KR20070047929A - Barcode Scanner Including Payment Method - Google Patents

Abstract

The present invention provides a small and inexpensive payment device instead of a large and expensive payment device installed in a conventional financial institution, so that a large number of consumers can easily equip the device with a payment device even at a small store such as a convenience store. It is an object of the present invention to provide a device capable of paying one's own money.

The barcode scanner according to the present invention comprises a case in which a scan window and a payout means are provided on the outside; A scanning unit formed in the case unit and including a sensor for a scanner to scan a recognized two-dimensional code through the scan window; A payment means reading unit for extracting information of the payment means inputted through the payment means input unit; Input means formed on one surface of the case and allowing a user to input predetermined information; An output device formed on one surface of the case and displaying predetermined information; Communication module for transmitting and receiving data with an external financial institution server; And a control unit, wherein the control unit receives digital information from the analog-digital conversion unit and provides the digital information to an output device, and the payment means information extracted from the payment means reading unit through the communication module through the communication module. It is provided to determine whether the input payment means is available, characterized in that for performing the payment process using the payment means determined to be available.

Payment, two-dimensional code, unmanned machine, convenience store, utility bill

Description

Bar-code scanner including means for paying bill}

1 is a block diagram showing a configuration of a barcode scanner according to a preferred embodiment of the present invention;

2 is a perspective view schematically showing the appearance of a barcode scanner according to a preferred embodiment of the present invention; And

3 is a flow diagram illustrating a procedure of paying using a barcode scanner according to the present invention.

The present invention relates to a barcode scanner, and more particularly, to a barcode scanner including a payment means.

As a means for displaying the contents and costs of goods or services, the use of bar codes, especially two-dimensional codes, has been greatly increased. In particular, when a user uses a two-dimensional billing method instead of a conventional billing method using OCR paper as a method of delivering a bill to a consumer for providing a specific service or product to a consumer and billing accordingly. Is increasing. In this case, the user writes information required for payment on a predetermined billing sheet, for example, a consumer name, address, payment amount, payment due date, etc., and in parallel, encodes the information required for payment collection into a two-dimensional code and invoices. The billing process proceeds by completing and then printing it and delivering it to each consumer by mail. Subsequently, the consumer who receives his bill is visited a bill accepting institution such as a financial institution while carrying the bill and payment, and proceeds with the payment process.

However, in the case of the conventional payment process, since the employees such as financial institutions directly proceed with the payment collection work, a lot of costs are incurred. These costs are charged directly by the financial institution instead of being directly paid by the financial institution, and due to the increase in labor costs, the cost of storing the money also increases, which in turn causes the user's profit to fall. do. In addition, for the convenience of consumers, payment procedures may be carried out in small stores such as convenience stores, but in this case, the processing speed is slow due to the payment processing by an employee who is not familiar with the payment, and errors in storage amount There is also a problem such as that occurs.

On the other hand, in order to solve the problem that these people directly receive the payment bar code scanners are installed in a number of payment institutions, such as financial institutions. However, the conventional bar code scanner can only read the bill using the OCR paper, there is a disadvantage that can not be used in the bill using the two-dimensional code of the evolution form than the OCR paper. Moreover, OCR paper is impossible to use the unmanned receiver even if it is slightly damaged by external shocks, and additional costs for the OCR paper to go through the procedure for certifying the OCR paper to the financial settlement agency are burdened. In addition, the conventional unmanned storage device merely adds a money storage function to a cash dispenser (or cash dispenser) having a cash storage function. There is a disadvantage that the installation is difficult.

An object of the present invention is to provide a barcode scanner capable of processing a bill including a two-dimensional code.

In addition, the present invention provides a small and inexpensive barcode scanner rather than a large and expensive billing apparatus installed in a conventional financial institution, so that a large number of consumers can easily equip the billing means at small stores such as convenience stores. It is an object of the present invention to provide a barcode scanner that can pay its own various costs.

Bar code scanner according to the present invention for achieving the above object is a case formed with a scan window and the payment means input portion outside; A scanning unit formed inside the case and including a sensor for a scanner scanning the two-dimensional code recognized through the scan window; A payment means reading unit for extracting information of the payment means inputted through the payment means input unit; Input means formed on one surface of the case and allowing a user to input predetermined information; An output device formed on one surface of the case and displaying predetermined information; Communication module for transmitting and receiving data with an external financial institution server; And a control unit,

The control unit receives the digital information from the analog-to-digital conversion unit and provides it to an output device, and provides the payment means information extracted from the payment means reading unit to the financial institution server through the communication module to insert the payment It is characterized by determining whether the payment means is usable and performing a payment settlement procedure using the payment means determined as usable.

In addition, the payment means is preferably at least one of a credit card, debit card and cash card. Further, a reading device for reading information recorded in the payment means is further formed inside the payment means inlet. In this case, the reading device is preferably a magnetic stripe reading device. In addition, the payment means preferably further comprises cash in addition to the card.

In addition, it is preferable that the barcode scanner is an input / output means in which an input means and an output means are integrally formed. In this case, the input / output means is preferably an LCD monitor including a touch screen function.

In addition, the control unit receives a predetermined password through the input means, it is preferable to check whether the password stored in the input payment means and the password input through the input means is matched through the financial institution server.

In addition, the barcode scanner according to the present invention preferably further includes a receipt issuing unit for notifying that the payment is successfully completed after the payment procedure is completed. In this case, the controller further performs a procedure for instructing issuance of a receipt after the payment is made.

Hereinafter, with reference to the accompanying drawings, preferred embodiments of the present invention will be described.

1 is a block diagram showing the main components of a barcode scanner according to a preferred embodiment of the present invention, Figure 2 is a perspective view schematically showing the appearance of the barcode scanner according to the block diagram. As shown in FIG. 1, the barcode scanner according to the present embodiment includes a scanning unit 10, a payment means reading unit 20, an input unit 30, an output unit 40, a communication module 50, a receipt issuing unit ( 60) and the control unit 70. In addition, as shown in FIG. 2, the barcode scanner according to the present exemplary embodiment has a scan window 11 formed on the left side of the outer surface of the case 80, and a card input part 21 formed on the right side thereof. A receipt outlet 61 is formed. In addition, a keypad 30 as an input means is formed at the lower end of the other surface of the case 80, and a display window 40 as an output means is formed at the upper end of the case 80. In addition, although not shown in FIG. 2, a communication module is installed on another side of the case 80, and a scanning unit 10, a card reader 20, and a receipt including an optical sensor inside the case 80. The issuer 60 and the controller 70 are formed, respectively. On the other hand, FIG. 2 illustrates only the card input unit 21 limited to the case where the payment means are various cards, but further includes a cash deposit unit (not shown) when the payment means is cash.

Hereinafter, a detailed configuration and operation method of a barcode scanner according to a preferred embodiment of the present invention having the above components will be described in detail.

According to the above configuration, firstly, the scanning unit 10 includes an optical sensor (not shown). Therefore, when a consumer having a bill with a two-dimensional code printed thereon contacts a portion of the bill printed with the two-dimensional code, the scanning window 11 contacts a predetermined button on the keypad 30, and the scanning unit 10 contacts the two-dimensional code. Start a scan job. In the present embodiment, the bill is assumed to be printed on paper, but the bill is not necessarily paper, and if the bill is provided by the consumer in the form of a file, the bill is printed out or two-dimensional on a display window of a mobile phone terminal. You can also print the code-in file and contact it with the scan window. Subsequently, the scanned two-dimensional code is transmitted to the controller 70, and the controller 70 decodes the transmitted information and then displays the decoded information on the display window 40.

Subsequently, the consumer checks whether the displayed billing information is correct, and if the displayed information is correct, the consumer inserts a card which is a payment means such as a credit card, a debit card or a cash card to the card slot 21. The card reading unit 20 reads the card number, the user information of the card, the password, and the like when the various cards are inserted through the inlet 21 and transmits them to the control unit 70. To this end, a reading device is formed inside the inlet 21 to extract and read user information stored in the prohibiting means, such as a magnetic stripe reading device (not shown). The controller 70 transmits a signal to the display window 40 requesting the input of the password of the inputted payment means when the information on the payment means such as the inputted credit card is input, and the keypad 30 in response to the signal. If the password is inputted through), it is determined whether the password entered by the consumer and the password according to the information transmitted from the controller match.

Subsequently, if the password input by the consumer and the password according to the information transmitted from the controller match, the controller 70 asks whether to pay a predetermined amount on the bill through the display window 40, and the consumer enters the keypad 30. Check the payment status by pressing the payment approval button or the payment cancellation button. When the payment approval command is input to the controller 70 through the keypad 30, the controller 70 determines whether the payment means input by the consumer can pay the predetermined amount, such as through a communication module 50. Ask an external financial institution server 90. When the external financial institution server 90 issues a payment approval command, the controller 70 completes the payment procedure and notifies the consumer that the payment is completed through the display window 40. Alternatively, the barcode scanner displays the payer information, the payment amount information, and the payment means information recorded in the two-dimensional code again on the display window 40 before completing the payment after the approval command of the financial institution server 90 and displays the information on the displayed information. It is preferable to further include a feed back to confirm whether or not to proceed with the payment procedure accordingly. When the final payment is completed, the control unit 70 asks whether or not to print a receipt through the display window 40, and when a consumer requests a receipt, the name of the payer, payment date, payment amount, and payment place through the receipt issuing unit 60. And after printing the receipt printed method and the like it is discharged through the receipt discharge port 61, the consumer receives the payment is completed the payment process.

3 is a procedure in which a user receives a bill and then pays a bill using a barcode scanner according to the present invention after the user sends a bill to the consumer using the barcode scanner having the configuration of FIGS. 1 and 2. The flow diagram described.

First, the first step S101 consists of contacting the bill payment statement with the scan window 11 of the barcode scanner, and the scanning unit 10 detects this. For example, when the bill is stored in a computer or the like, the bill may be output by using an output means such as a printer, and then the two-dimensional code portion of the printed matter may be brought into contact with the scan window 11. In the case of being stored in the mobile communication terminal, the screen may be contacted with the scan window 11 after displaying the two-dimensional code on the screen of the terminal.

Subsequently, when the bill payment statement contacts the scan window 11, the scanning unit 10 scans the two-dimensional code portion of the bill payment statement contacted with the scan window 11 and transmits the scanned two-dimensional code to the control unit. The control unit is configured to decode the transmitted information and then display the decoded information on the display window 40 (S102). For reference, the two-dimensional code may include a variety of information such as personal information such as the name and address of the consumer, a bill amount, a payment due date, a late fee, and the like.

Subsequently, the consumer checks whether the displayed billing information is correct, and when the displayed information is confirmed, the consumer inserts his credit card into the card slot 21 as a payment means, and the kid reading unit 20 detects this ( S103).

Subsequently, when the credit card, which is a payment method, is inserted through the inlet 21, the card reader 20 reads the card number, the user information of the card, the password, and the like, and transmits it to the controller 70, and the controller 70. When the credit card information is input, transmits a signal requesting the input of the password of the inserted card to the display window 40 (S104). To this end, a reading device is formed inside the inlet 21 to extract and read user information stored in the prohibiting means, such as a magnetic stripe reading device (not shown). Subsequently, the consumer inputs the password through the keypad 30 in response to the signal, and the controller determines whether the password input by the consumer and the password according to the information transmitted from the controller match. The control unit 70 checks whether the password entered by the consumer and the password according to the information transmitted from the control unit are matched (S105), and if the passwords match, whether to pay a predetermined amount on the bill through the display window 40. Asking, the consumer confirms the payment by pressing the payment approval button or the payment cancellation button through the keypad 30 (S106). When the payment approval command is input to the controller 70 through the keypad 30, the controller 70 determines whether the card input by the consumer can pay the predetermined amount of money through the communication module 50. Inquiry to (90), when the external financial institution server 90 issues a payment approval command, the control unit 70 completes the payment process (S107) and notifies the consumer that the payment is completed through the display window (40). Alternatively, the barcode scanner displays the payer information, the payment amount information, and the credit card information recorded in the two-dimensional code again on the display window 40 before completing the settlement after the approval command of the financial institution server 90, and according to the displayed information. It is preferable to further include the step of finally confirming whether or not to proceed with the payment procedure.

When the final payment is completed, the control unit 70 asks whether or not to print a receipt through the display window 40, and when a consumer requests a receipt, the name of the payer, payment date, payment amount, and payment place through the receipt issuing unit 60. And after printing the receipt printed method and the like through the receipt discharge port 61 is discharged (S108), the consumer receives the payment process is completed.

On the other hand, this embodiment illustrates a credit card, debit card and cash card as a payment means, the barcode scanner according to the present invention using a variety of methods, such as a method of directly injecting cash into the barcode scanner in addition to the cards You can proceed with the payment process. In addition, in the case of including cash as the payment means, the payment means input unit illustrated in the above-described embodiment and FIG. 2 is configured to further include a device capable of inserting cash. In addition, in the case where cash is input as the payment means, the step of transmitting the card information described above to the control unit 70, a password input step, and obtaining a payment approval from a financial institution are omitted, and whether the cash input is a true bill. And confirming the amount of money and returning the generated balance to the consumer when the balance occurs.

In addition, in the present embodiment, the keypad 30, which is an input device, and the display window 40, which is an output device, have been described as separate components. For example, a touch screen function may be added to the LCD monitor. The input device and the output device can be integrally configured, and in addition, the present invention does not limit the type of the input device and the output device.

The barcode scanner according to the present invention can process unattended bills containing two-dimensional codes other than the bills printed on the existing OCR paper by the above configuration, thereby reducing the burden of time and costs due to the user's billing issue. You can.

In addition, since the barcode scanner according to the present invention can be provided in a small and inexpensive manner rather than a large and expensive barcode scanner installed in a conventional financial institution, a barcode scanner can be easily provided even at a small store such as a convenience store. Profit increase can be achieved, and many consumers can easily pay their own various payments.

Claims (9)

A case in which a scan window and a payout means input unit are formed outside; A scanning unit formed inside the case and including a sensor for a scanner scanning the two-dimensional code recognized through the scan window; A payment means reading unit for extracting information of the payment means inputted through the payment means input unit; Input means formed on one surface of the case and allowing a user to input predetermined information; An output device formed on one surface of the case and displaying predetermined information; Communication module for transmitting and receiving data with an external financial institution server; And Including a control unit, The control unit receives the digital information from the analog-to-digital conversion unit and provides it to an output device, and provides the payment means information extracted from the payment means reading unit to the financial institution server through the communication module to insert the payment Determine whether the payment method is available, and perform the payment process using the payment method determined to be available. Bar code scanner, characterized in that. 2. The apparatus of claim 1, wherein the control unit comprises means for receiving a predetermined password through the input means and confirming whether the password stored in the input payment means matches the password input through the input means. Bar code scanner, characterized in that. The barcode scanner of claim 1 or 2, wherein the payment means is at least one selected from a credit card, a debit card, and a cash card. The barcode scanner of claim 3, wherein the payment means further comprises cash. The barcode scanner according to claim 1 or 2, wherein the input means and the output means are input / output means which are integrally formed. The barcode scanner according to claim 1 or 2, wherein the input / output means is an LCD monitor including a touch screen function. The barcode scanner of claim 1 or 2, wherein the barcode scanner further comprises a receipt issuing unit for notifying that the payment is successfully completed after the payment process is completed. The barcode scanner according to claim 7, wherein the controller further comprises means for performing a procedure for instructing receipt issuance to a receipt issuing unit after performing a payment procedure. The barcode scanner according to claim 1 or 2, further comprising a magnetic stripe reading device inside the payment means input port for reading information recorded in the payment means.

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