RU2235359C2 - Method of transaction and device for realization of said method - Google Patents

Abstract

FIELD: automated transaction means engineering.

SUBSTANCE: method includes, displaying of images of object concerning object of transaction, for example, product or service, to user, due to projecting image signals matching data of object image directly to retina of user's eye, while indications of user's eye are determined during process of observation of object image data shown to him, due to registration of light reflected by eye retina on basis of projected signals of image, and on basis of certain reflection data and respective object image data images of eyes retina of user are determined, while certain indications of eyes are connected to data concerning the object, in document describing transaction, and said transaction document is transferred into handling block. Also included is device for realization of said method.

EFFECT: broader range of functional capabilities.

2 cl, 2 dwg

Description

The invention relates to a transaction method and devices for implementing the method. In particular, the invention relates to a transaction method and devices for its implementation, moreover, in said transaction method, user identification data in the transaction document is associated with the identification of the transaction object, for example, a product or service, and the transaction document is transmitted to the processing unit.

In known transaction methods in which the user participates, for example, order methods, when customers transfer orders for products and / or services to a service center, the user usually needs to identify himself using an identification module, for example, a credit card, customer card, or SIM card (subscriber identity module) and / or personal code (password, pin code (personal identification number)). The disadvantage of these methods is that the identifying modules may be lost or stolen, so that even if their use by unauthorized persons is difficult due to an additional personal code, there is a problem, however, that this user can again correctly identify himself only by receiving a duplicate module. In addition, many users find it inconvenient to carry with them an increasing number of identifying modules and remember the personal codes related to them.

US Pat. No. 5,359,669 describes a scanner that can operate in two alternative modes so that in one mode it registers the user's retina pattern, and in the other mode it projects images onto the user's retina. According to US Pat. No. 5,359,669, the registered retinal pattern is transmitted for identification to a remote unit, whereby a secure communication system can be implemented.

Patent application WO 98/09227 describes a transaction method and system in which a user’s biometric feature is recorded, for example, an eye retina pattern, after which the seller offers him a transaction object. According to WO 98/09227, a registered biometric feature of a user in a transaction document is transmitted to a computer system. Using the accepted biometric feature in the computer system, the user is identified and the transaction is completed with a positive identification.

The objective of the invention is to create a new and improved method of transaction involving the user and devices for its implementation, not having, in particular, the above-mentioned disadvantages.

According to the invention, this goal is achieved, in particular, using the features of the independent claims. Other preferred forms of execution are given, in addition, in the dependent claims and in the description.

This goal is achieved in the present invention, in particular, due to the fact that the image data relating to the transaction object, for example a product or service, is made visible to the user, the signs of the user's eyes are determined during the user viewing the image data of the object provided for viewing, and the resulting signs of the user's eyes, which relate to the transaction object and contain at least one identification of the object, are associated with a transaction document, which can then be transferred to processing unit. The advantage of this method of transaction is that the signs of the eyes are used as a biometric means of identification, and thus, the user no longer needs to carry ordinary identification modules and remember additional personal codes. In addition, the image data of the object allows the user to visualize the corresponding transaction object, for example, in the form of a two-dimensional or three-dimensional image, graph, written text, or as a combination of these various forms.

In one preferred embodiment of the invention, the image data of the object is made visible to the user due to the fact that the corresponding image data of the object image signals are projected directly onto the retina of the user's eye. Depending on the implementation, image signals can be projected onto the retina of one or both eyes, and projection onto the retina of both eyes is preferred, in particular, for spatial (three-dimensional images) and provides stereoscopic perception.

Advantageously, the signs of the eyes are determined by the fact that light reflected by parts of the eye, for example, the iris or retina, is recorded by at least one portion of these parts of the eyes and applied to the photosensitive element. Depending on the embodiment, it is possible to register signs of parts of the eye for both eyes or only one eye.

In one preferred embodiment, the features of the eyes include at least the retina pattern of a given user's eye, the retina pattern being determined from certain reflection data and corresponding object image data, in particular by a difference operation, the reflection data being determined from the detected light signal reflected by the retina based on the projected image signals corresponding to the image data of the object. This embodiment has the advantage that the user identification data occurs at the stage ("atomic function") of the user reviewing the transaction object image data provided for viewing. The obtained reflection data represents an (optical) connection between the image data of the transaction object projected using the corresponding image signals directly onto the retina of the user's eye and the pattern (or patterns) of the retina of that user's eye. The determination of the actual pattern of the retina from the reflection data can be carried out in the processing unit, which is located in a local, for example, mobile, device at the user or in a service center remote from the user. In the latter case, transaction documents are transmitted via a telecommunication network, for example, a fixed or mobile network, for example, via a GSM or UMTS mobile communication network, or through another, for example, satellite, network to a processing unit in a service center. In appropriate embodiments, the image parameters of the object are obtained from the service center via a long-distance communication network, for example, a fixed or mobile network, for example, a GSM or UMTS standard mobile communication network, or another, for example, satellite network.

For further processing of the transaction document in the processing unit, user data corresponding to the characteristics of the eyes is preferably determined, and these user data include, for example, last name, delivery address, type of calculation and, if necessary, relevant details and possible other user data.

In one embodiment, the object data further comprises the identification of the object supplier. This has the advantage that the transaction document contains not only information about the identification of the corresponding user and the corresponding transaction object, but also identifies the service provider responsible for the transaction object, for example, the service provider from whom the product or service can be obtained or which responds for a financial transaction visualized for the user through the corresponding image data of the object, so that the identification of the transaction object and user data is contacting the interested user, for example, in the form of an object order or in the form of a financial transaction, can be transferred further to this service provider.

In addition to the transaction method according to the invention, the present invention also relates in particular to a device and a service center for implementing this transaction method.

The following is an implementation of the present invention is described using the example illustrated in the drawings, which represent the following:

Figure 1 is a data flow diagram that schematically shows a possible data / signal flow in a transaction method according to the invention.

FIG. 2 is a flowchart schematically illustrating a device and a service center connected by a telecommunications network to this device for implementing a transaction method according to the invention.

1, a transaction object 110 is stored in a database 27 and contains information about objects such as products and services. The transaction object 110 contains object data 130, including object identification 131 and object provider identification 132, the object provider identification 132 identifying the provider of a given product or service. The transaction object 110 also contains object image data 120, i.e. a file with digital, for example, compressed, image data that relates to the transaction object 110, for example, an image of the proposed product or an explanatory graph of the proposed service and which can be made visible to the interested user, for example in the form of a two-dimensional or three-dimensional image, graph, written text or as a combination of these various forms in the form of moving (video) or still images. In one embodiment, the image data further includes audio data (multimedia data) that can be displayed to the interested user through suitable electro-acoustic transducers.

As can be seen from Figure 2, the user of the device 4 can purchase transaction objects 110 via a telecommunication network 3, for example, a fixed or mobile network, for example, a GSM or UMTS mobile communication network, or another, for example, satellite, network from a bank 27 data on objects of a service center 2 or directly from a network from a bank 27 data on objects of a provider of 7 objects or a service provider 7, for example, using a suitable browser, for example, a WAP browser (wireless application protocol) or using another suitable setting Nogo software module and via the communication module 41. Transaction objects 110 can also be downloaded to device 4 using a removable storage medium, such as a CD-ROM. The communication module 41 includes all hardware and software components for communication with other units over the telecommunication network 3, i.e., in particular, for data exchange. Depending on whether the device 4 is designed as a stationary device, for example, as a public terminal, or as a mobile device, the communication module 41 is designed for a fixed or mobile network.

As can be seen from FIG. 1, for the provided transaction object 110, in step S1, the image data 120 of the image is acquired and the image signals 121 corresponding to the image data 120 are projected directly onto the retina 51 of the user's eyes, and depending on the execution, image signals 121 are projected onto the retina 51 of one or both eyes 5 of a given user. As can be seen from Figure 2, the device 4 includes for this purpose a virtual retinal display 46.

A virtual retinal display 46, which can project image signals directly onto the retina 51 of an observer’s eye, is described, for example, in patent applications WO 94/09472, WO 97/37339 and WO 98/13720. These virtual retinal displays can be provided with image data via a video interface, for example, as an RGB, NTSC or VGA signal or other formatted color or monochrome video or graphic signal. It will be appreciated by those skilled in the art that it may be preferable to harmonize the virtual retinal display or video interface described in the aforementioned publications WO 94/09472, WO 97/37339 and WO 98/13720 so that other image data formats can also be efficiently received. By means of an interface module (not shown), it is possible to appropriately match the received image data of the object with the video interface or to convert the received image data of the object 120 so that it can be sent to the video interface and presented for viewing by the user via the virtual retinal display 46.

As shown schematically in FIG. 2, the virtual retinal display 46 includes an eye position determination module 161 that can determine a user's current eye position when viewing images. An eye position determination module that determines the current position of the user's eyes based on the position of the pupil 52 is also described in the aforementioned publication WO 94/09472 and can be improved by a person skilled in the art so that the data of the determined eye position through a suitable interface are made available to other components of the device 4, in particular, components located outside the virtual retinal display 46; depending on the performance, data for both eyes can be obtained. Certain current positions of the eyes can be used, for example, to control the projection of image signals 121 on the retina 51, for example, so that the user-viewed portions of the image fall into the region of the retina with the maximum resolution, or they can be compared with the given position values, and coincidence of the current and predetermined eye positions, predetermined functions can be performed, so that an optical, eye position-controlled user interface can be determined, and the predetermined gender The views can be displayed to the user, for example, as ordinary graphical user interface objects.

1, in step 32, light 171 is reflected reflected to the retina 51 based on the above image signals 121, and reflection data 170 is generated from the recorded light signal values. As shown in FIG. 2, device 4 includes for this purpose a suitable scanner 47, which supplies light 171 reflected from the retina 51, for example, via a beam splitter 471 (at least) to one photosensitive member 472. Such a scanner, which may be made also for multi-color images and is suitable for registering retinal patterns, in particular a pattern formed by retinal blood vessels, is described, for example, in the aforementioned publication WO 98/13720. Since the image signals 121 corresponding to the object image data 120 are projected by a virtual retinal display 46, for example by means of a suitable microelectromechanical movable mirror, onto the retina 51 in the form of a raster of image dots 54, the reflected light beams 171 supplied by the beam splitter 471 (at least) to one photosensitive element 472 correspond to the same raster of reflected image points 54, so that reflection data 170 corresponding to object image data 120 can be registered .

The light values recorded in the photosensitive element (s) 472 are digitized, for example, in the data generating unit 45 and, as shown in FIG. 1, from the reflection data 170 obtained therefrom and the corresponding object image data 120 in step S3 retina pattern 180 is generated, in particular by means of a difference operation. Step S3 can be carried out sequentially for each projected / reflected image point 54 or only if there is reflection data 170 for all projected / reflected image points 54. The data generating module 45 is, for example, a tuned software module executed in the processor of the device 4, or a hardware module, for example, an integrated circuit, or a combination of both. In one embodiment, retina patterns 180 are generated, for example, only when the user, by means of a signal to device 4, for example, by means of a control (not shown) or by positioning an eye through the above user interface, has shown that he would like to complete a transaction with respect to corresponding provided to him to view the object 110, i.e. I would like to request, for example, an appropriate product or corresponding service. Figure 2 schematically depicts a retina determination module 44 providing a determination of retinal patterns 180, which is made in the form of a tuned software module in the processor of device 4 or in the form of hardware, for example, an integrated circuit. An alternative embodiment in which the determination of retinal patterns 180 ’is carried out in a service center 2 is described below. It should be mentioned that in this preferred embodiment, it is only a matter of registering retinal patterns as signs of the eyes, but iris patterns can also be recorded instead of them (regardless of the image data of the object).

To determine the patterns of the retina, you can also use a separate light source, such as an LED or a laser, whose light rays, for example, are projected onto the retina 51 in the form of a raster of image points 54 by means of a suitable microelectromechanical mirror, so that the recorded reflection data 170, which, as mentioned above are obtained from the reflected light rays 171, for example, due to the fact that they are supplied through the beam splitter 471 to the photosensitive element 472 and are converted into digital signals in the data generating unit 45 They correspond to the retina pattern without the need for additional operations (in particular, step S2), and this direct registration of retinal patterns can occur while the user is viewing image data 120 if a separate light source emits light with different wavelengths than those corresponding to image data 120 image signals 121, for example, if this light source is an infrared light source, and if the photosensitive element 472 used is configured n in accordance with this spectral range.

It should be understood by one skilled in the art that, in accordance with the present invention, components used in the virtual retinal display 46 and scanner 47, for example, rotating microelectromechanical mirrors, light sources or photosensitive elements, can be used in the virtual retinal display 46 and scanner 47 in combinations and in various embodiments, or for display 46 and scanner 47, individual components can be used respectively. You can also replace individual components, such as an LED light source and a photosensitive element, with components with a combined function.

As can be seen from FIG. 1, in step S4, certain retinal patterns 180 are associated with data 130 about the corresponding transaction object 110 provided for viewing in the transaction document 190. The object data 130 contains at least one object identification 131, however, they may additionally also contain the object supplier identification 132. Figure 2 schematically shows the module 42 responsible for this operation. Transaction module 42 is executed, for example, in the form of a customized software module in the processor of device 4 or in the form of hardware, for example, an integrated circuit. Transaction module 42 also includes, for example, additional cryptographic functions, for example, for electronic (digital) signing of transaction document 190. Transaction module 42 may perform, for example, other normal functions, for example, entering transaction numbers.

For further processing in step S5, transaction documents 190 are transmitted to processing unit 23, 43. Figure 2 schematically shows two different embodiments of this processing unit 23, 43. In a first preferred embodiment, the processing unit 23 is located in the service center 2, and transaction documents 190 via the communication module 41 of the device 4 are transmitted over the telecommunication network 3 to the service center 2, received there by the communication module 21 and transmitted to the processing unit 23. In the second embodiment, the processing unit 43 is located in the device 4, so that the step S5 shown in FIG. 1 can be carried out locally in the device 4.

In FIG. 1, in step S5, the retina patterns 180, 180 ′ contained therein are selected from the transaction document 190 and compared with the retina patterns 141 of the user data blocks 140 from the user data bank 26 so as to match data 150 related to the corresponding user. Depending on the execution of the retina drawings, together with the corresponding identification of the given user, the eye signs data bank 61 can be stored in a separate data bank, in particular, the retina data bank, certified, for example, by means of and 6 (trusted third party), so that user authentication is first determined and then corresponding to this user authentication user data are taken from the bank 26 of user data managed by, for example, another block, such as a telecommunications network operator. In the aforementioned embodiment with a local processing unit 43, the device 4 comprises, for example, local tables with user data units 140. It should be noted that the coincidence of retina patterns 180, 180 'contained in transaction documents 190 with retina patterns 141 stored in the user data bank 26 or in the retina data bank or local table in device 4 can occur with a correlation having a predetermined minimum required correlation value. For comparison, the processing unit 23, 43, which is executed as a tuned software module in the processor of the service center 2, or in the processor of the device 4, or in the form of hardware, for example, an integrated circuit, in the service center 2 or device 4, may include yourself, for example, also image processing functions.

As can be seen from FIG. 1, the result of step S5 is a transaction data block 160 that contains transmitted object data 130 with object identification 131 and, if necessary, object provider identification 132, as well as certain user data 150. User data 150 contains, for example, the name of the user's retina identified by means of Figure 180, 180 ', 141, his delivery address, if necessary, the type of payment and the relevant payment data, for example, credit card payment and the corresponding credit number card or payment in a bank account and the relevant details, possibly other information about the user, for example, his preferred language.

The receipt of the transaction document 190 and, if necessary, the successful identification of the user based on the features 180, 180 ′ of the eyes contained in the transaction document 190 can be confirmed to the user by the processing unit 23, 43, and, depending on the execution, the user may be allowed to continue transaction process or abort it. The transaction data blocks 160 obtained in step S5 can be transmitted by the processing unit 43 in the device 4 or by the configured transmission module 22 in the service center 2 to the corresponding blocks. For example, transaction data blocks 160 can be transmitted over a telecommunication network 3 to the corresponding provider 7 of the facility or service provider 7, where they are processed, for example, without further involvement of the service center 2 or device 4. To transfer the transaction data blocks 160 to the respective suppliers 7 of the objects identified by identifying 132 the supplier of the object, the device 4 contains, for example, tables with information about the supplier of the object, and the service center 2 includes, as shown in FIG. 2, a bank 25 of data on a supplier of facilities or services.

As already mentioned above, in one alternative embodiment, the determination of the retina patterns 180 ’can be carried out according to the reflection data 170 and the corresponding image data 120 of the object in the service center 2. This alternative is indicated by dashed lines in FIG. The dashed arrow 172 indicates that the recorded reflection data 170 is sent directly (without performing step S3, to step S4, where they are associated with object data 130 in the transaction document 190. In an alternative step S3 'carried out in FIG. 2 in module 24 retina definitions at a service center 2, retina pattern 180 'is generated from the reflection data 170 contained in the transaction document 190 and the corresponding object image data 120 identified by the identifier contained in the transaction document 190 object positions 131, in particular by means of a difference operation, and are transmitted for processing step S5 to the processing unit 23. The retina determination module 24 is, for example, a tuned software module executed in the processor of the service center 2, or a hardware module, for example, an integrated circuit, or a combination of both.

The service center 2 is installed on one or more (networked) computers and has in the communication module 21 all the software and hardware components for communication with other units over the telecommunication network 3, i.e., in particular, for data exchange, and it should be mentioned that the telecommunication network 3 is depicted in FIG. 2 only schematically and may include, for example, various types of telecommunication networks, for example, fixed networks, for example, a public telephone network, a digital network with integrated services and (ISDN) or an Internet Protocol network (IP-network), and the mobile network, for example, GSM standard, UMTS or another, eg satellite, mobile radio network.

The components of the device 4 can be integrated into one common housing, however, they can also be installed in various interconnected housings. For example, in particular, the communication module 41 may be implemented by an existing conventional communication device, for example, a personal computer with a communication function or, in particular, a mobile radio communication device, for example, a mobile radiotelephone or a handheld or laptop computer with a communication function, which, via wired or The wireless interface is connected to other components of the device 4.

These other components of the device 4 can be made, for example, in the case or on a suitable holder so that the user can wear them like ordinary glasses. It should also be mentioned here that, in particular, the components of the virtual retinal display 46 with the scanner 47, for example, the transaction module 42, the retina determination module 44, and the data generation module 45 are integrated in a common chip, so that steps S1-S4 can be performed by components of a single chip, which, in particular, provides security benefits, since data blocks are processed in a single chip, excluding the possibility of manipulating them, and the resulting transaction document 190 can be signed, for example, also onnym by this chip.

It should be mentioned here that, as already mentioned, as signs of the eyes, not only retina patterns 180, 180 ′ can be used, but also signs of other parts of the eye, for example, an iris pattern 53, and object image data 120 may not be provided for viewing only by directly projecting the corresponding image signals 121 onto the retina 51 of the user's eyes, but also by other traditional display methods, for example by means of picture tubes, LCD indicators or suitable stereoscopic indicators. It should also be mentioned that this description did not examine in detail other features common in transaction methods, for example, encoding / decoding data transmitted over telecommunication networks 3, authentication of a service center 2 and others involved in the transaction of blocks, or order confirmation protocols , calculation or archiving / restoration procedures, as they can be implemented by a specialist in a known manner.

In addition to selling or renting the described service centers 2 and / or stationary devices 4 to the interested operators and the described (in particular mobile) devices 4, the latter can also sell partial modules to the interested users, in particular the above-mentioned components, which are made in a housing or on a suitable holder and can be connected via a suitable interface to a conventional, already existing communication terminal in order to complement the existing communication terminal with the described device 4. Interested manufacturers may chips mentioned above for the manufacture of devices 4 or of the described partial modules may also be sold. The operators of the service center 2 can, for example, calculate the fee paid by the supplier of the object for each transaction made through their service center 2 concerning the transaction object 110 of this supplier 7 of the object.

List of Reference Items

2 - service center

3 - telecommunication network

4 - device

5 - eye

6 - trusted third party unit

7 - object provider (service provider)

14 - user data bank

21 - communication module

22 - transmission module

23 - processing unit

24 - retina detection module

25 - databank about the provider of objects (service provider)

26 - user data bank

27 - object data bank

41 - communication module

42 - transaction module

43 - processing unit

44 - retina detection module

45 - data generation module

46 - virtual retinal display

47 - scanner

51 - retina

52 - pupil

53 - iris

54 - projected / reflected image point

61 - a database of eye signs (retina data bank)

110 - transaction object

120 - image data of the object

121 - image signals

130 - property data

131 - object identification

132 - object provider identification

140 - block user data

141 - drawing of the retina

150 - user data

160 - transaction data block

170 - reflection data

171 - reflected light

172 - dashed arrow

180, 180 ’- drawing of the retina

190 - transaction document

461 - module for determining the position of the eye

471 - beam splitter

472 - photosensitive element

S1-S5 - steps

Claims (13)

1. A transaction method in which image data (120) of an object related to an object (110) of a transaction, for example, a product or service, is provided for viewing to a user, signs (180) of the user's eyes are determined, and received signs (180) of the eyes are associated with data ( 130) about the object, which belong to the transaction object (110) and contain at least one identification (131) of the transaction object (110) in the transaction document (190), and the transaction document (190) is transmitted to the block (23, 43 ) processing, characterized in that the signs (180) of the user's eyes are identified in the process of viewing by the user the image data (120) of the object image provided to him for viewing, and the image data (120) of the object is provided for viewing by the user by projecting the image signals (121) corresponding to the image data (120) of the object directly to the retina (51) of the eye the user, while the signs (180) of the eyes are determined by the fact that the light (171) reflected by the parts (51) of the eye is recorded on at least one partial region (51) of the eye and is supplied to the photosensitive element (472). 2. The method according to claim 1, characterized in that the signs of the eyes include at least a drawing (180) of the retina (51) of the user's eyes, the reflection data (170) is determined by the registered light (171) reflected by the retina (51) on based on the projected image signals (121), wherein the retina pattern (180) is determined from certain reflection data (170) and corresponding object image data (120). 3. The method according to claim 1, characterized in that the signs of the eyes include at least a drawing (180) of the retina (51) of the eyes of the user, which is determined by the registered light (171) reflected by the retina (51) based on the projected light, which has different wavelengths than the signals (121) of the image. 4. The method according to claim 1, characterized in that in the processing unit (23, 43), user data (150) corresponding to the eye features (180) is determined. 5. The method according to claim 1, characterized in that the data (130) about the object further comprise the identification (132) of the supplier of the object. 6. The method according to claim 1, characterized in that the documents (190) about the transaction are transmitted over the telecommunications network (3) to the processing unit (23) in the service center (2). 7. The method according to claim 1, characterized in that the image data (120) of the object is obtained via a telecommunication network (3) from a service center (2). 8. Transaction device (4), including indicators (46) for displaying for a user to view image data (120) of an object related to a transaction object (110), for example, a product or service that contains means (47) for determining attributes (180) the user's eye and means (42) for linking certain features (180) of the eye to the data (130) about the object related to the object (110) of the transaction in the document (190) about the transaction, the data on the object containing at least one identification (131) of the object, and for transmission to the document nta (190) about the transaction in the processing unit, characterized in that the device is configured to detect signs (180) of the eyes in the process of viewing by the user the image of the object provided to him for viewing data (120), while the indicating means (46) include a retinal a display that makes visible to the user data (120) of the image of the object by projecting signals (121) of the image corresponding to the data (120) of the image of the object directly onto the retina (51) of the user's eye, and means for determining i eye signs (180) include a scanner (47) for detecting light (171) reflected by parts (51) of the eye in at least one portion of these parts (51) of the eye. 9. The device according to claim 8, characterized in that the scanner (47) is configured to register at least the light reflected by the retina (51) of the user's eyes (171) based on the projected image signals (121), the device including a module (44) determining a retina to determine at least a pattern (180) of the retina (51) from the recorded reflection data (170) corresponding to the registered light (171) and from the corresponding image data (120) of the object. 10. The device according to claim 8, characterized in that the scanner (47) includes a light source that emits light having different wavelengths than image signals (121), while the scanner (47) is configured to register at least as reflected by the retina (51) of the user's eye (171) reflected by the retina (51) based on the projected light from the light source. 11. The device according to claim 8, characterized in that it contains a processing unit (43) that determines user data (150) corresponding to eye features (180). 12. The device according to claim 8, characterized in that it contains a communication module (41) for transmitting documents (190) about transactions over a telecommunications network (3) to a processing unit (23) in a service center (2). 13. The device according to p. 12, characterized in that the communication module (41) receives data (120) of the image of the object via a telecommunication network (3) from a service center (2).

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