TWI751422B - Core product push and core method and system - Google Patents

Abstract

The embodiments of this specification provide a core product push and core body method and system, which comprehensively determine the type of core body product pushed to the user through the user's basic information, online operating environment information and historical operation information, and can select the core body product for the user according to the user's actual situation. Nuclei products with different safety features increase the flexibility of the nuclei.

Description

Core body product push and core body method and system

This specification relates to the technical field of data processing, and in particular, to core body product push and core body methods and systems.

The core body system is an important part of risk control and an important basis for outputting risk management and control actions. Through verification, it is possible to verify that the account is held by oneself, and prevent the account from being stolen due to non-personal operations. Therefore, it is necessary to improve the way of nuclear body.

Based on this, this specification provides a core body product push and core body methods and systems.

According to a first aspect of the embodiments of the present specification, there is provided a method for pushing a core body product, the method comprising: determining the core body product pushed to the user according to user basic information, online operating environment information and historical operation information of the user. category; if the category is the first category with low core security, the first category is verified according to the basic user information, online operating environment information and historical operation information; , online operating environment information and experience obtained from historical operating information The verification results are all verified, and the core body product of the first category is pushed to the user.

Optionally, the method further includes: if any verification result obtained according to the user basic information, online operating environment information and historical operation information fails the verification, pushing a second one with higher core security to the user. category of core products.

Optionally, the step of determining the category of the core product to be pushed to the user according to the user basic information, online operating environment information, and historical operation information includes: performing the steps on the user basic information, online operating environment information, and historical operation information respectively. Score to obtain the corresponding score; determine the score of the core body product according to the score corresponding to the basic user information, the score corresponding to the online operating environment information, and the score corresponding to the historical operation information; if the score of the core body product is less than or If it is equal to the preset value, it is determined that the category is the first category; otherwise, the category is determined to be the second category.

Optionally, after determining the category of the core body product pushed to the user according to the user's basic information, online operating environment information and historical operation information, the method further includes: if it is determined that the category of the core body product pushed to the user is security. A higher second category, pushing the core body products of the second category to the user.

Optionally, the step of verifying the first category according to the user basic information, online operating environment information and historical operation information respectively includes: obtaining the user's acceptance feature of the core product according to the user basic information; The acceptance feature is input into the pre-trained first classification model, and the verification result corresponding to the basic user information is obtained; wherein, the The acceptance feature is used to characterize the user's acceptance of the first category of nuclear body products; and/or obtain the high-risk environment feature in the online operating environment information, and input the high-risk environment feature into the pre-trained second A classification model to obtain the verification results corresponding to the online operating environment information; and/or to obtain high-risk operation features in the historical operation information, and to input the high-risk operation features into a pre-trained third classification model to obtain the historical The verification result corresponding to the operation information.

Optionally, the acceptance feature includes the user's degree of completion and/or the feedback result of the historically pushed core product; and/or the high-risk environment feature includes not having a reported record at a commonly used address and/or an IP address. ; and/or the characteristics of the high-risk operation include large expenditure of funds and frequent execution of the same operation in a short period of time.

Optionally, the method further includes: obtaining feedback results of the user on each process in the core body product pushed historically; determining the core body process in the core body product pushed to the user in the future according to the feedback result.

Optionally, the verification products of the second category include bio-information verification products and/or financial card verification products; and/or the verification products of the first category include SMS verification code verification products and/or E-mail verification code verification products.

Optionally, the number of core body products pushed to the user is greater than 1.

According to a second aspect of the embodiments of this specification, there is provided a verification method, the method comprising: using a verification product to verify user information; the verification product is obtained according to the method described in any one of the embodiments.

Optionally, the method further includes: if the core body product pushed to the user The number of is greater than 1, when one of the core body products passes through the core body, it is determined that the core body passes.

According to a third aspect of the embodiments of the present specification, there is provided a device for pushing a core product, the device comprising: a determination module for determining the user to send to the user according to the user's basic user information, online operating environment information and historical operation information. The category of the pushed core product; the verification module is used for, if the category is the first category with low core security, respectively, according to the user basic information, online operating environment information and historical operation information One category is used for verification; the push module is used to push the core products of the first category to the user if the verification results obtained according to the basic user information, online operating environment information and historical operation information are all verified. .

According to a fourth aspect of the embodiments of the present specification, there is provided a nucleation device, the device comprising: a nucleation module for nudging user information by using a nucleation product; the nucleation product according to any one of the embodiments obtained by the method described.

According to a fifth aspect of the embodiments of the present specification, there is provided a computer-readable storage medium on which a computer program is stored, and when the program is executed by a processor, the method described in any one of the embodiments is implemented.

According to a sixth aspect of the embodiments of the present specification, a computer device is provided, including a storage, a processor, and a computer program stored on the storage and executable on the processor, the processor executing the program to achieve any The method of an embodiment.

By applying the solutions of the embodiments of this specification, the types of core products to be pushed to users can be comprehensively determined through the user's basic information, online operating environment information and historical operation information. nuclear flexibility. It is to be understood that the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the specification.

Exemplary embodiments will be described in detail herein, examples of which are illustrated in the drawings. When the following description refers to the drawings, the same numerals in different drawings represent the same or similar elements unless otherwise indicated. The implementations described in the following exemplary examples are not intended to represent all implementations consistent with this specification. Rather, they are merely examples of apparatus and methods consistent with some aspects of this specification as detailed in the appended claims. The terms used in this specification are for the purpose of describing particular embodiments only and are not intended to limit the specification. As used in this specification and the appended claims, the singular forms "a," "the," and "the" are intended to include plural forms as well, unless the context clearly dictates otherwise. It will also be understood that the term "and/or" as used herein refers to and includes any and all possible combinations of one or more of the associated listed items. It should be understood that although the terms first, second, third, etc. may be used in this specification to describe various information, such information should not be limited by these terms. These terms are only used to distinguish information of the same type from one another. For example, the first information may also be referred to as the second information, and similarly, the second information may also be referred to as the first information without departing from the scope of the present specification. Depending on the context, the word "if" as used herein can be interpreted as "at the time of" or "when" or "in response to determining." As shown in FIG. 1 , it is a schematic diagram of a nuclear body scene of an embodiment. Verification refers to verification of identity. Nucleation products may include facial recognition nucleation products, SMS verification code nucleation products, etc. In some active scenarios (such as changing the password verification, changing the binding mobile phone number verification), the user can trigger the verification process through the client, for example, by sending account information (password, bound mobile phone number, etc.) to the server ) change request to trigger the core body process. Under the trigger, the server can return one or more core products to the client. The user returns the identity verification information required by the verification product through the client, such as SMS verification code, face image, fingerprint information, etc. The server verifies the information returned by the user and sends the verification result back to user terminal. If verification is successful, changes to account information are allowed; otherwise, changes to account information are not allowed. In this way, the identity of the operator can be verified, the situation of account being stolen can be reduced, and the security of the user's account can be guaranteed. Based on this, an embodiment of this specification provides a method for pushing a core body product, as shown in FIG. 2 , the method may include: Step 202: Determine the category of the core product to be pushed to the user according to the user's basic information, online operating environment information and historical operation information; Step 204: If the category is the first category with low core security, verify the first category according to the user basic information, online operating environment information and historical operation information respectively; Step 206: If the verification results obtained according to the user basic information, online operating environment information, and historical operation information are all verified, push the first category of core body products to the user. In step 202, the basic information of the user, the online operating environment information and the historical operation information may be used together as the basis for determining the category of the core product to be pushed to the user. The basic user information may include the user's personal information such as the user's educational background, age, registration time, and whether the user is authenticated. User basic information can be obtained when the user registers, or the user can be requested to provide basic user information after the avatar process is triggered. Before obtaining the basic information of the user, you can also request the user's authorization first, and only after the authorization is successful, can the basic information of the user be obtained. User basic information can be used as a basis for judging the user's acceptance of nudity products with different nudity difficulties. Online operating environment information can be used to characterize the security of the network operating environment currently used by the user, including the type of network (public network, home network, etc.) Whether the IP address of the network is a commonly used address and other information. The historical operation information can be used to represent whether there is a risk in the operation performed by the user on the account during the historical time period, and may specifically include information such as capital expenditure information, time interval information of the operation execution (ie, whether the same operation is frequently performed in a short period of time). The categories of core products are related to the safety and operational complexity of core products. Generally speaking, the categories of core body products can be divided into the first category and the second category, wherein the first category is the category with lower core body security, and the core body products of this category usually include several low-complexity products. nucleation process. The second category is the category with higher security of the core body, and the core body product of this category usually includes several core body processes with high complexity. The first category of core products may be referred to as weak cores, and the second category of core products may be referred to as strong cores. Generally speaking, the security guarantee of a strong core body is higher than that of a weak core body; at the same time, the strong core body method is more likely to cause higher operating costs than a weak core body, resulting in some users failing to pass the verification and the final account being abandoned. use. By using the user's basic information, online operating environment information, and historical operation information as the basis for determining the type of core products to be pushed to the user, it is possible to comprehensively consider the user's experience of core products and potential core threats. Improve user experience while ensuring a certain degree of security. In one embodiment, the user basic information, online operating environment information, and historical operation information may be scored respectively to obtain corresponding scores; according to the scores corresponding to the user basic information, the scores corresponding to the online operating environment information, and the history The score corresponding to the operation information determines the score of the core product; if the score of the core product is less than or equal to a preset value, the category is determined as the first category; otherwise, the category is determined as the second category. The score corresponding to the user's basic information can be used to represent the degree to which the user accepts the strong core body. The higher the score, the higher the user's acceptance of the strong core body. For example, the longer the user's registration time, the higher the score corresponding to the user's basic information, and the higher the degree of the user's acceptance of a strong core. The score corresponding to the online operating environment information can be used to represent the risk of the user's current online operating environment. The higher the score, the higher the risk, and the greater the need for a strong core. The score corresponding to the historical operation information can be used to indicate whether the user's operation on the account is risky. The higher the score, the higher the risk, and the greater the demand for strong core. The score of the core body product is determined according to the score corresponding to the basic user information, the score corresponding to the online operating environment information, and the score corresponding to the historical operation information, which may be the score corresponding to the basic user information and the score corresponding to the online operating environment information. And the scores corresponding to the historical operation information are weighted and averaged, or the score corresponding to the user's basic information, the score corresponding to the online operating environment information, and the score corresponding to the historical operation information can be obtained according to a preset algorithm or model, so as to obtain the core identity. Product score. The higher the score of the core product, the higher the tendency to push the core product of the second category to the user; on the contrary, the higher the tendency to push the core product of the first type to the user. This step will comprehensively evaluate the current situation of the user. For example, the current operation will not only evaluate the basic network and other environmental information, but also obtain a comprehensive score based on the user's basic information, changes in operating behavior, recent calls and messages and other consulting information as a preliminary The critical value for distinguishing between strong and weak cores. In step 204, if the category determined in step 202 is the first category with low core body security, the determination result may be re-verified to determine the reliability of the core body product using the first category. In this way, the reliability of the core body product can be further improved. Three verifications can be performed in this step, namely: verification based on basic user information, verification based on online operating environment information, and verification based on historical operation information. Specifically, the three verifications can be performed in the following ways: When the verification is performed according to the basic user information, the user's acceptability characteristics of the nucleation product can be obtained according to the user basic information, and the acceptability characteristics can be input into the pre-trained first classification model, and the corresponding user basic information can be obtained. The verification result; wherein, the acceptance feature is used to represent the user's acceptance of the first category of core body products. The first classification model in this step can be implemented by a somatosensory evaluation model. The somatosensory evaluation model can be a binary classifier that evaluates the psychological acceptance of the current user's use process, mainly focusing on the user's security feeling, use demands and acceptance degree . Wherein, the acceptance feature may include the user's degree of completion and/or feedback results of the historically pushed nuclear body product. For example, it is possible to obtain the user's degree of completion of the core body products pushed in the last month. The degree of completion can be calculated by the ratio of completed core body processes to all core body processes. If the completion degree is greater than the preset completion degree threshold, the core body product can be used as one of the candidate core body products to be pushed to the user, and when it needs to be pushed, at least one of the candidate core body products can be pushed to users. If the completion degree is less than the completion degree threshold, the core body product is not pushed to the user. The feedback result can be the user's feedback result for the whole body product, for example, the user's "yes" or "no" to accept the body product through questionnaires and other methods; it can also be the user's feedback on a certain body product. Feedback results of each process. For example, the verification product includes three processes: obtaining SMS verification code, performing face recognition, and entering the bound financial card number, and the user exits the verification every time he needs to perform face recognition in the verification process. You can obtain the feedback information through the background.

The acceptance degree feature is input into the pre-trained first classification model, so that the category to which the user belongs can be obtained, that is, the category that tends to accept a strong core body, or a category that tends to accept a weak core body. If the verification result shows that the user is in a category that tends to accept strong nuclei, it means that the verification fails; if the verification result shows that the user is in a category that tends to accept weak nuclei, it means that the verification is successful.

When verifying according to the online operating environment information, the high-risk environment features in the online operating environment information can be obtained, the high-risk environment features can be input into the pre-trained second classification model, and the verification corresponding to the online operating environment information can be obtained. result.

The second classification model of this step can be implemented by using an environmental assessment model, and the environmental assessment model can be used to assess whether the current operating environment is at risk. Wherein, the high-risk environment features may include features such as not having a reported record at a commonly used address and/or an IP address. The high-risk environment feature is input into the pre-trained second classification model, so that the category of the current operating environment, that is, the category with risk or the category without risk can be obtained. If the verification result indicates that the current operating environment is in a category with risks, it indicates that the verification fails; if the verification result indicates that the current operating environment is in a category without risks, it indicates that the verification is successful.

When verifying according to historical operation information, high-risk operation features in the historical operation information can be obtained, and the high-risk operation features can be input into a pre-trained third classification model to obtain a verification result corresponding to the historical operation information.

The third classification model in this step can be implemented by using a behavior evaluation model, which can be used to evaluate the user's operation process, and evaluate the high-risk or high-risk situation of the user's operation. The high-risk operation characteristics may include characteristics such as large expenditure of funds, frequent execution of the same operation in a short period of time, and the like. The high-risk operation feature is input into the pre-trained third classification model, so that the category of the current operation behavior, that is, the category with risk or the category without risk can be obtained. If the verification result indicates that the current operation behavior is in the category with risk, it means that the verification fails; if the verification result indicates that the current operation behavior is in the category without risk, it indicates that the verification is successful.

In one embodiment, if it is determined that the category of the core product pushed to the user is If it is the second category with higher security, the core body product of the second category can be directly pushed to the user without verification.

In step 206, if any verification result obtained according to the user basic information, online operating environment information and historical operation information fails the verification, it means that the current use of the first type of core body product may not conform to the actual situation, for example , the user is more inclined to use the second category of core body products with higher security, or the current operating environment or user operation behavior is at risk, and a more secure core body method needs to be adopted. Therefore, the core body security can be pushed to the user. The more sexual second category of core products.

In one embodiment, the user's feedback results of each process in the core body product pushed historically can also be obtained; the core body process in the core body product pushed to the user in the future is determined according to the feedback result. For example, processes A, B and C are included in the core body products pushed to users in the past, and the feedback result shows that the user has a low degree of acceptance of process B, then process B can be removed from core body products pushed to users in the future. The process B can also be replaced with a process D, where the process D can be a pre-stored process in the database. In this way, the core body products pushed to users each time may include different core body processes. One aspect is more in line with the needs of practical applications, and the other aspect also increases the difficulty of criminals in risk confrontation.

In one embodiment, the core product of the first category may be a core product including several processes with a relatively low degree of difficulty, and the core product of the second category may be a core product including a number of processes with a relatively high degree of difficulty product. The difficulty factor of each process can be preset. For example, the second category of verification products includes biometric verification products and/or financial card verification products; The first category of verification products includes SMS verification code verification products and/or email verification code verification products.

In one embodiment, the number of core products pushed to the user is greater than one. That is, if it is determined to push the first category of nudity products to the user, multiple nucleated body products of the first category may be pushed to the user each time. Similarly, if it is determined to push the second category of nudity products to the user, multiple nucleated body products of the second category may be pushed to the user each time. When a user performs a nudging, he can choose one of the nudging products by himself. As long as one of the nudging products passes the nudging verification, it means that the user has passed the nudging. By providing a variety of options for users to actively choose, it can improve the user's independent selectivity, core enthusiasm and pass rate, and further improve the user experience.

The solution of the embodiment of this specification can be implemented by executing the process shown in FIG. 3(b) by the core body product push system shown in FIG. 3(a). The system may include a data layer, an evaluation layer, and a core body layer. Among them, the data layer can collect basic user information, operating environment information and historical operation information. The evaluation layer may include a user comprehensive scoring module, a somatosensory evaluation model, an environmental evaluation model and a behavioral evaluation model, wherein the somatosensory evaluation model, the environmental evaluation model and the behavioral evaluation model may be implemented by using a binary classifier respectively. The core body layer may include a strong verification decision module, a weak verification decision module and a core body verification module. The user comprehensive scoring module can comprehensively score the user's basic information, operating environment information and historical operation information. If the obtained score is greater than the preset value, a strong verification decision will be adopted; if the obtained score is less than or equal to the preset value , then further verification is carried out through the somatosensory evaluation model, the environmental evaluation model and the behavioral evaluation model, and according to the verification results, it is determined to adopt a strong core body verification decision or a weak core body verification decision. If any one of the somatosensory evaluation model, the environmental evaluation model, and the behavioral evaluation model is determined to use strong verification, the strong verification is adopted; if all three are determined to be weak verification, the weak verification is adopted. If the evaluation result of the evaluation layer is strong verification, the function of the strong verification decision module is executed; if the evaluation result of the evaluation layer is the weak verification, the function of the weak verification decision module is executed. The strong/weak verification decision module can determine the core body product to be pushed to the user, and the core body verification module can use the core body product for core body verification. The solutions of the embodiments of this specification provide a set of safe and friendly verification of identity while taking into account the user's behavior, security feeling and their own demands while recognizing the use environment. The core body method is based on the comprehensive score of the user's core body feeling, online environment and historical operations, and considers the user's characteristics, operation rationality and environmental risk. Differentiated core verification of each group. Under the premise of ensuring the safety of the environment, the system can perform the core body in a way that the user is more likely to accept according to the user's own needs and feelings, effectively improving the user's core body enthusiasm and success rate, and the core body system configuration is flexible. As shown in FIG. 4 , an embodiment of the present specification further provides a method for authentication, and the method may include step 402 : use an authentication product to authenticate user information; wherein the authentication product is according to any one of the embodiments. method to obtain. Further, if the number of core products pushed to the user is greater than 1, when one of the core products has passed the core, it is determined that the core has passed. Various technical features in the above embodiments can be arbitrarily combined, as long as there is no conflict or contradiction between the combinations of features, but due to space limitations, they are not described one by one. Therefore, any combination of various technical features in the above-mentioned embodiments also belongs to The scope of the disclosure of this specification. Corresponding to the above method, an embodiment of the present specification further provides a device for pushing a core body product, as shown in FIG. 5 , the device may include: A determination module 502, configured to determine the category of the core body product pushed to the user according to the user's basic information, online operating environment information and historical operation information; a verification module 504, configured to verify the first category according to the basic user information, online operating environment information and historical operation information if the category is a first category with relatively low core security; The push module 506 is configured to push the core body product of the first category to the user if the verification results obtained according to the user basic information, online operating environment information and historical operation information are all verified. As shown in FIG. 6 , an embodiment of the present specification further provides a core body device, the device may include: a core body module 602, which is used for core body products to core body user information; the core body products are based on any of the core body products. obtained by the methods described in the examples. For the specific details of the implementation process of the functions and functions of each module in the above device, see the implementation process of the corresponding steps in the above method, which will not be repeated here. For the apparatus embodiments, since they basically correspond to the method embodiments, reference may be made to the partial descriptions of the method embodiments for related parts. The device embodiments described above are only schematic, wherein the modules described as separate components may or may not be physically separated, and the components displayed as modules may or may not be physical modules, That is, it can be located in one place, or it can be distributed to multiple network modules. Some or all of the modules can be selected according to actual needs to achieve the purpose of the solution in this specification. Those of ordinary skill in the art can understand and implement it without creative effort. The embodiments of the apparatus in this specification can be applied to computer equipment, such as servers or terminal equipment. The apparatus embodiment may be implemented by software, or may be implemented by hardware or a combination of software and hardware. Taking software implementation as an example, as a logical device, it is formed by reading the corresponding computer program instructions in the non-volatile storage into the memory through the processor for processing the file in which it is located. From the perspective of hardware, as shown in FIG. 7 , it is a hardware structure diagram of the computer equipment where the device of this specification is located, except for the processor 702 , the memory 704 , the network interface 706 , and the non-volatile memory shown in FIG. 7 . In addition to the storage 708, the server or electronic device where the device is located in the embodiment may also include other hardware according to the actual function of the computer device, which will not be repeated here. Correspondingly, the embodiments of the present specification further provide a computer storage medium on which a computer program is stored, and when the program is executed by a processor, the method described in any one of the embodiments is implemented. Correspondingly, the embodiments of this specification also provide a computer device, including a storage, a processor, and a computer program stored on the storage and running on the processor, and the processor implements any implementation when executing the program. method described in the example. The present invention may take the form of a computer program product implemented on one or more storage media (including, but not limited to, disk storage, CD-ROM, optical storage, etc.) having program code contained therein. Computer-usable storage media includes permanent and non-permanent, removable and non-removable media, and information storage can be accomplished by any method or technology. Information can be computer readable instructions, data structures, modules of programs, or other data. Examples of computer storage media include, but are not limited to: phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM) , Read-Only Memory (ROM), Electrically Erasable Programmable Read-Only Memory (EEPROM), Flash Memory or Other Memory Technologies, CD-ROM Read-Only Memory (CD-ROM), Digital Versatile A compact disc (DVD) or other optical storage, magnetic tape cassette, magnetic tape, magnetic disk storage or other magnetic storage device or any other non-transmission medium may be used to store information that can be accessed by a computing device. Other embodiments of the present disclosure will readily occur to those skilled in the art upon consideration of the specification and practice of the specification disclosed herein. This disclosure is intended to cover any variations, uses, or adaptations of this disclosure that follow the general principles of this disclosure and include common general knowledge or conventional technical means. The specification and examples are to be regarded as exemplary only, the true scope and spirit of the disclosure being indicated by the following claims. It is to be understood that the present disclosure is not limited to the precise structures described above and shown in the drawings and that various modifications and changes may be made without departing from the scope thereof. The scope of the present disclosure is limited only by the scope of the appended claims. The above descriptions are only preferred embodiments of the present disclosure, and are not intended to limit the present disclosure. Any modifications, equivalent replacements, improvements, etc. made within the spirit and principles of the present disclosure shall be included in the present disclosure. within the scope of protection.

202～206‧‧‧Steps 402‧‧‧Steps 502‧‧‧Determine the module 504‧‧‧Authentication Module 506‧‧‧Push Module 602‧‧‧Core Module 702‧‧‧Processor 704‧‧‧Memory 706‧‧‧Internet Interface 708‧‧‧Non-volatile storage

The drawings incorporated herein into and constitute a part of this specification illustrate embodiments consistent with this specification, and together with the description serve to explain the principles of this specification. FIG. 1 is a schematic diagram of a core body scene according to an embodiment. FIG. 2 is a flowchart of a method for pushing a core body product according to an embodiment of the present specification. Fig. 3(a) is an overall architecture diagram of a core body product push system according to an embodiment of the present specification. Fig. 3(b) is an overall flow chart of a method for pushing a core body product according to an embodiment of the present specification. FIG. 4 is a flowchart of a core body method according to an embodiment of the present specification. FIG. 5 is a block diagram of a core body product pushing device according to an embodiment of the present specification. FIG. 6 is a block diagram of a core device according to an embodiment of the present specification. FIG. 7 is a schematic diagram of a computer device for implementing the method of the embodiment of the present specification according to an embodiment of the present specification.

Claims (14)

A core body product push method, applied to a server, the method includes: in response to a user triggering a core body process, determining a core body to push to the user according to the user's basic user information, online operating environment information and historical operation information The category of the body product; if the category is the first category with low security of the body, the user's acceptance feature of the body product is obtained according to the basic information of the user, and the acceptance feature is input into the pre-trained No. 1 product. a classification model to obtain the verification result corresponding to the basic user information; wherein, the acceptance feature is used to represent the user's acceptance of the first category of nuclei products; and to obtain the online operating environment information. High-risk environment features, inputting the high-risk environment features into a pre-trained second classification model, and obtaining the verification results corresponding to the online operating environment information; The feature is input into the pre-trained third classification model, and the verification result corresponding to the historical operation information is obtained; if the verification results obtained according to the user basic information, online operation environment information and historical operation information are all verified, the The user pushes the core body products of the first category. According to the method described in item 1 of the patent application scope, the method further includes: if according to the user basic information, the online operating environment information and the history If any verification result obtained by the history operation information fails the verification, push a second category of nuclear body products with higher nuclear body security to the user. According to the method described in item 2 of the scope of the application, the step of determining the type of the core product pushed to the user according to the user basic information, online operating environment information and historical operation information includes: Score the operating environment information and historical operating information to obtain the corresponding score; determine the score of the core body product according to the score corresponding to the basic user information, the score corresponding to the online operating environment information, and the score corresponding to the historical operating information; If the score of the nuclear body product is less than or equal to a preset value, the category is determined to be the first category; otherwise, the category is determined to be the second category. According to the method described in item 1 of the scope of the patent application, after determining the category of the core product to be pushed to the user according to the user's basic information, online operating environment information and historical operation information, the method further includes: The category of the core body product is a second category with higher security, and the core body product of the second category is pushed to the user. According to the method described in item 1 of the scope of the patent application, the acceptance feature includes the user's degree of completion and/or feedback result of the historically pushed nuclear body product; and/or the high-risk environment feature includes not being in a common address and/or or IP address In the reported record; and/or the high-risk operation features include large expenditure of funds and frequent execution of the same operation in a short period of time. According to the method described in item 1 of the scope of the application, the method further includes: obtaining the user's feedback results of each process in the historically pushed core product; determining the core body to be pushed to the user in the future according to the feedback results; The core body process in the product. According to the method described in item 2 or 3 of the claimed scope of application, the second category of nucleation products includes bio-information nucleation products and/or financial card nucleation products; and/or the first category of nucleation products Including SMS verification code verification products and/or email verification code verification products. According to the method described in any one of items 1 to 6 of the scope of the application, the number of core body products pushed to the user is greater than 1. A verification method, the method comprises: using a verification product to verify user information; the verification product is pushed according to the method described in any one of items 1 to 8 in the scope of the patent application. According to the method described in item 9 of the patent application scope, the method further includes: if the number of core products pushed to the user is greater than 1, when one of the core products has passed the core, determining that the core has passed. A device for pushing a core body product, the device comprising: a determination module, configured to respond to a user triggering a core body process, according to the user's user basic information, online operating environment information and historical operation information to determine the push to the user. The category of the core product; the verification module is used to obtain the user's acceptance feature of the core product according to the basic user information if the category is the first category with low core security, and use the acceptance level The feature is input into the pre-trained first classification model, and the verification result corresponding to the basic information of the user is obtained; wherein, the acceptance feature is used to represent the user's acceptance of the first category of the body product; and obtain all the high-risk environment features in the online operating environment information, input the high-risk environment features into the pre-trained second classification model, and obtain the verification results corresponding to the online operating environment information; and obtain the high-risk operations in the historical operation information feature, the high-risk operation feature is input into the pre-trained third classification model, and the verification result corresponding to the historical operation information is obtained; the push module is used for if according to the user basic information, online operating environment information and historical operation information The verification results obtained from the information are all verified, and the core body product of the first category is pushed to the user. A core body device, the device includes: a core body module, used for core body products to core body user information; the core body products are based on the method described in any one of items 1 to 8 in the scope of the patent application. push. A computer-readable storage medium on which a computer program is stored, when the program is executed by a processor, implements the method described in any one of items 1 to 10 of the scope of the patent application. A computer device, comprising a storage, a processor, and a computer program stored on the storage and running on the processor, when the processor executes the program, the processor implements any one of items 1 to 10 in the scope of the patent application. method described.

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