[go: up one dir, main page]

PE20140400A1 - SYSTEMS AND METHODS TO USE THE ONLINE SOCIAL FOOTPRINT TO AFFECT THE GRANTING OF LOANS AND THE CREDIT SCORE - Google Patents

SYSTEMS AND METHODS TO USE THE ONLINE SOCIAL FOOTPRINT TO AFFECT THE GRANTING OF LOANS AND THE CREDIT SCORE

Info

Publication number
PE20140400A1
PE20140400A1 PE2013001549A PE2013001549A PE20140400A1 PE 20140400 A1 PE20140400 A1 PE 20140400A1 PE 2013001549 A PE2013001549 A PE 2013001549A PE 2013001549 A PE2013001549 A PE 2013001549A PE 20140400 A1 PE20140400 A1 PE 20140400A1
Authority
PE
Peru
Prior art keywords
systems
loans
online social
granting
affect
Prior art date
Application number
PE2013001549A
Other languages
Spanish (es)
Inventor
Jeffrey Stewart
Original Assignee
Jeffrey Stewart
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Jeffrey Stewart filed Critical Jeffrey Stewart
Publication of PE20140400A1 publication Critical patent/PE20140400A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G06Q10/40—

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

REFERIDO A UN METODO DE CALIFICACION DE SOLVENCIA CREDITICIA IMPLEMENTADO EN UN SISTEMA DE PROCESAMIENTO INFORMATICO QUE COMPRENDE EL ANALISIS DE DATOS OBTENIDOS DE LA HUELLA SOCIAL EN LINEA, LA APLICACION DE AL MENOS UNA EXPRESION DE PUNTUACION PARA DETERMINAR LA PUNTUACION DE CREDITO CON EL OBJETO DE FACILITAR UN PRESTAMO DE ENTRE AL MENOS DOS PARTES QUE COMPRENDEN UN PRESTATARIO Y UN PRESTAMISTA. TIENE APLICACION EN LOS SITEMAS DE COMERCIO ELECTRONICO, ESPECIALMENTE EN SISTEMAS DE SOLICITUD EN LINEA DE PRESTAMOS Y CREDITOSREFERRED TO A CREDIT SOLVENCY QUALIFICATION METHOD IMPLEMENTED IN A COMPUTER PROCESSING SYSTEM THAT INCLUDES THE ANALYSIS OF DATA OBTAINED FROM THE ONLINE SOCIAL FOOTPRINT, THE APPLICATION OF AT LEAST ONE EXPRESSION OF SCORE TO DETERMINE THE CREDIT DETERMINATION A LOAN OF AT LEAST TWO PARTIES INCLUDING A BORROWER AND A LENDER. IT HAS APPLICATION IN ELECTRONIC COMMERCE SYSTEMS, ESPECIALLY IN ONLINE REQUEST SYSTEMS FOR LOANS AND CREDITS

PE2013001549A 2011-01-13 2012-01-12 SYSTEMS AND METHODS TO USE THE ONLINE SOCIAL FOOTPRINT TO AFFECT THE GRANTING OF LOANS AND THE CREDIT SCORE PE20140400A1 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US201161432523P 2011-01-13 2011-01-13

Publications (1)

Publication Number Publication Date
PE20140400A1 true PE20140400A1 (en) 2014-04-18

Family

ID=46507671

Family Applications (1)

Application Number Title Priority Date Filing Date
PE2013001549A PE20140400A1 (en) 2011-01-13 2012-01-12 SYSTEMS AND METHODS TO USE THE ONLINE SOCIAL FOOTPRINT TO AFFECT THE GRANTING OF LOANS AND THE CREDIT SCORE

Country Status (7)

Country Link
EP (1) EP2663957A4 (en)
BR (1) BR112013017973A2 (en)
CO (1) CO6791573A2 (en)
MX (1) MX2013008149A (en)
PE (1) PE20140400A1 (en)
PH (1) PH12013501488A1 (en)
WO (1) WO2012097171A2 (en)

Families Citing this family (26)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9990674B1 (en) 2007-12-14 2018-06-05 Consumerinfo.Com, Inc. Card registry systems and methods
US8312033B1 (en) 2008-06-26 2012-11-13 Experian Marketing Solutions, Inc. Systems and methods for providing an integrated identifier
US8650070B2 (en) 2011-08-02 2014-02-11 Google Inc. System and method for sharing content on third-party mobile applications
US8738516B1 (en) 2011-10-13 2014-05-27 Consumerinfo.Com, Inc. Debt services candidate locator
US8756168B1 (en) 2012-02-22 2014-06-17 Google Inc. Endorsing a product purchased offline
US8688796B1 (en) 2012-03-06 2014-04-01 Tal Lavian Rating system for determining whether to accept or reject objection raised by user in social network
US9853959B1 (en) 2012-05-07 2017-12-26 Consumerinfo.Com, Inc. Storage and maintenance of personal data
US8639619B1 (en) 2012-07-13 2014-01-28 Scvngr, Inc. Secure payment method and system
US9654541B1 (en) 2012-11-12 2017-05-16 Consumerinfo.Com, Inc. Aggregating user web browsing data
US9916621B1 (en) 2012-11-30 2018-03-13 Consumerinfo.Com, Inc. Presentation of credit score factors
US9406085B1 (en) 2013-03-14 2016-08-02 Consumerinfo.Com, Inc. System and methods for credit dispute processing, resolution, and reporting
US10102570B1 (en) 2013-03-14 2018-10-16 Consumerinfo.Com, Inc. Account vulnerability alerts
US8770478B2 (en) 2013-07-11 2014-07-08 Scvngr, Inc. Payment processing with automatic no-touch mode selection
US9477737B1 (en) 2013-11-20 2016-10-25 Consumerinfo.Com, Inc. Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules
US20160371695A1 (en) * 2015-06-16 2016-12-22 Guardian Consumer Services, Inc. D/B/A Pavaso, Inc. System and method for identity and character verification of parties to electronic transactions
US10740751B1 (en) 2016-12-20 2020-08-11 Wells Fargo Bank, N.A. Secure transactions in social media channels
US10997595B1 (en) 2016-12-28 2021-05-04 Wells Fargo Bank, N.A. Systems and methods for preferring payments using a social background check
EP3692451A4 (en) * 2017-10-04 2021-07-14 Crowdbureau System and method for analyzing crowdfunding platforms
US20200074100A1 (en) 2018-09-05 2020-03-05 Consumerinfo.Com, Inc. Estimating changes to user risk indicators based on modeling of similarly categorized users
US11315179B1 (en) 2018-11-16 2022-04-26 Consumerinfo.Com, Inc. Methods and apparatuses for customized card recommendations
US11238656B1 (en) 2019-02-22 2022-02-01 Consumerinfo.Com, Inc. System and method for an augmented reality experience via an artificial intelligence bot
US11941065B1 (en) 2019-09-13 2024-03-26 Experian Information Solutions, Inc. Single identifier platform for storing entity data
CN110874791A (en) * 2019-11-15 2020-03-10 安徽海汇金融投资集团有限公司 Financing method and system for small and medium-sized micro-enterprises
CN113744049B (en) * 2021-09-18 2024-05-24 中国银行股份有限公司 Personal credit score acquisition method, device, server and medium
CN114331336B (en) * 2021-12-21 2022-10-21 二十六度数字科技(广州)有限公司 System design method for improving approval efficiency and automation degree
CN121255794A (en) * 2025-12-04 2026-01-02 钱塘征信有限公司 A data quality inspection method, apparatus, medium, and electronic equipment

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070179827A1 (en) * 2003-08-27 2007-08-02 Sandeep Gupta Application processing and decision systems and processes
US8302164B2 (en) * 2004-07-22 2012-10-30 Facebook, Inc. Authorization and authentication based on an individual's social network
US20080133402A1 (en) * 2006-09-05 2008-06-05 Kerry Ivan Kurian Sociofinancial systems and methods
US8744946B2 (en) * 2008-06-09 2014-06-03 Quest Growth Partners, Llc Systems and methods for credit worthiness scoring and loan facilitation
US20090327120A1 (en) * 2008-06-27 2009-12-31 Eze Ike O Tagged Credit Profile System for Credit Applicants
CA2685758A1 (en) * 2009-11-10 2011-05-10 Neobanx Technologies Inc. System and method for assessing credit risk in an on-line lending environment

Also Published As

Publication number Publication date
EP2663957A4 (en) 2016-06-29
WO2012097171A2 (en) 2012-07-19
EP2663957A2 (en) 2013-11-20
PH12013501488A1 (en) 2013-09-09
BR112013017973A2 (en) 2020-10-27
MX2013008149A (en) 2014-05-13
CO6791573A2 (en) 2013-11-14
WO2012097171A3 (en) 2013-07-11

Similar Documents

Publication Publication Date Title
PE20140400A1 (en) SYSTEMS AND METHODS TO USE THE ONLINE SOCIAL FOOTPRINT TO AFFECT THE GRANTING OF LOANS AND THE CREDIT SCORE
Mueller et al. Passion and grit: An exploration of the pathways leading to venture success
CO2019001169A2 (en) Authentication system and distributed transaction processing
GB2530653A (en) A web-based system and methods thereof for value-added tax reclaim processing
WO2014144006A3 (en) Dollar depository receipts and electronic friends trading and repo transactions
MX2010007847A (en) System and method for targeted recommendations using social gaming networks.
WO2016035072A3 (en) Sentiment rating system and method
BR112012022940A2 (en) apparatus and method for reducing fraud in a payment transaction system and method for identifying a compromise point in a payment transaction processing system.
MX362174B (en) Systems and methods for real-time account access.
CR20130159A (en) SYSTEMS AND METHODS TO MAKE A TRANSACTION OF PAYMENT OF COMPOUND BILLS
MX2015009820A (en) Transaction token issuing authorities.
BR112012013347A2 (en) transaction approval system and process
IN2014CN02406A (en)
BR112015011185A2 (en) systems and methods for processing electronic payments between persons
MX2015006265A (en) Systems and methods for processing electronic payments using a global payment directory.
BR112014003298A2 (en) manufactured article comprising a computer readable medium, apparatus and method
PE20170646A1 (en) RISK ASSESSMENT SYSTEM FOR PROCESS SYSTEM, RISK ASSESSMENT PROGRAM AND RISK ASSESSMENT METHODS
CO2020011430A2 (en) Method to validate a coupon
GB2509647A (en) Testing transaction applications
MX2017010566A (en) Enhancing workflow performance with cognitive computing.
WO2014040032A3 (en) Data processing system for implementing financial asset transactions in a retail environment
EA201391355A1 (en) DEVICE, SYSTEM AND METHOD OF ELECTRONIC ACCOUNT MANAGEMENT
BR112015025636A2 (en) systems and methods for processing incoming stream calendar applications
BR112023018718A2 (en) PHARMACEUTICAL BUSINESS METHOD FOR HIGH VOLUME, LOW RISK SALES WITH ACCELERATED MANUFACTURING
ES2430738B1 (en) MOBILE DEVICE, SYSTEM AND METHOD FOR ELECTRONIC PAYMENT

Legal Events

Date Code Title Description
FC Refusal