KR20060101240A - Mobile Gift Certificate Service Providing System Using Mobile Communication Terminal and Its Operation Method - Google Patents

Abstract

According to the present invention, a user having a mobile communication terminal having an IC chip purchases a mobile voucher using a credit card information stored in the IC chip or provides it as a gift to another person, and uses the gift voucher purchased or provided as a gift. The present invention relates to a mobile voucher service providing system using a mobile communication terminal providing a service that enables payment of a service purchase price, and a method of operating the same. The mobile voucher service providing system using a mobile communication terminal according to the present invention is unique to a user. A mobile communication terminal having an IC chip storing identification information and an application program providing a user interface for a mobile gift certificate service and performing data communication through a mobile communication network; Mobile communication network; A mobile shopping service server receiving a first gift certificate service request from a mobile communication terminal, converting user-specific identification information included in the first gift certificate service request into a corresponding mobile shopping service member identification number to generate a second gift certificate service request; And a gift certificate management server that stores / manages various gift certificate information and gift certificate information for each mobile shopping service member, and receives a second gift certificate service request from the mobile shopping service server and processes a corresponding service.

Description

Mobile gift certificate services providing system using a mobile terminal and operating method

1 illustrates a configuration for processing a mobile gift certificate service in a mobile gift certificate service providing system using a mobile communication terminal according to the present invention.

2 illustrates an internal configuration of a mobile communication terminal according to the present invention.

Figure 3 illustrates a configuration for the mobile voucher payment processing in the mobile voucher service providing system using a mobile communication terminal according to the present invention.

4 exemplarily shows initial screens for providing a mobile gift certificate service among user interface screens of a mobile communication terminal.

5 exemplarily illustrates screens related to “purchasing a gift certificate” among user interface screens of a mobile communication terminal.

6 illustrates a data flow in a preferred embodiment of a mobile voucher purchase processing method using a mobile communication terminal according to the present invention.

7 exemplarily shows screens related to “gift voucher” among user interface screens of a mobile communication terminal.

8 illustrates a data flow in a preferred embodiment of a mobile gift certificate present processing method using a mobile communication terminal according to the present invention.

9 illustrates a data flow in a preferred embodiment of the mobile voucher payment processing method using a mobile communication terminal according to the present invention.

♣ Explanation of symbols for the main parts of the drawing ♣

1: IC chip 10: Mobile communication terminal

20: mobile communication network 22: short message service center

30: Mobile Shopping Service Server

32: mobile shopping service access server

34: Mobile Shopping Service Database Server

40: gift certificate management server 50: payment processing server

60: wireless transceiver 70: POS device

80: branch server

The present invention relates to a system for providing a mobile voucher service and a method of operating the same. More specifically, a user having a mobile communication terminal having an IC chip purchases a mobile voucher using credit card information stored in the IC chip. The present invention relates to a mobile voucher service providing system using a mobile communication terminal and a method of operating the same, which provide a gift to another person and provide a service for paying the purchase price of goods or services using a voucher purchased or provided as a gift. .

In general, a gift certificate is one of the bearer's bearer's listings issued by the merchant. There are three types of gift certificates: amount of money, item of goods and service. The gift certificate voucher may be redeemed for all goods or services handled by the issuer within the amount stated on the voucher, and the gift voucher may be exchanged for goods of the type, quantity, standard or quality indicated on the voucher. A service certificate voucher is a gift voucher that can receive the services listed. Such vouchers, like checks, are accepted in good faith. In the following description, only the amount gift certificate will be described.

Such a gift certificate is especially used as a gift, and it is generally used in the form of paying in advance the amount that can be paid by the gift certificate, purchasing the gift certificate, and presenting it to others.

Most of the current vouchers are in the form of tributaries. In addition, although vouchers are limited in their use compared to cash, they perform the same role as cash for all goods or services handled by the issuer. Therefore, there is a problem that the manufacturing cost of the gift certificate itself is somewhat expensive in order to prevent counterfeiting of the gift certificate. In addition, as mentioned above, since the goodwill is recognized, there is no way to recover a paper gift in the form of a feeder if it is stolen or lost.

In order to solve these problems, various types of digital mobile gift certificates, rather than tributary gift certificates, have been proposed.

The present invention has been made to solve the above problems, it is possible to purchase a digital gift voucher or gift to others using a mobile communication terminal with an IC chip, the goods using a gift voucher purchased or received as a gift Another object of the present invention is to provide a mobile voucher service providing system and a method of operating the same using a mobile communication terminal that provides a service for payment of a service purchase price.

In order to achieve the above objects, one aspect of a mobile voucher service providing system using a mobile communication terminal according to the present invention, and provides an IC chip for storing the user's unique identification information, and a user interface for mobile voucher service A mobile communication terminal having an application program for performing data communication through a communication network; Mobile communication network; A mobile shopping service server receiving a first gift certificate service request from a mobile communication terminal, converting user-specific identification information included in the first gift certificate service request into a corresponding mobile shopping service member identification number to generate a second gift certificate service request; And a gift certificate management server that stores / manages various gift certificate information and gift certificate information for each mobile shopping service member, and receives a second gift certificate service request from the mobile shopping service server and processes a corresponding service.

In order to achieve the above objects, another aspect of a mobile voucher service providing system using a mobile communication terminal according to the present invention, a mobile communication terminal having an IC chip for storing the user's unique identification information, and a short-range wireless communication module; A wireless transmitter / receiver connected to a POS device to perform short-range wireless communication with a mobile communication terminal; Receives the user's unique identification information from the mobile communication terminal through the wireless transmitter and receiver, and requests the gift certificate information to the mobile shopping service database server through the branch server server, and receives the gift certificate information of the user from the mobile shopping service database server to perform payment processing. POS device; A sales office server connected to one or more POS devices to perform data transmission / reception with a mobile shopping service database server; A mobile shopping service database receiving a first gift certificate information request from a POS device and converting the user identification information included in the first gift certificate information request to a corresponding mobile shopping service member identification number to generate a second gift certificate information provision request. server; And store / manage various gift certificate information and gift certificate information for each mobile shopping service member, and respond to the mobile shopping service member identification number included in the second gift certificate information provision request to the second gift certificate information provision request from the mobile shopping service database server. And a gift certificate management server for retrieving the gift certificate information to be delivered to the POS device through the mobile shopping service database server.

In order to achieve the above objects, the mobile voucher purchase processing method using a mobile communication terminal according to the present invention, (a) when the user selects a mobile voucher purchase menu in his mobile terminal, the mobile communication terminal is a mobile shopping service Requesting various gift certificate information from the gift certificate management server through the server, and displaying the transferred various gift certificate information; (b) a user selects the type and number of gift certificates to purchase from the user, and the mobile communication terminal constructs and moves the first gift certificate purchase request including the user's unique identification information and the gift certificate purchase information stored in the IC chip of the mobile communication terminal itself; Delivering to a mobile shopping service server through a communication network; (c) generating, by the mobile shopping service server, a second gift certificate purchase request by converting user identification information included in the first gift certificate purchase request into a corresponding mobile shopping service member identification number; (d) receiving, by the gift certificate management server, a second gift certificate purchase request from the mobile shopping service server and requesting a payment from the payment processing server by using payment information included in the gift certificate purchase information of the second gift certificate purchase request; And (e) when the gift certificate management server receives the payment completion information from the payment processing server, storing and managing a gift certificate corresponding to the class of the gift certificate included in the second gift certificate purchase request in the gift certificate information of the corresponding mobile shopping service member. It is configured to include.

In order to achieve the above objects, the mobile voucher gift processing method using a mobile communication terminal according to the present invention, (a) the user selects a mobile voucher gift menu on his mobile terminal to determine the mobile terminal number of the gift voucher recipient; Receiving a input, constructing a first gift certificate inquiry request including a user's unique identification information and a gift certificate receiver mobile communication terminal number stored in an IC chip of the mobile communication terminal itself, and transmitting the first gift certificate inquiry request to a mobile shopping service server through a mobile communication network; (b) the mobile shopping service server converts the user identification information included in the first gift certificate inquiry request and the mobile terminal number of the gift certificate recipient into a corresponding mobile shopping service member identification number to determine whether the user and the gift certificate recipient are the mobile shopping service members. Confirming whether or not; (c) generating, by the mobile shopping service server, a second gift certificate inquiry request including the mobile shopping service member identification number of the user; (d) The gift certificate management server receives the second gift certificate inquiry request from the mobile shopping service server, retrieves the gift certificate information corresponding to the mobile shopping service member identification number included in the second gift certificate inquiry request, and retrieves the extracted gift certificate information from the mobile shopping service. Transmitting the display to the mobile communication terminal through the service server to display the mobile communication terminal; (e) forwarding a first gift certificate gift request including a gift voucher number received from the user, the user's unique identification information stored in the IC chip of the mobile communication terminal itself, and the gift voucher mobile communication terminal number to the mobile shopping service server through the mobile communication network; Making; (f) the mobile shopping service server generating a second gift certificate gift request by converting the unique identification information of the user included in the first gift certificate gift request and the mobile terminal number of the gift certificate receiver into a corresponding mobile shopping service member identification number; ; And (g) the gift certificate management server receives the second gift certificate gift request from the mobile shopping service server, and the gift certificate corresponding to the mobile shopping service member identification number included in the second gift certificate inquiry request for the gift certificate included in the second gift certificate service request. Deleting from the information and including / stored in the gift certificate information of the mobile shopping service member corresponding to the gift certificate recipient;

In order to achieve the above objects, the mobile voucher payment processing method using a mobile communication terminal according to the present invention, (a) the mobile terminal by reading the user's unique identification information stored in its IC chip wirelessly by short-range wireless communication Delivering to the POS device via a transceiver; (b) generating, by the POS device, the first gift certificate information request including the unique identification information of the user received from the mobile communication terminal and delivering the request to the mobile shopping service database server through the branch server; (c) the mobile shopping service database server receives the request for providing the first gift certificate information from the POS device, converts the user's unique identification information included in the first gift certificate information request into the corresponding mobile shopping service member identification number, and converts the second gift certificate. Generating an information providing request and transmitting the generated information request to a gift certificate management server; (d) the gift certificate management server retrieves the gift certificate information corresponding to the mobile shopping service member identification number included in the second gift certificate information provision request with respect to the request for providing the second gift certificate information from the mobile shopping service database server. Delivering to the POS device via; (e) the POS device receiving the gift certificate information through the mobile shopping service database server to perform payment processing, and transferring the processing result to the gift certificate management server through the mobile shopping service database server; And (f) reflecting the processing result in the gift certificate information for each mobile shopping service member by the gift certificate management server.

Hereinafter, preferred embodiments of a mobile voucher service providing system using a mobile communication terminal according to the present invention will be described in detail with reference to the accompanying drawings. First, the mobile voucher service providing system using the mobile communication terminal according to the present invention is made by combining the configuration for the mobile voucher service processing shown in Figure 1 and the configuration for the mobile voucher payment processing shown in FIG.

Referring to FIG. 1, a mobile voucher service providing system for processing a mobile voucher service includes a mobile communication terminal 10, a mobile communication network 20, a mobile shopping service server 30, a gift certificate management server 40, and a payment processing server 50. It is configured to include).

The mobile communication terminal 10 in the present invention is a PDA (Personal Digital Assistant), PCS (Personal Communication Service) phone, Hand-held PC (Global System for Mobile) GSM, W-CDMA (Wideband) It is used in a broad sense, including CDMA) phones, CDMA-2000 phones, and Mobile Broadband System (MBS) phones.

2 shows an internal configuration of a mobile communication terminal 10 according to the present invention. According to FIG. 2, the mobile communication terminal 10 according to the present invention includes an integrated circuit (IC) chip 1, a short range wireless communication module 2, a memory 3, a control module 4, and a hotkey 5. And a code-division multiple access (CDMA) module 6, a display 7 and a keypad 8.

The IC chip 1 stores the user's unique identification information. In the present invention, the user's credit card number is preferably used as the user's unique identification information. Therefore, in the preferred embodiment of the present invention, the IC chip 1 records the user's credit card information (credit card number, credit card holder's name, expiration date, etc.).

The short-range wireless communication module 2 is credit card information stored in the IC chip 1 in a wireless communication method such as Infrared Financing Messaging (IrFM), Radio Frequency (RF) or Bluetooth (Bluetooth) under the control of the control module 4. This is a module for transmitting to the point of sale (POS) device 70 through the wireless transceiver 60 of FIG.

The memory 3 is provided with a flash memory, EEPROM, ROM, and the like. Flash memory (not shown) is a non-volatile (Non-Volatile) memory with a high data processing speed, an operating system having a real-time processing function for the operation of the mobile communication terminal 10 (OS: Operating System, hereinafter 'OS') Software) and call processing software that handles call processing functions, and EEPROM (not shown) is a memory that can be electrically erased or re-stored. Number Assignment Module (NAM) parameters Non-volatile memory for storing data such as phone number, name, short message, etc., and ROM (not shown) in the ROM (not shown). The information is stored. The memory 3 of the mobile communication terminal 10 according to the present invention stores an application program for providing a user interface for a mobile gift certificate service and performing data communication through the mobile communication network 20.

The control module 4 controls the operation of each component constituting the mobile communication terminal 10 while driving various kinds of software stored in the memory 3.

As described above, since the mobile communication terminal 10 stores the credit card information in the IC chip 1, it is easy to transmit the credit card information by simply approaching the wireless transceiver 60 of FIG. Or unintentional leakage of information. Therefore, in the mobile communication terminal 10 according to the present invention, it is preferable to provide a hot key 5 so that a user can control the use of a desired function by operating the hot key 5. Since this is only one embodiment, it is also possible to set any one of the various keys installed in the mobile communication terminal 10 to function as the hot key 5 for the purpose.

The mobile communication module 6 is a module connected to the mobile communication network 20 to perform the original functions (voice call, data communication, text message transmission and reception) of the mobile communication terminal 10.

The application program of the mobile communication terminal 1 for providing a mobile gift certificate service displays various menus and information to the user through the display 7, and receives selection information or text information from the user through the keypad 8. . The display 7 may be implemented as a liquid crystal display (LCD), and the keypad 8 is provided with a plurality of key buttons for inputting various data such as numbers and letters.

The mobile communication network 20 is a network for communication between the mobile communication terminals and between the mobile communication terminal and the outside of the mobile communication terminal, and includes a base station (not shown), a base station controller (not shown), and a mobile switching center (not shown). Not shown), a manganese interworking device (not shown), a short message service center 22, or the like. Since the internal configuration of the mobile communication network 20 is well known and is outside the scope of the present invention, even if the detailed description thereof is omitted, a person having an average technology in the technical field to which the present invention belongs will not have any difficulty in implementing the present invention. In addition, although the specific configuration of the mobile communication network 20 is somewhat different from the above configuration, the above configuration is exemplary, and as long as it performs the above functions, it should be interpreted as being included in the scope of the present invention.

The mobile shopping service server 30 receives the first gift certificate service request from the mobile communication terminal 10, converts the user unique identification information included in the first gift certificate service request into a corresponding mobile shopping service member identification number, and converts the second gift certificate. It is a combination of software and information processing systems that generate service requests. The mobile shopping service server 30 transmits the generated second gift certificate service request to the gift certificate management server 40 to request a corresponding service. The gift certificate service request received from the mobile communication terminal 10 includes a "gift certificate purchase request", "gift certificate gift request", "gift certificate inquiry request" and the like. The “Request for Gift Voucher” and the “Request for Gift Voucher” will be described in more detail below.

The mobile shopping service server 30 includes a mobile shopping service access server 32 and a mobile shopping service database server 34.

The mobile shopping service access server 32 is an environment (eg, socket-type communication or wireless) in which the mobile communication terminal 10 can access the mobile shopping service database server 34 through the mobile communication network 20. It provides application communication protocol (service environment by (Wireless Application Protocol: WAP)).

The mobile shopping service database server 34 stores / manages mobile shopping service member information. The mobile shopping service member information includes a mobile communication terminal number, a credit card number, a mobile shopping service member identification number, and the like, along with personal information for each member. The mobile shopping service database server 34 also converts the first gift certificate service request into a second gift certificate service request using the mobile shopping service member information. This conversion allows the management of key information about the user only within certain areas of the system (e.g., credit card numbers) and information available throughout the system (e.g., mobile shopping). Service member identification number), and such dualization of key information facilitates access to an external system.

Meanwhile, although the mobile shopping service database server 34 needs to be supported by the mobile shopping service access server 32 in order to access the mobile communication terminal 10 through the mobile communication network 20, the branch server 80 of FIG. Directly connect with and provide a corresponding service.

The gift certificate management server 40 stores / manages various gift certificate information and gift certificate information for each mobile shopping service member, receives a second gift certificate service request from the mobile shopping service server 30, and processes the corresponding service. Is a combination of.

The various types of gift certificate information can be stored in the gift certificate management server 40 by the administrator by input means such as a keyboard. However, for example, the gift certificate information can be received from a server (not shown) installed at the issuer of the gift certificate. It is also possible to save it. That is, the gift certificate management server 40 may receive the information of the gift certificate to be issued through the network from the issuer of the gift certificate and store it in its own database (not shown). You can also notify the publisher's server.

The gift certificate information includes a unique number and additional information, which is an identifiable number (not necessarily a number, and can be used as a sign, a letter, etc.) assigned to the gift certificate. Information about the (validity period) may be included. For example, the amount (face value) of 100,000 won, the period of use can be configured from January 1, 2006 to December 31, 2006. The additional information is not limited to this information, and may include various types of information to be provided to the user. In particular, when displaying the gift certificate on the mobile communication terminal 10 may further include an image file to be processed and displayed as an image in the additional information.

Meanwhile, the gift certificate information for each mobile shopping service member stored / managed by the gift certificate management server 40 is implemented as a table having a mobile shopping service member identification number (MSS_ID) as a key and a unique number, additional information, and history information of the gift certificate as records. Can be. The history information of the gift certificate may record information related to the purchase, transfer, use of part or all of the gift certificate.

When the second gift certificate service request is a "gift certificate purchase request", the gift certificate management server 40 transfers the payment information from the mobile communication terminal 10 to the payment processing server 50 to request a payment process, and the payment processing server Upon receipt of the successful payment completion information from 50, the gift certificate corresponding to the class of the gift certificate included in the second gift certificate service request is included in the gift certificate information of the corresponding mobile shopping service member and stored / managed.

If the second gift certificate service request is a “gift certificate gift request”, the gift certificate management server 40 deletes the gift certificate included in the second gift certificate service request from the gift certificate information of the corresponding mobile shopping service member and includes it in the second gift certificate service request. Included in the gift certificate information of the mobile shopping service member corresponding to the recipient of the gift voucher is stored / managed.

When the second gift certificate service request is a “gift certificate inquiry request”, the gift certificate management server 40 withdraws all the gift certificate information of the mobile shopping service member and transfers it to the mobile communication terminal 10 through the mobile shopping service server 30. do.

The payment processing server 50 is a combination of software and an information processing device that receives payment information from the mobile communication terminal 10 through the gift certificate management server 40 and processes payment. Payment processing performed by the payment processing server 50 will be described in more detail in the service processing of the "gift voucher purchase request".

Referring to FIG. 3, the mobile voucher service providing system for mobile voucher payment processing includes a mobile communication terminal 10, a wireless transmitter and receiver 60, a POS device 70, a branch server 80, and a mobile shopping service database server 34. And a gift certificate management server 40, and according to an embodiment, a short message service center of the mobile communication network 20 for delivering a short message from the mobile shopping service database server 34 to the mobile communication terminal 10 ( 22) may be further included.

Since the mobile communication terminal 10, the mobile communication network 20, the mobile shopping service database server 34 and the gift certificate management server 40 in FIG. 3 are the same as the corresponding components in FIG. Only the aspect of the function for processing will be described further.

Since the mobile communication terminal 10 is described in detail with reference to FIG. 2, further description thereof will be omitted.

The radio transceiver 60 is connected to the POS device 70 and performs short-range wireless communication with the mobile communication terminal 10. The short range wireless communication method performed by the wireless transceiver 60 with the mobile communication terminal 10 corresponds to the method adopted by the short range wireless communication module 2 of the mobile communication terminal 10. The scope of the present invention is not limited by the specific hardware configuration of the radio transceiver 60.

The POS device 70 receives the user's unique identification information from the mobile communication terminal 10 through the wireless transceiver 60 and requests the gift certificate information to the mobile shopping service database server 34 through the branch server 80. In addition, the POS device 70 receives the gift certificate information from the mobile shopping service database server 34 that receives the gift certificate information of the user from the gift certificate management server 40 and performs payment processing. The scope of the present invention is not limited by the specific hardware configuration of the POS device 70. The payment processing process by the POS device 70 will be described in more detail below.

The branch server 80 is connected to one or more POS devices 70 installed in one branch to control data transmission and reception with the mobile shopping service database server 34 with each POS device 70.

The mobile shopping service database server 34 receives the request for providing the first gift certificate information from the POS device 70, and performs the mobile corresponding to the user unique identification information (for example, the credit card number) included in the first gift certificate information provision request. The second service certificate information providing request is generated by converting the shopping service member identification number.

The gift certificate management server 40 retrieves the gift certificate information corresponding to the mobile shopping service member identification number included in the second gift certificate information provision request with respect to the request for providing the second gift certificate information from the mobile shopping service database server 34, and performs mobile shopping. The service database server 34 transfers the data to the POS device 70.

Hereinafter, a process of providing a mobile gift certificate service using a mobile communication terminal according to the present invention will be described with reference to FIGS. 4 to 9.

First, FIG. 4 exemplarily shows initial screens for providing a mobile gift certificate service among user interface screens provided to an user by an application program in the mobile communication terminal 10. According to FIG. 4, a user may receive a mobile gift certificate service according to the present invention by selecting “gift certificate” from a menu (FIG. 4 (a)) provided by an application program of the mobile communication terminal 10. When the user selects "gift certificate", the mobile communication terminal 10 first displays a screen (Fig. 4 (b)) waiting for input of a PIN (chip password). The mobile communication terminal 10 compares the input PIN with a pre-stored PIN to authenticate the user, thereby preventing others without legitimate authority from receiving the mobile voucher service according to the present invention. If the correct PIN is entered, the gift certificate menu (Fig. 4 (c)) is displayed. The gift voucher menu includes "purchasing gift vouchers", "inquiry vouchers", "inquiry voucher history", "gift voucher" and "home plus gift voucher call center" as an example. However, since the menu items shown in FIG. 4C are exemplary, all of these items are not necessarily included in the present invention, and the menu items included in the present invention are not limited to these items.

5 and 6, a preferred embodiment of the mobile voucher purchase processing method using a mobile communication terminal according to the present invention will be described in detail.

When the user selects "purchase vouchers" in the gift certificate menu of FIG. 5 (FIG. 5A), the mobile communication terminal 10 requests various gift certificate information from the mobile shopping service server 30 (S101). The shopping service server 30 transmits various gift certificate information managed by the shopping service server 30 to the mobile communication terminal 10 (S107).

The mobile communication terminal 10 configures and displays a screen (FIG. 5 (c)) for receiving a selection of a gift certificate type and the number of purchases that the user wants to purchase from the user by using the various gift certificate information. After receiving the gift voucher type and the number of copies, the mobile communication terminal 10 receives a screen (Fig. 5 (d)) for receiving the authentication information (for example, credit card password and social security number) required in the payment process when purchasing the gift certificate. Configure and display

When the user inputs the required information, the mobile communication terminal 10 displays again the number and the number of gift certificates entered by the user in FIG. 5 (c), so as to confirm whether the user is to continue the payment. When the user executes the payment in FIG. 5 (f), the mobile communication terminal 10 issues a first gift certificate purchase request including the user's unique identification information (credit card number) and gift certificate purchase information stored in the IC chip 1. The configuration is transmitted to the mobile shopping service server 30 through the mobile communication network 20 (S113). In this case, the gift voucher purchase information includes payment information including credit card information and authentication information and the number / volume of the target voucher.

The mobile shopping service server 30 generates a second gift certificate purchase request by converting the credit card number included in the first gift certificate purchase request into a corresponding mobile shopping service member identification number MSS_ID, and generates the second gift certificate purchase request. This is delivered to the gift certificate management server 40 (S115).

The gift certificate management server 40 receives the second gift certificate purchase request from the mobile shopping service server 30 and makes a payment using payment information (credit card information and authentication information) included in the gift certificate purchase information of the second gift certificate purchase request. The payment request is made to the processing server 50 (S117).

The payment processing server 50 transmits the payment completion information (that is, the card authorization number) to the gift certificate management server 40 when the payment processing is successfully performed (S119), and the gift certificate management server 40 sends the payment completion information. When received, the gift certificate corresponding to the class of the gift certificate included in the second gift certificate purchase request is stored and managed by including it in the gift certificate information of the corresponding mobile shopping service member.

Subsequently, the gift certificate management server 40 transmits the ticket type and number of purchased gift certificates to the mobile communication terminal 10 through the mobile shopping service server 30 together with payment completion information (card authorization number) (S121 and S123). ).

Then, the mobile communication terminal 10 displays a screen (Fig. 5 (h)) to notify the user that the purchase process of the gift certificate is completed normally.

7 and 8, a preferred embodiment of the mobile gift certificate gift processing method using a mobile communication terminal according to the present invention will be described in detail.

In the gift certificate menu of FIG. 7 (FIG. 7A), when the user selects “gift present” and the user selects “gift” from the gift certificate present menu (FIG. 7B), the mobile communication terminal ( 10) configures and displays a screen (Fig. 7 (c)) for receiving the telephone number of the gift certificate recipient.

When the user inputs the required information, the mobile communication terminal 10 queries the first gift certificate including the user's unique identification information (credit card number) stored in its IC chip 1 and the telephone number of the entered gift certificate recipient. The request is configured and transmitted to the mobile shopping service server 30 through the mobile communication network 20 (S201). The mobile shopping service server 30 receives the first gift certificate inquiry request and converts the user unique identification information included in the first gift certificate inquiry request and the mobile communication terminal number of the gift certificate recipient into a corresponding mobile shopping service member identification number. And check whether the gift voucher recipient is a mobile shopping service member.

If any of the user and the gift voucher recipient does not belong to the mobile shopping service member, the mobile shopping service server 30 transmits a message indicating that the service is impossible to the mobile terminal 10 and stops further processing. Otherwise, the mobile shopping service server 30 generates a second gift certificate inquiry request including the mobile shopping service member identification number of the user and transmits it to the gift certificate management server 40 (S203).

The gift certificate management server 40 receives the second gift certificate inquiry request from the mobile shopping service server 30, withdraws the gift certificate information corresponding to the mobile shopping service member identification number included in the second gift certificate inquiry request, and withdraws the gift certificate information. To the mobile communication terminal 10 through the mobile shopping service server 30 (S205, S207).

Then, the mobile communication terminal 10 configures and displays a screen (Fig. 7 (e)) for receiving a gift certificate to be selected by the user using the received gift certificate information. At this time, the user may also receive a message sent to the recipient of the gift certificate (Fig. 7 (f)).

When the mobile communication terminal 10 displays the final confirmation screen as shown in FIG. 7 (g) and receives confirmation from the user, the mobile communication terminal 10 receives a gift voucher number, a message sent to the gift voucher recipient, and an IC chip of the mobile communication terminal 10 itself. A first gift certificate present request including the unique identification information of the user and the gift certificate receiver mobile communication terminal number stored in 1) is configured and transmitted to the mobile shopping service server 30 through the mobile communication network 20 (S209). Subsequently, the mobile shopping service server 30 generates a second gift certificate gift request by converting the user's unique identification information included in the first gift certificate gift request and the mobile communication terminal number of the gift certificate receiver into a corresponding mobile shopping service member identification number. do. The mobile shopping service server 30 transmits the generated second gift certificate gift request to the gift certificate management server 40 (S211).

The gift certificate management server 40 receives the second gift certificate gift request from the mobile shopping service server 30 and transfers the gift certificate included in the second gift certificate service request to the mobile shopping service member identification number included in the second gift certificate inquiry request. Delete from the corresponding gift certificate information. In addition, the gift certificate management server 40 stores and manages the gift certificate included in the second gift certificate service request by including the gift certificate information of the mobile shopping service member corresponding to the gift certificate recipient. However, such a process is not definite but remains in a ready state.

The gift certificate management server 40 transmits a message indicating the completion of processing to the mobile shopping service server 30 in such a ready state (S213), and the message is delivered to the mobile communication terminal 10 as shown in FIG. 7 (i). It is displayed (S215). In addition, the mobile shopping service server 30 generates a short message notifying that the mobile voucher has arrived as a gift, and sends it to the short message service center 22 of the mobile communication network 20 to deliver the short message to the mobile communication terminal number of the gift voucher recipient. Request (S217). In this case, the short message generated by the mobile shopping service server 30 preferably includes a text message included in the first gift certificate present request received from the user in FIG. 7 (f).

When the mobile shopping service server 30 receives the confirmation message from the mobile communication terminal of the gift voucher receiver (S219), the mobile shopping service server 30 requests the gift voucher management server 40 to confirm the change operation of the database that is maintained in the ready state (S221). Then, the gift certificate management server 40 finally changes the contents of the gift certificate information for each mobile shopping service member according to the request.

On the other hand, if the change of the gift certificate information is maintained in the ready state for a predetermined time or more, the gift certificate management server 40 cancels the change of the gift certificate information and restores it, and to give up the gift certificate transmission and reception to the mobile communication terminal of both the gift certificate sender and receiver Send a text message about

Hereinafter, a preferred embodiment of a mobile voucher payment processing method using a mobile communication terminal according to the present invention will be described in detail with reference to FIG. 9.

When the counter of the sales counter enters the information of the goods purchased by the customer using a barcode reader (not shown) connected to the POS device 70 and requests the customer to pay, the customer has his mobile terminal 10. You can pay using

In this case, the counter may require the customer to approach the mobile communication terminal 10 of the customer to the wireless transceiver (aka "dongle") 60 coupled to the POS device 70. Then, the mobile communication terminal 10 reads the user's unique identification information (credit card number) stored in its IC chip 1 and transmits it to the POS device 70 through the wireless transceiver 60 by short-range wireless communication. (S301). At this time, the mobile communication terminal 10 according to the present invention is provided with a hot key 5, and only when the customer operates the hot key 5, the credit card number stored in the IC chip 1 is stored in the wireless transceiver 60. It is preferable to configure to deliver to. On the other hand, without using the hotkey 5, the IC chip 1 only when the mobile communication terminal 10 in which the IC chip 1 is built is brought close to the radio transceiver 60 within a predetermined distance (for example, within 3 cm). The credit card number stored in the) may be configured to be transmitted to the wireless transceiver 60, of course.

When the POS device 70 receives the credit card information from the mobile communication terminal 10, the POS device 70 generates a request for providing the first gift certificate information including the credit card number to the mobile shopping service database server 34 through the branch server 80. Transfer to (S303). When receiving the first gift certificate information provision request from the POS device 70, the mobile shopping service database server 34 converts the credit card number included in the first gift certificate information provision request into a corresponding mobile shopping service member identification number. 2 Create a request for providing gift certificate information. The mobile shopping service database server 34 transmits the generated second gift certificate information providing request to the gift certificate management server 40 (S305).

The gift certificate management server 40 stores, in its database, gift certificate information corresponding to the mobile shopping service member identification number included in the second gift certificate information provision request with respect to the second gift certificate information provision request from the mobile shopping service database server 34. Withdraw. The gift certificate management server 40 transmits the retrieved gift certificate information to the POS device 70 through the mobile shopping service database server 34 (S309).

The gift certificate information transferred to the POS device 70 is displayed on the display (not shown) of the counter. At this time, the counter presents the displayed gift certificate information to the customer and selects the gift certificate to be used for payment. If the counter selects and enters one or more gift certificates selected by the customer, the selected gift certificates are used for payment. The payment processing result (the gift certificate number and the balance after the payment processing of the corresponding gift certificate) of the gift certificate by the POS device 70 is transmitted to the gift certificate management server 40 through the mobile shopping service database server 34 (S311 and S313). The gift certificate management server 40 reflects the payment processing result from the POS device 70 in the history information of the gift certificate.

In addition, the mobile shopping service database server 34 receives the processing result of the gift certificate from the POS device 70 (S311), and configures the result of the gift certificate payment processing into a short message to form a short message service center 22 of the mobile communication network 20. Transfer to the mobile communication terminal 10 through the (S315). Therefore, the customer can check the result of the gift certificate payment processing through his mobile communication terminal (10).

So far I looked at the center of the preferred embodiment for the present invention. Those skilled in the art will appreciate that the present invention can be implemented in a modified form without departing from the essential features of the present invention. Therefore, the disclosed embodiments should be considered in descriptive sense only and not for purposes of limitation. The scope of the present invention is shown in the claims rather than the foregoing description, and all differences within the scope will be construed as being included in the present invention.

As described above, using the mobile voucher service providing system and the operation method using the mobile communication terminal according to the present invention, since it is possible to purchase and use the gift certificate using the mobile communication terminal, it is produced as a tributary sale The cost can be saved more than that.

In addition, since all the gift voucher information of the user is collectively stored in the gift voucher management server, it is possible to prevent the loss due to loss. In contrast, in the case of a conventional paper gift certificate, if there is no way to prevent the loss.

In addition, since any user can purchase or gift a gift certificate through a gift voucher management server anytime, anywhere, or view the current purchase status, the gift voucher issuer can systematically and conveniently grasp the sales and use status of the gift voucher. Can be.

Claims (18)

A mobile communication terminal having an IC chip storing unique identification information of a user, and an application program providing a user interface for a mobile gift certificate service and performing data communication through a mobile communication network; Mobile communication network; A mobile shopping service server receiving a first gift certificate service request from a mobile communication terminal, converting user-specific identification information included in the first gift certificate service request into a corresponding mobile shopping service member identification number to generate a second gift certificate service request; And And a gift certificate management server for storing and managing various gift certificate information and gift certificate information for each mobile shopping service member, and receiving a second gift certificate service request from the mobile shopping service server to process a corresponding service. Mobile gift certificate service providing system. The mobile shopping service server of claim 1, wherein A mobile shopping service access server providing a service that a mobile communication terminal can access through a mobile communication network; And And a mobile shopping service database server for storing and managing mobile shopping service member information and converting the first gift certificate service request into a second gift certificate service request using the mobile shopping service member information. Mobile gift certificate service providing system. The method of claim 1, wherein the unique identification information of the user, Mobile gift certificate service providing system using a mobile communication terminal, characterized in that the user's credit card information. The method of claim 1, wherein the first and second gift certificate service requests are gift voucher purchase requests. A payment processing server receiving payment information from a mobile communication terminal through a gift certificate management server and processing payment; The gift certificate management server receives payment completion information from the payment processing server, and stores / manages the gift certificate corresponding to the class of the gift certificate included in the second gift certificate service request in the gift certificate information of the corresponding mobile shopping service member and stores / manages it. Mobile gift certificate service providing system using a communication terminal. The method of claim 1, wherein the first and second gift certificate service requests are gift certificate gift requests, The gift certificate management server deletes the gift certificate included in the second gift certificate service request from the gift certificate information of the corresponding mobile shopping service member, and includes the gift certificate information included in the gift certificate information of the mobile shopping service member corresponding to the gift certificate recipient included in the second gift certificate service request. Mobile voucher service providing system using a mobile communication terminal, characterized in that the chapter / management. The method according to claim 1, wherein the first and second gift certificate service requests are gift voucher inquiry requests. The gift certificate management server draws out all the gift certificate information of the mobile shopping service member and delivers it to the mobile communication terminal through the mobile shopping service server. A mobile communication terminal having an IC chip for storing unique identification information of a user and a short range wireless communication module; A wireless transmitter / receiver connected to a POS device and performing short-range wireless communication with a mobile communication terminal; Receives the user's unique identification information from the mobile communication terminal through the wireless transmitter and receiver, and requests the gift certificate information to the mobile shopping service database server through the branch server server, and receives the gift certificate information of the user from the mobile shopping service database server to perform payment processing. POS device; A sales office server connected to one or more POS devices to perform data transmission / reception with a mobile shopping service database server; A mobile shopping service database receiving a first gift certificate information request from a POS device and converting the user identification information included in the first gift certificate information request to a corresponding mobile shopping service member identification number to generate a second gift certificate information provision request. server; And Stores and manages various gift certificate information and gift certificate information for each mobile shopping service member, and corresponds to the mobile shopping service member identification number included in the second gift certificate information provision request for the second gift certificate information provision request from the mobile shopping service database server. And a gift certificate management server for retrieving gift certificate information and delivering the gift certificate information to a POS device through a mobile shopping service database server. The method of claim 7, wherein the unique identification information of the user, Mobile gift certificate service providing system using a mobile communication terminal, characterized in that the user's credit card information. (a) when the user selects a mobile voucher purchase menu in his mobile terminal, the mobile terminal requests various voucher information from the voucher management server through the mobile shopping service server, and displays the delivered voucher information; (b) a user selects the type and number of gift certificates to purchase from the user, and the mobile communication terminal constructs and moves the first gift certificate purchase request including the user's unique identification information and the gift certificate purchase information stored in the IC chip of the mobile communication terminal itself; Delivering to a mobile shopping service server through a communication network; (c) generating, by the mobile shopping service server, a second gift certificate purchase request by converting user identification information included in the first gift certificate purchase request into a corresponding mobile shopping service member identification number; (d) receiving, by the gift certificate management server, a second gift certificate purchase request from the mobile shopping service server and requesting a payment from the payment processing server by using payment information included in the gift certificate purchase information of the second gift certificate purchase request; And (e) when the gift certificate management server receives the payment completion information from the payment processing server, storing / managing the gift certificate corresponding to the class of the gift certificate included in the second gift certificate purchase request in the gift certificate information of the corresponding mobile shopping service member; Mobile voucher purchase processing method using a mobile communication terminal comprising a. The method of claim 9, wherein step (e) (e1) When the payment processing server transmits the mobile shopping service member identification number and the card approval number to the mobile shopping service server, the mobile shopping service server transmits the card approval number, the purchased gift certificate type and the number to the mobile communication terminal. The mobile voucher purchase processing method using a mobile communication terminal characterized in that it comprises a. The method of claim 9 or 10, wherein the unique identification information of the user, A mobile voucher purchase processing method using a mobile communication terminal, characterized in that the user's credit card information. (a) The user selects a mobile voucher gift menu from his mobile terminal to receive the mobile terminal number of the gift voucher, and the user's unique identification information and the gift voucher mobile terminal number stored in the IC chip of the mobile terminal itself. Comprising a first gift certificate inquiry request comprising the step of transmitting to the mobile shopping service server via a mobile communication network; (b) the mobile shopping service server converts the user identification information included in the first gift certificate inquiry request and the mobile terminal number of the gift certificate recipient into a corresponding mobile shopping service member identification number to determine whether the user and the gift certificate recipient are the mobile shopping service members. Confirming whether or not; (c) generating, by the mobile shopping service server, a second gift certificate inquiry request including the mobile shopping service member identification number of the user; (d) The gift certificate management server receives the second gift certificate inquiry request from the mobile shopping service server, retrieves the gift certificate information corresponding to the mobile shopping service member identification number included in the second gift certificate inquiry request, and retrieves the extracted gift certificate information from the mobile shopping service. Transmitting the display to the mobile communication terminal through the service server to display the mobile communication terminal; (e) a first gift certificate gift request including a gift certificate number received from the user, a user's unique identification information stored in the IC chip of the mobile communication terminal itself, and a gift certificate recipient mobile communication terminal number to the mobile shopping service server through the mobile communication network; Delivering; (f) the mobile shopping service server generating a second gift certificate gift request by converting the unique identification information of the user included in the first gift certificate gift request and the mobile terminal number of the gift certificate receiver into a corresponding mobile shopping service member identification number; ; And (g) The gift certificate management server receives the second gift certificate gift request from the mobile shopping service server, and gift certificate information corresponding to the mobile shopping service member identification number included in the second gift certificate inquiry request for the gift certificate included in the second gift certificate service request. Deleting from, and including / stored in the voucher information of the mobile shopping service member corresponding to the voucher receiver, and storing / managing the voucher gift processing method using a mobile communication terminal. The method of claim 12, wherein before step (g) (g1) The mobile shopping service server requests a short message service center of the mobile communication network to generate a short message notifying that the mobile voucher has arrived as a gift, and forwarding it to the mobile terminal number of the gift voucher, and the mobile terminal of the voucher recipient. Receiving a confirmation message from; Mobile gift certificate gift processing method using a mobile communication terminal, characterized in that the step (g) is confirmed only after receiving the confirmation message in step (g1). The method of claim 12 or 13, wherein the unique identification information of the user, Mobile gift certificate gift processing method using a mobile communication terminal, characterized in that the credit card number. The method of claim 13, The first and second gift certificate gift requests include a text message that the user delivers to the gift voucher recipient, and the short message generated by the mobile shopping service server in step (g1) includes the text message. Mobile gift certificate gift processing method using a communication terminal. (a) reading, by the mobile terminal, the user's unique identification information stored in the IC chip of the user and transmitting the same to the POS device through the wireless transmitter / receiver by near field communication; (b) generating, by the POS device, the first gift certificate information request including the unique identification information of the user received from the mobile communication terminal and delivering the request to the mobile shopping service database server through the branch server; (c) the mobile shopping service database server receives the request for providing the first gift certificate information from the POS device, converts the user's unique identification information included in the first gift certificate information request into the corresponding mobile shopping service member identification number, and converts the second gift certificate. Generating an information providing request and transmitting the generated information request to a gift certificate management server; (d) the gift certificate management server retrieves the gift certificate information corresponding to the mobile shopping service member identification number included in the second gift certificate information provision request with respect to the request for providing the second gift certificate information from the mobile shopping service database server. Delivering to the POS device via; (e) the POS device receiving the gift certificate information through the mobile shopping service database server to perform payment processing, and transferring the processing result to the gift certificate management server through the mobile shopping service database server; And and (f) reflecting the processing result in the gift certificate information for each mobile shopping service member by the gift certificate management server. The method of claim 16, wherein the unique identification information of the user, Mobile voucher payment processing method using a mobile communication terminal, characterized in that the user's credit card information. The method according to claim 16 or 17, (g) receiving, by the mobile shopping service database server, a result of processing the gift certificate from the POS device, and configuring the result of the gift certificate payment processing into a short message and delivering the result to the mobile communication terminal through a short message service center of the mobile communication network; Mobile voucher payment processing method using a mobile communication terminal, characterized in that.

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