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TWI754419B - System and method for automatic allocation of deposit funds for multi-account stock subscription subscription - Google Patents

System and method for automatic allocation of deposit funds for multi-account stock subscription subscription Download PDF

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TWI754419B
TWI754419B TW109135928A TW109135928A TWI754419B TW I754419 B TWI754419 B TW I754419B TW 109135928 A TW109135928 A TW 109135928A TW 109135928 A TW109135928 A TW 109135928A TW I754419 B TWI754419 B TW I754419B
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subscription
module
stock
account
information
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TW202217716A (en
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温明輝
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國立臺北商業大學
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Abstract

本發明為有關一種多帳戶股票申購存款資金自動配置之系統及其方法,主要結構包括一申購判斷模組,申購判斷模組資訊連接一帳戶整合模組、及一自動申購模組,帳戶整合模組資訊連接有一資金計算模組,資金計算模組資訊連接有一數量計算模組,數量計算模組則資訊連接一自動申購模組,藉上述結構,使用者可通過帳戶整合模組整合連接複數個股票帳戶,並當申購判斷模組判斷出股票可申購的時機時,能通過資金計算模組配合數量計算模組計算出資金總數與可申購之數量,再經由自動申購模組進行申購動作,藉此通過多個股票帳戶增加申購成成功的機率。 The present invention relates to a system and method for automatic allocation of deposit funds for multi-account stock subscription subscription. The main structure includes a subscription judgment module, the subscription judgment module information is connected to an account integration module, and an automatic subscription module. The account integration module The group information is connected to a fund calculation module, the fund calculation module information is connected to a quantity calculation module, and the quantity calculation module is connected to an automatic purchase module. With the above structure, the user can integrate and connect a plurality of Stock account, and when the subscription judgment module determines when the stock can be subscribed, it can use the capital calculation module to cooperate with the quantity calculation module to calculate the total amount of funds and the quantity that can be subscribed, and then use the automatic subscription module to subscribe. This increases the chance of successful subscription through multiple stock accounts.

Description

多帳戶股票申購存款資金自動配置之系統及其方法 System and method for automatic allocation of deposit funds for multi-account stock subscription subscription

本發明為提供一種多帳戶股票申購存款資金自動配置之系統及其方法,尤指一種提高申購成功機率的多帳戶股票申購存款資金自動配置之系統及其方法。 The present invention provides a system and method for automatic allocation of deposit funds for multi-account stock subscription, in particular, a system and method for automatic allocation of multi-account stock subscription deposit funds to improve the success rate of subscription.

按,股票或是資本存貨皆為一種有價證券,一般就是股份有限公司將其所有權藉由這種有價證卷進行分配。因為股份有限公司需要籌措長期資金,因此將股票發給投資者作為公司資本部分所有權的憑證,成為股東以此獲得股息(股利),並分享公司成長或交易市場波動帶來的利潤;但也要共同承擔公司運作錯誤所帶來的風險。 By the way, stock or capital stock is a kind of marketable securities, and it is generally a company limited by shares that distributes its ownership through such marketable securities. Because a company limited by shares needs to raise long-term funds, the stock is issued to investors as a certificate of partial ownership of the company's capital, and becomes a shareholder to receive dividends (dividends) and share the profits brought about by the company's growth or trading market fluctuations; but also Share the risks that come with the company's operating errors.

然而,有新的股份有限公司要上市上櫃時或是已經上市的公司要進行現金增資時,都需通過「股票抽籤申購」來確認股票的買主,由於此時股票的申購價格往往會低於市價,或是新公司上市後大多都會有蜜月期(即會連續多天往上漲的狀況),因此對於許多人來說,股票抽籤就像是一個抽獎的感覺,但基本上一個用戶都只有一個抽籤的機會,即使有多餘的資金,也沒辦法利用多個身分來提高抽籤時的機率。 However, when a new company limited by shares is going to be listed on the OTC or when an already-listed company wants to increase its capital in cash, it is necessary to confirm the buyer of the stock through "stock lottery subscription", because the subscription price of the stock at this time is often lower than Most of the market prices, or new companies after listing, will have a honeymoon period (that is, the situation will rise for several consecutive days), so for many people, the stock lottery is like a lottery, but basically every user has only one Chances of a lottery, even if there is excess funds, there is no way to use multiple identities to improve the chances of a lottery.

是以,要如何解決上述習用之問題與缺失,即為本發明之申請人與從事此行業之相關廠商所亟欲研究改善之方向所在者。 Therefore, how to solve the above-mentioned conventional problems and deficiencies is the direction that the applicant of the present invention and related manufacturers in the industry are eager to research and improve.

故,本發明之發明人有鑑於上述缺失,乃蒐集相關資料,經由多方評估及考量,並以從事於此行業累積之多年經驗,經由不斷試作及修改,始設計出此種提高申購時中籤機率的多帳戶股票申購存款資金自動配置之系統及其方法的發明專利者。 Therefore, in view of the above deficiencies, the inventors of the present invention have collected relevant information, evaluated and considered from various parties, and based on years of experience accumulated in this industry, through continuous trials and revisions, to design this kind of improvement. The inventor of the system and method for automatic allocation of deposit funds for multi-account stock subscription subscription.

本發明之主要目的在於:通過整合多個帳戶的效果,來提高申購中簽的機率。 The main purpose of the present invention is to improve the probability of winning the subscription by integrating the effects of multiple accounts.

為達成上述目的,本發明之主要結構包括:一申購判斷模組、一與申購判斷模組資訊連接的帳戶整合模組、一與帳戶整合模組資訊連接之資金計算模組、一與申購判斷模組、資金計算模組、及帳戶整合模組資訊連接之數量計算模組、及一與數量計算模組及帳戶整合模組資訊連接之自動申購模組。 In order to achieve the above object, the main structure of the present invention includes: a subscription judgment module, an account integration module connected with the information of the subscription judgment module, a fund calculation module connected with the information of the account integration module, and a subscription judgment module. The module, the fund calculation module, and the quantity calculation module connected with the information of the account integration module, and an automatic purchase module connected with the information of the quantity calculation module and the account integration module.

藉由上述之結構,使用者可通過帳戶整合模組將多個股票帳戶進行統整的動作,以接收各股票帳戶中的資金數量並傳送至資金計算模組之中,來經由資金計算模組計算資金總數,並且當申購判斷模組判斷有適合的股票申購時機時,則會將申購價格傳送至數量計算模組之中,數量計算模組則會通過資金總數及申購價格來計算出可申購的數量,再將可申購的數量傳送至自動申購模組之中,以進行自動申購的動作,如此即可通過多個股票帳戶,來增加抽中申購資格的機會。 With the above structure, the user can integrate multiple stock accounts through the account integration module, so as to receive the amount of funds in each stock account and send it to the fund calculation module, through the fund calculation module. Calculate the total amount of funds, and when the subscription judgment module determines that there is a suitable stock subscription time, it will send the subscription price to the quantity calculation module, and the quantity calculation module will calculate the available subscription based on the total amount of funds and the subscription price. , and then send the amount that can be subscribed to the automatic subscription module for automatic subscription action, so that you can use multiple stock accounts to increase the chance of winning the subscription qualification.

藉由上述技術,可針對申購抽籤時,每個人的中簽機率無法提高的問題點加以突破,達到上述優點之實用進步性。 With the above technology, it is possible to break through the problem that the probability of winning the lottery cannot be improved for each person when applying for a lottery, so as to achieve the practical progress of the above advantages.

1:申購判斷模組 1: Subscription judgment module

11:價差計算單元 11: Spread calculation unit

12:股票申購資料庫 12: Stock Subscription Database

13:股票市價資料庫 13: Stock market price database

14:設定模組 14: Setting the module

141:購買條件設定單元 141: Purchase condition setting unit

142:販賣條件設定單元 142: Sales Condition Setting Unit

2:帳戶整合模組 2: Account Integration Module

3:資金計算模組 3: Fund calculation module

31:手續費計算單元 31: Handling fee calculation unit

4:數量計算模組 4: Quantity calculation module

5:自動申購模組 5: Automatic purchase module

6:通報模組 6: Notification module

7:手機 7: Mobile phone

A、B、C、D、E:帳戶 A, B, C, D, E: Accounts

第一圖 係為本發明較佳實施例之結構方塊示意圖。 The first figure is a schematic block diagram of the structure of the preferred embodiment of the present invention.

第二圖 係為本發明較佳實施例之步驟流程圖。 The second figure is a flow chart of the steps of the preferred embodiment of the present invention.

第三圖 係為本發明較佳實施例之資金總額示意圖。 The third figure is a schematic diagram of the total amount of funds in the preferred embodiment of the present invention.

第四圖 係為本發明較佳實施例之帳戶登入示意圖。 Figure 4 is a schematic diagram of account login according to a preferred embodiment of the present invention.

第五圖 係為本發明較佳實施例之申購判斷示意圖。 Fig. 5 is a schematic diagram of a subscription judgment according to a preferred embodiment of the present invention.

第六圖 係為本發明較佳實施例之申購示意圖。 Fig. 6 is a schematic diagram of the subscription according to the preferred embodiment of the present invention.

第七圖 係為本發明再一較佳實施例之結構方塊示意圖。 Fig. 7 is a schematic block diagram of the structure of another preferred embodiment of the present invention.

第八圖 係為本發明再一較佳實施例之步驟流程圖。 Figure 8 is a flow chart of the steps of another preferred embodiment of the present invention.

為達成上述目的及功效,本發明所採用之技術手段及構造,茲繪圖就本發明較佳實施例詳加說明其特徵與功能如下,俾利完全了解。 In order to achieve the above objects and effects, the technical means and structures adopted by the present invention are described in detail with reference to the preferred embodiments of the present invention, and the features and functions are as follows, so as to be fully understood.

請參閱第一圖至第六圖所示,係為本發明較佳實施例之結構方塊示意圖至申購示意圖,由圖中可清楚看出該系統主要包括: Please refer to Figures 1 to 6, which are schematic block diagrams of preferred embodiments of the present invention to schematic diagrams of subscription. It can be clearly seen from the figures that the system mainly includes:

一申購判斷模組1,申購判斷模組1具有一價差計算單元11、一資訊連接價差計算單元11的股票申購資料庫12、一資訊連接價差計算單元11的股票市價資料庫13、及一與價差計算單元11資訊連接之設定模組14,其中設定模組14內具有一購買條件設定單元141、及一與購買條件設定單元141資訊連接的販賣條件設定單元142; A subscription judgment module 1, the subscription judgment module 1 has a spread calculation unit 11, a stock subscription database 12 connected with the spread calculation unit 11, a stock market price database 13 with information connected with the spread calculation unit 11, and a a setting module 14 to which the spread calculation unit 11 is informationally connected, wherein the setting module 14 has a purchase condition setting unit 141 and a selling condition setting unit 142 that is informationally connected to the purchase condition setting unit 141;

一與申購判斷模組1資訊連接之帳戶整合模組2,係供整合並儲存數個股票帳戶; An account integration module 2 connected with the information of the subscription judgment module 1, for integrating and storing several stock accounts;

一與帳戶整合模組2資訊連接之資金計算模組3,以接收並計算各股票帳戶之中的資金總數; A capital calculation module 3 connected with the information of the account integration module 2 to receive and calculate the total amount of funds in each stock account;

一與申購判斷模組1、資金計算模組3、及帳戶整合模組2資訊連接的數量計算模組4; 1. A quantity calculation module 4 connected with the information of the subscription judgment module 1, the fund calculation module 3, and the account integration module 2;

一與數量計算模組4及帳戶整合模組2資訊連接的自動申購模組5。 An automatic purchase module 5 connected with the information of the quantity calculation module 4 and the account integration module 2 .

藉由上述之說明,已可了解本技術之結構,而依據這個結構之對應配合,即可利用多個帳戶達到增加中簽的機率,而詳細之解說將於下述說明。 Through the above description, the structure of the present technology can be understood, and according to the corresponding cooperation of this structure, multiple accounts can be used to increase the probability of winning the lottery, and the detailed explanation will be described below.

而本發明多帳戶股票申購存股資金自動配置方法,其步驟包括: And the automatic allocation method of multi-account stock subscription and deposit funds according to the present invention, its steps include:

(a)判斷步驟:經由一申購判斷模組1判斷股票申購之時機及提供該股票之申購價格; (a) Judging step: Judging the timing of stock subscription and providing the subscription price of the stock through a subscription judgment module 1;

(b)整合步驟:透過一帳戶整合模組2連接複數個股票帳戶,以讀取該股票帳戶內之資金數量; (b) Integration step: connect multiple stock accounts through an account integration module 2 to read the amount of funds in the stock account;

(c)資金計算步驟:將該些資金數量傳送至一資金計算模組3中,以計算出資金總數; (c) capital calculation step: sending these capital quantities to a capital calculation module 3 to calculate the total number of funds;

(d)數量計算步驟:將該資金總數及該申購價格傳送至一數量計算模組4之中,以計算出可申購之數量;及 (d) Quantity calculation step: send the total amount of funds and the subscription price to a quantity calculation module 4 to calculate the quantity that can be subscribed; and

(e)自動申購步驟:將可申購之數量傳送至一自動申購模組5之中,以通過該自動申購模組5控制該帳戶整合模組2之中的股票帳戶進行申購動作。 (e) Auto-subscription step: sending the amount available for subscription to an auto-subscription module 5, so that the auto-subscription module 5 controls the stock account in the account integration module 2 to perform subscription actions.

藉由上述步驟可得知,使用者可招集多個身分帳戶(例如家人、朋友、或共同的投資者),並將身分帳戶資料輸入至帳戶整合模組2之中,來作為股票帳戶使用,並配合申購判斷模組1來判斷適合的股票申購時機,本實施例之系統以手機中的APP作為舉例,但其並不設限,也可為其餘種類之電子軟體或申購系統,而在本實施例中,申購判斷模組1之中的股票申購資料庫12中,會每天上網收尋並存取即將要被進行申購抽籤的股票及該股票的申購價格,而股票市價資料庫13之中會存取該股票的市值或相關資料,價差計算單元11則會透過上述之申購價格及市值與相關資料計算出一可能賺取到的價差(例如目前股票甲的市值為100塊,而申購價格為80塊,該股票可賺取到的價差值則為20塊),並將此價差傳送至設定模組14之中,使用者則可於設定模組14中的購買條件設定單元141中設定要進行申購的條件,例如價差值大於10塊、或大於總價的10%以上則進行申購,而本實施例之股票甲則符合此條件,申購判斷模組1則會將此資料傳送至自動申購模組5之中,在設定購買條件的同時,使用者還可於販賣條件設定單元142中設定販賣的條件,例如設定隔天即賣出、或漲幅超過10%以上則賣出。 Through the above steps, it can be known that the user can recruit multiple identity accounts (such as family members, friends, or mutual investors), and input the identity account information into the account integration module 2 to use as a stock account, And cooperate with the subscription judgment module 1 to determine the appropriate stock subscription timing. The system in this embodiment takes the APP in the mobile phone as an example, but it is not limited, and other types of electronic software or subscription systems can also be used. In the embodiment, the stock subscription database 12 in the subscription judgment module 1 searches and accesses the stock that will be subject to the subscription lottery and the subscription price of the stock on the Internet every day, while the stock market price database 13 The market value or related information of the stock will be accessed, and the spread calculation unit 11 will calculate a possible spread based on the above-mentioned subscription price, market value and related information (for example, the current market value of stock A is 100 yuan, and the subscription price is 80 yuan, the price difference that the stock can earn is 20 yuan), and the price difference is sent to the setting module 14, and the user can set the purchase condition in the setting module 14. The setting unit 141 Set the conditions to be subscribed. For example, if the price difference is greater than 10 yuan, or more than 10% of the total price, the subscription will be carried out. The stock A in this embodiment meets this condition, and the subscription judgment module 1 will send this data. In the automatic purchase module 5, while setting the purchase conditions, the user can also set the selling conditions in the selling condition setting unit 142, for example, set to sell the next day, or sell when the increase exceeds 10%.

當申購判斷模組1經由上述之動作判斷出可進行申購動作時,使用者可先於手機APP中登錄自己的股票帳戶,而資金計算模組3則會統整出全部股票帳戶中的資金總數,例如帳戶A、帳戶B、帳戶C、帳戶D、及帳戶E之中的存款金額分別為10萬、9萬、5萬、3萬、及3萬,而將五個股票帳戶之中的資金數量加總之後為30萬,再將此資金總數傳送至數量計算模組4之中,數量計算模組4之中則會利用此資金總數與申購價格進行比對,以計算出可申購的數量,例如本實施例之股票甲每張需花費8萬進行購買,則利用30萬的資金總數可申購三張股票甲,再將此訊息傳送至自動申購模組5之中,自動申購模組5即會利用五個股票帳戶之中的三個來進行自動申購的動作(本實施例中,會於手機上顯示將利用帳戶A、帳戶B、及帳戶C進行申購動作),而當申購成功之後,則會自動根據上述之販賣條件設定單元142中所設定之條件進行販賣動作,如此一來,使用者即可透過合夥人或家人朋友經由多個 股票帳戶來增加申購中簽的機率。 When the subscription judgment module 1 determines that the subscription action can be performed through the above actions, the user can log in to his stock account in the mobile APP first, and the capital calculation module 3 will aggregate the total amount of funds in all stock accounts. For example, the deposit amounts in Account A, Account B, Account C, Account D, and Account E are 100,000, 90,000, 50,000, 30,000, and 30,000, respectively, and the funds in the five stock accounts After the total amount is 300,000, the total amount of funds will be sent to the quantity calculation module 4, and the quantity calculation module 4 will use this total amount of funds to compare with the purchase price to calculate the amount that can be purchased. For example, each stock A in this embodiment costs 80,000 yuan to purchase, then the total capital of 300,000 can be used to purchase three stock A, and then this message is sent to the automatic purchase module 5, and the automatic purchase module 5 That is, three of the five stock accounts will be used for automatic subscription action (in this embodiment, it will be displayed on the mobile phone that account A, account B, and account C will be used for subscription action), and when the subscription is successful, , the sales action will be automatically performed according to the conditions set in the above-mentioned sales condition setting unit 142 , so that the user can use multiple partners or family and friends through multiple Stock account to increase the chance of winning the lottery.

再請同時配合參閱第七圖及第八圖所示,係為本發明再一較佳實施例之結構方塊示意圖及步驟流程圖,由圖中可清楚看出,本實施例與上述實施例為大同小異,僅自動申購模組5資訊連接一通報模組6,及資金計算模組3之中具有一手續費計算單元31,而該步驟(e)之後可進行(f),當申購完成後,將申購結果傳送一通報模組6之中,以經由該通報模組6將該申購結果傳送至該些股票帳戶之中,以及該步驟(d)之後可進行步驟(d1),當可申購之數量計算完成後,經由一手續費計算單元31通過最低之手續費之轉帳方式將該些資金轉移至申購用之股票帳戶中,藉此將本發明之步驟如下所述: Please also refer to Figure 7 and Figure 8, which are a schematic structural block diagram and a flow chart of steps of another preferred embodiment of the present invention. It can be clearly seen from the figures that the present embodiment and the above-mentioned embodiment are: Similar with minor differences, only the automatic subscription module 5 information is connected to a notification module 6, and the fund calculation module 3 has a handling fee calculation unit 31, and this step (e) can be performed after (f), when the subscription is completed, Send the subscription result to a notification module 6, so as to transmit the subscription result to the stock accounts through the notification module 6, and after the step (d), step (d1) can be performed, when the subscription can be subscribed. After the quantity calculation is completed, the funds are transferred to the stock account for subscription through a fee calculation unit 31 through the transfer method with the lowest processing fee, whereby the steps of the present invention are as follows:

(a)判斷步驟:經由一申購判斷模組1判斷股票申購之時機及提供該股票之申購價格; (a) Judging step: Judging the timing of stock subscription and providing the subscription price of the stock through a subscription judgment module 1;

(b)整合步驟:透過一帳戶整合模組2連接複數個股票帳戶,以讀取該股票帳戶內之資金數量; (b) Integration step: connect multiple stock accounts through an account integration module 2 to read the amount of funds in the stock account;

(c)資金計算步驟:將該些資金數量傳送至一資金計算模組3中,以計算出資金總數; (c) capital calculation step: sending these capital quantities to a capital calculation module 3 to calculate the total number of funds;

(d)數量計算步驟:將該資金總數及該申購價格傳送至一數量計算模組4之中,以計算出可申購之數量; (d) Quantity calculation step: send the total amount of funds and the subscription price to a quantity calculation module 4 to calculate the quantity that can be subscribed for;

(d1)轉帳步驟:當可申購之數量計算完成後,經由一手續費計算單元31通過最低之手續費之轉帳方式將該些資金轉移至申購用之股票帳戶中;及 (d1) Transfer step: after the calculation of the amount that can be subscribed is completed, the funds are transferred to the stock account for subscription through a transfer fee calculation unit 31 through a transfer method with the lowest handling fee; and

(e)自動申購步驟:將可申購之數量傳送至一自動申購模組5之中,以通過該自動申購模組5控制該帳戶整合模組2之中的股票帳戶進行申購動作。 (e) Auto-subscription step: sending the amount available for subscription to an auto-subscription module 5, so that the auto-subscription module 5 controls the stock account in the account integration module 2 to perform subscription actions.

(f)通報步驟:當申購完成後,將申購結果傳送一通報模組6之中,以經由該通報模組將該申購結果傳送至該些股票帳戶之中。 (f) Notification step: when the subscription is completed, the subscription result is sent to a notification module 6, so that the subscription result is sent to the stock accounts through the notification module.

配合上述之步驟可得知,當使用者計算出可申購之數量時,手續費計算單元31可利用最少的轉帳手續費來進行資金的轉移動作,而本實施例與上述實施例相同,帳戶A、帳戶B、帳戶C、帳戶D、及帳戶E之中的存款金額分別為10萬、9萬、5萬、3萬、及3萬,而總和為30萬,並且要申購股票甲的申購金額為8萬時,只需將帳戶D或帳戶E其中之一者轉3萬元進 入帳戶C之中,即可使自動申購模組5利用帳戶A、帳戶B、及帳戶C來進行申購動作,如此通過最低的轉帳步驟及轉帳手續費來達到轉帳的動作。 In conjunction with the above steps, it can be known that when the user calculates the quantity that can be subscribed, the handling fee calculation unit 31 can use the minimum transfer handling fee to transfer funds, and this embodiment is the same as the above embodiment, the account A , the deposit amounts in Account B, Account C, Account D, and Account E are 100,000, 90,000, 50,000, 30,000, and 30,000, respectively, and the total is 300,000, and the subscription amount to subscribe for stock A When it is 80,000 yuan, just transfer 30,000 yuan from account D or account E into account. Into account C, the automatic subscription module 5 can use account A, account B, and account C to perform subscription action, so that the transfer action can be achieved through the lowest transfer steps and transfer fees.

而當申購動作完成後,則會進行抽籤,當抽籤完成後,通報模組6則會將申購結果(申購是否成功)傳送至各個股票帳戶之中,以讓使用者能得知申購結果。 When the subscription action is completed, a lottery will be drawn. When the lottery is completed, the notification module 6 will transmit the subscription result (whether the subscription is successful) to each stock account, so that the user can know the subscription result.

惟,以上所述僅為本發明之較佳實施例而已,非因此即侷限本發明之專利範圍,故舉凡運用本發明說明書及圖式內容所為之簡易修飾及等效結構變化,均應同理包含於本發明之專利範圍內,合予陳明。 However, the above descriptions are only the preferred embodiments of the present invention, which do not limit the patent scope of the present invention. Therefore, all simple modifications and equivalent structural changes made by using the contents of the description and drawings of the present invention should be the same. Included in the scope of the patent of the present invention, it is hereby stated.

綜上所述,本發明之多帳戶股票申購存款資金自動配置之系統及其方法於使用時,為確實能達到其功效及目的,故本發明誠為一實用性優異之發明,為符合發明專利之申請要件,爰依法提出申請,盼 審委早日賜准本發明,以保障發明人之辛苦發明,倘若 鈞局審委有任何稽疑,請不吝來函指示,發明人定當竭力配合,實感德便。 To sum up, the system and method for automatic allocation of funds for multiple-account stock subscription and deposit funds of the present invention can truly achieve its effect and purpose when it is used. Therefore, the present invention is an invention with excellent practicability and is in compliance with the invention patent. I hope that the review committee will grant the invention as soon as possible to protect the inventor's hard work. If the review committee has any doubts, please do not hesitate to send a letter for instructions, and the inventor will make every effort to cooperate. .

1:申購判斷模組 1: Subscription judgment module

11:價差計算單元 11: Spread calculation unit

12:股票申購資料庫 12: Stock Subscription Database

13:股票市價資料庫 13: Stock market price database

14:設定模組 14: Setting the module

141:購買條件設定單元 141: Purchase condition setting unit

142:販賣條件設定單元 142: Sales Condition Setting Unit

2:帳戶整合模組 2: Account Integration Module

3:資金計算模組 3: Fund calculation module

4:數量計算模組 4: Quantity calculation module

5:自動申購模組 5: Automatic purchase module

Claims (10)

一種多帳戶股票申購存款資金自動配置系統,其主要包含:一申購判斷模組,係供判斷股票申購時機及提供該股票之申購價格;一帳戶整合模組,該帳戶整合模組係與該申購判斷模組資訊連接,且該帳戶整合模組係供連接並儲存複數之股票帳戶;一資金計算模組,該資金計算模組係與該帳戶整合模組資訊連接,且該資金計算模組係供計算該些股票帳戶中之資金總數;一數量計算模組,該數量計算模組係與該申購判斷模組、該資金計算模組、及該帳戶整合模組資訊連接,藉此通過該資金總數及該申購價格以計算出可申購之數量;及一自動申購模組,該自動申購模組係與該數量計算模組及該帳戶整合模組資訊連接,以接收可申購之數量進行自動申購。 A multi-account stock subscription deposit fund automatic allocation system, which mainly includes: a subscription judgment module for judging the stock subscription timing and providing the subscription price of the stock; an account integration module, the account integration module is connected with the subscription It is determined that the module information is connected, and the account integration module is used for connecting and storing multiple stock accounts; a capital calculation module, the capital calculation module is connected with the account integration module information, and the capital calculation module is For calculating the total amount of funds in the stock accounts; a quantity calculation module, the quantity calculation module is connected with the information of the subscription judgment module, the fund calculation module, and the account integration module, so as to pass the funds The total number and the subscription price to calculate the quantity that can be subscribed; and an automatic subscription module, the automatic subscription module is connected with the information of the quantity calculation module and the account integration module to receive the quantity that can be subscribed for automatic subscription . 如申請專利範圍第1項所述之多帳戶股票申購存款資金自動配置系統,其中該申購判斷模組具有一供計算出可能賺取到的價差之價差計算單元、一資訊連接該價差計算單元並供收尋並存取即將要被進行申購抽籤的股票及該股票的申購價格之股票申購資料庫、一資訊連接該價差計算單元並供存取該股票的市值或相關資料之股票市價資料庫、及一與該價差計算單元資訊連接並供設定條件之設定模組。 The automatic allocation system for multi-account stock subscription deposit funds as described in item 1 of the scope of the application, wherein the subscription judgment module has a spread calculation unit for calculating the spread that may be earned, an information connected to the spread calculation unit and A stock subscription database for searching and accessing the stocks that will be subject to the subscription lottery and the subscription price of the stock, a stock market price database for information linking the spread calculation unit and for accessing the market value of the stock or related information, and a setting module connected with the information of the spread calculation unit and used for setting conditions. 如申請專利範圍第2項所述之多帳戶股票申購存款資金自動配置系統,其中該設定模組之中具有一與該價差計算單元資訊連接並供設定要進行申購的條件之購買條件設定單元、及一與該購買條件設定單元資訊連接並供設定販賣的條件之販賣條件設定單元。 The automatic allocation system for multi-account stock subscription deposit funds as described in item 2 of the scope of the application, wherein the setting module includes a purchase condition setting unit which is connected with the information of the spread calculation unit and is used for setting the conditions for subscription, and a selling condition setting unit which is connected with the purchase condition setting unit information and is used for setting selling conditions. 如申請專利範圍第1項所述之多帳戶股票申購存款資金自動配置系統,其中該自動申購模組資訊連接一通報模組,該通報模組係與該帳戶整合模組資訊連接,以將申購結果傳送至該些股票帳戶之中。 The automatic allocation system for multi-account stock subscription deposit funds described in item 1 of the scope of the application, wherein the information of the automatic subscription module is connected to a notification module, and the notification module is connected to the information of the account integration module, so as to connect the subscription module information The results are sent to these stock accounts. 如申請專利範圍第1項所述之多帳戶股票申購存款資金自動配置系統,其中該資金計算模組之中具有一手續費計算單元,該手續費計算單元係以最低之手續費,將該些資金進行轉移之動作以配合申購價格及可申購之數量。 According to the automatic allocation system for multi-account stock subscription deposit funds described in item 1 of the scope of the application, wherein the fund calculation module has a handling fee calculation unit, and the handling fee calculation unit uses the lowest handling fee to calculate these funds. The action of transferring funds to match the subscription price and the quantity that can be subscribed. 一種多帳戶股票申購存款資金自動配置方法,其步驟包含:(a)經由一申購判斷模組判斷股票申購之時機及提供該股票之申購價格; (b)透過一帳戶整合模組連接複數個股票帳戶,以讀取該股票帳戶內之資金數量;(c)將該些資金數量傳送至一資金計算模組中,以計算出資金總數;(d)將該資金總數及該申購價格傳送至一數量計算模組之中,以計算出可申購之數量;及(e)將可申購之數量傳送至一自動申購模組之中,以通過該自動申購模組控制該帳戶整合模組之中的股票帳戶進行申購動作。 A method for automatic allocation of deposit funds for multi-account stock subscription, the steps of which include: (a) judging the timing of stock subscription and providing the subscription price of the stock through a subscription judgment module; (b) connect a plurality of stock accounts through an account integration module to read the amount of funds in the stock account; (c) transmit the amount of funds to a capital calculation module to calculate the total amount of funds; ( d) sending the total amount of funds and the subscription price to a quantity calculation module to calculate the available subscription quantity; and (e) sending the available subscription quantity to an automatic subscription module to pass the The automatic subscription module controls the stock account in the account integration module to perform subscription actions. 如申請專利範圍第6項所述之多帳戶股票申購存款資金自動配置方法,其中該申購判斷模組具有一供計算出可能賺取到的價差之價差計算單元、一資訊連接該價差計算單元並供收尋並存取即將要被進行申購抽籤的股票及該股票的申購價格之股票申購資料庫、一資訊連接該價差計算單元並供存取該股票的市值或相關資料之股票市價資料庫、及一與該價差計算單元資訊連接並供設定條件之設定模組。 The method for automatic allocation of deposit funds for multi-account stock subscription subscriptions as described in item 6 of the scope of the application, wherein the subscription judgment module has a spread calculation unit for calculating the likely earned spread, an information connected to the spread calculation unit and A stock subscription database for searching and accessing the stocks that will be subject to the subscription lottery and the subscription price of the stock, a stock market price database for information linking the spread calculation unit and for accessing the market value of the stock or related information, and a setting module connected with the information of the spread calculation unit and used for setting conditions. 如申請專利範圍第7項所述之多帳戶股票申購存款資金自動配置方法,其中該設定模組之中具有一與該價差計算單元資訊連接並供設定要進行申購的條件之購買條件設定單元、及一與該購買條件設定單元資訊連接並供設定販賣的條件之販賣條件設定單元。 The method for automatic allocation of deposit funds for multi-account stock subscription subscription as described in item 7 of the scope of the application, wherein the setting module includes a purchase condition setting unit which is connected with the information of the spread calculation unit and is used for setting the conditions for subscription, and a selling condition setting unit which is connected with the purchase condition setting unit information and is used for setting selling conditions. 如申請專利範圍第6項所述之多帳戶股票申購存款資金自動配置方法,其中於該步驟(e)之後可進行(f),當申購完成後,將申購結果傳送一通報模組之中,以經由該通報模組將該申購結果傳送至該些股票帳戶之中。 According to the method for automatic allocation of deposit funds for multi-account stock subscription subscription described in item 6 of the scope of the application, step (f) can be performed after step (e), and when subscription is completed, the subscription result is sent to a notification module, so as to transmit the subscription result to the stock accounts through the notification module. 如申請專利範圍第6項所述之多帳戶股票申購存款資金自動配置方法,其中於該步驟(d)之後可進行步驟(d1),當可申購之數量計算完成後,經由一手續費計算單元通過最低之手續費之轉帳方式將該些資金轉移至申購用之股票帳戶中。 According to the method for automatic allocation of deposit funds for multi-account stock subscription subscription described in item 6 of the scope of the application, step (d1) can be performed after step (d), and after the calculation of the available subscription quantity is completed, a processing fee calculation unit is performed. Transfer these funds to the stock account used for subscription through the transfer method with the lowest handling fee.
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