US1879260A - Savings bank - Google Patents

Description

N. D. HOWARD A1,879,260

SAVINGS BANK Filed Feb. 18, 1951 5 sheets-sheet '1 HillIHIIHIHHHIIHHr E E.. NQF

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Sept.4 27, 1932. N. D. HOWARD SAVINGS BANK 3 Sheets-Sheet 2 Filed Feb. 18. 1951 I gva/viento@ M. Howard,

Patented Sept. 27, 1932` NEAL D. HoWAnn, or mnnnrox, NEW Yom:

SAVINGS BANK Application led February 1,3, 1931. Serial No.. 516,801.

This invention relates to a savings bank of a-Vnovel character in which deposits of coins are to be made at regularV intervals, as daily, during certainyperiods, forexample,

weeks or months.

One object of the invention is to provide such a bank with `a series of containers mounted detachablyupon'a backing, each container being for use during a certain period, as a week, month, or the like, and being adapted to be removed at the'end of such period for deposit at a bank or similar institution, the series of containers being so arranged that upon removal of one,at the end of its period of use, the properone for the next period will be presented next inorder.

i Another object of the invention is to pro-v vide a means for indicating the deposit of a coin for a given date, making it possible to determine at a glance whether such a deposit has been made for a particular date, or when the last deposit has been made.

A further obj ect of the invention is to provide novel means for supporting the container in order to allow coins to be Vinserted into it easily and to cause the wall of the container to present a firm surface through which the coins are to be pressed.

In the accompanying drawings: vFigure 1 is a view in elevation of the front of the entire article ready for use, showing a form intended for use during periods of one month. Y

Figure 2 is a vertical sectional side view on line 2-2 of Figure 1. 5 Y Y Figure 3 is a rear viewV of the front wall of a monthly type container, such as is shown in Figure 1. 1

Figure 4 is a front elevation of the supporting member for the front wall of the monthly type container. Y

Figure 5-is a view in elevation of a moditied form of container intended for ing a period of one week. Y f c Figure 6 is a front view of the supporting member for use with the weekly form of container shown in Figure 5. i Figure 7 is a vertical sectional view ofthe plate shown in Figure 6.

use dur- Figures 8, 9,10 and 11 are detailsshowf i ing various modificationsof the coin-receivmg aperture 1n the container, whlch maybe provided 1f desired."V

In the form shown in Figuresfl` to inclusive, the calendar bank consists of a backing member 1, which may be of any suitable material and of a size and shape to support a plurality of calendar envelopes 2, and `to allow avspace 3 above the envelopes 2," and preferably a space '4: below them." These spaces 3 and 4 may bear,'as at 5,`the'name of` the-institution, furnishing .the banks or advertising matter, and may be decorated in any manner desired. Thebacking member 1 is provided with a means for hanging it, as the cord 6. ,Y 'i

Near the top of the backing member 1 are projecting bolts 7 carrying' clamping thumb nuts 8. "These bolts? andnuts 8 are for the purpose of securing the envelopes2 to the' back mounting'l and allowing their'removal 1 singl. 'Y ThiJ envelopes 2'are preferably Vofstandard design, having a flap, as at 10,suitable Z5 for sealing, and may be of any suitable ma- Vto engage with the bolts 7 ofthe mounting member 1` and Vhook-shaped so `as provide an offset portion 12 at their lower`` ends, intoV Y which the bolts are seated by moving the envelopes 2 to the n left. v. This" Vstructure makes it possible to remove each envelope fromV the bolts without entirely removing the nuts8 from the bolt 7 '.'As" shown in Figure 3 theslots 11 are formed while the flap is folded over, thus being 'duplicated in theflapand Vbody ofthe envelope. Thek envelope may therefore be secured to the backing member 1 while the'flap is closed.

On the front of each envelope is printed a calendar for the'pe'riod during whichv the particularenvelope is `Vdesignedto be used. n

Thus in Figure 1 the envelope isV 'shown heart`-` ing the calendar forpthemonth of February,

1931, and is intended forV use during thaty monthl The ,others are obviously for the V,succeedingmonths of a calendar year.

13a are shown as having arcuate sidesfandlbeing disposed horizontally below the units, while in Figure 9 the openings 13'are shown asbeingrreetangular in shape and vertically disposedr to the left sides of the .calendar units.V

The envelopes 2 are of sufficient size, andV i the calendarsand openings. 13 are so placed uponitheinthat. there is a space in the envelope below thecalendars and openings suflicient. to 4receive landhold the coins deposited. This is shown at 25 inFigure 2, in which the..coin26..is illustrated vas beingheld. below the .lowest iopening 13dof the envelope. 2.

Asheet14 of thin material, such as tissue paper, which may` beV white orl colored, is secured .tothe inside vot-the calendar-bearing wall.. ofthe: envelope. They purpose vof the sheet-14is to lclose the openings 13-so that a coin passed through one of the said openings #.will'rupture :the portion of the sheet 14, closing` that.V opening,.and: this rupture or tearin the sheet14.at any particular opening 13v willindicate thata.y coin has been .deposited on. or for the datefrepresentedfby the calendar unit adjacent that opening.

A- structure more inexpensive` than the openings` 13 and. backing sheet 14may be provided, Tas shown bythe modified form in Figures 10 and .11` Instead ofv providing openings 13 in theenvelope2 anda thin backing sheet 14.as\in Fignres- 1,2, 3,5,8 -and.9, the envelopefinay have. portions V15 weakened as by,y scoringor perforating, as shown. in Figures l() andlfl. i These weakened portions 15 are associated with thecalendarnnits and maybe. disposed ini. any suitable relation thereto., Thus in Figure 10 the weakened portions areshown asbeing horizontallyy disposed beneath the ,calendar units, and in Figure 11 as being vertically .disposed to the lettthereof.` Whenthiswformis: used, the

weakened portionsl'offthe envelope 2' are torn by the passage'of a coin into. the envelope, and these vtears serve to indicate the deposits in a manner similar to the tears in the backingsheet- 14 already described.

Means are provided forholding. the walls and 19'- oftheenvelopes separated., and thus allow coins. tobe-inserted throughV the We1l`18 intotheenvelopes 2 moreeasily than if'the envelope. is flat. These means coml prise abowedfmetal plate. 16, inrsize a little.

velopes-2, thus permitting the plate 16, when positioned within an envelope, to be attached to thev backing member 1 and supported by the bolts 7. The plate 16 holds the calendar wall 18 ofthe envelope 2 bulged outwardly from the other wall 19, providing a space within the envelope into which the coins may be pressed, and also providing a firm support around the openings 13 so that the pressure necessary to accomplish the tearing of sheet 14 `or yof the weakenedportion 15, may

be applied without flattening the envelope.r

Vhen inuse, the back mounting, bearing aseries ofy envelopes, is himg in a suitable position. The metal plate 16 is inserted into the outside or first envelope. Thus assuming that .itjis February, 1931, the plate 16 is inserted in the envelope for that month, and plate and envelope are' attached to the backing member 1 by engaging the bolts 7 inthe slots of. the envelope 2 and plate 16, and moving plate and envelope to the left to seatthe bolts 7 in the odset portions of the slots. The thumb nuts 8 are then tightened and the bank is ready for use. If a coin is then pressed through the opening, 13 associated With the first unit of the calendar, rupturing the backing sheet 14 or the weakened portion 15, it will drop to the bottom of the envelope, and the tear will indicate that a deposit has been made Jfor that date. At the end of the period for which the envelope is intended to be used, the nuts 8 are loosened and the envelope together with the plate 16 moved to the right and lowered, thus removing it from the backing member 1. The plate 16 is removed from the envelope and the envelope may then be rolled, with the calendar face inward, from the bottom toward the top, and the gummed fiapof the envelope used to hold the rolled envelope,y containing the money on the inside, in av rolled form, thereby preventing the money from falling out. Sosealed' the envelope may then be sent or taken to the bank for deposit. The next envelope 2 of the series is removed and the plate 16 inserted, after which the envelopel 2, containing the plate 16 is positioned upon the bolt 7 and vthe nuts 8 are tightened.` The bank is then ready to receive deposits during 4the next period. Y

In Figures 5, 6 and 7 a modified form of container and supporting plate are shown.

. in a backing member similar to that used with the monthly form of container, and to that end are provided with slots 11a similar to theA slots 11 of the envelope 2, whichengage bolt 7 of the backing member 1. The envelopes 2a are provided in a series which is mounted upon the backing member in a manner similar to that shown in Figure 2. y

On the front of each envelope is printed in radial form, a calendar for a certain week, the one shown in Figure 5 bearing the calendar for the week of January 4th, 1931. These a space is left below the calender, which space receives and contains the coins deposited.

Associated with each unit of the Calendar on each envelope 2a is an opening 130 of a size and shape to permit the passage of a coin into the envelope. These openings are in radial formation and closed by a backing sheet similar to sheet 14. The openingv 130 may be modified as to shape and position or may be replaced by scored or perforated portions of the envelopesimilar to portions 15 in Figures 10 and 11.

A supporting plate 16a, bowed as shown in Figure 7 similarly to plate 16, is employed and has slots 20a to engage the bolts of the backing member 1.V On the plate 16a are cut openings 17a of size and shape to permit the passage of coins and so arranged as to register with openings 130 of the envelopes 2a.

The manner of use of the weekly form of container is exactly the same as that of the monthly form, with the exception that each container is used during only one week and is then removed and replaced by the next of the series, being the one bearing the calendar for the next following week.

It will be seen that this invention provides a simple and inexpensive savings bank,'which may be decorated in any desirable manner to make it lhighly attractive. It provides a means whereby coins deposited on different days are received in a common container; and means for indicating that a deposit has been made on or fora given day are carried by the containers.

The attractiveness an small cost of the bank, together with the opportunityfor advertising which it affords, adapt it particularly tobe supplied by banking institutions, both as an advertisement andas an incentive to saving by regular and frequent deposits of small amounts.

From the foregoing, it is thought that the construction, operation and many advantages of the herein described invention as defined by the claims will be apparent to those skilled `in the art wit-hout further description, and

- it will be understood that various changesv in p the wall, and said platefhaving openings` spaced to register with the'openings in the wall and permitting vthe lpassage of coins 2. A calendar savings bank comprising an envelope,`a calendar printed upon the face of the envelope, perforationsV permitting the passage of; coins into the envelope associated with theunits of the calendar, a curved plate adapted to be inserted into the envelope to space the sides thereof, and openings in the plate spaced to underly the perforations in the envelope and permitting the passage of coins into the envelope.

3. A calendar savings bank comprising a backing member, a series of envelopes adapted to be supportedV thereon and removable singly, calendars printed on the faces of the envelopes, openings permitting-the passage of coins associated with the -units of the calendars, and a curved plate 'supported upon the backing member and adapted to be inserted into the envelope in use, and openings in the curved plate spaced to register with tle openings of the-envelope overlying the p ate. v

4. A calendar savings bank comprising a backing member, a flexible receptacle removably supported thereon having'a calendar upon one Wall thereof, weakened portions of the wall associated with the units of the calendar and adapted to be ruptured by pressing so i through the wall and plate intothe container. calendars are so placed on the envelopes thatY l lio a coin against such portions, a curved metal plate removably positioned within the receptacle to support the printed face thereof, and openings in the plate spaced to register with the weakened portions ofthe receptacle and permitting the passage of a coin through.

the` wall and plate into the receptacle.

5. A calendar savings bank comprising a backing member, a flexible container 'removably mounted thereon having a calendar upon one wall, said wall having openings associated with the units of the'calendar, a thin backing Vsheet ,attached to 'the inside of the perforated face of the container adapted to be ruptured by the passage ofa c'ointhrough A the openings, and a metal plate vremovably positioned within the container to-support the calendar-bearing wall thereofand openV ings in the metal plate spaced to register y with the openings of the receptacleand pery mitting thefpassage of coins through the and plate into the receptacle. f Y. 6. A calendar savings bank comprising a backing member, and a series of Coin receiving envelopes supported thereon and successively removable therefrom, a plate adapted to be detaohably placed in the foremost envelope -for supporting the front Wall of the said envelope,gand`means on said front Wall for permitting the passage of the coins and for indicating that coins have been deposited y therein. 1

7 A calendar bank comprising a collapsible container having a Calendar upon its outer exposed Wall, said Wall having openings associated with the units of the calendar to lpermit the insertion of coins, and a plate removably positioned Within-the ycontainer* and adapted to space the Walls thereof and 0 to .reinforce the calendar hearing Wall.

In testimony Whereof,1 affix my signature.

NEAL D. HOWARD.

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