[go: up one dir, main page]

PE20171126A1 - Metodo y sistema para devengo y gasto de transacciones con cambio en monedas - Google Patents

Metodo y sistema para devengo y gasto de transacciones con cambio en monedas

Info

Publication number
PE20171126A1
PE20171126A1 PE2017001090A PE2017001090A PE20171126A1 PE 20171126 A1 PE20171126 A1 PE 20171126A1 PE 2017001090 A PE2017001090 A PE 2017001090A PE 2017001090 A PE2017001090 A PE 2017001090A PE 20171126 A1 PE20171126 A1 PE 20171126A1
Authority
PE
Peru
Prior art keywords
telephone number
account profile
message
amount
profile
Prior art date
Application number
PE2017001090A
Other languages
English (en)
Inventor
Kiran Shenoy
Mandeep Sandhu
Kiran Kumar Hatti
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of PE20171126A1 publication Critical patent/PE20171126A1/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/2866—Architectures; Arrangements
    • H04L67/30—Profiles
    • H04L67/306—User profiles
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements
    • H04W4/14—Short messaging services, e.g. short message services [SMS] or unstructured supplementary service data [USSD]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W68/00—User notification, e.g. alerting and paging, for incoming communication, change of service or the like
    • H04W68/005—Transmission of information for alerting of incoming communication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60—Context-dependent security
    • H04W12/69—Identity-dependent
    • H04W12/72—Subscriber identity

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Telephonic Communication Services (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Un metodo para procesar electronicamente el cambio en una transaccion en efectivo incluye: almacenar una pluralidad de perfiles de cuenta, cada perfil incluyendo datos relacionados con un consumidor que incluyen un numero de telefono asociado con un dispositivo de comunicacion movil y una cantidad en moneda; recibir un mensaje de servicio de mensajes cortos (SMS) desde un primer numero de telefono asociado con un primer dispositivo de comunicacion movil, en donde el mensaje incluye un segundo numero de telefono y una cantidad en cambio; identificar un primer perfil de cuenta en donde el numero de telefono incluido corresponde al primer numero de telefono; identificar un segundo perfil de cuenta en donde el numero de telefono incluido corresponde al segundo numero de telefono; transferir la cantidad en cambio incluida en el mensaje SMS recibido del primer perfil de cuenta al segundo perfil de cuenta; y transmitir un mensaje SMS al segundo numero de telefono, en donde el mensaje incluye una notificacion de la transferencia de la cantidad en cambio al segundo perfil de cuenta
PE2017001090A 2014-12-18 2015-12-08 Metodo y sistema para devengo y gasto de transacciones con cambio en monedas PE20171126A1 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US14/575,173 US10387869B2 (en) 2014-12-18 2014-12-18 Method and system for accrual and spending of small change transactions

Publications (1)

Publication Number Publication Date
PE20171126A1 true PE20171126A1 (es) 2017-08-08

Family

ID=56127360

Family Applications (1)

Application Number Title Priority Date Filing Date
PE2017001090A PE20171126A1 (es) 2014-12-18 2015-12-08 Metodo y sistema para devengo y gasto de transacciones con cambio en monedas

Country Status (4)

Country Link
US (1) US10387869B2 (es)
KR (1) KR20170091722A (es)
PE (1) PE20171126A1 (es)
WO (1) WO2016099998A1 (es)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105141789B (zh) * 2015-07-28 2018-04-06 小米科技有限责任公司 陌生号码标记方法和装置
US20230139654A1 (en) * 2021-11-03 2023-05-04 SavCoins LLC System and Method for Exchanging Currency Change

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101278312A (zh) * 2005-09-30 2008-10-01 Rba国际有限公司 用于在电话通话的双方之间传送资金的方法和系统
CA2640620A1 (en) * 2006-01-30 2007-08-02 Cpni Inc. A system and method for authorizing a funds transfer or payment using a phone number
US8504473B2 (en) * 2007-03-28 2013-08-06 The Western Union Company Money transfer system and messaging system
US8751379B1 (en) * 2008-08-04 2014-06-10 United Services Automobile Association (Usaa) Mobile money transfers
KR20110017612A (ko) 2009-08-14 2011-02-22 (주)유웨이브 잔돈 처리 서비스를 제공하는 거래 대금 결제 방법
CA2773139A1 (en) * 2009-09-02 2011-03-10 Visa International Service Association Portable consumer device with funds transfer processing

Also Published As

Publication number Publication date
US20160180324A1 (en) 2016-06-23
WO2016099998A1 (en) 2016-06-23
KR20170091722A (ko) 2017-08-09
US10387869B2 (en) 2019-08-20

Similar Documents

Publication Publication Date Title
MX2017014701A (es) Metodo y sistema de control de fraude de transacciones de base de cadena de bloques.
CO2017007194A2 (es) Interfaz, sistema, y método para controlar la transferencia de mensajes electrónicos
MX376827B (es) Sistema y método de alerta de política de vapeo
GB201302515D0 (en) Aligning data transfer to optimize connections established for transmission over a wireless network
MX2015014727A (es) Métodos y sistemas para proveer una función de bloqueo de cuenta controlada por el cliente.
MX2019006226A (es) Sistema de pago movil.
TW201614476A (en) Systems and methods for reordering packet transmissions in a scalable memory system protocol
MX2017014710A (es) Metodo y sistema de enlace de activos de base de cadena de bloques con cuentas de divisa fiduciaria.
MX2016013606A (es) Metodo y sistema para implementar un monedero digital inalambrico.
MX2018000737A (es) Sistemas y metodos de pago de modos multiples.
WO2014011453A3 (en) Systems, methods, and computer program products for integrating third party services with a mobile wallet
AR098233A1 (es) Sistema y método para la administración de una cuenta de prepago y mensajes de prepago asociados
MX2017008188A (es) Facilitacion de envio y recepcion de pagos de personas a comercios.
CL2013000810A1 (es) Un sistema para utilizar teléfonos moviles para combatir el crimen, comprende repositorios de datos para almacenar una lista de numeros de serie buscados, un servidor en comunicacion con un telefono movil, recibir un mensaje del telefono que incluye informacion que identifica un numero de serie que el telefono ha obtenido de un documento financiero, y comparar el numero a uno o mas numero de serie buscados; y metodo asociado.
WO2014124395A3 (en) Consumer device payment token management
BRPI0802575A2 (pt) sistema e mÉtodo para conduzir transaÇÕes comerciais
MX361609B (es) Sistema y método de comunicación entre la nube y un teléfono inteligente.
MX2016007217A (es) Metodo y sistema para la autentificacion segura del usuario y el dispositivo movil sin elementos de seguridad.
WO2016190918A3 (en) Multiple protocol transaction encryption
CO2017007205A2 (es) Interconexión y método para controlar la transferencia de mensajes electrónicos
GB2534715A (en) Method and system for establishing a network connection
UY36409A (es) Método y sistema para tarjeta de pago híbrida habilitada para transporte
PE20200314A1 (es) Sistema y metodo para pago electronico con una tarjeta nfc y telefonos moviles inteligentes con tecnologia
PH12018501188A1 (en) Emergency data delivery
AR096079A1 (es) Aparato, sistemas, y métodos para interacciones de red