KR101798426B1 - System for relaying financial transaction with multiple safety function and method for processing thereof - Google Patents

Abstract

The present invention relates to an intermediation system for financial transaction linked to an advertisement, which comprises an intermediation server for personal financial transaction. The intermediation server for personal financial transaction has a multi-safety lock module including: a fingerprint processing unit receiving information on a fingerprint and/or a finger vein from a client terminal and comparing the registered information on a fingerprint and/or a finger vein with the same to determine whether two types of the information are matched; an account password processing unit registering the account password of the client terminal which was registered on an online bank system; and a telephone number authentication processing unit performing authentication by using the telephone number of the client terminal, a database for storing the information on a fingerprint and/or a finger vein, the account password, and the telephone number; and an advertisement execution processing unit executing a spot advertisement when the information on a fingerprint and/or a finger vein is matched with the registered information on a fingerprint and/or finger vein, wherein the multi-safety lock module is configured as a middleware and has additionally a firewall function in order to block hacking. The purpose of the present invention is to provide a multi-safety lock function using both fingerprint authentication and finger vein authentication for security of financial transaction.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a financial transaction relay system having multiple security lock functions,

The present invention relates to a financial transaction relay system having multiple security lock functions linked to advertisements and a processing method thereof. More particularly, the present invention relates to a financial transaction relay system, The present invention relates to a financial transaction relay system having a plurality of safety lock functions and a method for processing the same.

The inventor of the present invention has obtained a patent for a financial transaction relay system and a processing method thereof that have multiple security lock functions without authentication in case of fingerprint matching according to the patent registration No. 10-1543222.

That is, the present invention provides a processing method of a financial transaction relay system, comprising: accessing a personal financial transaction relay server of a financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network; Acquiring fingerprint information through the fingerprint reader of the customer terminal, transmitting the fingerprint information to the personal finance transaction relay server through the communication network, and registering the fingerprint information in the database in response to the customer terminal in the personal finance transaction relay server ; The personal financial transaction relay server authenticates the user using the telephone number of the customer terminal stored in the database and registers the password for the account account number of the customer terminal in the database to the personal finance transaction relay server, Registering the fingerprint information, the telephone number, and the account password as a member of the personal finance transaction relay server by matching them; When the customer terminal processes an authentication procedure to perform any one of online banking transactions and electronic commerce transactions, the personal financial transaction relay server processes fingerprint authentication by receiving only fingerprint information from the customer terminal; And relaying the financial transaction by accessing the online banking system or the electronic commerce system with the unauthorized person through the personal financial transaction relay server if the transmitted fingerprint information coincides with the fingerprint information registered in the personal finance transaction relay server The present invention relates to a processing method of a financial transaction relay system.

However, such an unauthenticated system has a lot of facilities and investments until it is developed and applied, and it also causes considerable economic burden to manage it.

In addition, if the customer can not cover the expenses such as equipment development of the unauthorized system in the future, it is necessary to select the fare plan or other financial supplement according to the principle of beneficiary.

Therefore, if the user who can support the unauthorized system of this system is burdened, the complaints and complaints of the user will come out and the cooperative bank will lose the attracting of the customer.

Moreover, even from a technical point of view, fingerprint recognition technology is small in size and can be mass-produced at low cost. Also, it shows relatively good performance in terms of accuracy and speed of recognition. However, fingerprints are exposed outside the body and are likely to be stolen and deformed by sweat, which can affect recognition performance.

In order to overcome and overcome the disadvantages of fingerprint recognition techniques described above, finger vein recognition technology has been developed.

The finger vein recognition technology refers to a technique for identifying an individual using a finger vein pattern image acquired through infrared rays. Human veins are located in complex shapes directly beneath the skin. According to various studies, the pattern of the veins is different for each individual, and it is known that the pattern does not change with age.

The fingerprint recognition technology has the following advantages.

That is, since the vein is inside the body, there is little risk of theft or forgery, and the state of the finger surface has no effect on the recognition. In addition, it is possible to construct a noncontact type device with high convenience for the user by using infrared rays. Since the finger pattern can be stably and relatively clearly searched, a camera having a low resolution can be used to obtain a small fingerprint image have.

Therefore, finger vein recognition technology can provide balanced performance in terms of security and convenience.

Due to these advantages, finger vein recognition technology is more difficult than fingerprint, iris, face and voice recognition technology for counterfeit modulation. Therefore, biometric authentication device with higher safety can be realized and miniaturization is possible. .

However, according to the authentication method of the fingerprint or the fingerprint, the probability of false recognition of the fingerprint is 1/10 billion, and the fingerprint is known to be about 1 / 100,000, and the probability varies depending on the design technique.

Accordingly, when a technique of authenticating a fingerprint with a fingerprint authentication and simultaneously authenticating the fingerprint is applied, the probability of the inviscans is simply an astronomical number, and there is no person having the same fingerprint and fingerprint pattern on the earth It is estimated.

Accordingly, it is an object of the present invention to provide a system and method for selecting a payment system for paying a transaction fee of the current system to reduce the burden on banks caused by using the processing method of the financial transaction relay system, or to listen to spot advertisements for small- To provide advertisers with the technology to fill them with advertising costs.

The present invention also provides a technology that can be used as a security device of a financial transaction by providing multiple security lock functions using fingerprint authentication and fingerprint authentication in order to solve problems caused by fingerprints in financial transactions.

A financial transaction relay system comprising: a communication network; A customer terminal connected to the communication network and having a fingerprint recognizer for inputting fingerprint and / or fingerprint information; The customer terminal is connected through the communication network, receives the fingerprint and / or fingerprint information, the telephone number, and the account password from the customer terminal and registers the member as a member, and the customer terminal transmits either one of online bank transaction and electronic commerce And a personal finance transaction relay server for receiving only the fingerprint and / or fingerprint information from the customer terminal and authenticating and accessing the online banking system or the electronic commerce system so as to perform a financial transaction; Wherein the personal financial transaction relay server comprises: A fingerprint recognition processor for receiving the fingerprint and / or fingerprint information from the customer terminal and comparing whether the fingerprint and / or fingerprint information coincides with the registered fingerprint and / or fingerprint information; An account password processing unit for registering an account password of the customer terminal registered in the online banking system; A multiple security lock module including a phone number authentication processing unit for authenticating the user terminal using a phone number of the user terminal; a database storing the fingerprint and / or fingerprint information, the account password and the phone number; And an advertisement execution processor for executing a 'spot advertisement' when the fingerprint and / or fingerprint information match the previously registered fingerprint and / or fingerprint information, wherein the multiple safety lock module is provided as middleware, And further comprising a firewall function for intercepting the advertisement.

The present invention also provides a processing method of a financial transaction relay system, comprising the steps of: accessing a personal financial transaction relay server of a financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network; Acquiring fingerprint information and / or fingerprint information through the fingerprint reader of the customer terminal, transmitting the fingerprint and / or fingerprint information to the personal finance transaction relay server through the communication network, Registering the fingerprint and / or fingerprint information in the database in response to the fingerprint and / or fingerprint information; The personal finance transaction relay server authenticates the user using the telephone number of the customer terminal stored in the database and registers the password for the account account number of the customer terminal in the database to the personal finance transaction relay server, Selecting whether to receive or not; Registering the fingerprint and / or fingerprint information, the telephone number, and the account password of the customer terminal as a member of the personal financial transaction relay server when the 'spot advertisement' is received, When the customer terminal processes the authentication procedure to perform either the online bank transaction or the electronic commerce transaction, the personal finance transaction relay server receives only the fingerprint and / or fingerprint information from the customer terminal and processes the fingerprint authentication Step; If the transmitted fingerprint and / or fingerprint information match the fingerprint and / or fingerprint information registered in the personal finance transaction relay server, the 'spot advertisement' is executed and the online bank System or an electronic commerce system, and relaying the financial transaction. The method of processing a transaction of a financial transaction relay system in which an advertisement is linked.

In the present invention, if the user does not select to receive the 'spot advertisement', the 'general usage fee' is selected. If the 'spot advertisement' is selected, the user is registered as a member. And if it is not selected, the process goes to the end step.

In the present invention, the customer terminal is configured such that the scan panel 250 in the object accommodating unit 201 as the integrated image capturing authentication apparatus is formed with the fingerprint finger contact unit 250a and the finger finger noncontact unit 250b at their front and rear ends , A groove side wall 251 is formed around the finger pad non-contact portion 250b of the scan panel 250 so that the image sensor 230 for capturing the finger vein can be formed as a groove to be seated from the bottom A fingerprint finger contact portion 250a and a finger finger noncontact portion 250b formed on a finger catching portion 252 on which a finger can be placed with an upper edge of the periphery thereof are formed so as to authenticate a finger, The device includes 1) a fingerprint 1 (250an) and a fingerprint 2 (250ar), 2) finger vein 1 250bn and finger vein 250br, 3 fingerprint 1 250an and finger vein 1 250bn, 2 (250ar) and finger vein 2 (250br), 5) fingerprint 1 (250an) and fingerprint 2 (250br), 6) fingerprint 2 And the Mac 1 250bn are selectively selected and authenticated. The method of processing a financial transaction relay system in which advertisements are linked.

In the present invention, the customer terminal comprises a fingerprint module U2, a finger vein module U3 and a conversion module U4 as an integrated module U1 capable of simultaneously authenticating fingerprints and finger veins, The line GND1 of the fingerprint module U2 is a (-) voltage circuit, the line RX2 is a serial data receiving port, the line TX3 is a serial data transmitting port, and the line VCC4 is a +) Voltage reference. The fingerprint image is scanned by the image sensor and compared with a previously stored image. When there is a person with the same fingerprint image, the image sensor outputs the registered authentication code of the person by 232 communication. GND Line 1 is the (-) voltage reference, Line A is the serial communication standard RS485 communication A port, Line B 3 is the serial communication standard RS485 communication B port, and line VCC 4 is the +) Voltage reference, and the conversion module (U4) A line 2 is a serial communication standard RS485 communication A port, B 3 line is a serial communication standard RS485 communication B port, VCC line 4 is a (+) voltage reference, The DI 5 line on the right side of the conversion module U4 interlocked with the finger vein module U3 is a serial 232 communication receiving port, the RE line 6 is a 485 communication control port, the DE line 7 is a voltage reference, 485 communication control port and the RO line 8 is a serial 232 communication transmission port and is interlocked with the integration module U1 so that the fingerprint authentication code output from the fingerprint module U2 and the fingerprint authentication code output from the finger vein module U3 Wherein the integration module (U1) receives the fingerprint authentication code from the fingerprint authentication module and outputs the authentication code to the USB when the fingerprint and the fingerprint authentication code coincide with each other Method.

In the present invention, the D1 / TX 1 line of the integration module U1 is a serial 232 communication transmission port, the D0 / RX 2 line is a serial 232 communication reception port, and the GND line 4 is a D2 5 line is the fingerprint module (U2) serial 232 communication transmission line, D3 6 line is the fingerprint module (U2) serial 232 communication reception line and D8 11 line is the 485-232 communication conversion module (U4 D9 12 is a 485 communication control port of the 485-232 communication conversion module U4 and D10 13 is a 485 communication control port of the 485-232 communication conversion module U4. 232 communication conversion module (U4), D11 line 14 is the serial 232 communication receiving port of the 485-232 communication conversion module (U4), 5V line 27 is the (+) voltage 5V output PIN, GND line 29 is the (-) voltage reference and VIN line 30 is the (+) voltage reference. These configurations are based on the fingerprint authentication code output from the fingerprint module U2, The finger vein authentication code output from the vein module U3 is converted into 232 communication from the conversion module U4 and received by the integration module U1. When the fingerprint and the fingerprint authentication code match each other, And outputting a code corresponding to the received advertisement.

In the present invention, the D1 / TX 1 line of the integration module U1 is a serial 232 communication transmission port, the D0 / RX 2 line is a serial 232 communication reception port, and the GND line 4 is a D2 5 line is the fingerprint module (U2) serial 232 communication transmission line, D3 6 line is the fingerprint module (U2) serial 232 communication reception line and D8 11 line is the 485-232 communication conversion module (U4 D9 12 is a 485 communication control port of the 485-232 communication conversion module U4 and D10 13 is a 485 communication control port of the 485-232 communication conversion module U4. 232 communication conversion module (U4), D11 line 14 is the serial 232 communication receiving port of the 485-232 communication conversion module (U4), 5V line 27 is the (+) voltage 5V output PIN, GND line 29 is the (-) voltage reference and VIN line 30 is the (+) voltage reference. These configurations are based on the fingerprint authentication code output from the fingerprint module U2, The finger vein authentication code output from the vein module U3 is converted into 232 communication from the conversion module U4 and received by the integration module U1. When the fingerprint and the fingerprint authentication code match each other, And outputting a code corresponding to the received advertisement.

In the present invention, the fingerprint authentication code output from the fingerprint module (U2) is a unique number of the customer registered with the fingerprint, and the fingerprint authentication code output from the fingerprint module (U3) Wherein the advertisement is a unique number.

In the present invention, when both the argument values are valid and the unique numbers of the two registered customers are matched by receiving the fingerprintcode and fingerveincode, which are the arguments of the function name getfingerauthorization of the fingerprint authentication code and fingerprint authentication code, And outputting the code of the corresponding person in an integrated module for authenticating the fingerprint and the fingerprint simultaneously.

In the present invention, the integration module U1 applied to the fingerprint 1 (250an) and the fingerprint 2 (250ar) comprises a fingerprint module 1 (U2) and a fingerprint module 2 (U3) (U2) scans the fingerprint image from the image sensor and compares the fingerprint image with a previously stored image to output a registered authentication code of the person as a specific serial communication signal when there is a person with the same fingerprint image, The fingerprint is scanned by the sensor and compared with a previously stored image to output a registered authentication code of the person as a specific serial communication signal when there is a person with the same fingerprint image and the fingerprint 1 authentication code And a fingerprint 2 authentication code output from the fingerprint module 2 (U3) is received by the integration module (U1), and when the fingerprint 1 and the fingerprint 2 authentication code coincide with each other, a corresponding authentication code is output via USB It is a processing method of a financial transaction relay system that links advertisements.

In the present invention, the fingerprint module 1, 2 (U2), and U3 output the registered authentication code of the corresponding person through 232 communication, and the fingerprint 1 authentication code output from the fingerprint module 1 (U2) And the fingerprint 2 authentication code output from the fingerprint module 2 (U3) is a unique number of a customer who has registered a fingerprint.

In the present invention, the integration module U1 applied to the finger vein 1 250bn and the finger vein 2 250br comprises a finger vein module 1 (U2) and a finger vein module 2 (U3) The finger vein module 1 (U2) scans the finger vein from the image sensor and compares the finger vein with a pre-stored image to output a registered authentication code of the person as a specific serial communication signal when there is a person with the same finger vein image, The MAC module 2 (U3) scans a finger vein in the image sensor and compares the finger with a pre-stored image to output a registered authentication code of the person in the same finger image to a specific serial communication signal, 1 and the finger vein 2 authentication code output from the finger vein module 2 (U3) are received from the integration module (U1), so that the finger vein 1 and the finger vein authentication code When matching USB to authenticate A processing method of the financial transactions in connection relay system for advertising, characterized in that for outputting a de.

In the present invention, the finger vein modules 1, 2 (U2) and (U3) output the registered authentication code of the person through 232 communication, and the finger vein 1 authentication code output from the finger vein module 1 (U2) Wherein the finger vein authentication code output from the finger vein module 2 (U3) is a unique number of the registered customer, and the advertisement is a unique number of the registered customer. Processing method.

As described above, the present invention can provide a safety lock function according to a financial transaction with a single membership, and can solve the inconvenience of issuing troublesome authorized certificates.

In order to reduce the burden on the banks caused by using the processing method of the financial transaction relay system, the present invention provides a system for selecting a payment system for paying the transaction fee of the current system or a condition for listening to a spot advertisement in a small- It is effective to fill advertisers' advertising costs.

Further, since the present invention has multiple security lock functions using fingerprint authentication and fingerprint authentication, there is an effect that no one other than the principal can use the security device of the financial transaction.

Furthermore, if the authentication sequence is periodically changed according to the six methods, or if the authentication is performed in combination, the probability of misrecognition in astronomy will be close to zero.

1 is a block diagram showing a network configuration of a financial transaction relay system according to the prior art;
FIG. 2 is a block diagram showing a configuration of the personal financial transaction relay server shown in FIG. 1
FIG. 3 is a flowchart illustrating a procedure for relaying an unauthorized financial transaction using the multiple security lock function of the financial transaction relay system according to the prior art.
4 is a block diagram illustrating a network configuration of a financial transaction relay system according to the present invention.
5 is a block diagram showing the configuration of the personal financial transaction relay server shown in FIG.
FIG. 6 is a flowchart illustrating a procedure for relaying an unauthorized financial transaction using a multiple security lock function of a financial transaction relay system according to an embodiment of the present invention.
FIG. 7 is a flowchart illustrating a procedure for relaying an unauthorized financial transaction using a multiple security lock function of a financial transaction relay system according to another embodiment of the present invention.
8 is a diagram conceptually showing a finger vein fingerprint image acquisition mechanism of an authentication device according to an embodiment of the present invention.
9 is a conceptual illustration of a fingerprint image acquisition mechanism for two fingers of an authentication device according to an embodiment of the present invention.
10 is a diagram showing an internal electronic configuration example of the authentication apparatus of the present invention.
Fig. 11 shows a fingerprint side (a) and a finger side (b) of the same finger taken by the finger vein image sensor and the finger fingerprint image sensor.
12 is a diagram showing a configuration example of the entire process of the authentication method using the authentication apparatus of the present invention.
FIG. 13 is a view showing fingerprint and finger vein images of two fingers according to the present invention.
FIG. 14 is a matrix table in which the fingerprint 1, the fingerprint 2, the finger vein 1 and the finger vein 2 of the present invention can represent a combination form.
15 is a diagram showing an input / output integration module for linking fingerprint and fingerprint algorithm.
16 is a flowchart for requesting registration of a fingerprint and a fingerprint.
17 is a flowchart for requesting authentication of a fingerprint and a finger vein.
18 is a flowchart for requesting deletion of a fingerprint and a fingerprint.
FIG. 19 is a perspective view of an embodiment of fingerprint authentication using a two-
20 is a block diagram of an input / output integration module
21 is a block diagram of an input / output integration module

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Reference will now be made in detail to the preferred embodiments of the present invention, examples of which are illustrated in the accompanying drawings, wherein like reference numerals refer to the like elements throughout.

Further, in the present invention, the term "authentication of a fingerprint and a fingerprint" means "when two authentication must be performed simultaneously" and " And "to receive the certification of the next one".

To describe this in more detail, in the case of authentication with two concepts of "and" and in another interpretation, if two or more identical fingerprints are registered in the same bank at the time of fingerprint authentication, It is judged that there is not the same person among the same two persons who have the same finger vein, so that the probability of false recognition can be extremely limited.

Hereinafter, embodiments of the present invention will be described in detail with reference to FIGS. 4 to 7 attached hereto.

FIG. 4 is a block diagram illustrating a network configuration of a financial transaction relay system according to the present invention, and FIG. 5 is a block diagram illustrating a configuration of a personal finance transaction relay server shown in FIG.

Referring to FIG. 4 and FIG. 5, the financial transaction relay system 2 of the present invention relays bank transactions and electronic commerce transactions using an unauthorized access method using multiple security lock functions including fingerprint recognition.

The same technical terms and symbols as in the prior art are used in the same way.

To this end, the financial transaction relay system 2 of the present invention is registered as a member through the fingerprint recognition, the account password authentication and the telephone number authentication to the personal financial transaction relay server 100, and the customer terminal 200 and the online bank system 300 ) And the electronic commerce system (400), the fingerprint and finger vein authentication are processed so that the unauthenticated connection is made.

The financial transaction relay system 2 of the present invention includes the communication networks 4 and 6, the customer terminal 200, the online bank system 300, the electronic commerce system 400 and the personal finance transaction relay server 100 .

The communication networks 4 and 6 are provided in a wired / wireless communication network and a mobile communication network and are connected to the customer terminal 200, the online banking system 300, the personal finance transaction relay server 100, the customer terminal 200, System 400 and the personal financial transaction relay server 100 are connected to each other so that data communication is performed.

The customer terminal 200 is provided, for example, in a portable computer such as a smart phone, a tablet computer, a notebook computer, or a personal computer, and accesses the personal financial transaction relay server 100 through the communication network 4. The customer terminal 200 accesses the personal financial transaction relay server 100 using a web browser or a mobile application and accesses the online bank system 300 and the electronic commerce system 400 through the personal financial transaction relay server 100 Of financial transactions.

The customer terminal 200 includes a fingerprint recognizer 210 for obtaining fingerprint and / or finger vein information. The customer terminal 200 provides the fingerprint and / or fingerprint information obtained from the fingerprint recognizer 210 to the personal financial transaction relay server 100 via the communication network 4. [ The customer terminal 200 accesses the personal financial transaction relay server 100 through the communication network 4 and registers the member as a member. At this time, the customer terminal 200 registers the fingerprint or / and the fingerprint information and the telephone number in the personal banking transaction relay server 100, and registers the account password registered in the online banking system 300 in the personal banking transaction relay server 100).

When registering a member, the customer terminal 200 is authenticated in multiple using the fingerprint or / and the fingerprint information, the telephone number, and the account password to the personal financial transaction relay server 100. The customer terminal 200 provides fingerprint and / or fingerprint information to the personal banking transaction relay server 100 for financial transaction with the online banking system 300 and the electronic commerce system 400.

The online banking system 300 is provided in the affiliated bank and processes financial transactions such as banking transactions, for example, deposit and withdrawal, transfer, etc., processed online. The online banking system 300 is connected to the customer terminal 200 through the personal financial transaction relay server 100 without a certificate at the time of financial transaction.

Herein, 'unauthenticated connection' may be made by contract with a partner bank to automatically perform the authentication procedure using the telephone number of the customer terminal, the account password, and the like.

The e-commerce system 400 may include, for example, an online shopping mall system such as a department store or a discount store, a passenger transportation reservation system for aviation or railroad, a lodging reservation system for a condo or a hotel, A leisure reservation system, and the like, and the customer terminal 200 is connected without authentication when using electronic commerce through the personal financial transaction relay server 100. [

When the customer terminal 200 joins the member, the personal financial transaction relay server 100 registers the member as a member through the multiple safety lock module 110 and transmits the financial transaction with the online bank system 300 and the electronic commerce system 400 The fingerprint and / or fingerprint information is received from the customer terminal 200 to perform the authentication processing, and the online banking system 300 and the electronic commerce system 400 are connected to each other by fingerprint authentication The financial transaction is processed. The personal financial transaction relay server 100 establishes a personal portal site for personal financial transactions.

5, the personal financial transaction relay server 100 includes a control unit 102, a communication unit 104, a multiple safety lock module 110, a database 120, an advertisement execution processing unit 130). Although not shown in the figure, the personal finance transaction relay server 100 includes components of a typical computer system, for example, a central processing unit, a memory unit, an input / output unit, and a storage unit.

The control unit 102 controls and processes all operations of the personal financial transaction relay server 100. The control unit 102 may include, for example, hardware such as a central processing unit, a memory or a web server, as well as software such as an operating system program, a control program, and the like. The control unit 102 receives the fingerprint and / or fingerprint information from the customer terminal 200 at the time of financial transaction and electronic commerce with the online banking system 300 and the electronic commerce system 400, The multiple security lock module 110 is processed so that the unauthenticated connection is made to the bank system 300 and the electronic commerce system 400.

The communication unit 104 connects the customer terminal 200 to the online banking system 300 and the electronic commerce system 400 through the communication networks 4 and 6 and transmits the electronic transaction information to the customer terminal 200 200) and the personal financial transaction relay server (100).

The multiple safety lock module 110 is provided as middleware, for example, and has a personal authentication function of the customer terminal 200 and a firewall function for blocking the hacking.

The configuration of the middleware is an intermediate program that enables interworking as an integrated system regardless of physical locations, protocols, and operating systems of various systems connected to the network in a functional manner. Accordingly, various middleware such as various hardware, network protocols, application programs, PC environments, To fill in the gap, and to enable smooth communication between the application and the operating system in this complex environment.

In addition, the configuration of the firewall is designed to prevent illegal users from accessing or disturbing computer resources or illegally leaking important information to the outside, A router or an application gateway is installed so that the flow of all information can be performed only through these.

In this embodiment, the multiple safety lock module 110 receives a fingerprint and / or fingerprint information from the customer terminal 200 and compares the fingerprint and / or fingerprint information with the previously registered fingerprint or / An account password processing unit 114 for registering the account password of the customer terminal 200 registered in the online banking system 300 and a telephone number authentication processing unit 112 for authenticating using the telephone number of the customer terminal 200, (116).

The database 120 stores various information according to the process of the multiple safety lock module 110 under the control of the control unit 102. In this embodiment, the database 120 is provided inside the personal financial transaction relay server 100, but may be provided as a separate database server.

Specifically, the database 120 stores member information 122, fingerprints and / or fingerprint information 124, and financial information 126. The member information 122 is information for inputting the user information of the customer terminals 200, for example, a name, an ID, an ID, and the like when the customer terminals 200 are registered as members of the personal financial transaction relay server 100 ID), a password, a telephone number, an e-mail address, and the like. The member information 122 is matched with the fingerprint or / and the fingerprint information 124 and the financial information 126.

The fingerprint and / or fingerprint information 124 may be a fingerprint and / or fingerprint information acquired from the fingerprint recognizer 210 of the customer terminal 200 when the user of the customer terminal 200 registers as a member of the personal financial transaction relay server 100. [ And finger vein information. The financial information 126 stores the password of the bank account registered in the online banking system 300 of the customer terminal 200.

Then, the personal financial transaction relay server 100 executes the spot advertisement immediately before the unattended connection by the user.

The following describes procedures for relaying unauthorized financial transactions using multiple security lock functions of a financial transaction relay system.

FIG. 6 is a flowchart illustrating a procedure for relaying an unauthorized financial transaction using a multiple security lock function of a financial transaction relay system according to an embodiment of the present invention. FIG. FIG. 6 is a flowchart illustrating a procedure for relaying an unauthorized financial transaction using multiple safety lock functions of a relay system. FIG.

The procedure of the embodiment shown in FIG. 6 is a program that is processed by the personal financial transaction relay server 100, and the program is stored in a storage device (not shown) of the financial transaction relay server 100. Such a program is used in the case where financial transaction and electronic commerce are performed through the unauthenticated connection between the customer terminal 200, the online banking system 300, the electronic commerce system 400 and the personal finance transaction relay server 100 through the communication networks 4 and 6 So that they are interrelated and processed.

6, in step S150, the financial transaction relay system 2 accesses the personal financial transaction relay server 100 through the communication network 4 and the client terminal 200 accesses the personal financial transaction relay server 100 in step S152 As a member. At this time, the customer terminal 200 inputs member information such as a name, an ID, a password, a telephone number, and an e-mail address.

In step S154, the customer terminal 200 acquires the fingerprint and / or fingerprint information through the fingerprint recognizer 210 and transmits the fingerprint and / or fingerprint information to the personal financial transaction relay server 100 through the communication network 4 The personal financial transaction relay server 100 registers the fingerprint and / or fingerprint information in correspondence with the customer terminal 200. At this time, the personal financial transaction relay server 100 stores the fingerprint and / or fingerprint information 124 in the database 120.

In step S156, the personal financial transaction relay server 100 authenticates the customer terminal 200 using the telephone number.

In step S158, the personal financial transaction relay server 100 registers the password for the passbook account number of the customer terminal 200. [ The registered account password is stored in the financial information 126 of the database 120.

In step S159, the personal financial transaction relay server 100 registers the password for the passbook account number of the customer terminal 200, and then allows the user to select whether to allow the 'spot advertisement' of the administrator. If you choose to allow spot advertising, you will be registered as a member, and if you do not choose to advertise again, go back to the previous step so that you can be invited again. I invite them three times and go to the end stage.

In step S160, the personal financial transaction relay server 100 registers the customer terminal 200 as a member by matching the fingerprint or / and the finger vein authentication, the telephone number authentication, and the account password registration.

In step S162, the customer terminal 200 processes the fingerprint and / or finger vein authentication procedure to perform online banking transactions and electronic commerce transactions.

In step S164, the personal financial transaction relay server 100 receives the fingerprint and / or fingerprint information from the customer terminal 200 and processes the fingerprint authentication.

If the fingerprint and / or fingerprint information input in step S166 coincides with the fingerprint and / or fingerprint information 124 stored in the database 120, a 'spot advertisement' is instantaneously executed in step S167, If yes, go back to the previous step to re-enter the fingerprint or / and fingerprint information.

After executing the 'spot advertisement' in step S168, the personal financial transaction relay server 100 accesses the online banking system 300 or the electronic commerce system 400 without authentication and relays the financial transaction.

Thereafter, the transaction is terminated after utilizing the banking system 300 or the electronic commerce system 400.

The procedure of the embodiment shown in FIG. 7 is the same as the procedure of the unauthenticated connection with the previous embodiment, but is a program processed by the personal financial transaction relay server 100 so as to select whether to listen to advertisements The program is stored in a storage device (not shown) of the financial transaction relay server 100. Such a program is used in the case where financial transaction and electronic commerce are performed through the unauthenticated connection between the customer terminal 200, the online banking system 300, the electronic commerce system 400 and the personal finance transaction relay server 100 through the communication networks 4 and 6 So that they are interrelated and processed.

7, in step S150, the financial transaction relay system 2 accesses the personal financial transaction relay server 100 through the communication network 4 and the client terminal 200 accesses the personal financial transaction relay server 100 in step S152 As a member. At this time, the customer terminal 200 inputs member information such as a name, an ID, a password, a telephone number, and an e-mail address.

In step S154, the customer terminal 200 acquires the fingerprint and / or fingerprint information through the fingerprint recognizer 210 and transmits the fingerprint and / or fingerprint information to the personal financial transaction relay server 100 through the communication network 4 The personal financial transaction relay server 100 registers the fingerprint and / or fingerprint information in correspondence with the customer terminal 200. At this time, the personal financial transaction relay server 100 stores the fingerprint and / or fingerprint information 124 in the database 120.

In step S156, the personal financial transaction relay server 100 authenticates the customer terminal 200 using the telephone number.

In step S158, the personal financial transaction relay server 100 registers the password for the passbook account number of the customer terminal 200. [ The registered account password is stored in the financial information 126 of the database 120.

In step S159, the personal financial transaction relay server 100 registers the password for the passbook account number of the customer terminal 200, and then allows the user to select whether to receive the spot advertisement of the manager. If you choose to receive spot advertisements, register as a member.

If it is determined in step S159a that the 'spot advertisement' is not received to receive the spot advertisement, the 'general usage fee' is selected. If the spot advertisement is selected, the user is registered as a member. At this time, even if 'general usage fee' is selected, it is possible to register as a member who can perform unauthorized financial transaction by fingerprint or / and finger vein authentication. If the procedure is followed by a fingerprint or / and a fingerprint authentication procedure after being registered as a member, it will have the requirement to perform an unauthorized financial transaction. At this time, if the 'general usage plan' is not selected, the process goes to the end step.

In step S160, the personal financial transaction relay server 100 registers the customer terminal 200 as a member by matching the fingerprint or / and the finger vein authentication, the telephone number authentication, and the account password registration.

In step S162, the customer terminal 200 processes the fingerprint and / or finger vein authentication procedure to perform online banking transactions and electronic commerce transactions.

In step S164, the personal financial transaction relay server 100 receives the fingerprint and / or fingerprint information from the customer terminal 200 and processes fingerprint and / or fingerprint authentication.

If the fingerprint and / or fingerprint information input in step S166 coincides with the fingerprint and / or fingerprint information 124 stored in the database 120, a 'spot advertisement' is instantaneously executed in step S167, If yes, go back to the previous step to re-enter the fingerprint or / and fingerprint information.

After executing the 'spot advertisement' in step S168, the personal financial transaction relay server 100 accesses the online banking system 300 or the electronic commerce system 400 without authentication and relays the financial transaction.

Thereafter, the transaction is terminated after utilizing the banking system 300 or the electronic commerce system 400.

FIG. 8 is a conceptual view showing an image acquisition mechanism of a finger vein fingerprint of a fingerprint authentication device according to an embodiment of the present invention, and FIG. 9 is a view showing a fingerprint image of two fingers of an authentication device according to an embodiment of the present invention Fig. 10 is a diagram showing an internal electronic configuration example of the authentication apparatus of the present invention, and Fig. 11 is a diagram showing an example of an internal electronic configuration of the fingerprint image sensor of the same finger taken by the finger vein image sensor and the finger fingerprint image sensor (a) and a finger side (b), and Fig. 12 is a diagram showing a configuration example of the entire process of the authentication method using the authentication device of the present invention.

As shown in FIG. 8, the present invention is an integrated photographing authentication apparatus 200a capable of photographing a fingerprint and a finger vein. The object accommodating unit 201 includes a scan panel upper case 201a forming upper and lower finger seats, And a scan panel lower case 201b for accommodating a full-length part. A scan panel 250 for simultaneously photographing a fingerprint and a finger vein made of a transparent material such as glass or acrylic is installed on the upper part of the scan panel upper case 201a And the scan panel 250 is formed with fingerprint finger contact portions 250a and finger finger noncontact portions 250b at their front and rear ends.

Finger pad non-contact portion 250b of the scan panel 250 is formed at the edge of the groove side wall 251 so that the finger pad non-contact portion 250b can be formed as a groove, Is formed so as to be in balance with the fingerprint finger contact portion 250a.

The temperature sensor 275 for sensing the temperature of the flow of the finger is formed in front of the finger finger non-contact portion 250b so as to face the finger finger contact portion 250a of the scan panel 250, The temperature of the finger and the flow of the blood flow are sensed and the finger vein can be recognized by the detected temperature and flow.

In addition, on one side, an infrared side surface case portion 260 for receiving the infrared side surface emitting portion 260a is formed in a length so that the side surface can be photographed in order to photograph the vein more accurately.

The scan panel lower case 201b is formed as a space capable of accommodating electrical components.

In addition, a finger-seating edge 253 on which a finger can be seated is formed.

Accordingly, in the first embodiment of the present invention, the user places the finger object on the scan panel 250 to start finger vein authentication, and when the finger vein authentication by the device is started, the infrared light source units 240 and 241 Infrared rays are irradiated from the bottom and the side toward the finger object.

The lower finger vein image sensor 230 is installed in the object accommodating unit 201 and captures the finger vein of the object from the lower side toward the scan panel 250. [

The finger vein image sensor 231 on the side is built in the infrared ray side surface case 260 and shoots the finger vein of the object on the side toward the scan panel 250.

The fingerprint recognition module forms a fingerprint recognition module 250aa and provides a method of determining the fingerprint by touching the fingerprint.

The fingerprint recognition module 250aa has a multi-layer thin plate structure. A fingerprint recognition layer is formed on the upper layer of the fingerprint authentication module. A temperature and blood flow sensing authentication layer is formed on the fingerprint recognition module, It can be formed so as to start its operation afterwards.

FIG. 9 shows a second embodiment of the present invention using a two-finger fingerprint and finger vein, and the same reference numerals and technical terms as those of the embodiment shown in FIG. 8 are used as they are.

9, the present invention is an integrated photographing authentication apparatus 200a capable of photographing a fingerprint and a finger vein. The object accommodating unit 201 includes a scan panel upper case 201a forming upper and lower finger seats, And a scan case lower case 201b for accommodating a full-length part. At the upper part of the upper case 201a of the scan panel, two scans for simultaneous photographing of two finger fingerprint and finger vein made of a transparent material such as glass or acrylic The panel 250n and 250r are provided so that the fingerprint finger contact parts 250an and 250ar and the finger finger noncontact parts 250bn and 250br are formed at the front and rear ends, .

The finger pad non-contact portion 250bn of one of the scan panels 250n is formed at the edge of the groove side wall 251 so as to be formed as a groove, (252) is formed to be flat with the fingerprint finger contact portion (250a).

The temperature sensor 275 for detecting the blood flow or temperature of the finger is formed in front of the finger finger non-contact portion 250bn opposite to the finger finger contact portion 250an of the scan panel 250, The finger is detected by detecting the temperature of the finger or the flow of the blood flow, and the finger vein can be recognized by the sensed temperature or flow.

In addition, a temperature sensor 205a or 205b for detecting the blood flow or temperature of the finger may be formed under the fingerprint finger contact portions 250aa and 250ab of the scan panel, or a temperature sensor 205a may be provided at any of the fingerprint authentication modules 250aa and 250ab A thin layer for authenticating the blood flow or temperature of the finger is formed on one layer so that the operation can not be performed when the living body does not authenticate at the same time.

That is, instead of the temperature sensor 275, a fingerprint recognition module 250an (250ar) may be formed, which has a multi-layered thin plate structure, a fingerprint recognition layer is formed on the upper layer of the fingerprint authentication module, A temperature and a blood flow sensing authentication layer may be formed on the blood pressure monitor to detect the temperature and the blood flow of the human body and then start the operation thereof.

In addition, on one side, an infrared side surface case portion 260 for receiving the infrared side surface emitting portion 260a is formed in a length so that the side surface can be photographed in order to photograph the vein more accurately.

When the finger vein authentication is started by the device, the infrared light source units 241 and 243 and the lower side (left and right) The infrared light source units 240 and 244 irradiate the infrared rays toward the finger object.

The left and right image sensors 231 and 232 and the lower image sensors 230 and 233 respectively take a finger vein of the irradiated finger.

The scan panel lower case 201b is formed as a space capable of accommodating electrical components.

In addition, a finger-seating edge 253 on which a finger can be seated is formed.

Accordingly, in the embodiment of the present invention, the user starts fingerprint authentication and finger vein authentication by placing a finger object on the scan panel 250n (250r), and when fingerprint authentication and finger vein authentication by the device are started, 240) 244 irradiates infrared rays toward the finger object.

The infrared light sources 241 and 243 formed on the left and right sides irradiate the infrared rays toward the finger object.

Further, the fingerprint authentication modules 250an and 250ar are installed in the same object accommodating unit 201 at the same time to authenticate the fingerprint of the object.

In this case, as shown in the multifaceted stereoscopic photographing apparatus, if the two sides of the finger vein, two sides of the finger vein, two sides of the finger vein, and two fingerprints themselves are recognized, the 6D imaging apparatus can be described.

In a preferred embodiment of the present invention, both the finger vein fingerprint and finger fingerprint are simultaneously photographed and used as biometric information, so that the error range is reduced to a maximum square of that for each fingerprint or finger vein .

10 is an internal electronic configuration example of the finger vein photograph authentication apparatus according to the preferred embodiment of the present invention.

The integrated imaging authentication apparatus 200a includes an infrared light source unit 240, a finger vein image sensor 230, a fingerprint image sensor 220, a digital conversion unit 290, a decryption algorithm unit 260, an unauthorized identification processing unit 265, A biometric information data storage unit 270, and a display unit 280.

Although not shown in the drawings, the power supply unit, the communication unit, and various I / O devices may be included.

The infrared light source unit 240 emits infrared light toward the object accommodating portion. Preferably one or more LEDs emitting infrared light having a wavelength of 630 to 1,000 nm suitable for imaging the finger vein image. In addition, preferably, an optical filter is provided to remove the light noise.

The line-of-sight light source unit 242 irradiates visible light toward the object accommodating unit. And may be constituted by one or more LEDs by emitting ultraviolet light of a suitable wavelength for photographing the fingerprint of the finger surface.

Further, in one embodiment of the present invention, one infrared light source unit 240 and one line-of-sight light source unit 242 for irradiating infrared light and visible light to the object accommodating unit may be provided, respectively.

The infrared light source unit 240 and the visible light source unit 242 may be installed in the object accommodating unit 101 so that the infrared rays and the visible rays can reach the object uniformly to optimize the image acquisition.

In the preferred embodiment of the present invention, the finger vein image sensors 230 and 231 acquire finger vein images for one finger object on the lower and sides.

In another preferred embodiment of the present invention, the finger vein image sensor 230 obtains a fingerprint image and a side finger vein image for one finger object.

As shown in Figs. 11 (a) and 11 (b), the angle is the angle at which the infrared rays are respectively photographed on the inner surface and the side of one finger.

Reference numeral 1a denotes a finger vein between finger segments, 1b denotes a node of the finger, and 1c denotes a fingerprint portion.

The fingerprint image of the finger is placed on the scan panel so that the fingerprint surface of the finger touches the scan panel and the finger image is taken when the side image is taken according to the number of the finger image sensors 230, 231, 232, Make sure that the side of 90 degrees is touching the scan panel. The order of photographing of the fingerprint face and the side face of the finger of the finger may be reversed.

Digital converter 290 receives both the finger vein image and the finger fingerprint image and extracts the finger vein fingerprint image and the finger vein fingerprint image. Digital converter 290, the present invention obtains a finger vein fingerprint image and a fingerprint image file.

The control unit 210 causes the digital conversion unit 290 to transfer the converted image files to the matching algorithm unit 260.

When the fingerprint and the finger vein are simultaneously authenticated, the unauthorized identification processing unit 265 divides the male information into "1" and the female information into "2", and registers the same.

According to the prior application of the present inventor, there is a method of storing data of human body information by bank, gender, and household at the time of building such a server.

The biometric information data storage 270 stores biometric information of a user stored in advance. In some embodiments of the present invention, the biometric information data store 270 may be constructed in an internal memory of the authentication device 200. [

In another embodiment of the present invention, the data store 270 is located in a repository outside the device and can be accessed via wired or wireless communication.

The biometric information data store 270 can use a crypto-processor that can be protected from external hardware, software attacks or theft.

The matching algorithm unit 260 acquires user data stored in the biometric information data storage 270 and determines whether the biometric information data stored in the biometric information data storage 270 matches the user biometric information value acquired by the digital converting unit 290. If they match, the display unit 280 can output a success message. If the decryption is unsuccessful, the authentication failure message may be output to the display unit 280.

The control unit 210 controls operations and functions of the authentication device 200a.

Particularly the finger vein image acquisition, processing, authentication calculation, and authentication result. Various software can be used in relation to the processing and calculation of acquired finger vein images.

For example, a Canny edge detector algorithm can be used. By applying a Gaussian filter, the noise of the original image can be removed as a whole. Edge the image through the Image Gradient. That is, a sketch line of the image is extracted. Apply non-maximum suppression to thin edges (sketch lines), apply double thresholds to classify dark edges as solid edges, and faint edges as noise and classify them as weak edges . Finally, the weak edges are deleted, only the definite edges are left, and finally the coronal images of the veins are output.

As shown in FIG. 12, the authentication process embodiment of the authentication apparatus of the present invention will be summarized as follows based on the above detailed description.

First, the person to be authenticated places his / her finger in the object accommodating portion of the authentication device in the waiting state. At this time, the authentication method is a method of photographing the bottom and / or side of the fingerprint surface and the finger vein of one finger.

In the embodiment in which only one finger is authenticated, the infrared rays, the line-of-sight capturing (S200), the finger vein fingerprinting (S210) on the fingerprint surface and the side of one finger are alternately performed 2 to 3 times do.

That is, S200 and S210 are performed on the fingerprint surface of one finger, and then S200 and S210 are performed on the side surface of the same finger. The captured finger vein fingerprint images are converted into digital images.

In step S215, the male and female customer information is registered in the male and female identification processor 265 while registering "1" for male and "2" for female at the time of registration.

If the customer information is registered in the customer client or the merchant client and the procedure for determining the same is made, the probability of false recognition of the present invention can be reduced to 1/2.

The customer information may include customer information such as a name, a man and a woman, an authorized mobile phone number, a contact, a secret number, and the like, which are input when a customer client activates the fingerprint and / Number, email address, and the like.

Next, the control unit extracts the photographed fingerprint and the finger vein image (S220). At this time, the finger fingerprint extracted from the finger fingerprint image and the two corrugations are extracted as shown in Figs. 11 And can be processed as an edge image of the vein using the above-described Canny edge detection algorithm.

In step S225, the male and female customer information registered in the male and female identification processor 265 is divided into "1" for male and "2" for female to discriminate the information.

Then, the biometric data of the user stored in the biometric information data storage is compared with the fingerprint of the image-processed finger obtained "now" and the finger vein image to determine success of fingerprint authentication and finger vein authentication in case of a match, It is judged as a failure.

The authentication result is displayed through the display unit. It may be a result accompanied by a voice.

In the case where the male is registered as "1" and the female is registered as "2" so that only the person can know as described above, the starting point of the password can be included in the numerical value. You can do it.

The following describes how to shoot two fingers.

First, the person to be authenticated places his / her finger in the object accommodating portion of the authentication device in the waiting state. At this time, the authentication method is a method of photographing the lower finger and / or the side of the fingerprint surface of the two fingers and the finger vein.

In the embodiment where two fingers are used for authentication, infrared imaging (S200), finger vein fingerprinting (S210) for the fingerprint surface and the bottom or side of the two fingers are alternately performed two to three times in total.

That is, S200 and S210 are performed on the fingerprint surface of the two fingers, and then S200 and S210 are performed on the side surface of the same finger. The captured finger vein fingerprint images are converted into digital images.

Here, either the bottom or the side may be omitted depending on the design.

Next, the control unit extracts the photographed fingerprint and the finger vein image (S220). At this time, the finger fingerprint extracted from the finger fingerprint image and the two corrugations are extracted as shown in Figs. 11 And can be processed as an edge image of the vein using the above-described Canny edge detection algorithm.

Then, the biometric data of the user stored in the biometric information data storage is compared with the fingerprint of the image-processed finger obtained "now" and the finger vein image to determine success of fingerprint authentication and finger vein authentication in case of a match, It is judged as a failure.

The authentication result is displayed through the display unit. It may be a result accompanied by a voice.

The authentication apparatus of the present invention can greatly reduce the false recognition rate by, for example, authenticating the fingerprint image of the finger and the fingerprint data at the same time.

The following explains how to use images that recognize fingerprints and fingerprints.

FIG. 14 is a view showing fingerprint and finger vein images of two fingers according to the present invention. FIG. 14 is a view showing fingerprint 1 and fingerprint 2 of the present invention and finger vein 1 and finger vein 2 in combination It is a matrix table.

In this case, there are six cases in which a plurality of images of fingerprints and finger veins can be at least a plurality.

2) finger vein 1 (250bn) and finger vein 2 (250br); 3) fingerprint 1 (250an) and finger vein 1 (250bn); and 4) fingerprint 2 fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint It is possible to cover the population of the earth with only two combinations.

Furthermore, in the case of providing an electronic payment system and method for discriminating between men and women in order to reduce the probability of misrecognition like the present invention, the probability of error is reduced to half, and data for storing the information If the bass is also stored separately, the simplicity of the capacity and the speed of the speed will also multiply.

In the case of a finger vein, the probability of error is more than 100 million, and when it is combined, it can not be compared with the number of the earth population, and consequently it can be concluded that there can not be two identical fingerprints in reality.

The integrated module for linking fingerprint and fingerprint algorithm to implement this can be described as follows.

16 is a flowchart for requesting registration of a fingerprint and a fingerprint, FIG. 17 is a flowchart for requesting authentication of a fingerprint and a fingerprint, and FIG. , Fig. 18 is a flowchart for requesting deletion of the fingerprint and the fingerprint.

As shown in FIG. 15, the input / output integration module U1 for simultaneously linking the fingerprint and the fingerprint algorithm comprises a fingerprint module U2, a fingerprint module U3, and a conversion module U4.

First, the fingerprint module U2 will be described.

The GND line 1 of the fingerprint module U2 functions as a 0V grounding function as a reference of the negative voltage circuit and the line RX 2 serves as a serial data receiving port to control the fingerprint module. Line is a serial data transmission port that reads the status of the fingerprint module and line 4 of VCC functions as a + 5V voltage input function based on the (+) voltage of the power supply circuit. When a fingerprint is scanned and compared with a previously stored image, if there is a person of the same fingerprint image, the registered authentication code of the person is output to the serial communication (here, 232 communication is applied as an embodiment).

Here, 232 communication is a serial communication standard.

Next, the finger vein module U3 will be described.

The GND line 1 of the finger vein module U3 has a 0V grounding function as a reference of a negative voltage and the A 2 line is a serial communication standard RS485 communication A port for data reception and transmission functions, Line 3 is a serial communication standard RS485 communication B port for receiving and transmitting data. VCC line 4 is a + (positive) voltage reference of the power supply circuit and functions as a + 5V voltage input. After transmitting a finger through an infrared LED, a vein is scanned by a camera image sensor and compared with a vein image stored in advance. When there is a person with the same image, the registered authentication code of the person is used for serial communication (herein, 485 communication is applied as an embodiment) .

Here, 485 communication is a serial communication standard.

The following describes the conversion module U4 of the 485-232 communication.

The GND line 1 on the left side of the conversion module U4 has a 0V grounding function as a reference of the negative voltage and the A 2 line is a serial communication standard RS485 communication A port for data reception and transmission functions, The line 3 is a serial communication standard RS485 communication B port, and functions as a data receiving and transmitting function. The line VCC 4 is a (+) voltage reference and functions as a voltage input of + 5V. And converts the received 485 communication into 232 communication.

The line DI5 on the right side of the conversion module U4 is a serial 232 communication reception port and receives data. RE6 line is a 485 communication control port, and controls the transmission / reception state of the 485 communication module The DE 7 line is a 485 communication control port and controls the transmission / reception state of the 485 communication module. The RO 8 line is a serial 232 communication transmission port, and functions to transmit a command. It is linked with the integration module U1.

Next, the fingerprint and fingerprint input and USB output integration module U1 will be described.

The D1 / TX1 line of the integration module U1 is a serial 232 communication transmission port and functions as a data transmission function to a computer. The D0 / RX2 line is a serial 232 communication reception port. , GND line 4 is the ground of 0V as a voltage reference and D2 line 5 is the serial 232 communication transmission line of the fingerprint module (U2). It sends the command to the fingerprint module and D3 Line is a fingerprint module (U2) serial 232 communication reception line, and receives the status value of the fingerprint module. D8 line 11 is a serial 232 communication transmission port of the 485-232 communication conversion module (U4) D9 line 12 is a 485 communication control port of the 485-232 communication conversion module U4 and functions to control the sending and receiving states of the 485 communication module and D10 13 line Is a 485 communication control port of the 485-232 communication conversion module U4, D11 Line 14 is the serial 232 communication receiving port of 485-232 communication conversion module (U4), and it reads the status of the finger vein module (U3) Line is a (+) voltage 5V output pin that supplies the 5V voltage of fingerprint module (U2), finger module (U3), 485 communication conversion module (U4) The VIN line 30 has a + 5V voltage input function as a voltage reference, and the VIN line 30 has a + 5V voltage input function. In the above configuration, the fingerprint authentication code output from the fingerprint module U2 And the finger vein authentication code (the unique number of the customer registered with the low vein) output from the finger vein module U3 is converted into 232 communication from the conversion module U4 and the integrated module U1 ), And when the fingerprint and the fingerprint authentication code coincide with each other, the corresponding authentication code is output through USB.

The fingerprint and fingerprint algorithm of this case invention can be expressed as follows.

int getfingerauthorization (int fingerprintcode, int fingerveincode)

{

    if (fingerprintcode> 0 && fingerveincode> 0 && fingerprintcode == fingerveincode))

    {

return fingerprintcode;

    }

    return 0;

}

The algorithm is an algorithm that accepts a fingerprint authentication code and a fingerprint authentication code from the integration module U1 and allows an authentication code only when the fingerprint and the low vein are the same person.

The following is a more detailed description.

The fingerprint module U2 retrieves a fingerprint and outputs the code number of the corresponding person when there is a person matching the fingerprint.

The finger vein module U3 searches for a finger vein and outputs the corresponding person's code number if there is a person matching the finger vein.

The fingerprint code of the fingerprint module U2 and the fingerprint code of the fingerprint module U3 are inputted into fingerprintcode and fingerveincode which are the arguments of the function name getfingerauthorization of the above algorithm so that both argument values are valid and also two registration The fingerprint and the finger vein integration module output the person's code only when the unique number of the customer is matched.

If other fingerprint code and fingerprint code are invalid or do not match, an error code of 0 is output.

The following describes the procedures for registering, authenticating and deleting fingerprints and fingerprints from the self-archiving recognizer or bank.

First, as shown in FIGS. 16 to 18, the fingerprint and the finger vein are registered, and the fingerprint and finger vein recognizer make a registration request (S311).

When there is a registration request in the fingerprint and fingerprint recognizer, the fingerprint and finger vein are scanned first by the finger of the person to be registered (S312).

Next, the fingerprint and the finger vein are scanned to the recognizer by the finger of the person who wants to register the fingerprint and the fingerprint of the person who intends to register after the first registration in the recognizer of the finger vein (S313).

Next, the fingerprint and finger vein are scanned by the finger of the person who intends to register the fingerprint and finger vein to the recognizer after the first registration in the fingerprint and fingerprint recognizer (S314).

In order to measure the accuracy of the registration of the fingerprint and finger vein in the recognizer, it is determined whether all three scanned images match (S315).

If the three fingerprints and the fingerprint registered in the recognizer do not coincide with each other and the three scanned images do not coincide with each other, the process is resumed. If all the scanned images match, the registration is completed (S316).

This process is performed three times to register the image of the correct fingerprint and finger vein.

Next, authentication of the fingerprint and the fingerprint is performed, and the fingerprint and fingerprint recognizer make an authentication request (S321).

The fingerprint of the fingerprint and the image of the finger vein are scanned in the fingerprint and fingerprint recognizer (S322).

In step S323, the image of the fingerprint and the finger vein scanned by the finger of the registered person is compared with the image of the fingerprint and finger vein.

In step S324, it is determined whether or not the scanned image matches the fingerprint and the fingerprint recognizer.

If all of the scanned images in the fingerprint and finger vein recognizer do not coincide with each other as described above, they are restarted. If all the scanned images match, the authentication is completed (S325).

The following is a step of deleting the registration of the fingerprint and the fingerprint, and the deletion request is made from the fingerprint and the fingerprint recognizer (S331).

The code of the party to be deleted is input to the fingerprint and fingerprint recognizer (S332).

It is determined whether the image of the code to be registered is deleted from the recognizer of the fingerprint and the finger vein (S333).

If the scanned image is not deleted from the recognizer of the fingerprint and the finger vein, the authentication is restarted. If the scanned image is deleted, the authentication is completed (S334).

As described above, when the fingerprint and the fingerprint are managed by a method of registering, authenticating and deleting the fingerprint and the fingerprint of the fingerprint and the fingerprint of the fingerprint and the fingerprint, the recognition degree of the fingerprint and fingerprint is further increased and the operation is simplified.

FIG. 19 shows an embodiment of the present invention using a two-fingerprint, and uses the same reference numerals and technical terms as those of the embodiment shown in FIGS.

8 and 9, the fingerprint image sensor 220 may be replaced with a fingerprint image sensor 220 in place of the fingerprint image sensor 220 of the other embodiments so that two fingerprints can be simultaneously authenticated by using only a fingerprint recognition unit. The modules 250aa and 250ab are provided to determine a fingerprint by touching the fingerprint.

Here, in order to increase the probability of security, the temperature sensors 205a and 205b for detecting the temperature of the flow of the finger described above are formed in front of the fingerprint recognition modules 250aa and 250ab, And the finger vein can be recognized by the detected temperature and flow by sensing the flow of the blood flow.

Fingerprint recognition modules 250aa and 250ab may be formed in place of the temperature sensors 205a and 205b. The fingerprint recognition modules 250aa and 250ab may be formed in a multi-layer thin plate structure. A fingerprint recognition layer may be formed on the upper layer of the fingerprint authentication module. And a temperature and blood flow sensing authentication layer may be formed on the lower part to sense the temperature and blood flow of the human body and then start the operation thereof.

The integrated module for linking fingerprints, fingerprints, fingerprints and fingerprint algorithms to implement this can be described as follows.

FIG. 20 is a diagram showing an input / output integration module for linking the algorithms of the fingerprint 1 and the fingerprint 2.

As shown in the drawing, the input / output integration module U1 for simultaneously linking the algorithms of the fingerprint 1 and the fingerprint 2 comprises a fingerprint module 1 (U2) and a fingerprint module 2 (U3).

First, the fingerprint module 1 (U2) will be described.

The GND line 1 of the fingerprint module 1 (U2) functions as a 0V grounding function as a reference of the (-) voltage circuit, and the line RX 2 serves as a serial data receiving port to control the fingerprint module 1, Line 3 is a serial data transmission port that reads the status of the fingerprint module 1 and line 4 of VCC functions as a voltage input of + 5V based on the (+) voltage of the power supply circuit. The image sensor scans the fingerprint and compares the fingerprint image with a previously stored image to output the registered authentication code of the person in the 232 communication when there is a person of the same fingerprint image.

Here, 232 communication is a serial communication standard.

The following describes the fingerprint module 2 (U3).

The GND line 1 of the fingerprint module 2 (U3) functions as a 0V grounding function as a reference of the (-) voltage circuit, and the line RX 2 serves as a serial data receiving port to control the fingerprint module. Line is a serial data transmission port that reads the status of the fingerprint module and line 4 of VCC functions as a + 5V voltage input function based on the (+) voltage of the power supply circuit. The fingerprint is scanned and compared with a previously stored image, and if there is a person of the same fingerprint image, the registered authentication code of the person is outputted through the 232 communication.

Here, 232 communication is a serial communication standard.

The fingerprint 1 (U2) and fingerprint 2 (U3) input and the USB output integration module U1 will be described.

The D1 / TX1 line of the integration module U1 is a serial 232 communication transmission port and functions as a data transmission function to a computer. The D0 / RX2 line is a serial 232 communication reception port. , GND line 4 functions as a negative voltage reference and functions as a 0V grounding function and line D2 5 is a fingerprint module 1 (U2) serial 232 communication transmission line. It functions to transmit commands to the fingerprint module 1, D3 Line 6 is the fingerprint module 1 (U2) serial 232 communication reception line. It receives the status value of the fingerprint module 1. D9 line 12 is the fingerprint module 2 (U3) serial 232 communication transmission line. D10 # 13 line receives the status value of the fingerprint module 2 as the fingerprint module 2 (U3) serial 232 communication reception line, and the 5V line # 27 is the (+) function. Supply 5V voltage of fingerprint module 1 (U2) and fingerprint module 2 (U3) as 5V voltage output pin , The GND line 29 functions as a reference voltage of 0V and the VIN line 30 functions as a (+) voltage reference and functions as a + 5V voltage input. The fingerprint 1 authentication code (unique number of the customer whose fingerprint is registered) output from the fingerprint module 1 (U2) and the fingerprint 2 authentication code (unique number of the customer registered fingerprint) output from the fingerprint module 2 (U3) When the authentication code of the fingerprint 1 (U2) matches the authentication code of the fingerprint 2 (U3), the module receives the authentication code from the module U1 and outputs the authentication code via USB.

The fingerprint 1 and fingerprint 2 algorithms of the present invention can be represented as follows.

int getfingerauthorization (int fingerprintcode1, int fingerprintcode2)

{

    if (fingerprintcode1> 0 && fingerprintcode2> 0 && fingerprintcode1 == fingerprintcode2))

    {

return fingerprintcode1;

    }

    return 0;

}

The above algorithm allows the authentication code to be accepted only when the fingerprint 1 (U2) authentication code and the fingerprint 2 (U3) authentication code are received from the integration module (U1) and the fingerprint 1 (U2) .

The following is a more detailed description.

The fingerprint module 1 (U2) searches the fingerprint 1 and if there is a person matching the fingerprint, the unique number of the person is output.

The fingerprint module 2 (U3) searches the fingerprint 2 and if there is a person matching the fingerprint, the unique number of the person is output.

The fingerprint code of the fingerprint module 1 (U2) and the fingerprint code of the fingerprint module 2 (U3) are inputted as fingerprintcode1 and fingerprintcode2 which are the arguments of the function name getfingerauthorization of the above algorithm, so that both argument values are valid, The fingerprint 1 (U2) and fingerprint 2 (U3) integration module output the corresponding person's code only when the customer's unique number (person code value) matches.

When the other fingerprint code is invalid or does not match, an error code of 0 is output.

The following is a description of the integrated module that links the fingerprint and the fingerprint algorithm.

FIG. 21 is a diagram showing an input / output integration module for linking algorithms of finger vein 1 and finger vein 2;

As shown in the figure, the input / output integration module U1 for simultaneously linking the algorithms of the finger vein 1 and the finger vein 2 comprises a finger vein module 1 (U2) and a finger vein module 2 (U3).

First, the finger vein module 1 (U2) will be described.

The GND line 1 of the finger vein module 1 (U2) has a grounding function of 0 V as a reference of a negative voltage, and the line A 2 is a serial communication standard RS485 communication A port, B line 3 is a serial communication standard RS485 communication B port for receiving and transmitting data and VCC line 4 is a +5 V voltage reference for the power supply circuit, Transmits infrared rays through a finger, transmits a registered authentication code of the person through 485 communication when a vein is scanned from a camera image sensor and compared with a vein image stored in advance and there is a person with the same image.

Here, 485 communication is a serial communication standard.

The following describes the 485-232 conversion module U4.

The GND line 1 on the left side of the conversion module U4 has a 0V grounding function as a reference of the negative voltage and the A 2 line is a serial communication standard RS485 communication A port for data reception and transmission functions, The line 3 is a serial communication standard RS485 communication B port, and functions as a data receiving and transmitting function. The line VCC 4 is a (+) voltage reference and functions as a voltage input of + 5V. 1 (U2), converts the 485 signal to 232, and outputs the converted signal.

The line DI5 on the right side of the conversion module U4 is a serial 232 communication reception port and receives data. RE6 line is a 485 communication control port, and controls the transmission / reception state of the 485 communication module DE line 7 is a 485 communication control port that controls the sending / receiving status of the 485 communication module. RO line 8 is a serial 232 communication sending port, Module U1.

The following describes the finger vein module 2 (U3).

The GND line 1 of the finger vein module 2 (U3) has a grounding function of 0V as a reference of a negative voltage, and the line A 2 is a serial communication standard RS485 communication A port, B line 3 is a serial communication standard RS485 communication B port for receiving and transmitting data and VCC line 4 is a +5 V voltage reference for the power supply circuit, Transmits infrared rays through a finger, transmits a registered authentication code of the person through 485 communication when a vein is scanned from a camera image sensor and compared with a vein image stored in advance and there is a person with the same image.

Here, 485 communication is a serial communication standard.

The following describes the 485-232 conversion module U5.

The GND line 1 on the left side of the conversion module U5 has a 0V grounding function as a reference of the negative voltage and the A 2 line is a serial communication standard RS485 communication A port for receiving and transmitting data, The line 3 is a serial communication standard RS485 communication B port, and functions as a data receiving and transmitting function. The line VCC 4 is a (+) voltage reference and functions as a voltage input of + 5V. 2 (U3), converts the 485 signal to 232, and outputs the converted signal.

The line DI5 on the right side of the conversion module U5 is a serial 232 communication reception port and receives data. RE6 line is a 485 communication control port, and controls the transmission / reception state of the 485 communication module DE line 7 is a 485 communication control port that controls the sending / receiving status of the 485 communication module. RO line 8 is a serial 232 communication sending port, Module U1.

The input of the finger 1 (U2) and the finger 2 (U3) and the USB output integration module U1 will be described.

The D1 / TX1 line of the integration module U1 is a serial 232 communication transmission port and functions as a data transmission function to a computer. The D0 / RX2 line is a serial 232 communication reception port. , GND line 4 has 0V grounding function as a voltage reference and D2 5 line is a serial 232 communication send port of 485-232 conversion module U4 to control the finger vein module U2 D3 line 6 is the 485 control port of the 485-232 conversion module U4 and controls the sending / receiving state of the 485 module. D4 line 7 is the 485-232 conversion module of the 485-232 conversion module U4 The control port is used to control the sending / receiving state of the 485 module. D58 is the serial 232 communication receiving port of the 485-232 conversion module (U4). It reads the status of the UPC module (U2) D8 Line 11 is a serial 232 communication send port of the 485-232 conversion module (U5). It controls the finger module (U3) D9 line 12 is the 485 control port of the 485-232 conversion module (U5), and controls the sending / receiving state of the 485 module. D10 line 13 is the control port of the 485-232 conversion module (U5) 485 control port. It controls the sending / receiving status of the 485 module. D11 Line 14 is the serial 232 communication receiving port of the 485-232 conversion module (U5). It reads the status of the UPC module (U3) And the 5V line 27 is the (+) voltage 5V output pin and supplies the 5V voltage of the finger module 1 (U2), finger module 2 (U3), and 485 module (U4, U5) GND line 29 serves as a reference for the negative voltage and has a grounding function of 0 V. VIN line 30 functions as a positive voltage input and a +5 V voltage input function. (The unique number of the customer registered with the finger vein) output from the finger vein module U2 and the finger vein authentication code Receiving the identification number) received from the integrator module (U1) outputs a verification code to the USB when the authentication code of the finger vein 1 (U2) and the finger vein 2 (U3) to coincide with each other.

The finger vein 1 and finger vein 2 algorithms of the present invention can be represented as follows.

int getfingerauthorization (int fingerveincode1, int fingerveincode2)

{

    if (fingerveincode1> 0 && fingerveincode2> 0 && fingerveincode1 == fingerveincode2))

    {

return fingerveincode1;

    }

    return 0;

}

The algorithm is executed only when the finger vein 1 (U2) and the finger vein 1 (U3) are the same person by receiving the finger vein 1 (U2) authentication code and the finger vein 2 It is an algorithm that allows authentication codes.

The following is a more detailed description.

The finger vein module 1 (U2) searches the finger vein 1 and if there is a person matching the corresponding finger vein, the corresponding person's unique number is output.

When the finger vein module 2 (U3) searches for the finger vein 2 and there is a person who matches the finger vein, the fingerprint identification number of the person is outputted.

The parameters of the finger vein module 1 (U2) and the finger code of the finger vein module 2 (U3) are input to the arguments of the function getfingerauthorization, fingerveincode1 and fingerveincode2, respectively, When the unique numbers of two registered customers are matched, the integration module of the finger vein 1 (U2) and the finger vein 2 (U3) outputs the corresponding person's code.

If the other MAC codes are invalid or do not match, an error code of 0 is output.

In addition, although the manager has a right to open and close the safe, the fingerprint may be determined to be inconsistent due to an error when the finger is brought into contact with the fingerprint and finger vein sensing unit 202, so that if both fingerprints do not match It is preferable to provide an opportunity to generate an alarm beep twice or three times and then automatically transmit a signal to a police station or a security company through a communication module not shown.

The scope of protection of the present invention is not limited to the description and the expression of the embodiments explicitly described in the foregoing. It is again to be understood that the present invention is not limited by the modifications or substitutions that are obvious to those skilled in the art.

200a: integrated shooting authentication device
200b: security authentication means
201:
201a: scan panel upper case
201b: scan panel lower case
220, 230, 231: image sensor
240, 241: Infrared light source part
250: scan panel
250a: fingerprint finger contact
250b: finger vein non-contact part
260a: Infrared side transmitter
260: Infrared side transmitter case

Claims (13)

A financial transaction relay system comprising:
A communication network;
A customer terminal connected to the communication network and having a fingerprint recognizer for inputting fingerprint and / or fingerprint information;
The customer terminal is connected through the communication network, receives the fingerprint and / or fingerprint information, the telephone number, and the account password from the customer terminal and registers the member as a member, and the customer terminal transmits either one of online bank transaction and electronic commerce And a personal finance transaction relay server for receiving only the fingerprint and / or fingerprint information from the customer terminal and authenticating and accessing the online banking system or the electronic commerce system so as to perform a financial transaction;
Wherein the personal financial transaction relay server comprises:
A fingerprint and / or a finger vein recognition processor for receiving the fingerprint and / or fingerprint information from the customer terminal and comparing the fingerprint and / or fingerprint information with the previously registered fingerprint and / or the fingerprint information; An account password processing unit for registering an account password of the customer terminal registered in the online banking system; And a telephone number authentication processing unit for authenticating the telephone number of the customer terminal using the telephone number of the customer terminal,
A database for storing the fingerprint and / or fingerprint information, the account password and the telephone number;
And an advertisement execution processing unit for executing a 'spot advertisement' when the fingerprint and / or the fingerprint information match the fingerprint and / or the fingerprint information previously registered,
The fingerprint module U2 is interlocked with the integration module U1 which can simultaneously authenticate the fingerprint and the finger vein, the fingerprint module U3 and the conversion module U4 are interlocked with each other, The fingerprint authentication code output from the fingerprint module U2 and the fingerprint authentication code output from the fingerprint module U3 are received by the integration module U1 and the fingerprint and the fingerprint authentication code are transmitted via USB to the authentication code Or the fingerprint authentication code output from the fingerprint module U2 and the fingerprint authentication code output from the fingerprint module U3 are received by the integration module U1 so that the fingerprint and the fingerprint authentication code Wherein the plurality of security lock modules are provided as middleware and further include a firewall function for blocking the hacking, wherein the plurality of security lock modules are provided as middleware, Relay system
A method of processing a financial transaction relay system comprising:
Accessing a personal financial transaction relay server of the financial transaction relay system from a customer terminal of the financial transaction relay system through a communication network;
Acquiring fingerprint and / or finger vein information through the fingerprint and / or finger vein reader of the customer terminal and transmitting the fingerprint and / or finger vein information to the personal finance transaction relay server through the communication network, Registering fingerprint and / or fingerprint information in the database in correspondence with the customer terminal in the server;
The personal finance transaction relay server authenticates the user using the telephone number of the customer terminal stored in the database and registers the password for the account account number of the customer terminal in the database to the personal finance transaction relay server, Or a 'general usage fee' is received;
Registering the fingerprint and / or fingerprint information, the telephone number, and the account password of the customer terminal as a member of the personal financial transaction relay server when the 'spot advertisement' is received,
If the user does not select to receive the 'spot advertisement', the 'general usage fee' is selected. If the 'spot advertisement' is selected, the user is registered as a member. If the user does not select 'general usage fee' An end step of ending the member registration procedure;
The fingerprint module U2 is interlocked with the integration module U1 which can simultaneously authenticate the fingerprint and the finger vein, the fingerprint module U3 and the conversion module U4 are interlocked with each other, The fingerprint authentication code output from the fingerprint module U2 and the fingerprint authentication code output from the fingerprint module U3 are received by the integration module U1 and the fingerprint and the fingerprint authentication code are transmitted via USB to the authentication code Or the fingerprint authentication code output from the fingerprint module U2 and the fingerprint authentication code output from the fingerprint module U3 are received by the integration module U1 so that the fingerprint and the fingerprint authentication code If the customer terminal is to perform an authentication procedure to perform either an online bank transaction or an electronic commerce transaction, the user terminal can output the corresponding authentication code to the personal finance transaction relay server The step of receiving only the transmitted fingerprint and / or the vein information from the client terminal processes the fingerprint and / or a finger vein authentication, and;
If the transmitted fingerprint and / or fingerprint information match the fingerprint and / or fingerprint information registered in the personal finance transaction relay server, the 'spot advertisement' is executed and the online bank System or an electronic commerce system and relaying the financial transaction. 2. The method according to claim 1,
delete 3. The method of claim 2,
The user terminal is configured such that the scan panel 250 in the object accommodating unit 201 as the integrated image capturing authentication apparatus is formed with the finger finger contact portion 250a and the finger finger non-contact portion 250b at the front and rear ends, 250, a groove side wall 251 is formed around the finger sensor non-contact portion 250b so that the image sensor 230 for photographing the finger vein can be seated in the lower portion, A fingerprint finger contact portion 250a and a finger finger noncontact portion 250b formed on a finger placement portion 252 on which a finger can be placed can be used to authenticate a finger. 2 fingerprint 250bn and fingerprint fingerprint 250br fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint fingerprint Fingerprint 2 (250br), fingerprint 1 (250an) and fingerprint 2 (250br), 6) fingerprint 2 (250ar) and fingerprint 1 (250bn) The method according to any one of claims 1 to 3,
3. The method of claim 2,
The line GND1 of the fingerprint module U2 of the customer terminal is a (-) voltage circuit, the line RX2 is a serial data reception port, the line TX3 is a serial data transmission port, (+) Voltage reference of the power supply circuit. The fingerprint is scanned by the image sensor and compared with a previously stored image, and when there is a person of the same fingerprint image, the registered authentication code of the person is outputted by 232 communication To deal with financial transaction relay system
3. The method of claim 2,
The GND line 1 of the finger vein module U3 of the customer terminal is a reference of the negative voltage, the line A 2 is a serial communication standard RS485 communication A port, the line B 3 is a serial communication standard RS485 communication B Port of the conversion module U4, the line VCC4 is the (+) voltage reference of the power supply circuit, the line GND1 on the left side of the conversion module U4 is the reference of the negative voltage, and the line A2 is the serial communication standard RS485 communication A And the line B3 is a serial communication standard RS485 communication port B and the line VCC4 is a voltage reference and the DI 5 line on the right side of the conversion module U4 linked with the finger vein module U3 The RE 7 line is a 485 communication control port, the DE 7 line is a 485 communication control port, and the RO 8 line is a serial 232 communication transmission port and is interlocked with the integrated module U 1 A processing method of a financial transaction relay system in which advertising is characterized
6. The method of claim 5,
The line D1 / TX of the integration module U1 is a serial 232 communication transmission port, the line D0 / RX 2 is a serial 232 communication reception port, the line GND 4 is a reference of a negative voltage, (U2) serial 232 communication transmission line, D3 6 line is the fingerprint module (U2) serial 232 communication reception line, and D8 11 line is the serial 232 communication transmission module (U4) of the 485-232 communication conversion module D9 line 12 is the 485 communication control port of the 485-232 communication conversion module (U4), D10 line 13 is the communication port of the 485-232 communication conversion module (U3) U4) 485 communication control port, D11 line 14 is the serial 232 communication receiving port of the 485-232 communication conversion module (U4), 5V line 27 is the (+) voltage 5V output PIN, (-) voltage, and VIN line 30 is a (+) voltage reference. These configurations are based on the fingerprint authentication code output from the fingerprint module U2 and the fingerprint authentication code output from the fingerprint module U3 The control module U4 converts the fingerprint authentication code into a 232 communication and receives the fingerprint authentication code from the integration module U1 and outputs the authentication code to the USB when the fingerprint and the fingerprint authentication code coincide with each other Processing method of a financial transaction relay system linking advertising with
delete 6. The method of claim 5,
The function name of the algorithm for the fingerprint authentication code and the fingerprint authentication code. Enter the fingerprintcode and fingerveincode arguments of getfingerauthorization, respectively. If both argument values are valid and the two registered customer's unique numbers match, And the code of the corresponding person is output from the integration module that authenticates at the same time. The processing method of the financial transaction relay system
The fingerprint authentication system according to claim 4, wherein the integration module (U1) applied to the fingerprint 1 (250an) and the fingerprint 2 (250ar) comprises a fingerprint module 1 (U2) and a fingerprint module 2 (U3) 1 (U2) scans the fingerprint image from the image sensor and compares the fingerprint image with a previously stored image to output a registered authentication code of the person as a specific serial communication signal when there is a person with the same fingerprint image. The fingerprint module 2 (U3) The fingerprint is scanned by the image sensor and compared with a previously stored image to output a registered authentication code of the person as a specific serial communication signal when there is a person of the same fingerprint image, And a fingerprint 2 authentication code output from the fingerprint module 2 (U3) is received by the integration module (U1), and when the fingerprint 1 and the fingerprint 2 authentication code coincide with each other, a corresponding authentication code is output via USB A method of processing financial transaction relay system linking advertisement
The fingerprint authentication module according to claim 10, wherein the fingerprint modules 1, 2 (U2) and (U3) output the registered authentication code of the person through 232 communication, and the fingerprint 1 authentication code output from the fingerprint module 1 (U2) Characterized in that the fingerprint 2 authentication code output from the fingerprint module 2 (U3) is a unique number of the registered customer, and the fingerprint 2 authentication code output from the fingerprint module 2 (U3)
5. The method according to claim 4, wherein the integration module U1 applied to the finger vein 1 250bn and the finger vein 2 250br comprises a finger vein module 1 (U2) and a finger vein module 2 (U3) , The finger vein module 1 (U2) scans the finger vein in the image sensor and compares the finger vein with a pre-stored image to output a registered authentication code of the person as a specific serial communication signal when there is a person with the same finger vein image, The finger vein module 2 (U3) scans the finger vein in the image sensor and compares the finger vein with a pre-stored image to output a registered authentication code of the person as a specific serial communication signal when there is a person of the same finger vein image, The integration module U1 receives the finger vein 1 authentication code output from the module 1 (U2) and the finger vein authentication code output from the finger vein module 2 (U3) from the integration module (U1) When they match, USB authentication How to handle financial transactions, transit system linking the ad characterized in that the output de
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