 4. (See Figure 31).

 ④ Two-way digital TV, etc. 2503 uses the customer's “personal identification code” and “password” together with the encrypted and unencrypted meter values as the common electronic payment center. Send to 501.

 で は At 2501 for the common electronic payment center, etc., the sign value is processed by a one-way hash function, etc., on the message value before encryption processing, and the value is compared with the encrypted message value. If the values are the same, the usage fee for the current month is calculated based on the difference between the value for the current month before the encryption process and the meter value for the previous month before the encryption process, assuming that the email value has not been tampered with.

 The above describes the method of sending both the encrypted value of the message and the meter value before the encryption to the common electronic settlement center, etc. There is also a method in which only the encrypted meter value is sent to the common electronic settlement center.

 Next, another embodiment of the system and method using the personal information identification code of the present invention will be described. More specifically, a system and method for collecting and displaying customer satisfaction information using an N code will be described below.

 (1) N code

① Customer side:

Use the personal information identification code defined by the customer himself. This code should include your phone number, gender, age (or date of birth), etc. You may. If necessary, encryption or a password may be assigned. ② Product · Service provider side:

 Use the store or company phone number.

 (2) Personal information

 ① Customer side:

 If there is a sponsor company that wants to obtain satisfaction information, electronic point information from the sponsor company concerned;

 ② Product · Service provider side:

 Number of visitors (or number of customers), customer satisfaction information (In the case of a restaurant, the average value of scores on a five-point scale, such as "taste", "value", "service", etc. *)

Average value of all customers (or purchasers), average of visitors (or purchasers) by profile (gender, age, area), etc.

 (3) Registration of N code. Refer to Fig. 2 and Fig. 3 described above.

 (4) Registration and update of personal information

 ① Customer side:

 Same as the electronic payment method for common electronic payment / common electronic point center system.

 ② Product · Service provider side:

 The same applies to common electronic payment / common electronic point center system.

(5) Personal information management system

Translator side:

 It is based on the common electronic payment / common electronic point center payment system.

② Product 'service provider side:

Follow the common electronic payment / common electronic point center method. Information on the number of customers coming to the store, customer satisfaction information, etc. can be obtained from various print media, the Internet website, It is displayed on the map of the combined Rikiichi Navi.

 By the way, when collecting customer satisfaction information, it is also important to ensure the credibility of the information. The following is an example of this coping method.

(1) A method of organizing one monitor member and collecting customer satisfaction information of the monitor member;

 (2) Method of collecting customer satisfaction information only when there is an actual transaction using the common electronic payment / common electronic point system mechanism;

 (3) If a customer with the same personal information identification code has declared customer satisfaction information more than a predetermined number of times to the same product / service provider, it is excluded from analysis as an abnormal value. Method;

 The mechanism of the above (1) conforms to Figure 33. The mechanism of the above (2) is as shown in Figure 34.

 Hereinafter, FIG. 33 will be described.

 (2) Declaration of personal identification code (personal identification code + personal identification number) and customer satisfaction information;

 ③ Notification of acceptance of personal identification code and customer satisfaction information;

 ⑥Send the sponsor billing data (end of month, etc.);

 通知 Notify the customer of the return result, such as the lottery result from a sponsor company (at the end of the month, etc.);

 を Transfer based on sponsor expense claim data (end of month, etc.);

振 Transfer based on the result of return to customers by lottery etc. (end of month etc.); 分析 Analyze customer satisfaction information (eg next month);

表示 Display on web site, car navigation system, etc. (next month, etc.);

 Hereinafter, FIG. 34 will be described.

① Place an order for goods or electronic tickets; (2) Declaration of personal identification code (Personal identification code Ni + PIN A) and transaction data (order details of products or electronic tickets and customer satisfaction information);

 ③ Notification of personal identification code and acceptance of transaction data;

 通知 Notification of order completion and customer satisfaction information declaration;

 ⑤Deliver goods or send electronic tickets and send electronic receipts;

⑥ Send the payment request for the common service and send the sponsor expense payment data (end of month, etc.);

 送信 Transfer of transfer request data for customers (order details of products or electronic tickets and sponsors—results of return to customers, such as lottery results using expenses as funds) (end of month, etc.);

(4) Notify the identity verification code (Personal identification code Ni + PIN B: i = l, .., n) and confirm the contents of the transfer request to the customer (end of month, etc.);

 (Customer side) Approve the contents of the transfer request data for customers;

 (Common center side) Personal identification code Ni + PIN A and personal identification code Ni + PIN B are verified (i = l, .., n) for personal authentication (end of month, etc.);

 ⑨ Make an overnight transfer request for common service and a net-off transfer by sponsoring payment data netting (end of month, etc.);

 を Make a transfer based on the transfer request for customers (total order of goods or electronic tickets-total return cost from sponsor and company) (the next month, etc.);

 依 頼 Make a request for withdrawal of the transfer request amount to customers (next month, etc.);

 を Debit (for example, the following month);

 ⑬ Analyze customer satisfaction information (next month, etc.);

 表示 Display on web site, Rikiichi Navi, etc. (next month, etc.).

By the way, Figures 28 and 34 show pairs of unique personal identification codes defined in advance and two types of passwords in order to avoid risks such as `` spoofing, '' `` eavesdropping, '' and `` falsification. '' This is an example in which the risk of "spoofing" is used. As a method for avoiding the problem, a method using a “digital signature” such as a fingerprint may be used, or a one-way hash function may be applied as a method for avoiding a risk such as “revision” and a third party may determine whether “falsification” is present. An “electronic notarization” method that the institution certifies may be used.

 FIG. 35 is a schematic configuration diagram of an electronic notarization system when the above-mentioned electronic notarization method is applied to online transactions. Hereinafter, the configuration and operation of the system in FIG. 35 will be described in accordance with the numbers 1 to 6 in the figure.

 ① Apply for online trading ；

 (2) Declaration of personal identification code (personal identification code + electronic signature) and transaction data;

③ Notification of acceptance of personal identification code and transaction data;

 通知 Notify online transaction completion;

 通知 Notify acceptance of online transaction completion;

 ⑥ Calculate a hash value for the transaction data using a one-way hash function and issue a digital certificate;

 (4) Recalculate the hash value of the transaction data and check whether the transaction data has been tampered with by comparing it with the digital certificate;

 再 Recalculate the root hash value and send it to the electronic notarization center (month end, etc.)

⑨ Calculate the super hash value of this month from the super hash value of the previous month and the root hash value of this month, and publish the super hash value of each month. Check for tampering. Industrial applicability

By using the personal information identification code according to the present invention, it is possible to easily register, search, and change personal information, and to apply the highly versatile personal information identification code according to the present invention to various systems and methods. In addition to ordinary business transactions that require user identification and authentication, interactive television, PDAs, and mobile It is expected to be used in various fields in the IT industry, such as e-commerce using terminals and communication devices.

Claims

The scope of the claims 1. A system for managing personal information using a number string consisting of a plurality of numbers and a personal information identification code including at least a code arranged following the number string, which is selected by a person who wants to register personal information. Input means for inputting the personal information identification code,  Determining means for determining whether the personal information identification code input by the input means matches an existing personal information identification code registered by another registrant; When it is determined that the personal information identification code does not match, the entered personal information identification code is registered. When it is determined that the personal information identification code is matched, registration of the entered personal information identification code is rejected. Means for registering a personal information identification code,  Notification means for notifying the applicant of registration that the input personal information identification code has been registered or rejected by the personal information identification code registration means;  Personal information input means for inputting personal information desired to be registered in a predetermined format by using the registered personal information identification code when the notification of the registration is received by the notifying means;  Personal information management means, comprising: personal information registration storage means for registering and storing personal information input by the personal information input means in association with the registered personal information identification code. System to do. 2. When the notification of the registration refusal is received by the notification means, a personal information identification code different from the registration rejected personal information identification code is input again from the input means, and the re-entered personal information is input. The system for managing personal information according to claim 1, wherein the above operation is repeated until the identification code is registered. M  3. Registered personal information identification code input means for inputting the registered personal information identification code;  Personal information download means for downloading personal information registered and stored in the personal information registration storage means in association with the registered personal information identification code input by the registered personal information identification code input means; A system for managing personal information as set forth in claims 1 or 2, characterized in that: 4. The personal information identification code includes a number string composed of a plurality of numbers and a specific code arranged following the number string, and when the registrant registers personal information, 2. The personal information management system according to claim 1, wherein a combination of the plurality of numbers is selected so that the number does not overlap with a number string of another registrant.  5. The individual according to claim 1, wherein the combination of the plurality of numbers includes an area code of a telephone number to which the registrant subscribes or a part thereof and the telephone number. A system that manages information.  6. The personal information identification code further includes an identification number string consisting of at least one digit following the specific code, and when a plurality of different users use the personal information identification code, the identification number string 2. The system for managing personal information according to claim 1, wherein each of the plurality of users is identified by: 7. The personal information identification code further comprises an identification character string consisting of at least one character following the specific code, and when a plurality of different users use the personal information identification code, the identification character string 2. The system for managing personal information according to claim 1, wherein each of the plurality of users is identified by: 8. The personal information identification code is a combination of an identification numeral string composed of at least one number and an identification character string composed of at least one character, following the specific code. Further, when a plurality of different users use the personal information identification code, each of the plurality of users is identified by a combination of the identification number string and the identification character string. A system that manages the personal information described in Section 1 of the scope.  9. The personal information identification code further comprises an identification number string consisting of at least one number following the specific code, wherein the identification number string is the same selected by the registrant and each having a different disclosure level. The system for managing personal information according to claim 1, wherein the system is used to identify a plurality of personal information by a registrant.  10. The personal information identification code further comprises an identification character string consisting of at least one character following the specific code, wherein the identification character string is selected by the registrant and has a different disclosure level. 2. The system for managing personal information according to claim 1, wherein the system is used to identify a plurality of personal information by the same registrant having the following.  11. The personal information identification code further includes, after the specific code, a combination of an identification number string composed of at least one number and an identification character string composed of at least one character, and the identification number string and the identification. 2. The personal computer according to claim 1, wherein the combination of character strings is used to identify a plurality of pieces of personal information by the same registrant selected by the registrant and each having a different disclosure level. A system that manages human information.  12. The personal information management system according to claim 1, wherein the personal information identification code is encrypted by further combining a digit string arbitrarily selected by the registrant. 13. A method of managing personal information using a personal information identification code including at least a numeric string composed of a plurality of numbers and a specific code arranged following the numeric string, Enter the personal information identification code selected by the applicant for registration of personal information, determine whether the entered personal information identification code matches the existing personal information identification code registered by another registrant,  If it is determined that the personal information identification code does not match the existing personal information identification code, the entered personal information identification code is registered, and the entered personal information identification code is entered by the registered applicant. Notice that has been registered,  When the notification of the registration is received, the registered personal information identification code and the personal information desired to be registered are entered in a predetermined format, and  Registering and storing the inputted personal information in association with the registered personal information identification code. 14. The personal information identification code includes a number string composed of a plurality of numbers, and a specific code arranged following the number string, and the registrant registers the number string when registering personal information. 14. The method for managing personal information according to claim 13, wherein a combination of the plurality of numbers is selected so that the number does not overlap with a number string of another registrant.  15. The combination according to claim 13, wherein the combination of the plurality of numbers includes an outside area code of the telephone number to which the registrant subscribes or a part thereof and the telephone number. How to manage the personal information described.  16. The personal information identification code further includes an identification numeral string consisting of at least one number following the specific code, and when a plurality of different users use the personal information identification code, 14. The method for managing personal information according to claim 13, wherein each of the plurality of users is identified by the identification number string. 17. The personal information identification code further includes an identification character string consisting of at least one character following the specific code, and when a plurality of different users use the personal information identification code, Identify each of the multiple users with an identification string A method for managing personal information according to claim 13, wherein 18. The personal information identification code further includes, after the specific code, a combination of an identification numeral string composed of at least one numeral and an identification character string composed of at least one character. The personal information according to claim 13, wherein when the personal information identification code is used, each of the plurality of users is identified by a combination of the identification number string and the identification character string. How to manage.  19. The personal information identification code further comprises an identification number string consisting of at least one number following the specific code, wherein the identification number string is selected by the registrant and has a different disclosure level. The method for managing personal information according to claim 13, wherein the method is used to identify a plurality of personal information by the same registrant having the following.  20. The personal information identification code further includes an identification character string consisting of at least one character following the specific code, wherein the identification character string is selected by the registrant and has a different disclosure level. The method for managing personal information according to claim 13, wherein the method is used to identify a plurality of personal information by the same registrant having the following.  21. The personal information identification code further includes, after the specific code, a combination of an identification number string composed of at least one number and an identification character string composed of at least one character, and the identification number string and the identification. 13. The combination according to claim 13, wherein a combination of character strings is used to identify a plurality of pieces of personal information by the same registrant selected by the registrant and each having a different entitlement level. How to manage your personal information. 22. The personal information management system according to claim 13, wherein the personal information identification code is encrypted by further combining a digit string arbitrarily selected by the registrant. how to.  23. If it is determined that the personal information identification code matches the existing personal information identification code, the registration applicant is notified that the entered personal information identification code cannot be registered,  If the registration rejection notification is received, re-enter a personal information identification code different from the registration denied personal information identification code,  If it is determined that the re-entered personal information identification code does not match the existing personal information identification code, the re-entered personal information identification code is registered and the re-entered by the registration applicant. Notifying that the personal information identification code has been registered, and receiving the notification of the registration, input the personal information desired to be registered based on the registered personal information identification code in a predetermined format,  Registering and storing the input personal information in association with the registered personal information identification code,  14. The method for managing personal information according to claim 13, wherein the above steps are repeated until the re-input personal information identification code is registered. 2 4. Enter the registered personal information identification code,  21. The method for managing personal information according to claim 13, further comprising a step of downloading personal information registered in association with said input personal information identification code. .  25. A number string comprising a plurality of numbers, and a specific code arranged following the number string, wherein the registrant, when registering personal information, the number string is the number of other registrants A personal information identification code, wherein a combination of the plurality of numbers is selected so as not to overlap with a character string. 26. The claim according to claim 25, wherein the combination of the plurality of numbers includes an outside area code or a part of a telephone number to which the registrant subscribes and the telephone number. The personal information identification code described.  27. An identification number string comprising at least one number following the specific code, wherein when a plurality of different users use the personal information identification code, the plurality of usages are determined by the identification number string. The personal information identification code according to claim 25, wherein the personal information identification code identifies each person.  28. An identification character string comprising at least one character following the specific code, wherein when a plurality of different users use the personal information identification code, the plurality of usages are performed by the identification character string. The personal information identification code according to claim 25, wherein said personal information identification code identifies each person.  29. Following the specific code, further comprising a combination of an identification numeral string composed of at least one numeral and an identification character string composed of at least one character, wherein a plurality of different users use the personal information identification code. 26. The personal information identification code according to claim 25, wherein each of the plurality of users is identified by a combination of the identification number string and the identification character string.  30. The system further comprises an identification number string consisting of at least one number following the specific code, wherein the identification number string is a plurality of individuals by the same registrant selected by the registrant and each having a different disclosure level. The personal information identification code according to claim 25, which is used for identifying information.  31. The system further comprises an identification string comprising at least one character following the specific code, wherein the identification string is a plurality of individuals by the same registrant selected by the registrant and each having a different disclosure level. The personal information identification code according to claim 25, which is used for identifying information. 32. Following the specific code, further comprises a combination of an identification numeral string composed of at least one number and an identification character string composed of at least one character, wherein the combination of the identification numeral string and the identification character string is Selected by the registrant and each different 26. The personal information identification code according to claim 25, wherein the personal information identification code is used to identify a plurality of pieces of personal information by the same registrant having a disclosure level.  33. The personal information identification code according to claim 25, wherein the personal information identification code is further combined with a numeral string arbitrarily selected by the registrant and encrypted.  34. An input terminal for inputting information on the common electronic coupon, a common electronic coupon center for managing / controlling the information on the common electronic coupon inputted from the input terminal, the common electronic coupon center and the input A communication network for connecting terminals,  The common electronic coupon center analyzes information on the common electronic coupon input from the input terminal, classifies information on the common electronic coupon based on a result of the analysis, and classifies the classified information. The common electronic coupon is configured so that funds can be transferred between the account of the financial institution corresponding to the above and the account of the financial institution to which the common electronic coupon is associated. Coupon system.  35. The common electronic coupon center is connected to the data transmission / reception unit that receives data from the input terminal and transmits data to the input terminal via the communication network, and is connected to the data transmission / reception unit. A reception data analysis unit that analyzes data received by the data transmission / reception unit; and a data related to the common electronic coupon member, which is connected to the reception data analysis unit and that is analyzed by the reception data analysis unit. A common electronic coupon member data base for storing evenings, and an advertisement / sweepstakes / questionnaire and sponsors connected to the received data analysis unit and analyzed from the received data analysis unit. —Advertising / sweep / sponsorship / sponsorships that memorize data about the company—a company data base and a common electronic coupon member company that is connected to the received data analysis unit and selected from the data analyzed by the received data analysis unit Common electronics that store data about The common electronic coupon system according to claim 34, further comprising a coupon member company database.  36. The common electronic coupon center is based on the common electronic coupon membership data, the advertisement / prize / award sponsor / company data base, and the common electronic coupon member company data base. A transmission data editing unit connected to the data input / output unit, for inputting data output from each of the data bases, editing the data into a predetermined format, and outputting the edited data to the data transmission / reception unit; The common electronic coupon system according to claim 35, wherein the common electronic coupon system is provided.  3 7. The account of the financial institution corresponding to each classified information is the account of the financial institution to which the common electronic coupon member is a member, and the financial institution to which the advertising, sweepstakes and questionnaire sponsor companies participate. The common electronic coupon according to any one of claims 34 to 35, wherein the common electronic coupon includes at least one of an account of the financial institution to which the member company and the common electronic coupon member company belong. system. 3 8. If the classified information is information on coupons of each company, the common electronic coupon sent is, after a certain period of time, the coupon amount of the company stored in the common electronic coupon member company database. Claims characterized in that when the total value is positive ( ₊₎ , the funds are transferred from the account of the financial institution to which the company is affiliated to the account of the financial institution to which the common electronic coupon center is affiliated. A common electronic coupon system according to paragraph 37. 3 9. If the classified information is information on coupons of each company, the common electronic coupons are stored in the common electronic coupon member companies after a certain period of time. If the total coupon amount of the company is negative (-), transfer the funds from the account of the financial institution to which the common electronic coupon is affiliated to the account of the financial institution to which the company is affiliated The common electronic coupon system according to claim 38, wherein: 40. If the classified information is information on an advertisement / prize / questionnaire returned from a customer, the common electronic coupon center is the customer stored in the common electronic coupon member database. And updating the accumulated value of the coupon amount of the advertisement and the total amount of the bonfire amount of the company corresponding to the advertisement / sweepstakes / questionnaire stored in the advertisement / sweepstakes / questionnaire sponsor company database. A common electronic coupon system according to paragraph 38 or 39. 41. The common electronic coupon system according to claim 34, wherein said communication network is the Internet.  42. The common electronic coupon system according to claim 34, wherein said communication network is an Internet connected to a portable packet network via an inter-network connecting device.  43. The input terminal according to claim 34, wherein the input terminal is installed in a store, and is one or a combination of two or more of a POS register, a terminal dedicated to a common electronic coupon, and a mobile phone. A common electronic coupon system according to item 1.  4 4. The input terminal is installed at the customer's home or office, and is used for personal computers, in-home network appliances, game machines with in-net network functions, and home appliances for broadcasting. The common electronic coupon system according to claim 34, wherein the common electronic coupon system is one or a combination of two or more.  4 5. Use the store's phone number + PIN or store's company identification code + PIN as the store's corporate code, or use the store's phone number + PIN as the store's corporate code, and The authentication system according to claim 34, further comprising an authentication system for checking the telephone number of the store using the number display function of the telephone company, and further performing authentication of the store in combination with the check using the personal identification number. Common electronic coupon system. 4 6. Contents of the transfer request message from the common electronic coupon center to the transfer destination 35. The common electronic coupon system according to claim 34, further comprising: an authentication system for encrypting the common electronic coupon with the private key of the common electronic coupon and transmitting it with an electronic signature.  47. A mobile phone having a function of accumulating a point amount is used as the input terminal, and the mobile phone performs identity verification using a personal identification number and encrypts a point amount. The common electronic coupon system according to item 4.  4 8. Input information about the common electronic coupon, manage / control the information about the input common electronic coupon, analyze the information about the input common electronic coupon, and, based on the result of the analysis, A step of classifying information related to the electronic coupon and transferring funds between an account of a financial institution corresponding to the classified information and an account of a financial institution to which the common electronic coupon center is a member. How to use common electronic coupons.  4 9. The account of the financial institution corresponding to the classified information is the account of the financial institution to which the common electronic coupon member is a member, The method of utilizing a common electronic coupon according to claim 48, wherein the method includes at least one of an account and an account of a financial institution to which the member company of the common electronic coupon is a member.  50. If the classified information is information on coupons of each company, after a certain period of time, if the total coupon amount of the company is plus (+), the company is a member 40. The method according to claim 49, further comprising the step of transferring funds from an account of a financial institution to an account of a financial institution to which said common electronic coupon is affiliated. 5 1. If the classified information is information on coupons of each company, after a certain period of time, if the total amount of coupons of the company is minus (-), the common electronic coupon center is a member If the company is a member of the financial institution 52. The method of claim 49, further comprising the step of transferring funds to an account of a financial institution.  5 2. If the classified information is information on advertising / sweep / questionnaire returned from the customer, the cumulative value of the coupon amount of the customer and the total coupon amount of the sponsor / company corresponding to the advertisement / sweep / questionnaire The common electronic coupon utilization method according to any one of claims 48 to 51, further comprising a step of updating a value.  5 3. Use the store phone number + PIN or store company identification code + authentication code as the store company code, or use the store phone number + PIN as the store company code. The method according to claim 48, further comprising the step of authenticating the store by combining said company code with a telephone company number display function.  54. The method further comprising the step of: encrypting the content of the transfer request message from the common electronic coupon center to the transfer destination with the secret key of the common electronic coupon center and transmitting the electronic signature with an electronic signature. How to use the common electronic coupons described in item 48 of the scope.  55. The method further comprising the step of using a mobile phone having a function of accumulating point amounts as an input terminal, performing identity verification using a personal identification number using the mobile phone, and encrypting a point amount. Item 48. The common electronic coupon usage method described in Item 48.