KR20170115800A - Using a reverse auction system and method for operating installment savings - Google Patents

Abstract

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a reverse auction system using a deposit,
The objective of the technical implementation is to determine the savings and the products by user selection so as to suppress the indiscreet consumption life and to achieve the planned consumption life, to acquire the interest according to the determined savings and the reserve according to the advertisement to the seller , And a reverse auction system using a discount to enable a price discount to be made through bargaining with a price or a date according to goods information received from a seller, and a method of operating the reverse auction system.
In order to achieve the above object, according to a concrete means of the present invention,
A reverse auction server 100, a pay server 200, and a seller server 300 are provided.
In addition, by using the system thus prepared, a savings setting step, an advertisement setting step, a seller and a product registration step, an advertisement number purchasing step, an advertising step, and a bargaining step are performed.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention < RTI ID = 0.0 > BACKGROUND < / RTI >

The present invention relates to a reverse auction system using a deposit and a method of operating the system, and more particularly, to a buyer who sets a product category, a product keyword, a model name, a quantity and the like for purchasing a product to be purchased, A reverse auction system using a deposit for setting and delivering a suitable deposit product, searching for a buyer by a plurality of sellers, applying for a transaction, and allowing a reverse auction to be made by the buyer's choice among a plurality of sellers, and an operation method thereof will be.

Modern consumers living in the current era generally purchase department stores, large marts, or purchase goods at PC shopping malls when purchasing necessary items.

However, in the case of the above shopping mall, a method of placing a predetermined price on a commodity and a commodity on the Internet and waiting for a purchase by a consumer is merely an advantage of allowing the purchaser to select and purchase goods from among various commodities However, there is a problem in that it is not possible to bargain the price of the product to be purchased, and there is also a problem in that the price of the same product can be purchased, so that the time for investing in searching for a low-priced product is also wasted.

In addition, spam ads such as mail, telephone, SMS, and PUSH MESSAGE are sent to random customers for the sale of the product. In this situation, when the customers are not aware of the spam, random spam advertisements Or too much advertising, the customer feels the tiredness of the advertisement and the product, thereby reducing the effectiveness of the advertisement.

In order to solve the above problems, unlike a reverse auction system, that is, a general auction is a buyer-oriented electronic commerce in which a buyer attaches a price bargain between sellers and purchases the goods at a price which the buyer can afford or a buyer satisfies. Reverse auction allows buyers to reduce the hassle and time wasted traveling around the Internet shopping malls to compare prices.

However, in the case of the conventional reverse auction system, even if there is a commodity that the buyer likes, the purchaser must purchase the commodity immediately, so that unnecessary purchase is made or impulse purchase is made, and a reasonable consumption life can not be made .

In addition, as described above, there is a credit card that allows the purchaser to purchase a desired item on a desired date. However, since the use of the card can promote irrelevant consumption behavior and adversely affect households, It is necessary for the paradigm of.

Korean Patent Publication No. 10-2004-0074687 (published on Aug. 26, 2004)

Disclosure of Invention Technical Problem [8] The present invention has been made to solve the above-mentioned problems of the prior art,

SUMMARY OF THE INVENTION An object of the present invention is to provide a system and a method for determining consumption and a product to be purchased by user selection so as to suppress indiscreet consumption life and achieve planned consumption life, And receives the information of the product decided by the customer rather than the unnecessary spam advertisement from the seller and allows the user to bargain the price or the date according to the information and receives only the related advertisement of the keyword of the product set by the buyer The present invention provides a reverse auction system and a method of operating the reverse auction system using savings that allow information of a product to be purchased to be received, rather than advertising.

In order to accomplish the above object, there is provided a reverse auction system using a deposit according to the present invention and a method for operating the same,

A reverse auction server, a pay server, and a seller server are provided.

In addition, by using the system thus prepared, a savings setting step, an advertisement setting step, a seller and a product registration step, an advertisement number purchasing step, an advertising step, and a bargaining step are performed.

As described above, the reverse auction system using the savings according to the present invention and the operation method thereof enable a planned consumption life to be performed by using the accumulated savings in accordance with the hourly, daily, and monthly purchases, The user can be provided with a reserve according to the advertisement, and the user can be actively provided with the information on the set product rather than searching for the desired product, thereby saving time invested in searching for the product, , It is applied to the buyer so that it can be connected to the seller in accordance with the goods desired by the buyer, so that differentiated commercial marketing means, that is, product sales and advertisement effect are doubled and the profit generation rate is maximized. To register keywords and product categories, and to receive only relevant ads. Maximizing advertising effectiveness by accepting a non-typical spam ads, providing information about the products and, that through this, to help increase sales and provide a very useful expected effects.

In addition, as the savings are opened for the purchase of goods, the opening rate of the savings is increased. In the bank where the savings are opened, the cash flow is smoothly performed as the savings opening rate is increased. Effect.

FIG. 1 is a block diagram of a reverse auction system using a savings according to the present invention.
2 is a block diagram of a reverse auction server according to the present invention.
3 is a transaction flow chart according to the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, preferred embodiments of a reverse auction system using a deposit according to the present invention and its operation method will be described in detail with reference to the accompanying drawings.

Referring to the accompanying drawings, a schematic system configuration of the present invention will be described. The system includes a reverse auction server 100, a pay server 200, and a seller server 300.

At this time, the merchant server 200 and the seller server 300 are connected to the reverse auction server 100 via a communication network, Function.

First, in the system configuration of the present invention, the reverse auction server 100 transmits the deposit information at the request of the user in a form linked with the bank through the communication network, registers the deposit, The backward auction server 100 as a main structure of the present invention in the form of being associated with purchasing is provided with a saving unit 1, an advertising unit 2, a retrieval unit 3, (4), a purchaser information section (5), and a control section (6).

At this time, in the reverse auction server 100, the controller 6 controls the seller server 300 to be linked with the seller server 300 in real time on the Internet (smart terminal, app, Web) The control unit 6 takes another one of the server configurations and the control unit 6 of the server configuration constitutes a normal online interface configuration in which the reverse auction server 100 It provides various data transmission services such as website operation and management, text information, various menu operation services, and other voice and video advertisements. It has the same configuration and functions that are not different from those applied to general portal server and mobile application to provide.

In addition, in the reverse auction server 100, the saving unit 1 is configured to be connected to a bank through a communication network for setting and paying in accordance with the present invention, Is preferably formed of an amount setting mode 11, an expiration setting mode 12, a interest information providing mode 13, a saving commodity providing mode 14 and an advertisement frequency setting mode 15.

Meanwhile, it is obvious that the savings unit 1 is formed so as to be applied in connection with the financial industry, and a detailed description thereof will be omitted.

At this time, the amount setting mode (11) allows the user to select a product from a list of offered products and to set a saving according to the price of the product;

It is preferable that the amount of money to be deposited can be set without selecting a product.

Further, in the saving unit 1, the time limit setting mode 12 may set the term of payment by user selection among the days, months, and years according to the amount of the savings It is preferable to be formed so as to be able to be set.

For example, in order to purchase 1 million won product, it is possible to pay 10 days for 100,000 won per day, or 10 months for 100,000 won per month. But it is desirable to be formed so that the user can decide when to purchase the goods.

Also, in the saving unit 1, the interest information providing mode 13 provides an interest rate at the time of selecting the saving information, and it can be changed according to the interest rate of the bank generated at the time of deposit and payment desirable.

Also, in the saving unit 1, the saving goods providing mode 14 may provide the product price and the corresponding saving information in the form of a package in a form associated with the seller server 300 So as to facilitate the purchase and the payment of the savings.

Further, in the saving unit 1, the advertisement number setting mode 15 is a mode for setting the advertisement number setting mode 15 to the seller through the purchase time of the goods determined by the user selection, and accordingly, And to set the number of times when the product information is provided.

At this time, the number of times of advertisement in the advertisement number setting mode 15 may be determined by measuring the reserve amount as the advertisement is received more frequently, measuring the reserve amount as the less advertisement is received, purchasing the product through the received advertisement, It is preferable that the reserve is formed so that the reserve can be measured according to the mission or participation information provided by the company.

In addition, in the reverse auction server 100, the advertisement unit 2 includes a sales registration mode 21 and an advertisement frequency amount mode 22,

It is preferable that the sales registration mode 21 is formed so as to be able to carry out a function of receiving and storing seller information, product information, price information, and the like for selling a product to the seller from the seller server 300 .

In addition, the advertisement-amount-of-money mode 22 is a mode in which the selling right is registered through the sales registration mode 21, and the advertisement rights at the time of advertising to the buyer are selected by the number of times, So that it can perform the function of purchasing advertisement rights.

At this time, the advertisement frequency amount mode 22 may be configured to be sold in a bid or auction mode when selling the sales license.

In addition, in the reverse auction server 100, the search unit 3 is formed of a product search mode 31, an image search mode 32, and an advertisement delivery mode 33;

In the search unit 3, the product-specific search mode 31 allows a seller to search for a buyer preparing for a purchase to purchase a product he wants to sell, (311), or a similar group (312) associated with a product to be sold.

For example, if the product to be sold is a notebook, all kinds of notebooks are searched regardless of price, and in the case of the similar group 312, the similar product 311 is a notebook A case, a notebook bag, a wireless mouse, and a keyboard can be searched so that the seller can advertise a wider range of advertisements and products to be sold to the buyer.

In addition, in the search unit 3, the search mode for the amount of money (32) may further include setting a price range of a merchandise to be sold by the seller after the merchandise search mode (31) Is formed.

Also, in the search unit 3, the advertisement delivery mode 33 may be configured to allow advertisement information to be provided to the buyer searched through the search mode 32 in the form of an alarm of a mail, a text message, or an application .

In the reverse auction server 100, the transaction unit 4 is formed of a purchase information transfer mode 41, a sales information transfer mode 42, and a transaction mode 43;

The purchase information transfer mode 41 sets a price of a product, a type of a product, and a product purchase time when delivering a purchase intention by user selection among the delivered product advertisement, and transmits the change to the seller server 300 .

The sales information delivery mode 42 confirms merchandise information of the buyer delivered through the purchase information delivery mode 41 and transmits the merchandise information to the depositor server 200 so that the seller or sales information is modified by the seller's choice .

It is preferable that the transaction mode 43 is formed so that the transaction procedure can be performed when the buyer selects purchase through the purchase information transfer mode 41 or when the seller selects the sale through the sales information transfer mode 42 Do.

In addition, in the reverse auction server 100, the buyer information section 5 is formed of a buyer information mode 51, a deposit information mode 52, and a transaction information mode 53;

The buyer information mode 51 performs a function of storing the personal information of the purchaser so that the transaction is completed through the transaction unit 4 and the information of the purchaser can be transmitted to the seller server 300 at the time of sending the goods .

The saving information mode 52 is a function for dividing the savings information by the amount of money and the type of the goods so that the seller can be searched together with the goods when searching for the buyer through the search unit 3, .

It is preferable that the transaction information mode 53 performs a transaction through the transaction unit 4 and performs a function of storing usage amount, expiration date of the product, and information about the purchased product when the transaction is completed.

Accordingly, the present invention having a series of system configurations as described above implements a reverse auction operation method using another differentiated type of savings for operating the constructed system. Accordingly, A preferred embodiment of a reverse auction operation method using a feature-based savings will be described in detail with reference to the accompanying drawings.

FIG. 3 is a flowchart of a reverse auction operation method using the savings according to the present invention.

This can be done by setting the amount of the advertisement to the number of steps of the advertisement setting step S1, the advertisement setting step S2, the seller and the product registration step S3, the advertisement number purchasing step S4, the advertising step S5, .

Here, first, in the sales process through the communication network, the series of processes in which the depositor server 200 generates IDs to the reverse auction server 100 through the communication network and then connects are the same as those in the ordinary communication, A description thereof will be omitted.

In addition, the saving setting step S1 is a step in which the depositor server 200 accesses the reverse auction server 100 through a communication network and acquires a deposit amount, The payment date, the final payment date, and the interest information, so that the deposit can be started.

Also, the advertisement setting step S2 may check the appropriate deposit for the advertisement to be provided through the advertisement frequency setting mode 15 provided in the reverse auction server 100, and set a limit of the maximum number of advertisements per hour, And allowing the advertisement to be exposed by the method set by the buyer.

At this time, it is preferable that at least one of E-MAIL, text message, MMS, messenger, and SNS is selected and applied to the advertisement exposure method set by the purchaser.

The merchant and merchandise registration step S3 may be realized by connecting the seller server 300 to the reverse auction server 100 through a communication network and transmitting the sales information through a sales registration mode 21 provided in the reverse auction server 100 Transmitting / inputting the seller information and seller product information, and allowing the seller registration to be performed.

In addition, the advertisement number purchasing step (S4) may allow the seller server 300 to search for the buyer according to the number of times, the period, and the charge amount through the ad number of times mode 22 provided in the reverse auction server 100 So that the buyer can purchase the right to advertise.

At this time, when the number of the sellers 300 to be purchased increases, the number of advertisements to be sold through the number-of-advertisements purchase step S4 may be high enough for the advertisers to be provided to the buyers, It is preferable to be able to purchase the advertisement right through the bid method (auction) through the advertisement count mode 22.

In addition, the advertisement step (S5) is a step in which the seller server (300) searches the purchaser by the product and the amount of money through the search unit (3) of the reverse auction server (100) So as to be able to perform the operation.

In the negotiation step S6, the seller server 200 or the seller server 300 can modify the product type and the commodity amount, and deliver it to the partner server so that a bargain can be made So that when both purchase or sale agreements are concluded, the transaction can be concluded.

≪ Example 1 >

The purchaser first accesses the reverse auction server through a communication network, and then selects a travel product category in which a buyer desires to purchase (a product for long-term purchase purpose, for example, a product for sightseeing or traveling) Select a region, city or country. Then, if the estimated savings amount for purchasing the travel goods is set at 3,000,000 won, and if the 12 month period is selected, the payment account for the monthly payment amount (250,000 won) is selected and then the interest information for the savings is confirmed If you do not have a travel destination specifically selected, please agree to receive relevant travel information and receive 1 to 5 travel information per day.

Then, while paying for the above-mentioned twelve months, travel goods information having one to five travel information is received via e-mail, smart phone, and SMS, and travel information is acquired and acquired.

After 12 months, if the buyer wants to select the desired commodity information and purchase the commodity, if the commodity is the commodity sold at 3.3 million won, it will reduce 300,000 won and apply for purchase for 3 million won.

Thereafter, the seller can select any one of the acceptance / rejection / modification of the purchase request of the above-mentioned amount of 3,000,000 won, and when accepting the purchase application, the seller contacts or requests the user so that the amount of the deposited payment can be provided to the seller It is preferable to confirm the personal authentication or the security password so that the deposit process is performed.

In addition, when the modification is selected, it is preferable that an invoice with an amount higher than the above-mentioned 3 million won or an incomprehensible content delivery to the purchaser is delivered to the purchaser so that the negotiation with the purchaser can be made .

Thereafter, the user is determined to make a purchase, and the user is contacted or requested, the personal authentication or security password is confirmed, and the deposit process is performed.

At this time, the advertisement reserve amount and the savings interest can be applied by the customer's choice, and the product purchase cost can be discounted when the product is purchased.

≪ Example 2 >

The purchaser first accesses the reverse auction server through the communication network and then sets the number of cameras (product category), the number of cameras, keywords (canon, sony, DSLR, Samsung, mirrorless, Nikon) is selected.

Then, if the estimated purchase price of the camera is set to 1,000,000 won, and the ten-month payment period is selected, the payment information of the monthly payment amount (100,000 won) is selected and the interest information according to the savings is confirmed. , The purchaser selects a camera model with a price of one million won, and agrees to receive information according to the selected keyword and category, and receives one to ten camera sales information.

At this time, when the seller passes 8 times (8 months) during the payment period of 10 months, the seller A gives the buyer the bargain of the selected product (camera model) of 900,000 won and the seller B gives the buyer the selected product And the seller S sells the bargain of the selected product to the purchaser at the price of 750,000 won, the seller C sells the bargain of the selected product to the buyer at the price of 850,000 won, When the seller receives the sales information containing the information about the bargain with the lens product, if the buyer of the seller A selects the seller C, he / she receives the advertisement information for 8 months, accumulates the accumulated amount, and pays for 8 months The amount of the accumulated savings amount, that is, 800,000 won plus the reserve amount, to the C seller.

At this time, the seller C who has received the purchase application information can select one of the purchase application, acceptance / rejection / modification, and if the purchase application is accepted, the payment amount paid can be provided to the seller It is desirable that the user is contacted or requested, the personal authentication or security password is confirmed, and the deposit process is performed.

Also, when the purchaser makes a purchase application, even if he / she wants to purchase the camera product to the seller before the expiration of the expiration date, since the amount of 50,000 won is insufficient for 800,000 won paid for 8 months, After the payment can be made later, a purchase application can be made.

On the other hand, the seller of D and E, which is larger than the amount of the buyer's savings, can apply for purchase with the amount including the buyer's maturity deposit amount, the interest through the savings, the reserve, and the additional cost.

At this time, the additional cost means a cost to be delivered to the seller other than the savings amount, for example, through the account transfer or the card settlement.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but, on the contrary, It will be appreciated that one embodiment is possible. Accordingly, the true scope of the present invention should be determined by the technical idea of the claims.

100: reverse auction server
200: The Deposit Server
300: Merchant server

Claims (7)

A searching unit 3 for searching for a seller and a buyer so that a transaction can be made, and a search unit 3 for searching for a seller and a buyer, A reverse auction server 100 provided with a transaction unit 4 for negotiating products and costs and making transactions, and a buyer information unit 5 for storing information on the accumulation earners and interest information on the savings;
A server 200 for accessing the reverse auction server 100 through a communication network to set a deposit amount, set the number of times the advertisement is received, and confirm interest information;
And a seller server (300) connected to the reverse auction server (100) through a communication network to allow the user to purchase sales items, search for buyers, set sales, and number of advertisements.
The method according to claim 1,
In the reverse auction server 100, the saving unit 1 stores,
An expiration setting mode 12 for setting an installment amount range for the final amount determined through the amount setting mode 11, a money amount setting mode 11 for setting a deposit amount range, , Providing interest information providing mode (13) for providing the interest information of the amount of money to be incurred when the expiration setting mode (12) is determined, and provision of a savings product And an advertisement frequency setting mode (15) for selecting a number of advertisements to be delivered by day, month, and time according to the final amount of the goods or the final amount of money.
The method according to claim 1,
In the reverse auction server 100, the advertisement unit 2 includes a sales registration mode 21, in which the seller server 300 is connected to allow registration of business information and sales goods;
And an advertisement number purchasing mode (22) for purchasing an advertisement number that can transmit an advertisement mail or a message to the server (200).
The method according to claim 1,
In the reverse auction server 100, the retrieval unit 3 may be configured such that the seller server 300 connected to the reverse auction server 100 through a communication network searches for a buyer who intends to purchase a product he / An advertisement delivery mode 32 for searching for a buyer according to the goods and the amount of money and then transmitting a list of goods and a purchase amount (33). ≪ / RTI >
5. The method of claim 4,
In the search unit 3, the product-specific search mode 31 may include a similar product 311 for providing information on SPECIES of a similar product, And a similar group (312) that allows the user to search for the reverse auction system.
The method according to claim 1,
In the reverse auction server 100, the transaction unit 4 transmits purchase information for transferring purchase information including the amount of money and the purchase date to the seller server 300 at the purchase request from the funder server 200 Mode 41 and a sales information delivery mode in which the purchase information delivered through the purchase information delivery mode 41 can be changed to a seller server 200 by changing the amount and date of purchase of the goods by seller review 42), and a transaction mode (43) in which settlement is made when the purchase amount of the commodity amount and the purchase date of the purchase information delivery mode (41) or the sales information delivery mode (42) is reached.
The depositor server 200 accesses the reverse auction server 100 through a communication network and confirms the savings amount, the due date, the final payment date, and the interest information through the savings unit 1 provided in the reverse auction server 100 , A savings setting step (S1) for starting the collection;
The depositor server 200 confirms a deposit proportional to the advertisement to be provided through the advertisement frequency setting mode 15 provided in the reverse auction server 100 and sets a limit of the maximum number of advertisements per hour, (S2) < / RTI >
The seller server 300 is connected to the reverse auction server 100 through a communication network and delivers seller information and seller merchandise information through a sales registration mode 21 provided in the reverse auction server 100, A seller and a commodity registration step (S3) so that the commodity can be realized;
The seller server 300 searches the buyers according to the number of advertisements or the hour, day, and month through the advertisement frequency amount mode 22 provided in the reverse auction server 100 to purchase the right to perform the advertisement to the buyer (S4);
The seller server 300 includes an advertising step S5 of retrieving the buyer by the product and the amount of money through the search unit 3 of the reverse auction server 100 and delivering the advertisement to the buyer when acquiring the proper buyer information ;
The depositor server 200 allows the depositor server 200 or the seller server 300 to modify the type of goods and the amount of commodity and to transmit the information to the counterpart server so that a bargain can be made And a bargaining step (S6) in which both parties complete the purchase or sale agreement so that the transaction can be concluded.

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