KR100785317B1 - Internet cyber commodity bonds, Internet e-commerce method using the same and its electronic commerce system - Google Patents

Abstract

The present invention relates to an electronic commerce system and method that enables a company producing a product to finance a product production cost before production of the product. In the present invention, the commodity supplier 40 requests the bond sales service providing system 10 to issue the bonds before the production of the goods, and the bond sales service providing system 10 authenticates the bond issuance authentication system 70. Will issue commodity bonds for the commodity. The commodity bonds issued as described above are sold to the commodity consumer 30. Here, the trade receivable is set at an amount corresponding to the price of a given commodity, and the commodity receivable is used as a receipt which can take over the commodity on the production completion date written on the commodity receivable. The commodity supplier produces the commodity with the sales amount of the commodity bond sold to the commodity consumer, and the produced commodity is supplied to the commodity bond holder. According to the electronic commerce method and system according to the present invention, since the product supplier 40 can procure the production cost before the production of the product, it is possible to supply the product at a low price to the product consumer 30, that is, the product bond holders. Done. In addition, since the commodity supplier and the commodity consumer are directly coupled, the logistics and distribution costs can be greatly reduced.

Description

Internet cyber commodity bonds, Internet e-commerce method using the same and its electronic commerce system {Internet cyber commodity-bond, Internet electronic trading method using the same and trading system}

1 is a system configuration diagram showing the overall configuration of the Internet e-commerce system according to the present invention.

2 is a functional block diagram showing the internal configuration of the bond sales service providing system 10 in FIG.

3 is a view showing the configuration of cyber commodity bonds according to the present invention.

4 to 8 show the table structure of the database 122 shown in FIG.

9 is a flowchart for explaining the operation of the service control unit 124 shown in FIG.

10 to 12 are views showing the initial screen configuration of the home page provided by the bond sales service providing system 10 in FIG.

FIG. 13 is a flowchart for explaining a selling information processing operation of the transaction decision processing unit 125 shown in FIG. 2;

14 is a diagram showing a sell order form according to the present invention.                 

FIG. 15 is a flowchart for explaining a purchase information processing operation of the transaction decision processing unit 125 shown in FIG. 2;

16 is a diagram showing the purchase order form according to the present invention.

FIG. 17 is a flowchart for explaining a trade settlement processing operation of the transaction decision processing unit 125 shown in FIG. 2;

        *** Explanation of symbols for the main parts of the drawing ***

10: bond trading service providing system, 11: modem,

12 server, 14 agent terminal,

13: operator terminal, 20: the Internet,

30: commodity consumer, 40: commodity supplier,

50: banking system, 60: insurance system,

70: bond issuance authentication system, 121: data memory,

122: database, 123: program storage unit,

124: service control unit, 125: transaction decision processing unit.

The present invention relates to an electronic commerce system using the Internet, and in particular, it is possible for a company to issue and sell commodity bonds corresponding to the commodity before the commodity production to finance the commodity production cost, and also directly combine the enterprise and the consumer. Internet cyber commodity bonds that allow consumers to purchase goods at low prices by simplifying the intermediary pass, and allow consumers to re-technize using the commodity bonds, the Internet e-commerce method using the same, and the electronic It is about a commerce system.

As the society is divided and specialized, the production, distribution, and sales structure of products (products) is being advanced and systemized. Also, in the production stage of the product, assembly and finishing companies purchase parts produced by a large number of parts makers to make a single consumer product.

In general, a firm will profit from selling its products to consumers. However, most of these business activities take precedence over the production stage of producing the product before the sale of the product to the consumer. And for the production of goods, a considerable amount of capital is required from the development of the goods to the manufacture. Most manufacturers, including component manufacturers and complete manufacturers, raise funds through corporate bonds or stock issuance. However, since corporate bonds are recognized as corporate debt, they have a negative impact on corporate creditworthiness, and stock issuance is affected by the stock market situation. The issuance of shares or corporate bonds mentioned above is possible only for large enterprises. It is almost impossible to issue corporate bonds or shares in small companies or newly incorporated corporations. These small firms must raise funds from banks and other financial institutions. In this case, they must provide collateral such as real estate, etc. equivalent to the funds they raise, as well as pay interest at fixed rates. In addition, the financial burden increases the manufacturing cost, thereby lowering the profit of the company or weakening the price competitiveness of the product. In particular, the burden of financial costs is not limited to small firms, and the same problem will arise in large corporations that are not easily secured through the stock market. And these financial costs are eventually reflected in the commodity price, which acts as a cause of the increase in the consumer's cost burden.

In addition, in producing a commodity, a firm needs to consider the production cost as well as its production cost. If a small quantity of well-selling products is produced, the company will miss the opportunity to make a big profit, and if the produced product is not sold well, it will bear a large amount of inventory. In addition, a large amount of inventory increases the cost of warehouse and logistics, and also causes the problem of selling goods below the cost of production. This inventory burden is considered to be a serious problem not only for companies producing goods but also for import and export companies importing and selling goods.

Also, once produced by a company, the product is sold to consumers through a number of intermediate distribution processes. And this complex intermediate distribution stage is a factor that greatly increases commodity prices. For example, in the case of agricultural and marine products, it has been reported that the purchase price of consumers is several times to several tens of times compared to the selling price of producers or producers.

Accordingly, the present invention has been created in view of the above circumstances, the Internet cyber commodity bonds that can procure the cost of commodity production in advance by producing a commodity receivable before the company produces the commodity, and the Internet electronic using the same The main purpose is to provide a commerce method and its electronic commerce system.

In addition, the present invention is the Internet cyber commodity bonds that allow consumers to purchase goods at low cost by paying the product production cost of the enterprise, and also directly reduce the logistics cost by combining the enterprise and the consumer, and Internet e-commerce using the same Another object is to provide a method and an electronic commerce system.

In another aspect, the present invention provides an Internet cyber commodity bond that enables the consumer to sell the purchased product bonds to other consumers, to utilize the product bonds as a re-technical means, an Internet e-commerce method using the same and an electronic commerce system using the same. There is another purpose.

In order to achieve the above object, an Internet e-commerce system using cyber goods bonds according to the first aspect of the present invention issues cyber goods bonds for a corresponding product based on product information authorized from a goods supplier, and sells goods from a goods consumer. It is configured to provide a bond sales service providing device for conducting the sale and sale of cyber commodity bonds in response to the signing request, wherein the cyber commodity bonds are priced and issued at an amount corresponding to the selling price of the commodity, the product supplier Is characterized in that for supplying the goods corresponding to the cyber commodity bonds to the owners of cyber commodity bonds on the production completion date.

In addition, the Internet cyber commodity bonds according to the second aspect of the present invention for achieving the above object is configured to be distributed through the Internet, and is sold at a price equivalent to the amount of the commodity supplied and issued before commodity supply, Characterized in that it is used as a receipt for receiving the product on the production completion date of the product.

In addition, the Internet e-commerce method using the cyber commodity bonds according to the third aspect of the present invention is a bond issuing step of issuing a cyber commodity bond corresponding to the product before the production of the product, and the bond sales selling the cyber commodity bonds A step of providing a product for supplying the sale amount of the sold bond to the product provider, a step for producing a product using the supplied funds, and a step for supplying the product for the bond holder. It features.

Hereinafter, exemplary embodiments of the present invention will be described with reference to the accompanying drawings.

1 is a conceptual diagram illustrating the basic concept of the present invention, which shows an electronic commerce system using "cyber commodity bonds". In addition, the term "cyber commodity bond" is a kind of "commodity bill", which is issued before the production of a certain commodity and priced, and is promised to acquire the commodity on the completion date of production described on the cyber commodity bond. Bonds "," electronic goods bonds "," e-bonds "," e-bonds "," receipt "," receipt "and" bill ", and the like, hereinafter" e-bonds " It describes as unification.

In FIG. 1, a plurality of commodity consumers 30 and a plurality of commodity providers 40 are coupled to the bond sales service providing system 10 through the Internet 20. Here, the product supplier 40 refers to a supplier producing and supplying a predetermined product, and the product consumer 30 refers to a consumer purchasing a product produced by the product supplier 40. 30) and the product supplier 40 may be an individual or a company. In other words, the electronic commerce system enables a business to business (B2B), a business to consumer (B2C), and a business to consumer (C2C). In addition, the product supplier 40 may be an import and export company that imports and sells a specific product as well as a company producing the product.

In addition, the bond sales service providing system 10 is coupled through the banking system 50, insurance system 60, bond issuance authentication system 70 and the Internet (20). Of course, in this case, the above systems may be combined through a financial network or a separate dedicated network rather than the Internet 20.

In the above system, the product supplier 40 may pre-determine a production price for the corresponding product, a production quantity and a period, etc., in advance of the commercialization plan before producing the predetermined product, and provide information for crediting the product. Through the bond trading service providing system 10 through.

In addition, the bond sales service providing system 10 requests the bond issuance authentication system 70 to perform a predetermined bond issuance authentication procedure based on information on goods and companies authorized from the goods provider 40, When the bond issuance authorization information is received from the bond issuance authentication system 70, the e-commodity bond is issued only for the corresponding product. And the bond sales service providing system 10 will provide a sale or purchase of bond sales services for the e-commodity bonds generated in this way.                     

In addition, the bond sales service providing system 10 is issued by the bond sales service providing system 10 by subscribing a predetermined amount of compensation insurance for the unexpected business accident of the bond trading transaction through the insurance system 60. This ensures the reliability of e-bonds.

FIG. 2 is a functional block diagram functionally separating the internal configuration of the bond sales service providing system 10 shown in FIG. 1, which includes an input terminal such as a modem 11, a server 12, a monitor and a keyboard, and the like. One operator terminal 13 and the counselor terminal 14 are provided.

In addition, the server 12 includes a data memory 121 for storing information and various guide messages regarding various input screens of a website for providing a cyber product bond trading service according to the present invention, a database 122, The program storage unit 123 stores an overall driving program for providing an e-commodity bond trading service, and the overall e-commodity bond issuance and e-commodity trading in accordance with the driving program stored in the program storage unit 123. The service control unit 124 for controlling the operation, the transaction decision processing unit 125 for processing the information according to the purchase, sale of the e-bonds in real time, and for storing the e-bonds information held by each member Personal safe storage unit 126 is configured to be included.

Here, the service control unit 124 is provided with a graphical user interface (GUI) module, for example, to provide various input screens for membership of the service subscriber and issuance of e-goods bonds for a specific product. It is configured to update the database 122 based on various information received from the consumer 30 or the product supplier 40.

In addition, the service control unit 124 issues an e-goods bond as shown in FIG. 3 with respect to a predetermined product, which is a company information provided from a producer providing a predetermined product, for example, a corresponding company supplier 40. , And the information on the relevant product information, etc. to the bond issuance certification system 70, which is a national accredited body, and e-commodity bonds, i.e. E-Commodity Bonds such as 3 will be issued.

As shown in FIG. 3, the e-commodity bond generated by the service control unit 124 includes a commodity model number, a commodity image information, and a commodity specification of the commodity on the right side of the e-commodity bond. 3) is displayed on the left side of the product, the serial number 31, the issue date (32), the registration number (33), the electronic notarization number (34), the interest rate (35) (36), scheduled production date (37), repayment maturity date (38), interest payment method (39), and issuance amount (4), electronic sign information (41) of the chief director of the company producing the product and issuing company Commodity bond issuance information consisting of 42 is displayed.

On the other hand, in Figure 2, the service control unit 124 is a member of the commodity consumer 30 or the product provider 40 (hereinafter referred to as e-commodity bond trading service subscribers, namely, the commodity provider 40 and the commodity consumer 30). If the information received from the information is about the sale of the e-commodity bonds, that is, the sale and purchase of the e-commodity bonds, the received information is transmitted to the transaction decision processing unit 125.

In this case, the transaction decision processing unit 125 is configured to perform the processing of the sale and purchase of e-commodity bonds, in response to the sale or purchase received from the terminal of the commodity consumer 30 and the commodity provider 40. The transaction of the commodity receivable is performed on the basis of the related information, and the database 122 is updated using the information according to the transaction process.

In addition, in FIG. 2, the database 122 includes a member information storage unit 122a storing personal information of a member, a selling information storage unit 122b storing an selling information of an e-commodity bond, and an e-commodity bond. The purchase information storage unit 122c for storing the purchase information for the transaction, the transaction information storage unit 122d for storing the selling information for buying and selling the e-commodity bond, and the e-commodity bond for the specific product. The bond information storage unit 122e for storing the commodity bond information and the price information storage unit 122f for storing the market price information on the e-commodity bond.

In addition, the member information storage unit 122a stores member information by classifying it into individual members, corporate members, and branch members for the sale and closing service agency, but in the case of individual information such as individual members and branch members for each member, Name, social security number, telephone number, payment account number, homepage information, etc. are stored.In case of corporate member, company name, business registration number, company phone number, payment account number, homepage information and predetermined company information are stored. Predetermined personal bond vault number for each member provided at the time of registration and vault password set by the member are stored. This bond safe number is used as a safe number for storing in the personal safe storage unit 126 as a personal safe for storing e-goods bond information at the time of the sale of the e-goods bonds.

In addition, the sell information storage unit 122b, as shown in Figure 4, the sell information classification table, date / time table, transaction item code table, sell order contents table, electronic deposit certificate table, e-goods bond table , The seller table and the trading agency table.

Also, as shown in FIG. 5, the purchase information storage unit 122c includes a purchase information classification table, a date / time table, a trading item code table, a purchase order contents table, a buyer table, and a trading company table. The transaction information storage unit 122d includes a transaction conclusion table, a transaction item code table, a deposit certificate table, a transaction amount table, a transaction center table, a trading agency table, a seller table, and a buyer table.

The bond information storage unit 122e includes an e-commodity bond item code table, an electronic deposit certificate table, an e-commodity bond owner table, an electronic deposit certificate handling agency table, and an e-commodity bond table. The price information storage unit 122f includes an opening date and time table, a trading item code table, an e-commodity receivable table, a selling quotation table, a buying quotation table, a trading execution table, a daily performance table, a today's performance table, and a daily comparison table. .

In addition, as shown in FIG. 2, as the transaction of the e-commodity bond is activated, the server 12 may increase the amount of processing data indefinitely, resulting in a problem of a decrease in data processing speed. 125 and the database 122 are preferably implemented as separate servers.

Next, the operation of the device having the above configuration will be described.

9 is a flowchart for explaining the operation of the service control unit 124 shown in FIG.                     

First, when a predetermined connection request is made from a member (ST1), the service control unit 124 reads initial screen information for providing the service from the data memory 121, and displays a graphical user interface (GUI) module. It is transmitted to the modem 11 through the bar (ST2), the initial screen information sent to the modem 11 is authorized to a communication terminal (hereinafter referred to as a member terminal) that the member will use through the Internet 20 Will be output.

In this case, the initial screen information provided to the member terminal is output as shown in FIG. 10, for example, and the item information selected by the member from the initial screen output as shown in FIG. 10 is controlled by the service controller 124 through the modem 11. The control unit 124 reads various screen information corresponding to the item information received from the member terminal from the data memory 121 and transmits the screen information to the member terminal through the modem 11. When predetermined information is input from the member to various screen information sent to the member terminal, the input information is applied to the service control unit 124 through the modem 11, and thus the service control unit 124 is received. Based on the input information, a predetermined control process such as updating the database 122 is performed (ST3).

That is, the initial screen for providing the service, as shown in Figure 10, the member registration 100, product registration 200, the conclusion of the sale 300 items, and counseling helper (50) to help use the service e-Commodity Bond Standardization Code Guide (51), Trade Breaking News (52), e-Commodity Bond Subscription Information (53), Transaction Bulletin Board (54), Investment Analysis Simulation (55), Member Homepage (56), Breaking News (57), and items 50 to 57 are displayed and displayed on all screens.

Here, when the "consulting helper 50" item of the initial screen is selected by the member, the corresponding information is received through the modem 11, and the service control unit 124 is a counselor based on the received information. Control to perform the connection with the terminal (14). That is, the service control unit 124 is provided with a computer telephone integration (CTI) function providing module to provide voice counseling and guidance services between the member terminal and the counselor terminal 14.

In addition, when the member selects the "e-commodity bond standardization code guide" item 51 of the initial screen, the service control unit 124 checks the e-commodity item code table of the bond information storage unit 122e. The issue type classification code information of the commodity receivables and the commodity classification code of the e-commodity receivables are read and sent to the terminal of the member through the modem 11. At this time, the detailed information on the specific e-commodity bonds, the service control unit 124 reads the detailed information of the product from the bond information storage unit 122e in accordance with the information authorized from the member terminal and the corresponding member through the modem (11) It is sent to the terminal.

Then, when the "breaking news" item of the initial screen is selected by the member, the service control unit 124 corresponds to the e-commodity bond transaction breaking news screen information as shown in Figure 11 in the transaction information storage unit 122d When the information is read out and transmitted to the member terminal through the modem 11, and the "e-product bond subscription information" item of the initial screen is selected by the member, the service control unit 124 is the bond information storage unit 122e. 12 reads the information corresponding to the e-commodity bond subscription information screen as shown in FIG. 12 and sends the information to the corresponding member terminal through the modem 11.

On the other hand, when the "member registration" item 100 is selected by the member, the service control unit 124 reads the member registration screen from the data memory 121 and sends it to the corresponding member terminal, and is input from the member terminal In the case of the member information, for example, the product provider 40, the member information storage 122a of the database 122 is updated based on the company's company name, business registration number, and financial settlement account.

In addition, when the "product registration" item 200 is selected by the member, the service control unit 124 is to perform a predetermined authentication procedure for the e-commodity bond receivables, firstly the representative director of the company to the corresponding member terminal You will be required to submit a sign electronic certification application, and submit an e-Commodity Bond Issuance Registration Application in accordance with the prescribed form of the Exchange and a Product Production Plan according to the prescribed items. In addition, the service control unit 124 transmits the document information received from the member terminal to the bond issuance authentication system 70 through the modem 11 to request the bond issuance for the product. Thereafter, the service control unit 124 issues an e-commodity bond as shown in FIG. 3 on the basis of the bond issuance permission information for the corresponding product received from the bond generation authentication system 70, and accordingly the e-product The information is stored and registered in the bond information storage unit 122e of the database 122.

On the other hand, when the "medium payment" item 300 is selected by the member in the initial screen as shown in Figure 10 (ST4), the service control unit 124 transmits the received information to the transaction decision processing unit 125 (ST5), the transaction service according to the e-commodity bond transaction is then performed through the transaction decision processing unit 125.

Meanwhile, after performing step ST5 in FIG. 9, the service control unit 124 checks whether the connection with the corresponding member terminal is terminated and terminates the service provision if the connection is terminated (ST6).

Next, the cyber bond trading service operation of the transaction decision processing unit 125 shown in FIG. 2 will be described with reference to the accompanying drawings.

First, when the service control unit 124 receives the e-commodity bond sale and execution request data from the member terminal, it transmits the corresponding member terminal information to the transaction decision processing unit 125, the transaction decision processing unit ( 125 is a multi-tasking (multi-tasking) method to provide real-time trading services for a large number of members.

FIG. 13 is a flowchart for explaining a selling information processing operation of the transaction decision processing unit 125 shown in FIG.

The member terminal information is received from the service control unit 124 to the transaction decision processing unit 125, and then a "sell" item is selected by a member from a trading screen (not shown) output through the member terminal. When the request data for selling is received by the transaction decision processing unit 125 (ST21), the transaction decision processing unit 125 reads the selling order screen information as shown in FIG. 14 from the data memory 121 and the corresponding member. It is sent to the terminal (ST22).

First, in " selling document 1 " as shown in FIG. 14A, when a member ID 401 and a password 402 are received from the member terminal and received by the transaction decision processing unit 125, the transaction decision processing unit 125 ) Performs an authentication procedure regarding membership registration in the member information storage unit 122a of the database 122 based on the received member ID and password information (ST23). That is, it is searched whether the corresponding member ID and the corresponding password information are registered in the member information storage 122a.

If it is confirmed in the step ST23 that the member subscribed to the service, the transaction decision decision processing unit 125 receives the transaction item name 403 or transaction item code 404-407 information of the "selling document 1" from the member terminal. On the basis of this, the e-product information corresponding to the transaction item is read from the bond information storage unit 122e and sent to the corresponding member terminal. The e-product information is shown in Fig. 14a. Similarly, the image information 408 and the commodity receivable information 409 of the product are provided (ST24).

Subsequently, when the "next screen" 140 selection data shown at the bottom of FIG. 14A is approved from the member terminal to the transaction decision processing unit 125, the transaction decision processing unit 125 based on this is shown in FIG. 14B. The "selling document 2" screen information as described above is read from the data memory 121 and sent to the corresponding member terminal (ST25).

In step ST25, the selling order price 421, the selling order quantity 422, the e-goods bond deposit issuance serial number 423, the certificate purchase number 424, the certificate of the "sell order 2" sent to the member terminal When the face value 425 information is input and the information is authorized to the transaction decision processing unit 125, the transaction decision processing unit 125 searches the database 122 on the basis of the information, and is the owner of the e-commodity bond. Confirmation and selling order price is confirmed to be more than 95% of the previous day closing price and less than 105% of the previous day closing price (ST26). At this time, the e-commodity bond deposit issuance serial number 423, the number of certificates 424 and the face value of the certificate amount 425 are configured to input a maximum of four.

In step ST26, when the item " Sell Order Confirmation " is input from the member terminal in the state that satisfies the corresponding condition and the information is received by the transaction decision processing unit 125, the transaction decision processing unit 125 displays the " sell order document 2 "That is, the selling information storage unit 122b of the database 122 is updated and terminated based on the information input in FIG. 14B (ST27).

Thereafter, the transaction decision processing unit 125 checks the service closing time and updates the selling information until the service closing time in the selling information storage unit 122b through the above-described process. -Sell information stored in the selling information storage unit 122b by sorting by the generation type code, product classification code, product model number, maturity code, sell order price, and sell order time Will be updated.

In addition, when a member of a member terminal is registered as a trading agency and is acting on the basis of a trade settlement request from another member terminal, the agency is listed in the [Transaction agency] column shown in FIG. 14B. The member ID 430 and password 431 of the agency company wishing to trade and the ID of the agency company that acts for the trading contract are entered, that is, the contact person ID 432 information. The transaction decision processing unit 125 receives the information. The information is updated in the selling information storage unit 122b.

15 is a flowchart for explaining the purchase information processing operation of the transaction decision processing unit 125 shown in FIG.

The member terminal information is received from the service control unit 124 to the transaction decision processing unit 125, and then a "buy" item is selected by a member from a trading screen (not shown) output through the member terminal. When the purchase request data is received by the transaction decision processing unit 125 (ST21), the transaction decision processing unit 125 reads the purchase order screen information as shown in FIG. 16 from the data memory 121 and the corresponding member. It is sent to the terminal (ST52).

First, when a member ID 451 and a password 452 of "buy order 1" as shown in FIG. 16A provided as a member terminal are input and the information is received by the transaction decision processing unit 125, the transaction is concluded. The information processing unit 125 performs an authentication procedure regarding membership registration in the member information storage unit 122a of the database 122 based on the received member ID and password information (ST53).

If it is confirmed in the step ST53 that the member subscribed to the service, the transaction decision processing unit 125 based on the transaction item name 453 or the transaction item code (454-457) information in the "buy order 1" The e-product information corresponding to the transaction item is read by the bond information storage unit 122e and sent to the member terminal. The e-product information is shown in FIG. And commodity bond information 459 (ST54).

Subsequently, when the "next screen" shown at the bottom of FIG. 16A is selected from the member terminal and the corresponding information is authorized to the transaction decision processing unit 125, the transaction decision processing unit 125 based on this is shown in FIG. 16B. The "buy order 2" screen information as described above is read from the data memory 121 and sent to the corresponding member terminal (ST55).                     

In step ST55, the purchase order price 471, the purchase order quantity 472, and the bank account number 473 or 474 of the "buy order 2" screen provided to the member terminal are input and the information is concluded. When the information processing unit 125 is authorized, the transaction decision processing unit 125 searches the database 122 based on this, and checks whether the purchase order price is 95% or more of the previous day's closing price and 105% or less of the previous day's closing price. On the basis of the bank account number, the bank system 50 is connected to the bank system 50 to check whether the deposit margin of the bank account is more than a predetermined amount deposited (ST56).

When the item " buy order confirmation " 476 is input from the member terminal in the state that satisfies the corresponding condition of step ST56, and the information is received by the transaction decision processing unit 125, the transaction decision processing unit 125 indicates " The purchase information storage unit 123b of the database 122 is updated and terminated based on the purchase order document 2 ", that is, the information input in FIG. 16B (ST57).

In addition, when a member of a member terminal is registered as a trading agency and is acting on the basis of a trade settlement request from another member terminal, the agency is listed in the [Trade Agent] column of FIG. 16B. Enter the member ID (480) and password (481) and the agent ID (482) information of the agency for the bargaining transaction, the agency decision processing unit 125 receives the information received The number of information storage unit 122c is updated.

On the other hand, FIG. 16 is a flowchart for explaining the transaction processing operation of the transaction decision processing unit 125 shown in FIG.                     

First, in the situation where the information of the selling information storage unit 122b and the buying information storage unit 122c of the database 122 is updated by performing the same operations as in FIGS. 13 and 15 in real time as described above, The fastening information processing unit 125 checks whether an update has occurred in the sell information storage unit 122b and the purchase information storage unit 122c of the database 122 by a predetermined time unit (ST71), and if the update occurs, the sell information. On the basis of the data stored in the storage unit 122b and the purchase information storage unit 122c, the selling information and the purchase information for each type of e-commodity bond type and time are sorted (ST72).

In addition, by updating the quote information storage unit 122f of the database 122 on the basis of the information arranged in step ST72 (ST73), each e using the information stored in the updated quote information storage unit 122f. Compare the purchase order price and the purchase order price of the commodity receivable, and execute the trading of the corresponding e-commodity bond based on the price at which the selling order price and the buying order price are the same. If the order prices do not match, the sale price of the e-commodity bond is controlled based on the intermediate price between the lowest selling order price and the highest buying order price (ST74).

In this case, when contention occurs between the sellers who ordered the same selling price or the buyers ordering the same buying price in step ST74, the trade is concluded in the order of the member who first placed the order regardless of the order quantity of the e-commodity bond. You lose.

Subsequently, the transaction decision processing unit 125 reads the safe number of the seller and the buying member from the member information storage unit 122a based on the sale information concluded in step ST74, and the personal safe storage unit based on the safe number. In (126), the e-commodity bond information stored and bound to the seller's member ID is deleted and the e-commodity bond information is stored to correspond to the buyer's member ID. That is, by changing and storing the e-goods bonds stored in the name of the seller in the personal safe storage unit 126 into the e-goods bonds in the name of the buyer, the trading service of the e-goods bonds is completed (ST75).

Meanwhile, the service control unit 124 of FIG. 2 sorts the transaction details in the transaction information storage unit 122d of the database 122 after the transaction trading end time of the day after the transaction of the e-commodity bond as described above is completed. The transaction history is sorted based on the member ID that had the transaction, and the transaction history is sent to the homepage of the member stored in the member information storage 122a.

That is, according to the above embodiment, before the production of a predetermined product is completed, the price for the corresponding product is set in advance, and an e-commodity bond for this is issued, and the e-commodity bond can be mutually traded between individuals or companies. Providing trading services, the ownership of e-commodity bonds following the conclusion of the sale on e-commodity bonds is recognized by storing the e-commodity bond information in the membership deposit box provided for the member ID.

Therefore, the company producing the product issues an e-commodity bond for the product and sells it, so that the funds for the production of the product can be secured in advance, thereby improving the production quality and purchasing the product. On the consumer side, it is possible to purchase desired products at low prices without any intermediate distribution process.

It can also be used as a means of new financial technology by allowing e-commodity bonds to be traded between companies and individuals.                     

In addition, the ownership of e-commodity bonds can be distinguished only by the fact that they can be prevented.

In addition, the present invention is not limited to the above embodiments, and various modifications can be made without departing from the spirit of the present invention. For example, in the above embodiment, the product consumer is simply supplied with the commodity on the basis of an e-commodity bond, but the commodity consumer is supplied with the commodity supplier with interest corresponding to the amount of the commodity bond. It is possible. It is also possible for an owner of an e-benefits to give up the right to take over the goods and to receive interest from the goods supplier corresponding to the value of the goods. In other words, the above-mentioned e-commodity bonds may be operated to have a function of a commodity exchange certificate and a function of a bond.

In addition, in the above embodiment, when the owner of an e-commodity bond acquires a product, the right of the commodity bond is extinguished. However, in the present invention, the owner of the commodity bond separates the function of the commodity exchange certificate and the function of the bond. It is also possible to select. That is, for example, it is possible for an owner of an e-commodity bond to retain its function even after taking over the product. In this case, however, the owner of the e-commodity bond will have to pay an additional amount equivalent to the value of the product. The commodity supplier will pay the owner of the commodity bond an interest expense corresponding to its face value. In this case, as shown in FIG. 3, it may be desirable for the product provider to specify a repayment expiration date of the product bond at the time of issuance of the product bond.

As described above, according to the present invention, before a predetermined product is produced, the price of the corresponding product is set in advance, and an e-commodity bond for this product is issued, and the e-commodity bond can be mutually traded between individuals or companies. By providing trading services, the companies producing goods can issue e-commodity bonds for the goods and sell them to secure funds for the production of goods, thereby improving production quality. Of course, the consumer who purchases the product can purchase the desired product at a low price without the intermediate distribution process.

In addition, the ownership of the e-commodity bonds can be distinguished only by the fact that the bonds can be prevented.

Claims (20)

It is equipped with a bond trading service providing device that issues cyber commodity bonds for the commodity based on commodity information authorized by the commodity supplier, and conducts trade commodity for cyber commodity bonds in response to a demand for commodity sale from the commodity consumer. Become, The cyber commodity bonds are issued at a price corresponding to the selling price of the commodity. The product provider is an Internet e-commerce system using the Internet cyber commodity bonds, characterized in that for supplying the goods corresponding to the cyber commodity bonds to the cyber commodity bond holders. The method of claim 1, It further comprises a bond generation authentication system for authenticating the generation of cyber commodity bonds by the bond sales service providing apparatus, The bond sales service providing apparatus is configured to send information about a product and a company to the bond generation authentication system and receive a permit for issuing cyber goods bonds when a product is requested to issue a cyber goods bond for a predetermined product. Internet e-commerce system using cyber commodity bonds. The method of claim 1, The bond sales service providing apparatus is an Internet e-commerce system using the Internet cyber goods bonds, characterized in that further comprises a storage means for storing the cyber commodity bonds concluded for sale. The method of claim 1, The bond sales service providing apparatus is an Internet e-commerce system using the cyber cyber bonds, characterized in that to send out the cyber commodity bonds transaction details information to the member who has performed the transaction after the conclusion of the transaction. The method of claim 1, The bond sales service providing apparatus is configured to include a modem for performing data communication with the Internet, an operator terminal, and a server, The server is a data memory for storing various screen information of the homepage for providing the service, Member information storage unit for storing the personal information of members subscribed to the service, bond information storage unit for storing cyber product bond information corresponding to a predetermined product, and stores trading decisions for selling and buying cyber product bonds Database having a trading information storage unit for Personal safe storage means for storing cyber product bond information according to the cyber product bond sale of the subscribed member, A service control unit that sends out various homepage screen information to a member, issues cyber product bonds in response to a demand for issuing cyber product bonds from a product provider, and stores the cyber product bond information in the bond information storage unit of the database. And, The cyber product bond information stored for the selling member in the personal safe deposit storage means for the sale and control of the cyber product bond in response to the request for the purchase of the cyber product bond from the member. Internet e-commerce system using the Internet cyber commodity bonds, characterized in that consisting of transaction decision processing means for performing a data movement operation to be stored for the purchase member. The method of claim 5, In the database, the trading information storage unit sells the selling information storage unit for storing the selling information of the cyber commodity bonds, the buying information storage unit for storing the buying information of the cyber commodity bonds, and the selling and buying demand of the cyber commodity bonds. Internet e-commerce system using the Internet cyber product bonds, characterized in that provided with a transaction information storage unit for storing the transaction information of the concluded cyber product bonds. The method of claim 6, The transaction decision processing unit stores the selling information received from the member in the selling information storage unit, and stores the buying information received from the member in the buying information storage unit, and in addition, the selling information storing unit or buying information storing unit. Read and sell information stored in the cyber commodity bond information for each cyber commodity bond with the same selling price and purchase price, and store the trading decision information in the transaction information storage unit. Internet e-commerce system using Internet cyber commodity bonds. The method of claim 6, The service control unit controls to move the cyber product bond information to be traded in the personal safe storage unit on the basis of the trading decision information stored in the transaction information storage unit Internet e-commerce system using the Internet cyber product bonds . The method of claim 5, The service control unit assigns a predetermined safe number to a new member registration, and additionally stores and registers the safe number in registering member information in the member information storage unit of the database. The personal safe storage unit is an Internet e-commerce system using the Internet cyber product bonds, characterized in that the cyber product bond information of each member is stored based on the safe number. The method of claim 5, An agent terminal is further configured to provide a voice communication service with an agent. And the server is configured to provide a voice call service to the counselor terminal in response to an agent connection request from a member. The method of claim 5, In the member information storage of the database, homepage information of each member is stored. The service control unit is an Internet e-commerce system using the Internet cyber product bonds, characterized in that configured to send the traded cyber product bond information to the homepage of the member. The method of claim 1, The product provider is an Internet e-commerce system using the Internet cyber product bond, characterized in that for the owner of the cyber product bond pays a predetermined interest cost corresponding to the sales amount of the product bond. The method according to claim 1 or 12, wherein The owner of the cyber commodity bond can give up the right to take over the commodity, and instead of supplying the commodity to the commodity consumer, the commodity supplier pays the interest cost equivalent to the face value of the commodity bond. Internet e-commerce system using. It is configured to be distributed through the Internet, and is issued before the supply of the product, and is sold at a price corresponding to the amount of the supplied product, and used as a receipt for receiving the product on the production completion date of the product. Internet Cyber Goods Bonds. The method of claim 14, The Internet cyber commodity bond is an Internet cyber commodity bond, characterized in that it comprises a product information for the product, and commodity bond issuance information for the product. The method of claim 15, The product information is an Internet cyber commodity bond, characterized in that it comprises the image information and model name of the product, the specification information of the product. The method of claim 15, The commodity bond issuance information is an Internet cyber commodity bond, characterized in that it includes a serial number issued, commodity date, issuance registration number, electronic notarization number, repayment expiration date and issuer information. A bond issuance step of issuing cyber goods bonds corresponding to the goods before production A bond selling step of selling the cyber commodity bonds; A funding step of providing the commodity supplier with the sale amount of the bonds sold; A commodity production step of producing commodities using the funds supplied; Internet e-commerce using the Internet cyber commodity bonds, characterized in that it comprises a product supply step of supplying the goods produced to the bond holders. The method of claim 18, An Internet e-commerce method using cyber goods bonds, characterized in that it further comprises an interest payment step of paying the interest expenses corresponding to the face value of the goods bonds to the owner of the cyber goods bonds. The method of claim 19, The interest payment step is carried out when the owner of the cyber product bond abandon the acquisition rights of the product, characterized in that the Internet e-commerce using a cyber product bond.

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