KR20150010474A - Electric statement processing system and method - Google Patents

Abstract

The present invention relates to an electronic slip processing system and method, and more particularly, to an electronic slip processing system and method, which can electronically generate a slip according to a financial transaction, image the electronic slip, store the electronic slip transaction, To an electronic slip processing system and method. To this end, the electronic document processing system according to the present invention includes a transaction person terminal for receiving an electronic transaction and generating an electronic document and image-processing the electronic document, a host device for receiving and storing the electronic document from the transaction person terminal, And a processing device for receiving an electronic slip image from a transaction agent terminal and storing an electronic slip image, querying the electronic slip from the host device, and performing a metabolic operation on the electronic slip image and electronic slip transaction details.

Description

[0001] ELECTRIC STATEMENT PROCESSING SYSTEM AND METHOD [0002]

The present invention relates to an electronic slip processing system and method, and more particularly, to an electronic slip processing system and method, which can electronically generate a slip according to a financial transaction, image the electronic slip, store the electronic slip transaction, To an electronic slip processing system and method.

Customers who visit the bank first draw up a numbered table, prepare a slip corresponding to the type of financial transaction, wait for it, and go to the counter when it is their turn to submit a bankbook, card, ID etc. to the counter staff.

The counter staff confirms the customer through the identification card, sets the window terminal as a financial transaction interface corresponding to the slip, inputs the financial transaction information written in the slip into the financial transaction interface, And processes the financial transaction requested by the customer using the financial transaction information and the customer information.

In order to conduct banking transactions in this way, the customer must prepare a paper slip and submit it to the teller. Therefore, the teller has to separate the paper slip received from the customer as financial transaction confirmation data, and the bank has to keep the paper slip generated at each window.

Due to these problems, the internal slip processed in the bank, rather than the paper slip created by the customer, is being processed as an electronic slip. Here, the internal slip refers to a slip that does not require the customer's handwritten signature. Such an electronic slip is generated by combining texts of financial transaction information with an interface providing a slip form, and there is a problem that it is impossible to exclude the possibility of change, forgery, and the like.

It is an object of the present invention to provide an electronic slip processing system and method capable of electrically generating a slip according to a financial transaction of a bank and storing an electronic slip in an image form will be.

It is another object of the present invention to provide an electronic document processing system and method for verifying the forgery or alteration of an electronic document by comparing the electronic document image and the electronic document transaction details.

To this end, the electronic document processing system according to the present invention includes a transaction person terminal for receiving an electronic transaction and generating an electronic document and image-processing the electronic document, a host device for receiving and storing the electronic document from the transaction person terminal, And a processing device for receiving an electronic slip image from a transaction agent terminal and storing an electronic slip image, querying the electronic slip from the host device, and performing a metabolic operation on the electronic slip image and electronic slip transaction details.

According to another aspect of the present invention, there is provided a processing apparatus comprising: an electronic document image storage unit for storing electronic document images transmitted from a transaction person terminal; an electronic document query unit for searching electronic documents from an electronic document storage device; And a metabolic operation processing unit for verifying whether or not to change the transaction details of the retrieved electronic document.

According to another aspect of the present invention, there is provided a method for processing an electronic slip, comprising the steps of: generating an electronic slip and imaging an electronic slip according to transaction details inputted by a transaction representative terminal; The method comprising the steps of: transmitting an image to a processing device; receiving and storing an electronic slip from the transaction representative terminal; receiving and storing an electronic slip image from the transaction representative terminal; The processing apparatus searches the electronic slip stored in the host apparatus and performs a metabolic operation on the transaction details of the electronic slip image and the retrieved electronic slip.

According to another aspect of the present invention, there is provided an electronic slip processing method comprising the steps of: receiving and storing an electronic slip image from a transaction person terminal; searching for an electronic slip from a device storing the electronic slip; And verifying whether or not the transaction is to be changed.

As described above, according to the present invention, it is possible to solve the problem of waste and storage of resources by paper slips by electrically generating slips according to financial transactions of banks.

In addition, the present invention can prevent the forgery or alteration of the electronic slip by storing and storing the electronic slip with the electronic slip generated together with the electronic slip creation, and by performing the metabolism work on the electronic slip image and the electronic slip transaction history It is possible to confirm whether the electronic slip is falsified or changed.

1 is a schematic configuration diagram of an electronic slip processing system according to the present invention;
2 is an internal configuration diagram of a processing apparatus according to the present invention;
3 is a signal flow diagram of an electronic slip processing system according to the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings. The configuration of the present invention and the operation and effect thereof will be clearly understood through the following detailed description. Before describing the present invention in detail, the same components are denoted by the same reference symbols as possible even if they are displayed on different drawings. In the case where it is judged that the gist of the present invention may be blurred to a known configuration, do.

Fig. 1 shows a schematic configuration of an electronic slip processing system according to the present invention.

1, an electronic document processing system includes a transaction person terminal 100, a host device 200, a processing device 300, and the like.

The transaction person terminal 100 is a terminal operated by a person in charge at the bank window. The bank counter manager inputs the transaction details through the transaction person terminal 100 when the financial transaction is handled by the customer.

The transaction person terminal 100 according to the present invention receives the transaction details from the person in charge of the bank window, generates an electronic slip, and implements the electronic slip. The transaction person terminal 100 also sends an electronic slip to the host device 200 and transmits the electronic slip image to the processing device 300. [

Here, an electronic slip is said to be a slip generated electronically. In general, a slip means a fixed form indicator (paper slip) that conveys the fact of the accounting transaction to others and preserves it as evidence for the book of the later days. These documents usually include the date of the transaction, the reason for the transaction, the transaction details, the counterparty, the amount, and the account subject. The types of the slip are divided into a deposit slip, a withdrawal slip, and an alternative slip.

The host device 200 is connected to the transaction person terminal 100 to provide the transaction person terminal 100 with an interface or information necessary for financial transactions and receives and stores data processed by the transaction person terminal 100. [ The host device 200 receives the electronic slip from the transaction representative terminal 100 and stores it in the internal database.

The processing apparatus 300 is one of systems for enterprise business process improvement (BPR) for analyzing banking financial transactions and improving processes. The processing apparatus 300 according to the present invention is a system for processing electronic banknotes It receives and registers images, processes affairs, inquires, and audits of branches.

2 shows an internal configuration of a processing apparatus according to the present invention.

2, the processing apparatus 300 includes an electronic slip image storage unit 302, an electronic slip query unit 304, a metabolic operation processing unit 306, an electronic slip inquiry unit 308, and the like.

The electronic document image storing unit 302 is a part for registering and storing the electronic document image transmitted from the transaction person terminal 100. The electronic document query unit 304 accesses the host device 200 and transmits the electronic document image to the host device 200. [ Which is a part for searching electronic documents stored in the electronic book.

The metabolic operation processing unit 306 compares the transaction details of the electronic document retrieved by the electronic document query unit 304 with the electronic document image registered in the electronic document image storage unit 302 and performs an ambassador operation . The metabolic operation processing unit 306 has a function of extracting financial transaction information from an electronic slip image by applying a predetermined image pattern recognition algorithm.

The electronic slip inquiry unit 308 searches and extracts the electronic slip requested for inquiry from the electronic slip image registered in the electronic slip image storage unit 302 and displays the electronic slip on the display.

3 shows a signal flow diagram of an electronic slip processing system according to the present invention.

Referring to FIG. 3, the bank manager of the bank inputs transaction details such as date, amount, item, and customer information through the transaction agent terminal 100 (S10) while processing a financial transaction with the customer.

The transaction person terminal 100 generates an electronic slip according to the entered transaction details (S12), and simultaneously implements the electronic slip image to generate an electronic slip image (S14).

The transaction agent terminal 100 transmits the generated electronic slip to the host device 200 (S16), and the host device 200 stores the received electronic slip in the internal database (S18). At this time, if there is an error in the received electronic slip, the host apparatus 200 can request the transaction spokesman terminal 100 to retransmit the electronic slip.

The transaction person terminal 100 transmits the generated electronic slip image to the processing device 300 (S20), and the processing device 300 registers and stores the received electronic slip image in the internal database (S22).

Then, the processing apparatus 300 accesses the host apparatus 200, queries (retrieves and extracts) the electronic slip stored in the internal database, and fetches the electronic slip (S24). Next, the processing apparatus 300 performs the metabolism work on the transaction details of the queried electronic document and the electronic document image (S26).

That is, the processing apparatus 300 extracts financial transaction information by applying a pattern recognition program to the electronic slip image, checks the transaction history of the retrieved electronic transaction with the extracted financial transaction information, and verifies whether the data is forged or altered.

On the other hand, the electronic slip processing method described above can be implemented by a software program and recorded on a predetermined recording medium readable by a computer.

For example, the recording medium may be a hard disk, a flash memory, a RAM, a ROM, or the like embedded in each reproduction apparatus, or an external optical disk such as a CD-R or a CD-RW, a compact flash card, a smart media, have.

In this case, a program recorded on a computer-readable recording medium includes the steps of receiving and storing an electronic slip image from a transaction person terminal, retrieving an electronic slip from a device storing the electronic slip, And verifying whether or not the transaction history of the retrieved electronic document is changed by comparing the transaction details of the retrieved electronic document.

The functional operations and implementations described in the present specification may be embodied in digital electronic circuitry, computer software, firmware, or hardware, or a combination of any of the foregoing. The implementations described in the present disclosure may be implemented as one or more computer program products, that is, one or more modules associated with computer program instructions encoded on a program storage medium of the type for control of, or for execution by, Lt; / RTI >

While the drawings of the present invention depict operational processes, it should be understood that such operations should be performed in the order shown, in order to obtain the desired results, or that all illustrated operations should be performed. In certain cases, multitasking and parallel processing may be advantageous.

Further, specific embodiments have been described in the specification of the present invention. Embodiments are within the scope of the following claims. For example, the operations described in the claims may be performed in a different order, still achieving desirable results.

The foregoing description is merely illustrative of the present invention, and various modifications may be made by those skilled in the art without departing from the spirit of the present invention.

Accordingly, the embodiments disclosed in the specification of the present invention are not intended to limit the present invention. The scope of the present invention should be construed according to the following claims, and all the techniques within the scope of equivalents should be construed as being included in the scope of the present invention.

100: Transaction person terminal 200: Host device
300: Processing Apparatus 302: Electronic Document Image Storage Unit
304: electronic journal query unit 306: metabolic operation processing unit
308: Electronic slip inquiry part

Claims (7)

A transaction clerk terminal for receiving the transaction details and generating an electronic slip and image-processing the electronic slip,
A host apparatus for receiving and storing an electronic slip from the transaction person terminal,
A processing device for receiving an electronic slip image from the transaction agent terminal and storing an electronic slip image, querying the electronic slip from the host device, and performing a metabolic operation on the electronic slip image and electronic slip transaction details,
And an electronic document processing system. An electronic slip image storage unit for storing an electronic slip image transmitted from the transaction person terminal,
An electronic document query unit for searching electronic documents from an apparatus for storing electronic documents;
An affirmation task processing unit for verifying whether or not the transaction details of the electronic document image are compared with the transaction details of the retrieved electronic document
≪ / RTI > 3. The method of claim 2,
An electronic slip image reading unit for loading an electronic slip image stored in the electronic slip image storing unit
≪ / RTI > Generating an electronic slip according to a transaction history inputted by the transaction person terminal and imaging the electronic slip;
The transaction agent terminal sending an electronic slip to the host device and sending an electronic slip image to the processing device,
Receiving the electronic slip from the transaction agent terminal and storing the electronic slip;
Receiving the electronic slip image from the transaction agent terminal and storing the electronic slip image,
The processing apparatus searches the electronic slip stored in the host apparatus and performs a metabolic operation on the transaction details of the electronic slip image and the retrieved electronic slip
Wherein the electronic slip processing method comprises the steps of: 5. The method of claim 4,
Wherein the host apparatus requests retransmission when an error occurs in the electronic slip received from the transaction representative terminal. Receiving and storing an electronic slip image from a transaction agent terminal,
Retrieving an electronic slip from a device storing the electronic slip,
Checking the transaction details of the electronic slip image and the searched electronic slip to check whether the electronic slip is changed. A computer-readable recording medium storing a program for executing the method according to claim 6.

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