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US20190043040A1 - Method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission - Google Patents

Method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission Download PDF

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Publication number
US20190043040A1
US20190043040A1 US16/040,628 US201816040628A US2019043040A1 US 20190043040 A1 US20190043040 A1 US 20190043040A1 US 201816040628 A US201816040628 A US 201816040628A US 2019043040 A1 US2019043040 A1 US 2019043040A1
Authority
US
United States
Prior art keywords
mobile electronic
access permission
electronic device
server
link
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
US16/040,628
Other languages
English (en)
Inventor
Anders MALMBORG
Vaijayanthi Mala JAYAPRAKASH
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Skidata GmbH
Original Assignee
Skidata GmbH
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Skidata GmbH filed Critical Skidata GmbH
Assigned to SKIDATA AG reassignment SKIDATA AG ASSIGNMENT OF ASSIGNORS INTEREST (SEE DOCUMENT FOR DETAILS). Assignors: MALMBORG, Anders, JAYAPRAKASH, VAIJAYANTHI MALA
Publication of US20190043040A1 publication Critical patent/US20190043040A1/en
Priority to US18/343,436 priority Critical patent/US12008546B2/en
Priority to US18/738,495 priority patent/US20250021964A1/en
Abandoned legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/50—Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems
    • G06F21/51—Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems at application loading time, e.g. accepting, rejecting, starting or inhibiting executable software based on integrity or source reliability
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/44—Program or device authentication
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/45—Structures or tools for the administration of authentication
    • G06F21/46—Structures or tools for the administration of authentication by designing passwords or checking the strength of passwords
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/62—Protecting access to data via a platform, e.g. using keys or access control rules
    • G06F21/6209—Protecting access to data via a platform, e.g. using keys or access control rules to a single file or object, e.g. in a secure envelope, encrypted and accessed using a key, or with access control rules appended to the object itself
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/351—Virtual cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/08—Access security
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
    • H04L2463/102—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce

Definitions

  • the present invention relates to a method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission.
  • the object of the present invention is to specify a method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission, the use of which excludes the possibility of misuse of the access permission while at the same time ensuring the facility for transmitting the electronic access permission to another mobile electronic device of an authorized person.
  • a method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission, wherein in said method an electronic access permission is purchased by means of an interaction with a server, wherein during the purchase of the electronic access permission by a buyer, a password or authentication data and a mobile electronic device are specified, wherein the electronic access permission is transmitted from the server to the mobile electronic device by means of a link for downloading the access permission.
  • a unique ID of the mobile electronic device is transmitted to the server, which is associated with an ID of the acquired access permission, wherein a transmission of the electronic access permission from the first mobile electronic device to another mobile electronic device takes place only after the input of the password specified by the purchaser of the access permission, and/or input of the authentication data specified by the buyer of the access permission by means of an interaction with the server, wherein on completion of the transfer the access permission ID is associated with the ID of the other mobile electronic device in the server, and the server marks the access permission stored on the first mobile electronic device as invalid.
  • a wallet application installed on the mobile device activates the link and in order to download the acquired access permission a unique ID of the mobile electronic device is transmitted to the server, wherein it is verified in the server whether an ID of the acquired access permission is associated with the transmitted unique ID of the mobile electronic device, wherein if this is not the case, the access permission ID and the unique ID of the mobile electronic device are associated with each other and the electronic access permission is then downloaded.
  • the wallet application of the mobile electronic device In the event that the electronic access permission is to be transferred from one mobile electronic device to another mobile electronic device, the wallet application of the mobile electronic device, whose unique ID is associated with the access permission ID, transmits a link for downloading the access permission to the other mobile electronic device, wherein the wallet application of the other mobile electronic device activates the link and transmits a unique ID of the other mobile electronic device to the server.
  • the server sends a link to the other mobile electronic device, the activation of which by the wallet application leads to an input screen for either the password specified by the purchaser of the access permission or for the authentication data specified by the purchaser of the access permission, wherein if the password is valid or the authentication data are valid, the access permission ID is associated with the ID of the other mobile electronic device in the server and the electronic access permission is downloaded to the other mobile electronic device.
  • the access permission stored on the first mobile electronic device is marked by the server as invalid, preferably by means of a push message to the wallet application, wherein the association of the ID of the first mobile electronic device with the electronic access permission is deleted and the corresponding data are stored on the server.
  • the design according to the invention provides a method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission, the activation of which ensures that an access permission can only be transferred to another mobile electronic device if this is a mobile electronic device of an authorized person.
  • an access permission is to be transferred from one mobile electronic device to another mobile electronic device, i.e. if the access permission ID has already been associated with a unique ID of a mobile electronic device, then on the basis of the number of the completed associations from the access permission ID to unique IDs of mobile electronic devices it is verified how often the access permission has already been transferred, wherein if the number of completed transfers has reached a predefined threshold value, no further transfer is possible.
  • FIGURE shows a sequence diagram to illustrate the main features of the method according to the invention.
  • an electronic access permission is purchased by a buyer 1 by means of an interaction with a server 2 (step 1 ), wherein when the electronic access permission is purchased by the buyer a password or authentication data is specified.
  • step 2 the electronic access permission is transferred from the server 1 to a mobile electronic device 3 specified during the purchase of the access permission, by means of a link for downloading the access permission, wherein a wallet application installed on the mobile device 3 activates the link and in order to download the acquired access permission, a unique ID of the mobile electronic device is transmitted to the server 2 (step 3 ), wherein it is verified in the server 2 whether an ID of the acquired access permission is associated with the transmitted unique ID of the mobile electronic device 3 , wherein if this is not the case, the access permission ID and the unique ID of the mobile electronic device 3 are associated with each other (step 4 ) and the electronic access permission is then downloaded.
  • the wallet application of the mobile electronic device 3 transmits a link for downloading the access permission to the other mobile electronic device 4 (step 6 ), wherein the wallet application of the other mobile electronic device 4 activates the link (step 7 ) and transmits a unique ID of the other mobile electronic device 4 to the server 2 .
  • the server 2 sends a link to the other mobile electronic device 4 (step 8 ), the activation of which by the wallet application leads to an input screen for entering either the password specified by the purchaser of the access permission or for the authentication data specified by the purchaser of the access permission (step 9 ), wherein if the password is valid or the authentication data is valid, the access permission ID is associated with the ID of the other mobile electronic device 4 in the server 2 , and the electronic access permission is downloaded to the other mobile electronic device 4 .
  • the access permission stored on the first mobile electronic device 3 is then marked by the server 2 as invalid (step 11 ), preferably by means of a push message to the wallet application.

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Software Systems (AREA)
  • Computer Hardware Design (AREA)
  • General Engineering & Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • General Health & Medical Sciences (AREA)
  • Bioethics (AREA)
  • Health & Medical Sciences (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Storage Device Security (AREA)
  • Telephonic Communication Services (AREA)
US16/040,628 2017-08-07 2018-07-20 Method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission Abandoned US20190043040A1 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
US18/343,436 US12008546B2 (en) 2017-08-07 2023-06-28 Method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission
US18/738,495 US20250021964A1 (en) 2017-08-07 2024-06-10 Method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP17185122.3A EP3442249B1 (de) 2017-08-07 2017-08-07 Verfahren zur vermeidung des missbrauchs von in mobilen elektronischen geräten mittels einer wallet-anwendung verwaltbaren elektronischen zugangsberechtigungen, welche an die mobilen elektronischen geräte von einem server mittels jeweils eines links zum herunterladen der zugangsberechtigung übermittelt werden
EP17185122.3 2017-08-07

Related Child Applications (1)

Application Number Title Priority Date Filing Date
US18/343,436 Continuation US12008546B2 (en) 2017-08-07 2023-06-28 Method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission

Publications (1)

Publication Number Publication Date
US20190043040A1 true US20190043040A1 (en) 2019-02-07

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Family Applications (3)

Application Number Title Priority Date Filing Date
US16/040,628 Abandoned US20190043040A1 (en) 2017-08-07 2018-07-20 Method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission
US18/343,436 Active US12008546B2 (en) 2017-08-07 2023-06-28 Method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission
US18/738,495 Pending US20250021964A1 (en) 2017-08-07 2024-06-10 Method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission

Family Applications After (2)

Application Number Title Priority Date Filing Date
US18/343,436 Active US12008546B2 (en) 2017-08-07 2023-06-28 Method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission
US18/738,495 Pending US20250021964A1 (en) 2017-08-07 2024-06-10 Method for preventing the misuse of electronic access permissions, which can be managed in mobile electronic devices using a wallet application and which are transmitted to the mobile electronic devices by a server, in each case using a link for downloading the access permission

Country Status (19)

Country Link
US (3) US20190043040A1 (zh)
EP (1) EP3442249B1 (zh)
JP (1) JP6559854B2 (zh)
KR (1) KR102166671B1 (zh)
CN (1) CN109388939B (zh)
AR (1) AR112926A1 (zh)
AU (1) AU2018204447B2 (zh)
CA (1) CA3009682C (zh)
CL (1) CL2018002088A1 (zh)
CO (1) CO2018008254A1 (zh)
DK (1) DK3442249T3 (zh)
ES (1) ES2739206T3 (zh)
HU (1) HUE044680T2 (zh)
MX (1) MX376967B (zh)
MY (1) MY186187A (zh)
PL (1) PL3442249T3 (zh)
RU (1) RU2697731C1 (zh)
TW (1) TWI684883B (zh)
ZA (1) ZA201803822B (zh)

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