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SG10201604850PA - Electronic chip for storing plurality of linked accounts - Google Patents

Electronic chip for storing plurality of linked accounts

Info

Publication number
SG10201604850PA
SG10201604850PA SG10201604850PA SG10201604850PA SG10201604850PA SG 10201604850P A SG10201604850P A SG 10201604850PA SG 10201604850P A SG10201604850P A SG 10201604850PA SG 10201604850P A SG10201604850P A SG 10201604850PA SG 10201604850P A SG10201604850P A SG 10201604850PA
Authority
SG
Singapore
Prior art keywords
electronic chip
linked accounts
storing plurality
storing
accounts
Prior art date
Application number
SG10201604850PA
Inventor
Karabi Ghanta
Siddhesh Pangam
Tushar Uddhav Gaikar
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201604850PA priority Critical patent/SG10201604850PA/en
Priority to US15/593,952 priority patent/US11055697B2/en
Priority to PCT/US2017/034116 priority patent/WO2017218145A1/en
Publication of SG10201604850PA publication Critical patent/SG10201604850PA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352Contactless payments by cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/356Aspects of software for card payments
    • G06Q20/3567Software being in the reader
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3572Multiple accounts on card
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3574Multiple applications on card
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873Details of the card reader
    • G07F7/088Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Credit Cards Or The Like (AREA)
  • Cash Registers Or Receiving Machines (AREA)
SG10201604850PA 2016-06-14 2016-06-14 Electronic chip for storing plurality of linked accounts SG10201604850PA (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
SG10201604850PA SG10201604850PA (en) 2016-06-14 2016-06-14 Electronic chip for storing plurality of linked accounts
US15/593,952 US11055697B2 (en) 2016-06-14 2017-05-12 Electronic chip for storing plurality of linked accounts
PCT/US2017/034116 WO2017218145A1 (en) 2016-06-14 2017-05-24 Electronic chip for storing plurality of linked accounts

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201604850PA SG10201604850PA (en) 2016-06-14 2016-06-14 Electronic chip for storing plurality of linked accounts

Publications (1)

Publication Number Publication Date
SG10201604850PA true SG10201604850PA (en) 2018-01-30

Family

ID=59014773

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201604850PA SG10201604850PA (en) 2016-06-14 2016-06-14 Electronic chip for storing plurality of linked accounts

Country Status (3)

Country Link
US (1) US11055697B2 (en)
SG (1) SG10201604850PA (en)
WO (1) WO2017218145A1 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11301837B2 (en) * 2016-09-12 2022-04-12 Visa International Service Association Single payment device for multiple payment accounts

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2020191461A1 (en) * 2019-03-27 2020-10-01 Xard Group Pty Ltd Disabling a digital payment device (dpd)
SG10201906129YA (en) * 2019-07-01 2021-02-25 Mastercard International Inc Method and system for conducting transactions using electronic chip
EP4123539A1 (en) * 2021-07-22 2023-01-25 Deutsche Telekom AG Methods and system for operating a mpos application, using a sim
US20240242199A1 (en) * 2023-01-13 2024-07-18 Capital One Services, Llc Systems and methods for enabling transaction distribution

Family Cites Families (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4736094A (en) 1984-04-03 1988-04-05 Omron Tateisi Electronics Co. Financial transaction processing system using an integrated circuit card device
US5859419A (en) 1995-09-28 1999-01-12 Sol H. Wynn Programmable multiple company credit card system
US7814014B2 (en) * 2001-06-25 2010-10-12 International Business Machines Corporation Providing dual number access electronic wallet
US7357309B2 (en) * 2004-01-16 2008-04-15 Telefonaktiebolaget Lm Ericsson (Publ) EMV transactions in mobile terminals
US7594611B1 (en) 2005-12-29 2009-09-29 United Services Automobile Association (Usaa) Multi-account access card
US7594603B2 (en) * 2006-03-29 2009-09-29 Stmicroelectronics, Inc. System and method for sensing biometric and non-biometric smart card devices
US20130262291A1 (en) * 2012-03-15 2013-10-03 Flextronics Ap, Llc Universal credit card
DE102012104228B4 (en) * 2012-05-15 2020-12-10 Fujitsu Technology Solutions Intellectual Property Gmbh Electronic access protection system, method for operating a computer system, chip card and firmware component
US9092767B1 (en) * 2013-03-04 2015-07-28 Google Inc. Selecting a preferred payment instrument
EP2782035B1 (en) * 2013-03-19 2021-06-09 Nxp B.V. Smartcard, smartcard system and method for configuring a smartcard
KR101598371B1 (en) * 2014-07-14 2016-02-29 브릴리언츠 주식회사 Smart multi card
US9286494B1 (en) * 2014-11-20 2016-03-15 Square, Inc. Card reader having discriminator contact
US20170024743A1 (en) * 2015-07-23 2017-01-26 Dashlane, Inc. Method and system for managing payment options

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11301837B2 (en) * 2016-09-12 2022-04-12 Visa International Service Association Single payment device for multiple payment accounts

Also Published As

Publication number Publication date
WO2017218145A1 (en) 2017-12-21
US11055697B2 (en) 2021-07-06
US20170357962A1 (en) 2017-12-14

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