TWM635868U - Intelligent system for real-time customized trust - Google Patents

Abstract

An intelligent system for real-time custom trust. The server publishes the smart contract on the nodes of the blockchain. The wearable smart device includes a communication unit, a recording unit, an identity verification module and a processing control unit. The communication unit obtains the smart contract from the node. The recording unit is triggered to obtain the client's first voice. The authentication module performs authentication of the client. The processing control unit uploads the result of identity verification and/or the first voice to the second node of the block chain. When the identity verification is passed, the server accesses the first voice from the second node and updates the smart contract, and uploads the updated smart contract to the third node; when the identity verification fails, the server accesses the first voice from the second node Access the identity verification result and generate a suspicious message and upload it to the third node.

Description

Intelligent system for real-time customized trust

This creation is about an intelligent system for recording and uploading audio files with legal effect, especially about an intelligent system for instant custom trust.

The so-called trust refers to the relationship in which the settlor transfers or disposes of property rights in other ways, so that the trustee manages or disposes of the trust property in accordance with the purpose of the trust, for the benefit of the beneficiary or for a specific purpose. Generally, trusts should be established by deed or will.

As far as the current trust business is concerned, the settlor and professionals are usually required to handle it on the spot. For the elderly, they may be reluctant to go to the branch due to limited mobility, and the establishment of trust business often takes a certain amount of time to confirm, and it is difficult to complete it at one time, so it places a heavy burden on manpower.

In view of the above, this creation provides an intelligent system for real-time custom trust.

According to an embodiment of the present invention, an intelligent system for real-time customized trust includes a server and a wearable smart device, and the two signals are connected to each other. The server is used to publish a smart contract on the first node of a block chain. The wearable smart device includes a communication unit, a recording unit, an identity verification module, and a processing control unit. The communication unit is used to obtain the smart contract from the first node and generate a trigger signal. The recording unit is used to be triggered by the trigger signal to obtain the client's first voice. The identity verification module is used to perform identity verification on the client. The processing control unit is used to pass a result of said identity verification and/or the first The voice is uploaded to a second node of the block chain. When the result of the identity verification indicates that it is passed, the server is further used to access the first voice from the second node and update the smart contract according to the first voice, and upload the updated smart contract to the block chain. a third node; when the result of the identity verification indicates that it is not passed, the server is further used for accessing the result of the identity verification from the second node and generating a suspicious message according to the result, and sending the suspicious message The message is uploaded to the third node.

With the above structure, the real-time customized trust intelligent system disclosed in this case can use the blockchain as an encrypted message bridge between the entrusting party and the entrusting party, and record all contract modification information and identity verification during the process of making the trust Information. Based on the characteristics of the blockchain, this system can keep all modification records to ensure that the trust content is encrypted and stored, not easy to be modified, and can be traced back to protect the rights and interests of the entrusting party, the entrusting party and the beneficiary. In the process, there is no need to send a special person to the government to provide trust services, which can save human resources.

The above description about the content of this disclosure and the following description of the implementation are used to demonstrate and explain the spirit and principle of this creation, and to provide a further explanation of the patent application scope of this creation.

1: Real-time customized trust intelligent system

10: Wearable smart device

11: Communication unit

12: Recording unit

13: Identity verification module

14: Processing control unit

130: voiceprint recognition unit

131: Physiological sensing unit

132: Polygraph judgment unit

133: Location tracking unit

20: Server

BC: Blockchain

N1: the first node

N2: second node

N3: the third node

S10~S18, S140~S145: steps

FIG. 1 is a block diagram of an instant self-defined trust intelligent system according to an implementation aspect of an embodiment of the present invention.

FIG. 2 is an application schematic diagram of the real-time customized trust intelligent system according to another implementation aspect of an embodiment of the present invention.

Fig. 3 is a flow chart of the real-time self-defined trust system according to an embodiment of the present invention.

FIG. 4 is a block diagram of an identity verification module of an instant customized trust smart system according to another embodiment of the present invention.

FIG. 5 is a flow chart of a real-time custom trust system according to another embodiment of the present invention.

FIG. 6 is a flow chart of an instant custom trust system according to another embodiment of the present invention.

Fig. 7 is a schematic diagram of the use situation of the real-time customized trust intelligent system according to another embodiment of the present invention.

FIG. 8 is a flow chart of the real-time self-defined trust system according to yet another embodiment of the present invention.

FIG. 9 is a flow chart of a real-time customized trust system according to yet another embodiment of the present invention.

FIG. 10 is a flow chart of an instant custom trust system according to still another embodiment of the present invention.

The detailed features and advantages of this creation are described in detail below in the implementation mode. The content is enough to enable anyone familiar with the relevant art to understand the technical content of this creation and implement it according to the content disclosed in this specification, the patent scope and drawings , anyone who is familiar with the related art can easily understand the purpose and advantages related to this creation. The following examples are to further describe the viewpoints of this creation in detail, but not to limit the scope of this creation in any way.

Please refer to FIG. 1 . FIG. 1 is a block diagram of an instant customized trust intelligent system according to an implementation aspect of an embodiment of the present invention. As shown in FIG. 1 , the real-time customized trust smart system 1 includes a wearable smart device 10 and a server 20 , and the two signals are connected to each other. The server 20 is used to publish a smart contract on the first node N1 of the blockchain BC. The wearable smart device 10 includes a communication unit 11 , a recording unit 12 , an identity verification module 13 , and a processing control unit 14 . The communication unit 11 is used for obtaining the smart contract from the first node N1 and generating a trigger signal. The recording unit 12 is configured to be triggered by the trigger signal to obtain the client's first voice. The identity verification module 13 is used for performing an identity verification on the client. When the result of the identity verification indicates that it is passed, the processing control unit 14 uploads the first voice to the second node N2 of the block chain BC, and the server 20 can be triggered by the processing control unit 14 to send the voice from the second node N2. Access the first voice and update the smart contract according to the first voice, and upload the updated smart contract to the third node N3 of the block chain BC.

Please refer to FIG. 2 . FIG. 2 is an application diagram of the real-time customized trust intelligent system according to another implementation aspect of an embodiment of the present invention. As shown in Figure 2, the connection relationship between the wearable smart device 10 and the server 20 of the real-time self-defined trust intelligent system 1 is the same as that of Figure 1, and the same can be performed on the nodes (N1, N2, N3, etc.) of the block chain BC. The action of uploading or accessing data will not be repeated here. Following the description in FIG. 1, when the result of the identity verification indicates that it is not passed, the server 20 may be triggered by the processing control unit 14 to access the result of the identity verification from the second node N2 and generate a suspicious message according to the result, And upload the suspicious message to the third node N3.

In this example, the wearable smart device 10 can be, for example, a smart watch, a smart bracelet, a smart necklace or a smart phone, etc., and has a communication unit capable of realizing communication functions 11 Such as the antenna unit, the recording unit 12 that can realize the recording function by using piezoelectric materials to convert air vibration into electrical signals, and the identity verification module that can use the verification data in the memory (such as account number and password) to verify the identity of the entrusting party Group 13, a processing control unit 14 capable of performing various calculations and controls, such as a microcontroller or a microprocessor. In addition, the server 20 can be a computing device such as a computer device installed at the bank and capable of connecting to the Internet.

Please refer to FIG. 3 in combination with FIG. 1 and FIG. 2 . FIG. 3 is a flow chart of the real-time custom trust system according to an embodiment of the invention. As shown in Figure 3, the method of instant custom trust includes step S10 to step S18, which are respectively step S10: using the server 20 to issue a smart contract on the first node N1 of the block chain BC; step S11: using the entrusting party's The communication unit 11 of the wearable smart device 10 obtains the smart contract from the first node N1 and generates a trigger signal; Step S12: the recording unit 12 of the wearable smart device 10 triggered by the trigger signal obtains a first voice from the entrusting party ; Step S13: Use the identity verification module 13 of the wearable smart device 10 to perform an identity verification on the entrusting party; Step S14: Determine whether the result of the identity verification indicates pass, if passed, execute steps S15 and S16, otherwise execute Step S17 and Step S18; Step S15: When the result of the identity verification indicates passing, the processing control unit 14 of the wearable smart device 10 uploads the first voice to a second node N2 of the block chain BC, and uses The server 20 accesses the first voice from the second node N2 and updates the smart contract according to the first voice; Step S16: The server 20 uploads the updated smart contract to the third node N3 of the blockchain BC; Step S17: When the identity When the verification result indicates failure, the processing control unit 14 uploads the identity verification result to the second node N2, and the server 20 accesses the identity verification result from the second node N2 and generates a suspicious message according to the result; Step S18: The server 20 uploads the suspicious message to the third node.

The following is an example where a settlor intends to use the wearable smart device 10 to establish a trust with the bank (the server 20 ). There are many types of trusts, such as money trusts, insurance trusts, securities trusts, charitable trusts, and testamentary trusts. Here, testamentary trusts are used as an example to demonstrate that this case meets high standards of data security and cannot be tampered with in the process of establishing a trust nature, but this case is not limited to this. Firstly, the settlor can issue an instruction to establish a testamentary trust through the wearable smart device 10 , and the instruction can be received through the recording unit 12 and transmitted to the server 20 by the processing control unit 14 . In step S10, the server 20 can upload the corresponding trust form to the first node N1 of the blockchain BC in the form of a smart contract. In step S11 , the communication unit 11 of the wearable smart device 10 can receive the smart contract, generate a trigger signal and send it to the recording unit 12 . In step S12, the recording unit 12 may be triggered by the trigger signal to display a message requesting the first voice through the screen of the wearable smart device 10, or to ask the client for the first voice in the form of a prompt through the speaker, and then Get the first voice.

In step S13, the identity verification module 13 may issue a verification request, such as requesting the entrusting party to input an account password information to perform identity verification. In step S14, the identity verification module 13 can determine whether the entrusting party has passed the identity verification, for example, the account password information input by the entrusting party matches the preset information. In step S15, the message passing the identity verification will be transmitted to the processing control unit 14, and the processing control unit 14 can upload the first voice to the second node N2 of the blockchain BC, so that the server 20 can further access the first voice And update the smart contract. In addition, the processing control unit 14 can also upload the information related to the passing of the identity verification together with the first voice to the second node N2 of the blockchain BC for the server 20 to perform additional confirmation. In step S16, the server 20 can upload the updated smart contract to the third node N3. Here, the updated smart contract can include trust information further specified by the entrusting party, and the above-mentioned nodes (N1 to N3) all The time information of data upload is recorded to preserve the complete process of trust establishment. In addition, the entrusting party can obtain the updated smart contract from the third node N3 through the wearable smart device 10, and consider further modifying the content of the contract. For related implementation methods, please refer to the previous steps S10 to S16, and repeated descriptions are omitted here.

On the other hand, if the result of the identity verification is not passed, that is, in step S17, the processing control unit 14 can upload the result of the identity verification to the second node N2, so that the server 20 can access the failed identity verification from the second node N2. Authentication result, and generate a suspicious message accordingly. It should be noted that although the identity verification has not passed, the server 20 can still upload the entrusting party’s first voice and the result of the identity verification to the second node N2, which is not limited in this case, but the server 20 will rely on the identity verification refusing to update the smart contract with a fail result. In step S18, the server 20 can upload the suspicious message to the third node N3, wherein the suspicious message can be a warning message, and can include the result of the failed identity verification for future verification of the second node N2 and the second node N3. The data of the three nodes N3 are compared and confirmed.

Based on the blockchain architecture, each node has data (Data), hash value (Hash) and the hash value (Hash of previous block) of the previous node, so that when the data (Data) on each node is changed, The hash value (Hash) of the node changes accordingly, so that the hash value (Hash of previous block) of the previous node of the next node cannot correspond to the current node. For example, for the third version of the smart contract (V3) located at the fifth node (N5) generated by the above method, if someone with a heart wants to tamper with the content of the contract, the fifth node (N5) will not be able to correspond to the third version of the smart contract (V3). The voice message of the entrusting party of four nodes (N4); or when the voice message of the fourth node (N4) is changed, the hash value of the previous node of the fifth node (N5) cannot correspond to the fourth node, so The entire blockchain BC may be blocked and unusable. In addition, the district The block chain can be shared by many users at the same time, and it takes a certain amount of time to change a single piece of data. Various characteristics make it difficult to tamper with many pieces of data in the block chain at the same time.

In addition to the security of data transmission, the credibility of the first voice provided by the entrusting party itself is another issue, please refer to Figure 4, Figure 4 is based on another embodiment of this creation to illustrate the real-time custom trust Block diagram of the authentication module of the smart system. In this example, the identity verification module 13 includes a voiceprint recognition unit 130, a physiological sensing unit 131, a polygraph judgment unit 132, and a location tracking unit 133, wherein the voiceprint recognition unit 130 is used for a second verification of the entrusting party. The voiceprint recognition of the identity verification is carried out by voice to confirm that the client's identity is correct; the physiological sensing unit 131 is used to perform a pulse detection and a blood oxygen detection for the client's identity verification to record a normal pulse of the client range and a normal blood oxygen concentration range, and measure and determine whether a pulse value and a blood oxygen concentration of the entrusting party are within the normal pulse range and the normal blood oxygen concentration range respectively to assess whether the entrusting party's physiological state is normal; The polygraph judgment unit 132 is used to perform a polygraph detection of the identity verification on the entrusting party to identify the authenticity of the first voice; the location tracking unit 133 is used to perform a location authentication of the identity verification on the entrusting party, To confirm whether the entrusting party is in an abnormal position and may record the first voice in an unwilling state to set trust. It should be noted that the voiceprint recognition unit 130 , the physiological sensing unit 131 , the polygraph determination unit 132 and the location tracking unit 133 included in the identity verification module 13 are optional. For example, the identity verification module 13 may independently include a voiceprint recognition unit 130 , a physiological sensing unit 131 , a polygraph determination unit 132 or a location tracking unit 133 , which is not limited in this case.

For example, the voiceprint recognition unit 130 can be a neural network pre-trained by a deep learning method, specifically, the voiceprint recognition unit 130 can be a convolutional neural network (Convolutional Neural Network). After the recording unit 12 receives the voice message of the entrusting party, it can perform Fourier transform on the voice message to obtain a voice spectrum, and then, the voiceprint recognition unit 130 can analyze the voice spectrum, and then judge whether the voice message is consistent with the entrusting party's previous Whether the registered voice features are the same, that is to say, the voiceprint recognition unit 130 can detect a user who impersonates the identity according to the voiceprint features.

Since the wearable smart device 10 is worn on a user, the physiological sensing unit 131 can continuously measure the pulse rate and blood oxygen concentration of the user (i.e., the entrusting party), thereby establishing a normal pulse range and 1. Normal blood oxygen concentration range. Specifically, the physiological sensing unit 131 can alternately irradiate the arteries in the user's skin with the above-mentioned Two kinds of light, and then the light sensor detects the received signals of different wavelengths to calculate the blood oxygen concentration. Generally speaking, if the pulse rate and blood oxygen concentration of the user are quite different from the usual range, it may be considered as being in an abnormal state and fail to pass the test, so that the representativeness of the entrusting party's first voice may need to be tested to a certain extent. doubts.

The polygraph unit 132 can determine whether the user is lying by measuring the user's pulse, blood pressure, respiration, and skin conductivity (sweating). The location tracking unit 133 can be, for example, a global positioning system (GPS) to determine the geographic location of the user wearing the wearable device 10 . Through the polygraph unit 132 and the location tracking unit 133, when the entrusting party intends to establish a trust, it can be judged whether the entrusting party is lying, or whether the entrusting party is in an abnormal location, or whether there are people around when the trust is established. Other related parties, and then understand whether the settlor is establishing a trust out of self-will.

Please refer to FIG. 5 in conjunction with FIG. 3 and FIG. 4 . FIG. 5 is a flow chart of an instant custom trust system according to another embodiment of the invention. As shown in Figure 5, in step S12 after step S11, the recording unit 12 can be triggered to obtain the first voice and the second voice from the entrusting party; then go through step S13 to step S14, wherein step S14 includes sub-steps S140 and Sub-step S145: When the result of the voiceprint recognition indicates that it is not passed, the result of the identity verification indicates that it is not passed and step S17 is executed. The result of the voiceprint recognition performed by the voiceprint recognition unit 130 and the suspicious information generated in step S17 each include the second voice. It should be noted that when the result of voiceprint recognition indicates pass, the result of identity verification does not necessarily indicate pass; that is, the result of identity verification in this example includes the result of voiceprint recognition, and only when the result of identity verification indicates pass, the Then step S15 will be executed.

Please refer to FIG. 6 in conjunction with FIG. 3 and FIG. 4 . FIG. 6 is a flow chart of an instant custom trust system according to another embodiment of the invention. As shown in Figure 6, step S14 after the above-mentioned step S13 includes sub-steps S141, S142 and S145, that is, through pulse detection and blood oxygen concentration detection to determine the result of identity verification, wherein when a result of the pulse detection indicates that it fails or When a result of the blood oxygen detection indicates that it is not passed, the result of the identity verification indicates that it is not passed, and then step S17 is executed. The result of the pulse detection or the blood oxygen detection performed by the physiological sensing unit 131 may be included in the suspicious message generated in step S17. It should be noted that when the results of the pulse detection and the blood oxygen detection both indicate pass, the result of identity verification may not necessarily indicate pass; that is, the result of identity verification in this example includes the results of pulse detection and blood oxygen detection, and only when Step S15 will then be executed only if the result of the identity verification indicates that it is passed.

Please refer further to FIG. 7 . FIG. 7 is a schematic diagram of a usage scenario of the real-time customized trust intelligent system according to another embodiment of the present invention. As shown in Figure 7, in the authentication mode In an embodiment where the group 13 includes the voiceprint recognition unit 130 and the physiological sensing unit 131 , the wearable smart device 10 (smart watch) can display a normal message that the verification is passed, and ask the entrusting party whether to perform the trust function. The commissioner can tell the above-mentioned first voice through the recording unit 12, so that the bank server 20 can update the smart contract.

Please refer to FIG. 8 in conjunction with FIG. 3 and FIG. 4 . FIG. 8 is a flow chart of the real-time custom trust system according to yet another embodiment of the present invention. As shown in Figure 8, the step S14 after the above-mentioned step S13 includes sub-steps S143 and S145, that is, the result of the identity verification is judged through the polygraph detection, wherein when the result of the polygraph detection indicates that it is not passed, the identity verification The result indicates that it is not passed and then step S17 is executed. The result of the polygraph detection performed by the polygraph determination unit 132 may be included in the suspicious message generated in step S17. It should be noted that when the result of the polygraph test indicates pass, the result of the identity verification does not necessarily indicate pass; that is, the result of the identity verification in this example includes the result of the polygraph test, and only when the result of the identity verification indicates pass, the Then execute step S15.

Please refer to FIG. 9 in conjunction with FIG. 3 and FIG. 4 . FIG. 9 is a flowchart of an instant custom trust system according to yet another embodiment of the invention. As shown in Figure 9, step S14 after the above-mentioned step S13 includes sub-steps S144 and S145, which is to determine the result of identity verification through location authentication, wherein when the result of location authentication indicates that it fails, the result of identity verification indicates If not passed, go to step S17. The result of the location authentication performed by the location tracking unit 133 may be included in the suspicious message generated in step S17. It should be noted that when the result of location authentication indicates pass, the result of identity verification does not necessarily indicate pass; that is, the result of identity verification in this example includes the result of location authentication, and only when the result of identity verification indicates pass, it will continue to execute Step S15.

Please refer to FIG. 10 in combination with FIG. 3 and FIG. 4 . FIG. 10 is a flow chart of an instant custom trust system according to still another embodiment of the invention. As shown in Figure 10, in step S12 after step S11, the recording unit 12 can be triggered to obtain the first voice and the second voice from the entrusting party; then go through step S13 to step S14, wherein step S14 includes substeps S140 to Sub-step S144 is to determine the result of identity verification through voiceprint recognition, pulse detection, blood oxygen concentration detection, polygraph detection and location authentication, wherein when the voiceprint recognition, pulse detection, blood oxygen concentration detection, polygraph detection And when the result of one of the location authentications indicates that it is not passed, the result of the identity verification indicates that it is not passed, and then step S17 is executed. The above-mentioned results of voiceprint recognition, pulse detection, blood oxygen concentration detection, polygraph detection and location authentication may be included in the suspicious message generated in step S17. It should be noted that in this example, when the results of voiceprint recognition, pulse detection, blood oxygen concentration detection, polygraph detection and location authentication all indicate pass, the result of identity verification can indicate pass, and step S15 will be executed.

Through the above description, the intelligent system of real-time self-defined trust in this case can determine the trust in the following way. The entrusting party releases the voice content about the smart contract to the bank through the wearable smart device, and the bank's trustees review the voice content and send the audit result back to the entrusting party. During the review process, the device regularly sends back the client's heartbeat and blood oxygen status to provide the bank's polygraph verification device for inspection, and after the recording is completed, the recording file is compared with the recording recorded at the time of signing. After the comparison is completed, the bank trusts The staff listens to the content and arranges it, and then sends the content back to the client for confirmation. When the settlor confirms the establishment of the trust, he will return a confirmation message to the bank, and the bank will set the entrustment on the system after being approved by the trust staff and the supervisor. After the setting is completed, the private key will be released and sent back to the wearable smart device for storage. When the trust and will conditions After the establishment, the confirmation and decryption actions can be performed through this device and the bank. When the settlor wishes to amend or cancel the trust and estate When ordering the content, it can be recorded again and sent back to the bank for review. Because the blockchain has a mechanism for storing the transaction process, the modification process will be completely preserved.

With the above structure, the real-time customized trust intelligent system disclosed in this case can use the blockchain as an encrypted message bridge between the entrusting party and the entrusting party, and record all contract modification information and identity verification during the process of making the trust Information. Based on the characteristics of the blockchain, this system can keep all modification records to ensure that the trust content is encrypted and stored, not easy to be modified, and can be traced back to protect the rights and interests of the entrusting party, the entrusting party and the beneficiary. In the process, there is no need to send a special person to the government to provide trust services, which can save human resources. In addition, the system can also perform various identity verifications on the entrusting party to ensure that the entrusting party is in a normal state, and that the establishment of the trust is based on the entrusting party's free will rather than external pressure.

Although the invention is disclosed as above with the aforementioned embodiments, it is not intended to limit the invention. Without departing from the spirit and scope of this creation, all changes and modifications are within the scope of patent protection of this creation. For the scope of protection defined by this creation, please refer to the attached scope of patent application.

1: Real-time customized trust intelligent system

10: Wearable smart device

11: Communication unit

12: Recording unit

13: Identity verification module

14: Processing control unit

20: Server

BC: Blockchain

N1: the first node

N2: second node

N3: the third node

Claims (5)

An intelligent system for real-time self-defined trust, comprising: a server for issuing an intelligent contract on a first node of a block chain; and a wearable intelligent device, signally connected to the server, comprising: A communication unit, used to obtain the smart contract from the first node, and generate a trigger signal; a recording unit, used to be triggered by the trigger signal to obtain a first voice of a client; an identity verification module, for performing an identity verification on the entrusting party; and a processing control unit for uploading a result of the identity verification and/or the first voice to a second node of the block chain, wherein the server It is further used to access the first voice from the second node and update the smart contract according to the first voice, and upload the updated smart contract to a third node of the block chain; or from the second node Accessing the result of the identity verification, generating a suspicious message according to the result, and uploading the suspicious message to the third node. The smart system for real-time self-defined trust as described in claim 1, wherein the recording unit is further used to be triggered by the trigger signal to obtain a second voice of the entrusting party, the identity verification module includes a voiceprint recognition unit, Voiceprint recognition for performing the identity verification on the second voice, when a result of the voiceprint recognition indicates failure, the result of the identity verification indicates failure, and the result of the identity verification and the suspicious The messages each include the second voice. The intelligent system of real-time self-defined trust as described in claim 1, wherein the identity verification module includes a physiological sensing unit, which is used to perform a pulse detection and a blood oxygen detection for the identity verification of the entrusting party, when the When a result of the pulse detection indicates failure or a result of the blood oxygen detection indicates failure, the result of the identity verification indicates failure, and the suspicious message includes the result of the pulse detection or the result of the blood oxygen detection . The intelligent system for real-time self-defined trust as described in claim 1, wherein the identity verification module further includes a polygraph judgment unit for performing a polygraph detection of the identity verification on the entrusting party, when the polygraph detection When a result of the identity verification indicates failure, the result of the identity verification indicates failure, and the suspicious message includes the result of the polygraph test. The intelligent system of real-time self-defined trust as described in claim item 1, wherein the identity verification module further includes a location tracking unit, which is used to perform a location authentication of the identity authentication to the entrusting party, when a result of the location authentication When indicating failure, the result of the identity verification indicates failure, and the suspicious message includes the result of the location verification.

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