KR20020057622A - A Coupon Publishing System - Google Patents

Abstract

The present invention relates to a system for issuing coupons using a CD terminal, an ATM terminal, and a kiosk terminal connected to a financial institution computer system.

The present invention includes a coupon issuing terminal having a display, a card reader and a printer, a coupon issuing server connected to the coupon issuing terminal through the Internet or online, and a financial institution computer system connected to the coupon issuing terminal via the Internet or online. Become; Reading the card information of the user through the card reader and authenticating the read card information with the financial institution computer system or the coupon issuing server and validating the card and the user; Requesting coupon information from the coupon issuing terminal to the coupon issuing server by a user; Transmitting, by the coupon issuing server, coupon information to a coupon issuing terminal through online or the Internet; And displaying the coupon information transmitted from the coupon issuing server on the display of the coupon issuing terminal, and selecting a desired coupon among the displayed coupon information and printing it to the printer.

Therefore, according to the present invention, customers can conveniently and easily use coupons by issuing coupons using cash cards, credit cards, and coins held by customers at ATMs installed nationwide, such as banks and unmanned 365-day corners nationwide. There is.

Description

Coupon Publishing System {A Coupon Publishing System}

The present invention relates to a coupon issuing system, and more particularly to a system for issuing coupons using a CD terminal, ATM terminal, kiosk terminal connected to the financial institution computer system.

Currently, many product or service providers issue coupons for advertisements and sales promotions of their products or services, and offer discounts when customers use them. The general coupon issuance form is printed by advertising flyers, newspapers, etc. The most widely used form is used by customers to cut it.

Coupons that are provided as part of such advertisements may be used by customers when they have been cut off in advance, but when necessary, bringing them to use them, but it is difficult to use them unless they are diligent customers. In particular, the coupon of this method can be conveniently used when you always have, but it is very troublesome or difficult to deal with the customer to always keep it with you.

As shown in FIG. 1, a method of providing a variety of goods and service coupon information and issuing a coupon to the netizen is used (www.couponjoa.co.kr). The coupon issuing method is to search for and receive coupon information by using a computer, and to output it to a printer. The advantage of receiving coupons can be obtained by using a variety of coupons. none. Similarly, the coupons of this method can also be used conveniently only if they are always present, and it is very annoying or difficult to treat for the customer to keep them with them at all times.

Due to the advantages of the conventional coupon issuance system, the use of the coupon is not activated, thereby reducing the original purpose of issuing the coupon, that is, the effect of advertisement or promotion, and uneconomical problem of unnecessary waste of coupon advertisement costs.

In addition, in the conventional coupon form, since the user prints or prints a different coupon size, and the issuer of the coupon is different, the reliability of the coupon is low and even a product or service provider who issues the coupon may cause confusion.

An object of the present invention is to improve the above-described problems, by providing a coupon issuing system that allows customers to conveniently purchase a coupon at the ATM, such as using a cash card or credit card to activate the use of the coupon and accordingly Or to improve the advertising and promotion of the service.

Another object of the present invention is to increase the reliability of a coupon by issuing the coupon only at a single window, for example, a financial institution.

1 is a view showing a coupon issuing system using a conventional Internet,

2 is a view showing a coupon issuing system according to an embodiment of the present invention,

3 is a view showing a coupon issuing system according to another embodiment of the present invention,

4 is a service flow diagram for an offline user of the coupon issuing system according to an embodiment of the present invention;

5 is a service flow diagram for an online user of a coupon issuing system according to an embodiment of the present invention;

6 is a service flow diagram for an offline user of the coupon issuing system according to another embodiment of the present invention;

7 is a service flow diagram for an online user of a coupon issuing system according to another embodiment of the present invention;

8 to 16 are views illustrating a coupon issuing service operation as a display screen of the coupon issuing terminal according to the present invention;

17 to 21 are views showing a local information service operation as a display screen of the coupon issuing terminal according to the present invention, and

22 is a perspective view and a use state of the coupon issuing terminal according to the present invention;

<Explanation of symbols for the main parts of the drawings>

100: coupon issuing terminal 200: coupon issuing server

300: financial institution computer system 310: terminal server

Technical solution of the present invention for achieving the above object is a coupon issuing terminal having a display, a card reader and a printer, a coupon issuing server connected to the coupon issuing terminal via the Internet or online, and the Internet or online to the coupon issuing terminal It includes a financial institution computer system connected to; Reading the card information of the user through the card reader and authenticating the read card information with the financial institution computer system or the coupon issuing server and validating the card and the user; Requesting coupon information from the coupon issuing terminal to the coupon issuing server by a user; Transmitting, by the coupon issuing server, coupon information to a coupon issuing terminal through online or the Internet; And displaying the coupon information transmitted from the coupon issuing server on the display of the coupon issuing terminal, and selecting a desired coupon among the displayed coupon information and printing it to the printer.

In addition, another technical means of the present invention, a financial institution computer system including a coupon issuing terminal having a display, a card reader and a printer, a terminal server connected to the coupon issuing terminal via the Internet or online to transmit and receive data, and the A web server connected to the terminal server over the Internet to transmit and receive data to and from the terminal server; Transmitting coupon information from the web server to the terminal server and storing the coupon information in a database; Reading card information of a user through the card reader and transmitting the read card information to a terminal server of the financial institution computer system to authenticate card validity and user validity; Requesting coupon information from the coupon issuing terminal by the user to the terminal server; Transmitting, by the terminal server, coupon information to a coupon issuing terminal online or through the Internet; And displaying the coupon information transmitted from the terminal server on the display of the coupon issuing terminal, and selecting a desired coupon among the displayed coupon information and printing it to the printer.

In addition, another technical solution of the present invention comprises a coupon issuing terminal having a display, a coin (coin) recognizer and a printer and a coupon issuing server connected to the coupon issuing terminal via the Internet or online; Recognizing the amount of coins (coins) put by the user through the coin (coin) recognizer; Requesting coupon information from the coupon issuing terminal to the coupon issuing server by a user; Transmitting, by the coupon issuing server, coupon information to a coupon issuing terminal through online or the Internet; And displaying the coupon information transmitted from the coupon issuing server on a display of the coupon issuing terminal, and selecting a desired coupon among the displayed coupon information and printing it to the printer.

In addition, the coupon issuing terminal preferably uses a terminal capable of cash withdrawal or automatic transfer by a cash card or credit card, such as a CD terminal, ATM terminal, kiosk (Kiosk) terminal.

In addition, it is preferable that the printer of the coupon issuing terminal uses a receipt printer of a terminal capable of cash withdrawal or automatic transfer by a cash card or credit card such as a CD terminal, an ATM terminal, a kiosk terminal, or the like.

In addition, it is preferable that the user stores the coupon use information for each user in a database based on the coupon information selected and printed by the coupon issuing terminal, and analyzes the stored coupon use information for each user and utilizes it for target marketing.

In addition, the technical solutions include the step of a user requesting at least one of local information, coupon merchant information, advertising information from the coupon issuing terminal to the coupon issuing server; Transmitting, by the coupon issuing server, at least one of local information, coupon affiliate information, and advertisement information to a coupon issuing terminal through online or the Internet; And displaying at least one of local information, coupon affiliate information, and advertisement information transmitted from the coupon issuing server on a display of the coupon issuing terminal.

In addition, a user accesses the coupon issuing server or the web server by using a computer, and obtains and transfers the advertisement by clicking on the coupon issuing server or the web server, by clicking on the coupon, generating an e-commerce transaction, or at another Internet site. Accumulating mileage or e-money, it is preferred that the user uses the accumulated mileage or e-money as the coupon purchase cost.

Hereinafter, embodiments of the present invention will be described with reference to the accompanying drawings.

2 is a view showing a coupon issuing system according to the present invention, a CD, ATM, Kiosk terminal 100, which provides a cash or direct debit service using a cash card or credit card, Internet users can access and use the computer The portal server 200, the CD, ATM, Kiosk terminal 100 is composed of a financial institution computer system 300 including a terminal server 310 connected to.

22 is a perspective view and a state diagram of a coupon issuing terminal according to the present invention, wherein a CD, ATM, Kiosk terminal 100 of a financial institution is used as a coupon issuing terminal according to the present invention.

The CD, ATM, and kiosk terminal 100 may include a printer such as a card reader, a display displaying information, and a receipt printer to print a coupon desired by a user. The user may obtain and select desired coupon information based on the information displayed on the display of the coupon issuing terminal, which receives and uses information included in the terminal server of the financial institution computer system online or via the Internet. In order to display coupon information on the display, a terminal-specific web browser program must be installed, and an input device such as a text input device (keyboard, etc.), a mouse, or a touch screen is installed.

The terminal server 310 is connected to the CD, ATM, Kiosk terminal 100 to determine the validity of the card and the valid user (by password) when the terminal user inputs a cache card or credit card to read and transmit the card information do. Meanwhile, the terminal server 310 includes various coupon information, which is transmitted from the portal server 200 serving as an external coupon issuing server. That is, it functions as a web server that provides coupon information data requested by CD, ATM, Kiosk terminal 100 online or over the Internet. The terminal server 310 is a Unix server, Linux, MS NT server and the like operating system, install Apache or MS IIS web server, Oracle 8i or MS-SQL 7.0 and the like is used as a database server.

The portal server 200 connected to the terminal server 310 publishes various coupon information for the promotion or advertisement of a product or service seller (coupon affiliate store), and the coupon information is sent to the terminal server 310. To be updated at any time. Likewise, a Unix server, Linux, MS NT server, or the like can be used as an operating system, and an Apache or MS IIS web server can be installed. As a database server, Oracle 8i or MS-SQL7.0 can be used. The portal server 200 can be connected to a plurality of Internet users to receive the coupon information desired by the user.

The information stored in each of the servers 200 and 310 is not limited to coupons, and includes all information available on the Internet such as local information.

Figure 3 is another embodiment according to the present invention, a CD, ATM, Kiosk terminal 100, providing a cash or direct debit service using a cash card or credit card, a center server that can be used by Internet users connected to a computer 200, the CD, ATM, Kiosk terminal 100 is composed of a financial institution computer system 300 including a terminal server 310 connected.

CD, ATM, Kiosk terminal 100 is the same as shown in Figure 2, it is only connected directly to the center server 200 via the Internet to receive coupon information data, etc. directly from the center server 200 to provide to the user different. The center server 200 uses a Unix server, Linux, MS NT server, etc. as an operating system, installs an Apache or MS IIS web server, and uses Oracle 8i or MS-SQL7.0 as a database server. CD, ATM, Kiosk terminal 100 is connected to the financial institution computer system 300 for the cash card or credit card users to provide a valid card and effective user authentication and cash payment or automatic transfer function.

The CD, ATM, and kiosk terminals 100 shown in Figs. 2 and 3 may be installed by existing financial institutions, or may be installed separately. At this time, it is preferable to install a separate browser program in order to use a variety of information.

4 is a service flowchart of an offline user of the coupon issuing system according to an embodiment of the present invention.

As shown in FIG. 4, when a product or service provider requests coupon issuance for advertisement or promotion (1), the head office stores and starts various information such as local information in a portal server (2), and the Internet user Make it available. Portal server transmits the coupon information and local information to the terminal server 310, such as CD, ATM, Kiosk terminal 100 of the financial institution computer system (3). When a user inserts a cache card or credit card and inputs a password through a CD, ATM, or kiosk terminal 100 connected to a financial institution computer system (17), the card information read from the card and the input password are authenticated by the financial institution computer system. Authentication of valid card or valid user from server or terminal server. At this time, the CD, ATM, Kiosk terminal 100 should already have a browser program installed so that the user can use coupon information, local information, financial services.

When the user inserts the card and confirms that the user is a valid card and an effective user, the user selects a desired service through a menu displayed on the display of the terminal (19). 8 shows a menu screen of the terminal, and the items such as cash payment, cash service, balance check, bankbook arrangement, and coupon mall are shown. 9 shows the next screen as a result of the user selecting the coupon mall service, and the items of the local information service and the coupon information service are shown. FIG. 10 is a screen illustrating a state in which a user inputs a coupon information service and may select one of domestic franchise shops and coupon information items for each city. When the user selects the coupon information service for each city, a screen in which the division items for each administrative district are displayed is displayed as illustrated in FIG. 11. Next, if you select the Seoul Metropolitan City, each distinction item appears (Fig. 12), if you select the Dongjak, each agreement item appears (Fig. 13), if you select Sadang-dong, the type of coupon merchant appears (Fig. 14). When the user selects the coffee / liquor, a coupon merchant selling coffee and alcohol appears (FIG. 15), and selecting a desired coupon merchant among them may obtain information on a coupon purchase item and a corresponding merchant (FIG. 16). If the user selects the purchase on the screen shown in FIG. 16, the coupon can be purchased from a CD, ATM, receipt printing portion of the kiosk terminal 100 or a separately installed printer (20), and the charge for this is through a financial institution computer system. The card is used.

17 to 21 illustrate the steps of searching for local information in the CD, ATM, Kiosk terminal 100 according to the present invention. When the local information service is selected in FIG. 9, local administrative autonomous zones appear (FIG. 17). If you select Seoul Metropolitan Government, it will appear as a distinct administrative district (Fig. 18) .If you select Jongno-gu, various regional information items such as introduction of Jongno-gu and complaints will appear (Fig. 19). A bell entry appears (Fig. 20), and the introduction of the head of the ward office shows the introduction of the head of the Jongno-gu head (Fig. 21).

In this way, the user can directly find a CD, ATM, and kiosk terminal 100 in a specific region to obtain the desired coupon merchant information, and purchase a coupon with a card and visit the found coupon merchant to use the coupon (23). The coupon can be conveniently purchased and used anywhere. In addition, there is an advantage that can easily use the useful information for each region using the CD, ATM, Kiosk terminal (100).

FIG. 5 is a flowchart of a coupon issuance service for an online user. When a product or service provider 1 requests a promotion or advertisement of a product or service from the head office 2, it is posted on a web page of the portal server. It also publishes local web pages. The user connects to the portal server 3 via the Internet, authenticates the user, and checks the membership (6). At this time, if the member is not a member (7) to induce membership to enter the user information and account information (8). If it is confirmed that the user is a member (4), the Internet user can search for coupon information and local information (9). The user deposits and accumulates the mileage or e-money generated from the billing 12 or the e-commerce of the advertiser 13 according to various advertisements or coupon selections in each user account (11). At this time, the user may accumulate and collect mileage or e-money obtained from other sites by mutual agreement between the sites. Meanwhile, the portal server 3 transmits local information, coupon information, member account information, etc. to a CD / ATM / kiosk terminal server connected to the financial institution computer system 14. The user inserts a cash card or credit card through the CD / ATM / kiosk terminal 15 of each branch of the financial institution computer system 14 (17) and authenticates the valid card and the effective user in the financial institution computer system (18). Coupon information / local information search (19). The user selects and purchases the coupon information searched for (20), and the purchase cost is paid by the mileage or e-money deposited in the above user account, and the corresponding purchase information is stored in the user purchase information database in the future. Used for target marketing (21). Target marketing refers to marketing that analyzes coupon purchase tastes by customer and increases coupon utilization rate by providing coupon information periodically or irregularly using e-mail or the like as a specific customer prefers a specific coupon. If the user chooses to buy the coupon, the coupon is printed 22 at the CD / ATM / kiosk terminal. This can be used in the coupon merchant with the printed gupon (23).

6 is a flowchart illustrating an offline user service of a coupon issuing system according to another exemplary embodiment of the present invention. When a product or service provider (1) requests headquarters (2) to promote or advertise their products or services, the product or service provider (1) posts them on a web page of the portal server, and simultaneously publishes a local information web page. The user 6 inserts a cash card or credit card 7 through the CD / ATM / kiosk terminal 5 at each branch of the financial institution computer system 14, and performs valid card and effective user authentication in the financial institution computer system. (8) Coupon information / local information search (9). The user selects and purchases coupon information searched (10). At this time, the purchase cost is checked through the financial institution computer system and automatically withdrawn the billing account (11). In addition, the purchase information is stored in the user's purchase information database and used for future target marketing (12). If the user selects to purchase a coupon, the coupon is printed at the CD / ATM / kiosk terminal (13). This can be used in the coupon merchant 14 with the old phone printed in this way.

7 is a flowchart illustrating an online user service of a coupon issuing system according to another exemplary embodiment of the present invention. When a product or service provider (1) requests the headquarters (2) to promote or advertise their products or services, the product or service provider (1) posts them on a web page of the center server (3), and simultaneously publishes a local information web page. The user accesses the portal server to the Internet, requests for user authentication, and checks the membership (6). At this time, if the member is not a member (7) to induce membership to enter the user information and account information (8). If it is confirmed that the user is a member, the Internet user 4 may search for coupon information and local information (9). The user deposits and accumulates the mileage or e-money generated from the billing 12 or the e-commerce of the advertiser 13 according to various advertisements or coupon selections 10 into each user account (11). At this time, the user may accumulate and collect mileage or e-money obtained from other sites by mutual agreement between the sites. Meanwhile, the portal server 3 transmits local information, coupon information, member account information, etc. requested by the user through the CD / ATM / kiosk terminal connected to the financial institution computer system 14. The user inserts a cash card or credit card through the CD / ATM / kiosk terminal 15 at each branch of the financial institution computer system 14, and validates the valid card and the valid user in the financial institution computer system (17, 18). Information / local information search (19). The user selects and purchases coupon information (20), and the purchase cost is paid by the mileage or e-money deposited in the above user account, and the purchase information is transferred to the user purchase information database of the head office (2). Store (21). If the purchase of the coupon is selected, the coupon is printed at the CD / ATM / kiosk terminal (22). This can be used in the coupon merchant with the printed gupon (23).

Until now, the user has described the coupon issuing terminal using a cash card or a credit card. However, the coupon issuing machine can be used to purchase a coupon by using a coin (coin) recognizer instead of a card reader. As a result, there is an advantage in that it is possible to simply purchase a coupon by coin rather than paying directly from the user account of the financial institution.

As described above, according to the present invention, the customer by issuing a coupon using a cash card, credit card, coins (coins) held by the customer in the CD / ATM / kiosk terminal installed nationwide, such as banks, unmanned 365 days corner, nationwide This is convenient and easy to use coupons.

In addition, a convenient coupon issuing system that allows Internet users to pay for old phone purchases of mileage and e-money generated from advertisements or coupons or from e-commerce, and to print them on CD / ATM / kiosk terminals installed nationwide. It is effective to provide.

According to the present invention, by providing a convenient coupon using system, it is possible to increase the advertisement or promotion effect of a product or service provider, and thereby increase the economics of the coupon issuing cost.

Although the present invention has been described in detail only with respect to the described embodiments, it will be apparent to those skilled in the art that various modifications and variations are possible within the technical scope of the present invention, and such modifications and modifications are within the scope of the appended claims.

Claims (10)

A coupon issuing terminal having a display, a card reader and a printer, a coupon issuing server connected to the coupon issuing terminal via the Internet or online, and a financial institution computing system connected to the coupon issuing terminal via the Internet or online; Reading the card information of the user through the card reader and authenticating the read card information with the financial institution computer system or the coupon issuing server and validating the card and the user; Requesting coupon information from the coupon issuing terminal to the coupon issuing server by a user; Transmitting, by the coupon issuing server, coupon information to a coupon issuing terminal through online or the Internet; And And displaying the coupon information transmitted from the coupon issuing server on a display of the coupon issuing terminal, and selecting a desired coupon among the displayed coupon information and printing it to the printer. A financial institution computer system including a coupon issuing terminal having a display, a card reader and a printer, a terminal server connected to the coupon issuing terminal via the Internet or online, and transmitting and receiving data, and the data is connected to the terminal server via the Internet. A web server transmitting and receiving to and from the terminal server; Transmitting coupon information from the web server to the terminal server and storing the coupon information in a database; Reading card information of a user through the card reader and transmitting the read card information to a terminal server of the financial institution computer system to authenticate card validity and user validity; Requesting coupon information from the coupon issuing terminal by the user to the terminal server; Transmitting, by the terminal server, coupon information to a coupon issuing terminal online or through the Internet; And And displaying the coupon information transmitted from the terminal server on a display of the coupon issuing terminal, and selecting a desired coupon among the displayed coupon information and printing the coupon to the printer. The method according to claim 1 or 2, The coupon issuing terminal is a coupon issuance system, characterized in that the cash deposit or withdrawal or automatic transfer by a cash card or credit card, such as a CD terminal, ATM terminal, kiosk (Kiosk) terminal. The method according to claim 1 or 2, The printer is a coupon issuing system, characterized in that the cash receipt or withdrawal or automatic transfer by the cash card or credit card, such as a CD terminal, ATM terminal, kiosk (Kiosk) terminal. The method according to claim 1 or 2, And storing coupon usage information for each user in a database based on the coupon information selected and printed by the coupon issuing terminal by the user. The method of claim 5, Coupon issuing system, characterized in that to analyze the stored coupon use information for each user to utilize in target marketing The method according to claim 1 or 2, Requesting, by the user, at least one of local information, coupon affiliate information, and advertisement information from the coupon issuing terminal to the coupon issuing server; Transmitting, by the coupon issuing server, at least one of local information, coupon affiliate information, and advertisement information to a coupon issuing terminal through online or the Internet; And And displaying at least one of local information, coupon affiliate information, and advertisement information transmitted from the coupon issuing server on a display of the coupon issuing terminal. The method according to claim 1 or 2, Mileages obtained by a user using a computer to access the coupon issuing server or web server and obtained by clicking on an advertisement posted on the coupon issuing server or web server, coupon click, e-commerce, or at another Internet site, or Coupon issuance system further comprising the step of accumulating e-money. The method of claim 8, Coupon issuing system, characterized in that the user uses the accumulated mileage or e-money as the coupon purchase cost. A coupon issuing terminal having a display, a coin (coin) recognizer and a printer, and a coupon issuing server connected to the coupon issuing terminal via the Internet or online; Recognizing the amount of coins (coins) put by the user through the coin (coin) recognizer; Requesting coupon information from the coupon issuing terminal to the coupon issuing server by a user; Transmitting, by the coupon issuing server, coupon information to a coupon issuing terminal through online or the Internet; And And displaying the coupon information transmitted from the coupon issuing server on a display of the coupon issuing terminal, and selecting a desired coupon among the displayed coupon information and printing it to the printer.