KR20030041705A - Method and System for Selling Means of Electronic Payment by Using PC-Room - Google Patents

Abstract

The present invention provides an electronic payment means in which a manager of a PC room purchases a predetermined amount of electronic payment means in advance, and withdraws an electronic payment means corresponding to cash paid by a user who uses the PC room from his account to charge the electronic payment means of the user. Relates to a method and system for sale.

A plurality of electronic payment management servers that operate web pages using electronic payment means, a PC room equipped with a plurality of personal computers for accessing each electronic payment management server, charging and charging of electronic payment means in connection with a PC room A method of selling an electronic payment means connected to the Internet by an electronic payment server having a sales function, a plurality of electronic payment management servers, and a sales agent server connected to the electronic payment server to perform the sale of the electronic payment means, are connected to the Internet. Accessing the electronic payment server, paying a certain amount to the electronic payment server through the PC room manager's computer to charge a payment account of the PC room manager registered in the electronic payment server, and identifying the user who wants to use the electronic payment method. PC room manager for the number, type of electronic payment method, and amount charged Inputting through the computer to the electronic payment server, authenticating the user using the identification number input from the electronic payment server, and transmitting the type and the amount of the electronic payment means input from the electronic payment server to the sales representative server. Selecting a specific electronic payment management server that operates a web page that uses the electronic payment means input from the sales representative server, and transmitting a recharge amount; a specific electronic payment management server charges the electronic payment server through the sales representative server Providing an electronic payment means corresponding to, charging a charge amount to an account of an account corresponding to an identification number of a specific electronic payment management server at an electronic payment server, and charging amount from a payment account of a PC room manager at the electronic payment server. , And manage specific electronic payments for the amount paid It relates to a method for selling electronic payment means using a PC room, characterized in that it comprises the step of transmitting to the server.

According to the present invention, even if you do not have a credit card or bank account that can be paid online, you can purchase electronic payment means with cash and use it online.

Description

Method and System of Selling Means of Electronic Payment by Using PC-Room}

The present invention relates to a method and system for selling electronic payment means using a PC room. More specifically, the manager of the PC room purchases a certain amount of electronic payment means in advance on the Internet, and withdraws the electronic payment means corresponding to the cash paid by the user using the PC room from his account to charge the user's electronic payment means. It relates to a method and system for selling electronic payment means.

With the development of information society, people have been engaged in various activities such as purchasing goods or using services in virtual spaces such as the Internet. Of course, when you buy something and get a service, you have to pay for it, whether it's offline or online. The only difference is that real money or credit cards such as bills, checks and coins are used offline and electronic payment methods are used online. Therefore, in recent years, various electronic payment means such as electronic money, electronic coupons, electronic gift certificates have been developed and serviced.

However, in order to use such electronic payment method, you need to access the web page, register your credit card or bank account, register as a member, and purchase the electronic payment method as much as you want to use. do. Therefore, it is difficult for the inexperienced minors to access the web page using the electronic payment method and use the service. Given that the current age group using the Internet is mainly in their teens and twenties, these problems need to be improved to make these electronic payment methods more commercial.

In order to solve the above problems, the present invention, the administrator of the PC room to purchase a certain amount of electronic payment means on the Internet in advance, and withdraws the electronic payment means corresponding to the cash paid by the user using the PC room from the user account An object of the present invention is to provide a method and system for selling electronic payment means for charging electronic payment means.

To this end, the present invention, a plurality of electronic payment management server operating a web page using the electronic payment means, a PC room equipped with a plurality of personal computers for accessing each electronic payment management server, connected to the PC room electronic payment In the method of selling electronic payment means connected to the Internet by an electronic payment server that charges, charges and sells the means, and a sales agent server connected to a plurality of electronic payment management servers and electronic payment servers to perform the sale of the electronic payment means. The computer room manager's computer accesses the electronic payment server, The computer room manager pays a certain amount to the electronic payment server to charge the payment account of the PC room manager registered in the electronic payment server, Electronic payment means The identification number of the user attempting to use the Inputting the entire amount to the electronic payment server through the PC room manager's computer, authenticating the user using the identification number entered at the electronic payment server, and type and charge amount of the electronic payment means entered at the electronic payment server. Transmitting to the sales representative server, selecting a specific electronic payment management server operating a web page using the electronic payment means input from the sales representative server, and transmitting a recharge amount; and the specific electronic payment management server selects the sales representative server. Providing an electronic payment means corresponding to the charged amount to the electronic payment server, charging the charged amount to an account of an account corresponding to an identification number of a specific electronic payment management server at the electronic payment server, and a PC room at the electronic payment server. Pay the amount from your manager's billing account, and pay the amount Provides the sale of electronic payment method using a PC room, it characterized in that it comprises the step of transmitting a specific electronic payment management server.

1 is a block diagram of a sales system of an electronic payment means according to the present invention;

2 is a flowchart illustrating a sales process of the electronic payment means according to the present invention.

<Explanation of symbols for the main parts of the drawings>

100: PC room 102: administrator computer

104: user computer 106: the Internet

108: electronic payment server 110: sales agent server

112: electronic payment management server

Hereinafter, with reference to the accompanying drawings will be described in detail a preferred embodiment of the present invention.

1 is a block diagram of a sales system of an electronic payment means according to the present invention.

In FIG. 1, a PC room will be described as an example where a method of selling electronic payment means according to the present invention is applied. However, the technical idea of the present invention is not limited thereto and may be applied to a convenience store or a supermarket.

Reference numeral 100 denotes a PC room to which the sales system of the electronic payment means is applied. The PC room 100 is provided with a plurality of user computers 104 and a manager computer 102 for managing the user computers 104. Both the administrator computer 102 and the user computer 104 have internet access and are connected by networking. A hard disk (not shown) of the manager computer 102 stores a related program for using the sales system of the electronic payment means according to the present invention, and the related program always operates while the manager computer 102 operates. .

Each electronic payment management server 112 operates a web page on which electronic payment means are used and has a system associated with each electronic payment means. The electronic payment management server 112 provides electronic payment means for the requested recharge amount via the Internet 106.

The electronic payment server 108 charges or charges the electronic payment means to an account of users registered as members in the electronic payment management server 112 that operates a web page that can use the electronic payment means. In addition, it receives a user's identification number, the type of electronic payment means and the amount of charge from the manager computer 102 of the PC room 100 and serves to charge the electronic payment means corresponding to the user's confirmation, the amount of charge. Here, the identification number refers to an ID entered when the user registers as a member on a web page that provides each electronic payment service. In addition, different types of electronic payment methods are provided to their members for each webpage providing the electronic payment service.

The sales agent server 110 is connected to the electronic payment management servers 112 that operate the web pages providing the electronic payment service, and the electronic payment management servers 112 act to sell the electronic payment means. That is, the sales agent server 110 selects a specific electronic payment management server 112 that operates a web page on which the electronic payment means received from the electronic payment server 108 uses the electronic payment means as much as the charged amount received. Provided, and transmitted to the electronic payment server 108.

2 is a flowchart illustrating a sales process of the electronic payment means according to the present invention.

In order to use the sales service of the electronic payment means according to the present invention, the manager of the PC room 100 registers a member to the sales service of the electronic payment means. In the step of registering a member, the manager of the PC room 100 is a PC room company name, a business registration number, a representative's name, a representative's resident registration number, a PC room phone number, a PC room registration information such as a PC room address, member ID, password, contact information, Enter registration information such as an e-mail address and payment information such as a credit card or bank account for payment of an electronic payment method. When the PC room registration information, member registration information and payment information are correctly input, they are registered as members in the sales service of the electronic payment means. When member registration is completed, the manager of the PC room 100 connects to the electronic payment server 108 via the manager computer 102 (S200). The manager of the PC room 100 charges a certain amount of money in the electronic payment server 108 to charge his payment account (S202).

Subsequently, a user who wants to use the electronic payment means through the user computer 104 installed in the PC room 100 transmits the type, identification number, and charge amount of the electronic payment means to the manager of the PC room 100. Informing, the manager of the PC room 100 transmits this information to the electronic payment server 108 via the manager computer 102 (S204). Here, the web page using the electronic payment means can be known through the type of the electronic payment means.

The electronic payment server 108 performs a user authentication operation using the identification number received from the manager computer 102 (S206). If the user is not authenticated in this step, the process returns to step S204 to input the identification number again. Otherwise, if the user is authenticated, the electronic payment server 108 transmits the type and charge amount of the electronic payment means received from the manager computer 102 to the sales representative server 110 (S208).

Next, the sales agent server 110 selects a specific electronic payment management server 110 using the electronic payment means from the information provided from the electronic payment server 108 and transmits the charged amount (S210). The specific electronic payment management server 112 selected by the sales agent server 110 transmits the electronic payment means corresponding to the charged amount to the sales agent server 110, and the sales agent server 110 transmits the electronic payment management server 112. The electronic payment means transmitted from) is transmitted to the electronic payment server 108 (S212). The electronic payment server 108 charges the recharge amount to the payment account of the user account of the specific electronic payment management server 112 (S214). At this time, the electronic payment server 108 in the payment account of the user account in the payment account of the manager of the PC room 100 is paid as much as the amount charged to the payment account is transmitted to the electronic payment management server 110 (S216).

On the other hand, the charging method described in FIG. 2, the user using the PC room 100 informs the administrator of the PC room 100 of his identification number, the type of electronic payment means and the amount of charge, the manager of the PC room 100 Is a manual charging method for inputting this information via the manager computer 102. However, when the IP (Internet Protocol) address of the user computer 104 installed in the PC room 100 is registered in advance in the electronic payment server 108, the electronic payment means may be automatically charged. That is, when the user logs in to the web page of the specific electronic payment management server 112 from the user computer 104 having the IP address registered and requests the charging of the electronic payment means, the monitor of the manager computer 102 is displayed. The screen displays the type of electronic payment method and the amount of charge requested. At this time, when the administrator of the PC room 100 approves the user's request for charging, the user's payment account is charged and the electronic payment means can be used.

As described above, the selling method of the electronic payment means according to the present invention, even if you do not have a credit card or bank account that can be paid online, such as the Internet, it is possible to purchase electronic payment means with cash and use it online. In addition, considering that the current age group using the Internet is mainly in their teens to twenties, the use of the electronic payment means according to the present invention will increase significantly.

Claims (1)

A plurality of electronic payment management servers for operating web pages on which electronic payment means are used, a PC room equipped with a plurality of personal computers for accessing each of the electronic payment management servers, a charge of the electronic payment means connected to the PC room, Claims [1] A method of selling an electronic payment means, wherein an electronic payment server having a billing and selling function, a plurality of electronic payment management servers, and a sales agent server connected to the electronic payment server to sell the electronic payment means are connected to the Internet. (a) the PC room manager's computer accessing the electronic payment server; (b) paying a predetermined amount to the electronic payment server through a computer of the PC room manager to charge a payment account of the PC room manager registered with the electronic payment server; (c) inputting the identification number of the user who intends to use the electronic payment means, the type of electronic payment means, and the recharge amount to the electronic payment server through the PC room manager's computer; (d) authenticating the user using the identification number entered at the electronic payment server; (e) transmitting, at the electronic payment server, the type and charge amount of the input electronic payment means to the sales representative server; (f) selecting a specific electronic payment management server operating a web page on which the input electronic payment means is used by the sales agent server and transmitting the recharge amount; (g) providing, by the specific electronic payment management server, the electronic payment means corresponding to the recharge amount to the electronic payment server through the sales agent server; (h) charging the recharge amount to an account of an account corresponding to the identification number of the specific electronic payment management server at the electronic payment server; (i) paying the charged amount from the payment account of the PC room manager at the electronic payment server, and transmitting the paid amount to the specific electronic payment management server; Selling method of the electronic payment means using a PC room comprising a.