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TW201913578A - A Method and System for Performing an Electronic Shareholder Voting through an Electronic Passbook - Google Patents

A Method and System for Performing an Electronic Shareholder Voting through an Electronic Passbook Download PDF

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TW201913578A
TW201913578A TW106128325A TW106128325A TW201913578A TW 201913578 A TW201913578 A TW 201913578A TW 106128325 A TW106128325 A TW 106128325A TW 106128325 A TW106128325 A TW 106128325A TW 201913578 A TW201913578 A TW 201913578A
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electronic
server
user
passbook
account
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TW106128325A
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Chinese (zh)
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TWI682362B (en
Inventor
孟慶蒞
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臺灣集中保管結算所股份有限公司
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Priority to TW106128325A priority Critical patent/TWI682362B/en
Priority to MYPI2018702850A priority patent/MY202278A/en
Priority to SG10201807105QA priority patent/SG10201807105QA/en
Priority to PH12018000234A priority patent/PH12018000234A1/en
Publication of TW201913578A publication Critical patent/TW201913578A/en
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Publication of TWI682362B publication Critical patent/TWI682362B/en

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Abstract

A method and system for performing an electronic shareholder voting through an electronic passbook is disclosed, wherein an electronic passbook is established for recording and checking all transactions of stocks, the owner of the passbook can obtain an electronic signature for an shareholder voting through a mobile device, connected to a first server, and the first server can generate an electronic signature by using a certificate of the first server and an ID of the owner of the electronic passbook, and the owner of the electronic passbook can send the electronic signature to a second server to perform an electronic shareholder voting.

Description

使用電子存摺帳號以進行股東電子投票之方法及系統Method and system for electronic sharebook account for electronic shareholder voting

本發明涉及到股東電子投票之方法及系統,特別涉及到利用現有的電子存摺帳號以進行一股東電子投票。The present invention relates to a method and system for electronic voting by shareholders, and more particularly to utilizing an existing electronic passbook account to conduct a shareholder electronic voting.

近來,隨著科技產業的突飛猛進,網際網路應用的發展越來越多元,昔日,被認為不可能的事,現在借助科技的幫助,都一一被實現,電子投票正是其中的一種。在現行的執行股東投票技術中,存在多種股東投票機制,各個股票之股東投票會讓擁有多種股票之股東疲於奔命,因此會降低股東投票之意願。在現行的股東投票技術中,各個股票之股東投票都是獨立來進行,或是用紙本來通知,而使得擁有多種股票之股東更降低股東投票之意願。Recently, with the rapid development of the technology industry, the development of Internet applications has become more and more diverse. In the past, what was considered impossible, now with the help of technology, has been realized one by one, and electronic voting is one of them. In the current executive share voting technology, there are a variety of shareholder voting mechanisms, and the shareholder voting of each stock will make the shareholders who own multiple stocks exhausted, thus reducing the willingness of shareholders to vote. In the current shareholder voting technique, the shareholder votes of each stock are conducted independently or in paper, and the shareholders who own multiple stocks reduce the willingness of shareholders to vote.

綜上所述,可知先前技術中長期以來一直存在股東投票之意願低,且各個股票之股東投票都是以不同之方式來進行因而增加總成本且無效率,因此有必要提出改進的技術手段,來解決此一問題。In summary, it can be seen that there has been a low interest in shareholders' voting for a long time in the prior art, and the shareholder voting of each stock is performed in a different manner, thereby increasing the total cost and being inefficient, so it is necessary to propose improved technical means. To solve this problem.

本發明的目的之一在於提供一種使用一現有的電子存摺帳號以使該電子存摺帳號之所有者來進行一股東電子投票之方法及系統,以簡化股東電子投票之認證程序。One of the objectives of the present invention is to provide a method and system for using an existing electronic passbook account to enable the owner of the electronic passbook account to conduct a shareholder electronic voting to simplify the authentication process for shareholder electronic voting.

在一實施例中,本發明揭露了一種使用一現有的電子存摺帳號以使該電子存摺帳號之所有者來進行一股東電子投票之方法,該方法包括:使用至少一第一伺服器,以接收來自一用戶之一行動裝置上之關聯於一第一電子存摺帳號之一第一請求,其中具有該第一電子存摺帳號之該用戶已與該至少一第一伺服器完成身份確認動作,且該至少一第一伺服器具有該用戶之一識別資料;使用該至少一第一伺服器之一伺服器憑證針對該用戶之識別資料進行數位簽章以產生一數位簽章值,並將該數位簽章值回傳至該行動裝置;以及使用至少一第二伺服器以接收該數位簽章值,以使該用戶進行一股東電子投票。In one embodiment, the present invention discloses a method for using an existing electronic passbook account to cause an owner of the electronic passbook account to conduct a shareholder electronic voting, the method comprising: using at least one first server to receive a first request associated with a first electronic passbook account on a mobile device of a user, wherein the user having the first electronic passbook account has completed an identity confirmation action with the at least one first server, and the At least one first server has one of the user identification data; using one of the at least one first server server voucher to perform a digital signature on the identification data of the user to generate a digital signature value, and the digital signature The chapter value is passed back to the mobile device; and at least one second server is used to receive the digital signature value to enable the user to conduct a shareholder electronic vote.

在一實施例中,該行動裝置為一手機。In an embodiment, the mobile device is a mobile phone.

在一實施例中,該識別資料包括該用戶之身份證號碼。In an embodiment, the identification material includes the identity card number of the user.

在一實施例中,該第一電子存摺帳號為一電子證券存摺帳號。In an embodiment, the first electronic passbook account is an electronic securities passbook account.

在一實施例中,該用戶在該手機運行之一手機存摺APP中之一介面點選一電子投票指令,以產生該第一請求。In an embodiment, the user selects an electronic voting instruction in one of the mobile phone passbooks of the mobile phone to generate the first request.

在一實施例中,該至少第一伺服器包含一集中保管結算所之至少一伺服器,且該電子證券存摺帳號與該集中保管結算所相關聯。In an embodiment, the at least first server comprises at least one server of the centralized storage clearinghouse, and the electronic securities passbook account number is associated with the centralized deposit clearinghouse.

在一實施例中,該用戶之行動裝置在傳送該第一請求前,該用戶會輸入電子存摺帳號與密碼,該至少一伺服器比對電子存摺帳號與密碼以及該行動裝置之手機號碼以確認該用戶之身分。In an embodiment, the user's mobile device inputs an electronic passbook account number and password before transmitting the first request, and the at least one server compares the electronic passbook account number and password with the mobile phone number of the mobile device to confirm The identity of the user.

在一實施例中,本發明揭露了一種使用一現有的電子存摺帳號以使該電子存摺帳號之所有者來進行一股東電子投票之系統,該系統包含:至少一第一伺服器,用以接收來自一用戶之一行動裝置上之關聯於一第一電子存摺帳號之一第一請求,其中具有該第一電子存摺帳號之該用戶已與該至少一第一伺服器完成身份確認動作,且該至少一第一伺服器具有該用戶之一識別資料,其中該至少一第一伺服器具有一伺服器憑證,該至少一第一伺服器使用該伺服器憑證與該用戶之該識別資料以產生一數位簽章值,並將該數位簽章值回傳至該行動裝置;以及至少一第二伺服器,用以接收該數位簽章值以使該用戶進行一股東電子投票。In one embodiment, the present invention discloses a system for using an existing electronic passbook account to enable an owner of the electronic passbook account to conduct a shareholder electronic voting, the system comprising: at least one first server for receiving a first request associated with a first electronic passbook account on a mobile device of a user, wherein the user having the first electronic passbook account has completed an identity confirmation action with the at least one first server, and the At least one first server has one of the user identification data, wherein the at least one first server has a server credential, and the at least one first server uses the server credential and the identification data of the user to generate a The digital signature value is transmitted back to the mobile device; and at least a second server is configured to receive the digital signature value for the user to conduct a shareholder electronic voting.

在一實施例中,該行動裝置為一手機。In an embodiment, the mobile device is a mobile phone.

在一實施例中,該識別資料包括該用戶之身份證號碼。In an embodiment, the identification material includes the identity card number of the user.

在一實施例中,該第一電子存摺帳號為一電子證券存摺帳號。In an embodiment, the first electronic passbook account is an electronic securities passbook account.

在一實施例中,該用戶在該手機運行之一手機存摺APP中之一介面點選一電子投票指令,以產生該第一請求。In an embodiment, the user selects an electronic voting instruction in one of the mobile phone passbooks of the mobile phone to generate the first request.

在一實施例中,該至少第一伺服器包含一集中保管結算所之至少一伺服器,且該電子證券存摺帳號與該集中保管結算所相關聯。In an embodiment, the at least first server comprises at least one server of the centralized storage clearinghouse, and the electronic securities passbook account number is associated with the centralized deposit clearinghouse.

在一實施例中,該用戶之行動裝置在傳送該第一請求前,該用戶會輸入電子存摺帳號與密碼,該至少一伺服器比對電子存摺帳號與密碼以及該行動裝置之手機號碼以確認該用戶之身分。In an embodiment, the user's mobile device inputs an electronic passbook account number and password before transmitting the first request, and the at least one server compares the electronic passbook account number and password with the mobile phone number of the mobile device to confirm The identity of the user.

本發明的詳細描述說明如下。所描述的較佳實施例是作為說明和描述的用途,並非用來限定本發明之範圍。A detailed description of the present invention is explained below. The preferred embodiments described are illustrative of the invention and are not intended to limit the scope of the invention.

圖1說明一種使用一現有的電子存摺帳號以使該電子存摺帳號之所有者來進行一股東電子投票之系統,該系統包括:至少一第一伺服器132,用以接收來自一用戶之一行動裝置上110之關聯於一第一電子存摺帳號134之一第一請求,其中具有該第一電子存摺帳號134之該用戶已傳送該第一電子存摺帳號134與對應之密碼150至該至少一第一伺服器132以完成身份確認動作,且該至少一第一伺服器具有該用戶之一識別資料,其中該至少一第一伺服器具有一伺服器憑證180,該至少一第一伺服器使用該伺服器憑證180與該用戶之該識別資料進行數位簽章以產生一數位簽章值160,並將該數位簽章值160回傳至該行動裝置110;以及至少一第二伺服器122,用以接收來自該用戶之該行動裝置110之該簽章值以使該用戶進行一股東電子投票。1 illustrates a system for using an existing electronic passbook account to cause an owner of the electronic passbook account to conduct a shareholder electronic voting, the system comprising: at least a first server 132 for receiving action from one of the users The device 110 is associated with a first request of a first electronic passbook account 134, wherein the user having the first electronic passbook account 134 has transmitted the first electronic passbook account 134 and the corresponding password 150 to the at least one a server 132 to complete the identity confirmation action, and the at least one first server has one of the user identification data, wherein the at least one first server has a server credential 180, and the at least one first server uses the The server certificate 180 performs a digital signature with the identification data of the user to generate a digital signature value 160, and transmits the digital signature value 160 back to the mobile device 110; and at least a second server 122, The signature value of the mobile device 110 from the user is received to cause the user to conduct a shareholder electronic vote.

在一實施例中,該手機存摺APP 118 使用者後續可以用該數位簽章值160中之用戶識別碼作為後續電子投票之識別碼,以進行股東電子投票。In an embodiment, the user of the mobile phone passbook APP 118 can subsequently use the user identification code in the digital signature value 160 as the identification code of the subsequent electronic voting for the electronic voting of the shareholders.

在一實施例中,該行動裝置上110傳送該數位簽章值至該至少一第二伺服器122以使該用戶進行一股東電子投票。In one embodiment, the mobile device 110 transmits the digital signature value to the at least one second server 122 to cause the user to conduct a shareholder electronic vote.

在一實施例中,該行動裝置為一手機。In an embodiment, the mobile device is a mobile phone.

在一實施例中,該至少一第一伺服器132與該至少一第二伺服器122可互相通訊以交換訊息以使數位簽章值能夠被產生與確認。In an embodiment, the at least one first server 132 and the at least one second server 122 can communicate with each other to exchange messages to enable the digital signature value to be generated and confirmed.

在一實施例中,該伺服器憑證180為一特定之手機存摺伺服器憑證。In one embodiment, the server credential 180 is a particular cell passbook server credential.

在一實施例中,該識別資料包括該用戶之身份證號碼。In an embodiment, the identification material includes the identity card number of the user.

在一實施例中,該識別資料包括該用戶之身份證號碼與該用戶之該手機號碼,該行動裝置上110傳送該簽章值至該至少一第二伺服器122以使該用戶進行一股東電子投票,該至少一第二伺服器122比對該行動裝置上110之手機號碼是否符合該識別資料之該用戶之該手機號碼。In an embodiment, the identification data includes the identity card number of the user and the mobile phone number of the user, and the mobile device 110 transmits the signature value to the at least one second server 122 to enable the user to perform a shareholder. The electronic voting, the at least one second server 122 compares the mobile phone number of the mobile device on the mobile device with the mobile phone number of the user who matches the identification data.

在一實施例中,該第一電子存摺帳號134為一電子證券存摺帳號。In an embodiment, the first electronic passbook account 134 is an electronic securities passbook account.

在一實施例中,該用戶在該手機運行之一手機存摺APP 118中之一介面點選一電子投票指令,以產生該第一請求。In one embodiment, the user selects an electronic voting instruction from one of the mobile phone passbooks APP 118 of the mobile phone to generate the first request.

在一實施例中,該至少第一伺服器具有該用戶之所有不同來源之一第一股票數量之加總。一實施例中,如圖1所示,該用戶之所有不同來源包含多個券商帳號,其中該用戶具有券商帳號(A)之第一股票持股(A)與券商帳號(B)之第一股票持股(B),其中該用戶之所有不同來源之一第一股票數量之加總即為第一股票持股(A)與第一股票持股(B)之加總。In an embodiment, the at least first server has a sum of the first number of stocks of one of the different sources of the user. In one embodiment, as shown in FIG. 1, all different sources of the user include a plurality of brokerage accounts, wherein the user has the first shareholding (A) of the brokerage account (A) and the first account of the brokerage account (B) Stock holding (B), in which the sum of the first stocks of one of the different sources of the user is the sum of the first stock holding (A) and the first stock holding (B).

在一實施例中,該至少第一伺服器包含一集中保管結算所之至少一伺服器,且該電子證券存摺帳號與該集中保管結算所相關聯。In an embodiment, the at least first server comprises at least one server of the centralized storage clearinghouse, and the electronic securities passbook account number is associated with the centralized deposit clearinghouse.

在一實施例中,該用戶之行動裝置在傳送該第一請求前,該用戶會輸入對應於該第一帳號之密碼與手機機號,該至少一伺服器比對該第一帳號、該通行密碼以及該行動裝置之手機號碼以確認該用戶之身分。In an embodiment, the user's mobile device inputs a password corresponding to the first account and a mobile phone number before transmitting the first request, and the at least one server compares the first account with the mobile phone. The password and the mobile number of the mobile device to confirm the identity of the user.

圖2說明一種使用一現有的電子存摺帳號以使該電子存摺帳號之所有者來進行一股東電子投票之方法流程圖。請參閱圖1與圖2,在步驟201中,使用至少一第一伺服器132,以接收來自一用戶之一行動裝置110上之一第一電子存摺帳號之帳號與密碼以完成身份確認動作,其中該至少一第一伺服器132具有該用戶之一識別資料;在步驟202中,使用該至少一第一伺服器132,以接收來自該用戶之該動裝置110上之關聯於該第一電子存摺帳號134之一第一請求以取得一數位簽章值;在步驟203中,使用該至少一第一伺服器132之一伺服器憑證180針對該用戶之該識別資料進行數位簽章以產生一數位簽章值160,並將該數位簽章值160回傳至該行動裝置110;以及在步驟204中,使用至少一第二伺服器122,以接收來自該用戶之該數位簽章值160以使該用戶進行一股東電子投票。2 illustrates a flow chart of a method for using an existing electronic passbook account to cause the owner of the electronic passbook account to conduct a shareholder electronic vote. Referring to FIG. 1 and FIG. 2, in step 201, at least one first server 132 is used to receive an account and password from a first electronic passbook account on a mobile device 110 of a user to complete an identity confirmation action. The at least one first server 132 has one of the user identification data; in step 202, the at least one first server 132 is used to receive the associated electronic device on the mobile device 110 from the user. The first request of the passbook account 134 is to obtain a digital signature value; in step 203, the server certificate vouchers 180 are used to perform digital signature on the identification data of the user to generate a signature. The digital signature value 160, and the digital signature value 160 is passed back to the mobile device 110; and in step 204, the at least one second server 122 is used to receive the digital signature value 160 from the user. Let the user conduct a shareholder electronic vote.

在一實施例中,如圖3所示,圖1中之該至少一第二伺服器可包括一網頁伺服器122a、一電子投票伺服器122b與一憑證驗證伺服器122c,其中該手機存摺APP 118 將該數位簽章值160透過HTTPS傳送至該網頁伺服器122a,該網頁伺服器122a將該數位簽章值160傳送至電子投票伺服器122b;該電子投票伺服器122b將該數位簽章值傳送至該憑證驗證伺服器122c以針對該數位簽章值160進行驗證成功後;該憑證驗證伺服器122c將驗證結果回傳至該電子投票伺服器122b;該電子投票伺服器122b將驗證結果回傳至該手機存摺APP 118,該手機存摺APP 118 使用者後續可以用該數位簽章值160中之用戶識別碼作為後續電子投票之識別碼,以進行股東電子投票。In an embodiment, as shown in FIG. 3, the at least one second server in FIG. 1 may include a web server 122a, an electronic voting server 122b, and a credential verification server 122c, wherein the mobile passbook APP 118. The digital signature value 160 is transmitted to the web server 122a via HTTPS, and the web server 122a transmits the digital signature value 160 to the electronic voting server 122b; the electronic voting server 122b signs the digital signature After the verification to the voucher verification server 122c for successful verification of the digital signature value 160; the voucher verification server 122c returns the verification result to the electronic voting server 122b; the electronic voting server 122b returns the verification result Passed to the mobile passbook APP 118, the mobile phone passbook APP 118 user can subsequently use the user identification code of the digital signature value 160 as the identification code of the subsequent electronic voting for the electronic voting of the shareholder.

上述之第一電子存摺帳號可以是電子證券存摺帳號,其中至少一第一伺服器132可以是由公正第三方之系統架構來管理,其中公正第三方可以是管理證券交易資料的機構如集中保管結算所,其中第一電子存摺帳號134是註冊於管理證券交易資料的機構如集中保管結算所。 在一實施例中,第一電子存摺帳號134可以用來流覽該用戶112之所有證券商之證券交易資料。The first electronic passbook account number may be an electronic securities passbook account, wherein at least one first server 132 may be managed by a fair third party system architecture, wherein the fair third party may be an institution that manages securities transaction data, such as centralized deposit and settlement. The first electronic passbook account 134 is an institution registered in the management of securities transaction data, such as a centralized depository and clearing house. In an embodiment, the first electronic passbook account 134 can be used to view the securities transaction data of all the securities firms of the user 112.

上述之電子存摺帳號可以是電子銀行存摺帳號,其中至少一伺服器可以是公正第三方,例如是管理用戶與銀行之交易資料的機構。The above electronic passbook account may be an electronic bank passbook account, wherein at least one server may be an impartial third party, for example, an organization that manages transaction data between the user and the bank.

在一實施例中,用戶112 具有一行動裝置110,行動裝置110 設有一應用程式如電子存摺APP 118。 在一實施例中,應用程式如電子存摺APP 118是由管理證券交易資料的機構如集中保管結算所提供給用戶112。應用程式如電子存摺APP 118可以與該至少一第一伺服器132通訊,用戶112之輸入第一電子存摺帳號及密碼150以完成身份驗證動作。該用戶在該手機運行之應用程式如電子存摺APP 118中之一介面點選一指令116,以產生該第一請求。該至少一第一伺服器132具有一伺服器憑證180,該至少一第一伺服器132使用該伺服器憑證180針對該用戶之識別資料進行數位簽章以產生一數位簽章值160,並將該數位簽章值160回傳至該行動裝置。In one embodiment, the user 112 has a mobile device 110, and the mobile device 110 is provided with an application such as an electronic passbook APP 118. In one embodiment, an application, such as the electronic passbook APP 118, is provided to the user 112 by an institution that manages the securities transaction data, such as a centralized depository clearinghouse. The application, such as the electronic passbook APP 118, can communicate with the at least one first server 132, and the user 112 inputs the first electronic passbook account number and password 150 to complete the authentication operation. The user selects an instruction 116 in an interface of the application running on the mobile phone, such as the electronic passbook APP 118, to generate the first request. The at least one first server 132 has a server credential 180, and the at least one first server 132 uses the server credential 180 to digitally sign the identification data of the user to generate a digital signature value 160, and The digital signature value 160 is passed back to the mobile device.

在一實施例中,用戶112 之行動裝置110之手機號碼或手機機號會被儲存於該至少一第一伺服器132以使行動裝置110是該用戶112唯一可以用來與該至少一第一伺服器132通訊以查詢該用戶112之之所有交易資料。這樣可以確保該用戶112不會被其他人利用其他手機來查詢該用戶112之多個證券商帳號之所有交易資料。In an embodiment, the mobile phone number or mobile phone number of the mobile device 110 of the user 112 is stored in the at least one first server 132 to enable the mobile device 110 to be the only one that the user 112 can use with the at least one first The server 132 communicates to query all transaction data of the user 112. This ensures that the user 112 will not be used by other people to query all transaction data of the plurality of securities dealer accounts of the user 112.

在一實施例中,行動裝置110可以是行動電話,也可以是一平板電腦,但不以此為限。In an embodiment, the mobile device 110 can be a mobile phone or a tablet, but is not limited thereto.

在一實施例中,用戶112使用行動裝置110之電子存摺APP 118將該第一電子存摺帳號134註冊於該至少一第一伺服器132中。In one embodiment, the user 112 registers the first electronic passbook account 134 in the at least one first server 132 using the electronic passbook APP 118 of the mobile device 110.

在一實施例中,用戶112只要使用電子存摺APP 118即可與該至少一第一伺服器132通訊且可下載用戶112之多個證券商帳號之電子證券存摺以供用戶112瀏覽。在一實施例中,該被下載之多個證券商帳號之電子證券存摺會被儲於行動裝置110之儲存裝置,以供用戶112在沒有與該至少一第一伺服器132連線時也可以瀏覽該被下載之多個證券商帳號之電子證券存摺。在一實施例中,電子存摺APP 118可以被操作以瀏覽該被下載之多個證券商帳號之電子證券存摺,而且電子存摺APP 118可以使用相同之操作方式來瀏覽該被下載之多個證券商帳號之電子證券存摺。也就是說,無論行動裝置110與該至少一第一伺服器132連線或不連線,電子存摺APP 118皆可使用相同之操作方式來瀏覽用戶112之多個證券商帳號之電子證券存摺。這樣可以使用戶112利用行動裝置110更方便地來瀏覽他的多個電子證券存摺。In an embodiment, the user 112 can communicate with the at least one first server 132 by using the electronic passbook APP 118 and can download the electronic securities passbook of the plurality of securities merchant accounts of the user 112 for browsing by the user 112. In an embodiment, the electronic securities passbook of the plurality of securities dealer accounts that are downloaded may be stored in the storage device of the mobile device 110, so that the user 112 may also be connected to the at least one first server 132. Browse the electronic securities passbook of the multiple securities dealer accounts that were downloaded. In an embodiment, the electronic passbook APP 118 can be operated to browse the electronic securities passbook of the plurality of downloaded securities dealer accounts, and the electronic passbook APP 118 can use the same operation mode to browse the downloaded plurality of securities dealers. Electronic securities passbook for the account number. That is, regardless of whether the mobile device 110 is connected or disconnected from the at least one first server 132, the electronic passbook APP 118 can use the same operation mode to browse the electronic securities passbook of the plurality of securities dealer accounts of the user 112. This allows the user 112 to more conveniently navigate through his plurality of electronic securities passbooks using the mobile device 110.

在一實施例中,行動裝置110之電子存摺APP 118可與該至少一第一伺服器132通訊,該至少一第一伺服器132通訊可將用戶112之電子證券存摺進行資料打包,並將打包後之電子證券存摺回傳至用戶112登錄之電子郵件。In an embodiment, the electronic passbook APP 118 of the mobile device 110 can communicate with the at least one first server 132, and the at least one first server 132 communicates the electronic securities passbook of the user 112 for packaging and packaging. The subsequent electronic securities passbook is passed back to the email of the user 112 login.

在一實施例中,電子存摺APP 118可以接收有關於證券的最新消息或官方的最新消息。In an embodiment, the electronic passbook APP 118 may receive an up-to-date message about the security or an official up-to-date message.

在一實施例中,電子存摺APP 118可以與該至少一第一伺服器132通訊以查詢該用戶112之多個銀行帳號之電子銀行存摺,也就是說銀行電子存摺可以取代傳統之銀行存摺簿,這樣用戶112只要電子存摺APP 118就可以查詢該用戶112之多個銀行帳號之電子銀行存摺。In an embodiment, the electronic passbook APP 118 can communicate with the at least one first server 132 to query the electronic bank passbook of the plurality of bank accounts of the user 112, that is, the bank electronic passbook can replace the traditional bank passbook. Thus, the user 112 can query the electronic bank passbook of the plurality of bank accounts of the user 112 as long as the electronic passbook APP 118.

在一實施例中,電子存摺APP118 可以被操作以瀏覽該被下載之多個銀行帳號之電子銀行存摺,而且電子存摺APP118 可以使用相同之操作方式來瀏覽該被下載之多個銀行帳號之電子銀行存摺。也就是說,無論行動裝置110與該至少一第一伺服器132連線或不連線,電子存摺APP 118皆可使用相同之操作方式來瀏覽用戶112之多個銀行帳號之電子銀行存摺。這樣可以使用戶112利用行動裝置110更方便地來瀏覽他的多個電子銀行存摺。In an embodiment, the electronic passbook APP 118 can be operated to browse the electronic bank passbook of the plurality of downloaded bank accounts, and the electronic passbook APP 118 can browse the downloaded plurality of bank accounts using the same operation mode. Electronic bank passbook. That is, regardless of whether the mobile device 110 is connected or disconnected from the at least one first server 132, the electronic passbook APP 118 can use the same operation mode to browse the electronic bank passbooks of the plurality of bank accounts of the user 112. This allows the user 112 to more conveniently navigate through his plurality of electronic bank passbooks using the mobile device 110.

圖4是一電子存摺APP 118架構示意圖。如圖4所示,電子存摺APP 118架構分成人機介面 (User Interface) 422及對應功能模組。人機介面(User Interface)422包含帳號管理頁424、檢視存摺頁425、訊息推播頁426及帳號資訊頁427。電子存摺APP 118提供的功能包含存摺安裝、圖文廣告、用戶活動、投資人登錄資訊修改、歷史存摺紀錄顯示、線上補摺、推播功能及通用一次性密碼之取得與顯示。4 is a schematic diagram of an electronic passbook APP 118 architecture. As shown in FIG. 4, the electronic passbook APP 118 architecture is divided into a user interface 422 and a corresponding function module. The User Interface 422 includes an account management page 424, a view passbook page 425, a message push page 426, and an account information page 427. The functions provided by the electronic passbook APP 118 include passbook installation, graphic advertisement, user activity, investor login information modification, historical passbook record display, online folding, push function and universal one-time password acquisition and display.

為加強互動性與個人化服務的需求,電子存摺APP 118可以提供投資人另一種型式之證券存摺,透過參加人申請核可後進行手機存摺帳號安裝至投資人行動載具上,始可進行補摺作業與相關操作。電子存摺APP 118可以用通用一次性密碼取代傳統之存摺磁條,作為臨櫃辦理帳簿劃撥功能時之作業再確認,並提供投資人主動、即時、行動化之異動資料及餘額登載。手機存摺將不僅僅只是證券存摺功能以數位化方式的整合入行動裝置,因應電子化、行動化服務,並強化與投資人的聯結,電子存摺APP 118可提供股務相關訊息及相關推廣訊息等加值服務。電子存摺APP 118可提供集中保管結算所之推播訊息的功能,譬如通知投資人補摺資訊、股東會等與投資人業務相關資訊。In order to strengthen the demand for interactive and personalized services, the electronic passbook APP 118 can provide investors with another type of securities passbook. After the participant applies for approval, the mobile passbook account can be installed on the investor's mobile vehicle. Folding operations and related operations. The electronic passbook APP 118 can replace the traditional passbook magnetic strip with a universal one-time password, and re-confirm the operation when the account book transfer function is provided, and provide the investor with the active, immediate, and actionable transaction data and the balance. Mobile phone passbooks will not only integrate the securities passbook function into mobile devices in a digital manner. In response to electronic and mobile services, and strengthen the connection with investors, the electronic passbook APP 118 can provide stock-related information and related promotional messages. Value added service. The electronic passbook APP 118 can provide a function of centrally storing the push information of the clearing house, such as notifying the investor of the information, the shareholder meeting and the like.

在一實施例中,電子存摺APP 118可以用來查詢用戶之一證券商之股票交易資料。In an embodiment, the electronic passbook APP 118 can be used to query the stock transaction data of one of the securities companies of the user.

在一實施例中,電子存摺APP 118可以用來查詢用戶之所有證券商之電子證券存摺中之股票交易資料。In an embodiment, the electronic passbook APP 118 can be used to query the stock transaction data in the electronic securities passbook of all securities firms of the user.

雖然本發明以前述之較佳實施例揭露如上,然其並非用以限定本發明,任何熟習相像技藝者,在不脫離本發明之精神和範圍內,當可作些許之更動與潤飾,因此本發明之專利保護範圍須視本說明書所附之申請專利範圍所界定者為準。While the present invention has been described above in terms of the preferred embodiments thereof, it is not intended to limit the invention, and the invention may be modified and modified without departing from the spirit and scope of the invention. The patent protection scope of the invention is subject to the definition of the scope of the patent application attached to the specification.

110‧‧‧行動裝置110‧‧‧ mobile devices

112‧‧‧用戶112‧‧‧Users

116‧‧‧指令116‧‧‧ directive

118‧‧‧應用程式118‧‧‧Application

120‧‧‧第一服務提供者120‧‧‧First service provider

122‧‧‧至少一第二伺服器122‧‧‧At least one second server

124‧‧‧終端裝置124‧‧‧ Terminal devices

130‧‧‧公正第三方之系統架構130‧‧ ‧ Fair third party system architecture

132‧‧‧至少一第一伺服器132‧‧‧At least one first server

134‧‧‧第一電子存摺帳號134‧‧‧First electronic passbook account

150‧‧‧帳號與密碼150‧‧‧ account and password

160‧‧‧數位簽章值160‧‧‧ digital signature value

418‧‧‧手機存摺應用程式418‧‧‧Mobile Passbook App

421‧‧‧應用程式首頁421‧‧‧Application Home

422‧‧‧人機介面422‧‧‧Human Machine Interface

423‧‧‧存摺安裝模組423‧‧‧ Passbook installation module

424‧‧‧帳號管理頁424‧‧‧ Account Management Page

425‧‧‧檢視存摺頁425‧‧‧View passbook page

426‧‧‧訊息推播頁426‧‧‧Information push page

427‧‧‧帳號資訊頁427‧‧‧ Account Information Page

434‧‧‧登錄資訊修改模組434‧‧‧ Login Information Modification Module

435‧‧‧補摺模組435‧‧‧Folding module

436‧‧‧推播模組436‧‧‧Pushing module

437‧‧‧通用一次密碼模組437‧‧‧Universal one-time password module

443‧‧‧廣告模組443‧‧‧Advertising Module

453‧‧‧活動資訊回報模組453‧‧‧Event Information Return Module

圖1 說明一種使用一現有的電子存摺帳號以進行一股東電子投票之系統之示意圖。 圖2 說明一種使用現有的電子存摺帳號以進行一股東電子投票之方法之流程圖。 圖3 說明一種使用一現有的電子存摺帳號以進行一股東電子投票之系統之示意圖。 圖4 為一電子存摺應用程式架構示意圖。Figure 1 illustrates a schematic diagram of a system for using an existing electronic passbook account to conduct a shareholder electronic voting. Figure 2 illustrates a flow chart of a method for using an existing electronic passbook account to conduct a shareholder electronic vote. Figure 3 illustrates a schematic diagram of a system for conducting an electronic shareholder vote using an existing electronic passbook account. Figure 4 is a schematic diagram of an electronic passbook application architecture.

Claims (14)

一種股東電子投票之方法,包含: 使用至少一第一伺服器以接收來自一用戶之一行動裝置傳送之 一第一電子存摺帳號與密碼以完成身份確認動作,其中該至少一第一伺服器具有該用戶之一識別資料; 使用該至少一第一伺服器以接收來自該行動裝置上之關聯於該第一電子存摺帳號之一第一請求以取得一數位簽章值; 使用該至少一第一伺服器之一伺服器憑證以針對該用戶之該識別資料進行數位簽章以產生一數位簽章值,並將該數位簽章值回傳至該行動裝置;以及 使用至少一第二伺服器以接收該數位簽章值,以使該用戶進行一股東電子投票。A method for shareholder electronic voting, comprising: using at least one first server to receive a first electronic passbook account number and password transmitted from a mobile device of a user to complete an identity confirmation action, wherein the at least one first server has One of the users identifying the data; using the at least one first server to receive a first request from the mobile device associated with the first electronic passbook account to obtain a digital signature value; using the at least one first One of the server server credentials performs a digital signature on the identification data for the user to generate a digital signature value, and transmits the digital signature value back to the mobile device; and uses at least one second server to The digital signature value is received to enable the user to conduct a shareholder electronic vote. 如請求項1所述之方法,其中該行動裝置為一手機。The method of claim 1, wherein the mobile device is a mobile phone. 如請求項1所述之方法,其中該識別資料包括該用戶之身份證號碼。The method of claim 1, wherein the identification material comprises an identity card number of the user. 如請求項2所述之方法,其中該第一電子存摺帳號為一手機電子證券存摺帳號。The method of claim 2, wherein the first electronic passbook account is a mobile electronic securities passbook account. 如請求項2所述之方法,其中,該用戶在該手機運行之一手機存摺APP中之一介面點選一電子投票指令,以產生該第一請求。The method of claim 2, wherein the user selects an electronic voting instruction in one of the mobile phone passbooks of the mobile phone to generate the first request. 如請求項4所述之方法,其中該至少第一伺服器包含一集中保管結算所之至少一伺服器,且該電子證券存摺帳號與該集中保管結算所相關聯。The method of claim 4, wherein the at least first server comprises at least one server of the centralized deposit clearinghouse, and the electronic securities passbook account number is associated with the centralized deposit clearinghouse. 如請求項4所述之方法,其中,該用戶之行動裝置在傳送該第一請求前,該用戶會輸入對應於該第一帳號之密碼,該至少一伺服器比對該第一電子存摺帳號、該密碼以及該行動裝置之手機號碼以確認該用戶之身分。The method of claim 4, wherein the user's mobile device inputs a password corresponding to the first account before transmitting the first request, the at least one server is compared to the first electronic passbook account The password and the mobile number of the mobile device to confirm the identity of the user. 一種股東電子投票之系統,包含: 至少一第一伺服器,用以接收來自該行動裝置上之關聯於該第一電子存摺帳號之一第一請求以取得一數位簽章值,其中具有該第一電子存摺帳號之該用戶已與該至少一第一伺服器完成身份確認動作,且該至少一第一伺服器具有該用戶之一識別資料,其中該至少一第一伺服器具有一伺服器憑證,該至少一第一伺服器使用該伺服器憑證以針對該用戶之該識別資料進行數位簽章以產生一數位簽章值,並將該數位簽章值回傳至該行動裝置;以及 至少一第二伺服器,用以接收該簽章值以使該用戶進行一股東電子投票。A system for electronic shareholder voting, comprising: at least a first server for receiving a first request from the mobile device associated with the first electronic passbook account to obtain a digital signature value, wherein the first The user of an electronic passbook account has completed an identity confirmation action with the at least one first server, and the at least one first server has one of the user identification data, wherein the at least one first server has a server credential And the at least one first server uses the server credential to perform a digital signature on the identification data of the user to generate a digital signature value, and returns the digital signature value to the mobile device; and at least one The second server is configured to receive the signature value to enable the user to conduct a shareholder electronic voting. 如請求項8所述之系統,其中該行動裝置為一手機。The system of claim 8, wherein the mobile device is a mobile phone. 如請求項8所述之系統,其中該識別資料包括該用戶之身份證號碼。The system of claim 8, wherein the identification material comprises an identification number of the user. 如請求項8所述之系統,其中該第一電子存摺帳號為一手機電子證券存摺帳號。The system of claim 8, wherein the first electronic passbook account is a mobile electronic securities passbook account. 如請求項9所述之系統,其中,該用戶在該手機運行之一手機存摺APP中之一介面點選一電子投票指令,以產生該第一請求。The system of claim 9, wherein the user selects an electronic voting instruction in one of the mobile phone passbooks of the mobile phone to generate the first request. 如請求項11所述之系統,其中該至少第一伺服器包含一集中保管結算所之至少一伺服器,且該電子證券存摺帳號與該集中保管結算所相關聯。The system of claim 11, wherein the at least first server comprises at least one server of a centralized deposit clearinghouse, and the electronic securities passbook account number is associated with the centralized deposit clearinghouse. 如請求項11所述之系統,其中,該用戶之行動裝置在傳送該第一請求前,該用戶會輸入對應於該第一帳號之通行密碼,該至少一伺服器比對該第一帳號、該通行密碼以及該行動裝置之手機號碼或手機機號以確認該用戶之身分。The system of claim 11, wherein the user's mobile device inputs a passphrase corresponding to the first account before transmitting the first request, the at least one server is compared to the first account, The passcode and the mobile phone number or mobile phone number of the mobile device confirm the identity of the user.
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