KR20120130106A - System and method for managing the real estate trust - Google Patents

Abstract

The real estate trust management system includes a web server for providing a web page for inquiring or inputting information related to the operation of the trust property to a client connected through a network; And a database storing information related to the operation of the trust property, connected to an internal network of a financial institution that handles the trust property, and receiving information related to the operation of the trust property through the internal network and storing the information in the database. And a relay server connected to the web server through a firewall to retrieve and transmit information requested from the web server in the database or to store information received from the web server in the database.

Description

SYSTEM AND METHOD FOR MANAGING THE REAL ESTATE TRUST [0002]

The present invention relates to a real estate trust management system and method thereof.

In the case of real estate asset management, such as a conventional real estate management trust, most rely on manual management. Therefore, there arises a problem of inefficiency of human resources due to handwriting processing, and risk problems such as delinquency management and various expiration management.

In addition, it is difficult to accurately grasp the current status of the business consignment manager due to manual management of rental management details, such as lease contract period, deposit, rent, and delinquency details. In addition, it is difficult to calculate the current status and statistics on the operational details, such as accurate calculation of yield, by managing the income and expenditure.

Therefore, it is difficult to accurately manage the delinquency and the status of the delinquency history, so that the occasional reporting of the operation history is also difficult, which may lead to customer complaints.

Accordingly, the technical problem to be achieved by the present invention is to provide a system and method for providing real estate trust management services online.

According to one aspect of the invention there is provided a real estate trust management system. The system includes a web server for providing a web page for inquiring or inputting information related to operation of a trust property to a client connected through a network; And a database storing information related to the operation of the trust property, which is connected to an internal network of a financial institution that handles the trust property, and receives information related to the operation of the trust property through the internal network and stores the information in the database. And an operation server connected to the web server through a firewall to search for and transmit information requested from the web server in the database or to store information received from the web server in the database.

According to another feature of the invention there is provided a real estate trust management method. In the real estate trust management service method, the real estate trust management system provides a real estate trust management service to a client connected through a network, wherein the real estate trust management system is connected to an internal network of a financial institution that handles a trust property. Receiving and storing information related to the operation of the real estate in a database; Providing a web page for inquiring or inputting information related to the operation of a trust property to a client connected through a network; And searching the database for information requested to be searched through the web page and providing the information through the web page or storing information input through the web page.

According to an embodiment of the present invention, by realizing the computerized information related to the management of the real estate trust, it is possible to determine the exact status. In addition, it is easy to calculate the current status and statistics on the operation history, and it is possible to report the operation history to the customer at any time.

In addition, it can be a base system that can cope with real estate asset management and operation to develop into a private bank that can provide services in the form of a comprehensive property trust or a family office.

1 is a block diagram showing the configuration of a real estate trust management system according to an embodiment of the present invention.
2 is a block diagram illustrating a detailed configuration of a web server and an operation server according to an embodiment of the present invention.
3 is a flowchart illustrating a series of processes of the real estate trust management service method according to an embodiment of the present invention.
4 is an embodiment of a real estate trust management service according to an embodiment of the present invention.
5 is a customer consultation management screen according to an embodiment of the present invention.
6 is a consultation history registration screen according to an embodiment of the present invention.
7 is a customer consultation reception screen according to an embodiment of the present invention.
8 is a screening request screen according to an embodiment of the present invention.
9 is a goods registration management screen according to an embodiment of the present invention.
10 is a detail screen inquiry screen according to an embodiment of the present invention.
11 is a trust screen new screen according to an embodiment of the present invention.
12 is a trust agreement reception screen according to an embodiment of the present invention.
13 is a actuarial history screen according to an embodiment of the present invention.
14 is a screen for requesting funds according to an embodiment of the present invention.
15 is a transaction processing screen according to an embodiment of the present invention.
16 is a schematic diagram of a real estate trust management system according to another embodiment of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those skilled in the art can easily carry out the present invention. As those skilled in the art would realize, the described embodiments may be modified in various different ways, all without departing from the spirit or scope of the present invention. In the drawings, parts irrelevant to the description are omitted in order to clearly describe the present invention, and like reference numerals designate like parts throughout the specification.

Throughout the specification, when a part is said to "include" a certain component, it means that it can further include other components, without excluding the other components unless otherwise stated.

In addition, throughout the specification, a real estate trust is a system in which a real estate owner transfers ownership to a trust company, and the trust company combines trust funds and expertise with owner's opinions to effectively develop and manage trust property and return its profits. Such real estate trusts include management trusts, disposal trusts, collateral trusts, collateral disposal trusts, collateral management trusts, and disposal management trusts.

Here, the management trust, if the real estate owner (trustee) transfers the ownership of the real estate to the trust company through a trust contract, it performs management tasks such as ownership management, tax management, etc. of the real estate according to the trust contract, A trust issued to a person designated as a beneficiary.

In addition, the disposal trust is a stable property for real estate owners (trustees) who have difficulty in the disposal process, real estates with limited purchasers, long-term real estates for clearing balances, and real estates requiring safety in ownership management. As a trust product used for disposal, a trust company (trustee) receives real estate from a consignor through a trust contract, performs various disposal activities, and issues to the beneficiary the profits from disposal when the trust property is disposed of.

Also, the collateral trust is one of the real estate trusts. A new financial product that provides real estate to a trust company as a collateral and receives a loan.The loan contract expires and the trustee terminates the trust contract when the loan period expires, and returns the trust property to the trustee. We dispose and pay off financial institution loan for the price.

In addition, the security / disposal trust is a combination of the above-mentioned security trust and disposal trust.

In addition, the security / management trust is a combination of the security trust and the management trust described above.

In addition, the disposal / management trust is a combination of the disposal trust and the management trust described above.

Next, a real estate trust management system and method for managing such a real estate trust online will be described in detail with reference to the accompanying drawings.

1 is a block diagram showing the configuration of a real estate trust management system according to an embodiment of the present invention.

Referring to FIG. 1, the real estate trust management system 1 includes a web server 100, a firewall 200, a relay server 300, a DB server 400, and an accounting terminal 500.

The web server 100 is connected with the consignor client 700 and the service provider client 800 through the network 600. Here, the network 600 includes an internet network.

The web server 100 is connected to the relay server 300 through the firewall 200.

The relay server 300 is connected to the DB server 400 and the accounting terminal 500.

Here, the web server 100 provides a web page for inquiring or inputting information related to the operation of the trust property to the client, ie, the consignor client 700 and the service provider client 800, connected through the network.

At this time, the consignor client 700 is a client 700 of a person consigning the property owned by the real estate trust product of a financial institution, and includes a personal computer, a portable terminal, and the like.

In addition, the service provider client 800 is a business client that performs lease and facility, sale, sale management for the trust property, may be a server computer or a personal computer. These service providers are companies that have contracts with financial institutions in advance.

Meanwhile, the relay server 300 is connected to the branch client 900 and the trust client 1000 through an internal DB server of a financial institution and a network (for example, an internal computer network).

Here, the branch client 900 is provided in the branch of the financial institution, the trust client 1000 is provided in the trust department dedicated to the real estate trust business.

The relay server 300 is connected to the database server 400 and the accounting terminal 500 in which information related to the operation of the trust property is stored. Here, the account terminal 500 manages the account information of the financial institution, and is in charge of overall financial affairs, such as deposit, withdrawal, account transfer, branch, opening a new bank, closing the bank.

The relay server 300 receives information related to the operation of the trust property from the branch client 900 and the trust client 1000 through an internal network (not shown) and stores the information related to the operation of the trust property in the database server 400.

In addition, the information requested from the web server 100 is retrieved from the database server 400 and transmitted to the web server 100 or the information received from the web server 100 is stored in the database server 400.

The relay server 300 is configured as a subject of the real estate trust management service, and manages information related to the operation of the trust real estate. Here, the information related to the operation of the trust real estate may largely include real estate asset management, real estate collateral and sale management, real estate sales management, real estate money management.

Here, real estate asset management includes counseling history management, article information (address, type, consignor, beneficiary, amount, renter status, etc.), lease management, facility management, contract management, service company management and the like.

In addition, real estate collateral and sale management, such as inquiry of credit contents related to collateral real estate, priority beneficiary amount, priority beneficiary, beneficiary certificate, contract, etc. Includes external disclosures.

In addition, real estate sales management includes information such as registration, lease, sale, short sale in a formal form, such as customer consultation content, real estate product details registration, product evaluation history.

In addition, real estate fund management includes funding and withdrawal history management (rental fees, pre-sale income, expenses, etc.) and computerization through accounting connections.

In addition, it automatically calculates business transactions by trust asset, balance sheet (BS) / PL (income statement) and returns and reports to the consignor online.

Information management related to the operation of the trust property is further subdivided and implemented in a program form as shown in the following table.

Customer Consultation Customer Consultation Management Customer Consultation Purchase Goods management Basic Information Article registration management Floor / room information management Material analysis management Additional Information Premium Management Restricted Litigation Information Legal inspection by object Status of goods Product Status Inquiry Legal inspection history Premium Payment History Trust agreement Trust Contract Management Contract Request Management Contract Request Reception Management Contract inquiry Beneficiary Certificate Management Trust management Fund Management New / Cancelled Receive Deposit and Withdrawal Account Management Trust Operation Status Disposal trust settlement Collateral trust settlement Trust management follow-up management Operation management Rental management Rental Contract Receipt Management Lease Billing and Payment Expiry and Vacancy Notice Lease Contract Lease Settlement History Trading management Trading Contract Management Contract Status Transaction settlement Short Sale Management Auction request Auction Auction Information Management Announcement Information Management Bidder Management Trading Contract Management Short Sale Liquidation Management Sale management Presale Management Supply target and supply amount Public Photography Row Management Sales Contract Management Sale and Clearance Management Facility Management Building maintenance Outsourcing contract management Employee Information Management Legal appointment management Facility Resource Management materials management Material Information Management Material order management Material receipt management Material release management Daily inventory Energy management Meter Management Meter management by room Energy meter reading management Energy use amount Energy usage Money management Basic management Clearance Management Fixed spending setting Budget Management Budget / Additional Budget Management Import management Rent Billing Management Deposit management such as rent Expense Management Service Provider Request Trust Fund Management Fund Request Approval Trust transaction deposit confirmation Deposit and withdrawal transaction confirmation Money Management Inquiry Budget execution Service company billing history Expenditure of fund expenditure Daily Fund Management Overdue Inquiry Accounting management Basic management Account Subject Management Journal Model Management Accounting report External report Work management Work management Calendar Coordination requests Confirmation of business cooperation request Official document management Official Document Inquiry Official Request Official document reception Information management Standard code management Related Law Management Legal check item management Land Use Planning Information Subway Information Management Code Information Transaction type code management Integrated Code Management Code Management Account information Other information Consignor Information Account Information System management System management User Information External screen menu management External Menu Authority Group Payment Management Notice

Meanwhile, the functions of the consignor client 700, the service provider client 800, the branch client 900, and the trust client 1000 will be described as follows.

The entrustor client 700 may query the trust contract through the web server 100 and inquire the monthly history. In other words, you can query the operation related details of the trust property on a monthly basis.

The service provider client 800 inputs due diligence information and FM (Facility Management) information of the trust property for the trust contract through the web server 100 and provides the relay server 300. In addition, the lease contract information, that is, vacancy guidance, input of the lease contract content and request of the product, the lease contract output through the web server 100. In addition, the revenue / cost processing, that is, the rent payment confirmation request, facility maintenance history input, the billing request is performed through the web server (100). In addition, through the web server 100 is notified of the expiration date associated with the termination of the lease contract, the request for termination of the lease contract and the receipt of the deposit guarantee collection.

The branch client 900 accesses the relay server 300 to perform a customer consultation request for a trust contract, a new request for a contract, a contract output, and a reception new payment for a reception process.

Trust client 1000 is connected to the relay server 300 to receive customer consultations for trust contracts, due diligence requests for trust property, settlement of trust contracts, settlement of lease contracts, rent payment processing, dividend processing, billing expenses, Carry out settlement of lease termination, take out deposit, and return.

On the other hand, the database server 400, the consultation information DB, consultation product DB, product information DB, contract history DB, product details DB, contract ledger DB, actuary history DB, received history DB, basic account and virtual account information is stored account information DB, deposit history DB, billing history DB, shipping history DB, expense ledger DB, expenditure history DB.

In this case, the contract ledger DB is automatically linked with the creation date information, and linked with the billing details DB, dispatch history DB. In other words, when the rent is due, the electronic tax invoice system (not shown) and mutual information are set to interwork so that billing and sending can be automatically made.

2 is a block diagram showing a detailed configuration of a web server and an operation server according to an embodiment of the present invention.

Referring to FIG. 2, the web server 100 includes a login unit 101 and a web service unit 103.

When the consignment client 700 and the service provider client 800 are connected, the login unit 101 performs a login using an authorized certificate. At this time, the login unit 101 operates in conjunction with an authorized authentication server (not shown). In addition, the consignor client 700 and the service provider client 800 stores the member information registered in advance.

The web service unit 103 provides a corresponding web screen according to whether the access client is the entrustor client 700 or the service provider client 800.

That is, the web service unit 103 provides a web page for viewing the operation details of the real estate trust product to the consignor client 700 in conjunction with the relay server 300. These web pages allow you to view trust agreement information, lease operation details, lease deposits by lake for trust properties, and reports on operations.

In addition, the web service unit 103 interoperates with the relay server 300 and provides the service provider client 800 with a web page for inquiring the status of lease and facility management and updating management information. The web service unit 103 provides the service provider client 800 with a web page for registration of management contract management information, lease contract management information, facility maintenance information, and request for expense, and relays the received information to the relay server 300. To send).

In addition, the web service unit 103 provides a service registration client to the service provider client 800 to register the information on the trust property requested due diligence from the relay server 300 from the service provider client 800 The received object registration information is transmitted to the relay server 300.

In addition, the web service unit 103 provides a web page for requesting a deposit and withdrawal transaction or billing for facility maintenance to the service provider client 800, and transmits the input contents to the relay server 300. .

The web service unit 103 is connected to the relay server 300 through the firewall 200, and the relay server 300 includes an operation unit 301, a money processing unit 303, and a notification unit 305. .

Here, the operation unit 301 interlocks with the firewall 200 and the database server 400.

And the operation unit 301 is the customer consultation information, payment of trust agreement and payment of goods, registration of deposit and withdrawal account, approval of lease agreement and cancellation of goods, payment of rent payment and dividend, approval of billing expense expenditure requested by the service provider client 800 and lease Perform deposit management processing to receive, generate and process information related to trust operations, including management, sale, lease management, facility management, and rental proceeds management of trust property.

That is, the operation unit 301 transmits a due diligence request for the trust property requested by the branch client 900 to the web service unit 103 through an internal network (not shown). The product registration information received by the service provider client 800 received from the web service unit 103 is stored in the database server 400. The article information inquiry screen is provided to the trust client 1000.

In addition, the operation unit 301 receives the trust contract new writing screen to the branch client 900 to receive the trust contract new information, and provides the payment request and approval screen to the branch client 900 and the trust client 1000. . When the payment approval process is performed, the newly received consent information is automatically generated to request the payment approval from the branch client 900, and when the payment approval is made, the transaction processing according to the predefined trust management method is performed. That is, the fund transaction processing is performed on the trust contract in which the approval of the approval is made, and the inquiry client screen of the actuarial occurrence history processed by the fund transaction is provided to the branch client 900. And it transmits the received new specialized data to the accounting terminal 500.

In addition, when the operation unit 301 receives a deposit and withdrawal transaction request from the service provider client 800 through the web service unit 103, the approval point request screen for the deposit and withdrawal transaction is displayed to the branch client 900 and the trust client 1000. To provide. When the approval is made, the service provider client 800 processes the deposit and withdrawal transaction requested by interworking with the account terminal 500.

In this case, the deposit and withdrawal transaction includes a rent deposit confirmation request, a bill request, a lease deposit recovery process, a return process, and a dividend process, and such a process is performed in conjunction with the account terminal 500.

Meanwhile, when the real estate trust contract is completed through the operation unit 301, the fund processing unit 303 generates a virtual account in each name of the tenant of the trust real estate whose trust contract is completed by interworking with the account terminal 500. When the rent payment confirmation is requested from the service provider client 800, the renter checks whether the rent is deposited in the virtual account of the tenant, and when the deposit is confirmed, the entire amount is automatically transferred to an operation account (trust account) operating the rental fee.

In this case, the fund processing unit 301 uses the deposit and withdrawal connection account information registered in the database server 400 when the operation unit 301 processes the real estate trust contract.

Meanwhile, the notification unit 305 transmits a message requesting due diligence on the trust property to a pre-registered service company terminal (not shown). In addition, through the electronic tax invoice system (not shown), the registered tenant terminal (not shown) or the service provider client 800 notifies the rent deposit due date and amount by mobile phone and registered mail.

3 is a flowchart illustrating a series of processes of the real estate trust management service method according to an embodiment of the present invention.

Referring to FIG. 3, the consignor client 700 logs in with a public certificate, and the service provider client 800 performs a login with an ID and password assigned by an administrator logged in with a public certificate or a public certificate on the web server 100. (S101, S103).

The branch client 900 requests the customer consultation to the relay server relay server 300 (S105). Then, the bank internal groupware provides the customer consultation reception screen requested by the branch client 900 to the trust client 1000 as an emergency mail and relay server relay server 300 (S107).

The trust department client 1000 requests a due diligence on the trust property requested for consultation from the bank internal groupware to the emergency mail and the relay server 300 after performing the customer consultation registration / audit (S109). Then, the relay server relay server 300 requests due diligence to the service provider client 800 through the web server 100 (S111, S113). At this time, when the service provider client 800 accesses the web server 100, a due diligence request screen for the trust property is provided. In addition, although not shown in the drawing, the relay server 300 may transmit a due diligence request to a mobile phone and an e-mail of the service provider client 800.

The service provider client 800 inputs the product information on the trust property for which the due diligence is requested on the web page of the web server 100 (S115) and transmits it to the relay server relay server 300 (S117).

Then, the relay server relay server 300 provides the sales office client 900 and the trust client 1000 with the trust property goods registration inquiry screen based on the product information received in step S117 (S119 and S121). That is, when the branch client 900 and the trust client 1000 connect to the relay server relay server 300 and request an inquiry, the sales office client 900 and the trust client 1000 provide a trust property goods registration inquiry screen.

Subsequently, when the relay server relay server 300 receives the contract new request product from the branch client 900 (S123), the relay server relay payment of the trust contract product (S125). At this time, the payment process is performed by providing a payment request and approval screen to a branch payment requester client (not shown) and a branch payment right client (not shown). If approval is made from the branch settlement client (not shown), the settlement of the trust contract is completed.

And the relay server relay server 300 registers the depositor's deposit and withdrawal account for the trust contract (S127). And the settlement of the new business receiving the real estate trust is completed.

On the other hand, the service provider client 800 inputs the content of the lease contracted by the service provider with the tenant on the web page of the web server 100 (S131). Then, the lease contract request is made to the relay server relay server 300 through the web server 100 (S133 and S135).

Then, the relay server relay server 300 provides the screen requesting the payment of the rental contract contents to the trust client 1000 (S137) to receive the approval of the payment (S139).

In addition, the service provider client 800 requests the rent payment confirmation of the tenant on the web page of the web server 100 (S141). Then, the rent payment confirmation request is transmitted to the relay server relay server 300 through the web server 100 (S143).

Then, the relay server relay server 300 checks the rent payment to the virtual account of the tenant created at the time of the trust contract in connection with the account terminal 500 through the linkage system (not shown) (S145), the operation account ( Trust account) is automatically debited (S147). It is operated at a certain interest rate in the trust account, and is then distributed to the beneficiary's account via the deposit and withdrawal account of the building.

In addition, the service provider client 800 requests a bill for the maintenance of the facility on the web page of the web server 100 (S151). The web server 100 transmits a request for billing to the relay server relay server 300 (S153).

Then, the relay server relay server 300 provides a screen for requesting payment of the billed expenses to the trust client 1000 (S155) and receives the approval of the payment (S157). Then, the billing expense spending process is performed (S159). That is, in connection with the account-based terminal 500 through a linkage system (not shown), the charges can be transferred to the service provider's account.

In addition, the service provider client 800 requests the rental contract cancellation request on the web page of the web server 100 (S161). Then, through the web server 100 transmits a request for rental agreement to the relay server relay server 300 (S163).

Then, the relay server 300 receives a payment approval by providing a screen requesting the payment of the rental contract termination request to the trust client 1000 (S165) (S167). And the settlement of the contract termination of goods (S169). In other words, all processing related to the termination of the lease is computerized.

In addition, the service provider client 800 requests the lease deposit recovery process on the web page of the web server 100 (S171). At this time, the request processing necessarily checks the intention of the user by logging in by the authorized certificate and transmits the deposit deposit collection processing request to the relay server relay server 300 through the web server 100 (S173).

Then, the relay server relay server 300 receives a payment approval by providing a screen to the trust client client 1000 for requesting the collection of the deposit deposit by urgent mail to the trustee officer as a groupware of a financial institution (eg, Hana Bank) (S175). (S177). In addition, when it is confirmed by checking whether the deposit is deposited in the virtual account granted to the consignor through the linkage system (not shown) (500) (S179), it is automatically transferred to the operating account. After that, the transfer process to the real account of the tenant again (S181).

Here, the request for approval and approval of the rental contract (S137, S139), the request for approval and approval of billing expenses (S155, S157), the request for approval and approval of the rental contract cancellation request (S165, S167), the request for processing and recovery of the lease deposit (S175, S177) has been described only as a linking operation between the relay server relay server 300 and the trust client 1000, the relay server relay server 300 provides a screen for the procedure, a plurality of payment related persons in the branch A client (not shown) is made through a linking operation of a plurality of payment related clients (not shown) in the trust. That is, the relay server relay server 300 provides the payment request screen, and when the payment is approved from each corresponding client, the payment approval screen is provided, and the payment management related information is stored and managed in the database server 400. do.

On the other hand, Figure 4 is a series of implementation process of the real estate trust management service according to an embodiment of the present invention.

Referring to FIG. 4, when the relay server relay server 300 completes the real estate trust new contract (S201), each of the tenants generates virtual accounts for each tenant (S203). In this case, the virtual account is a building in which the trust property is the building of the building / lake, each virtual account is generated for each building / lake. The tenant in each building can use the virtual account.

Subsequently, when a payment is received in the virtual account, the relay server relay server 300 (S205), withdraws the lease deposit from the virtual account, transfers it to an operating account (trust account), operates at a constant interest rate, and then periodically divides payment date. The remaining amount, except for expenses and trust income, is deposited into the real account of the consignor (S207).

5 to 15 are examples of screens of a real estate trust management service.

First, Figure 5 is a customer consultation management screen according to an embodiment of the present invention, Figure 6 is a consultation history registration screen according to an embodiment of the present invention.

Referring to FIG. 5, the customer consultation management screen is a screen provided by the relay server relay server 300 to the branch client 900, and includes a query item 1101, a plurality of buttons 1103, a customer consultation history 1105, and the like. Includes details 1107.

In other words, the branch staff performs offline consultation with the consignor and then registers the customer consultation information in the forward relay server relay server 300.

When the registration button 1103 for registering customer consultation information is clicked, the consultation history registration screen shown in FIG. 6 is displayed on the branch client 900. After the customer consultation information is input, when the save button is clicked, the customer consultation history 1105 is generated as shown in FIG. 5. At this time, when one item of the customer consultation details is selected and the reception request button is pressed, the customer consultation reception request is made.

7 is a customer consultation reception screen according to an embodiment of the present invention, Figure 8 is a due diligence request screen according to an embodiment of the present invention.

First, referring to FIG. 7, the customer consultation reception screen is a screen provided by the relay server relay server 300 to the trust client 1000, and the screen configuration is the same but the button configuration 1113 is different.

5 and 6, when the branch office client 900 requests the client server 300 to receive the client consultation, the relay server relay server 300 provides the client client terminal 1000 with a client consultation screen .

At this time, when the consultation button is clicked in the state of the consultation status 'request' on the customer consultation reception screen, the customer consultation reception request can be inquired. When the consultation opinion registration button is clicked in the state in which the consultation information is selected, the business cooperation request registration screen shown in FIG. 8 may be displayed. The work cooperation request registration screen is a screen for requesting due diligence on the real estate of the consignor who has received the customer consultation, and includes a work cooperation request registration item 1115 and a due diligence request item 1117. After the information is entered in the corresponding item, a due diligence request is made, and at this time, an SMS and an e-mail indicating a due diligence request of a service provider terminal are sent.

9 is a goods registration management screen according to an embodiment of the present invention, Figure 10 is a goods detail inquiry screen according to an embodiment of the present invention.

First, referring to FIG. 9, the article registration management screen is a screen provided to the service company client 800 connected to the web server 100. This screen is composed of an item status item 1119 and a plurality of buttons 1121. The plurality of buttons 1121 are composed of an item detail inquiry button, a live action request information button, and an item registration button.

If the article detail inquiry button is selected among them, the article detail inquiry screen shown in FIG. 10 is displayed. The detailed article inquiry screen consists of comprehensive information, land information, building information, aggregate building information, and investment analysis information about the object.

In addition, when the due diligence request information button is selected, a screen for inputting due diligence information on the real estate (object) for which due diligence is requested is displayed. At this time, the screen is made to input each information included in the object detail inquiry screen.

In addition, when the article registration button is selected, it is possible to transmit the due diligence information on the input real estate (stuff) to the relay server relay server 300.

11 is a trust screen new screen according to an embodiment of the present invention, Figure 12 is a trust agreement acceptance screen according to an embodiment of the present invention.

Here, FIG. 11 is a screen provided to the branch client 900 and FIG. 12 is a screen provided to the trust client 1000 or the branch settlement client (not shown).

First, referring to FIG. 11, the trust contract new screen includes a contract request history 1125 and a plurality of buttons 1127.

Here, the plurality of buttons include a contract new button, a product modification button, a product deletion button, a payment button, and a detailed information button. When the New Contract button is clicked, a screen for entering new contract information is displayed. Therefore, the basic information, trustee information, beneficiary information, contract material information and other special information of the trust contract are registered.

The payment button displays a screen for requesting payment of a product for the entered new contract. The modify button of the product and the delete button of the product are the buttons to modify and delete the payment of the product. The detailed information button is a button for viewing the entered new contract information.

Here, when the settlement button is selected and a settlement of a new contract is requested, the relay server relay server 300 provides a contract request acceptance screen as shown in FIG. 12 to the trust client 1000 or the dealership client client (not shown).

In this case, the contract request reception screen includes a contract request history 1129 and a plurality of buttons 1131. The plurality of buttons 1131 includes a reception registration button for registration of registration of the contract request history 1129, a payment button for approving the payment, and a detailed information button for viewing the contract request information.

13 is a actuarial history screen according to an embodiment of the present invention.

Referring to FIG. 13, the relay server relay server 300 provides the branch client 900 and the trust client 1000 with a screen for inquiring actuarial occurrences 1133 of the trust property. In other words, it is possible to inquire and output the fund information subscribed to the trust property.

14 is a screen for requesting funds according to an embodiment of the present invention.

Referring to FIG. 14, the fund request screen is a screen that the relay server relay server 300 provides to the trust client 1000. The fund request screen may include a request for approval of funds 1135 and may include billing details requested by the service provider client 800.

15 is a transaction processing screen according to an embodiment of the present invention.

Referring to FIG. 15, the transaction processing screen is a screen that the relay server relay server 300 provides to the trust client 1000. The transaction processing screen includes a plurality of details 1137, and the fund transaction actuation process, transaction type, etc. for the trust property can be inquired.

At least some functions of the web server 100 and the relay server relay server 300 of the real estate trust management system 1 according to the embodiment of the present invention described above may be implemented in hardware or software coupled to the hardware. .

Here, the web server 100 and the information terminal relay server relay server 300 is implemented as a separate server, but can be connected in real time as if implemented as a single device, the web server 100 and the relay server relay server below An embodiment in which 300 is coupled to a computer system will be described in detail with reference to FIG. 16.

On the other hand, Figure 16 is a schematic diagram of the real estate trust management system 1 according to another embodiment of the present invention, the login unit 101, the web service unit 103, the operation unit 301 described with reference to FIG. And a system that can be used to perform at least some of the functions of the fund processing unit 303 and the notification unit 305.

Referring to FIG. 16, the real estate trust management system 1200 may include a processor 1201, a memory 1203, at least one storage device 1205, input / output (I / O) interface 1207, and a network interface. (1209).

The processor 1201 may be implemented as a central processing unit (CPU) or other chipset, microprocessor, or the like, and the memory 1203 may be a dynamic random access memory (DRAM) or a rambus DRAM (rambus DRAM). DRAM, RDRAM), synchronous DRAM (synchronous DRAM, SDRAM), static RAM (RAM, etc.) may be implemented as a medium such as RAM.

The storage device 1205 may include a hard disk, a compact disk read only memory (CD ?? ROM), a CD rewritable (CD ?? RW), a digital video disk ROM (DVD) ROM, a DVD ?? RAM, Permanent or volatile storage such as optical disks such as DVD ?? RW disks, blue ?? ray disks, flash memory, and various types of RAM.

In addition, I / O interface 1207 allows processor 1201 and / or memory 1203 to access storage 1205, and network interface 1209 provides processor 1201 and / or memory 1203. ) To access the network 600 and the internal network (not shown).

In this case, the processor 1201 may program instructions for implementing at least some of the functions of the login unit 101, the web service unit 103, the operation unit 301, the money processing unit 303, and the notification unit 305. In the memory 1203, and the operation described with reference to FIG. 2 may be performed.

In addition, the memory 1203 or the storage device 1205 may be linked with the processor 1201 to log in 101, the web service 103, the operation 301, the money processor 303, and the notification unit 305. Can be performed.

The processor 1201, the memory 1203, the storage device 1205, the I / O interface 1207, and the network interface 1209 illustrated in FIG. 16 may be implemented in one computer or distributed in a plurality of computers. It may be implemented.

Although the embodiments of the present invention have been described in detail above, the scope of the present invention is not limited thereto, and various modifications and improvements of those skilled in the art using the basic concepts of the present invention defined in the following claims are also provided. It belongs to the scope of rights.

Claims (21)

A web server providing a web page for inquiring or entering information related to the operation of the trust property to a client connected through a network; And
A database storing information related to the operation of the trust property, connected to an internal network of a financial institution that handles the trust property, and receiving information related to the operation of the trust property through the internal network and storing the information in the database; A relay server connected to the web server through a firewall to search for and transmit information requested from the web server in the database or to store information received from the web server in the database;
Real estate trust management system comprising a. The method of claim 1,
The web server comprises:
A login unit for performing a login using an authorized certificate when a service provider client performing lease and facility management of the trust property and a trust client of the trust property are connected through a network; And
In connection with the relay server, the service provider provides a web page for querying the leasing and facility management status and updating management information with an ID and password given by an administrator logged in with an authorized certificate, and providing the client with the real estate agent. Web service department that provides a web page to view the operation of trust products
Real estate trust management system comprising a. The method of claim 2,
The web service unit,
Real estate trust management system for providing the client with the management contract management information, lease contract management information, registration of facility maintenance information, and a web page for requesting expenditure and transmits the received information to the relay server. The method of claim 2,
The relay server includes:
The database; And
Customer consulting information, trust contract request and settlement of goods, deposit and withdrawal account registration, lease agreement approval and cancellation of goods, rent payment and dividend processing, billing expense payment request requested by the client's client and lease deposit operation processing Receiving, generating and processing trust management-related information including management, sale, lease management, facility management and rental revenue management
Real estate trust management system comprising a. 5. The method of claim 4,
The web service unit,
Providing a goods registration management screen to register the information on the trust property requested due diligence to the service provider client to transmit the goods registration information received from the service provider client to the operation server,
The operation unit,
Connected with a trust department client dedicated to a branch client and a real estate trust through the internal network to transmit a due diligence request for the trust property requested by the branch client to the web service unit, and transmits the goods registration information received from the web service unit. Real estate trust management system for providing a product information inquiry screen at the request of the trust client after storing in a database. The method of claim 5,
The operation unit,
Provides the trust contract new creation screen to the branch client to receive the new information of the trust contract, and provides the settlement request and approval screen to the branch client and the trust client to automatically generate the new consent information when the settlement approval is processed. Real estate trust management system for requesting approval of the payment to the sales office client, and when the approval of the payment is made, performing transaction processing according to a predefined trust management method, and transmitting new professional data received to an account terminal. The method according to claim 6,
The operation unit,
Real estate trust management system that performs the fund transaction processing for the trust agreement that the approval is made, and provides an inquiry screen of the actuarial occurrence history processed by the fund transaction to the branch client. The method of claim 5,
The web service unit,
Provide a web page to the service provider client to request a deposit and withdrawal transaction,
The operation unit,
When the deposit and withdrawal transaction request is received through the web service unit, the branch client and the trust client provide the approval payment request screen for the deposit and withdrawal transaction, and when the approval is made, the deposit and withdrawal transaction requested by the service provider client is linked with the account terminal. Real Estate Trust Management System. 9. The method of claim 8,
The operation server,
When the real estate trust contract is completed, the virtual account in the name of the tenant of the trust real estate is created by interworking with the account terminal, and the deposit is confirmed by checking whether the rent is deposited into the virtual account of the tenant at the request of the client of the service company. Funds processing unit that automatically transfers the remaining amount, except trust fees, to the management account (trust account), operates at a certain interest rate, and automatically transfers the funds to the actual account of the consignor on the date of dividend payment.
Real estate trust management system further comprising. 9. The method of claim 8,
The operation server,
Notification unit that transmits a message requesting due diligence on the trust property to the registered service provider terminal, and informs the registered tenant terminal or the service client client the date of deposit payment
Real estate trust management system further comprising. A real estate trust management method in which a real estate trust management system provides a real estate trust management service to a client connected through a network,
Receiving information related to the operation of the trust property through the internal network and storing in a database connected to an internal network of a financial institution handling the trust property;
Providing a web page for inquiring or inputting information related to the operation of the trust property to a client connected through a network; And
Searching the database for information requested to be searched through the web page and providing the information through the web page or storing information input through the web page;
Real estate trust management method comprising a. The method of claim 11,
Providing the web page,
If the client accesses through a network, performing a login using a public certificate;
Determining whether the client is a service provider client that performs lease and facility management for the trust property or a consignor client of the trust property;
Providing a web page for querying the lease and facility management status and updating management information if the client is a service provider; And
In the case of the consignor client, providing a web page for viewing the operation history of the real estate trust product
Real estate trust management method comprising a. The method of claim 12,
Providing the updateable web page,
Real estate trust management method for providing the client with the web page for the registration of the management contract management information, lease contract management information, facility maintenance information and request for expenses. The method of claim 11,
Storing in the database,
Customer consultation information, trust contract request and payment of goods, deposit and withdrawal account registration, lease agreement approval and cancellation of goods, payment of rent and dividend processing, approval of payment of expenses requested by client of the service provider and lease deposit operation processing Real estate trust management method for receiving and generating information related to trust management, including management, sale, lease management, facility management and rental revenue management in the database. 15. The method of claim 14,
Storing in the database,
Transmitting a customer consultation information registration screen to a branch client connected through an internal network of a financial institution;
Generating a customer consultation reception screen based on the information input through the customer consultation information registration screen and transmitting the generated customer consultation reception screen to a trust department client dedicated to the real estate trust business connected through the internal network; And
Receiving a due diligence request from the trust client through the customer consultation reception screen, and storing customer consultation information received through the customer consultation reception screen in the database;
Providing the web page,
Real estate trust management method for providing a web page including the due diligence request received from the trust client to the client of the service company for lease and facility management for the trust property. 16. The method of claim 15,
Providing the web page,
Provide the service provider client with a goods registration management screen for registering the information on the trust property requested due diligence,
Storing the information input through the web page,
The product registration information received through the product registration management screen is stored in the database,
After storing the information input through the web page,
Providing a product information search screen at the request of the trust client
Real estate trust management method further comprising. 16. The method of claim 15,
Storing in the database,
Providing a trust contract new writing screen to the branch client to receive new trust contract information;
Providing a payment request and an approval screen to the branch client and the trust client;
Requesting approval of the sales office client by automatically generating received new agreement information when the payment approval process is performed;
Performing a transaction processing according to a predefined trust management method when the approval of the payment is made; And
Storing transaction processing details in the database, and transmitting received new specialized data to the account terminal;
Real estate trust management method comprising a. 18. The method of claim 17,
The step of performing,
Performing a fund transaction processing on the trust contract in which the settlement approval is made; And
Providing an inquiry screen of actuarial occurrences processed by the fund transaction to the branch client.
Real estate trust management method comprising a. 16. The method of claim 15,
Providing the web page,
Provide a web page to the service provider client to request a deposit and withdrawal transaction,
Storing the information input through the web page,
Receiving a deposit and withdrawal transaction request from the service provider client through the web page;
Providing a screen for requesting approval for a deposit and withdrawal transaction to the branch client and the trust client;
Processing the deposit and withdrawal transaction requested by the service provider client in cooperation with an account terminal when an approval is made; And
Storing deposit and withdrawal transactions in the database;
Real estate trust management method comprising a. 16. The method of claim 15,
Storing in the database,
When the real estate trust contract is completed, the virtual account in the name of each of the consignor and the tenant of the trust real estate in association with the account terminal, and stored,
After storing the information input through the web page,
Receiving a rent payment confirmation request from the service provider client to the tenant's virtual account through the web page; And
When the deposit is confirmed by checking whether the rent is deposited, automatically transferring the remaining amount except the trust fee to the consignor's virtual account.
Real estate trust management method further comprising. 16. The method of claim 15,
After storing the information input through the web page,
Informing the registered tenant terminal or the service client client of the rent deposit date
Real estate trust management method further comprising.

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