TWI650724B - System and mehtod for credit card parameter maintenance - Google Patents

Abstract

A credit card parameter maintenance system includes a server, an electronic device, and a card maker. The server is used to provide a parameter maintenance platform. The electronic device is configured to connect to the parameter maintenance platform to perform the following operations: setting a first group code of the plurality of community codes, wherein each of the group codes corresponds to a joint institution; setting a first card of the plurality of card types Each of the card types corresponds to a card level of a credit card organization; and a first identity group code of the plurality of approval group codes is set, wherein each of the identification group codes corresponds to the card type One and one electronic ticket. In addition, the card maker is configured to create the first credit card according to the first group code, the first card type, and the first identity group code.

Description

Credit card parameter maintenance system and method

The present invention relates to a credit card parameter maintenance system and method.

In general, banks can jointly issue credit cards with co-branded agencies. The same joint institution may have multiple credit card facets or may attach different electronic tickets. If the customer originally applied for an additional electronic ticket (for example, a leisure card) and would like to apply for another electronic ticket (for example, a card), it is often necessary to re-fill the credit card application for different electronic tickets to apply, and the credit card number will usually change. This method often causes inconvenience in the use of customer credit cards.

The invention provides a credit card parameter maintenance system, which allows a customer to apply for a different credit card face of the same joint institution (or a different electronic ticket) for the credit card owned by the customer, and after the card face of the credit card is replaced, the card number of the credit card will remain unchanged. In order to reduce the card number change, the cardholder must apply to many organizations that authorize the payment of the old credit card, and also save the use of the card number.

The present invention provides a credit card parameter maintenance system including a server, an electronic device, and a card maker. The server is used to provide a parameter maintenance platform. The electronic device is configured to connect to the parameter maintenance platform to perform the following operations: setting a first group code of the plurality of community codes, wherein each of the group codes corresponds to a joint institution; setting a first card of the plurality of card types Each of the card types corresponds to a card level of a credit card organization; and a first identity group code of the plurality of approval group codes is set, wherein each of the identification group codes corresponds to the card type One and one electronic ticket. In addition, the card maker is configured to create the first credit card according to the first group code, the first card type, and the first identity group code.

In an embodiment of the invention, the electronic device is further configured to be connected to the parameter maintenance platform to perform the following operations: setting the multi-card sample annotation parameter to be on or off.

In an embodiment of the invention, when the multi-card sample annotation parameter is on and the electronic device is connected to the parameter maintenance platform to set the first identity group code as the second identity group code in the identification group codes, The card machine is further configured to make a second credit card according to the first group code, the first card type, and the second approval group code.

In an embodiment of the invention, the card number of the first credit card is the same as the card number of the second credit card.

In an embodiment of the present invention, when the electronic ticket of the first credit card is identical to the electronic ticket of the second credit card, the server is further configured to transmit the electronic ticket card number of the electronic ticket of the second credit card to another server. The other server is caused to correspond the electronic ticket card number of the electronic ticket of the second credit card to the electronic ticket card number of the electronic ticket of the first credit card.

A credit card parameter maintenance method for a credit card parameter maintenance system, the credit card parameter maintenance system includes a server, an electronic device, and a card maker, the method comprising: providing a parameter maintenance platform by a server; and connecting the parameter to the parameter by using the electronic device The maintenance platform sets a first group code of the plurality of group codes, wherein each of the group codes corresponds to a joint institution; and the first card type of the plurality of card types is set by connecting the electronic device to the parameter maintenance platform, wherein Each of the card types corresponds to a card level of a credit card organization; the first identity group code in the plurality of approval group codes is set by the electronic device connecting to the parameter maintenance platform, wherein each of the identification group codes corresponds to One of the card types and an electronic ticket; and the first credit card is made by the card maker according to the first group code, the first card type, and the first identity group code.

In an embodiment of the invention, the method further includes: setting, by the electronic device, to the parameter maintenance platform, setting the multi-card sample annotation parameter to be on or off.

In an embodiment of the invention, the method further includes: when the multi-card sample annotation parameter is on and the electronic device is connected to the parameter maintenance platform to set the first identity group code as the second of the identity group codes When the group code is recognized, the second credit card is created by the card maker according to the first group code, the first card type, and the second approval group code.

In an embodiment of the invention, the card number of the first credit card is the same as the card number of the second credit card.

In an embodiment of the invention, wherein when the electronic ticket of the first credit card is identical to the electronic ticket of the second credit card, the method further comprises: transmitting, by the server, the electronic ticket card number of the electronic ticket of the second credit card to The other server causes the other server to associate the electronic ticket card number of the electronic ticket of the second credit card with the electronic ticket card number of the electronic ticket of the first credit card.

Based on the above, the credit card parameter maintenance system of the present invention allows a customer to apply for a different credit card face of the same affiliate (or a different electronic ticket) for the credit card owned by the customer, and the card number of the credit card is maintained after the card face of the credit card is replaced. The same, in order to reduce the card number change, the cardholder must apply to many organizations authorized to pay the old credit card, and also save the use of the card number.

The above described features and advantages of the invention will be apparent from the following description.

DETAILED DESCRIPTION OF THE INVENTION Reference will now be made in detail to the exemplary embodiments embodiments In addition, wherever possible, the same reference numerals in the drawings

FIG. 1 is a schematic diagram of a credit card parameter maintenance system according to an embodiment of the invention.

Referring to FIG. 1, the credit card parameter maintenance system 1000 includes an electronic device 100, a card maker 120, and a server 140. The electronic device 100, the card maker 120, and the server 140 can communicate with each other through the network 10 by wire or wirelessly.

FIG. 2A is a block diagram of an electronic device according to an embodiment of the invention.

Referring to FIG. 2A , the electronic device 100 includes a processing unit 20 , a display unit 22 , a communication unit 24 , and a storage unit 26 . The display unit 22, the communication unit 24, and the storage unit 26 are respectively coupled to the processing unit 20. The electronic device 100 is, for example, an electronic device such as a mobile phone, a tablet computer, or a notebook computer, and is not limited herein.

The processing unit 20 can be a central processing unit (CPU), or other programmable general purpose or special purpose microprocessor (Microprocessor), digital signal processor (DSP), programmable A controller, an Application Specific Integrated Circuit (ASIC) or other similar component or a combination of the above components.

The display unit 22 may provide a display device that displays a function in a display area of the electronic device 100. The display unit 22 can be a liquid crystal display (LCD), a light-emitting diode (LED), a field emission display (FED), or the like that provides a display function.

The communication unit 24 can support a global system for mobile communication (GSM), a personal handy-phone system (PHS), a code division multiple access (CDMA) system, and a wideband code. Wideband code division multiple access (WCDMA) system, long term evolution (LTE) system, worldwide interoperability for microwave access (WiMAX) system, wireless fidelity (Wi- Fi) System or Bluetooth signal transmission component.

The storage unit 26 can be any type of fixed or removable random access memory (RAM), read-only memory (ROM), flash memory or the like. Or a combination of the above elements.

In the present exemplary embodiment, the storage unit 26 of the electronic device 100 stores a plurality of code segments, which are executed by the processing unit 20 after the code segments are installed. For example, the storage unit 26 includes a plurality of modules, and the modules are respectively used to perform various operations in the credit card parameter maintenance system 1000, wherein each module is composed of one or more code segments. . However, the present invention is not limited thereto, and various operations of the electronic device 100 may also be implemented by using other hardware forms.

2B is a block diagram of a card making machine in accordance with an embodiment of the invention.

Referring to FIG. 2B, the card-making machine 120 of the present embodiment includes a processing unit 30, a communication unit 32, a storage unit 34, and a card-making unit 36. The communication unit 32, the storage unit 34, and the card-making unit 36 are respectively coupled to the processing unit 30. The processing unit 30, the communication unit 32, and the storage unit 34 may be similar components to the processing unit 20, the communication unit 24, and the storage unit 26, respectively, and are not described herein. In the present exemplary embodiment, card maker 120 may be a device that prints and produces a usable credit card.

The card-making unit 36 can be used to print relevant information on a credit card or to write relevant information to the relevant hardware components of the credit card.

In the exemplary embodiment, the storage unit 34 of the card-making machine 120 stores a plurality of code segments, which are executed by the processing unit 30 after the code segments are installed. For example, the storage unit 34 includes a plurality of modules, and the modules are respectively used to perform various operations in the credit card manufacturing system 1000, wherein each module is composed of one or more code segments. composition. However, the novel creation is not limited thereto, and the various operations of the card maker 120 may also be implemented in other hardware forms.

2C is a block diagram of a server in accordance with an embodiment of the invention.

Referring to FIG. 2C, the server 140 of the embodiment includes a processing unit 40, a communication unit 42, and a storage unit 44. The communication unit 42 and the storage unit 44 are respectively coupled to the processing unit 40. The processing unit 40, the communication unit 42, and the storage unit 44 may be similar components to the processing unit 20, the communication unit 24, and the storage unit 26, respectively, and are not described herein.

In the present exemplary embodiment, the storage unit 44 of the server 140 stores a plurality of code segments, which are executed by the processing unit 40 after the code segments are installed. For example, the storage unit 44 includes a plurality of modules, and the modules 140 are respectively used to perform various operations in the credit card parameter maintenance system 1000, wherein each module is composed of one or more code segments. . However, the present invention is not limited thereto, and the respective operations of the server 140 may be implemented in a manner using other hardware forms.

Referring to FIG. 1 again, in the exemplary embodiment, the server 140 provides a parameter maintenance platform, and the electronic device 100 can connect to the parameter maintenance platform and set related parameters corresponding to a credit card.

Specifically, FIG. 3A and FIG. 3B are schematic diagrams of a parameter table according to an embodiment of the invention.

Referring to FIG. 3A, the electronic device 100 may select and set a community code (also referred to as a first community code) from a plurality of community codes in the parameter table 300. As shown in the parameter table 300, the electronic device 100 can set the group code to "2222", and the group code corresponds to a joint institution named "living workshop". It should be noted that one group code can correspond to one joint institution, and different group codes can correspond to different joint institutions.

In addition, the electronic device 100 can also select and set a card type (also referred to as a first card type) from a plurality of card types. Each card type is a card level corresponding to a credit card organization. For example, in the parameter table 300, the electronic device 100 may set the card type to "SM", and the card type of the parameter "SM" is a credit card corresponding to a credit card organization (for example, VISA), and the parameter is "SM". The card grade of the card type is "titanium gold card".

In addition, the electronic device 100 can also set a multi-card sample annotation parameter. When the multi-card sample annotation parameter is set to on (for example, set to "Y"), the electronic device 100 may modify the approval group code in the parameter table 300; when the multi-card sample annotation parameter is set to off (for example, When it is set to "N"), the electronic device 100 cannot modify the approval group code in the parameter table 300.

In particular, the server 140 may store a plurality of approval group codes in advance, each of the identification group codes corresponding to one of the plurality of card types and an electronic ticket. For example, referring to FIG. 3B, the server 140 can set an identity group code "2227" for the joint institution "living workshop", and the card type of the approval group code set to "2227" corresponds to "SM". It is recognized that the electronic ticket corresponding to the group code is "one card". Similarly, different identity group codes can correspond to different card types and electronic tickets. In other words, the server 140 can set different approval group codes for different card samples of the same affiliate institution and with different electronic tickets.

Referring to FIG. 3A again, the electronic device 100 can select and set an identity group code (also referred to as a first identity group code) from a plurality of identity group codes stored in advance by the server 140. For example, when the first identity group code is set to "2222", then the joint institution corresponding to the group code is "living workshop", and the card number corresponding to the group code is a credit card organization. "Titanium Gold Card", and this agrees that the electronic ticket corresponding to the group code is "Yuyou Card". For another example, when the first identity group code is set to "2223", then the joint institution corresponding to the group code is "living workshop", and the card number corresponding to the group code is "a credit card organization". Titanium card black, and this recognition group code does not correspond to an electronic ticket. For another example, when the first identity group code is set to "2227", then the joint institution corresponding to the group code is "living workshop", and the card level corresponding to the group code is "a credit card organization". Titanium gold card, and this agrees that the electronic ticket corresponding to the group code is "one card". And each of the approval group codes in FIG. 3A can be set via the parameter table 400 of FIG. 3B.

After the electronic device 100 sets the first group code, the first card type, and the first approval group code, the card maker 120 can make the first group code, the first card type, and the first approval group code. A credit card (also known as the first credit card).

In particular, when the card holder wants to change the card face of the first credit card (or the application is changed to a different electronic ticket) and the multi-card sample annotation parameter of the first credit card is set to be on, the bank member can use the electronic device 100 The parameter-to-server maintenance platform provided by the server 140 is configured to set the first identity group code (for example, "2222") of the original first credit card as another identity group code (also referred to as a second identity group code, for example, " 2227"). Thereafter, the card maker 120 may create a new credit card (also referred to as a second credit card) based on the first group code, the first card type, and the newly set second identity group code. At this point, the first credit card can be destroyed and the cardholder can use the second credit card for consumption. In particular, in the present exemplary embodiment, the card number of the first credit card will be the same as the card number of the second credit card.

In particular, when the electronic ticket attached to the first credit card (for example, the leisure card) is the same as the electronic ticket attached to the second credit card (for example, a leisure card), the electronic ticket card number of the electronic ticket of the first credit card may be different. The electronic ticket card number of the electronic ticket of the second credit card, the server 140 also transmits the electronic ticket card number of the electronic ticket of the second credit card to the server (not shown) of the leisure card company to make the server of the leisure card company Corresponding to the electronic ticket card number of the electronic ticket of the first credit card to the electronic ticket card number of the electronic ticket of the first credit card, thereby transferring the assets originally under the electronic ticket card number of the electronic ticket of the first credit card to the electronic of the second credit card Under the name of the electronic ticket card number of the ticket. However, in other embodiments, when the electronic ticket attached to the first credit card (for example, a card) is identical to the electronic ticket attached to the second credit card (for example, a card), due to the operation mode of the card and the operation mode of the leisure card Differently, the server 140 does not transmit the electronic ticket card number of the electronic ticket of the second credit card to the server (not shown) of the card company.

FIG. 4 is a flowchart of a credit card parameter maintenance method according to an embodiment of the invention.

Referring to FIG. 4, in step S401, the server provides a parameter maintenance platform. In step S403, the electronic device 100 is connected to the parameter maintenance platform to set a first group code of the plurality of community codes, wherein each of the group codes corresponds to a joint institution. In step S405, the electronic device 100 is connected to the parameter maintenance platform to set a first card type among the plurality of card types, wherein each of the card types corresponds to a card level of a credit card organization. In step S407, the electronic device 100 is connected to the parameter maintenance platform to set a first identity group code of the plurality of approval group codes, wherein each of the identification group codes corresponds to one of the card types and an electronic ticket. . In step S409, the card maker 120 creates a first credit card based on the first group code, the first card type, and the first identity group code.

In summary, the credit card parameter maintenance system of the present invention allows a customer to apply for a different credit card face of the same joint institution (or a different electronic ticket) for the credit card owned by the customer, and after the card face of the credit card is replaced, the card number of the credit card is replaced. It will remain unchanged, thereby reducing the cardholder's application for changes to the number of cards authorized by the old credit card, and also saving the use of the card number.

Although the present invention has been disclosed in the above embodiments, it is not intended to limit the present invention, and any one of ordinary skill in the art can make some changes and refinements without departing from the spirit and scope of the present invention. The scope of the invention is defined by the scope of the appended claims.

1000‧‧‧ Credit Card Parameter Maintenance System

100‧‧‧Electronic devices

120‧‧‧Card Machine

140‧‧‧Server

10‧‧‧Network

20, 30, 40‧ ‧ processing unit

22‧‧‧Display unit

24, 32, 42‧‧‧ communication units

26, 34, 44‧‧‧ storage unit

36‧‧‧Card unit

300, 400‧‧‧ parameter list

Steps for the S401‧‧‧ server to provide a parameter maintenance platform

S403‧‧‧ The electronic device is connected to the parameter maintenance platform to set a first group code in the plurality of group codes, wherein each of the group codes corresponds to a step of a joint institution

S405‧‧‧ The electronic device is connected to the parameter maintenance platform to set the first card type among the plurality of card types, wherein each of the card types corresponds to a card level of a credit card organization

S407‧‧‧ The electronic device is connected to the parameter maintenance platform to set a first identity group code in the plurality of approval group codes, wherein each of the identification group codes corresponds to one of the card types and an electronic ticket step

Step of making a first credit card based on the first group code, the first card type and the first approval group code by the S409‧‧‧ card machine

FIG. 1 is a schematic diagram of a credit card parameter maintenance system according to an embodiment of the invention. FIG. 2A is a block diagram of an electronic device according to an embodiment of the invention. 2B is a block diagram of a card making machine in accordance with an embodiment of the invention. 2C is a block diagram of a server in accordance with an embodiment of the invention. 3A and 3B are schematic diagrams of a parameter table according to an embodiment of the invention. FIG. 4 is a flowchart of a credit card parameter maintenance method according to an embodiment of the invention.

Claims (10)

A credit card parameter maintenance system includes: a server for providing a parameter maintenance platform; an electronic device for connecting to the parameter maintenance platform to perform the following operations: setting a first community code of the plurality of community codes Each of the group codes corresponds to a joint institution, and a first card type of the plurality of card types is set, wherein each of the card types corresponds to a card level of a credit card organization, and a plurality of identification groups are set. a first identification group code in the code, wherein each of the identification group codes corresponds to one of the card types and an electronic ticket; and a card maker for using the first group code, the first A card type and the first identity group code create a first credit card. The credit card parameter maintenance system of claim 1, wherein the electronic device is further configured to connect to the parameter maintenance platform to perform the following operations: setting a multi-card sample annotation parameter to be on or off. The credit card parameter maintenance system of claim 2, wherein the multi-card sample annotation parameter is enabled and the electronic device is connected to the parameter maintenance platform to set the first approval group code as the identification group. When a second identity code of the code is used, the card-making machine is further configured to create a second credit card according to the first group code, the first card type, and the second identity group code. The credit card parameter maintenance system of claim 3, wherein the card number of the first credit card is the same as the card number of the second credit card. The credit card parameter maintenance system of claim 4, wherein when the electronic ticket of the first credit card is identical to the electronic ticket of the second credit card, the server is further configured to use the electronic ticket of the second credit card. The electronic ticket card number is transmitted to another server such that the other server corresponds the electronic ticket card number of the electronic ticket of the second credit card to the electronic ticket card number of the electronic ticket of the first credit card. A credit card parameter maintenance method for a credit card parameter maintenance system, the credit card parameter maintenance system includes a server, an electronic device, and a card maker, the method comprising: providing a parameter maintenance platform by the server; Connecting, by the electronic device, the parameter maintenance platform to set a first group code of the plurality of group codes, wherein each of the group codes corresponds to a joint institution; and the electronic device is connected to the parameter maintenance platform setting a first card type of the plurality of card types, wherein each of the card types corresponds to a card level of a credit card organization; and the electronic device is connected to the parameter maintenance platform to set one of the plurality of approval group codes a first identity group code, wherein each of the identification group codes corresponds to one of the card types and an electronic ticket; and the card machine is based on the first group code, the first card type, and the The first identity group code creates a first credit card. The method for maintaining a credit card parameter according to claim 6, further comprising: setting a multi-card sample annotation parameter to be turned on or off by connecting the electronic device to the parameter maintenance platform. The method for maintaining a credit card parameter according to claim 7, further comprising: when the multi-card sample annotation parameter is on and the electronic device is connected to the parameter maintenance platform to set the first identity group code to the When the second identification group code in the group code is recognized, the second credit card is created by the card maker according to the first group code, the first card type and the second identity group code. The credit card parameter maintenance method of claim 8, wherein the card number of the first credit card is the same as the card number of the second credit card. The method for maintaining a credit card parameter according to claim 9, wherein when the electronic ticket of the first credit card is identical to the electronic ticket of the second credit card, the method further comprises: using the server to the second credit card The electronic ticket card number of the electronic ticket is transmitted to another server such that the other server corresponds the electronic ticket card number of the electronic ticket of the second credit card to the electronic ticket card number of the electronic ticket of the first credit card.