TWI725491B - Mobile payment group photo payment method - Google Patents

Abstract

A mobile payment group photo payment method that combines mobile payment with face recognition technology in multi-person payment scenarios. Payments are completed through group photo using face recognition technology, which can simplify the current process of using mobile payment to share costs and effectively improve payment /Transfer efficiency.

Description

Mobile payment group photo payment method

The present invention relates to a payment method for group photos of mobile payment groups, especially involving a A group photo payment, especially refers to mobile payment combined with face recognition technology applied to multi-person payment scenarios.

When using mobile payment (such as Taiwan PAY) to pay or transfer money to someone, Usually by scanning the other party's mobile barcode (QR Code). However, if you have to transfer to multiple people at the same time (for example, you need to share meal expenses or travel expenses, etc.), not only friends have to log in to the app (APP) and call out their QR Code, but the user himself has to open the APP , Enable the scanning camera, and then everyone scans the QR Code one by one, enters the amount and transaction password, this method is not only slow but also time-consuming and labor-intensive.

In order to solve the various deficiencies of conventional use, the creator of this case has devoted himself to research and developed a A mobile payment group photo payment method to effectively improve the shortcomings of conventional use.

The main purpose of the present invention is to overcome the above-mentioned problems encountered in the conventional arts and Provides a mobile payment group that combines mobile payment with facial recognition technology in multi-person payment scenarios, and completes payment through facial recognition technology through group photos, which can simplify the current process of using mobile payment to share costs and effectively improve the efficiency of payment/transfer Group photo payment method.

In order to achieve the above purpose, the present invention is a payment method for group photo with mobile payment group. It includes at least the following steps: Step 1: When the user scans an identification QR Code on the display screen of a mobile device held by at least one participant with a mobile payment application (APP), the user automatically participates in the at least one participant The party performs a face recognition scan, analyzes and retrieves the facial feature value in the face image of the at least one participant, so that the face feature value of the at least one participant is paired and bound with the identification QR Code, and stored ; Step 2: When the user makes a payment, use the mobile payment APP to obtain an image of a group photo, and then compare the group photo with the stored facial image to determine whether the group photo is included Have at least one participant corresponding to the facial feature value in the face image, and access the ID QR Code bound to it to detect the bound face in the group photo image; and Step 3: According to the result of detecting the bound face in the group photo, the user can click on at least one face to be transferred on the group photo, and enter the transfer amount under the at least one face, and then Press Confirm to complete multiple transfers at once.

In the above-mentioned embodiment of the present invention, it further includes a processing unit and a connection to the processing unit. The image capturing unit of the unit, a storage unit connected to the processing unit, a face recognition unit connected to the processing unit, and a fee settlement unit connected to the processing unit.

In the above-mentioned embodiment of the present invention, the processing unit is a central processing unit, which can be used as the The image capture unit, the storage unit, the face recognition unit and the fee settlement unit are operated under the operation, control, processing, encoding, decoding and various driving commands.

In the above-mentioned embodiment of the present invention, the image capturing unit is a photographic lens, including at least Contains a camera module and a scanning processing module coupled to the camera module, allowing the user to scan an identification QR Code on the display screen of a mobile device held by at least one participant, and automatically check The at least one participant performs a face recognition scan, analyzes and retrieves the facial feature value in the face image of the at least one participant, so that the facial feature value of the at least one participant is paired and bound with the identification QR Code .

In the above embodiment of the present invention, the facial feature value includes the shape of the face and facial features , Size or ratio.

In the above embodiment of the present invention, the storage unit is a memory card, which can store at least one The participant’s face image, facial feature value, and identification QR Code paired and bound with the facial feature value.

In the above embodiment of the present invention, the fee settlement unit is based on the face recognition unit Detect the result of bound faces in a group photo image, provide the user to click on at least one face to be transferred on the group photo image, and enter the transfer amount under the at least one face, and then press confirm. Complete multi-person transfer.

In the above-mentioned embodiment of the present invention, the fee settlement unit is used for Choose at least one face you want to transfer to share the billing and pay the transfer amount.

In the above embodiment of the present invention, the mobile device is a smart phone, tablet Computers, laptops, or wearable devices.

In the above embodiment of the present invention, the mobile payment APP is installed in a smart hand Computer, tablet computer, notebook computer, or wearable device.

Please refer to "Figure 1 to Figure 4", which are schematic diagrams of the process of the present invention. Figure, the block diagram of the present invention, the schematic diagram of detecting the bound faces in the group photo of the present invention, and the schematic diagram of multi-person transfer of the present invention. As shown in the figure: the present invention is a payment method for a group photo taken by a mobile payment group, which includes the following steps: Step one s1: When the user scans an identification QR Code on the display screen of a mobile device held by at least one participant with a mobile payment application (APP), the face recognition of the at least one participant is automatically performed Scan, analyze and retrieve the facial feature value in the face image of the at least one participant, so that the facial feature value of the at least one participant is paired and bound with the identification QR Code, and stored. Step two s2: When the user makes a payment, he uses the mobile payment APP to obtain a group photo, and then compares the group photo with the stored facial images to determine whether the group photo is included There is at least one participant corresponding to the facial feature value in the face image, and the ID QR Code bound to it is accessed to detect the bound face in the group photo. Step 3 s3: According to the result of detecting the bound face in the group photo, the user can click on at least one face to be transferred on the group photo, and enter the transfer amount under the at least one face. Press confirm again to complete multiple transfers at once.

In a preferred embodiment of the present invention, it further includes a processing unit 1, a Image capturing unit 2, a storage unit 3, a face recognition unit 4, and a fee settlement unit 5. The processing unit 1 can be a central processing unit, which can be used as the image capturing unit 2, the storage unit 3, the face recognition unit 4, and the fee settlement unit 5 in response to a user's operation. Control, process, encode, decode and all kinds of drive commands are available. The image capturing unit 2 is connected to the processing unit 1 and includes at least a camera module 21 and a scanning processing module 22. The camera module 21 is coupled to the scanning processing module 22. The image capturing unit 2 allows the user to scan an identification on the display screen of a mobile device (such as a smart phone, a tablet computer, a notebook computer, or a wearable device) held by at least one participant QR Code, and automatically scan the face of at least one participant, analyze and capture the facial feature values in the face image of the at least one participant, including the shape, size or proportion of the face and facial features, so that the The facial feature value of at least one participant is paired and bound with the identification QR Code. The storage unit 3 is connected to the processing unit 1, and can store the face image, facial feature value, and identification QR Code of the at least one participant. The face recognition unit 4 is connected to the processing unit 1, and can be used to compare a group photo captured by the image capture unit 2 with the facial image stored in the storage unit 3 when making a payment, and determine Whether there is at least one participant in the group photo image that corresponds to the facial feature value in the face image, and access the ID QR Code bound to it to detect that the group photo image has been bound Set the face. The fee settlement unit 5 is connected to the processing unit 1, and based on the result of the face recognition unit 4 detecting the bound face in the group photo, the user can click on the group photo for at least one person to transfer Face, and enter the transfer amount under the at least one face, and then press confirm to complete a multi-person transfer.

When the present invention is used, the mobile payment group photo payment method of the present invention can be implemented Apply to a smart phone, a tablet computer, a notebook computer, or a wearable device. In this embodiment, a smart phone is taken as an example, and the processing unit 1 is the central processing unit of the smart phone, and the face recognition unit 4 and the fee settlement unit 5 are mobile payment APPs in the smart phone and stored in the memory In the body, the image capturing unit 2 can be a photographic lens, and the storage unit 3 can be a memory card, and further has a touch screen for related output and operation.

In actual use, users usually use their mobile payment APP to scan When the QR Code on the friend’s mobile phone is recognized, it will automatically activate the face recognition function of your mobile phone, and scan the face image of your friend through the camera lens of your mobile phone to capture the facial feature value of your friend and compare it with The identity recognition QR Code is paired and bound, and the facial image, facial feature values of the above-mentioned friends, and the identity recognition QR Code paired and bound with the facial feature values are stored in the storage unit 3.

When paying, users only need to take a picture of a group photo with their mobile phone camera function. According to image 6, the mobile payment APP will perform face recognition analysis through the face recognition unit 4, and compare the facial feature values with the facial images stored in the storage unit 3, so as to detect the group group photo 6 The bound face 61 is shown in Figure 2.

The user only needs to click on the group photo 6 through the fee settlement unit 5 One or more face 61 to be transferred, and enter the transfer amount under the face 61, and then press confirm to complete the transfer of multiple persons at once, as shown in Figure 3. Among them, the fee settlement unit 5 can perform shared charging and payment of the transfer amount according to at least one face selected by the user to be transferred.

In summary, the present invention is a mobile payment group photo payment method, which can be effective To improve the various shortcomings of conventional use, mobile payment is combined with facial recognition technology to apply to multi-person payment scenarios. Payments can be completed through group photo with facial recognition technology, which can simplify the current process of using mobile payment to share expenses and effectively improve payment/transfer Efficiency, in turn, makes the invention more advanced, more practical, and more in line with the needs of users, and indeed meets the requirements of an invention patent application, and a patent application is filed in accordance with the law.

However, the above are only preferred embodiments of the present invention, and should not be limited to this The scope of implementation of the present invention is determined; therefore, all simple equivalent changes and modifications made in accordance with the scope of the patent application of the present invention and the content of the description of the invention shall still fall within the scope of the patent of the present invention.

1: Processing unit 2: Image capture unit 21: Camera module 22: Scanning processing module 3: Storage unit 4: Face recognition unit 5: Expense settlement unit 6: Group photo 61: Human face Step one to step three: s1 to s3

Figure 1 is a schematic diagram of the process of the present invention. Figure 2 is a block diagram of the present invention. Figure 3 is a schematic diagram of the present invention detecting bound faces in a group photo. Figure 4 is a schematic diagram of multi-person transfer of the present invention.

1: processing unit

2: Image capture unit

21: camera module

22: Scanning processing module

3: storage unit

4: Face recognition unit

5: Expense settlement unit

Claims (10)

A group photo payment method for mobile payment groups, which includes at least the following steps: Step 1: When the user uses a mobile payment application (APP) to scan an identification QR Code on the display screen of a mobile device held by at least one participant, the face recognition scan of the at least one participant is automatically performed Analyzing and extracting the facial feature value in the face image of the at least one participant, so that the facial feature value of the at least one participant is paired and bound with the identification QR Code, and stored; Step 2: When the user makes a payment, he uses the mobile payment APP to obtain a group photo, and then compares the group photo with the stored facial images to determine whether there is any in the group photo At least one participant corresponding to the facial feature value in the face image, and accesses its bound identification QR Code to detect the bound face in the group photo image; and Step 3: According to the result of detecting the bound face in the group photo, the user can click on at least one face to be transferred on the group photo, and enter the transfer amount under the at least one face, and then Press Confirm to complete multiple transfers at once. According to the mobile payment group photo payment method described in item 1 of the scope of patent application, which It further includes a processing unit, an image capturing unit connected to the processing unit, a storage unit connected to the processing unit, a face recognition unit connected to the processing unit, and a fee settlement unit connected to the processing unit. According to the mobile payment group photo payment method described in item 2 of the scope of patent application, which Wherein, the processing unit is a central processing unit, which can be used as the image capturing unit, the storage unit, the face recognition unit, and the fee settlement unit to perform operations, Control, process, encode, decode and all kinds of drive commands are available. According to the mobile payment group photo payment method described in item 2 of the scope of patent application, which Wherein, the image capturing unit is a photographic lens, which includes at least a camera module and a scanning processing module coupled to the camera module, which can be used for the user to scan the display of a mobile device held by at least one participant Recognize an identity QR Code on the screen, and automatically scan the face of at least one participant, analyze and capture the facial feature values in the face image of the at least one participant, and make the face of the at least one participant The part feature value is paired and bound with the identification QR Code. Group photo of the payment party according to the action payment group mentioned in item 1 or 2 of the scope of patent application Method, wherein the facial feature value includes the shape, size, or ratio of the face and facial features. According to the mobile payment group photo payment method described in item 2 of the scope of patent application, which Wherein, the storage unit is a memory card, which can store at least one participant's face image, facial feature value, and identification QR Code paired and bound with the facial feature value. According to the mobile payment group photo payment method described in item 2 of the scope of patent application, which According to the result of the face recognition unit detecting a bound face in a group photo image, the fee settlement unit provides the user to select at least one face to be transferred on the group photo image, and click on the at least one person. Enter the transfer amount at the bottom of the face, and then press confirm to complete a multi-person transfer at once. According to the mobile payment group photo payment method described in item 7 of the scope of patent application, which In the above, the fee settlement unit is used for sharing the billing and paying the transfer amount according to at least one face selected by the user to be transferred. According to the mobile payment group photo payment method described in item 1 of the scope of patent application, which In this case, the mobile device is a smart phone, a tablet computer, a notebook computer, or a wearable device. According to the mobile payment group photo payment method described in item 1 of the scope of patent application, which , The mobile payment APP is installed on a smart phone, tablet computer, notebook computer, or wearable device.

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