KR20050094661A - Point management system - Google Patents

Abstract

The present invention is an online point management system that allows users with various points to be exhausted while receiving various services by using points accumulated by connecting point trading systems of point management companies with mobile phones or personal computers. Bars can be used in the point trading system, such as movie industry, mobile carriers and credit card company points, such as movie viewing, ringtones, lettering, coloring, online games and shopping without the expense of the company or mobile phone or personal computer customers, etc. In addition to providing a variety of services, such as an economic point management system that can promote the user customer of the mobile phone or personal computer.

The present invention for this purpose is that users or customers with various points are connected to the point trading system of the point management company online using a mobile phone or a personal computer, and the payment system in the point trading system is a system of a credit card company. The system of the mobile communication company, the reservation system is configured to be connected to the system of the movie industry, respectively; The use of points, request for approval, and settlement of points are carried out through the point server from the point trading system, and the cash of the company or the user's mobile phone or personal computer is accumulated as points in each system of the film industry, the telecommunication company and the credit card company. It features a variety of services such as movie viewing, ringtone download, lettering, coloring, avatars, online games and other shopping without payment.

Description

Point management system {POINT MANAGEMENT SYSTEM}

The present invention provides an online point management system that enables users with various points to be exhausted while receiving various services by using points accumulated by accessing a point trading system of a point management company with a mobile phone or a personal computer. In more detail, the point trading system, for example, using the points of the movie industry, mobile carriers and credit card companies, such as movie viewing, ringing down, lettering, coloring, online without paying the company or mobile phone or personal computer customers The present invention relates to an economic point management system that can provide various services such as games and shopping, as well as secure user customers of the mobile phone or personal computer.

At present, with the development of communication networks such as the Internet, a certain amount of communication points are used to be used for the use of online services for a fee or for free. Due to the amount of money granted in this way, businesses that provide various services such as online games and online shopping are increasing. For example, the oil price point is given to the customer as a privilege for the use of transportation such as an airplane or the consumption activity such as the purchase of the corresponding product. Various service companies that provide services, and various retail stores and franchisees are becoming common.

However, as the amount of money points granted as a privilege for consumption activities, there are many cases in which there is no use value when the predetermined value for exchanging various goods and services has not been reached, and the expiration date is passed as it is. Used to occur. As mentioned above, services that give oil price points as a privilege for consumption activities are carried out by many service businesses and affiliated stores, so that it is difficult for each consumer to know that he or she is a customer or member of any service business and affiliated store. The situation is known. For this reason, there has been a case where the expiration date of the oil price point has passed without knowing the oil price point.

Therefore, the unexchangeable oil price points at the service providers and franchisees would be subject to tax disadvantage because they would be counted as profit on books. In addition, it is possible to acquire more customers to businesses that provide various services by the amount of communication points, and also occurred a case that the frequency of use of the service must be improved. Therefore, the interest in cultural life is increasing due to the recent five-day work week and the spread of the well-being culture. For example, the film industry tends to expand to about 150 million people.

As mentioned above, domestic films accounted for more than 50% of the total market. On the other hand, the marketing method of point reserves for customer acquisition and repurchase is the accumulation of points over time, and points are calculated as liabilities. For example, in the case of credit card companies, management burden due to accumulation of points In order to solve the problem, the method of exhausting the points is multifaceted.

The present invention has been invented a point management system for mobile users in view of the above circumstances, the mobile phone of users having various points from the point trading system of the point management company using the method of using the mobile or the web The purpose is to provide an economical online point management system that can be exhausted while receiving various services using the accumulated amount of money points by allowing personal computers, etc. to be connected.

Another object of the present invention, using the point of the movie industry, mobile carriers and credit card companies in the point trading system, such as movie viewing, ringtone down, lettering, coloring, online without paying the company or mobile phone or personal computer customers In addition to providing a variety of services such as games and shopping, it also has the advantage of providing a point management system with active cross-distribution to induce user purchase and product purchase of the mobile phone or personal computer.

In order to achieve the above object, the present invention provides users and customers with various points to be connected to a point trading system of a point management company online using a mobile phone or a personal computer, and the payment system in the point trading system is credited. The reservation system is connected to the system of the card company or the system of the mobile communication company, respectively; The use of points, request for approval and settlement of points are performed through the point server from the point trading system, and the corresponding company or user's mobile phone or personal computer is used as accumulated points in each system of the film industry, mobile communication company and credit card company. It is characterized by the fact that various services such as movie watching, ringtone download, lettering, coloring, avatar, online game and other shopping are performed without cash payment.

In the point management system for implementing the present invention, a point server connected through a web server or a mobile server of a point trading system is connected to a personal computer or mobile phone of a requester of point use and a company system of an A point company-a D point company, respectively. Is configured to; A process branch is connected to each point of TCP / IP & X.25 on the requester of the point use request, and A point process-D point process are connected to each other, and the A point process-D point process is connected to the process branch while the point company side It is also connected to TCP / IP & X.25, which uses the point information database and point use database.

The point management system of the present invention receives an SMS message to a user's mobile phone and receives the message through a mobile communication company's system. When the user clicks "Connect" on the mobile phone screen, the mobile phone and the point trading system are connected to the WAP while the mobile connection is selected. Optionally, a WAP connection is also made, which is authenticated through the mobile server after the WAP connection; Adjust the discount rate in the film industry's system and point trading system, create a DM, check the DM and transfer it to the credit card company's system by checking the web registration. After sending the DM from the credit card company, the personal computer and the point trading system A web server is connected; The authentication of the WAP connection or the web connection is confirmed after the membership registration via a web server or a mobile server, and if the members in the server member ID confirmation is made from the database server, non-member If resident registration number, area, card number, password 2 digits, email and receiving consent is created and stored in the database server and then confirm the new member ID; After confirming the member ID, VAN is connected to the payment system and the point server of the point trading system, and the point is confirmed. Then, the point server checks whether the point can be purchased, and the user of the mobile phone or personal computer points the screen on the screen. Point deduction is made by credit card payment or advance reservation through the system; In the point trading system, if you cancel your reservation, you will be charged a cancellation fee, and your ticket number will be confirmed by payment after payment or credit points. Can be implemented.

Hereinafter, the preferred embodiment of the present invention will be described based on the configuration, operation, and effects based on the drawings.

1 is a conceptual diagram for explaining a point management system according to an embodiment of the present invention, the present invention is used by a user (1) or customers who have a variety of points as a mobile phone or personal computer, etc. By connecting the point trading system 10, it is an economic point management system that can be exhausted while receiving various services through the use, approval request, and settlement of accumulated points. In the present invention, various points are described as an example of applying the oil price points of the credit card company or the mobile communication company to a movie-related event of the movie industry, and the detailed description thereof will be omitted since the application of other shopping or affiliate stores is similar.

According to the present invention, the point trading system 10 utilizes the corresponding points of the system such as a movie industry company 4, a mobile communication company 3 and a credit card company 2, and so on. Not only does it provide users and customers with a variety of services, such as movie viewing, ringtone download, lettering, coloring, avatars, online games, and other shopping, but it also enables them to secure their customers for mobile phones or personal computers. Mutual economic activities are possible.

That is, the point trading system 10 is a web server 11, payment system 12, mobile server 13 for wireless users, point information, merchant information, limit check information, approval log for Internet users And a database server 14 such as timeout information, fee information, sunrise crown and daily transaction information, a point server 16 and a reservation system 15.

In the point treading system 10 of the point management company, a system of a mobile user 1, a credit card company 2, a mobile communication company 3, and a film industry company 4 is connected to each other, and an internal manager computer 5 is connected. The external manager computer 6 is connected to each other. The credit card company 2 or the mobile communication company 3 sends a DM to a mobile user 1 or an Internet user who are members who are requested to produce a direct mail (DM) by a point management company and subscribed to the member. That is, it is transmitted to the card holder's mail or mobile phone number having a certain point. Then, the movie industry 4 and the point management company can coordinate the discount rate.

As the user 1, a purchase request is made to the web server 11 and the corresponding points by using a mobile phone or a personal computer, and online reservations can be mutually transmitted to the mobile server 13. In the payment system 12 where the web server 11 and the mobile server 13 are interconnected, payment requests and approvals are transmitted to the system of the credit card company 2 and the mobile communication company 3. The separate reservation system 15 sends a reservation confirmation notification to the mobile phone or personal computer through the system of the movie industry 4 to provide reservation confirmation / service. And, the database server 10 is the web server 11, the payment system 12 and the mobile server

(13) are interconnected to each other to store the relevant information for later viewing of related information.

All.

The point server 16 connected to the web server 11 or the mobile server 13 may include point information, affiliated store information, limit check information, approval log, timeout information, fee information, sunrise crown and daily transaction information. It is connected to the database server 14. Therefore, the point trading system 10 performs not only the point approval process but also the point exchange process.

The point management system of the present invention configured as described above is connected to a point trading system of a point management company online by a user or a customer who has various points using a mobile phone or a personal computer. The payment system is configured to be connected to the system of the credit card company or the mobile communication company, and the reservation system is connected to the system of the movie industry. The use of points, request for approval, and settlement of points are performed through the point server from the point trading system, and the points of the company, the user's mobile phone or personal computer are accumulated as points in each system of the film industry, the telecommunication company and the credit card company. Even without paying cash, various services such as movie watching, ringtone download, lettering, coloring, avatar, online game and other shopping are performed mutually.

2 is a block diagram showing a mobile architecture in the point management system of the present invention, where a mobile user 1 using a mobile phone is used instead of a personal computer. The mobile user 1's mobile phone selects the category of the mobile carrier and responds after receiving the SMS (Short Message Service) or CMS (Cash Management Service) message. It is supplied to the wireless application protocol (WAP) server 3 "via the Internet gateway 3 'of the mobile carrier 3 via the 1X, 2G base station 7, while the mobile server in the point trading system 10 is provided. It is supplied to the WAP server 13 'of (13).

In the mobile server 13, a markup language supported by each mobile carrier such as WML, HTML, and mHTML, a programming language for configuring static pages such as RMI, JSP, and CGI into dynamic pages, and execution and service It consists of JRE, HTTPD, and finally KERNEL, the core of the operating system. In the point trading system 10, JAVA NETWORK, RMI, FORKING CHILD DAEMON, JRE, DAEMON, and UNIX KERNEL are provided for each layer for basic setting of a payment system or a point server. MHTML / WML communication is performed between the Internet gateway 3 'and the WAP server 13'.

The architecture configured as described above is an operation state using a mobile, and is a detailed portion between a mobile user customer, a mobile communication company's system, and a mobile server of a point trading system, as shown in FIG. Are performed sequentially.

3 is a block diagram showing the architecture of a point server in the point management system of the present invention, which is a point server connected through a web server 11 or a mobile server 13 of the point trading system 10 shown in FIG. In 16), the personal computer or mobile phone of the point-use requester 1 'and the company system of the A-D point company 21-24 are respectively connected. The point server 16 may be divided into an online side 16A and a batch side (BATCH: 16B), and the batches of A-D point companies 21-24 are collected and processed in the case of not being applied collectively in an emergency. The system and the system of A '-D' point company (21 '-24') are connected.

The personal computer or mobile phone of the requester of point use (1 '), the system of A-D point company (21-24) and the system of A'-D 'point company (21'-24 ') They will be connected to TCP / IP & X.25 (31, 31), respectively, to send point approvals and settlements. The online side 16A uses a point information database of a table for securing point information requested for use, and a point usage database of a usage history information storage table such as a point company. The process branch 32 is connected to the TCP / IP & X.25 (31) of the requester of the point use, while the A point process-the D point process (33-36) are respectively connected, and the A point process-the D point. Processes 33-36 are connected to the process branch 32 as well as TCP / IP & X.25 31 of the point company.

The point transaction history database and the point usage database are used for the arrangement side 16B, and the database of the purchase information table is also used. PCP / IP & X.25 (31) for the batch processing of point approvals and exchanges between the system of A-D point company (21-24) and the system of A '-D' point company (21 '-24'). Through the transaction history receiving unit 37 and the A point batch process-D point batch process (33 '-36') is configured.

TCP / IP (Transmission Control Protocol / Internet Protocol) is the basic communication protocol of the Internet, and is also used in private networks such as intranets and extranets. X.25 is an international standard protocol for accessing a packet switching network in a terminal. The X.25 may transmit and receive data in a public data network by dividing or combining the messages into packets that can be managed in a wide area transmission according to the size of a data message.

Therefore, in the point server of the present invention, the point requested from the point use requester 1 is connected to the corresponding point processes 33 to 36 of the point information database through the process branch 32, and then uses the point company's usage information. It will be stored in the point usage database. Points of point companies can be searched and deducted by the requested points, and the use of points can be restricted in case of different usage details or price differences.

4 is a detailed configuration diagram of a payment system in the point management system of the present invention, wherein the Internet user computer is connected to the n units of the digital service unit 40 through the Internet network, and the cellular phone of the wireless user 1 is the mobile communication company 3. N systems are supplied to the digital service units 40, respectively. The credit card company and bank system of the point holder is also supplied to the n digital service units 40 'via TCP / IP & X.25 communication.

The digital service units 40 and 40 'are respectively supplied to the next firewalls 42, 42' and 42 "through the mega boxes 41 and 41 ', respectively, and the firewall 42 is the backbone switch 43. Are supplied to the switch hub 44 and the approval processing servers 47 and 48, respectively. The firewalls 42 'and 42 "are provided to the database server 14' through each approval processing server 47 and 48. 14 ". The backbone switch 43 is supplied to the Internet data center 46, and the switch hub 44 is connected to the computer 45 of the in-house user.

Accordingly, the Internet users or wireless users 1, and the credit card companies and the bank system of the point holders can use the mobile pre-sale flow shown in Figs. 9 and 10 or 11 and 10 through the screen of the mobile phone or the personal computer. This can be done with the online booking flow shown in FIG.

Figure 5 shows the communication of point management, credit card company and project management system using mobile in the point management system of the present invention, Figure 5a shows the point management using mobile in the point management system of the present invention, Figure 5b In the point management system of the invention, the communication of the credit card company and the project management system is shown.

On the Internet user computer (not shown), the user can login, change user information, schedule a movie, view integrated points, pay points, check point usage history, and use TCP / IP and HyperText Transfer Protocol (HTTP) communications over the Internet. You can cancel the payment and pay the card. In the present invention, as shown in Figs. 9 to 12, although the screen related to the movie booking is implemented, it can be performed on items such as merchandise or festival events for the point consumption within the scope not departing from the technical gist.

When the mobile user clicks on the mobile phone of the mobile user 1 illustrated in FIG. 5A, that is, the movie reservation from the enlarged screen, the user selects a category and receives a message (CBS, SMS) through the 1X and 2G base stations. The system of the mobile carrier 3 to be connected is connected, which is credited through the point trading system 10 for WAP (Wireless Application Protocol), WML (Wireless Markup Language), security, authentication and TCP / IP. It is connected to the system of the card company 2. In the point trading system 10, the HTTPD of the mobile server 13 and the database server 14 of the customer information are interconnected, and the payment system 12 for card processing or the point server for point processing by TCP / IP communication. 16 are respectively connected.

The service daemon of the payment system 12 performs card payment in the system of the credit card company 2 through TCP / IP and X25 communication, while the Unix daemon of the point server 16 has a database of customer information and a database of point information. Perform authentication by This will be described again through the communication shown in FIG. 5B, in which the HTTPD of the web server 11 is added while the system of the credit card company 2 is shown in detail. The service daemon of the payment system 12 is interconnected to the server 2A of the system by TCP / IP communication, and the service daemon of the point server 16 is interconnected to the corresponding server 2B with a SECURE socket layer. .

A database of user information and a database of point information are respectively connected between servers 2A and 2B in the system of the credit card company, and the server 2B includes authentication, point accounts and point history. The web server 11 or mobile server 13 is connected to the point server 16 by TCP / IP or SSL (Secure Sockets Layer). Therefore, TCP / IP communication using the web server 11 and X.25 communication using the mobile server 13 are performed between the point trading system 10 and the system of the credit card company 2, respectively.

FIG. 6 is a flowchart illustrating a point management system of the present invention. The point management system of the present invention may operate a point trading system using a method using a mobile and a method using a web. First, in the mobile method, when the SMS message is sent to the user's mobile phone, the SMS is received through the mobile communication company's system. As the user clicks the "connect" on the mobile phone screen, the mobile phone and the point trading system are connected to the WAP. Is done. On the other hand, in the mobile connection, the WAP is connected by selecting a category. After the WAP connection is authenticated through the mobile server as described above, subsequent operations are performed in the point trading system.

The web-based method coordinates the discount rate in the film industry's system and the point trading system, creates a DM, and then checks the DM and delivers it to the credit card company's system. After the credit card company sends the DM, the web server between the personal computer and the point trading system is connected.

In the point trading system described above, the authentication of the WAP connection or the web connection is performed, and then the membership is confirmed through a web server or a mobile server. In the case of a member in the server, member ID verification (resident registration number and password) is made from the database server, and in the case of a non-member, a resident registration number (gender, age), region, card number, password, two digits, e-mail and a consent form are created. Check the new member ID stored in the server.

After the member ID is confirmed, a point is confirmed by accessing the point system and the payment system of the point trading system through a VAN (value added communication network), and then confirms whether the point can be purchased through the point server shown in FIG. Therefore, the user of the mobile phone or personal computer is made point deduction by credit card payment or advance booking through the point trading system on the screen shown in Figs.

In the point trading system, if the reservation is canceled, a cancellation fee is charged, the reservation number is confirmed by payment after the credit card payment or the use of the accumulated points, and the system of the movie industry is notified or exchange of tickets. This is being done. System notification of the film industry will be made after the payment or exchange of tickets.

FIG. 7 is a related flowchart of a point trading system for explaining a point management system of the present invention. The point trading system 10 shown in FIG. 1 is a mobile phone of a mobile user 1 and a system of a credit card company 2; An example of the connected and operating state is described as an example, and a detailed description thereof will be omitted since the operation of a mobile user with a mobile communication company or a movie industry is similar. Since the operation relationship with the computer of the Internet user instead of the mobile user is the same or similar, detailed description thereof will be omitted.

In order to access and operate the point management system of the present invention through the mobile phone of the mobile user, site access, point inquiry, point and card payment, etc. are largely performed. Site access with the point trading system is performed in the mobile server 13. When a request for mobile authentication comes, authentication is requested from the customer information of the database server 14 for approval by the mobile phone. The mobile phone approved through this process requests a point check by type to the database server 14 through the mobile server 13 as a point lookup with the point server 16, and the mobile server 13 to the point server 16. You are asked to ask for a point type.

Then, the point server 16 transmits the packet to the mobile server 13 after receiving the packet by TCP / IP communication with the system of the credit card company 2. The mobile server 13 displays the point on the screen of the mobile phone 1 of the user 1 and stores the history in the database server 14.

When the payment request is received from the mobile phone of the user 1 by the point and the card payment in the system of the point trading system and the credit card company, the mobile server 13 checks the payment amount in the database server 14 while the point server 16 Request verification of points usage (). The point server 16 then authenticates with the mobile server 13. The mobile server 13 makes a difference card and a mobile phone payment to the payment system 12. In this payment system 12, the credit card company 2 requests the card payment to be approved and then authenticates. .

The payment system 12 transmits the authentication details to the mobile server 13, and the mobile server 13 displays the payment details while displaying the authentication number on the corresponding mobile phone of the mobile user 1. Then, the mobile server 13 stores the authentication details in the database server 14. Therefore, the point trading system of the present invention connects the mobile phone of the mobile user 1 with the system of the credit card company 2.

8 is a flow chart of the integrated point management for explaining the point management system of the present invention, the integrated service of the point management system of the present invention A-D point company shown in FIG. For example, the B point process according to the shopping point, the C point process according to the credit card company point, and the D point process according to the other company point are supplied to the point server.

In the integrated service of the point management system of the present invention as described above, for example, payments can be made through mobile access by a mobile phone of a mobile user, and various services can be received by performing an operation (reservation and purchase) with events, shopping and movies. It is configured to.

9 and 10 are examples of the actual implementation of the flow of mobile booking on the screen of the mobile phone using the point management system of the present invention, Figure 9 is a point of the present invention on the mobile phone screen of the mobile user shown in FIG. In the case of accessing the management system, a screen of a service of a corresponding movie is sequentially displayed on a screen, and FIG. 10 illustrates a screen in which a service screen subsequent to the screen shown in FIG. 9 is sequentially clicked.

11 and 12 are examples of actually implementing the flow of online booking on the screen of a computer by using the point management system of the present invention. In the case of accessing the point management system of the present invention on a computer screen of an Internet user, These are screens in which the services of are sequentially displayed on the screen.

As described above, according to the present invention, the accumulated amount of points is used by allowing a mobile phone or a personal computer of users with various points to be connected from a point trading system of a point management company. It is possible to provide an economical online point management system that can be used up immediately while receiving various services.

When using the point management system of the present invention, such as in the point trading system, such as movie industry, mobile carriers and credit card company points, such as watching the movie, ringing down, lettering, without paying the customer of the company or mobile phone or personal computer In addition to providing a variety of services, such as coloring, online games and shopping, active cross-distribution can lead to customer purchase and purchase of products for the mobile phone or personal computer.

In addition, the present invention has the advantage that can be focused on the acquisition of new customers as well as preventing the departure of the user as the number port of the mobile phone is implemented.

Although the technical concept of the point-of-economic point management system of the present invention has been described with reference to the drawings, this is by way of example to illustrate the best embodiment of the present invention and not to limit the claims of the present invention. It will be apparent to those skilled in the art that various modifications and imitations can be made without departing from the scope of the technical idea of the present invention.

1 is a conceptual block diagram illustrating a point management system according to an embodiment of the present invention;

2 is a block diagram showing a mobile architecture in a point management system of the present invention;

3 is a block diagram showing the architecture of a point server in the point management system of the present invention;

4 is a detailed configuration diagram of a payment system in a point management system of the present invention;

5a is a view showing point management using mobile in the point management system of the present invention;

Figure 5b is a view showing the communication of credit card companies and project management system in the point management system of the present invention,

6 is a flowchart illustrating a point management system of the present invention;

7 is a related flowchart of a point trading system for explaining a point management system of the present invention;

8 is a flowchart of integrated point management for explaining a point management system of the present invention;

9 is a flowchart of a mobile reservation on the screen of a mobile phone using the point management system of the present invention;

10 is a flowchart of a mobile booking on the screen of a mobile phone using the point management system of the present invention;

11 is a flowchart of an online booking on the screen of a computer using the point management system of the present invention.

12 is a flowchart of an online booking on the screen of a computer using the point management system of the present invention.

<Explanation of symbols for main parts of the drawings>

1: Mobile user 2: Credit card company

3: Mobile carrier 4: Film industry

5: Internal manager computer 6: External manager computer

10: Point Trading System

Claims (9)

Users or customers with various points are connected to the point management system of the point management company online using a mobile phone or a personal computer, and the payment system in the point trading system is connected to the system of the credit card company or the mobile carrier. The reservation system is configured to be respectively connected to the system of the film industry; The use of points, request for approval, and settlement of points are carried out through the point server from the point trading system, and the cash of the company or the user's mobile phone or personal computer is accumulated as points in each system of the film industry, the telecommunication company and the credit card company. Point management system, characterized in that a variety of services such as movie watching, ringtone download, lettering, coloring, avatar, online games and other shopping without payment. The method of claim 1, The point trading system is a web server for Internet users, payment systems, mobile servers for wireless users, point information, merchant information, limit check information, approval log, timeout information, fee information, sunrise crown and daily trading information A point management system comprising a database server, a point server, and a reservation system. The method according to claim 1 or 2, In the point trading system, the user requests a purchase from the point trading system to the web server and the corresponding point by using the user's mobile phone or personal computer, and transmits a reservation ticket online and the like to the mobile server, and the payment system in which the web server and the mobile server are interconnected Requests and authorizations are sent to the credit card company and the carrier's system, and a separate reservation system is a reservation confirmation notice through the system of the movie industry company to provide the confirmation / service of the reservation point to the mobile phone or personal computer Management system. The method of claim 1, Point management system, characterized in that the database server is connected to the point server is connected to each of the web server or mobile server. A point server connected through a web server or a mobile server of a point trading system is configured to connect a personal computer or a mobile phone of a requester of point use and a company system of an A point company-a D point company, respectively; A process branch is connected to each point of TCP / IP & X.25 on the requester of the point use request, and A point process-D point process are connected to each other, and the A point process-D point process is connected to the process branch while the point company side Point management system, which is connected to TCP / IP & X.25, and uses point information database and point use database. The method of claim 5, In the arrangement of the point server, the system of A-D point company and the system of A'-D 'point company are respectively connected to collect and process when the batch server cannot be applied in an emergency; Between the A-D point company system and the A'-D 'point company system, the transaction history receiver and A point batch process-D point batch process are configured through each PCP / IP & X.25. And a point use database and a database of purchase information tables. Users who send and receive SMS messages to mobile users through the mobile carrier's system are connected to the point trading system's mobile server by simply clicking "Connect" on the mobile phone screen, and the connected users are authenticated through the mobile server. Using services organized by category; DM is sent to the web user and the user is ready to use and pay points with the credit card company's system. The member authenticated through the server is connected to the point trading system's payment system and the point server to confirm the points, and then checks whether or not the points can be purchased through the point server; Point or deduction is made by the user of the mobile phone or computer by credit card payment or advance reservation through the point trading system.In this case, the point trading system charges a reservation fee or a cancellation fee, and post-payment for the payment of the credit card or Point management system, characterized in that the information reserved by the use of the points earned by the softening industry system or exchange of admission tickets are made. The method of claim 7, wherein The point inquiry with the point server requests a point check for each type from a database server through a mobile server, and requests a point type from the mobile server to a point server. The point server sends a packet through TCP / IP communication with a credit card company's system. The point management system, characterized in that after the reception is made to transmit the point to the mobile server to receive the point, the mobile server stores the history in the database server while displaying the point on the screen of the user's mobile phone. The method according to claim 7 or 8, Point and card payment in the point trading system and credit card company system, upon receiving a payment request from the user's mobile phone, the mobile server checks the payment amount in the database server and requests the point server to deduct the details of the point usage, The server authenticates with the mobile server, and the mobile server makes a difference card and a mobile phone payment to the payment system, and the credit card company's system requests the credit card company's system to authenticate the payment; The payment system transmits the authentication details to the mobile server, and the mobile server displays the authentication number and payment details on the corresponding mobile phone of the mobile user, and then stores the authentication details in the database server in the mobile server. Point management system.