KR20050007986A - Electronic Commerce Method and System for Using Short Message Service - Google Patents

Abstract

In the present invention, in the electronic commerce using SMS, a short message service is removed from the existing payment and user approval procedures, and the intention to purchase goods is processed through SMS, thereby making the electronic commerce system more accessible. And an order brokering system and method using SMS for implementing the method.

In the order brokering method according to the present invention, a subscriber who has obtained information on a product through various online / offline media transmits a predetermined code assigned to the product to the order broker server from his terminal using a short message service. Displaying the purchase intention for the product, receiving the transmission from the order broker server, the order broker server searching for the product information corresponding to the product code by searching for the product code transmitted from the subscriber terminal in the product information database, and If the product information is found as a result of the product information retrieval, the product information is retransmitted to the subscriber terminal in the form of a short message so as to relay the subscriber requesting the purchase of the product and the corresponding product provider through online or offline connection. It is configured by.

Description

Electronic Commerce Method and System for Short Message Service

The present invention relates to an order brokering and purchase completion method and system using a mobile phone short message service, when a subscriber intends to purchase a product through a short message service through a wireless mobile communication network, an order for this product is sold. It is related to e-commerce methods and systems, such as subscriber authentication and payment approval, payment intermediation, and so on.

The development of network technology and the widespread dissemination of personal mobile terminals have brought many changes to human commerce behavior. In particular, the mobile communication device and the mobile communication network are advanced in simple means of communication between individuals and individuals to utilize various data without time and space constraints, and also to perform various commercial transactions that have been performed offline. It is being used as another physical space.

Since the 1990s, the term e-commerce has been introduced and is now used not only for wired network but also for wireless mobile communication network, which is a means to satisfy the need for personal commerce behavior more quickly and easily, Various types of tangible and intangible goods including digital contents or information services are utilized in a wider range.

Recently, when SMS is introduced into e-commerce and the mobile subscriber indicates the intention to purchase goods online or through ARS, the payment approval server checks the creditworthiness of the subscriber and generates an approval value. BACKGROUND ART After converting a short message into a subscriber terminal and transmitting the received message to the subscriber terminal, the subscriber is inputted again online to perform personal authentication and approval for electronic commerce. This system and method are disclosed in Korean Laid-Open Publication Nos. 2000-0037355 and 2002-0071429. In addition, many prior arts introduce methods and systems for performing electronic payment approval using SMS, and in fact, related technologies. Is widely used.

According to the prior art, the payment procedure is much simpler, the effect that the subscriber can be relieved to some extent anxiety due to exposure of credit information. However, the intention to purchase a product must be attempted to speak with ARS or an agent in case of home shopping, for example, and when the order is congested, the intention to purchase the item is lost. Becomes

In general, a short message service (SMS), which is representative of mobile communication data services, is a two-way data radio calling service according to the standard of the mobile communication globalization system (GSM), and a service for transmitting data with a maximum size of 150 bytes between the terminal and the terminal. Say. Unlike e-mail, SMS has the advantage of being able to deliver contents at the same time as the time of sending and without the limitation of space and time. In recent years, companies such as credit card companies have been expanding their use of electronic payments and electronic commerce, such as the introduction of a service that transmits a text of transaction approval to prevent accidents.

The present invention is to escape from the use of the SMS only in the existing approval process, to process the intention to purchase goods through SMS to implement a more accessible electronic commerce system and method through this.

According to the present invention, in a variety of online and offline commerce, a subscriber who feels a desire to purchase through an advertisement in which a code corresponding to item information is inserted displays an intention to purchase a product only by transmitting the code in a short message. An object of the present invention is to provide a method and system for performing authentication and payment by utilizing credit information of a mobile communication subscriber.

In addition, another object of the present invention is to provide a system and method for simplifying authentication and payment procedures and minimizing personal information exposure through the method and system.

1 is a schematic diagram of an overall system according to an embodiment of the present invention.

2 is a structural diagram showing a product database according to an embodiment of the present invention.

3 is a schematic diagram of a product advertisement inserted product code according to an embodiment of the present invention.

4A is a flowchart illustrating a purchase intention display using a short message and a purchase process thereof;

Figure 4b is a flow chart showing the payment information input and processing when the purchase request of the subscriber was successfully processed.

Figure 4c is a flow chart showing the actual purchase completion process through the authentication of the subscriber, if the payment is possible for the subscriber.

5 is a block diagram showing an order brokering process in the order brokering system of the present invention.

<Description of the symbols for the main parts of the drawings>

112: short message service center 120: order brokerage system

122: order broker server 124: subscriber management server

126: product information database 128: subscriber database

132: Order Management Server

In order to achieve the above object, a method of purchasing goods using a short message according to the present invention is connected to a system of a plurality of subscriber stations and a product seller, and mediates a product purchase between a subscriber and a corresponding product seller, wherein the subscriber has a wireless mobile communication network. In an electronic commerce method using an order broker server and a short message service having a unique address capable of transmitting a message, a subscriber who receives information about a product through various online / offline media receives a predetermined code assigned to the product. Receiving a short message service from the order broker to transmit the order broker to his / her own terminal to display the purchase intention of the corresponding product; Retrieving a product code corresponding to the product code by searching for a product code transmitted from a subscriber terminal in a product information database; And if the product information is found as a result of the product information retrieval, transmitting the product information to the subscriber terminal in the form of a short message so that the subscriber who requests the purchase of the product and the corresponding product provider are connected through online or offline. It is configured to include.

In addition, in the first invention, the step of intermediary to connect the subscriber requesting a purchase and the product seller online or offline, if the product seller has a mobile commerce mobile site for the product is sent to the subscriber The product information is information including the URL of the mobile site, and the subscriber who has received the product information including the URL of the mobile site accesses the corresponding URL through his terminal and performs product settlement and personal authentication through the same. It further comprises a step.

In the first aspect of the present invention, the step of intermediary between the subscriber requesting a purchase and the corresponding seller of the product online or offline may include: transmitting a callback message for confirming a purchase intention including the retrieved product information to the subscriber terminal; Receiving a callback message from the subscriber terminal and reconfirming the purchase intention, and transmitting the product purchase information of the subscriber including the subscriber terminal information to the product seller.

In the order brokering and purchase completion method using the short message according to the second invention, in the electronic commerce method using the short message service, information of a product having a predetermined code issued through various offline or online media is obtained, Transmitting a predetermined code corresponding to the order relay server to which a message originated (MO) number is set using a short message; An order intermediation server, which receives a purchase intention of a user's product including a predetermined code corresponding to product information in a short message, extracts basic information and buyer information extracted from the received short message; Transmitting the extracted product information and the purchase intention confirmation message to the subscriber; Receiving the reconfirmation message from the subscriber and transmitting the purchase information of the subscriber to the order management server of the merchandise seller, and receiving payment information and authentication information from the subscriber for payment of the purchase and performing payment approval and purchase completion. It is configured to include.

In the article purchase brokering method using the short message of the present invention, the product code is a code formed by a predetermined number, letters, special characters, or a combination thereof.

The product information may include a pointer indicating a product name and a location of an information source of a product seller, and the URL information is included when there is a wireless content or a wireless mobile site in which a corresponding product can be directly purchased from a subscriber terminal. .

The order brokering server of the present invention is not limited to the first and second inventions, and provides various wireless content location information providing services and wireless site URL information desired by the subscriber. That is, the order broker server records and stores location information providing wireless content such as ringtones, ringtones, and coloring in a database as a product code, and maps search terms that are easier for a subscriber to remember or related to the location information of a corresponding wireless site. In response to the subscriber's request, the wireless content location is provided as a callback URL.

Hereinafter, the present invention will be described in more detail with reference to the accompanying drawings.

1. Complete system

1 is a schematic diagram of an overall system according to an embodiment of the present invention.

Order brokering and payment system using a short message service according to an embodiment of the present invention includes a subscriber terminal 101, a mobile communication operator system 110, an order brokerage system 120 and a product retailer system 130 It is composed.

The subscriber station 101 is provided with a means for transmitting a product code through a short message service system (SMS) by a subscriber who has obtained product information through various online / offline media, and corresponds to a means for delivering a purchase intention of the subscriber. do.

The mobile operator system 110 includes a switchboard, a short message service center (SMSC) 112, and a subscriber database 114, and transmits a short message sent by the subscriber to the terminal to the order broker system 120 and the subscriber database. It provides the subscriber information about the terminal number to the order brokerage system 120, and converts the approval value generated in the order brokerage system 120 into a short message to transmit to the subscriber terminal 101. . In addition, the simple message transmitted by the subscriber may be delivered to the order brokerage system to convert the product seller location information retrieved from the code information database on the order brokerage system into a short message form.

The order brokering system 120 includes an order brokering server 122, a subscriber management server 124, a product information database 126, and a subscriber database 128. The order brokering system 120 includes subscriber information for each issue of the mobile communication terminal. It is maintained by inputting and / or providing information of the mobile communication service provider, receiving the purchase intention through the transmission of the product code of the subscriber, receiving and processing a predetermined purchase activity, and determining the approval of the purchase of the product by the subscriber. It generates and delivers subscriber authentication and payment approval information to subscribers and mobile operators, product providers. Above all, the core function of the order brokering system 120 of the present invention is a function of brokering a product purchase requester and a corresponding product seller through online or offline. Furthermore, the product code is uniquely issued and managed, and the code for the product is updated and maintained so that the product code provided by the multiple product sellers matches the product code transmitted by the product buyers.

The product providing service provider system 130 performs a predetermined procedure for the purchase processing of the service provider in the order management server 132, and when normal authentication and payment approval is performed, serves to deliver the corresponding product to the subscriber. In some cases, it is also possible to establish a product information database in the product provider system 130 and to record and manage the database itself. In this case, the product information database on the order brokerage system 120 may maintain only the address information of its own product information database existing on the real product provider company system 130 and omit specific product information.

CSR (Customer Service Representative) is connected with the subscriber who wants to purchase the product through the order brokerage system, the actual product seller to direct the act of connecting directly to the actual subscriber through a telephone counselor. For example, the telephone counselor's confirmation call and subscriber confirmation.

Hereinafter, the entire system will be described in more detail.

1-1. Subscriber station 101

Subscriber terminal according to the present invention refers to a wired / wireless communication device having a means capable of wired / wireless data communication.

Above all, the subscriber station is capable of wireless mobile communication, and a means for transmitting and receiving short messages should be provided. In some cases, a mobile platform may be provided to further provide a means for enabling wireless Internet access. This is to ensure that payment and purchase completion are immediately performed when the product requested by the subscriber can be purchased online on mobile. That is, if the URL of the mobile site corresponding to the approval value that is retransmitted to the subscriber terminal because the mobile content or mobile commerce page for the corresponding purchase request product is present, the subscriber directly uses the mobile platform of his terminal. This is because you can log in and complete your purchase online.

Representative examples of the subscriber station may be a cellular phone, a PCS, a CDMA phone, a GSM phone, a mobile terminal such as an IMT2000, or a PDA.

The mobile platform is a module for implementing various applications on the mobile, and includes a platform such as a web browser, a VOD player, a BREW, and a virtual machine (VM) such as a GVM. A web browser is an application function used to retrieve information about the World Wide Web from the Internet. The browser itself does not include an Internet connection function. You can access the home page on the server. Unlike the web browser used for the wired Internet connection, the web browser configured on the mobile platform uses WAP (Wireless Application Protocol), UP, ME, etc. in consideration of memory capacity and wireless data communication.

The WAP (Wireless Application Protocol) is a protocol that simplifies the amount of data to be processed in order to implement a function similar to the wired Internet browser Explorer in a mobile terminal with limited LCD and memory capacity. The language used is based on XML (eXTENSIBLE Markup Language) using WML (Wireless Markup Language) suitable for mobile communication with limited bandwidth and low bandwidth. WAP (Wireless Application Protocol) can be implemented in wireless data communication, text message (SMS), etc.Wireless Internet Protocol is used for general purpose of secure application and communication, hierarchical and extensible structure, and optimization of efficient use of terminal support. It is becoming the standard for services.

1-2. Mobile communication service provider system 110

The mobile communication service provider provides a wireless mobile communication network service to a service subscriber, manages the subscriber's information, and provides a call connection service or a wireless data communication service with a target party. Hereinafter, the structure and function of a mobile communication service provider system will be described based on the purchase request of the subscriber and the e-commerce approval and payment activity related to the present invention.

The mobile communication service system 110 includes a mobile communication network switch, a subscriber information database 114 and an SMS center (SMSC) 112 for a short message service (SMS).

The subscriber information database 114 stores various kinds of information for service use and management of a subscriber who receives the mobile communication service. Fields of the subscriber information database 114 may be a mobile subscriber's telephone number, a subscriber's name, a social security number, an address, a credit rating, and the like. In particular, the information corresponding to the creditworthiness of the subscriber in the field is provided to the order brokerage system 120 or a separate payment system as data of the credit rating in relation to the product settlement later. The subscriber information database 114 is linked with the subscriber management server 124 on the order brokerage system 120 to provide the necessary information in response to a request of the order brokerage system 120 to evaluate the creditworthiness of the subscriber, It can be used to authenticate and approve related subscribers.

1-3. Order Brokerage System (120)

The order brokerage system 120 according to the present invention receives a purchase intention display short message in which the product information transmitted from the subscriber's terminal is coded and inserted from the mobile communication service provider, and the information about the product and the product vendor indicated by the corresponding purchase intention. It performs the function of mediating subscribers.

Preferably, in addition to the intermediary between the subscriber and the product seller, it also performs a function of transferring the mediation and approval of the purchase to the product seller for the purchase.

The schematic configuration of the order brokerage system 120 is an order broker server 122 that receives a short message from the SMSC 112 of the mobile communication service provider system 110, and subscriber information about individual calls of subscriber stations. Is a subscriber management server 124 that maintains a subscriber's input and / or a request for information on a mobile communication service provider, a product information database 126 in which various product information corresponding to a product code and a wireless Internet URL are mapped to the product code. And a subscriber management database 128 linked with the subscriber management server 124 to store and manage various types of information about the subscriber.

The order intermediation server 122 is linked with the subscriber management server 124 and the product information database 126 to receive a short message including the product information code transmitted from the subscriber terminal 101, and to the received product code. Search for the corresponding product information and send the information to the subscriber.

Furthermore, the mobile communication service provider 110 may interoperate with the subscriber database 114 of the mobile communication service provider system, request information of the subscriber terminal 101 indicating purchase intention, evaluate the information, and determine whether to approve it. If the purchase is approved, the approval value is generated and transmitted to the mobile communication service provider 110, and the mobile communication service provider 110 converts it into a short message and retransmits it to the subscriber. The subscriber 101 confirms the purchase intention by retransmitting the approval value to the order purchase server 122 through his terminal, and the order broker server 122 purchases the purchase intention to the order management server 132 of the product provider. Mediate the purchase intention of the subscriber by transmitting the payment details and the purchaser's mobile phone number.

The subscriber management server 124 interoperates with the subscriber management database 114 of the wireless mobile communication service provider and requests the validation request of the subscriber requesting the purchase using the short message according to the present invention to the wireless mobile communication service provider. Subscriber management functions such as receiving the authenticity information of the service requester according to. In addition, the user inputs the information of the subscriber who uses the service and / or receives the information of the service subscriber in response to various information requests to the wireless mobile telecommunication service provider and maintains and manages various information, and performs a function of making a database thereof. do. The subscriber management server 124 is linked with the order broker server 122, so that the order broker server 122 to properly process the purchase request message sent from the subscriber based on the subscriber management information in the subscriber management server 124 The subscriber information about the number of the subscriber station is requested to the subscriber database 114 of the mobile communication service provider system, and the corresponding information is received and delivered to the order broker server 122. In addition, it may be necessary to have a subscriber who uses the order brokerage service of the present invention in advance to have a predetermined subscription procedure and a procedure for receiving consent for the transmission of a short message.

The merchandise information database 126 records and stores a merchandise code issued for the merchandise and maps the merchandise information. Above all, the product code according to the present invention preferably has a uniqueness as a whole. Therefore, it is necessary to issue a non-overlapping product code or a business code to a plurality of businesses so that one code for one product is allocated. If a product code can be freely provided for each service provider, it may be necessary to perform intermediate code reallocation and mapping or conversion in the uniqueness dimension.

2 is a structural diagram showing a product information database according to an embodiment of the present invention. As illustrated in FIG. 2, the product information database 126 may include a product name 220 of a corresponding product for each product code 201, 203, 205, 207, 209, and 211, and a business operator field 230 that is a seller of the corresponding product. , Pointer information indicating the location of the information source where the detailed product information of the product seller is present, the URL information 230 when the mobile commerce-enabled or mobile mobile site for the product exists. The reference field 240 corresponding to the location information is included. If the mobile site for the product does not exist in the product information, a NULL value is recorded and stored instead of the URL. In addition, when the product seller does not have a separate system, a null value is recorded and stored in the reference field. In this case, the subscriber and the product seller can connect through an offline telephone connection.

In addition, a variety of product information, such as the product sale or trader's trade name and location information, the image file of the product, the price information of the product, the price comparison information for the product may be database and stored. The purpose of the present invention is to broker a product purchase requester and a product seller by searching for a product corresponding to a product code, and it is important to more conveniently broker a product seller and a purchase requester than various information about the product. . Therefore, the callback URL information is recorded, managed and periodically updated in the product information database.

Subscriber management database 128 is linked with the subscriber management server 124, the first subscriber information of the subscriber using the e-commerce using the SMS according to the present invention and / or various information to the subscriber's wireless mobile communication service provider The information of the service subscriber corresponding to the request and the response is stored in a database.

Preferably, the subscriber management database 128 records and stores CRM information related to the use of various services according to the present invention through a CRM module of the subscriber management server. This may be provided as various statistical data of a mobile communication service provider and a product seller in the future, and may be used in a marketing strategy.

Hereinafter, a description will be given of a system of product sales and service providers selling products. This may exist in various forms including an online shopping mall, a home shopping operator or various offline companies and mobile contents. The system for selling and providing goods may be operated by establishing an order management server 132 for processing purchase order information of a purchase requester and a web server for operating online shopping, and may have a database related to its own products.

The order management server 132 receives the order information of the subscriber from the order brokerage server 122 and transmits a completion message for confirming that the order history has been delivered to the order broker server 122, the payment completion message to the subscriber And product delivery information.

Hereinafter, a purchase request using SMS and a purchase brokering and purchase completion method thereof will be described.

2. Commodity Code

First, the subscriber acquires product information through various online / offline media.

This may be a TV home shopping, a product advertisement of a newspaper or other media, a catalog, an advertisement of an outdoor billboard, or an internet shopping mall.

For example, a case where a subscriber satisfies a purchase desire through TV home shopping will be described.

However, this is an embodiment of the present invention, and the purchase information acquisition and purchase desire fulfillment route of the subscriber are all included as long as a predetermined product code is inserted therein.

In the TV home shopping, a product code formed by a predetermined number, letters, special symbols, or a combination thereof is posted together with the product information when the product is advertised. If the subscriber wants to purchase the product information about the item and then purchases it, the subscriber enters the product code in the short message from his terminal and sends it to the order broker server 122 without using a telephone call with an existing ARS or counselor. do.

The order broker server 122 is previously assigned a unique address number from the mobile communication provider. This enables short message transmission and reception between the subscriber portable terminal and the order broker server 122 as a short message transmission and reception between the mobile terminal.

According to an embodiment of the present invention, the order broker server 122 is a message originated MO (MO) number is set. The MO number will be described later.

3 is a view showing a specific product advertisement screen inserted product code according to an embodiment of the present invention.

As shown in FIG. 3, for example, when information about a product in a TV home shopping advertisement is inserted and posted with a code 301 assigned to the product to one side of the screen together with the advertisement for the product, the subscriber may receive the code 301. By transmitting a short message form in its terminal it is possible to display the purchase intention using SMS according to the present invention. The product code 301 may be composed of a predetermined number as shown in FIG. 3, or may be composed of letters, special symbols, or a combination thereof. Above all, any code that can be input from the terminal is included in the product code of the present invention.

According to another embodiment of the present invention, the product code is not limited to a code assigned to a physical product, but is a search word or a keyword assigned to a wireless content URL. For example, if a subscriber sends a combination of the text "ringtone" in a short message, the corresponding ringtone download site URL is composed of product information mapped to the "ringtone", and the subscriber's URL address information of the ringtone download site is called back. It is provided as a URL. That is, the product code of the present invention may be guide information or search keyword information for a wireless site. Thus, in the present invention, the commodity code is used in a broader sense without being limited to the corresponding code for purchasing tangible goods.

3. Indication of purchase intention using SMS

4 is a flow chart sequentially showing the order brokering and purchase completion method using a short message service according to an embodiment of the present invention.

4A is a flowchart illustrating a purchase intention display using a short message and purchase information processing thereof, and FIG. 4B is a flowchart illustrating a flow of inputting and processing payment information for a subscriber when a purchase request is normally received, and FIG. 4C. Is a flowchart illustrating a process of delivering a real product through authentication of a subscriber when payment of a subscriber is possible.

Above all, after the purchase brokerage is made, the micropayment and other payment intermediation and the subscriber authentication process can be performed by using the existing method, and such a billing agent and the authentication performing function are mediated to be performed on a separate system or It can be performed directly on the purchase brokerage system of the present invention. Naturally, such a step after the purchase brokerage may be performed in various ways in consideration of the properties of the goods and the system of the seller of the goods. Hereinafter, the steps after the purchase brokerage will be described as one embodiment.

The order broker server of the present invention is given a unique assignment number, and the subscriber transmits a short message for the purpose of the assignment number of the order broker server.

According to one embodiment of the present invention, the number assigned to the order broker server is called a Message Originated (MO) number, such a MO (Message Originated) service is a short message service (SMS) from the mobile terminal to the PC or server Send and receive an answer by SMS. In general, although the SMS can be transmitted only from one mobile terminal to another or from the web to the mobile terminal, the MO service is introduced, and the subscriber can transmit the SMS to the order broker server or the PC assigned to the specific mobile terminal.

MO can replace mobile phone SMS with ARS quiz, donation, call center work, and complaint service, which are currently being made by phone.In case of recently popular terrestrial broadcast ARS quiz, call Instead of applying, a service that allows sending the correct answer by SMS is in operation. If the concept of the MO is more widely introduced, instead of receiving complaints by phone in government offices, it is possible to receive related complaints by SMS, and banks can handle call center duties. In addition, when the securities company, using the SMS instead of the telephone to write the securities information desired by the user to the SMS number specified by the securities company, the information about it can be received in his mobile terminal by SMS again.

The subscriber transmits a short message in which a commodity code is input to the order broker server to which the MO number is assigned (S401).

The order broker server retrieves product information corresponding to the product code transmitted from the subscriber terminal in the database (S403).

If it is determined whether there is a corresponding product (S405) and does not exist, the product code error message is retransmitted to the subscriber station (S407) and the process ends.

If the corresponding product exists as a result of the search, the subscriber transmits product information and purchase intention confirmation message regarding the corresponding product (S409). The confirmation request message is converted into a short message in the SMSC of the mobile communication system and transmitted like the purchase intention delivery message of the subscriber.

The subscriber who has received the purchase intention confirmation request message retransmits the received confirmation message to the order intermediation server again to confirm the purchase intention (S411).

According to another embodiment of the present invention, the product information and purchase intention confirmation request message transmitted to the subscriber may be a predetermined Callback URL message. In addition, the subscriber receiving the confirmation request message including the callback URL can be performed by directly accessing the purchase intention confirmation (S411) to the URL. This is desirable to allow direct access via the mobile platform of the subscriber station. This is the case, however, when the article seller has mobile content or a site for mobile commerce. If the goods seller side does not have a mobile commerce site, the goods purchase brokerage may be directly performed between the subscriber and the goods seller by using an offline counseling service.

The purchase broker server receiving the final confirmation message of the subscriber transmits the purchaseable subscriber information to the order management server of the product seller (S413).

After processing the product information and the availability of the purchase request of the subscriber as described above enters the payment information processing step for the purchase request product of the subscriber (S420).

Purchasing mediation server of the present invention substantially corresponds to the role of the mediation between the subscriber and the seller of goods and the purchase related to the core, and after the other payment information processing step (S420) is configured to be made directly between the goods seller and the subscriber or appropriate mediation It is also possible.

Hereinafter, a case in which the purchase brokering server continues to act as a broker after the article purchase brokering will be described.

The order broker server determines whether there is a mobile content or a mobile site that can purchase the goods corresponding to the corresponding product code in the product information database (S421).

If the mobile content exists, the message transmitted in the product information and purchase intention confirmation message transmission step (S409) is converted into a short message in the mobile communication service provider system and transmitted to the subscriber terminal (S423). This is provided in a form that can be directly connected to the subscriber station. That is, the subscriber can directly access the corresponding mobile content by receiving a short message in which the call back URL is inserted and entering the call or access SEND button. Such mobile content access is made in the mobile platform of the subscriber terminal.

The subscriber accessing the mobile content completes the purchase by inputting payment information and purchase information for purchase of the corresponding product on a predetermined mobile site (S425).

When the order management server of the product seller completes input of payment information for the purchase on the mobile, the purchase completion details are transmitted to the order broker server (S427).

If the mobile site for the product does not exist, the message transmitted in the product information and purchase intention confirmation message transmission step (S409) is generated a predetermined approval value that can be input on the web or the terminal is transmitted to the subscriber terminal .

The subscriber who has received the approval value inputs the received approval value online when the electronic shopping mall of the corresponding product exists, and in other cases, the subscriber confirms the purchase intention by retransmitting to the order broker server.

If the mobile site does not exist, it is determined whether a small payment is possible in the subscriber terminal (S431).

If the small amount of payment exceeds the possible amount, the order broker server updates the purchaser purchase history on the order management server of the product seller (S437).

The order management server of the product seller transmits the order history processing completion message to the order broker server (S439).

The order broker server receiving the order history processing completion message transmits the order number and other guide message to the subscriber terminal (S441).

Thereafter, the product seller delivers the product corresponding to the order to the subscriber to process the order (S443).

As a result of determining whether the small payment is possible (S431), if the small payment is possible, the order broker server requests the subscriber's information from the mobile communication provider (S433). This may request the corresponding information using the terminal number identified by the short message, or may transmit the information to the mobile communication service provider through input of additional information of the subscriber to confirm.

The mobile service provider extracts information for payment such as creditworthiness of the corresponding subscriber from the subscriber management database and provides it to the order broker server (S435).

On the basis of the information provided by the mobile communication provider, it is determined whether the corresponding subscriber is a bad creditor and whether normal payment is possible (S451).

If it is determined that the credit is bad or the subscriber is unable to make a normal payment, the order broker server transmits a non-purchase message to the subscriber (S453).

If it is determined that the subscriber can pay, it is determined whether the subscriber is a true subscriber (S460).

The order broker server requests a predetermined password from the subscriber (S461). This generally requires the subscriber's name and social security number, or can enter a password set in advance.

The subscriber transmits a password or subscriber's name, social security number, etc. to the order broker server (S463).

The order broker checks the password input of the subscriber and determines whether it is a normal subscriber (S465).

If the subscriber authentication result is not a normal subscriber, the order broker server transmits a purchase impossible message to the subscriber (S467).

If it is determined that the normal subscriber, the authentication result of the subscriber is transmitted to the order management server and the mobile communication service provider of the product seller (S469).

The product seller completes the purchase by delivering the corresponding product to the subscriber (S471).

As described above, the purchase brokerage server provides information and connection service for purchase with the subscriber and the seller of the corresponding product for purchase of the corresponding product according to the transmission of the predetermined code of the subscriber, but furthermore, payment and approval after the purchase brokerage In addition, it is possible to perform a subscriber authentication process. However, by sending a Callback URL message through a short message service, it is possible to broker a subscriber and a product seller to be directly connected online or offline.

5 is a block diagram of a procedure of order brokering and purchase completion method using SMS on the basis of subscribers, order brokerage system and product seller.

The order brokering method illustrated in FIG. 5 illustrates an embodiment in which a product seller has a wireless content for a mobile mobile commerce or a wireless mobile site, and the subscriber is provided with a callback URL so that the online connection with the product provider can be directly performed at the subscriber terminal. .

First, the subscriber transmits a purchase intention message including a predetermined product code to his terminal 101 to the order broker system 120 using SMS (S501).

The order broker server 122 of the order broker system receiving the message searches the product information database 126 to search the product information and the URL of the wireless mobile site address information (S503).

The order broker server transmits the product information corresponding to the search result of the database to the subscriber terminal in the form of a short message (S507). This is the so-called Callback URL message. In addition, the transmission of the message to the subscriber in the form of a short message is provided by substantially converting in the SMSC of the wireless mobile carrier.

According to another embodiment of the present invention, when there is no wireless mobile site URL information on the product information database, the subscriber and the product seller are provided with corresponding information to which the subscriber and the product seller can be connected offline. . In other words, when the product seller side does not have a wireless site, a purchase connection with the subscriber is made offline through a counselor's phone.

The subscriber who has received the callback URL message is directly connected to the corresponding wireless site from his terminal (S515).

Subsequent payment, approval, and authentication processes will be made between the subscriber and the product seller as described above. In this case, the order brokerage system will be terminated. In addition, according to another embodiment of the present invention, it is possible to mediate subscriber authentication and payment agency, even a small payment on the order brokerage system, which uses a small payment method using a conventional SMS.

Hereinafter, various application examples using the system and method of the present invention will be described.

Above all, the present invention can be used more variously and frequently in the process of requesting and purchasing information of small payments and high-purity goods using wireless mobile terminals and text messages.

1. Brokerage and purchase of various lottery tickets, vouchers or coupons

When a product code or an abbreviation corresponding to various lottery tickets, gift certificates, coupons, etc. is transmitted to the order broker server of the present invention in a short message, the order broker server provides a URL or a direct access service of the corresponding wireless site mapped on the product information database. do. Through this, the subscriber can immediately make a small payment and purchase through the wireless Internet or ARS system.

2. Mediation and Purchase of Wireless Content

When a subscriber inputs or transmits "coloring" in a text message or inputs a predetermined code corresponding to coloring, the order broker server receives the information and transmits various wireless site URL information or corresponding contents to the subscriber. to provide. Subscribers can make payments and purchase the contents immediately by making a small payment.

What has been described above is only one embodiment for showing the present invention in more detail, the spirit and concept of the present invention is not limited to the above content without departing from the gist of the present invention as claimed in the following claims. Various modifications can be made by any person having ordinary knowledge in the field of the invention.

According to the present invention, a user who satisfies the purchase desire through various online / offline phases can purchase and pay for the goods anytime, anywhere through the electronic commerce method and system using a mobile terminal, and above all, display the intention to purchase the goods. It can be processed more simply using SMS bar, the effect can be purchased more easily and quickly.

In addition, since it is possible to provide various wireless contents and location information of the wireless site only by presenting a search word or an abbreviation in the form of a code, the wireless content is activated, and it is possible to solve the difficulty of searching and accessing the existing wireless site.

Claims (13)

It is connected to the system of multiple subscriber terminals and product sellers to broker product purchases between subscribers and the corresponding product sellers, and it uses an order broker server and a short message service with a unique address where a subscriber can send a message through a wireless mobile communication network. In the commerce method, When a subscriber who has obtained information on a product through various online / offline media transmits a predetermined code assigned to the product to the order broker server from his terminal using a short message service, the purchase intention of the product is indicated. Receiving this from the order broker server, Searching for the product information corresponding to the product code by searching for the product code transmitted from the subscriber terminal in the product information database in the order broker server; and When the product information is found as a result of the product information search, the product information is retransmitted to the subscriber station in a short message form to mediate the subscriber who requests the purchase of the product and the product provider to be connected through online or offline. step Commodity purchase brokering method using a short message comprising a. The product code of claim 1, wherein A method for purchasing a product using a short message, which is formed of predetermined numbers, letters, special characters, or a combination thereof, and is a code capable of recognizing product groups and individual products within a plurality of product vendors and businesses. The product information of claim 1, wherein A product name, a pointer indicating the location of the product detail information in the product seller's system, If there is a wireless content or a wireless mobile site that can directly purchase the corresponding product in the subscriber terminal product purchase brokering method using a short message, characterized in that the URL information is included. The method of claim 1, wherein the brokering of the subscriber requesting the purchase and the corresponding seller of the product through online or offline connection is as follows. When the product seller has a mobile commerce site for the product, the product information transmitted to the subscriber is information including the URL of the mobile site. The subscriber receiving the product information including the URL of the mobile site accesses the corresponding URL through his terminal; and The product purchase brokering method using a short message further comprising the step of performing a product payment and / or personal authentication through this. The method of claim 1, wherein the brokering of the subscriber requesting the purchase and the corresponding seller of the product through online or offline connection is as follows. Transmitting a callback message for confirming purchase intention including the retrieved product information to a subscriber station; And receiving the callback message from a subscriber terminal and reconfirming the purchase intention, and transmitting the product purchase information of the subscriber including the subscriber terminal information to a product seller. In the electronic commerce method using a short message service, Obtaining goods information having a predetermined code issued through various offline or online media, and transmitting a predetermined code corresponding to the goods information to an order brokering server having a MO (Message Oriented) number set using a short message. , An order intermediation server, which receives a purchase intention of a user's product including a predetermined code corresponding to the product information in a short message, extracts basic information and buyer information extracted from the received short message; Transmitting the extracted product information and purchase intention confirmation message to the subscriber; Receiving the reconfirmation message from the subscriber and transmitting the purchase information of the subscriber to the order management server of the merchandise seller, and Receiving payment information and authentication information from a subscriber for payment for the purchase and completing payment approval and purchase completion; Order brokering and purchase completion method using a short message comprising a. According to claim 6, The payment approval and purchase completion step, Requesting subscriber credit information from a corresponding mobile communication service provider of the subscriber terminal when the corresponding item corresponds to a small payment; Receiving the credit information of the subscriber from the mobile communication service provider to determine whether a small payment is possible, if it is impossible to transmit a non-purchase message to the subscriber terminal, and if the payment is possible, requesting the subscriber with predetermined authentication information, and Receiving the predetermined subscriber authentication information from the subscriber terminal to determine whether or not the true subscriber and the order approval server using the short message comprising the step of transmitting the final approval result to the product management vendor order management server and the mobile communication provider completion Way. The method of claim 7, wherein the authentication information, Order brokering and purchase completion method using a short message, characterized in that the subscriber social security number or / and the preset password. The method of claim 6, wherein the predetermined code, Order brokering and purchase completion method using a short message characterized in that the number, letters, special characters or a combination thereof. In the wireless content providing service using a wireless content brokerage system, Receiving a predetermined product code corresponding to the wireless content from a subscriber terminal through a short message service (SMS), Retrieving a variety of information corresponding to the product code received from the subscriber on an information database, and Providing a wireless content URL corresponding to the product code searched through the database search to the subscriber station using a short message service; Wireless content information providing method using a short message comprising a. The method of claim 10, The product code is a wireless content information providing method using a short message that is an abbreviation indicating the type, nature, and characteristics of the wireless content. The method of claim 10, wherein the wireless content brokerage system is previously assigned a unique address number or MO (Message Originated) number assigned from the mobile communication provider, And the subscriber station transmits the product code to the wireless content brokerage system using a short message service. The method of claim 10, Providing the wireless content URL to the subscriber terminal, Requesting subscriber credit information from the mobile service provider; Determining whether payment is possible by receiving the subscriber credit information from the mobile communication service provider; If payment is possible as a result of determining whether the payment is possible, receiving personal authentication information such as the subscriber's social security number and / or a predetermined password; and If the subscriber is authenticated in the subscriber authentication step, the payment processing step through the subscriber terminal Wireless content information providing method using a short message further comprising.