TWI644278B - Transaction system - Google Patents
Transaction system Download PDFInfo
- Publication number
- TWI644278B TWI644278B TW106116914A TW106116914A TWI644278B TW I644278 B TWI644278 B TW I644278B TW 106116914 A TW106116914 A TW 106116914A TW 106116914 A TW106116914 A TW 106116914A TW I644278 B TWI644278 B TW I644278B
- Authority
- TW
- Taiwan
- Prior art keywords
- transaction
- pending order
- central server
- exchange rate
- status
- Prior art date
Links
- 238000000034 method Methods 0.000 description 12
- 238000010586 diagram Methods 0.000 description 2
- 238000010009 beating Methods 0.000 description 1
- 238000003672 processing method Methods 0.000 description 1
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
本發明提出一種交易系統用以處理交易掛單。所述交易系統包括電子裝置以及中心伺服器。電子裝置用以提供交易掛單的掛單狀態，而中心伺服器用以更新此掛單狀態。中心伺服器接受並記錄包括交易金額、交易條件與有效期限的交易掛單，並更新掛單狀態為已接受狀態。中心伺服器在有效期限內判斷是否接受交易掛單中的交易條件，若是，依據此交易條件以及交易掛單中的交易金額來成交交易掛單，並更新掛單狀態為已成交狀態。反之，拒絕此交易掛單，並更新掛單狀態為已拒絕狀態。中心伺服器在交易掛單過期時更新掛單狀態為已過期狀態。The present invention provides a trading system for processing a pending order. The transaction system includes an electronic device and a central server. The electronic device is used to provide the pending order status of the transaction pending order, and the central server is used to update the status of the pending order. The central server accepts and records the transaction pending order including the transaction amount, trading conditions and expiration date, and updates the pending order status to the accepted status. The central server determines whether to accept the transaction conditions in the transaction pending order within the validity period, and if so, according to the transaction condition and the transaction amount in the transaction pending order, the transaction pending order is executed, and the pending order status is the completed status. Conversely, the transaction pending order is rejected and the pending order status is rejected. The central server updates the pending order status to expired when the transaction pending order expires.
Description
本發明是有關於一種交易系統，且特別是有關於一種可處理掛單的交易系統。The present invention relates to a trading system, and more particularly to a trading system that can process pending orders.
一般來說，銀行的客戶向分行購買外幣時，分行也需要向銀行的財務部購買外幣來提供給客戶。因此，對於財務部來說，分行也可以視為是財務部的客戶。當分行要跟財務部購買外幣時，需要透過電話來議價，速度相當緩慢。但是，外幣的匯率浮動時常相當的迅速，在一通電話的時間之內就可能有幾個百分點的跳動，若使用傳統的交易方式常導致客戶端無法以其希望的匯率來完成交易。因此，如何提供一種交易機制能夠使客戶快速且方便的完成交易，是本領域技術人員所共同致力的目標之一。Generally speaking, when a bank customer purchases foreign currency from a branch, the branch also needs to purchase foreign currency from the bank's finance department to provide it to the customer. Therefore, for the finance department, the branch can also be regarded as a customer of the finance department. When a branch wants to purchase foreign currency with the finance department, it needs to negotiate on the phone, which is quite slow. However, the exchange rate fluctuation of foreign currencies is often quite rapid, and there may be a few percentage points of beating within the time of a telephone call. If the traditional transaction method is used, the client cannot complete the transaction at the exchange rate he desires. Therefore, how to provide a trading mechanism to enable customers to complete transactions quickly and conveniently is one of the goals of those skilled in the art.
本發明提供一種交易系統，能夠處理交易掛單，除了提升交易的速度外，還能讓客戶端更方便地在期限內以其所希望的交易條件來完成交易。The present invention provides a trading system capable of processing a transaction pending order, in addition to increasing the speed of the transaction, and allowing the client to more conveniently complete the transaction within the time limit with the desired trading conditions.
本發明的交易系統用以處理交易掛單，包括電子裝置以及與連接於電子裝置的中心伺服器。電子裝置用以提供交易掛單的掛單狀態。中心伺服器用以更新掛單狀態。中心伺服器接受並記錄包括交易金額、交易條件與有效期限的交易掛單，並更新掛單狀態為已接受狀態。中心伺服器在有效期限內判斷是否接受交易掛單中的交易條件，以及在交易掛單過期時更新掛單狀態為已過期狀態。當中心伺服器判斷接受交易掛單中的交易條件時，依據此交易條件以及交易掛單中的交易金額來成交交易掛單，並更新掛單狀態為已成交狀態。當中心伺服器判斷不接受交易掛單中的交易條件時，拒絕此交易掛單，並更新掛單狀態為已拒絕狀態。The transaction system of the present invention is used to process transaction pending orders, including electronic devices and central servers connected to the electronic devices. The electronic device is used to provide the pending order status of the transaction pending order. The central server is used to update the status of the pending order. The central server accepts and records the transaction pending order including the transaction amount, trading conditions and expiration date, and updates the pending order status to the accepted status. The central server determines whether to accept the transaction conditions in the transaction pending order within the validity period, and updates the pending order status to the expired status when the transaction pending order expires. When the central server judges to accept the transaction conditions in the transaction pending order, the transaction pending order is executed according to the transaction condition and the transaction amount in the transaction pending order, and the pending order status is the completed status. When the central server determines that the transaction conditions in the transaction pending order are not accepted, the transaction pending order is rejected and the pending order status is rejected.
基於上述，本發明所提出的交易系統能夠在交易掛單中設定有效期限，以使交易的雙方可以在此有效期限內決定是否成交此筆交易掛單。據此，能夠使客戶端以其理想的交易條件來進行交易。如此一來，交易量能夠有大幅的增加。Based on the above, the transaction system proposed by the present invention can set an expiration date in the transaction pending order so that both parties to the transaction can decide whether to complete the transaction pending order within this validity period. Accordingly, the client can be made to trade under its ideal trading conditions. As a result, the volume of transactions can be greatly increased.
為讓本發明的上述特徵和優點能更明顯易懂，下文特舉實施例，並配合所附圖式作詳細說明如下。The above described features and advantages of the invention will be apparent from the following description.
圖1繪示本發明一實施例的交易系統的示意圖。請參照圖1，交易系統10包括電子裝置11以及中心伺服器12。在一實施例中，電子裝置11例如為位於銀行分行的主機，而中心伺服器12例如為位於銀行總行或財務部的主機，電子裝置11與中心伺服器12之間例如透過行內網路來相互連接。1 is a schematic diagram of a transaction system in accordance with an embodiment of the present invention. Referring to FIG. 1, the transaction system 10 includes an electronic device 11 and a central server 12. In an embodiment, the electronic device 11 is, for example, a host located at a bank branch, and the central server 12 is, for example, a host located at a bank head office or a finance department. The electronic device 11 and the central server 12 are connected to each other, for example, through an in-line network. Connected to each other.
當分行向總行有交易需求（例如，買賣外幣部位）時，可以透過電子裝置11來提交交易請求至總行的中心伺服器12，並由中心伺服器12來決定是否同意與分行進行分行所提交的交易請求。舉例來說，分行例如可透過電子裝置11來建立交易掛單，其中可包括交易金額、交易條件以及有效期限。交易金額例如包括外幣幣別與金額數量，表示此交易掛單所請求交易的金額。交易條件例如為上述外幣幣別所對應的目標匯率，表示希望能夠以目標匯率來成交交易金額。有效期限用來指示此交易掛單何時過期，例如包括日期與時間。When the branch has a transaction demand to the head office (for example, buying and selling foreign currency parts), the electronic device 11 can submit the transaction request to the central server 12 of the head office, and the center server 12 decides whether to agree to submit the branch with the branch. Transaction request. For example, the branch may establish a transaction pending order through the electronic device 11, for example, which may include a transaction amount, a transaction condition, and an expiration date. The transaction amount includes, for example, the foreign currency currency and the amount of the amount, indicating the amount of the transaction requested by the transaction pending order. The trading condition is, for example, the target exchange rate corresponding to the foreign currency currency mentioned above, indicating that it is desirable to be able to trade the transaction amount at the target exchange rate. The expiration date is used to indicate when this order is expired, including, for example, the date and time.
在一實施例中，若分行已知某客戶在未來一個月後有大額的美金需求（例如，3000元美金），但無須急用，此時分行可例如先提交交易掛單至總行，表示希望在一個月內以目標匯率買進3000元美金，讓總行在接受此交易掛單後，尚有一個月的時間能夠決定是否要以目標匯率來賣給分行3000元美金。在本實施例中，分行例如是藉由電子裝置11來設定此筆交易掛單中，所要買進的外幣幣別為美金，以及金額數量為3000元。此外，分行還會設定希望買進時的目標匯率，以及設定此筆交易掛單的有效期限為一個月。在藉由電子裝置11建立了交易掛單後，會將此交易掛單提交至總行的中心伺服器12，以處理此交易掛單。In an embodiment, if the branch knows that a customer has a large amount of US dollar demand (for example, 3,000 US dollars) in the next month, but does not need to use it urgently, the branch may, for example, submit the transaction pending order to the head office first, indicating that the customer wishes to In the month, the company will buy 3,000 US dollars at the target exchange rate. After the head office accepts the pending order, there is still one month to decide whether to sell the branch to the branch for 3,000 US dollars. In this embodiment, the branch is set, for example, by the electronic device 11 to set the transaction pending order, the foreign currency to be bought is US dollars, and the amount is 3,000 yuan. In addition, the branch will set the target exchange rate when you want to buy, and set the validity period of this transaction pending order to one month. After the transaction pending order is established by the electronic device 11, the transaction pending order is submitted to the central server 12 of the head office to process the transaction pending order.
特別是，在電子裝置11提交交易掛單至中心伺服器12後，電子裝置11會提供此筆交易掛單的掛單狀態，以告知分行目前此筆交易掛單的處理狀況。舉例來說，電子裝置11可例如包括顯示器，分行能夠藉由電子裝置11的顯示器來得知此筆交易掛單的掛單狀態，但本發明並不在此限制電子裝置11提供掛單狀態的具體方式。而中心伺服器12會依據所接收的交易掛單的處理狀況，來通知電子裝置11以更新掛單狀態。在一實施例中，依據不同的處理狀況，掛單狀態可例如包括已接受狀態、已取消狀態、已成交狀態、已拒絕狀態或已過期狀態。In particular, after the electronic device 11 submits the transaction pending order to the central server 12, the electronic device 11 provides the pending order status of the transaction pending order to inform the branch of the current processing status of the pending order. For example, the electronic device 11 can include, for example, a display, and the branch can know the status of the pending order of the transaction pending order by the display of the electronic device 11, but the present invention does not limit the specific manner in which the electronic device 11 provides the pending order status. The central server 12 notifies the electronic device 11 to update the pending order status according to the processing status of the received transaction pending order. In an embodiment, depending on different processing conditions, the pending order status may include, for example, an accepted status, a cancelled status, a completed status, a rejected status, or an expired status.
值得一提的，在一些實施例中，若判斷交易金額不大時則總行可能希望儘速成交此筆交易掛單，但本發明並不在此限。舉例來說，在中心伺服器12接收到此交易掛單後，會判斷交易金額是否小於預設閥值，若交易金額小於預設閥值，則中心伺服器12會直接依據交易掛單中的外幣幣別的當前匯率，以及交易掛單中的交易金額來成交此筆交易掛單。成交後，中心伺服器12例如會更新電子裝置11中的掛單狀態為已成交狀態。本發明並不在此限制預設閥值的大小，所屬領域具備通常知識者當可因應其需求來調整。It is worth mentioning that in some embodiments, if it is judged that the transaction amount is not large, the head office may wish to complete the transaction pending order as soon as possible, but the present invention is not limited thereto. For example, after receiving the transaction pending order, the central server 12 determines whether the transaction amount is less than a preset threshold. If the transaction amount is less than the preset threshold, the central server 12 directly refers to the foreign currency in the transaction pending order. The current exchange rate and the transaction amount in the transaction pending order to close the transaction pending order. After the transaction, the central server 12 updates, for example, the status of the pending order in the electronic device 11 to the completed status. The present invention does not limit the size of the preset threshold here, and those skilled in the art can adjust it according to the needs thereof.
圖2繪示本發明一實施例的交易掛單處理方法的示意流程圖。請參照圖2，在電子裝置11提交一筆交易掛單至中心伺服器12後，中心伺服器12會嘗試在預設時間（例如，60秒）內處理並接受該筆交易掛單（S201）。若中心伺服器12並未在預設時間內接受該筆交易掛單，則該筆交易掛單會被移除，且中心伺服器12會更新電子裝置11中的掛單狀態為已取消狀態（S202）。另一方面，若中心伺服器12在預設時間內處理並接受了此筆交易掛單，則會記錄此筆交易掛單並且更新電子裝置11中的掛單狀態為已接受狀態（S203）。FIG. 2 is a schematic flow chart of a method for processing a pending order according to an embodiment of the present invention. Referring to FIG. 2, after the electronic device 11 submits a transaction pending order to the central server 12, the central server 12 attempts to process and accept the transaction pending order within a preset time (for example, 60 seconds) (S201). If the central server 12 does not accept the transaction pending order within the preset time, the transaction pending order will be removed, and the central server 12 will update the pending order status in the electronic device 11 to the canceled state (S202). On the other hand, if the central server 12 processes and accepts the transaction pending order within the preset time, the transaction pending order is recorded and the status of the pending order in the electronic device 11 is updated to the accepted state (S203).
在一實施例中，總行的中心伺服器12例如在短時間內接收了大量的交易請求，以致無法及時的在預設時間內將來自電子裝置11的交易掛單處理完成。在這樣的情形之下，中心伺服器12會在預設時間結束時移除此交易掛單，並且更新電子裝置11中的掛單狀態為已取消狀態。如此一來，分行藉由電子裝置11所提供的掛單狀態可以得知此筆交易掛單並未掛單成功，而可接續地選擇再此將此筆交易掛單提交至中心伺服器12。這樣的設計能夠避免電子裝置11提交交易掛單至中心伺服器12後，因為中心伺服器12忙碌而在超過交易掛單的有效期限後尚未處理與接受交易掛單，導致分行無法以理想的匯率完成交易。In an embodiment, the central server 12 of the head office receives a large number of transaction requests, for example, in a short period of time, so that the transaction pending order processing from the electronic device 11 cannot be completed in a timely manner within a preset time. Under such circumstances, the central server 12 will remove the transaction pending order at the end of the preset time and update the pending order status in the electronic device 11 to the cancelled status. In this way, the branch can know that the transaction pending order has not been successfully posted by the status of the pending order provided by the electronic device 11, and can continue to submit the pending transaction order to the central server 12. Such a design can prevent the electronic device 11 from submitting the transaction pending order to the central server 12, because the central server 12 is busy and has not processed and accepted the transaction pending order after the expiration of the transaction pending order, resulting in the branch not being able to complete the transaction at the desired exchange rate.
值得一提的，在一實施例中，交易掛單也可以是由總行的中心伺服器12來自行建立。在此實施例中，中心伺服器12建立並記錄此筆交易掛單後，便會接受此筆交易掛單並且在電子裝置11中更新此筆交易掛單的掛單狀態為已接受狀態。It is worth mentioning that in an embodiment, the transaction pending order may also be established by the central server 12 of the head office. In this embodiment, after the central server 12 establishes and records the transaction pending order, it accepts the transaction pending order and updates the pending order status of the transaction pending order to the accepted status in the electronic device 11.
請回到圖2，在中心伺服器12接受並記錄包括交易金額、交易條件以及有效期限的交易掛單後，會依據有效期限來判斷此筆交易掛單是否過期（S204）。若此筆交易掛單已經過期，則中心伺服器12會移除此筆交易掛單的記錄，並且更新電子裝置11中的掛單狀態為已過期狀態（S205）。在此筆交易掛單的有效期限內，中心伺服器12判斷此筆交易掛單是否觸價，即，判斷交易掛單中外幣幣別所對應的當前匯率是否符合交易掛單中的目標匯率（S206）。Referring back to FIG. 2, after the central server 12 accepts and records the transaction pending order including the transaction amount, the transaction condition and the expiration date, it determines whether the transaction pending order has expired according to the expiration date (S204). If the transaction pending order has expired, the central server 12 will delete the record of the transaction pending order and update the pending order status in the electronic device 11 to the expired status (S205). During the validity period of the transaction pending order, the central server 12 determines whether the transaction pending order is in a price, that is, determines whether the current exchange rate corresponding to the foreign currency currency in the transaction pending order conforms to the target exchange rate in the transaction pending order (S206).
在一實施例中，若交易掛單是針對某外幣幣別的買入請求，則當此外幣幣別的當前匯率不高於目標匯率時，表示當前匯率符合目標匯率。在另一實施例中，若交易掛單是針對某外幣幣別的賣出請求，則當此外幣幣別的當前匯率不低於目標匯率時，表示當前匯率符合目標匯率。In an embodiment, if the transaction pending order is a purchase request for a foreign currency currency, when the current exchange rate of the foreign currency currency is not higher than the target exchange rate, it indicates that the current exchange rate conforms to the target exchange rate. In another embodiment, if the transaction pending order is a selling request for a foreign currency currency, when the current exchange rate of the foreign currency currency is not lower than the target exchange rate, it indicates that the current exchange rate conforms to the target exchange rate.
一旦當前匯率符合目標匯率，總行便能夠藉由中心伺服器12得知，並據以判斷是否能夠接受交易掛單中的交易條件（S207）。若判斷接受此筆交易掛單的交易條件，則中心伺服器12會依據交易掛單中的交易金額與交易條件來成交此筆交易掛單，並且更新電子裝置11中的掛單狀態為已成交狀態（S208）。若判斷不接受此筆交易掛單的交易條件，則中心伺服器12會移除此筆交易掛單的記錄，並更新電子裝置11中對應此筆交易掛單的掛單狀態為已拒絕狀態，以拒絕此筆交易掛單（S209）。Once the current exchange rate meets the target exchange rate, the head office can be informed by the central server 12 and determine whether the transaction conditions in the transaction pending order can be accepted (S207). If it is determined that the transaction condition of the transaction pending order is accepted, the central server 12 will complete the transaction pending order according to the transaction amount and the transaction condition in the transaction pending order, and update the pending order status in the electronic device 11 to the completed status (S208). . If it is determined that the transaction condition of the transaction pending order is not accepted, the central server 12 removes the record of the transaction pending order and updates the pending order status of the electronic transaction order 11 corresponding to the transaction pending order to the rejected status to reject the pen. Transaction pending order (S209).
在一實施例中，若當前匯率符合目標匯率，則中心伺服器12便會接受此筆交易掛單的交易條件，以交易掛單中的目標匯率以及交易金額來成交此筆交易掛單，並且在成交後更新電子裝置11中的掛單狀態為已成交狀態。在另一實施例中，在當前匯率符合目標匯率時，中心伺服器12會記錄當下的時間點，但基於總行可能尚未準備好對應的外匯部位等種種因素，不必然要因為當前匯率符合目標匯率就接受此筆交易掛單的交易條件。In an embodiment, if the current exchange rate meets the target exchange rate, the central server 12 accepts the transaction condition of the transaction pending order, and completes the transaction pending order with the target exchange rate and the transaction amount in the transaction pending order, and after the transaction The status of the pending order in the electronic device 11 is updated to the status of the transaction. In another embodiment, when the current exchange rate meets the target exchange rate, the central server 12 records the current time point, but based on factors such as the fact that the head office may not be ready for the corresponding foreign exchange position, it is not necessarily because the current exchange rate meets the target exchange rate. Accept the trading conditions of this transaction pending order.
在圖2的相關實施例中，在當前匯率符合目標匯率時，總行才藉由中心伺服器12判斷是否接受交易掛單中的交易條件。然而，本發明並不在此限制。以下將舉另一實施例說明交易掛單的另一種處理方法。In the related embodiment of FIG. 2, when the current exchange rate meets the target exchange rate, the head office determines whether to accept the transaction condition in the transaction pending order by the central server 12. However, the invention is not limited thereto. Another embodiment of a transaction pending order will be described below.
圖3繪示本發明一實施例的交易掛單處理方法的示意流程圖。圖3相關實施例中的中心伺服器12也會進行類似於步驟S206的判斷交易掛單是否觸價的觸價檢查步驟，但並不必然在當前匯率符合目標匯率時，才判斷是否接受交易掛單中的交易條件。更明確地說，中心伺服器12會針對所有尚未過期的交易掛單，來判斷是否接受交易掛單中的交易條件，無論當前匯率是否曾經符合目標匯率。FIG. 3 is a schematic flow chart of a method for processing a pending order according to an embodiment of the present invention. The central server 12 in the related embodiment of FIG. 3 also performs a step of checking the price of the transaction pending order similar to step S206, but does not necessarily determine whether to accept the transaction pending order when the current exchange rate meets the target exchange rate. Trading conditions. More specifically, the central server 12 will determine whether to accept the transaction conditions in the transaction pending order for all pending transaction pending orders, regardless of whether the current exchange rate has ever met the target exchange rate.
請參照圖3，中心伺服器12會自行建立並記錄交易掛單，隨後接受此筆交易掛單並更新電子裝置11中對應此筆交易掛單的掛單狀態為已接受狀態（S303）。隨後，中心伺服器12會依據有效期限來判斷此筆交易掛單是否過期（S304）。若此筆交易掛單已經過期，則中心伺服器12會移除此筆交易掛單的記錄，並且更新電子裝置11中的掛單狀態為已過期狀態（S305）。若此筆交易掛單尚在有效期限內，中心伺服器12會進行觸價檢查步驟，判斷交易掛單中外幣幣別所對應的當前匯率是否符合交易掛單中的目標匯率，並記錄下當前匯率符合目標匯率的當前匯率與時間（S306）。此時，電子裝置11中對應此交易掛單的掛單狀態例如是維持為已接受狀態，因為對於電子裝置11所在的分行來說，此筆交易掛單被接受後尚未被進行下一個處理動作（例如，取消、拒絕或成交等）。Referring to FIG. 3, the central server 12 establishes and records the transaction pending order, and then accepts the transaction pending order and updates the status of the pending order corresponding to the transaction pending order in the electronic device 11 to the accepted state (S303). Subsequently, the central server 12 determines whether the transaction pending order has expired based on the expiration date (S304). If the transaction pending order has expired, the central server 12 will delete the record of the transaction pending order and update the pending order status in the electronic device 11 to the expired status (S305). If the transaction pending order is still within the validity period, the central server 12 performs a price checking step to determine whether the current exchange rate corresponding to the foreign currency currency in the transaction pending order matches the target exchange rate in the transaction pending order, and records that the current exchange rate meets the target exchange rate. Current exchange rate and time (S306). At this time, the status of the pending order corresponding to the transaction pending order in the electronic device 11 is, for example, maintained as the accepted state, because for the branch where the electronic device 11 is located, the transaction pending order has not been subjected to the next processing action after being accepted (for example, Cancel, refuse or close, etc.).
此外，中心伺服器12會針對此筆交易掛單來判斷是否接受交易掛單中的交易條件（S307）。詳細來說，中心伺服器12會判斷是否接受依據交易掛單中的目標匯率與交易金額來成交此筆交易掛單。In addition, the central server 12 will determine whether to accept the transaction conditions in the transaction pending order for the transaction pending order (S307). In detail, the central server 12 determines whether to accept the transaction pending order based on the target exchange rate and the transaction amount in the transaction pending order.
在一實施例中，中心伺服器12進行觸價檢查步驟時，當前匯率符合目標匯率，而中心伺服器12在判斷是否要接受交易掛單中的交易條件時，會依據所記錄符合目標匯率的當前匯率以及符合的時間來進行判斷。在另一實施例中，中心伺服器12進行觸價檢查步驟時，當前匯率不符合目標匯率，而中心伺服器12仍然針對此筆交易掛單來判斷是否接受其中的交易條件。In an embodiment, when the central server 12 performs the price checking step, the current exchange rate conforms to the target exchange rate, and the central server 12 determines whether to accept the transaction conditions in the transaction pending order according to the current record of the recorded target exchange rate. The exchange rate and the time of compliance are used to judge. In another embodiment, when the central server 12 performs the price check step, the current exchange rate does not meet the target exchange rate, and the central server 12 still determines whether to accept the transaction condition for the transaction pending order.
若中心伺服器12判斷接受此筆交易掛單的交易條件，則中心伺服器12會依據交易掛單中的交易金額與交易條件來成交此筆交易掛單，並且更新電子裝置11中的掛單狀態為已成交狀態（S308）。若判斷不接受此筆交易掛單的交易條件，則中心伺服器12會移除此筆交易掛單的記錄，並更新電子裝置11中對應此筆交易掛單的掛單狀態為已拒絕狀態，以拒絕此筆交易掛單（S309）。If the central server 12 determines to accept the transaction condition of the transaction pending order, the central server 12 will complete the transaction pending order according to the transaction amount and the transaction condition in the transaction pending order, and update the pending order status in the electronic device 11 as the completed transaction. State (S308). If it is determined that the transaction condition of the transaction pending order is not accepted, the central server 12 removes the record of the transaction pending order and updates the pending order status of the electronic transaction order 11 corresponding to the transaction pending order to the rejected status to reject the pen. Transaction pending order (S309).
在一實施例中，電子裝置11在提交交易掛單至中心伺服器12，以讓中心伺服器12對交易掛單進行後續的處理後，分行還能夠主動地利用電子裝置11來請求中心伺服器12取消電子裝置11所提交的交易掛單。In an embodiment, after the electronic device 11 submits the transaction pending order to the central server 12 for the central server 12 to perform subsequent processing on the transaction pending order, the branch can also actively utilize the electronic device 11 to request the central server 12 to cancel. The transaction pending order submitted by the electronic device 11.
圖4繪示本發明一實施例的交易掛單取消方法的示意流程圖。請參照圖4，電子裝置11可發送對應於特定交易掛單的掛單取消請求至中心伺服器12。在中心伺服器12接收到此掛單取消請求後，會判斷是否接受此掛單取消請求（S401）。FIG. 4 is a schematic flow chart of a method for canceling a transaction pending order according to an embodiment of the present invention. Referring to FIG. 4, the electronic device 11 may send a pending order cancellation request corresponding to a specific transaction pending order to the central server 12. After the central server 12 receives the pending order cancellation request, it determines whether or not the pending order cancellation request is accepted (S401).
在一實施例中，總行在藉由中心伺服器12接收到來自電子裝置11的交易掛單後，例如已經準備好用已成交此筆交易掛單的外匯部位後才接收到掛單取消請求，則總行可藉由中心伺服器12來拒絕此掛單取消請求。In an embodiment, after the central bank receives the transaction pending order from the electronic device 11 by the central server 12, for example, if it has prepared to use the foreign exchange portion of the pending transaction order to receive the pending order cancellation request, the head office may This pending order cancellation request is rejected by the central server 12.
若中心伺服器12接受此掛單取消請求，則中心伺服器12會移除此掛單取消請求所對應的交易掛單，並且更新電子裝置11中的掛單狀態為已取消狀態（S402），以告知分行交易掛單已經取消成功。反之，若中心伺服器12不接受此掛單取消請求，則中心伺服器12會忽略此掛單取消請求（S403）。If the central server 12 accepts the pending order cancellation request, the central server 12 removes the transaction pending order corresponding to the pending order cancellation request, and updates the pending order status in the electronic device 11 to the cancelled status (S402) to inform the branch transaction. The pending order has been cancelled successfully. On the other hand, if the central server 12 does not accept the pending order cancellation request, the central server 12 ignores the pending order cancellation request (S403).
特別是，在本發明的實施例中，一旦交易掛單過期、被成交或被拒絕時，表示此筆交易掛單已經不再有效，中心伺服器12會移除此筆交易掛單的記錄。In particular, in an embodiment of the invention, once the transaction pending order expires, is closed, or rejected, indicating that the transaction pending order is no longer valid, the central server 12 will remove the record of the pending order.
綜上所述，本發明實施例所提出的交易系統能夠在交易掛單中設定有效期限，以使交易的雙方可以在此有效期限內決定是否成交此筆交易掛單。據此，在藉由本發明實施例所提出的交易系統進行外匯交易時，能夠使客戶端以更理想的外匯匯率來進行交易。如此一來，可同時避免匯率風險與作業風險，交易量能夠有大幅的增加。In summary, the transaction system proposed by the embodiment of the present invention can set an expiration date in the transaction pending order, so that both parties to the transaction can decide whether to complete the transaction pending order within the validity period. Accordingly, when the foreign exchange transaction is performed by the trading system proposed by the embodiment of the present invention, the client can be made to trade at a more ideal foreign exchange rate. In this way, exchange rate risk and operational risk can be avoided at the same time, and the transaction volume can be greatly increased.
雖然本發明已以實施例揭露如上，然其並非用以限定本發明，任何所屬技術領域中具有通常知識者，在不脫離本發明的精神和範圍內，當可作些許的更動與潤飾，故本發明的保護範圍當視後附的申請專利範圍所界定者為準。Although the present invention has been disclosed in the above embodiments, it is not intended to limit the present invention, and any one of ordinary skill in the art can make some changes and refinements without departing from the spirit and scope of the present invention. The scope of the invention is defined by the scope of the appended claims.
10‧‧‧交易系統10‧‧‧ trading system
11‧‧‧電子裝置11‧‧‧Electronic devices
12‧‧‧中心伺服器12‧‧‧Center Server
S201~S209、S303~S309‧‧‧交易掛單處理方法的步驟Steps of S201~S209, S303~S309‧‧‧ transaction pending order processing method
S401~S403‧‧‧交易掛單取消方法的步驟S401~S403‧‧‧Steps for canceling the transaction pending order
圖1繪示本發明一實施例的交易系統的示意圖。 圖2繪示本發明一實施例的交易掛單處理方法的示意流程圖。 圖3繪示本發明一實施例的交易掛單處理方法的示意流程圖。 圖4繪示本發明一實施例的交易掛單取消方法的示意流程圖。1 is a schematic diagram of a transaction system in accordance with an embodiment of the present invention. FIG. 2 is a schematic flow chart of a method for processing a pending order according to an embodiment of the present invention. FIG. 3 is a schematic flow chart of a method for processing a pending order according to an embodiment of the present invention. FIG. 4 is a schematic flow chart of a method for canceling a transaction pending order according to an embodiment of the present invention.
Claims (9)
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| TW106116914A TWI644278B (en) | 2017-05-22 | 2017-05-22 | Transaction system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| TW106116914A TWI644278B (en) | 2017-05-22 | 2017-05-22 | Transaction system |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| TWI644278B true TWI644278B (en) | 2018-12-11 |
| TW201901571A TW201901571A (en) | 2019-01-01 |
Family
ID=65432037
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| TW106116914A TWI644278B (en) | 2017-05-22 | 2017-05-22 | Transaction system |
Country Status (1)
| Country | Link |
|---|---|
| TW (1) | TWI644278B (en) |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20020161692A1 (en) * | 2001-02-26 | 2002-10-31 | Loh Wing Wah | Method and system for facilitating foreign currency exchange transactions over a network |
| CN101075336A (en) * | 2007-07-20 | 2007-11-21 | 中国建设银行股份有限公司 | Foreign-currency trade system |
-
2017
- 2017-05-22 TW TW106116914A patent/TWI644278B/en active
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20020161692A1 (en) * | 2001-02-26 | 2002-10-31 | Loh Wing Wah | Method and system for facilitating foreign currency exchange transactions over a network |
| CN101075336A (en) * | 2007-07-20 | 2007-11-21 | 中国建设银行股份有限公司 | Foreign-currency trade system |
Also Published As
| Publication number | Publication date |
|---|---|
| TW201901571A (en) | 2019-01-01 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US12437339B2 (en) | System and method for providing latency protection for trading orders | |
| US20250029176A1 (en) | Apparatus to provide liquid funds in the online auction environment | |
| US12190369B2 (en) | Matching techniques for data transaction requests with private attributes | |
| US7194437B1 (en) | Computer-based funds transfer system | |
| JP4834094B2 (en) | System for restricting active transactions in electronic trading system | |
| WO1999010815A1 (en) | Exchange method and apparatus | |
| JP2004522223A (en) | Method and system for facilitating foreign currency exchange transactions through a network | |
| JP2006503348A (en) | Automated trading system | |
| WO2017041611A1 (en) | Method, device and system for performing order processing | |
| CN1606748A (en) | Method and system of exchanging and deriving economic benefit from exchanging securities | |
| KR20130139766A (en) | Loan service system based on accounts receivable in open market | |
| US20140172663A1 (en) | Computer-implemented system and method for clearing a derivative trade involving multiple trading exchanges | |
| US20160048815A1 (en) | Payment service provision with reduced transaction costs | |
| TWI644278B (en) | Transaction system | |
| EP1897047A2 (en) | System for determininig availability of a tradable instrument | |
| TWM549394U (en) | Transaction system | |
| US20200327612A1 (en) | Currency exchange system and remittance system | |
| TWM618716U (en) | Automatic fund trading server | |
| TWI689884B (en) | Foreign exchange to price trading system | |
| US10346911B2 (en) | Private fund exchange system | |
| JP2002123683A (en) | Computer system and method for hedging risk to currency exchange rate | |
| TWI828159B (en) | Exchange transaction management system and method | |
| TWM551724U (en) | Foreign exchange to price trading system | |
| KR20010105978A (en) | Membership transaction method using network | |
| CN120258970A (en) | Transaction processing method, device and electronic equipment |