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SG10201604590XA - Methods and apparatus for authorizing a transaction - Google Patents

Methods and apparatus for authorizing a transaction

Info

Publication number
SG10201604590XA
SG10201604590XA SG10201604590XA SG10201604590XA SG10201604590XA SG 10201604590X A SG10201604590X A SG 10201604590XA SG 10201604590X A SG10201604590X A SG 10201604590XA SG 10201604590X A SG10201604590X A SG 10201604590XA SG 10201604590X A SG10201604590X A SG 10201604590XA
Authority
SG
Singapore
Prior art keywords
authorizing
transaction
methods
Prior art date
Application number
SG10201604590XA
Inventor
Gurunathan Arunmurthy
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201604590XA priority Critical patent/SG10201604590XA/en
Priority to PCT/US2017/035435 priority patent/WO2017213955A1/en
Priority to US15/610,880 priority patent/US20170352036A1/en
Publication of SG10201604590XA publication Critical patent/SG10201604590XA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4015—Transaction verification using location information
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG10201604590XA 2016-06-06 2016-06-06 Methods and apparatus for authorizing a transaction SG10201604590XA (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
SG10201604590XA SG10201604590XA (en) 2016-06-06 2016-06-06 Methods and apparatus for authorizing a transaction
PCT/US2017/035435 WO2017213955A1 (en) 2016-06-06 2017-06-01 Methods and apparatus for authorizing a transaction
US15/610,880 US20170352036A1 (en) 2016-06-06 2017-06-01 Methods and apparatus for authorizing a transaction

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201604590XA SG10201604590XA (en) 2016-06-06 2016-06-06 Methods and apparatus for authorizing a transaction

Publications (1)

Publication Number Publication Date
SG10201604590XA true SG10201604590XA (en) 2018-01-30

Family

ID=59055318

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201604590XA SG10201604590XA (en) 2016-06-06 2016-06-06 Methods and apparatus for authorizing a transaction

Country Status (3)

Country Link
US (1) US20170352036A1 (en)
SG (1) SG10201604590XA (en)
WO (1) WO2017213955A1 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB0901407D0 (en) * 2009-01-28 2009-03-11 Validsoft Uk Ltd Card false-positive prevention
US11367070B2 (en) * 2017-09-19 2022-06-21 The Toronto-Dominion Bank System and method for provisioning a data transfer application

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7401049B2 (en) * 2001-05-29 2008-07-15 American Express Travel Related Services Company, Inc. System and method for a prepaid card issued by a foreign financial institution
CN1744128A (en) * 2004-08-31 2006-03-08 中国银联股份有限公司 A New Bank Card Transaction Exchange System
US20100036741A1 (en) * 2008-08-04 2010-02-11 Marc Cleven Application currency code for dynamic currency conversion transactions with contactless consumer transaction payment device
US8725601B2 (en) * 2008-11-21 2014-05-13 Pscu Financial Services Method and apparatus for consumer driven protection for payment card transactions
GB2488073A (en) * 2009-11-17 2012-08-15 American Express Travel Relate Systems for authorization of reward card transactions
US8812396B2 (en) * 2012-01-09 2014-08-19 Mastercard International Incorporated E-wallet with cross-border capability
US20130339247A1 (en) * 2012-06-18 2013-12-19 Visa International Service Association Issuer identification and verification system
US10282709B2 (en) * 2013-04-05 2019-05-07 Visa International Service Association Processor issuer detection and user level stand-in authorization
GB2513340A (en) * 2013-04-23 2014-10-29 Travelex Ltd Processing system
US20150161597A1 (en) * 2013-12-09 2015-06-11 Kaushik Subramanian Transactions using temporary credential data
US20150294314A1 (en) * 2014-04-09 2015-10-15 Mastercard International Incorporated System and method of providing multinational card programs
US20160012441A1 (en) * 2014-07-14 2016-01-14 Mastercard International Incorporated Method and system for optimizing authenticiation processes in payment transactions

Also Published As

Publication number Publication date
US20170352036A1 (en) 2017-12-07
WO2017213955A1 (en) 2017-12-14

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