KR20010000189A - System and method for managing a plurality of accounts of internet sites by using integrated circuit card - Google Patents

Abstract

In a system for managing a plurality of Internet site accounts using an integrated circuit card, an input means for inputting information, an Internet access program for accessing the Internet, and an inquiry program for inquiring information stored in the integrated circuit card; Client computer for Internet connection and information processing for executing an integrated circuit card driving program comprising a recording program for recording information on the integrated circuit card, personal information, identity verification information including site login information and financial account information; An integrated circuit card storing transaction history information, a connection line for transferring information for connecting said client computer and said integrated circuit card, and display means for displaying said processed result.

Description

System for Accounting and Controlling Multiple Internet Sites Using Integrated Circuit Cards {SYSTEM AND METHOD FOR MANAGING A PLURALITY OF ACCOUNTS OF INTERNET SITES BY USING INTEGRATED CIRCUIT CARD}

The present invention automatically inputs personal information required for a new subscription to a plurality of Internet site user accounts by using an integrated circuit card, and logs in to a user account of each Internet site or requests for identity verification according to an internet transaction. Automatically inputs identity information such as required user number, password, financial account number and account password, and automatically saves the result of a given transaction on each internet site and allows you to search the entire Internet transactions. The present invention relates to an account management system and a method thereof, and to a computer readable recording medium storing a program for realizing the same.

In general, each time a user registers a new subscription to a user account on an Internet site, the user directly inputs personal information such as an ID (ID), password, address, telephone number, social security number, etc. through an input device such as a keyboard. You must enter it. In addition, when a user needs to log in to an existing Internet user account or verify his / her account for a transaction, the user may separately identify his / her personal information such as each user number, password, financial account number and account password, depending on the website. There was an inconvenience to write or memorize and input directly through the input device.

In order to use various services provided by numerous internet sites such as internet banking, cyber stock trading, electronic commercial transaction, intranet, etc., which are growing rapidly, There is a need for a system and method for easily registering a new user account and managing a registered user account systematically and securely.

The present invention records or modifies personal information recorded on an integrated circuit card (IC card) and personal identification information including user numbers, passwords and financial account information for a plurality of Internet site user accounts. Device that can register a new user account or log in to an existing user account using personal identification information by automatically inquiring personal information and identity information from an integrated circuit card and sending it to a site to log in among a plurality of Internet sites; The purpose is to provide a method.

It is also an object of the present invention to provide an apparatus and a method for collectively managing a plurality of Internet site user accounts by receiving the results of user transactions in a plurality of sites and automatically recording them on an integrated circuit card.

1 is a block diagram showing a plurality of Internet site account management system according to the present invention;

FIG. 2 is a diagram showing an internal data structure of the integrated circuit card of FIG. 1; FIG.

3 is a flowchart showing a new account registration method;

4 is a flowchart showing a method of verifying identity in an Internet site;

5 is a view showing a basic information screen of personal information;

6 is a view showing a detailed information screen of personal information;

7 is a view showing an additional information screen of personal information;

8 is a diagram showing a stock account screen of the financial information;

9 illustrates an example of selling securities in financial information;

10 is a diagram illustrating an example of the purchase of securities in financial information;

11 is a diagram showing an example of a conclusion of financial information;

12 is a view showing a bank account screen of the financial information;

13 is a view showing a credit card screen of financial information;

14 is a view showing a site login information screen of site information;

15 is a view showing a bonus point information screen of the site information;

16 is a view showing an entire transaction information screen of transaction information;

17 is a view showing a stock trading information screen of the transaction information;

18 is a view showing a bank transaction information screen of transaction information;

19 is a view showing a shopping mall transaction information screen of transaction information;

20 is a view showing a member registration screen on an Internet site; And

FIG. 21 is a diagram illustrating a screen in which self-identification information is automatically input into Internet banking. FIG.

The present invention for achieving the above object is an integrated circuit card for storing information, personal information, identity information including bank account information, securities related information, site login information, credit card information, and An integrated circuit card is provided that stores information related to transaction results processed on an Internet site.

In addition, the present invention provides a system for managing a plurality of Internet site accounts, the input means for inputting information; Executes an information storage device driving program comprising an Internet access program for accessing the Internet, an inquiry program for querying information stored in an external information storage device, and a recording program for recording information in the external information storage device; A client computer for internet access and information processing for making a request; And display means for displaying the processed result.

The present invention also provides a system for managing a plurality of Internet site accounts using an integrated circuit card, comprising: input means for inputting information; An Internet connection for executing an integrated circuit card driving program comprising an Internet access program for accessing the Internet, an inquiry program for querying information stored in an integrated circuit card, and a recording program for recording information on an integrated circuit card; and A client computer for processing information; An integrated circuit card which stores personal information, identity information including site login information and financial account information, and transaction history information; A connection line for transferring information to connect the client computer and the integrated circuit card; And display means for displaying the processed result.

The present invention also provides a method for managing a plurality of Internet site accounts using an integrated circuit card, comprising: a first step of executing an integrated circuit card driving program; A second step of accessing an internet site and selecting a new registration; A third step of inquiring information requested by the Internet site from an integrated circuit card and transmitting the information to the Internet site; A fourth step of receiving a processed result from the Internet site; And a fifth step of writing the processed result to the integrated circuit card.

In addition, the present invention includes a sixth step of receiving an identity verification request from the Internet site; A seventh step of querying the requested identity information on the integrated circuit card; An eighth step of transmitting the inquired information to a corresponding internet site; A ninth step of receiving a processed result from the corresponding internet site; And a tenth step of storing the processed result in the integrated circuit card.

The present invention also provides a system for managing a plurality of Internet site accounts using an integrated circuit card, comprising: a first function of executing an integrated circuit card driving program; A second function of accessing an internet site and selecting a new registration; A third function of inquiring information requested by the Internet site from an integrated circuit card and transmitting the information to the Internet site; A fourth function of receiving a processed result from the Internet site; And a computer readable recording medium having recorded thereon a program for realizing a fifth function of recording the processed result on the integrated circuit card.

In addition, the present invention provides a sixth function for receiving an identity verification request from an Internet site; A seventh function of querying the requested identity information on the integrated circuit card; An eighth function of transmitting the inquired information to a corresponding internet site; A ninth function of receiving a processed result from the corresponding internet site; And a computer readable recording medium having recorded thereon a program for further realizing a tenth function of storing the processed result in the integrated circuit card.

Hereinafter, a system for managing a plurality of Internet site accounts using an integrated circuit card according to the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram illustrating a system 100 for managing a plurality of Internet site accounts using an integrated circuit card (IC card) according to the present invention.

As shown in FIG. 1, a number of Internet sites 122, 124, 126 are connected to the client system 100. As shown in FIG. The client system 100 includes an input device 112 through which a user can input personal identification information such as personal information, site login information, financial account information, and the like, and an Internet access program 104 for controlling an Internet connection and an integrated circuit card. And the client computer 102 for executing the integrated circuit card driving program 106, the integrated circuit card 118 storing personal information, identity information and transaction results processed on the Internet site, personal information And a display device 120 for displaying the confirmation information and the processed transaction result, and a connection device 116 for connecting the client computer 102 and the integrated circuit card 118 for data transmission.

The integrated circuit card driving program 106 also includes an integrated circuit card recording program 110 for storing or recording information on the integrated circuit card 118 and an integrated circuit for inquiring information stored in the integrated circuit card 118. A circuit card inquiry program 108.

FIG. 2 is a diagram showing identity information and transaction details such as personal information, site login information, and financial account information stored in the integrated circuit card 118 of FIG.

Referring to FIG. 2, the integrated circuit card 118 includes a personal information file 200, a bank account information file 202, a transaction result log file 204, a stock account information file 206, and a bonus point file 208. , Site login information file 210, credit card information file 212, certificate file 214, and the like.

The personal information file 200 stores information on a person's personal identity generally required when a new member joins an Internet site. Name, social security number, electronic mail address, desired user ID for new registration (ID), desired password, mobile phone number, home zip code, home address, home phone number, work zip code, work Address, work phone number, work name and department name are stored.

The bank account information file 202 stores a plurality of bank account information required for internet banking transactions. That is, the bank code, bank account number, user number, communication password, account password, transfer password and the like are stored.

The stock account information file 206 stores a plurality of stock account information required for cyber securities trading. That is, the securities company code, securities account number, user number, transaction password, account password, transfer password and the like are stored.

The credit card information file 212 stores a plurality of credit card information required for electronic commerce. That is, the credit card company code, credit card number, credit card expiration date, password and the like are stored.

The transaction result log file 204 stores transaction results such as Internet banking, cyber securities transactions, and electronic commerce. That is, a plurality of transaction codes, transaction date and transaction time, transaction amount and the like are stored.

The site login information file 210 stores information necessary for logging in to a plurality of Internet sites. That is, each Internet site code, login user number, password required for each login are stored.

Bonus point file 208 stores the bonus points according to the transaction performance for the bonus system provided by a number of Internet sites.

Certificate file 214 stores information related to a number of certificates required for internet banking and cyber securities transactions. That is, certificate information, certificate and private key are stored.

3 is a flowchart showing a new subscription to an Internet site.

1 and 3, in step 300, the integrated circuit card driving program 106 is executed in the client computer 102. As shown in FIG. If the integrated circuit card driving program 106 has not been executed, in step 318, after accessing the Internet site, a new subscription registration of the connected Internet site is selected. Next, in step 320, information input from an Internet site is directly input through an input device 112 such as a keyboard.

In step 302, the integrated circuit card driving program 106 is executed, and if the personal information stored in the integrated circuit card is modified, the personal information is corrected through the input device 112 as in step 304.

In step 306, the modified personal information is stored in the integrated circuit card 118 via the connection device 116.

In step 308, after accessing the Internet site using the Internet access program 104, a new subscription registration of the connected Internet site is selected.

In step 310, information requested for registration of new subscription is received from the connected Internet site.

In step 312, the received request information is queried from the integrated circuit card 118.

In step 314, the retrieved information is transmitted to the connected Internet site.

In step 316, after the new subscription is processed from the corresponding Internet site, information related to the newly registered registration, that is, the user number and password registered for the corresponding site, is recorded in the site login information file 210 of the integrated circuit card 118. Save it.

In step 322, if a new subscription registration is continued for another Internet site, the process proceeds from step 300 again.

4 is a flowchart illustrating identity verification and transaction history processing such as login after accessing an Internet site.

4, in step 400, an integrated circuit card driving program is executed.

In steps 402 to 404, after accessing the Internet site, a request for identity verification information such as a user number, password or financial account information is received from the connected Internet site.

In step 406, information on the Internet site is queried from the integrated circuit card 118.

In step 408, the inquired information is transmitted to the corresponding Internet site.

In step 410, the user receives a transaction processing result processed by the Internet site.

In step 412, the processing result received from the Internet site is stored in the transaction result log file 204 of the integrated circuit card 118. The stored processing results can be searched and searched by the user if necessary.

5 to 21 are diagrams showing screens displayed on the display device 120 of contents processed by the client computer 102. FIG.

5 to 7 are screens in which a personal information icon of a menu button is clicked, and user information can be recorded or modified. The personal information screen consists of basic information, detailed information and additional information.

5 is a screen in which a basic information icon is clicked on a personal information screen, and includes a personal identification information field and a desired login information field. In the personal information field, name, resident registration number, e-mail address, mobile phone number, and occupation can be entered. In the desired login information field, a plurality of items such as desired user number and desired password can be entered. The input or modified information is stored in the personal information file 200 of the integrated circuit card 118 via the connection device 116.

6 is a screen in which a detailed information icon is clicked on a personal information screen, and is composed of a home information field, a mailing address field, and a work / school information field. The home information field is composed of a home postal code, a home address, and a home telephone number. The mailing address field may select a home or work place to receive mail. In addition, the work / school information field may input an item such as a postal code, an address, a phone number, a work / school name, a department / department name, etc. for the work or school. The input or modified information is stored in the personal information file 200 of the integrated circuit card 118 via the connection device 116.

7 is a screen of clicking on the additional information icon of the personal information screen, a number of items of interest, birthdays, marital status, wedding anniversary, spouse's birthday, housing type monthly income, etc. can be entered. The input or modified information is stored in the personal information file 200 of the integrated circuit card 118 via the connection device 116.

8 to 11 are screens in which a financial information icon is clicked among menu buttons, and manages information related to a stock account, a bank account, and a credit card. The financial information screen consists of a securities account, bank account, and credit card.

8 is a screen in which a securities account icon is clicked among financial information screens, and includes a securities company name field, a securities account field, a user number field, a password field, and a transaction password field. You can add new securities accounts by clicking the add icon, and you can modify the stored account information by clicking the edit icon. In addition, the previously registered securities account can be deleted by clicking the delete icon. The added or modified information is stored in the stock account information file 206 of the integrated circuit card 118 via the connection device 116.

9 is a view showing a result screen on the corresponding Internet site when the sell order icon is clicked. As can be seen in the figure, information stored in the integrated circuit card 118, such as account number, password, communication password is automatically entered into the corresponding field. Information processed at the site is stored in the transaction result log file 204 of the integrated circuit card 118 via the connection device 116.

10 is a view showing a result screen on the corresponding Internet site when the purchase order icon is clicked. As can be seen in the figure, information stored in the integrated circuit card 118, such as account number, password, communication password is automatically entered into the corresponding field. Information processed at the site is stored in the transaction result log file 204 of the integrated circuit card 118 via the connection device 116.

Fig. 11 is a diagram showing a result screen on a corresponding Internet site when a signing confirmation icon is clicked among financial information. As can be seen from the drawings, the confirmation of the fastening can be confirmed.

12 is a screen in which a bank account icon is clicked on a financial information screen, and includes a bank name field, a bank account field, a user number field, a communication password field, a transaction password field, and the like. You can add new bank account information by clicking the Add icon, and edit existing bank account information by clicking the Edit icon. In addition, the bank account can be deleted by clicking the delete icon. The input or modified information is stored in the bank account information file 202 of the integrated circuit card 118 via the connection device 116.

13 is a screen in which a credit card icon is clicked on the financial information screen, and is composed of a credit card company name field, a credit card number field, an expiration date field, and a password field. You can add new credit card information by clicking the add icon, and edit existing credit card information by clicking the edit icon. In addition, by clicking the delete icon, the registered credit card information can be deleted. The input or modified information is stored in the credit card information file 212 of the integrated circuit card 118 via the connection device 116.

14 to 15 are screens in which a site information icon is clicked among menu buttons, and information about a registered Internet site can be managed. The site information screen consists of site login information and bonus point information.

14 is a screen in which a site login information icon is clicked on a site information screen, and is composed of a site name field, a site address field, a user number field, a password field, and the like. You can add new site information by clicking the add icon, and edit existing site information by clicking the edit icon. In addition, by clicking the delete icon, information of a previously registered site can be deleted. The input or modified information is stored in the site login information file 210 of the integrated circuit card 118 via the connection device 116.

15 is a screen in which a bonus point information icon is clicked on a site information screen, and is composed of a site name field, a site address field, a bonus point field, and the like. Bonus points are provided by each website and are given based on the transaction performance. Bonus point information from each Internet site is stored in the bonus point file 208 of the integrated circuit card 118 via the connection device 116.

16 to 19 are screens in which a transaction information icon is clicked on a menu button to manage information that a user has transacted through the Internet, such as cyber stock trading, internet banking, and electronic commerce. The transaction information screen consists of all, securities transactions, bank transactions, shopping mall transactions.

Fig. 16 is a screen in which all icons of the transaction information screen are clicked, and are composed of a site name field, a division field indicating the type of transaction, a transaction date and time field, a transaction number field, a transaction history field, and the like. You can search the transaction date, transaction details, etc. for the Internet site that the user has traded.

17 is a screen in which a stock trading icon is clicked among the transaction information screens, and the securities related transaction information is inquired by all companies. The securities transaction information screen includes a securities company name field, transaction date and time field, transaction number field, transaction classification field, item code field, unit price field, and quantity field. The inquired information refers to the stock account information file 206 and the transaction result log file 204 of the integrated circuit card 118.

18 is a screen in which a bank transaction icon is clicked on a transaction information screen, and bank related transaction information can be inquired from all sites. The bank transaction information screen includes a bank name field, a transaction date and time field, a transaction number field, a transaction classification field, a transaction amount field, and a content field about details. For the inquired information, refer to the bank account information file 202 and the transaction result log file 204.

19 is a screen in which a shopping mall transaction icon is clicked on a transaction information screen, and information related to a shopping mall transaction may be inquired from all sites. The shopping mall transaction information screen includes a site name field, a transaction date and time field, an order number field, a payment method field, a transaction amount field, and a content field indicating transaction details. Refer to the site login information file 210 and the transaction result log file 204 for the information to be queried.

20 is a diagram illustrating a case where new registration is selected for an Internet site using the system according to the present invention.

Referring to FIG. 20, when a user registers with a new subscription after accessing an Internet site, personal information stored in the integrated circuit card 118 is automatically filled in the corresponding field, and thus the user does not directly input the data using an input device such as a keyboard. You don't have to.

Fig. 21 is a diagram showing a login screen on an Internet site according to an embodiment, which shows that identity information stored in the integrated circuit card 118 is automatically entered into each field by accessing a predetermined Internet site.

Although the technical idea of the present invention has been described in detail according to the above preferred embodiment, it should be noted that the above-described embodiment is for the purpose of description and not of limitation. In addition, those skilled in the art will understand that various embodiments are possible within the scope of the technical idea of the present invention.

As described above, the required fields are automatically filled by using personal identification information such as personal information, site login information, and financial account information, which are pre-stored in the integrated circuit card at the time of identity verification such as new subscription or login to a plurality of Internet sites. The input processing can improve convenience. In addition, by storing the transaction history and the like processed in each Internet site in the integrated circuit card to look up the transaction history, it is possible to effectively and integrated management of multiple Internet site accounts and transactions.

Claims (25)

An integrated circuit card for storing information, The integrated circuit card includes personal information, bank account information, securities related information, site login information, identity verification information including credit card information, and an integrated circuit that stores information related to transaction results processed on an Internet site. Card. The method of claim 1, The personal information, An integrated circuit card comprising a name field, a social security number field, an e-mail address field, one or more desired user ID fields for login, and a desired password field. The method of claim 1, For bank account information, An integrated circuit card comprising a plurality of bank code fields, account number fields, user number fields, communication password fields, account password fields, and transfer password fields. The method of claim 1, The securities related information, An integrated circuit card comprising a plurality of securities company code fields, securities account number fields, user number fields, transaction password fields, account password fields, and transfer password fields. The method of claim 1, The site login information, An integrated circuit card comprising a plurality of Internet site code fields, a login user number field, and a password field. The method of claim 1, The credit card information, An integrated circuit card comprising a plurality of credit card company code fields, a credit card number field, a credit card expiration date field, and a password field. The method of claim 1, Information relating to the results processed by the Internet site, An integrated circuit card comprising a plurality of transaction code fields, a transaction date field, a transaction time field, and a transaction amount field. In a system for managing multiple website accounts, Input means for inputting information; Executes an information storage device driving program comprising an Internet access program for accessing the Internet, an inquiry program for querying information stored in an external information storage device, and a recording program for recording information in the external information storage device; A client computer for internet access and information processing for making a request; And Display means for displaying the processed result System consisting of. The method of claim 8, The external storage information device driving program, It consists of personal information screen, financial information screen, site information screen, and transaction information screen. The personal information screen, A basic information screen consisting of a name field, a social security number field, an email address field, a telephone number field, a plurality of desired user number fields, and a desired password field; And Details screen consisting of home address field, home phone number field, home postal code field, work address field, work phone number field, work postal code field, and work name field System. The method of claim 9, Additional information screen consisting of Interest Field, Birthday Field, Marital Status Field, Anniversary Field, Housing Type Field, Monthly Income Field, and Final Education Field The system further comprising. The method of claim 9, The financial information screen, A securities account screen consisting of a securities company field, a securities account field, a user number field, a password field, and a transaction password field; A bank account screen consisting of a bank name field, a bank account field, a user number field, a communication password field, and a transaction password field; And Credit card screen consisting of card company name field, card number field, expiration date field and user number field System. The method of claim 9, The site information screen, A site login information screen consisting of a site name field, a site address field, a user number field, and a password field; And Bonus point information screen consisting of site name field, site address field, and bonus point field System. The method of claim 9, The transaction information screen, A full transaction screen displaying all transaction details; A stock trading information screen displaying a stock trading; A bank transaction information screen displaying a bank transaction; And Shopping mall transaction information screen that displays shopping mall transactions System. In a system for managing multiple Internet site accounts using an integrated circuit card, Input means for inputting information; An Internet connection for executing an integrated circuit card driving program comprising an Internet access program for accessing the Internet, an inquiry program for querying information stored in an integrated circuit card, and a recording program for recording information on an integrated circuit card; and A client computer for processing information; An integrated circuit card which stores personal information, identity information including site login information and financial account information, and transaction history information; A connection line for transferring information to connect the client computer and the integrated circuit card; And Display means for displaying the processed result System consisting of. The method of claim 14, The integrated circuit card drive program, It consists of personal information screen, financial information screen, site information screen, and transaction information screen. The personal information screen, A basic information screen consisting of a name field, a social security number field, an email address field, a telephone number field, a plurality of desired user number fields, and a desired password field; Details screen consisting of home address field, home phone number field, home postal code field, work address field, work phone number field, work postal code field, and work name field System. The method of claim 15, Additional information screen consisting of Interest Field, Birthday Field, Marital Status Field, Anniversary Field, Housing Type Field, Monthly Income Field, and Final Education Field The system further comprising. The method of claim 15, The financial information screen, A securities account screen comprising a securities company field, a securities account field, a user number field, a password field, and a transaction password field; A bank account screen consisting of a bank name field, a bank account field, a user number field, a communication password field, and a transaction password field; And Credit card screen consisting of card company name field, card number field, expiration date field and user number field System. The method of claim 15, The site information screen, A site login information screen consisting of a site name field, a site address field, a user number field, and a password field; And Bonus point information consisting of site name field, site address field, and bonus point field System. The method of claim 15, The transaction information screen, A full transaction screen displaying all transaction details; A stock trading information screen displaying a stock trading; A bank transaction information screen displaying a bank transaction; And Shopping mall transaction information screen that displays shopping mall transactions System. In the method for managing a plurality of Internet site accounts using an integrated circuit card, A first step of executing an integrated circuit card driving program; A second step of accessing an internet site and selecting a new registration; A third step of inquiring information requested by the Internet site from an integrated circuit card and transmitting the information to the Internet site; A fourth step of receiving a processed result from the Internet site; And A fifth step of writing the processed result to the integrated circuit card Method for managing a plurality of Internet site accounts using an integrated circuit card comprising a. The method of claim 20, After modifying the information stored in the integrated circuit card after the first step, A sixth step of correcting the information through the input means; And A seventh step of storing the modified information in the integrated circuit card Method for managing a plurality of Internet site accounts using an integrated circuit card further comprising. The method of claim 20, A sixth step of receiving a request for identity verification from an Internet site; A seventh step of querying the requested identity information on the integrated circuit card; An eighth step of transmitting the inquired information to a corresponding internet site; A ninth step of receiving a processed result from the corresponding internet site; And A tenth step of storing the processed result in the integrated circuit card Method for managing a plurality of Internet site accounts using an integrated circuit card further comprising. A system for managing a plurality of Internet site accounts using an integrated circuit card, A first function of executing an integrated circuit card driving program; A second function of accessing an internet site and selecting a new registration; A third function of inquiring information requested by the Internet site from an integrated circuit card and transmitting the information to the Internet site; A fourth function of receiving a processed result from the Internet site; And A fifth function of writing the processed result to the integrated circuit card A computer-readable recording medium having recorded thereon a program for realizing this. The method of claim 23, After modifying the information stored in the integrated circuit card after the first function, A sixth function of correcting information via input means; And A seventh function of storing the modified information on the integrated circuit card A computer-readable recording medium that records a program for further realization. The method of claim 23, A sixth function of receiving an identity verification request from an Internet site; A seventh function of querying the requested identity information on the integrated circuit card; An eighth function of transmitting the inquired information to a corresponding internet site; A ninth function of receiving a processed result from the corresponding internet site; And A tenth function of storing the processed result in the integrated circuit card A computer-readable recording medium that records a program for further realization.