201040857 六、發明說明： 【發明所屬之技術領域】 本發明關於物流公司貨款清算方法及其系統，特別關 於可以對貨款資金進行即時清算的物流公司貨款清算方法 及其系統。 【先前技術】 Q 在商務活動日益頻繁的今天，物流運輸已經在現代經 濟生活中佔據了重要的地位，物流是指從工廠倉庫到收貨 人之間整個貨物的流轉過程，物流運輸服務的效率高低、 品質好壞直接影響著各類企業的生產和經營。 而隨著市場化改革的深入，物流業在我國已不再是單 純的運輸、倉儲、裝卸、搬運、包裝、加工、配送的集合 ，其開始以向消費者提供成本服務爲目標，逐漸向多功能 、規模化和網路化的方向發展。 Q 如國家專利局申請號爲20042005248 1.2的專利公開 了 一種無線通訊物流網路結構，請參見圖1，其包括車輛 無線網路，控制管理中心區域網路及分控中心網路三部分 並基於Internet網際網路構建而成。車輛無線網路主要由 車載終端及無線通訊公網組成，車載終端內安裝有GPS 接收模組和無線通訊模組。控制管理中心區域網路是以建 立中央資料庫爲核心的內部區域網路，並可連接已有的企 業管理系統網路、分控中心網路和1 1 0報警網路。分控中 心網路爲各許可權使用人所使用的裝有監控軟體的普通電 -5- 201040857 腦、手提電腦，透過Internet或無線網路接入中央資料庫 。此無線通訊物流網路結構透過在車載終端上配備GPS 接收模組和無線通訊模組，實現了對車載終端的監控，並 使快遞員在發貨期間隨時可與物流公司進行通訊，其具有 投資少，適於實施，易於普及，功能強大的特點。 又如聯通公司推出的"掌上物流”，其是爲快遞員配備 了 CDMA手機，使快遞員能夠移動完成資料獲取、資料 通訊等工作環節，充分運用了自動識別技術、移動通訊技 術、GPSone定位技術、網路資料庫技術，爲物流公司提 供語音、資料通訊、定位、拍照、掃描等5項重要功能， 幫助物流公司實現”攬收、運輸、投遞”三個環節的高效順 暢運行。 在攬收階段，快遞員無論身處何地，都能透過CDMA 手機進行遠端登錄公司系統，用手機隨時隨地下載新的配 送任務，並隨時準確回饋物流工作狀態。收到貨物後，快 遞員可以使用手機拍照條碼，自動採集貨單號，實現貨單 號碼的掃描，並能以最快的速度上報貨物名稱、取貨人和 目的城市等資訊。其中，CDMA手機的保密特點確保了貨 物資訊的安全可靠，實現了貨物資訊的及時互動。 在運輸階段，基於CDMA的GPS定位功能，能幫助 管理人員及時掌控千里之外的人和車的運動軌跡，位置精 度可達5米〜50米。不僅僅是連續軌跡跟蹤，”掌上物流" 還能實現軌跡重播，使管理人員輸入重播時間段，就能查 看車輛人員的歷史行進路線。 -6- 201040857 在投遞階段，透過CDMA網，能將簽收資訊和貨物 資訊透過CDMA手機進行條碼掃描、拍照和及時回傳， 達到貨運交付、電子簽收的效果。在整個過程中，實現運 單、回單的手機登入，並按單號跟蹤運單當前狀態，支援 運單、剩單、丟缺單等資訊的綜合查詢。 上述兩種物流技術都是透過無線通訊網絡來實現物流 公司與運貨車輛及快遞員的即時資訊互動，然而，如果從 ^ 網路、功能、服務、業績等方面綜合評估，在我國的物流 公司中，真正實力超群、競爭力強的則爲數不多，如果一 個物流公司同時管理多個區域性的物流供應商，其管理成 本也會大幅度上升，因此，許多物流公司爲了降低運營成 本，在各個區域都會招攬物流代理商。不同區域的貨物派 送是由所在區域的物流代理商來負責，且每個物流代理商 都會有其自己的銀行帳戶，當貨到付款後便會從物流代理 商的銀行帳戶中將貨款撥到物流公司的銀行帳戶中。如圖 Q 2所示’其爲典型的一種物流貨款資金的轉移流程圖。 S 2 0 1 ’快遞員將貨物交給買家，並收取貨款。 S2 03，快遞員收到貨款後，將簽收資訊發送給物流代 理商，並通知物流代理商貨款已收到。 S 2 0 5 ’物流代理將貨款從其銀行帳戶轉移到物流公司 的銀行帳戶。 S 207，物流公司將貨款付給賣家。 但是在貨款轉移的過程中，當快遞員通知物流代理商 貨款已收到後’物流代理商無法立即將貨款清算給物流公 -7- 201040857 司，而是透過銀行在一段時間（比如隔日）後再將貨款清 算給物流公司，整個資金流轉效率較低’從而延長了整個 貨款到達賣家的時間’降低了交易效率。另外’因爲物流 公司一般會要求物流代理在發貨期間繳納一定的保證金’ 所以貨款的流轉速度慢也會使物流代理的資金壓力加大， 增加物流代理商的運營難度。 【發明內容】 本發明的目的是提供一種物流公司貨款資金即時清算 方法，以解決現有技術中物流代理商與物流公司之間資金 流轉效率低的問題。 本發明的另一目的是提供一種物流公司貨款資金即時 清算系統，以解決現有技術中物流代理商與物流公司之間 資金流轉效率低的問題。 本發明提出一種物流公司貨款資金即時清算方法，用 以在快遞員收到買家的貨款並簽收貨物後，對物流公司及 物流代理商進行即時資金清算，其包括簽署代扣協議過程 與貸款即時清算過程，其中，簽署代扣協定過程包括以下 步驟：首先，提供第三方支付平臺。其次，物流公司、物 流代理商及第三方支付平臺簽署委託代扣協定。貸款即時 清算過程包括以下步驟：首先，物流公司接收到快遞員發 出的買家付款並簽收貨物後的簽收資訊與貨物資訊，並向 桌二方支付平臺發送代扣指令。其次，第三方支付平臺接 收到物流公司發出的代扣指令，並根據委託代扣協定對代 -8- 201040857 扣指令進行驗證。最後，若驗證通過，則第三方支付平臺 從物流代理商的帳戶向物流公司的帳戶進行轉帳。 依照本發明較佳實施例所述的物流公司貨款資金即時 清算方法，在物流公司、物流代理商及第三方支付平臺簽 署委託代扣協定後，第三方支付平臺保留委託代扣協定的 內容，爲後續的代扣請求作訪問控制。 依照本發明較佳實施例所述的物流公司貨款資金即時 0 清算方法，第三方支付平臺與物流公司及物流代理商簽署 協定時，對物流公司及物流代理商的身份進行驗證，若身 份驗證通過則委託代扣協議確認通過。 依照本發明較佳實施例所述的物流公司貨款資金即時 清算方法，第三方支付平臺透過密碼或數位證書認證來驗 證物流公司及該物流代理商的身份。 依照本發明較佳實施例所述的物流公司貨款資金即時 清算方法，買家付款並簽收貨物後，快遞員利用 CDMA Q 手機對簽收資訊和貨物資訊進行條碼掃描，並傳送給物流 公司。 依照本發明較佳實施例所述的物流公司貨款資金即時 清算方法，物流公司向第三方支付平臺發送代扣指令時， 代扣指令基於安全套接層協議進行加密傳輸。 依照本發明較佳實施例所述的物流公司貨款資金即時 清算方法在第三方支付平臺接收到物流公司發出的代扣指 令並驗證通過後，將代扣指令中的財務明細進行儲存，以 備對帳時調用。 -9- 201040857 依照本發明較佳實施例所述的物流公司貨款資金即時 清算方法，當第三方支付平臺進行轉帳後’其向物流公司 傳回代扣款結果資訊。 本發明另提出一種物流公司貨款資金即時清算系統’ 包括物流公司、至少一個物流代理商及第三方支付平臺’ 物流代理商配備有多個快遞員’物流代理商及物流公司都 連接至網路，第三方支付平臺透過網路與物流公司及物流 代理商相連，此第三方支付平臺用以即時清算物流代理商 與物流公司的帳戶，其中，第三方支付平臺又包括第三方 支付帳戶管理伺服器、第三方支付平臺代扣協議註冊伺服 器、第三方支付平臺代扣訪問控制伺服器以及第三方支付 平臺代扣伺服器。第三方支付帳戶管理伺服器用以向物流 公司及物流代理商提供支付帳戶，並存儲各個支付帳戶的 資訊。第三方支付平臺代扣協定註冊伺服器透過網路連接 至物流公司及物流代理商，用以與物流公司及物流代理商 簽定委託代扣協議。第三方支付平臺代扣訪問控制伺服器 與第三方支付平臺代扣協議註冊伺服器相連，用以保留委 託代扣協定的內容，爲後續的代扣請求作訪問控制。第三 方支付平臺代扣伺服器分別與第三方支付平臺代扣訪問控 制伺服器及第三方支付帳戶管理伺服器相連，用以當第三 方支付平臺接收到代扣指令後，從物流代理商的帳戶向物 流公司的帳戶進行轉帳。 依照本發明較佳實施例所述的物流公司貨款資金即時 清算系統，其第三方支付平臺還包括第三方支付平臺認證 -10- 201040857 伺服器，其與第三方支付平臺代扣協議註冊伺服器相連， 用以在第三方支付平臺代扣協議註冊伺服器與物流公司及 物流代理商簽定委託代扣協議時，對物流公司及物流代理 商的身份進行驗證。 依照本發明較佳實施例所述的物流公司貨款資金即時 清算系統，其第三方支付平臺還包括第三方支付平臺代扣 款返還伺服器，其與第三方支付平臺代扣伺服器相連，用 Q 以向物流公司傳回代扣款結果資訊。 與現有技術相比，本發明具有以下優點： 1、 本發明利用第三方支付平臺實現了物流代理商與 物流公司間的資金即時清算，大大加快了物流代理商與物 流公司間的資金流轉和清算速度，從而縮短了賣方收到貨 款的時間，同時也提高了物流公司的辦事效率，令採用本 發明的物流公司在同行業中更具備市場競爭力。 2、 本發明利用第三方支付平臺實現了物流代理商與 Q 物流公司間的資金即時清算，從而縮短了物流代理商向物 流公司繳納保證金的期限，同時也爲物流代理商減輕了資 金的壓力，降低了物流代理商的運營難度。. 3、 本發明對代扣請求及其發送對象進行充分驗證， 並且物流公司與第三方支付平臺之間的代扣指令是基於安 全套接層協議加密後進行傳輸，充分保證了物流公司與物 流代理商之間貨款轉移的安全性。 4、 本發明的第三方支付平臺還可以爲物流公司及物 流代理商提供在資金代扣過程中的財務明細，讓物流公司 -11 - 201040857 及物流代理商可以方便地進行對賬。 【實施方式】 本發明的原理是利用第三方支付平臺對物流公司與物 流代理商之間的貨款進行即時清算，從而提高物流公司與 物流代理商之間的資金流轉和清算速度。本發明所述的第 三方支付平臺，是一些和國內外各大銀行簽約、具備一定 實力和信譽保障的第三方獨立機構提供的交易支付平臺， 類似於支付寶。其可以提供如下的一些主要功能： 1、 用戶可以利用網上銀行等途徑將銀行帳戶金額儲 値到用戶的第三方支付平臺帳戶中。 2、 買方選購商品後，可以使用第三方支付平臺提供 的帳戶進行貨款支付，並將貨款轉移到賣家的第三方支付 平臺帳戶。 3、 用戶可以將第三方支付平臺帳戶金額重新兌換成 自己的銀行存款。 以下結合附圖，具體說明本發明。 本發明提出一種物流公司貨款資金即時清算方法，用 以在買家付款並簽收貨物後，對物流公司及物流代理商進 行即時資金清算，請參見圖3，其爲本發明實施例的一種 物流公司貨款資金即時清算方法的流程圖，其包括簽署代 扣協定過程S3 01與貨款即時清算過程S302。簽署代扣協 定是物流公司，物流代理商與第三方支付平臺三方簽署代 扣協定的過程，簽署代扣協定過程S 3 0 1包括以下步驟： -12- 201040857 S3 03，提供第三方支付平臺。 S3 05，第三方支付平臺接收物流公司及物流代理商的 註冊資訊，並爲物流公司及物流代理商提供其各自的支付 帳戶。註冊時，物流公司及物流代理商可以指定操作員登 錄第三方支付平臺，並輸入註冊資訊，註冊資訊可以如登 錄帳號、登錄密碼、公司名稱等，註冊成功後，由第三方 支付平臺向物流公司及物流代理商提供其各自的支付帳戶 〇 S3 07 ’第三方支付平臺與物流公司及物流代理商指定 操作員簽訂委託代扣協定。簽訂委託代扣協定時，物流公 司及物流代理商指定的操作員登錄第三方支付平臺的代扣 協定頁面’並根據內容提示簽署協定。簽署委託代扣協定 時’操作員須同意委託第三方支付平臺根據物流公司的系 統指令來對第三方支付平臺的帳戶進行代扣的事項。 S309’第三方支付平臺保留委託代扣協定的內容，爲 〇 後續的代扣請求作訪問控制。其中，委託代扣協定的內容 包括委託協定的細節以及簽訂協定的三方物件的資訊，如 代扣流程、代扣注意事項、協定三方不得違反的事項、簽 署協議的物流公司與物流代理商的註冊資訊等。 貸A即時清算過程S302是快遞員收到買方支付的貨 款後’從物流代理商的帳戶到物流公司的帳戶進行即時清 算的過程’其包括以下步驟： S311 ’物流公司接收到快遞員發出的買家付款並簽收 貨物後的簽收資訊與貨物資訊，並向第三方支付平臺發送 -13- 201040857 代扣指令。 S3 1 3，第三方支付平臺接收到物流公司發出的代扣指 令後，根據委託代扣協定對代扣指令進行驗證。驗證時需 要檢查發出代扣指令的物流公司與所要代扣的物流代理商 是否與第三方支付平臺簽署過委託代扣協定，代扣指令是 否符合委託代扣協議的規定，以及物流公司與所要代扣的 物流代理商的身份資訊是否與委託代扣協定中塡寫的資訊 相一致。 S3 1 5，若驗證通過，則第三方支付平臺從物流代理商 的帳戶向物流公司的帳戶進行轉帳。 當貨款轉移到物流公司的支付帳戶上後，物流公司可 以將支付帳戶上的貨款轉帳到銀行帳戶上後再支付給賣家 。或者賣家也在第三方支付平臺上註冊其支付帳戶，物流 公司直接將貨款轉帳到賣家的第三方支付平臺的支付帳戶 上。 本發明利用第三方支付平臺實現了物流代理商與物流 公司間的資金即時清算，大大加快了物流代理商與物流公 司間的資金流轉和清算速度，使貨款更快地抵達賣家的帳 戶上。另外，因爲物流代理商一般都需要在送貨期間向物 流公司繳納一定的保證金，因此本發明可以縮短物流代理 商繳納保證金的時間，同時也爲物流代理商減輕了資金的 壓力。 請參見圖4，其爲本發明實施例的另一種物流公司貨 款資金即時清算方法的流程圖。此物流公司貨款資金即時 -14 - 201040857 清算方法包括簽署代扣協議過程S40 1與貸款即時清算過 程S402。簽署代扣協定是物流公司，物流代理商與第三 方支付平臺三方簽署代扣協定的過程，簽署代扣協定過程 S401包括以下步驟： S403，提供第三方支付平臺。 S 40 5，第三方支付平臺接收物流公司及物流代理商的 註冊資訊，並爲物流公司及物流代理商提供其各自的支付 Q 帳戶。註冊時，物流公司及物流代理商可以指定操作員登 錄第三方支付平臺，並輸入註冊資訊，註冊資訊可以是登 錄帳號、登錄密碼、公司名稱等，註冊成功後，由第三方 支付平臺向物流公司及物流代理商提供其各自的支付帳戶 0 S407，物流公司及物流代理商指定的操作員登錄第三 方支付平臺的代扣協定頁面，並輸入密碼或數位證書來驗 證其身份。操作員所要輸入的密碼或數位證書可以是預先 Q 存儲於註冊資訊中的，通過驗證密碼或數位證書與先前存 儲的是否一致來驗證操作員的身份。 S409，若物流公司及物流代理商指定的操作員的身份 驗證通過，則第三方支付平臺與其簽署委託代扣協定。委 託代扣協定的內容包括物流公司及物流代理商同意委託第 三方支付平臺根據物流公司的系統指令來對第三方支付平 臺的帳戶進行代扣。 S4 Π，第三方支付平臺保留委託代扣協定的內容，爲 後續的代扣請求作訪問控制。所委託代扣協定的內容包括 -15- 201040857 委託協定細節及簽訂協定的物件資訊等。 貸款即時清算過程S402是快遞員收到買方支付的貨 款後，從物流代理商的帳戶到物流公司的帳戶進行即時清 算的過程，其包括以下步驟： S41 3，買家付款並簽收貨物後，快遞員利用 CDMA 手機對簽收資訊和貨物資訊進行條碼掃描，並傳送給物流 公司。 S4 1 5，物流公司接收到簽收資訊與貨物資訊後，向第 三方支付平臺發送代扣指令，且代扣指令基於安全套接層 協議進行加密傳輸。 安全套接層（Secure Sockers Layer)是一種網際網 路上常被使用的安全通訊協定，其可以保障伺服器及流覽 器之間的資料資料傳輸的安全性。透過使用這個協定，網 路上的資料傳輸會按照認證的種類（40位元、i 28位元） 進行不同程度的加密’更會檢查資料的完整性。 S 4 1 7，第三方支付平毫接收到物流公司發出的代扣指 令後’根據委託代扣協定對代扣指令進行驗證。驗證時需 要檢查發出代扣指令的物流公司與所要代扣的物流代理商 是否與第三方支付平臺簽署過委託代扣協定，代扣指令是 否符合委託代扣協議的規定，同時也可以驗證代扣的資金 是否在協議規定的範圍之內’以及物流公司與所要代扣的 物流代理商的身份資訊是否與委託代扣協議中的相一致等 〇 s 4 1 9 ’若驗證通過’則第三方支付平臺存儲代扣指令 -16- 201040857 中的帳務明細，以備對帳時調用。所儲存的 應該包括代扣雙方的資訊、代扣金額的大小 〇 S 42 1，第三方支付平臺從物流代理商的 司的帳戶進行轉帳。 S42 3，當轉帳成功後，第三方支付平臺 回代扣款結果資訊。若因爲物流代理商的帳 原因而使轉帳失敗，第二方支付平臺可將錯 物流公司和物流代理商，物流公司可以進行 本實施例不僅透過第三方支付平臺實現 物流代理商之間的即時資金清算，同時還對 扣請求的發送對象進行驗證，充分保證了貨 性。另外，本實施例還存儲代扣指令中的財 物流公司與物流代理商對帳時調用。 本發明還提出一種物流公司貨款資金即 請參見圖5，其包括物流公司503、物流代〗 三方支付平臺507。物流代理商5 05及物流 接至網路509，第三方支付平臺507透過網 公司5 0 3及物流代理商5 0 5相連。其中，物 可以分佈在不同的地理區域，因此物流代理 一個也可以是多個，每個物流代理商5 0 5配 運輸及發放貨物的快遞員5 1 1。當買家付款 ，快遞員會將簽收資訊和貨物資訊發送給物 當物流公司5 03收到快遞員5 11發送來的簽 帳務明細至少 、代扣曰期等 帳戶向物流公 向物流公司傳 戶金額不足等 誤資訊傳回給 相應的催收。 了物流公司與 代扣指令及代 款轉移的安全 務明細，以備 時清算系統， 里商5 05及第 公司5 03都連 路5 09與物流 流代理商5 0 5 商5 05可以是 備有多個負責 並簽收貨物後 流公司 5 0 3。 收資訊和貨物 -17- 201040857 資訊後，其向第三方支付平臺507發出代扣指令，並透過 第三方支付平臺5 07即時將貨款從物流代理商5 05的帳戶 轉移到物流公司5 03的帳戶，因而大大加快了物流公司 5 0 3和物流代理商5 0 5之間的資金流轉速度。 下面詳細介紹下第三方支付平臺5 07，請參見圖6, 其爲本發明實施例的一種第三方支付平臺結構圖。此第三 方支付平臺507包括第三方支付帳戶管理伺服器603、第 三方支付平臺代扣協議註冊伺服器605 '第三方支付平臺 代扣訪問控制伺服器607以及第三方支付平臺代扣伺服器 609。其中，第三方支付帳戶管理伺服器603及第三方支 付平臺代扣協定註冊伺服器605透過網路509與物流公司 5 0 3及物流代理商5 0 5相連，第三方支付平臺代扣訪問控 制伺服器607與第三方支付平臺代扣協議註冊伺服器605 相連’第三方支付平臺代扣伺服器6 0 9與第三方支付平臺 代扣訪問控制伺服器6 0 7相連。 物流公司5 03及物流代理商5 05若要透過第三方支付 平臺507進行代扣貨款，須先在第三方支付平臺5 07上進 行註冊並申請各自的支付帳戶。當物流公司503及物流代 理商505註冊成功後，需要登錄第三方支付帳戶管理伺服 器603，並簽署委託代扣協議，同意委託第三方支付平臺 5〇7根據物流公司5 03的系統代扣指令來對其在第三方支 付平臺5 07上的帳戶進行代扣。即物流公司503、物流代 理商505及第三方支付平臺507需要訂立一個三方代扣協 議0 -18- 201040857 簽署過三方代扣協議後，若第三方支付平臺507收到 物流公司503發出的代扣指令，則其透過第三方支付平臺 代扣訪問控制伺服器607對代扣指令的真實性進行驗證， 驗證時需要檢查發出代扣指令的物流公司503與所要代扣 的物流代理商5〇5是否與第三方支付平臺507簽署過委託 代扣協定’代扣指令是否符合委託代扣協議的規定，以及 物流公司與所要代扣的物流代理商的身份資訊是否與委託 0 代扣協議中的相一致等。若驗證通過，則透過第三方支付 平臺代扣伺服器609從物流代理商5 05的帳戶向物流公司 5〇3的帳戶進行轉帳。 請參見圖7，其爲本發明實施例的另一種第三方支付 平臺結構圖。此第三方支付平臺5〇7包括第三方支付帳戶 管理伺服器603、第三方支付平臺代扣協議註冊伺服器 605、第三方支付平臺代扣訪問控制伺服器607、第三方 支付平臺代扣伺服器609、第三方支付平臺認證伺服器 Q 6 1 1以及第三方支付平臺代扣款返還伺服器6 1 3。其中， 第三方支付帳戶管理伺服器603及第三方支付平臺代扣協 定註冊伺服器6 0 5透過網路5 0 9與物流公司5 0 3及物流代 理商5 05相連，第三方支付平臺代扣訪問控制伺服器607 與第三方支付平臺代扣協議註冊伺服器605相連，第三方 支付平臺代扣伺服器609與第三方支付平臺代扣訪問控制 伺服器607相連，第三方支付平臺認證伺服器6 1 1與第三 方支付平臺代扣協議註冊伺服器605相連，第三方支付平 臺代扣款返還伺服器6 1 3與第三方支付平臺代扣伺服器 -19- 201040857 609相連。 本實施例在圖6的第三方支付平臺的基 三方支付平臺認證伺服器6 1 1與第三方支付 還伺服器6 1 3。第三方支付平臺認證伺服器 三方支付平臺代扣協議註冊伺服器605與物 物流代理商50 5簽署委託代扣協議時，對物 物流代理商505的身份進行驗證，即驗證簽 公司503及物流代理商505是否註冊過第三 支付帳戶，其可以透過輸入密碼或數位證書 檢查。而第三方支付平臺代扣款返還伺服器 流公司5 0 3與物流代理商5 0 5之間轉帳成功 司5 03傳回代扣款結果資訊，如因爲物流代 戶金額不足等原因而使轉帳失敗的，第三方 款返還伺服器6 1 3可將錯誤資訊傳回給物流 流代理商505，物流公司503可以進行相應£ 與現有技術相比，本發明具有以下優點 1、 本發明利用第三方支付平臺實現了 物流公司間的資金即時清算，大大加快了物 流公司間的資金流轉和清算速度，從而縮短 款的時間，同時也提高了物流公司的辦事效 發明的物流公司在同行業中更具備市場競爭 2、 本發明利用第三方支付平臺實現了 物流公司間的資金即時清算，從而縮短了物 流公司繳納保證金的期限，因而爲物流代理 礎上增加了第 平臺代扣款返 6 1 1用以在第 流公司5 0 3及 流公司5 03及 署協議的物流 方支付平臺的 的方式來進行 6 1 3用以當物 後，向物流公 理商505的帳 支付平臺代扣 公司5 0 3和物 I勺催收。 物流代理商與 流代理商與物 了賣方收到貨 率，令採用本 力。 物流代理商與 流代理商向物 商減輕了資金 -20- 201040857 的壓力，降低了物流代理商的運營難度。 3、 本發明對代扣請求及其發送對象進行充分驗證’ 並且物流公司與第三方支付平臺之間的代扣指令是基於安 全套接層協議加密後進行傳輸，充分保證了物流公司與物 流代理商之間貨款轉移的安全性。 4、 本發明的第三方支付平臺還可以爲物流公司及物 流代理商提供在資金代扣過程中的財務明細，讓物流公司 及物流代理商可以方便地進行對賬。 【圖式簡單說明】 圖1爲中國專利申請號爲20042005248 1.2的專利的 —種無線通訊物流網路結構示意圖； 圖2爲典型的一種物流貨款資金的轉移流程圖； 圖3爲本發明實施例的一種物流公司貨款資金即時清 算方法的流程圖； 圖4爲本發明實施例的另一種物流公司貨款資金即時 清算方法的流程圖； 圖5爲本發明實施例的一種物流公司貨款資金即時清 算系統結構圖； 圖6爲本發明實施例的一種第三方支付平臺結構圖； 圖7爲本發明實施例的另一種第三方支付平臺結構圖 【主要元件符號說明】 -21 - 201040857 5 03 ： 5 05 ： 507 ： 5 09 ： 5 11： 603 ： 605 ： 607 ： 609 ： 611: 613 ： 物流公司 物流代理商 第三方支付平臺 網路 快遞員 - 第三方支付帳戶管理伺服器 第三方支付平臺代扣協議註冊伺服器 第三方支付平臺代扣訪問控制伺服器 第三方支付平臺代扣伺服器 第三方支付平臺認證伺服器 第三方支付平臺代扣款返還伺服器 -22-201040857 VI. Description of the invention: [Technical field to which the invention pertains] The present invention relates to a method and system for liquidation of a freight company, and in particular to a method and system for liquidation of a logistics company that can perform immediate liquidation of funds for payment. [Prior technology] Q In today's increasingly frequent business activities, logistics and transportation have occupied an important position in modern economic life. Logistics refers to the process of transferring goods from factory warehouse to consignee, and the efficiency of logistics and transportation services. High and low, high quality and bad directly affect the production and operation of various types of enterprises. With the deepening of market-oriented reforms, the logistics industry in China is no longer a collection of transportation, warehousing, loading, unloading, handling, packaging, processing and distribution. It has begun to provide cost services to consumers, and gradually Functional, scaled and networked directions. Q. For example, the patent of the National Patent Office No. 20042005248 1.2 discloses a wireless communication logistics network structure. Please refer to FIG. 1 , which includes the vehicle wireless network, the control management center regional network and the sub-control center network. The Internet is built. The vehicle wireless network is mainly composed of a vehicle terminal and a wireless communication public network, and a GPS receiving module and a wireless communication module are installed in the vehicle terminal. The Control Manager's regional network is an internal regional network centered on the establishment of a central repository, and can connect to the existing enterprise management system network, the sub-control center network, and the 1 1 0 alarm network. The sub-control center network is a general-purpose computer with monitoring software used by the licensees. The brain and laptop are connected to the central database via the Internet or wireless network. The wireless communication logistics network structure realizes the monitoring of the vehicle terminal by providing the GPS receiving module and the wireless communication module on the vehicle terminal, and enables the courier to communicate with the logistics company at any time during the delivery, which has an investment. Less, suitable for implementation, easy to popularize, and powerful features. Another example is the "Private Logistics" launched by China Unicom, which is equipped with a CDMA mobile phone for the courier, enabling the courier to move through the data acquisition, data communication and other work links, making full use of automatic identification technology, mobile communication technology, GPSone positioning. Technology and network database technology provide logistics companies with five important functions such as voice, data communication, positioning, photographing and scanning, which help logistics companies to achieve efficient and smooth operation in the three aspects of “receiving, transporting and delivering”. In the collection stage, the courier can remotely log in to the company system through CDMA mobile phone no matter where he is, use the mobile phone to download new delivery tasks anytime and anywhere, and accurately return the logistics work status at any time. After receiving the goods, the courier can use The mobile phone photographs barcodes, automatically collects the bill of lading number, realizes the scanning of the bill of lading number, and can report the goods name, the pick-up person and the destination city at the fastest speed. Among them, the confidentiality of the CDMA mobile phone ensures the cargo information. Safe and reliable, realizing timely interaction of cargo information. In the transportation phase, CDMA-based GPS The function can help the manager to control the movement track of people and cars thousands of miles away. The position accuracy can reach 5 meters to 50 meters. Not only continuous track tracking, "handheld logistics" can also realize track replay and management. The person enters the replay time period to view the historical travel route of the vehicle personnel. -6- 201040857 In the delivery stage, through the CDMA network, the sign-off information and cargo information can be scanned, photographed and timely transmitted back through CDMA mobile phones to achieve the effect of freight delivery and electronic receipt. Throughout the process, the mobile phone that implements the bill of lading and receipt is logged in, and the current status of the waybill is tracked according to the single number, and comprehensive information such as the waybill, the remaining order, and the missing order is supported. The above two logistics technologies are used to realize real-time information interaction between logistics companies and cargo vehicles and couriers through wireless communication networks. However, if they are comprehensively evaluated from the aspects of network, function, service and performance, the logistics companies in China. In terms of real strength and competitiveness, there are only a few. If a logistics company manages multiple regional logistics providers at the same time, its management costs will increase significantly. Therefore, in order to reduce operating costs, many logistics companies Logistics agents will be recruited in various regions. The delivery of goods in different areas is the responsibility of the logistics agents in the region, and each logistics agent will have its own bank account. When the payment arrives, the goods will be transferred from the bank account of the logistics agent to the logistics. In the company's bank account. As shown in Figure Q2, it is a typical flow chart for the transfer of funds for logistics. S 2 0 1 'The courier delivers the goods to the buyer and collects the payment. S2 03, after receiving the payment, the courier will send the receipt information to the logistics agent and notify the logistics agent that the payment has been received. S 2 0 5 'The logistics agent transfers the payment from its bank account to the bank account of the logistics company. S 207, the logistics company pays the seller the money. However, in the process of transfer of goods, when the courier informs the logistics agent that the payment has been received, the 'logistics agent cannot immediately clear the payment to the logistics company-7-201040857, but through the bank for a period of time (such as every other day) Then the liquidation of the payment to the logistics company, the overall capital flow efficiency is lower 'thus extending the time of the entire payment to the seller' reduced transaction efficiency. In addition, because logistics companies generally require logistics agents to pay a certain margin during shipments, the slow flow of goods will also increase the financial pressure on logistics agents and increase the difficulty of logistics agents. SUMMARY OF THE INVENTION The object of the present invention is to provide an instant liquidation method for a payment company's payment funds to solve the problem of low capital flow efficiency between a logistics agent and a logistics company in the prior art. Another object of the present invention is to provide an instant liquidation system for a freight company's payment funds to solve the problem of low capital transfer efficiency between the logistics agent and the logistics company in the prior art. The invention provides an instant liquidation method for the payment company funds of the logistics company, which is used for real-time fund settlement of the logistics company and the logistics agent after the courier receives the buyer's payment and signs the goods, which includes the process of signing the withholding agreement and the loan instant The liquidation process, in which the signing of the withholding agreement process includes the following steps: First, a third party payment platform is provided. Second, logistics companies, logistics agents and third-party payment platforms signed entrusted withholding agreements. The instant liquidation process includes the following steps: First, the logistics company receives the buyer's payment from the courier and signs the receipt information and cargo information after signing the goods, and sends a withholding order to the table two payment platform. Secondly, the third-party payment platform receives the withholding order issued by the logistics company and verifies the deduction order of -8- 201040857 according to the entrusted withholding agreement. Finally, if the verification is passed, the third-party payment platform transfers funds from the account of the logistics agent to the account of the logistics company. According to the instant liquidation method for the payment company funds of the logistics company according to the preferred embodiment of the present invention, after the logistics company, the logistics agent and the third party payment platform sign the entrustment withholding agreement, the third party payment platform retains the content of the entrusted withholding agreement. Subsequent withholding requests are used for access control. According to the preferred embodiment of the preferred embodiment of the present invention, the real-time zero settlement method of the payment company funds, when the third-party payment platform signs an agreement with the logistics company and the logistics agent, the identity of the logistics company and the logistics agent is verified, if the identity verification is passed The entrustment with the withholding agreement is confirmed. According to a preferred embodiment of the logistics company's payment for funds according to a preferred embodiment of the present invention, the third-party payment platform verifies the identity of the logistics company and the logistics agent through password or digital certificate authentication. According to the instant clearing method of the payment company's payment fund according to the preferred embodiment of the present invention, after the buyer pays and signs the goods, the courier uses the CDMA Q mobile phone to scan the receipt information and the cargo information by barcode, and transmits it to the logistics company. According to the instant clearing method for the payment company money of the logistics company according to the preferred embodiment of the present invention, when the logistics company sends a withholding instruction to the third party payment platform, the withholding instruction is encrypted and transmitted based on the secure socket layer protocol. According to the preferred embodiment of the present invention, the method for promptly clearing the payment funds of the logistics company is stored in the third-party payment platform after receiving the withholding instruction issued by the logistics company, and then verifying the financial details in the withholding instruction for storage. Called when the account is posted. -9- 201040857 According to a preferred embodiment of the preferred embodiment of the present invention, an immediate liquidation method for a payment company's payment funds is performed, and when the third-party payment platform performs the transfer, the company returns the information on the deduction result to the logistics company. The invention further provides a real-time clearing system for the logistics company's payment funds, including a logistics company, at least one logistics agent and a third-party payment platform. The logistics agent is equipped with multiple couriers, and the logistics agents and logistics companies are connected to the network. The third-party payment platform is connected to the logistics company and the logistics agent through the network. The third-party payment platform is used to instantly clear the accounts of the logistics agent and the logistics company. The third-party payment platform includes a third-party payment account management server. The third-party payment platform withholding agreement registration server, the third-party payment platform withholding access control server, and the third-party payment platform withholding server. A third-party payment account management server is used to provide payment accounts to logistics companies and logistics agents, and to store information about individual payment accounts. The third-party payment platform withholding agreement registration server connects to the logistics company and logistics agent through the network to sign the entrusted withholding agreement with the logistics company and the logistics agent. The third-party payment platform withholding access control server is connected with the third-party payment platform withholding agreement registration server to retain the content of the commissioned withholding agreement and to perform access control for subsequent withholding requests. The third-party payment platform withholding server is respectively connected with the third-party payment platform withholding access control server and the third-party payment account management server, and is used for the account of the logistics agent after the third-party payment platform receives the withholding instruction. Transfer money to the account of the logistics company. According to a preferred embodiment of the preferred embodiment of the present invention, the third-party payment platform of the logistics company also includes a third-party payment platform certification-10-201040857 server, which is connected to the third-party payment platform withholding agreement registration server. , used to verify the identity of the logistics company and the logistics agent when the third-party payment platform withholding agreement registration server and the logistics company and the logistics agent sign the entrusted withholding agreement. According to a preferred embodiment of the preferred embodiment of the present invention, the third-party payment platform of the logistics company also includes a third-party payment platform withholding payment returning server, which is connected with a third-party payment platform with a proxy server, and uses Q. In order to return the results of the deductions to the logistics company. Compared with the prior art, the invention has the following advantages: 1. The invention realizes the instant liquidation of funds between the logistics agent and the logistics company by using the third-party payment platform, and greatly accelerates the capital circulation and liquidation between the logistics agent and the logistics company. The speed, thus shortening the time for the seller to receive the payment, and also improve the efficiency of the logistics company, so that the logistics company using the invention is more competitive in the same industry. 2. The invention utilizes a third-party payment platform to realize real-time liquidation of funds between the logistics agent and the Q logistics company, thereby shortening the time limit for the logistics agent to pay the deposit to the logistics company, and also reducing the pressure on the capital for the logistics agent. Reduce the operational difficulty of logistics agents. 3. The invention fully verifies the request for the withholding and the object to be transmitted, and the withholding instruction between the logistics company and the third-party payment platform is transmitted after being encrypted according to the secure socket layer protocol, which fully guarantees the logistics company and the logistics agent. The security of the transfer of goods between merchants. 4. The third-party payment platform of the present invention can also provide the logistics company and the logistics agent with financial details in the process of fund withholding, so that the logistics company -11 - 201040857 and the logistics agent can conveniently perform reconciliation. [Embodiment] The principle of the present invention is to use a third-party payment platform to immediately clear the payment between the logistics company and the logistics agent, thereby improving the capital circulation and liquidation speed between the logistics company and the logistics agent. The third-party payment platform described in the present invention is a transaction payment platform provided by a third-party independent institution that contracts with major banks at home and abroad and has certain strength and credit guarantee, similar to Alipay. It can provide some of the following main functions: 1. Users can use the online banking and other means to deposit the bank account amount into the user's third-party payment platform account. 2. After purchasing the goods, the buyer can use the account provided by the third-party payment platform to make payment and transfer the payment to the seller's third-party payment platform account. 3. Users can redeem the amount of the third-party payment platform account into their own bank deposits. The invention will be specifically described below in conjunction with the accompanying drawings. The invention provides a real-time liquidation method for a logistics company's payment funds, which is used for real-time fund clearing of a logistics company and a logistics agent after the buyer pays and signs the goods. Please refer to FIG. 3, which is a logistics company according to an embodiment of the present invention. A flow chart of an immediate liquidation method for a payment fund includes a signing of a withholding agreement process S3 01 and a payment settlement process S302. The signing of the withholding agreement is a process in which the logistics company, the logistics agent and the third party payment platform sign the deduction agreement. The signing of the withholding agreement process S 3 0 1 includes the following steps: -12- 201040857 S3 03, providing a third-party payment platform. S3 05, the third-party payment platform receives the registration information of logistics companies and logistics agents, and provides their respective payment accounts for logistics companies and logistics agents. When registering, the logistics company and the logistics agent can specify the operator to log in to the third-party payment platform and enter the registration information. The registration information can be such as login account, login password, company name, etc. After successful registration, the third-party payment platform to the logistics company And the logistics agents provide their respective payment accounts 〇S3 07 'The third-party payment platform signs the entrustment with the logistics company and the designated operator of the logistics agent. When signing the entrustment withholding agreement, the operator designated by the logistics company and the logistics agent logs in to the withholding agreement page of the third-party payment platform' and signs the agreement according to the content. When signing the entrustment withholding agreement, the operator must agree to entrust the third-party payment platform to withhold the account of the third-party payment platform in accordance with the system instructions of the logistics company. The S309’ third-party payment platform retains the content of the entrusted withholding agreement and provides access control for subsequent follow-up requests. Among them, the contents of the entrusted withholding agreement include the details of the entrustment agreement and the information of the three parties that signed the agreement, such as the withholding process, the withholding precautions, the matters that the three parties are not allowed to violate, and the registration of the logistics company and the logistics agent that signed the agreement. Information, etc. The loan A instant liquidation process S302 is the process of the immediate clearing of the account from the logistics agent's account to the logistics company after the courier receives the payment from the buyer. The process includes the following steps: S311 'The logistics company receives the purchase from the courier The home pays and signs the receipt information and cargo information after the receipt of the goods, and sends a 13-201040857 withholding order to the third-party payment platform. S3 1 3. After receiving the withholding order issued by the logistics company, the third-party payment platform verifies the withholding order according to the entrusted withholding agreement. During the verification, it is necessary to check whether the logistics company that issued the withholding order and the logistics agent to be withheld have signed a commission withholding agreement with the third-party payment platform, whether the withholding instruction complies with the provisions of the entrusted withholding agreement, and the logistics company and the representative Whether the identity information of the deducted logistics agent is consistent with the information written in the entrusted withholding agreement. S3 15 5. If the verification is passed, the third-party payment platform transfers the account from the logistics agent to the account of the logistics company. After the payment is transferred to the payment account of the logistics company, the logistics company can transfer the payment on the payment account to the bank account and then pay the seller. Or the seller registers his payment account on a third-party payment platform, and the logistics company transfers the payment directly to the seller's third-party payment platform's payment account. The invention utilizes a third-party payment platform to realize real-time liquidation of funds between the logistics agent and the logistics company, which greatly speeds up the flow of funds and the liquidation rate between the logistics agent and the logistics company, so that the payment reaches the seller's account more quickly. In addition, because logistics agents generally need to pay a certain margin to the logistics company during delivery, the invention can shorten the time for the logistics agent to pay the deposit, and at the same time reduce the pressure on the logistics agent. Referring to FIG. 4, it is a flowchart of another method for instantly clearing funds of a logistics company according to an embodiment of the present invention. This logistics company's payment funds immediately -14 - 201040857 liquidation method includes signing the withholding agreement process S40 1 and the loan instant liquidation process S402. The signing of the withholding agreement is a process in which the logistics company, the logistics agent and the third party payment platform sign the withholding agreement, and the signing of the withholding agreement process S401 includes the following steps: S403, providing a third party payment platform. S 40 5, the third-party payment platform receives the registration information of the logistics company and the logistics agent, and provides their respective payment Q accounts for the logistics company and the logistics agent. When registering, the logistics company and the logistics agent can designate the operator to log in to the third-party payment platform and input the registration information. The registration information can be the login account, login password, company name, etc. After the registration is successful, the third-party payment platform to the logistics company And the logistics agent provides their respective payment account 0 S407, the operator designated by the logistics company and the logistics agent logs in to the third party payment platform's withholding agreement page, and enters the password or digital certificate to verify its identity. The password or digital certificate that the operator is to enter may be pre-Q stored in the registration information to verify the identity of the operator by verifying that the password or digital certificate matches the previously stored. S409: If the identity verification of the operator designated by the logistics company and the logistics agent is passed, the third-party payment platform signs an entrustment withholding agreement. The content of the commissioned withholding agreement includes the logistics company and the logistics agent agreeing to entrust the third party payment platform to withhold the account of the third party payment platform according to the system instructions of the logistics company. S4 Π, the third-party payment platform retains the content of the entrusted withholding agreement and provides access control for subsequent withholding requests. The contents of the entrusted withholding agreement include -15- 201040857 details of the entrustment agreement and information on the object of the agreement. The instant settlement process S402 of the loan is a process of real-time liquidation from the account of the logistics agent to the account of the logistics company after the courier receives the payment from the buyer, which includes the following steps: S41 3. After the buyer pays and signs the goods, the courier The PDA uses a CDMA mobile phone to scan the receipt information and cargo information and send it to the logistics company. S4 15 5. After receiving the receipt information and cargo information, the logistics company sends a withholding instruction to the third party payment platform, and the withholding instruction is encrypted transmission based on the secure socket layer protocol. The Secure Sockers Layer is a secure communication protocol commonly used on the Internet to secure the transmission of data between servers and browsers. Through the use of this agreement, the data transmission on the network will be encrypted according to the type of certification (40-bit, i 28-bit). The integrity of the data will be checked. S 4 1 7. After receiving the withholding order issued by the logistics company, the third party payment will verify the withholding order according to the entrusted withholding agreement. During the verification, it is necessary to check whether the logistics company that issued the withholding order and the logistics agent to be withheld have signed a commission withholding agreement with the third-party payment platform, and whether the withholding instruction complies with the provisions of the entrusted withholding agreement, and can also verify the withholding Whether the funds are within the scope of the agreement' and whether the identity information of the logistics company and the logistics agent to be withheld is consistent with the entrusted withholding agreement, etc. 〇s 4 1 9 'If the verification passes, then the third party pays The platform stores the accounting details in the Withdrawal Instructions-16- 201040857 for recall during reconciliation. The stored information should include the information of the withholding parties and the amount of the withholding amount. 42 S 42 1. The third-party payment platform transfers funds from the account of the logistics agent. S42 3. After the transfer is successful, the third-party payment platform returns the information of the deduction result. If the transfer fails due to the account of the logistics agent, the second party payment platform can send the wrong logistics company and the logistics agent, and the logistics company can carry out the present embodiment to realize the real-time funds between the logistics agents not only through the third-party payment platform. The liquidation is carried out, and at the same time, the sender of the deduction request is verified, and the goods are fully guaranteed. In addition, this embodiment also stores the call when the financial logistics company in the withholding instruction is reconciled with the logistics agent. The present invention also proposes a logistics company's payment for funds, see FIG. 5, which includes a logistics company 503, a logistics agent, and a three-party payment platform 507. The logistics agent 5 05 and the logistics are connected to the network 509, and the third-party payment platform 507 is connected through the network company 5 0 3 and the logistics agent 500. Among them, the objects can be distributed in different geographical areas, so one or more logistics agents can be used, and each logistics agent is equipped with 5 1 5 couriers who transport and deliver goods. When the buyer pays, the courier will send the receipt information and cargo information to the logistics logistics company. 5 03 Receive the account details of the courier 5 11 sent at least, the withholding period and other accounts to the logistics public logistics company Incorrect information such as insufficient amount of households is returned to the corresponding collection. The logistics company and the withholding instructions and the transfer of security details, in order to prepare the time clearing system, Lishang 5 05 and the company 5 03 are connected to the road 5 09 and the logistics flow agent 5 0 5 5 5 5 can be prepared There are a number of responsible and signed goods after the flow of the company 5 0 3 . After receiving the information and goods -17- 201040857 information, it issues a withholding order to the third-party payment platform 507, and immediately transfers the payment from the account of the logistics agent 5 05 to the account of the logistics company 5 03 through the third-party payment platform 5 07 Therefore, the speed of capital flow between the logistics company 5 0 3 and the logistics agent 500 is greatly accelerated. The third-party payment platform 5 07 is described in detail below. Please refer to FIG. 6 , which is a structural diagram of a third-party payment platform according to an embodiment of the present invention. The third party payment platform 507 includes a third party payment account management server 603, a third party payment platform withholding agreement registration server 605 'a third party payment platform withholding access control server 607, and a third party payment platform withholding server 609. The third-party payment account management server 603 and the third-party payment platform withholding agreement registration server 605 are connected to the logistics company 503 and the logistics agent 505 through the network 509, and the third-party payment platform withholds the access control servo. The device 607 is connected to the third-party payment platform withholding agreement registration server 605. The third-party payment platform withholding server 6 0 9 is connected to the third-party payment platform withholding access control server 607. If the logistics company 5 03 and the logistics agent 5 05 want to withhold the payment through the third-party payment platform 507, they must first register on the third-party payment platform 5 07 and apply for their respective payment accounts. After the logistics company 503 and the logistics agent 505 are successfully registered, they need to log in to the third-party payment account management server 603, and sign the commissioning withholding agreement, and agree to entrust the third-party payment platform 5〇7 according to the system of the logistics company 5 03 To withhold the account on the third-party payment platform 5 07. That is, the logistics company 503, the logistics agent 505 and the third-party payment platform 507 need to enter into a three-party withholding agreement. 0 -18- 201040857 After signing the three-party withholding agreement, if the third-party payment platform 507 receives the withholding issued by the logistics company 503 The instruction, through the third-party payment platform withholding access control server 607, verifies the authenticity of the withholding instruction. When verifying, it is necessary to check whether the logistics company 503 that issued the withholding instruction and the logistics agent to be withheld 5〇5 Signed with the third-party payment platform 507, the entrusted withholding agreement, whether the withholding instruction complies with the entrusted withholding agreement, and whether the identity information of the logistics company and the logistics agent to be withheld is consistent with the entrusted 0 withholding agreement Wait. If the verification is passed, the third-party payment platform withholding server 609 transfers the account from the account of the logistics agent 5 05 to the account of the logistics company 5〇3. Please refer to FIG. 7, which is a structural diagram of another third-party payment platform according to an embodiment of the present invention. The third-party payment platform 5〇7 includes a third-party payment account management server 603, a third-party payment platform withholding agreement registration server 605, a third-party payment platform withholding access control server 607, and a third-party payment platform withholding server. 609. The third-party payment platform authentication server Q 6 1 1 and the third-party payment platform charge back the server 6 1 3. The third-party payment account management server 603 and the third-party payment platform withholding agreement registration server 605 are connected to the logistics company 503 and the logistics agent 5 05 through the network 509, and the third-party payment platform is withheld. The access control server 607 is connected to the third-party payment platform withholding agreement registration server 605, and the third-party payment platform withholding server 609 is connected to the third-party payment platform withholding access control server 607, and the third-party payment platform authentication server 6 1 1 is connected to the third-party payment platform withholding agreement registration server 605, and the third-party payment platform deducting the return server 6 1 3 is connected with the third-party payment platform withholding server -19-201040857 609. This embodiment is based on the third-party payment platform authentication server 6.1 of the third-party payment platform of FIG. 6 and the third-party payment server 613. Third-party payment platform authentication server three-party payment platform withholding agreement registration server 605 and material logistics agent 50 5 when signing the entrusted withholding agreement, the identity of the logistics agent 505 is verified, that is, the verification company 503 and the logistics agent Whether the merchant 505 has registered a third payment account, which can be checked by entering a password or a digital certificate. The third-party payment platform refunds the return between the server stream company 5 0 3 and the logistics agent 5 0 5 transfer success department 5 03 returns the deduction result information, such as the transfer due to insufficient logistics agent and other reasons In case of failure, the third-party payment return server 613 can transmit the error information back to the logistics flow agent 505, and the logistics company 503 can perform the corresponding advantage. Compared with the prior art, the present invention has the following advantages: 1. The present invention utilizes a third party The payment platform realizes the real-time liquidation of funds between logistics companies, which greatly speeds up the flow of funds and liquidation between logistics companies, thereby shortening the time of funds, and also improving the logistics companies' logistics companies that are effective in the same industry. Market competition 2. The present invention utilizes a third-party payment platform to realize real-time liquidation of funds between logistics companies, thereby shortening the time limit for the payment of the deposit by the logistics company, thereby increasing the platform deduction for the logistics agent to return to the 61 1 1 In the way of Diliu Company 5 0 3 and Flow Company 5 03 and the logistics payment platform of the agreement, 6 1 3 is used for the goods. Pay to the public logistics business account management platform withholding of 505 companies was 503 and I spoon collection. The logistics agent and the flow agent have the goods received by the seller and use the power. Logistics agents and flow agents have reduced the pressure on funds -20- 201040857, which has reduced the operational difficulty of logistics agents. 3. The present invention fully verifies the request for the withholding and the object to be transmitted' and the withholding instruction between the logistics company and the third-party payment platform is transmitted after being encrypted based on the secure socket layer protocol, which fully guarantees the logistics company and the logistics agent. The security of the transfer of goods between. 4. The third-party payment platform of the present invention can also provide the logistics company and the logistics agent with financial details in the process of fund withholding, so that the logistics company and the logistics agent can conveniently perform reconciliation. BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a schematic diagram of a wireless communication logistics network structure of a patent of Chinese Patent Application No. 20042005248 1.2; FIG. 2 is a typical flow chart of transfer of funds for a payment of goods; FIG. FIG. 4 is a flow chart of another method for instantly clearing funds of a logistics company according to an embodiment of the present invention; FIG. 5 is a flow chart of a real-time clearing system for a money company of a logistics company according to an embodiment of the present invention; FIG. 6 is a structural diagram of a third-party payment platform according to an embodiment of the present invention; FIG. 7 is a structural diagram of another third-party payment platform according to an embodiment of the present invention. [Main component symbol description] -21 - 201040857 5 03 : 5 05 : 507 : 5 09 : 5 11: 603 : 605 : 607 : 609 : 611: 613 : Logistics company logistics agent third party payment platform network courier - third party payment account management server third party payment platform withholding agreement registration Server third-party payment platform withholding access control server third-party payment platform withholding server third-party support Platform authentication server on behalf of third-party payment platform server returned debit -22-