PE20191287A1 - Sistema, metodo, servidor de operador y programa para servicios de aprovisionamiento de respuesta de demanda financiera - Google Patents
Sistema, metodo, servidor de operador y programa para servicios de aprovisionamiento de respuesta de demanda financieraInfo
- Publication number
- PE20191287A1 PE20191287A1 PE2019001349A PE2019001349A PE20191287A1 PE 20191287 A1 PE20191287 A1 PE 20191287A1 PE 2019001349 A PE2019001349 A PE 2019001349A PE 2019001349 A PE2019001349 A PE 2019001349A PE 20191287 A1 PE20191287 A1 PE 20191287A1
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- Prior art keywords
- advance
- server
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- employee
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/10—Office automation; Time management
- G06Q10/105—Human resources
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
- G06Q40/125—Finance or payroll
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Human Resources & Organizations (AREA)
- Computer Security & Cryptography (AREA)
- Entrepreneurship & Innovation (AREA)
- Data Mining & Analysis (AREA)
- Operations Research (AREA)
- Quality & Reliability (AREA)
- Tourism & Hospitality (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
Un sistema de servicio de aprovisionamiento de respuesta de demanda financiera que tiene un servidor de compania que gestiona el limite de credito para cada empleado, un servidor de datos de gestion de asistencia para gestionar los datos de gestion de asistencia del empleado, un servidor del proveedor que gestiona las cuentas gestionadas de los empleados, y un servidor de banco que gestiona las cuentas bancarias de los empleados a las cuales se transfiere el salario, las cuales estan conectadas a traves de una red, en donde el servidor del proveedor tiene una unidad de calculo para realizar la transferencia a una cuenta gestionada por la informacion de valor electronico de un anticipo para un proveedor que, de manera temporal , realiza el aprovisionamiento de un anticipo en nombre de una compania con base en un monto de anticipo en el cual el monto de anticipo se calcula con base en el limite de credito para un empleado y los datos de gestion de asistencia, una unidad de salida de datos de cargo automatico que ejecuta un procesamiento de transferencia que consiste en transferir la informacion de valor electronico del anticipo de la cuenta gestionada a la cuenta bancaria, y un medio de salida que emite , al servidor de la compania, el monto de anticipo prestado al empleado mediante la transferencia de la informacion de valor electronico del anticipo desde una cuenta gestionada a una cuenta bancaria en donde el monto adelantado total a los empleados de una misma compania no excede el monto de anticipo total de la compania conforme a lo establecido por la compania.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2016076878 | 2016-04-06 | ||
| JP2016254858A JP6249506B2 (ja) | 2016-04-06 | 2016-12-28 | 資金需要対応サービス提供システム、同方法、事業者サーバ、及びプログラム |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| PE20191287A1 true PE20191287A1 (es) | 2019-09-20 |
Family
ID=60086339
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| PE2019001349A PE20191287A1 (es) | 2016-04-06 | 2017-09-27 | Sistema, metodo, servidor de operador y programa para servicios de aprovisionamiento de respuesta de demanda financiera |
Country Status (21)
| Country | Link |
|---|---|
| US (2) | US11010746B2 (es) |
| EP (1) | EP3564893A4 (es) |
| JP (2) | JP6249506B2 (es) |
| KR (1) | KR102090039B1 (es) |
| CN (1) | CN110199311A (es) |
| AU (2) | AU2017389212A1 (es) |
| BR (1) | BR112019013433A2 (es) |
| CA (1) | CA3048586A1 (es) |
| CL (1) | CL2019001814A1 (es) |
| CO (1) | CO2019008049A2 (es) |
| MA (1) | MA46167B1 (es) |
| MX (1) | MX2019007927A (es) |
| MY (1) | MY203796A (es) |
| PE (1) | PE20191287A1 (es) |
| PH (1) | PH12019501474A1 (es) |
| RU (1) | RU2724646C1 (es) |
| SG (1) | SG10202103822UA (es) |
| TW (1) | TWI743211B (es) |
| UA (1) | UA126395C2 (es) |
| WO (1) | WO2018123173A1 (es) |
| ZA (1) | ZA202107577B (es) |
Families Citing this family (24)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2019186935A1 (ja) * | 2018-03-29 | 2019-10-03 | Ｂａｎｋ Ｉｎｖｏｉｃｅ株式会社 | 情報処理装置、情報処理方法およびプログラム |
| JP6672377B2 (ja) * | 2018-05-24 | 2020-03-25 | Tis株式会社 | 給与前払いシステム、給与前払い方法、及びそのプログラム |
| JP6437155B1 (ja) * | 2018-07-17 | 2018-12-12 | 崇 佐藤 | 支払管理サーバ、支払管理システム、支払管理方法及び支払管理プログラム |
| KR102329226B1 (ko) * | 2019-01-05 | 2021-11-18 | 주식회사 엠마우스 | 분산데이터방식 저장을 통한 단말기를 이용한 시급제 용역의 시간제 근무 계약 관리시스템 |
| KR102452239B1 (ko) * | 2019-01-05 | 2022-10-11 | 주식회사 페이워치코리아 | 분산데이터방식 저장을 통한 단말기를 이용한 시급제 용역의 시간제 근무 계약 관리시스템 |
| JP6628378B1 (ja) * | 2019-02-14 | 2020-01-08 | 明久 塩田 | 派遣労働マッチングシステム |
| JP6889887B2 (ja) * | 2019-03-29 | 2021-06-18 | 株式会社ハイパーソフト | 精算システム |
| JP2020194513A (ja) * | 2019-05-28 | 2020-12-03 | 良樹 黒井 | 希望日支払い集計システム |
| JP2021039707A (ja) * | 2019-09-03 | 2021-03-11 | 良樹 黒井 | 自己与信月収保証設定による所得前払い（先払い）無金利システム。 |
| JP7002604B2 (ja) * | 2019-10-26 | 2022-02-10 | 株式会社Payment Technology | 賃金前払システム |
| CN110992192B (zh) * | 2019-11-25 | 2023-03-21 | 泰康保险集团股份有限公司 | 受灾人员救助方法、装置、设备及计算机可读存储介质 |
| JP7072599B2 (ja) * | 2020-03-10 | 2022-05-20 | 楽天カード株式会社 | 情報処理装置、情報処理方法、及びプログラム |
| JP7072598B2 (ja) * | 2020-03-10 | 2022-05-20 | 楽天カード株式会社 | 情報処理装置、情報処理方法、及びプログラム |
| JP6928708B1 (ja) * | 2020-04-20 | 2021-09-01 | 株式会社Ｐａｙｍｅｎｔ Ｔｅｃｈｎｏｌｏｇｙ | 固定日付前払システム |
| CN112073486A (zh) * | 2020-08-28 | 2020-12-11 | 北京金山云网络技术有限公司 | 资源转移方法和装置、存储介质和电子装置 |
| JP2022046199A (ja) * | 2020-09-10 | 2022-03-23 | 株式会社オービック | 給与前払時過払防止装置、給与前払時過払防止方法および給与前払時過払防止プログラム |
| KR102359379B1 (ko) * | 2021-01-27 | 2022-02-08 | 이정희 | 노동신용정보를 이용한 금융거래 시스템 |
| JP7488209B2 (ja) * | 2021-02-19 | 2024-05-21 | Ｌｉｎｅヤフー株式会社 | 電子決済システム |
| US11853985B2 (en) * | 2021-05-27 | 2023-12-26 | The Toronto-Dominion Bank | Systems and methods for configuring resource transfers |
| JP7624890B2 (ja) * | 2021-07-02 | 2025-01-31 | 卓真 泉 | 立替払い管理サーバ、立替払い管理方法及びプログラム |
| CN114037169B (zh) * | 2021-11-17 | 2025-07-25 | 中国农业银行股份有限公司深圳市分行 | 一种atm设备的配钞方法、系统及存储介质 |
| JP7219359B1 (ja) | 2022-02-17 | 2023-02-07 | ＰａｙＰａｙ株式会社 | 情報処理装置 |
| JP7399334B1 (ja) | 2023-02-17 | 2023-12-15 | ＰａｙＰａｙ株式会社 | 情報処理装置、情報処理方法及び情報処理プログラム |
| JP7568781B1 (ja) * | 2023-05-19 | 2024-10-16 | Ｌｉｎｅヤフー株式会社 | 情報処理装置、情報処理方法および情報処理プログラム |
Family Cites Families (22)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8639625B1 (en) * | 1995-02-13 | 2014-01-28 | Intertrust Technologies Corporation | Systems and methods for secure transaction management and electronic rights protection |
| DE69637799D1 (de) * | 1995-02-13 | 2009-02-12 | Intertrust Tech Corp | Systeme und Verfahren zur gesicherten Transaktionsverwaltung und elektronischem Rechtsschutz |
| US6347306B1 (en) * | 1998-07-21 | 2002-02-12 | Cybershift.Com, Inc. | Method and system for direct payroll processing |
| US7165041B1 (en) * | 1999-05-27 | 2007-01-16 | Accenture, Llp | Web-based architecture sales tool |
| CA2380079A1 (en) | 2000-02-14 | 2001-08-16 | Stevan P. Vasic | Method of payroll access |
| US20030074311A1 (en) * | 2001-10-16 | 2003-04-17 | Newattitude Inc. | Self-administered automatic payroll deduction |
| JP2004199525A (ja) * | 2002-12-19 | 2004-07-15 | Synergy:Kk | 前払可能な支払方法及びサーバ装置、並びにプログラム |
| JP3685788B2 (ja) * | 2002-12-19 | 2005-08-24 | 株式会社東京都民銀行 | 給与支払いシステム |
| TW200530859A (en) * | 2004-03-03 | 2005-09-16 | Yeun-Jonq Lee | A payment pay-back set system for processing employee one- or multiple-time requests |
| JP4395413B2 (ja) * | 2004-06-18 | 2010-01-06 | 株式会社東京都民銀行 | 給与前払システム、給与前払方法及びプログラム |
| US20070271178A1 (en) * | 2006-05-22 | 2007-11-22 | Davis Richard S | Loan program and process for transacting the same |
| JP2008171048A (ja) * | 2007-01-09 | 2008-07-24 | Infcurion Inc | 賃金管理システム及びそのプログラム |
| CN100538753C (zh) * | 2007-08-27 | 2009-09-09 | 中国建设银行股份有限公司 | 单元财务pos办理分解支付的方法及装置 |
| WO2009076705A1 (en) * | 2007-12-19 | 2009-06-25 | Sherbert Holdings Pty Limited | A funds flow processing system |
| US20120054088A1 (en) | 2010-08-25 | 2012-03-01 | Shane Edrington | Apparatus and method for short term loans |
| US8429068B1 (en) * | 2011-07-08 | 2013-04-23 | Intuit Inc. | Data aggregation for transaction banking partnerships |
| JP6490336B2 (ja) * | 2012-10-01 | 2019-03-27 | 株式会社キュリカ | 給与前払管理装置、およびこれを用いた給与前払管理システム、給与前払管理方法、並びに、現金支払管理装置、およびこれを用いた現金支払管理システム、現金支払管理方法 |
| US9418387B1 (en) * | 2013-12-13 | 2016-08-16 | Square, Inc. | Employee customizable payroll processing |
| US20160026981A1 (en) * | 2014-07-28 | 2016-01-28 | Adp, Llc | On-Demand Payroll System and Interface |
| CN105701737A (zh) | 2016-03-21 | 2016-06-22 | 苏州人麦信息科技有限公司 | 一种建筑行业劳务对接平台管理方法和系统 |
| WO2017168997A1 (ja) * | 2016-03-30 | 2017-10-05 | フェリカネットワークス株式会社 | 情報処理装置、管理装置、情報処理方法、および情報処理システム |
| RU2642804C1 (ru) * | 2016-12-26 | 2018-01-26 | Виктор Васильевич Панков | Система контроля за деятельностью предприятия |
-
2016
- 2016-12-28 JP JP2016254858A patent/JP6249506B2/ja active Active
-
2017
- 2017-09-27 AU AU2017389212A patent/AU2017389212A1/en not_active Abandoned
- 2017-09-27 KR KR1020197021883A patent/KR102090039B1/ko active Active
- 2017-09-27 EP EP17887448.3A patent/EP3564893A4/en active Pending
- 2017-09-27 MY MYPI2019003696A patent/MY203796A/en unknown
- 2017-09-27 PE PE2019001349A patent/PE20191287A1/es unknown
- 2017-09-27 MA MA46167A patent/MA46167B1/fr unknown
- 2017-09-27 UA UAA201908398A patent/UA126395C2/uk unknown
- 2017-09-27 US US16/474,500 patent/US11010746B2/en active Active
- 2017-09-27 BR BR112019013433A patent/BR112019013433A2/pt not_active Application Discontinuation
- 2017-09-27 CN CN201780081291.3A patent/CN110199311A/zh active Pending
- 2017-09-27 CA CA3048586A patent/CA3048586A1/en active Pending
- 2017-09-27 WO PCT/JP2017/035041 patent/WO2018123173A1/ja not_active Ceased
- 2017-09-27 MX MX2019007927A patent/MX2019007927A/es unknown
- 2017-09-27 RU RU2019123610A patent/RU2724646C1/ru active
- 2017-09-27 SG SG10202103822UA patent/SG10202103822UA/en unknown
- 2017-09-29 TW TW106133577A patent/TWI743211B/zh active
- 2017-11-16 JP JP2017220838A patent/JP6332715B2/ja active Active
-
2019
- 2019-06-25 PH PH12019501474A patent/PH12019501474A1/en unknown
- 2019-06-28 CL CL2019001814A patent/CL2019001814A1/es unknown
- 2019-07-25 CO CONC2019/0008049A patent/CO2019008049A2/es unknown
-
2021
- 2021-04-16 US US17/232,792 patent/US11403612B2/en active Active
- 2021-10-08 ZA ZA2021/07577A patent/ZA202107577B/en unknown
-
2023
- 2023-10-10 AU AU2023248059A patent/AU2023248059A1/en not_active Abandoned
Also Published As
| Publication number | Publication date |
|---|---|
| US20210272094A1 (en) | 2021-09-02 |
| TWI743211B (zh) | 2021-10-21 |
| SG10202103822UA (en) | 2021-05-28 |
| EP3564893A1 (en) | 2019-11-06 |
| JP2017191595A (ja) | 2017-10-19 |
| CL2019001814A1 (es) | 2020-02-14 |
| CN110199311A (zh) | 2019-09-03 |
| WO2018123173A1 (ja) | 2018-07-05 |
| ZA202107577B (en) | 2025-01-29 |
| RU2724646C1 (ru) | 2020-06-25 |
| KR20190093674A (ko) | 2019-08-09 |
| AU2017389212A1 (en) | 2019-08-15 |
| MY203796A (en) | 2024-07-18 |
| TW201824133A (zh) | 2018-07-01 |
| KR102090039B1 (ko) | 2020-03-17 |
| JP2018026183A (ja) | 2018-02-15 |
| CA3048586A1 (en) | 2018-07-05 |
| PH12019501474A1 (en) | 2020-03-09 |
| CO2019008049A2 (es) | 2019-10-21 |
| EP3564893A4 (en) | 2020-06-10 |
| UA126395C2 (uk) | 2022-09-28 |
| US11403612B2 (en) | 2022-08-02 |
| US20200242581A1 (en) | 2020-07-30 |
| JP6332715B2 (ja) | 2018-05-30 |
| AU2023248059A1 (en) | 2023-10-26 |
| JP6249506B2 (ja) | 2017-12-20 |
| US11010746B2 (en) | 2021-05-18 |
| MA46167A1 (fr) | 2019-10-31 |
| MA46167B1 (fr) | 2020-06-30 |
| BR112019013433A2 (pt) | 2019-12-17 |
| MX2019007927A (es) | 2019-10-21 |
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