TWI754419B - System and method for automatic allocation of deposit funds for multi-account stock subscription subscription - Google Patents
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Abstract
本發明為有關一種多帳戶股票申購存款資金自動配置之系統及其方法,主要結構包括一申購判斷模組,申購判斷模組資訊連接一帳戶整合模組、及一自動申購模組,帳戶整合模組資訊連接有一資金計算模組,資金計算模組資訊連接有一數量計算模組,數量計算模組則資訊連接一自動申購模組,藉上述結構,使用者可通過帳戶整合模組整合連接複數個股票帳戶,並當申購判斷模組判斷出股票可申購的時機時,能通過資金計算模組配合數量計算模組計算出資金總數與可申購之數量,再經由自動申購模組進行申購動作,藉此通過多個股票帳戶增加申購成成功的機率。 The present invention relates to a system and method for automatic allocation of deposit funds for multi-account stock subscription subscription. The main structure includes a subscription judgment module, the subscription judgment module information is connected to an account integration module, and an automatic subscription module. The account integration module The group information is connected to a fund calculation module, the fund calculation module information is connected to a quantity calculation module, and the quantity calculation module is connected to an automatic purchase module. With the above structure, the user can integrate and connect a plurality of Stock account, and when the subscription judgment module determines when the stock can be subscribed, it can use the capital calculation module to cooperate with the quantity calculation module to calculate the total amount of funds and the quantity that can be subscribed, and then use the automatic subscription module to subscribe. This increases the chance of successful subscription through multiple stock accounts.
Description
本發明為提供一種多帳戶股票申購存款資金自動配置之系統及其方法,尤指一種提高申購成功機率的多帳戶股票申購存款資金自動配置之系統及其方法。 The present invention provides a system and method for automatic allocation of deposit funds for multi-account stock subscription, in particular, a system and method for automatic allocation of multi-account stock subscription deposit funds to improve the success rate of subscription.
按,股票或是資本存貨皆為一種有價證券,一般就是股份有限公司將其所有權藉由這種有價證卷進行分配。因為股份有限公司需要籌措長期資金,因此將股票發給投資者作為公司資本部分所有權的憑證,成為股東以此獲得股息(股利),並分享公司成長或交易市場波動帶來的利潤;但也要共同承擔公司運作錯誤所帶來的風險。 By the way, stock or capital stock is a kind of marketable securities, and it is generally a company limited by shares that distributes its ownership through such marketable securities. Because a company limited by shares needs to raise long-term funds, the stock is issued to investors as a certificate of partial ownership of the company's capital, and becomes a shareholder to receive dividends (dividends) and share the profits brought about by the company's growth or trading market fluctuations; but also Share the risks that come with the company's operating errors.
然而,有新的股份有限公司要上市上櫃時或是已經上市的公司要進行現金增資時,都需通過「股票抽籤申購」來確認股票的買主,由於此時股票的申購價格往往會低於市價,或是新公司上市後大多都會有蜜月期(即會連續多天往上漲的狀況),因此對於許多人來說,股票抽籤就像是一個抽獎的感覺,但基本上一個用戶都只有一個抽籤的機會,即使有多餘的資金,也沒辦法利用多個身分來提高抽籤時的機率。 However, when a new company limited by shares is going to be listed on the OTC or when an already-listed company wants to increase its capital in cash, it is necessary to confirm the buyer of the stock through "stock lottery subscription", because the subscription price of the stock at this time is often lower than Most of the market prices, or new companies after listing, will have a honeymoon period (that is, the situation will rise for several consecutive days), so for many people, the stock lottery is like a lottery, but basically every user has only one Chances of a lottery, even if there is excess funds, there is no way to use multiple identities to improve the chances of a lottery.
是以,要如何解決上述習用之問題與缺失,即為本發明之申請人與從事此行業之相關廠商所亟欲研究改善之方向所在者。 Therefore, how to solve the above-mentioned conventional problems and deficiencies is the direction that the applicant of the present invention and related manufacturers in the industry are eager to research and improve.
故,本發明之發明人有鑑於上述缺失,乃蒐集相關資料,經由多方評估及考量,並以從事於此行業累積之多年經驗,經由不斷試作及修改,始設計出此種提高申購時中籤機率的多帳戶股票申購存款資金自動配置之系統及其方法的發明專利者。 Therefore, in view of the above deficiencies, the inventors of the present invention have collected relevant information, evaluated and considered from various parties, and based on years of experience accumulated in this industry, through continuous trials and revisions, to design this kind of improvement. The inventor of the system and method for automatic allocation of deposit funds for multi-account stock subscription subscription.
本發明之主要目的在於:通過整合多個帳戶的效果,來提高申購中簽的機率。 The main purpose of the present invention is to improve the probability of winning the subscription by integrating the effects of multiple accounts.
為達成上述目的,本發明之主要結構包括:一申購判斷模組、一與申購判斷模組資訊連接的帳戶整合模組、一與帳戶整合模組資訊連接之資金計算模組、一與申購判斷模組、資金計算模組、及帳戶整合模組資訊連接之數量計算模組、及一與數量計算模組及帳戶整合模組資訊連接之自動申購模組。 In order to achieve the above object, the main structure of the present invention includes: a subscription judgment module, an account integration module connected with the information of the subscription judgment module, a fund calculation module connected with the information of the account integration module, and a subscription judgment module. The module, the fund calculation module, and the quantity calculation module connected with the information of the account integration module, and an automatic purchase module connected with the information of the quantity calculation module and the account integration module.
藉由上述之結構,使用者可通過帳戶整合模組將多個股票帳戶進行統整的動作,以接收各股票帳戶中的資金數量並傳送至資金計算模組之中,來經由資金計算模組計算資金總數,並且當申購判斷模組判斷有適合的股票申購時機時,則會將申購價格傳送至數量計算模組之中,數量計算模組則會通過資金總數及申購價格來計算出可申購的數量,再將可申購的數量傳送至自動申購模組之中,以進行自動申購的動作,如此即可通過多個股票帳戶,來增加抽中申購資格的機會。 With the above structure, the user can integrate multiple stock accounts through the account integration module, so as to receive the amount of funds in each stock account and send it to the fund calculation module, through the fund calculation module. Calculate the total amount of funds, and when the subscription judgment module determines that there is a suitable stock subscription time, it will send the subscription price to the quantity calculation module, and the quantity calculation module will calculate the available subscription based on the total amount of funds and the subscription price. , and then send the amount that can be subscribed to the automatic subscription module for automatic subscription action, so that you can use multiple stock accounts to increase the chance of winning the subscription qualification.
藉由上述技術,可針對申購抽籤時,每個人的中簽機率無法提高的問題點加以突破,達到上述優點之實用進步性。 With the above technology, it is possible to break through the problem that the probability of winning the lottery cannot be improved for each person when applying for a lottery, so as to achieve the practical progress of the above advantages.
1:申購判斷模組 1: Subscription judgment module
11:價差計算單元 11: Spread calculation unit
12:股票申購資料庫 12: Stock Subscription Database
13:股票市價資料庫 13: Stock market price database
14:設定模組 14: Setting the module
141:購買條件設定單元 141: Purchase condition setting unit
142:販賣條件設定單元 142: Sales Condition Setting Unit
2:帳戶整合模組 2: Account Integration Module
3:資金計算模組 3: Fund calculation module
31:手續費計算單元 31: Handling fee calculation unit
4:數量計算模組 4: Quantity calculation module
5:自動申購模組 5: Automatic purchase module
6:通報模組 6: Notification module
7:手機 7: Mobile phone
A、B、C、D、E:帳戶 A, B, C, D, E: Accounts
第一圖 係為本發明較佳實施例之結構方塊示意圖。 The first figure is a schematic block diagram of the structure of the preferred embodiment of the present invention.
第二圖 係為本發明較佳實施例之步驟流程圖。 The second figure is a flow chart of the steps of the preferred embodiment of the present invention.
第三圖 係為本發明較佳實施例之資金總額示意圖。 The third figure is a schematic diagram of the total amount of funds in the preferred embodiment of the present invention.
第四圖 係為本發明較佳實施例之帳戶登入示意圖。 Figure 4 is a schematic diagram of account login according to a preferred embodiment of the present invention.
第五圖 係為本發明較佳實施例之申購判斷示意圖。 Fig. 5 is a schematic diagram of a subscription judgment according to a preferred embodiment of the present invention.
第六圖 係為本發明較佳實施例之申購示意圖。 Fig. 6 is a schematic diagram of the subscription according to the preferred embodiment of the present invention.
第七圖 係為本發明再一較佳實施例之結構方塊示意圖。 Fig. 7 is a schematic block diagram of the structure of another preferred embodiment of the present invention.
第八圖 係為本發明再一較佳實施例之步驟流程圖。 Figure 8 is a flow chart of the steps of another preferred embodiment of the present invention.
為達成上述目的及功效,本發明所採用之技術手段及構造,茲繪圖就本發明較佳實施例詳加說明其特徵與功能如下,俾利完全了解。 In order to achieve the above objects and effects, the technical means and structures adopted by the present invention are described in detail with reference to the preferred embodiments of the present invention, and the features and functions are as follows, so as to be fully understood.
請參閱第一圖至第六圖所示,係為本發明較佳實施例之結構方塊示意圖至申購示意圖,由圖中可清楚看出該系統主要包括: Please refer to Figures 1 to 6, which are schematic block diagrams of preferred embodiments of the present invention to schematic diagrams of subscription. It can be clearly seen from the figures that the system mainly includes:
一申購判斷模組1,申購判斷模組1具有一價差計算單元11、一資訊連接價差計算單元11的股票申購資料庫12、一資訊連接價差計算單元11的股票市價資料庫13、及一與價差計算單元11資訊連接之設定模組14,其中設定模組14內具有一購買條件設定單元141、及一與購買條件設定單元141資訊連接的販賣條件設定單元142;
A
一與申購判斷模組1資訊連接之帳戶整合模組2,係供整合並儲存數個股票帳戶;
An
一與帳戶整合模組2資訊連接之資金計算模組3,以接收並計算各股票帳戶之中的資金總數;
A
一與申購判斷模組1、資金計算模組3、及帳戶整合模組2資訊連接的數量計算模組4;
1. A
一與數量計算模組4及帳戶整合模組2資訊連接的自動申購模組5。
An
藉由上述之說明,已可了解本技術之結構,而依據這個結構之對應配合,即可利用多個帳戶達到增加中簽的機率,而詳細之解說將於下述說明。 Through the above description, the structure of the present technology can be understood, and according to the corresponding cooperation of this structure, multiple accounts can be used to increase the probability of winning the lottery, and the detailed explanation will be described below.
而本發明多帳戶股票申購存股資金自動配置方法,其步驟包括: And the automatic allocation method of multi-account stock subscription and deposit funds according to the present invention, its steps include:
(a)判斷步驟:經由一申購判斷模組1判斷股票申購之時機及提供該股票之申購價格;
(a) Judging step: Judging the timing of stock subscription and providing the subscription price of the stock through a
(b)整合步驟:透過一帳戶整合模組2連接複數個股票帳戶,以讀取該股票帳戶內之資金數量;
(b) Integration step: connect multiple stock accounts through an
(c)資金計算步驟:將該些資金數量傳送至一資金計算模組3中,以計算出資金總數;
(c) capital calculation step: sending these capital quantities to a
(d)數量計算步驟:將該資金總數及該申購價格傳送至一數量計算模組4之中,以計算出可申購之數量;及
(d) Quantity calculation step: send the total amount of funds and the subscription price to a
(e)自動申購步驟:將可申購之數量傳送至一自動申購模組5之中,以通過該自動申購模組5控制該帳戶整合模組2之中的股票帳戶進行申購動作。
(e) Auto-subscription step: sending the amount available for subscription to an auto-
藉由上述步驟可得知,使用者可招集多個身分帳戶(例如家人、朋友、或共同的投資者),並將身分帳戶資料輸入至帳戶整合模組2之中,來作為股票帳戶使用,並配合申購判斷模組1來判斷適合的股票申購時機,本實施例之系統以手機中的APP作為舉例,但其並不設限,也可為其餘種類之電子軟體或申購系統,而在本實施例中,申購判斷模組1之中的股票申購資料庫12中,會每天上網收尋並存取即將要被進行申購抽籤的股票及該股票的申購價格,而股票市價資料庫13之中會存取該股票的市值或相關資料,價差計算單元11則會透過上述之申購價格及市值與相關資料計算出一可能賺取到的價差(例如目前股票甲的市值為100塊,而申購價格為80塊,該股票可賺取到的價差值則為20塊),並將此價差傳送至設定模組14之中,使用者則可於設定模組14中的購買條件設定單元141中設定要進行申購的條件,例如價差值大於10塊、或大於總價的10%以上則進行申購,而本實施例之股票甲則符合此條件,申購判斷模組1則會將此資料傳送至自動申購模組5之中,在設定購買條件的同時,使用者還可於販賣條件設定單元142中設定販賣的條件,例如設定隔天即賣出、或漲幅超過10%以上則賣出。
Through the above steps, it can be known that the user can recruit multiple identity accounts (such as family members, friends, or mutual investors), and input the identity account information into the
當申購判斷模組1經由上述之動作判斷出可進行申購動作時,使用者可先於手機APP中登錄自己的股票帳戶,而資金計算模組3則會統整出全部股票帳戶中的資金總數,例如帳戶A、帳戶B、帳戶C、帳戶D、及帳戶E之中的存款金額分別為10萬、9萬、5萬、3萬、及3萬,而將五個股票帳戶之中的資金數量加總之後為30萬,再將此資金總數傳送至數量計算模組4之中,數量計算模組4之中則會利用此資金總數與申購價格進行比對,以計算出可申購的數量,例如本實施例之股票甲每張需花費8萬進行購買,則利用30萬的資金總數可申購三張股票甲,再將此訊息傳送至自動申購模組5之中,自動申購模組5即會利用五個股票帳戶之中的三個來進行自動申購的動作(本實施例中,會於手機上顯示將利用帳戶A、帳戶B、及帳戶C進行申購動作),而當申購成功之後,則會自動根據上述之販賣條件設定單元142中所設定之條件進行販賣動作,如此一來,使用者即可透過合夥人或家人朋友經由多個
股票帳戶來增加申購中簽的機率。
When the
再請同時配合參閱第七圖及第八圖所示,係為本發明再一較佳實施例之結構方塊示意圖及步驟流程圖,由圖中可清楚看出,本實施例與上述實施例為大同小異,僅自動申購模組5資訊連接一通報模組6,及資金計算模組3之中具有一手續費計算單元31,而該步驟(e)之後可進行(f),當申購完成後,將申購結果傳送一通報模組6之中,以經由該通報模組6將該申購結果傳送至該些股票帳戶之中,以及該步驟(d)之後可進行步驟(d1),當可申購之數量計算完成後,經由一手續費計算單元31通過最低之手續費之轉帳方式將該些資金轉移至申購用之股票帳戶中,藉此將本發明之步驟如下所述:
Please also refer to Figure 7 and Figure 8, which are a schematic structural block diagram and a flow chart of steps of another preferred embodiment of the present invention. It can be clearly seen from the figures that the present embodiment and the above-mentioned embodiment are: Similar with minor differences, only the
(a)判斷步驟:經由一申購判斷模組1判斷股票申購之時機及提供該股票之申購價格;
(a) Judging step: Judging the timing of stock subscription and providing the subscription price of the stock through a
(b)整合步驟:透過一帳戶整合模組2連接複數個股票帳戶,以讀取該股票帳戶內之資金數量;
(b) Integration step: connect multiple stock accounts through an
(c)資金計算步驟:將該些資金數量傳送至一資金計算模組3中,以計算出資金總數;
(c) capital calculation step: sending these capital quantities to a
(d)數量計算步驟:將該資金總數及該申購價格傳送至一數量計算模組4之中,以計算出可申購之數量;
(d) Quantity calculation step: send the total amount of funds and the subscription price to a
(d1)轉帳步驟:當可申購之數量計算完成後,經由一手續費計算單元31通過最低之手續費之轉帳方式將該些資金轉移至申購用之股票帳戶中;及 (d1) Transfer step: after the calculation of the amount that can be subscribed is completed, the funds are transferred to the stock account for subscription through a transfer fee calculation unit 31 through a transfer method with the lowest handling fee; and
(e)自動申購步驟:將可申購之數量傳送至一自動申購模組5之中,以通過該自動申購模組5控制該帳戶整合模組2之中的股票帳戶進行申購動作。
(e) Auto-subscription step: sending the amount available for subscription to an auto-
(f)通報步驟:當申購完成後,將申購結果傳送一通報模組6之中,以經由該通報模組將該申購結果傳送至該些股票帳戶之中。
(f) Notification step: when the subscription is completed, the subscription result is sent to a
配合上述之步驟可得知,當使用者計算出可申購之數量時,手續費計算單元31可利用最少的轉帳手續費來進行資金的轉移動作,而本實施例與上述實施例相同,帳戶A、帳戶B、帳戶C、帳戶D、及帳戶E之中的存款金額分別為10萬、9萬、5萬、3萬、及3萬,而總和為30萬,並且要申購股票甲的申購金額為8萬時,只需將帳戶D或帳戶E其中之一者轉3萬元進
入帳戶C之中,即可使自動申購模組5利用帳戶A、帳戶B、及帳戶C來進行申購動作,如此通過最低的轉帳步驟及轉帳手續費來達到轉帳的動作。
In conjunction with the above steps, it can be known that when the user calculates the quantity that can be subscribed, the handling fee calculation unit 31 can use the minimum transfer handling fee to transfer funds, and this embodiment is the same as the above embodiment, the account A , the deposit amounts in Account B, Account C, Account D, and Account E are 100,000, 90,000, 50,000, 30,000, and 30,000, respectively, and the total is 300,000, and the subscription amount to subscribe for stock A When it is 80,000 yuan, just transfer 30,000 yuan from account D or account E into account.
Into account C, the
而當申購動作完成後,則會進行抽籤,當抽籤完成後,通報模組6則會將申購結果(申購是否成功)傳送至各個股票帳戶之中,以讓使用者能得知申購結果。
When the subscription action is completed, a lottery will be drawn. When the lottery is completed, the
惟,以上所述僅為本發明之較佳實施例而已,非因此即侷限本發明之專利範圍,故舉凡運用本發明說明書及圖式內容所為之簡易修飾及等效結構變化,均應同理包含於本發明之專利範圍內,合予陳明。 However, the above descriptions are only the preferred embodiments of the present invention, which do not limit the patent scope of the present invention. Therefore, all simple modifications and equivalent structural changes made by using the contents of the description and drawings of the present invention should be the same. Included in the scope of the patent of the present invention, it is hereby stated.
綜上所述,本發明之多帳戶股票申購存款資金自動配置之系統及其方法於使用時,為確實能達到其功效及目的,故本發明誠為一實用性優異之發明,為符合發明專利之申請要件,爰依法提出申請,盼 審委早日賜准本發明,以保障發明人之辛苦發明,倘若 鈞局審委有任何稽疑,請不吝來函指示,發明人定當竭力配合,實感德便。 To sum up, the system and method for automatic allocation of funds for multiple-account stock subscription and deposit funds of the present invention can truly achieve its effect and purpose when it is used. Therefore, the present invention is an invention with excellent practicability and is in compliance with the invention patent. I hope that the review committee will grant the invention as soon as possible to protect the inventor's hard work. If the review committee has any doubts, please do not hesitate to send a letter for instructions, and the inventor will make every effort to cooperate. .
1:申購判斷模組 1: Subscription judgment module
11:價差計算單元 11: Spread calculation unit
12:股票申購資料庫 12: Stock Subscription Database
13:股票市價資料庫 13: Stock market price database
14:設定模組 14: Setting the module
141:購買條件設定單元 141: Purchase condition setting unit
142:販賣條件設定單元 142: Sales Condition Setting Unit
2:帳戶整合模組 2: Account Integration Module
3:資金計算模組 3: Fund calculation module
4:數量計算模組 4: Quantity calculation module
5:自動申購模組 5: Automatic purchase module
Claims (10)
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