TWI778686B - Card inventory management system and method - Google Patents

Abstract

A card inventory management system is suitable for electrical connection with a financial service management system, and includes a storage unit storing an inventory management model and a processing unit, the processing unit is used for: obtaining a preset card purchase quantity parameter and a first Card consumption parameter, the first card consumption parameter corresponds to a first period after the current time and not covering the current time, and the first card consumption parameter at least indicates that it will expire within the first period The quantity of the card-type data carrier; by running the inventory management model, according to the preset card purchase quantity parameter and the first card consumption quantity parameter, determine and output a suggested card purchase quantity, the suggested card purchase quantity is suitable for supplying a The card-issuing financial institution determines the quantity of card-type data carrier materials to be purchased.

Description

Card inventory management system and method

The present invention relates to a management system and method, in particular to a card inventory management system and method suitable for financial institutions to control the raw material inventory of card-type data carriers.

With the advancement of technology and the evolution of business models, payment tools such as credit cards and debit cards are becoming more and more popular, and the market demand is also increasing. Therefore, for financial institutions, in addition to improving the quality of service for customers, How to use technology to consolidate domestic demand for raw materials to ensure smooth service has also become a topic worthy of discussion.

Therefore, one of the objectives of the present invention is to provide a card inventory management system that can assist financial institutions in managing inventory.

The Card Inventory Management System of the Invention The card inventory management system belongs to a card-issuing financial institution that issues a plurality of card-type data carriers, and is suitable for electrical connection with a financial service management system. The card inventory management system includes a storage-an inventory management model. The storage unit, and a processing unit electrically connected to the storage unit and suitable for being electrically connected to the financial service management system. Wherein, the processing unit is used to: obtain a preset card purchase quantity parameter, and receive a first card consumption quantity parameter from the financial service management system, wherein the first card consumption quantity parameter corresponds to a value after the current time and does not cover the first period of the current time, and the first card consumption parameter indicates at least the number of card data carriers in the card data carriers that will expire within the first period; by running the The inventory management model determines and outputs a suggested card purchase quantity at least according to the preset card purchase quantity parameter and the first card consumption quantity parameter, wherein the suggested card purchase quantity is suitable for the card issuing financial institution to decide to purchase the card type The quantity of raw material of the data carrier.

In some implementation aspects of the card inventory management system of the present invention, the processing unit determines and outputs the suggested card purchase according to a product of a purchase quantity weight parameter, the preset card purchase quantity parameter, and the first card consumption quantity parameter quantity, and the value of the purchase quantity weight parameter is between 0.1 and 2.

In some implementation aspects of the card inventory management system of the present invention, the storage unit further stores a current card inventory parameter, the storage unit is further adapted to be electrically connected to an inventory management user, and the processing unit is further used for : Receive a second card consumption parameter from the financial service management system, and calculate a predicted inventory according to the current card inventory parameter and the second card consumption parameter, and generate after judging that a low inventory condition is met And send a low inventory warning notification to the inventory management user, wherein the low inventory condition includes that the predicted inventory is lower than a preset warning threshold.

In some implementation aspects of the card inventory management system of the present invention, the second card consumption parameter corresponds to a second period covering the current time or before the current time but not covering the current time, and the second card consumption The parameter at least indicates the number of card-type data carriers in the card-type data carriers that are set as unusable by the financial service management system during the second period.

Another object of the present invention is to provide a card inventory management method implemented by the card inventory management system.

The card inventory management method of the present invention is implemented by a card inventory management system. The card inventory management system belongs to a card-issuing financial institution that issues a plurality of card-type data carriers and stores an inventory management model. The card inventory management system is suitable for and A financial services management system is electrically connected. The card inventory management method includes: the card inventory management system obtains a preset card purchase quantity parameter, and receives a first card consumption parameter from the financial service management system, wherein the first card consumption parameter corresponds to a A first period after the current time and not including the current time, and the first card consumption parameter indicates at least the number of card data carriers that will expire within the first period among the card data carriers; the The card inventory management system determines and outputs a suggested card purchase quantity at least according to the preset card purchase quantity parameter and the first card consumption quantity parameter by running the inventory management model, wherein the suggested card purchase quantity is suitable for the card issuance The financial institution decides the quantity of raw materials to purchase these card-type data carriers.

In some implementation aspects of the card inventory management method of the present invention, the card inventory management system determines and outputs the suggested card according to the product of a purchase quantity weight parameter, the preset card purchase quantity parameter, and the first card consumption parameter. Purchase quantity, and the value of the purchase quantity weight parameter is between 0.1 and 2.

In some implementation aspects of the card inventory management method of the present invention, the card inventory management system further stores a current card inventory parameter, and the card inventory management system is further adapted to be electrically connected to an inventory management user terminal, and the card inventory The inventory management system also receives a second card consumption parameter from the financial service management system, and calculates a predicted inventory according to the current card inventory parameter and the second card consumption parameter, and determines a low inventory condition when After meeting, a low inventory warning notification is generated and sent to the inventory management user, wherein the low inventory condition includes that the predicted inventory is lower than a preset warning threshold.

In some implementation aspects of the card inventory management method of the present invention, the second card consumption parameter corresponds to a second period covering the current time or before the current time but not covering the current time, and the second card consumption The parameter at least indicates the number of card-type data carriers in the card-type data carriers that are set as unusable by the financial service management system during the second period.

The effect of the present invention is that: the card inventory management system will determine the recommended card purchase quantity according to the first card consumption quantity parameter and the preset card purchase quantity, and since the first card consumption quantity parameter is related to the upcoming card purchase quantity The number of card-type data carriers that expire in the first period, therefore, the card inventory management system is equivalent to adjusting the preset card purchase quantity considering the number of raw cards that have been determined to be consumed in the future. Therefore, the card The inventory management system can generate the suggested card purchase volume in an intelligent and automated way, and can effectively provide assistance to the inventory management personnel, thereby consolidating the domestic demand of the card-issuing financial institution in card-issuing services.

Before the present invention is described in detail, it should be noted: if not specifically defined, the "electrical connection" described in this patent specification generally refers to the "wired connection" between multiple electronic devices/devices/elements connected to each other through conductive materials. electrical connection” and “radio connection” for one-way/two-way wireless signal transmission through wireless communication technology. In addition, unless otherwise defined, the "electrical connection" described in this patent specification also generally refers to a "direct electrical connection" formed by directly connecting multiple electronic devices/devices/elements to each other, as well as multiple electronic devices/devices/components. The devices/components are also indirectly connected to each other through other electronic devices/devices/components.

Referring to FIG. 1, an embodiment of the card inventory management system 1 of the present invention belongs to, for example, a card-issuing financial institution (such as a bank), that is, is managed by the card-issuing financial institution, and the card-issuing financial institution, for example, has a credit card of the issuing entity and/or debit card. For the convenience of description, the credit cards and/or debit financial cards issued by the card-issuing financial institution are collectively used as a plurality of card-type data carriers.

In this embodiment, the card inventory management system 1 is, for example, suitable for electrical connection with a financial service management system 51 and an inventory management user 52 , wherein the financial service management system 51 may include, for example, a management system managed by the card-issuing financial institution. At least one of a credit card host device and a financial card host device. On the other hand, the inventory management user terminal 52 is used, for example, for an inventory management personnel working in the card-issuing financial institution to operate, but not to This is limited.

In this embodiment, the card inventory management system 1 is implemented as a servo device, for example, and the card inventory management system 1 includes, for example, a storage unit 11 and a processing unit 12 electrically connected to the storage unit 11, but not Not limited to this. Wherein, the storage unit 11 is, for example, a data storage device for storing digital data, and may be implemented as a hard disk array, for example, however, in other embodiments, the storage unit 11 may also be implemented as a solid state, for example The hard disk, flash memory, or other types of computer-readable recording media, or a combination of different types of computer-readable recording media, are not limited to this embodiment. On the other hand, the processing unit 12 can be implemented as a central processing unit, for example, however, in other embodiments, the processing unit 12 can also be implemented as a plurality of central processing units electrically connected to each other, or a central processing unit including The control circuit board of the central processing unit is not limited to this embodiment.

It should be added that the implementation of the entirety of the card inventory management system 1 , the storage unit 11 and the processing unit 12 in this embodiment are only exemplary aspects, and are not intended to limit the applicable scope of the present invention. .

In this embodiment, the storage unit 11 stores, for example, an inventory management model and a current card inventory parameter. Wherein, the inventory management model is, for example, a set of computer software programs that can be loaded and executed by the processing unit 12, and, in a preferred embodiment, the inventory management model may be, for example, using artificial intelligence technology (such as a machine learning), but not limited thereto. On the other hand, the current card inventory parameter, for example, indicates the quantity of raw materials currently reserved by the card-issuing financial institution for making the card-type data carriers, and, in the application of this embodiment, the use Each material used for making the card-type data carrier is, for example, a cut but unprinted plastic card, which is used as a material card in the application of this embodiment, but not limited thereto.

The following exemplarily describes in detail how the card inventory management system 1 of this embodiment implements a card inventory management method.

First, referring to FIG. 2 , in step S1 , the processing unit 12 obtains a preset card purchase quantity parameter, and receives a first card consumption quantity parameter from the financial service management system 51 .

In this embodiment, the processing unit 12 obtains the preset card purchase quantity parameter, for example, by reading the storage unit 11 . In other words, the preset card purchase quantity parameter in this embodiment can be obtained, for example, by reading the storage unit 11 . is stored in the storage unit 11 in advance. However, in other embodiments, the preset card purchase quantity parameter can also be obtained by, for example, the processing unit 12 received from the inventory management user 52 or other computer devices managed by the card-issuing financial institution. Therefore, The manner in which the processing unit 12 obtains the preset card purchase quantity parameter is not limited to this embodiment.

Further, in this embodiment, the preset card purchase quantity parameter indicates, for example, a preset card purchase quantity (eg, "5000 cards", but not limited to) related to the card-type data carriers. More specifically, the preset card purchase quantity may, for example, represent a preset quantity of raw cards to be purchased by the card-issuing financial institution at regular intervals (eg, monthly or quarterly), and the preset card purchase quantity parameter The value of , for example, may be preset by human operation, but may also be automatically determined by, for example, a computer algorithm.

On the other hand, the processing unit 12 receives the first card consumption parameter from the financial service management system 51 by, for example, outputting a card consumption parameter request to the financial service management system 51 . Further, in this embodiment, the first card consumption parameter corresponds to, for example, a first period that is after the current time and does not cover the current time. More specifically, in this embodiment, the first period may be implemented as the next month of the current time point, but not limited thereto. Moreover, in this embodiment, the first card consumption parameter, for example, indicates the number of card data carriers that will expire within the first period among the card data carriers issued by the card-issuing financial institution, In other words, the first card consumption parameter, for example, indicates the quantity of the credit cards/debit debit cards issued by the card-issuing financial institution whose validity period is covered by the first period, that is, about to be within the first period The number of card-type data carriers that are due to be recreated and sent.

After the processing unit 12 obtains the preset card purchase quantity parameter and the first card consumption quantity parameter, the process proceeds to step S2.

In step S2, the processing unit 12, for example, inputs the preset card purchase quantity parameter and the first card consumption quantity parameter into the inventory management model, and loads and runs the inventory management model, at least according to the preset card consumption quantity parameter. A recommended card purchase quantity is determined by setting the card purchase quantity parameter and the first card consumption quantity parameter. Moreover, the suggested card purchase quantity is, for example, suitable for the card-issuing financial institution to determine the quantity of the raw materials (ie, raw cards) of the card-type data carriers to be procured from a raw card supplier.

More specifically, in this embodiment, by running the inventory management model, the processing unit 12 adds a product of a purchase quantity weight parameter and the preset card purchase quantity parameter to the first card consumption parameter, for example. total, and thus determine the recommended card purchase amount. Wherein, the value of the purchase amount weight parameter can be set according to human operation, for example, and its value can be between 0.1 and 2, for example, the purchase amount weight parameter can be used for the card issuing financial institution according to The preset card purchase quantity parameter obtained by the processing unit 12 is appropriately adjusted according to the current market situation.

After the processing unit 12 determines the recommended card purchase amount, the flow proceeds to step S3.

In step S3, the processing unit 12 outputs the suggested card purchase amount, and, in this embodiment, the processing unit 12 outputs the suggested card purchase amount, for example, by transmitting the suggested card purchase amount to the The inventory management user end 52 enables the inventory management user end 52 to display the suggested card purchase amount for reference by the inventory management personnel of the card issuing financial institution. However, in other embodiments, the processing unit 12 outputs the suggested card purchase amount, for example, the suggested card purchase amount may be regarded as an actual card purchase amount, and a raw card containing the actual card purchase amount is transmitted. The order request is sent to a supply-side server (not shown in the figure) managed by the raw material card supplier, thereby directly completing the operation of ordering raw material cards from the raw material card supplier. Therefore, the processing unit 12 outputs the suggestion The manner of purchasing the amount of cards is not limited to this embodiment.

It should be added that, in this embodiment, the card inventory management system 1 automatically executes the above steps S1 to S3 at intervals (eg, every other month or quarter). However, in different implementations In an aspect, the card inventory management system 1 can also perform the above-mentioned steps S1 to S3 at any time according to human operation, but is not limited to this embodiment. And, by executing the above steps S1 to S3, the card inventory management system 1 can perform the predetermined card purchase quantity according to the purchase quantity weight parameter and the first card consumption corresponding to the first period. Adjustment to determine the recommended purchase amount of cards that can respond to future card consumption.

In addition, in the card inventory management method of the present embodiment, the processing unit 12, for example, also automatically executes an inventory checking program at regular intervals (eg, every other day).

Specifically, in the inventory checking procedure, the processing unit 12, for example, first receives a second card consumption parameter from the financial service management system 51, and according to the second card consumption parameter and the storage unit 11 The stored current card inventory parameter calculates a pair of predicted inventory corresponding to the second card consumption parameter, and judges whether a low inventory condition is met according to the predicted inventory.

In more detail, the second card consumption parameter corresponds to, for example, a second period, and, in this embodiment, the second period may, for example, cover the current time, however, in other embodiments, the first period The second period can also be, for example, before the current time, but does not cover the current time. Therefore, the specific form of the second period is not limited to this embodiment. For example, in this embodiment, the second period can represent the date of the current day. However, in other embodiments, the second period can also represent the date one day before the current time, instead of This embodiment is limited. In addition, the second card consumption parameter may, for example, indicate that the card-type data carriers are set by the financial service management system 51 as not allowed to be used again within the second period (for example, set as a loss-reported, damaged, etc.), but not limited to the number of card-type data carriers.

Further, in this embodiment, the low inventory condition represents, for example, that the predicted inventory is lower than a preset warning threshold, but not limited thereto. Moreover, when the processing unit 12 determines that the low inventory condition is met according to the predicted inventory, the processing unit 12, for example, generates and transmits a low inventory warning notification corresponding to the predicted inventory to the inventory management user 52, thereby Warn inventory managers that the inventory of raw material cards may be too low.

The above is an example description of how the card inventory management system 1 of the present embodiment implements the card inventory management method.

It should be understood that, steps S1 to S3 in this embodiment and the flowchart of FIG. 3 are only one of the possible implementations for illustrating the card inventory management method, and even if steps S1 to S3 are combined, If the splitting or order adjustment can achieve the same effect as this embodiment, it is an implementable aspect of the card inventory management method of the present invention. Therefore, steps S1 to S3 and the flowchart of FIG. 2 in this embodiment are not used for to limit the practical scope of the present invention.

To sum up, by implementing the card inventory management method, the card inventory management system 1 determines the recommended card purchase quantity at least according to the first card consumption parameter and the preset card purchase quantity. A card consumption parameter represents the amount of issued credit cards and/or debit cards that are about to expire within the first period. Therefore, the card inventory management system 1 is equivalent to considering that the card inventory management system 1 is determined to be consumed in the future. Therefore, the card inventory management system 1 can generate the recommended card purchase amount in an intelligent and automated way, and can effectively provide assistance to the inventory management personnel and The domestic demand of the card-issuing financial institution in terms of card-issuing services can be consolidated, so the purpose of the present invention can indeed be achieved.

However, the above are only examples of the present invention, and should not limit the scope of the present invention. Any simple equivalent changes and modifications made according to the scope of the application for patent of the present invention and the content of the patent specification are still within the scope of the present invention. within the scope of the invention patent.

1: Card Inventory Management System 11: Storage unit 12: Processing unit 51: Financial Services Management Systems 52: Inventory management user side S1~S3: Steps

Other features and effects of the present invention will be clearly presented in the embodiments with reference to the drawings, wherein: FIG. 1 is a schematic block diagram of one embodiment of the card inventory management system of the present invention; and FIG. 2 is a flow chart for illustrating how the embodiment implements a card inventory management method.

1: Card Inventory Management System

11: Storage unit

12: Processing unit

51: Financial Services Management Systems

52: Inventory management user side

Claims (8)

A card inventory management system belongs to a card-issuing financial institution that issues multiple card-type data carriers, and is suitable for electrical connection with a financial service management system, comprising: a storage unit storing an inventory management model; and a processing unit electrically connected to the storage unit and adapted to be electrically connected to the financial service management system, wherein the processing unit is used for: Obtaining a preset card purchase quantity parameter, and receiving a first card consumption quantity parameter from the financial service management system, wherein the first card consumption quantity parameter corresponds to a first card consumption quantity after the current time and not covering the current time period, and the first card consumption parameter indicates at least the number of card data carriers among the card data carriers that will expire within the first period; and By running the inventory management model, at least according to the preset card purchase quantity parameter and the first card consumption quantity parameter, determine and output a suggested card purchase quantity, wherein the suggested card purchase quantity is suitable for the card issuing financial institution to decide on purchase Quantity of raw materials for these card-type data carriers. The card inventory management system according to claim 1, wherein the processing unit determines and outputs the suggested card purchase amount according to the product of a purchase amount weight parameter, the preset card purchase amount parameter, and the first card consumption parameter , and the value of the purchase quantity weight parameter is between 0.1 and 2. The card inventory management system according to claim 1, wherein the storage unit further stores a current card inventory parameter, the storage unit is further adapted to be electrically connected to an inventory management user, and the processing unit is further used for : Receive a second card consumption parameter from the financial service management system, and calculate a predicted inventory according to the current card inventory parameter and the second card consumption parameter, and generate after judging that a low inventory condition is met And send a low inventory warning notification to the inventory management user, wherein the low inventory condition includes that the predicted inventory is lower than a preset warning threshold. The card inventory management system according to claim 3, wherein the second card consumption parameter corresponds to a second period covering the current time or before the current time but not covering the current time, and the second card The consumption parameter indicates at least the number of card-type data carriers in the card-type data carriers that are set as unusable by the financial service management system during the second period. A card inventory management method is implemented by a card inventory management system, the card inventory management system belongs to a card-issuing financial institution that issues a plurality of card-type data carriers and stores an inventory management model, and the card inventory management system is suitable for and A financial service management system is electrically connected; the card inventory management method includes: The card inventory management system obtains a preset card purchase quantity parameter, and receives a first card consumption quantity parameter from the financial service management system, wherein the first card consumption quantity parameter corresponds to a parameter after the current time and does not cover the a first period of the current time, and the first card consumption parameter indicates at least the number of card-type data carriers among the card-type data carriers that will expire within the first period; and The card inventory management system determines and outputs a suggested card purchase quantity at least according to the preset card purchase quantity parameter and the first card consumption quantity parameter by running the inventory management model, wherein the suggested card purchase quantity is suitable for the supply of the card The card-issuing financial institution decides the quantity of raw materials to purchase these card-type data carriers. The card inventory management method according to claim 5, wherein the card inventory management system determines and outputs the suggested card according to the product of a purchase quantity weight parameter and the preset card purchase quantity parameter and the first card consumption parameter Purchase quantity, and the value of the purchase quantity weight parameter is between 0.1 and 2. The card inventory management method according to claim 5, wherein the card inventory management system further stores a current card inventory parameter, and the card inventory management system is also suitable for electrical connection with an inventory management user, and the card The inventory management system also receives a second card consumption parameter from the financial service management system, and calculates a predicted inventory according to the current card inventory parameter and the second card consumption parameter, and determines a low inventory condition when After meeting, a low inventory warning notification is generated and sent to the inventory management user, wherein the low inventory condition includes that the predicted inventory is lower than a preset warning threshold. The card inventory management method according to claim 7, wherein the second card consumption parameter corresponds to a second period covering the current time or before the current time but not covering the current time, and the second card consumption The parameter at least indicates the number of card-type data carriers in the card-type data carriers that are set as unusable by the financial service management system during the second period.

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