SE1200097A1 - Procedure and systems - Google Patents

Abstract

The invention relates to a method and system adapted for ordering items from a merchant to a specific location through a coded tag (14) and a cellular device (10). A customer's cellular device (10) reads a quick response code (14) placed on or near the item, the code including information about the item and an encoded identifier identifying the merchant providing the item. The cellular device (10) sends the order of the item to a system for this purpose, whereby the system informs the merchant of the order of the item and delivers it to the location requested. (Fig. 1)

Description

According to the present invention, a customer has the opportunity to make a mobile purchase quickly and safely. Merchants can quickly and easily, at a low cost, launch new innovative instant mobile buying and delivery, IMPD, services by issuing a SEQR payment code, which includes all the necessary information needed to pay bills.

To solve said problems and others, the present invention provides a method adapted for ordering objects from a merchant to a specific location by a coded marking and a cellular device, characterized in that comprises: the object is marked with the coded marking; the coded marking comprises at least the trader's identification and predetermined information about the object to be ordered, the trader's identification being issued by the supplier of a system for this purpose, which drives the procedure; whereby a customer is registered in the system with the customer's specific information and a place of delivery; wherein the customer reads the information of the coded label through a cellular device ordering the object including the merchant's identification to the system; and wherein the system informs the trader about the order of the object and to which place the object is to be delivered, the object being delivered to said place for delivery.

In one embodiment of the present invention, the label is a 2D code or the like.

Another embodiment provides that the marking is effected on an electronic screen near an object for sale for reading by the cellular device.

Furthermore, the present invention provides a system adapted for ordering items from a merchant to a specific location through a coded label and a cellular device, characterized by comprising: a mobile payment service exchange handling orders for items; a database comprising a coded identification for a merchant and information about a customer including a place for delivery of a customer's ordered items; a merchant server handling ordering of items; a communication network that connects the service exchange, database and merchant server; a coded label related to said object and comprising information about the object; a cellular device for reading the information on the label, the information being transmitted to the exchange, the exchange determining by authentication the coded identification of the merchant and determining the place where the object is to be delivered to the customer after authenticating the customer; A means for communicating at least the place of delivery, which has been stored in the database through the exchange to the merchant; and a means for delivering the item to the customer.

A further embodiment ensures that the exchange is also a payment exchange, which consolidates payment between customer and merchant through a network of bank accounts. Yet another embodiment provides that the label is a 2D code or the like.

A further embodiment provides that the marking is effected on an electronic screen near an object for sale to be scanned by said cellular device.

Brief Description of the Drawing Further, reference is made to the accompanying drawing in the present description for a better understanding of the embodiments of the present invention and given examples, wherein: Fig. 1 schematically illustrates a system for a secure payment of bills via a code and a cellular device. with the present invention.

Detailed Description of Preferred Embodiments The present invention relates to a method and system for a secure, SEQR (work name), seamless process for payment in, for example, a store, restaurant, online and for payment of bills. With SEQR's immediate mobile purchase and delivery solution according to the present invention, a customer has the opportunity to make a mobile purchase quickly and securely. Merchants can quickly and easily, at a low cost, launch new innovative instant mobile buying and delivery, IMPD, services by issuing a SEQR payment code, which includes all the necessary information needed to pay bills.

Furthermore, the SEQR IMPD solution rationalizes the customer feeling and authenticates both the merchant and customers as well as automatically knowing where services and purchased goods are to be delivered. Thus, the present invention provides a user of mobile payment; can order from just about anywhere, become more natural to scan a QR code to order through a mobile payment system, introduce new and innovative ways to order and pay for products and services, reduce queues at popular locations, VIP reception, not having to have an agreement with a merchant, not keying in cumbersome payment details, customer information and the like. It provides verification of all payments, full traceability and digital receipts in your hand as well as faster payments.

Now follows an example of a kind of direct payment. It is understood that the present invention entails that a product is delivered to a home address or a collection point; a digital content can be delivered to a device, a food order for a table 10 15 20 25 30 35 4 or seat, payment of a bill, ticket, payment and confirmation of a meeting, outlet product scanned when ordered, a purchase of a cup coffee or other beverage (Self-service), with printout of receipt.

The SEQR direct purchase technology of the present invention allows many different types of companies to introduce new and innovative ways to sell their goods and services. Here are examples of different scenarios. For example, advertising a product with a QR code allows a quick check-out and home delivery TV / print / online or a store can have a QR code in their product display e.g. for a sofa and a customer can quickly order and check out with home delivery service. In addition, a company can send a proposal for a visit with a dentist, when the customer scans a code, he / she can change the time / date of a visit and pay in the way he / she wishes to use.

Another scenario involves a device e.g. a TV, PC or Xbox ® connected to the Internet through which a customer can receive an offer to buy or rent digital content such as a movie, games or other services by the device displaying a QR code, whereby it is not necessary to log in or create an account, but only rent a movie.

After payment, it is delivered to the device screen. Furthermore, a restaurant can have a QR code at each table, which allows a customer to have access to an order page / menu to be able to place an order and pay for the included delivery to a table or a pick-up address.

Furthermore, according to another scenario of the present invention, at an event that has a ticket and a seat with a specific seat number, a customer can scan a QR code on the ticket and / or on the seat and place an order directly to the seat. Also, e.g. a customer apply for a customer club at a merchant by scanning a QR code and authorizing the customer club to obtain access to customer information. A real-time purchase of coffee in a convenience store can be made, whereby an order is delivered to a cashier or printed with a printer and left to the cashier afterwards.

In order to be able to carry out the present invention, e.g. a customer joins the mobile payment service and links his payment options as well as the given home address to the provider of the service. When the connection takes place, he / she will be provided with the option of linking the mobile payment to a payment instrument such as e.g. a debit or credit account. A mobile cellular telephone having a camera built in provides a capability to communicate with a mobile payment service of the present invention. Thus, mobile payment software and secure means of authentication and communication are provided.

A QR code generated by a merchant includes a unique merchant identity (ID), issued by the provider of a mobile payment service, a product or service D to generate an authenticated ordering page, the type of delivery such as home delivery, 10 15 20 25 30 35 5 table delivery, Self-service, electronic content for the cellular device or many other possibilities for a delivery to a specific place as well as for quantity and other reservations where it is applicable.

The cellular mobile payment service in accordance with the present invention requires, for example, means for authenticating a merchant, user and a secure personal identity (PlN) code signature. A mobile / cellular device equipped with a camera and having a connection to the Internet or the like, the application software being installed in the cellular device, which provides possibilities to optically read a code or to enter a code which links to an authenticated merchants and product identification.

Furthermore, there is a mobile payment service, which is linked to an account, source of assets, which allows payments in real time. The mobile payment service is capable of communicating with at least one of a merchant's order processing system, content processing system, content delivery system, cash register, e-commerce solution, order processing system or customer relationship processing system or similar system. The system also has the capacity to notify and / or provide a receipt to the customer.

The above-mentioned elements allow the customer, who is registered in a mobile payment system via a cellular device, the means to scan a code, confirm an order, accept a payment with PlN and receive confirmation and delivery as soon as possible, without the need to complete any. provide Customer Information, Delivery Information, which is time consuming and cumbersome to perform with a cellular telephone. In addition, both the customer and the merchant are provided with a very secure transaction where no special account creation process is required.

An agreement between the SEQR system and an invoice issuer to accept SEQR is required and the invoice issuer must provide his bank account information or similar, ie where he wants his funds to be paid. Furthermore, integration is created with a SEQR system's bill of exchange to request payment, sending a receipt, amount to be paid and order ID to be provided. A product and a catalog, with offers presented to the customer and an ordering mechanism, are provided by the invoice issuer.

The bill issuer issues or is assigned a SEQR direct purchase code included in / next to an advertisement (static code), digital channel (dynamic code), table or menu at a restaurant (static code), meeting booking (static or dynamic), a product display (static), ticket (static), on a wall or business counter (static) or through a direct purchase (static) at a seller.

A merchant must add a QR code to an advertisement, meeting, menu, table, seat, ticket, online or as a digital content or customer agreement. The QR code can either be generated as a static or printed form containing, for example, the information described below or it can be generated as a dynamic code online to provide re-delivery means.

The QR code to be generated in an embodiment of the present invention may be based on the following information: Mandatory Mandatory Mandatory Mandatory Selectable Selectable And other possible combinations of data, which are common when services and / or payment in accordance with the present invention are described herein.

At present, all information on the QR label is known to a trader in addition to the unique SEQR code provided by the SEQR processing system in accordance with the present invention.

The combination of the various elements of the present invention allows a simple direct purchase, without the need for any information, which needs to be provided by a customer in addition to a PIN code. A customer does not need to be pre-registered with a merchant, which is very convenient for the customer and also for the merchant regarding paperwork and / or electronic registration. Thus, the present invention leads to increased sales for the retailer due to a simplified buying process.

Therefore, it securely integrates the mobile payment system into a merchant system and an ordering process is initiated through a mobile payment exchange, which differs from how it is currently implemented. It should be an optimal way to make a payment where there is no need to log in or authenticate with a separate process such as current payment procedures via a POS or online via a PC.

An important aspect of the present invention is that the place of delivery of goods or services in one embodiment is included in the QR code in accordance with the present invention, for example by a table number in a restaurant or a seat number at an event such as a sport or other entertainment event. However, the customer's home address is never stored in the QR code, but is registered in a database of the intermediary of the services of the present invention.

By allowing the cellular payment device to initiate the transaction, the service that the customer experiences is much more obvious than a purchase via a QR code reader, which is handled by e.g. a POS operator to avoid queues and allow transactions sent to the store's cash register system, e.g. through an on-site purchase of coffee in the store.

Referring now to the accompanying Fig. 1, which schematically illustrates a system for the purpose of providing goods or services provided by the present invention for carrying out procedures and orders and / or purchases described above.

In order to keep the following text easy to understand, goods and services are included in the term object and a trader can be any kind of provider of goods and services. A cellular device in this context is any device capable of wireless radio communication through a cellular network operated as 2G, 2.5G, 3G, 4G and possible future versions of networks and cellular devices may be of the type a cellular telephone, iPhone ®, iPad ® , personal digital assistant (PDA) and the like.

Fig. 1 schematically illustrates a system 18, 21, 24, 34, 36, which processes purchases and orders of services for retrieving an order ordered by a customer.

Bi-directional arrows showed ifig. 1 indicates a two-way communication in the system, and one-way arrows a one-way communication. The customer who is to order an object is equipped with a cellular device 10 with a display screen 12, which has the capacity to read / scan a coded marking 14 attached to the object or next to it such as, for example, any kind of 2D code 14 such as a QR -code. The marking 14 includes information about the object and a unique identification code belonging to the specific merchant, which provides an object that can be ordered and delivered to a place desired by the customer. A label 14 can be arranged or adjacent to a physical object such as a table or menu in a restaurant, objects displayed online with a label 14, displayed on TV, PC, with a label 14 in the screen. A cellular telephone 10 can read a 2D code on an electronic screen.

In an embodiment of the present invention, when a customer buys or orders an item, the customer's cellular device 10 reads the tag 14 via a software application and hardware and the tag information is automatically transmitted / communicated 16 to a mobile payment service processing system switch 18, which checks in a database (DB) if the customer is registered in the system and identifies the retailer and to which place the product is to be delivered, for example to a TV as a film, a meal delivered to a table, seating at an event or any physical place stored in DB 21 regarding the customer.

The system then looks up 22 the merchant's product and service code and the customer is returned 26 to the merchant's product and order code through, for example, an internet call.

When the customer is satisfied and e.g. want to order the item and pay for it, the cellular device's payment button is pressed and the order is completed 28 via the Internet.

Scenario i fi g. 1 illustrates only one embodiment of the present invention.

Another embodiment comprises that the communications 22, 26, 28 are interrupted and all communication between the cellular device 10, the exchange 18 and the trader is maintained through the cellular connection 16 and the communication channel 30, the exchange 18 communicating with DB and banks via the channels 20 , 32a, 32b.

Thus, the merchant transmits a payment request to the payment exchange 22, whereby the exchange 18 transmits a payment request to the customer's device 10. After which the customer approves the order by entering a PlN code which is communicated 16 to the exchange 18 thus approving a possible withdrawals from an account belonging to the customer and the customer's signature are approved by DB 21. The customer's bank account or similar is debited 32a as well as the merchant's bank account or similar is credited 32b. Then the merchant delivers the ordered item as defined to a place that the customer wants. In this embodiment, the retailer has a delivery list 40 for an order such as a customer's home address or as a pick up at a store, a table or seat, confirmation of payment, electronic ticket, confirmation of a meeting, a movie delivered to the home address television set and many other possibilities. A means of delivering the item to a customer may be, for example, the Internet, cellular network, manual delivery depending on the type of item, which may be a service such as payment per view, software program, electronic ticket or a physical item and other possible items for purchase or to receive congratulations.

The appended set of claims determines other possible embodiments of the present invention for a person skilled in the art of the present technical field.

Claims (7)

10 15 20 25 30 35 Patent claim A method adapted for ordering objects from a merchant to a specific location by means of a coded marking (14) and a cellular device (10), characterized in that: the object is marked with the coded marking (14); the coded marking (14) comprises at least the trader's identification and predetermined information about the object to be ordered, the trader's identification being issued by the provider of a system (18, 21, 24, 34, 36) for this purpose, which drives the method; whereby a customer is registered in the system with the customer's specific information and a place of delivery; wherein the customer reads (15) the object of the coded label ordered by a cellular device (10) and sends (16) the label (14) information including the merchant's identification to the system (18, 21, 24, 34, 36); and wherein the system (18, 21, 24, 34, 36) informs the trader of the order of the object and to which place the object is to be delivered, the object being delivered to said place for delivery. The method of claim 1, wherein the tag is a 2D code (14) or the like. The method of claim 1, wherein the marking (14) is provided on an electronic screen near an item for sale for reading (15) by the cellular device (10). System (18, 21, 24, 34, 36) adapted for ordering items from a merchant to a specific location by a coded marking (14) and a cellular device (10), characterized by comprising: a mobile payment service exchange ( 18) handling orders for items; a database (21) comprising a coded identification for a merchant and information about a customer including a place for delivery of a customer's ordered item; a merchant server (24) handling ordering of items; a communication network (20, 22, 26, 30, 32a, 32b) connecting service exchanges (18), database (21) and merchant server (24); an encoded mark (14) related to said object and comprising information about the object; a cellular device (10) for reading the information on the label (14), the information being transmitted to the exchange (18), the exchange (18) determining by authentication the coded identification of the merchant and determining the place where the object is to be delivered to the customer after to have authenticated the customer; means for communicating at least the place of delivery, which has been stored in the database (21) through the exchange (18) to the merchant (24); and means for delivering the item to the customer. The system of claim 4, wherein the exchange (18) is also a payment exchange, which secures payment between customer and merchant through a network (32a, 32b) with bank accounts (34, 36). The system of claim 4, wherein the tag (14) is a 2D code or the like. The system of claim 4, wherein the marking (14) is provided on an electronic screen near an object for sale for reading (15) by said cellular device (10).