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TW202109375A - Smart card with anti-fraudulent technique - Google Patents

Smart card with anti-fraudulent technique Download PDF

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Publication number
TW202109375A
TW202109375A TW108130026A TW108130026A TW202109375A TW 202109375 A TW202109375 A TW 202109375A TW 108130026 A TW108130026 A TW 108130026A TW 108130026 A TW108130026 A TW 108130026A TW 202109375 A TW202109375 A TW 202109375A
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TW
Taiwan
Prior art keywords
theft
smart card
swiping
switch
chip module
Prior art date
Application number
TW108130026A
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Chinese (zh)
Inventor
簡銘志
林宗逸
Original Assignee
智動科技股份有限公司
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Publication date
Application filed by 智動科技股份有限公司 filed Critical 智動科技股份有限公司
Priority to TW108130026A priority Critical patent/TW202109375A/en
Publication of TW202109375A publication Critical patent/TW202109375A/en

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Abstract

This disclosure provides a method to prevent fraudulent usage of smart cards. An anti-fraudulent switch will be installed on the connection circuit between chip unit and RFID antenna unit for constantly blocking the outward communication. The smart card can only be used when user operate the switch to activate the circuit connection and prevent unauthorized usage.

Description

防盜刷智慧卡 Anti-theft swipe smart card

本發明係提供關於智慧卡之技術,尤指一種可防止感應盜刷的智慧卡。 The present invention provides a technology related to smart cards, especially a smart card that can prevent inductive fraud.

隨著時代進步與使用需求,智慧卡的通訊傳輸模式已經逐漸從接觸式通訊傳輸發展到非接觸式通訊傳輸,其主要是在智慧卡中設置感應天線模組以對晶片模組進行非接觸式的通訊傳輸。 With the progress of the times and the demand for use, the communication transmission mode of smart cards has gradually developed from contact communication transmission to non-contact communication transmission, which is mainly to set up an inductive antenna module in the smart card to perform contactless contact on the chip module. Communication transmission.

智慧卡的非接觸式的通訊傳輸技術,讓智慧卡之使用更為方便、多元與快速,然而如此便利的使用方式,同時也讓使用風險也相對提升。例如有心人可透過特殊裝置發射無線訊號,對攜帶者之口袋、皮包或其他經常置放智慧卡的物品進行感應盜刷。此種透過非接觸通訊手段進行側錄、盜刷、盜用時,持卡者往往無法察覺所持卡片正在進行通訊,較不易容易防範。 The contactless communication transmission technology of the smart card makes the use of the smart card more convenient, diversified and fast. However, such a convenient way of use also increases the risk of use. For example, a caring person can transmit a wireless signal through a special device to detect and steal the wearer's pocket, purse, or other items that often contain smart cards. When skimming, swiping, or embezzling through non-contact communication means, cardholders often cannot detect that the card they are holding is communicating, and it is not easy to prevent them.

本發明之主要目的,係在提供一種防盜刷智慧卡,以防止使用者未主動使用卡片前,遭他人非法進行通訊的盜刷、盜錄問題。為達上述目的,本發明防盜刷智慧卡之卡片本體內至少包含:一晶片模組;一RFID感應天線模組,透過一連接電路電性連接於該晶片模組;以及一防盜開關,設置在該連接電路上,於未開啟時令該連接電路常態保持斷路、開啟時令 該連接電路導通。換言之,本發明防盜刷智慧卡置放在口袋、皮包或是在任意便於攜帶之位置而不使用時,是無法直接透過任何感應手段與晶片模組進行通訊,因此不會發生被感應盜刷的問題;而當使用者要正常使用防盜刷智慧卡時,只要輕鬆操作該防盜開關,即可令防盜刷智慧卡保持在可感應通訊的狀態。 The main purpose of the present invention is to provide an anti-theft swiping smart card, so as to prevent users from illegally using the card before being used by others to illegally communicate. To achieve the above objective, the card body of the anti-theft swiping smart card of the present invention at least includes: a chip module; an RFID sensor antenna module electrically connected to the chip module through a connecting circuit; and an anti-theft switch arranged in On the connection circuit, when the connection circuit is not opened, the connection circuit is normally kept open, and when it is opened The connection circuit is turned on. In other words, when the anti-theft swiping smart card of the present invention is placed in a pocket, purse, or in any convenient place where it is not used, it cannot directly communicate with the chip module through any sensing means, so there will be no inductive swiping. Problem: When the user wants to use the anti-theft swiping smart card normally, he can easily operate the anti-theft switch to keep the anti-theft swiping smart card in a state capable of sensing communication.

所述防盜刷智慧卡為符合電子票證之定義或EMV規範者,以便防盜刷智慧以符合電子票證之定義或EMV規範之型態進行應用。 The anti-theft swiping smart card is one that conforms to the definition of an electronic ticket or EMV specification, so that the anti-theft swiping smart card is applied in a form that conforms to the definition of an electronic ticket or the EMV specification.

所述晶片模組為符合非接觸式智慧卡ISO/IEC14443 TYPE The chip module complies with the contactless smart card ISO/IEC14443 TYPE

A、ISO/IEC14443 TYPE B、ISO/IEC 18092與JIS X 6319-4/Felica其中之一標準,以便防盜刷智慧卡能於ISO/IEC14443 TYPE A、ISO/IEC14443 TYPE A. ISO/IEC14443 TYPE B, ISO/IEC 18092 and JIS X 6319-4/Felica one of the standards, so that the anti-theft smart card can be used in ISO/IEC14443 TYPE A, ISO/IEC14443 TYPE

B、ISO/IEC 18092與JIS X 6319-4/Felica之相符標準領域中進行應用。 B, ISO/IEC 18092 and JIS X 6319-4/Felica conform to the standard field for application.

所述防盜開關可採用機械式開關,例如具有釋放時具有自動彈開斷電效果的薄片觸壓開關,具有結構簡單、品質穩定、耐用且低成本、方便操作等多項優點。 The anti-theft switch may adopt a mechanical switch, such as a sheet touch switch with the effect of automatically popping off when it is released, and has the advantages of simple structure, stable quality, durability, low cost, and convenient operation.

相較於先前技術,本發明所提供的技術手段能使防盜刷智慧卡之晶片模組常態保持在斷路狀態,不論誤入感應範圍或是遭他人惡意感應盜刷時,都可透過最直接的機械阻斷方式,防止晶片模組對外進行非接觸式通訊,而達防盜刷的效果。在實施的時候本發明除了可運用於僅具有非接觸式通訊傳輸的智慧卡之外,亦可應用於兼具接觸式與非接觸式通訊傳輸的智慧卡,可防止智慧卡中有關非接觸式通訊傳輸的功能進行防感應盜刷進行保護。 Compared with the prior art, the technical means provided by the present invention can keep the chip module of the anti-theft swiping smart card normally in a disconnected state, regardless of whether it is strayed into the sensing range or maliciously sensed by others, the most direct method can be used. The mechanical blocking method prevents the chip module from conducting non-contact communication with the outside, and achieves the effect of anti-theft brushing. When implemented, the present invention can be applied to smart cards that only have contactless communication transmission, and can also be applied to smart cards that have both contact and contactless communication transmissions. It can prevent contactless communication in smart cards. The function of communication transmission is protected against sensor theft.

100‧‧‧卡片本體 100‧‧‧Card body

20‧‧‧晶片模組 20‧‧‧Chip Module

30‧‧‧RFID感應天線模組 30‧‧‧RFID sensor antenna module

40‧‧‧連接電路 40‧‧‧Connecting circuit

50‧‧‧防盜開關 50‧‧‧Anti-theft switch

51‧‧‧觸壓鍵 51‧‧‧Touch key

第一圖為本發明最佳實施例之結構示意圖;第二圖為本發明最佳實施例之電路示意圖。 The first figure is a schematic diagram of the structure of the best embodiment of the present invention; the second figure is a schematic diagram of the circuit of the best embodiment of the present invention.

請參閱第一圖及第二圖所示,係本發明最佳實施例之結構示意圖、電路示意圖。本實施例所示之防盜刷智慧卡可為符合電子票證之定義或EMV規範者,其卡片本體100呈薄片狀,且內部至少包含:一晶片模組20、一RFID感應天線模組30、一連接電路40以及一防盜開關50。 Please refer to the first and second diagrams, which are schematic diagrams of the structure and circuit diagrams of the preferred embodiment of the present invention. The anti-theft swiping smart card shown in this embodiment can be one that conforms to the definition of an electronic ticket or the EMV specification. The card body 100 is in the form of a sheet and at least contains: a chip module 20, an RFID sensor antenna module 30, and an Connect the circuit 40 and an anti-theft switch 50.

晶片模組20為符合非接觸式智慧卡ISO/IEC14443 TYPE A、ISO/IEC14443 TYPE B、ISO/IEC 18092與JIS X 6319-4/Felica其中之一標準。 The chip module 20 complies with one of the standards of contactless smart card ISO/IEC14443 TYPE A, ISO/IEC14443 TYPE B, ISO/IEC 18092 and JIS X 6319-4/Felica.

RFID感應天線模組30,透過該連接電路40電性連接於該晶片模組20。 The RFID sensing antenna module 30 is electrically connected to the chip module 20 through the connection circuit 40.

防盜開關50,設置在該連接電路40上,該防盜開關50為機械式開關且具有一觸壓鍵51,於未開啟時令該連接電路40常態保持斷路、開啟時令該連接電路40導通。實施時,該觸壓鍵51可隱蔽於卡片本體100內或外露於卡片本體100外,讓使用者能以間接觸壓或直接觸壓的方式對該防盜開關50進行觸壓操作。 The anti-theft switch 50 is arranged on the connecting circuit 40. The anti-theft switch 50 is a mechanical switch and has a touch key 51, which normally keeps the connecting circuit 40 open when it is not turned on, and turns the connecting circuit 40 on when it is turned on. In implementation, the touch key 51 can be concealed in the card body 100 or exposed outside the card body 100, so that the user can touch and press the anti-theft switch 50 by indirect contact pressure or direct contact pressure.

綜上所述,當本實施例所示之防盜刷智慧卡置放在口袋、皮包或是在任意便於攜帶之位置而不使用時,是無法直接透過任何感應手段與晶片模組20進行通訊,因此不會發生被感應盜刷的問題;而當使用者要 正常使用防盜刷智慧卡時,只要輕鬆操作、捏持或觸壓在該觸壓鍵51上,即可令防盜刷智慧卡保持在可感應通訊的狀態。 In summary, when the anti-theft swipe smart card shown in this embodiment is placed in a pocket, purse, or is not used in any convenient carrying position, it cannot directly communicate with the chip module 20 through any sensing means. Therefore, there will be no problem of being induced to steal the brush; and when the user wants When the anti-theft swipe smart card is used normally, the anti-theft swipe smart card can be kept in a state capable of sensing communication as long as it is easily operated, pinched or pressed on the touch key 51.

以上所述實施方式,係舉例若干適於本發明之實施例,並非用於局限本發明,舉凡與本發明採相同之技術手段僅為元件之簡易置換或均等實施,均應屬本發明申請專利範圍之範疇。 The above-mentioned embodiments are examples of several examples suitable for the present invention, and are not intended to limit the present invention. For example, if the same technical means as the present invention is only simple replacement or equal implementation of components, it shall belong to the present invention. The scope of the scope.

100‧‧‧卡片本體 100‧‧‧Card body

20‧‧‧晶片模組 20‧‧‧Chip Module

30‧‧‧RFID感應天線模組 30‧‧‧RFID sensor antenna module

40‧‧‧連接電路 40‧‧‧Connecting circuit

50‧‧‧防盜開關 50‧‧‧Anti-theft switch

51‧‧‧觸壓鍵 51‧‧‧Touch key

Claims (9)

一種防盜刷智慧卡,其卡片本體內至少包含:一晶片模組;一RFID感應天線模組,透過一連接電路電性連接於該晶片模組;以及一防盜開關,設置在該連接電路上,於未開啟時令該連接電路常態保持斷路、開啟時令該連接電路導通。 An anti-theft swipe smart card, the card body at least includes: a chip module; an RFID induction antenna module electrically connected to the chip module through a connecting circuit; and an anti-theft switch arranged on the connecting circuit, When it is not turned on, the connection circuit is normally kept open, and when it is turned on, the connection circuit is turned on. 如請求項1所述之防盜刷智慧卡,為符合電子票證之定義者。 The anti-theft swiping smart card described in claim 1 is one that meets the definition of an electronic ticket. 如請求項1所述之防盜刷智慧卡,為符合EMV規範者。 The anti-theft swiping smart card as described in claim 1 shall comply with the EMV specification. 如請求項1所述之防盜刷智慧卡,其中該晶片模組為符合非接觸式智慧卡ISO/IEC14443 TYPE A、ISO/IEC14443 TYPE B、ISO/IEC 18092及JIS X 6319-4/Felica標準其中之一。 The anti-theft swiping smart card described in claim 1, wherein the chip module conforms to the contactless smart card ISO/IEC14443 TYPE A, ISO/IEC14443 TYPE B, ISO/IEC 18092 and JIS X 6319-4/Felica standards. one. 如請求項1所述之防盜刷智慧卡,其中該防盜開關為機械式開關。 The anti-theft swiping smart card according to claim 1, wherein the anti-theft switch is a mechanical switch. 如請求項5所述之防盜刷智慧卡,其中該防盜開關為薄片觸壓開關。 The anti-theft swiping smart card according to claim 5, wherein the anti-theft switch is a sheet touch switch. 如請求項5或6所述之防盜刷智慧卡,其中該防盜開關具有一觸壓鍵。 The anti-theft swiping smart card according to claim 5 or 6, wherein the anti-theft switch has a touch key. 如請求項7所述之防盜刷智慧卡,其中該觸壓鍵隱蔽於卡片本體內,供使用者間接觸壓。 The anti-theft swiping smart card according to claim 7, wherein the touch key is concealed in the card body for users to touch and press. 如請求項7所述之防盜刷智慧卡,其中該觸壓鍵外露於卡片本體外,供使用者直接觸壓。 The anti-theft swiping smart card according to claim 7, wherein the touch key is exposed outside the card body for the user to directly touch and press.
TW108130026A 2019-08-22 2019-08-22 Smart card with anti-fraudulent technique TW202109375A (en)

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