KR100379773B1 - Method for providing accident witness information in insurance transaction on Internet and website system therefor - Google Patents

Abstract

The present invention provides a method for reporting an insurance accident witness on the Internet and a website system for implementing the same. In order to prevent illegal acts such as insurance frauds, gastrointestinal insurance accidents, and manipulation of insurance accident contents, which are aimed at insurance claims, the present invention thoroughly guarantees the confidentiality of the whistleblower, and benefits are provided when there is damage reduction of insurance claims through the reporting data. An insurance company, etc., pays a fee for remuneration according to an agreement with the site operator of the present invention to compensate the reporter, thereby contributing to the establishment of a sound insurance culture. The present invention builds a website system that allows anyone on the Internet to visit a website and provide content or eyewitness information about an event. The web site system is similar to a typical web site system. The web site system transmits a web page including a variety of web site guide information and a witness report form, such as the information to be reported, how to use the data, how to use the data, how to compensate, and the contents of the compensation. server; A storage unit for storing information provided through a web server; And an administrator unit managing eyewitness information reported on the web page, and outputting the contents of the report along with a guarantee confirmation on behalf of the informant. In the witness reporting method of the present invention, after accessing a website using Internet communication, the information on the personal information and the case of the informant is provided on a web page provided by the website, and the information is transmitted to the outside when necessary. Thereby, the whistleblower provides factual information under confidentiality and is compensated by the remuneration fees received from the insurance company using the information.

Description

Method for providing accident witness information in insurance transaction on Internet and website system therefor}

The present invention relates to a method for reporting an insurance accident witness on the Internet and a website system for implementing the same. More particularly, the present invention relates to preventing illegal acts such as insurance fraud, undercover insurance accidents, and operation of insurance accidents caused by insurance claims. To provide information on insurance accidents, and to provide a reporting environment in which reporters can comfortably report their information by keeping confidentiality of the whistleblowers, and how to report them on the Internet. The implementation of the website system.

Recently, the number of Internet users who send and receive information using cyberspace is exploding. Accordingly, Internet sites have been introduced not only in commerce sites operated by private companies but also in public offices, and various complaints are received and processed.

If witnesses come as witnesses in various accidents until now, witnesses must present their contents directly to police, prosecutors, courts, insurance companies, etc. to decorate documents, submit witness evidence, or be questioned. Due to the fact that there were eyewitnesses, there was a problem reluctant to step out as a witness. In particular, in case of illegal acts such as insurance fraud, covert insurance accidents and manipulation of insurance accidents caused by insurance claims, the witnesses are often close to the illegal actors, so they cannot be exposed and exposed as the witnesses. There are many. In addition, witnesses had to perform their role as witnesses, even at the expense of their own lives, because no one or agency would witness witnesses on their behalf. Of course, when you appear in courts or prosecutors, you get a small amount of compensation, but this is a negligible amount of money.

The technical problem to be achieved by the present invention is to provide a method for reporting an insurance accident witness on the Internet to serve as an accident witness report center that anyone can report the contents of an accident witness through the Internet while keeping their identity confidential. The purpose is to provide a website system.

Another technical problem to be achieved by the present invention is to serve as an accident witness report center that anyone can report the contents of the incident witness on the Internet while keeping their identity confidential, and the site operator or delegated representative of the witness report center when the witness is required Its purpose is to provide a method of reporting an insurance incident witness on the Internet and a website system implementing the same that not only protects the identity of the witness and prevents the witness's life.

Another technical problem to be achieved by the present invention is that anyone who acts as an accident witness report center that can report the contents of the accident witness on the Internet while keeping their identity confidential, and received a maintenance fee from an insurance company using the witness report It is another object of the present invention to provide a method for reporting an insurance incident witness on the Internet and a website system implementing the same, which compensates the informant.

Another technical problem to be achieved by the present invention is to serve as an accident witness report center where anyone can report the contents of an accident witness on the Internet while keeping their identity confidential, and the received witness report by contents, insurance company, insurance After classifying by type, etc., the member receives an insurance report from an insurance company, etc., and sends the witness report required by the member. There is another purpose to provide it.

1 is a block diagram schematically illustrating a website system for reporting an insurance accident witness on the Internet of the present invention.

FIG. 2 is a diagram illustrating in detail the witness report website system of FIG. 1.

FIG. 3 is a diagram illustrating an internet web screen provided by the witness report website system of FIG. 2.

4 is a flowchart illustrating a method of reporting an insurance accident witness on the Internet according to the present invention.

5 is a flowchart illustrating a member management method in an insurance accident witness report website system of the present invention.

<Explanation of symbols for the main parts of the drawings>

10 ... Whistleblower or witness, 12, 14, 16 ... Whistleblower terminal

20.Reporter's report website system, 22 ...

24 ... web server, 25 ... Internet

26 databases, 30 insurance companies

300 ... web screen, 310 ... Report

320 Whistleblower, 330 whistleblower

340 Report

In accordance with one aspect of the present invention, in order to achieve the above technical problem, (a) a witness or a whistleblower connects to a website of a eyewitness report center by using an internet communication, or a witness or a whistleblower makes a telephone call or a fax. Accessing the website by a website operator of the witness report center through transmission and mailing; (b) providing a web page at the website so that the witness, whistleblower, or website operator, in step (a), provides information about the witness's personal information and events when the website is accessed; (c) the witness, the whistleblower, or the website operator inputs information about the witness's personal information and events on the webpage, and at the same time prepares and enters a whistleblowing pledge to avoid false or distorted reporting of the witness; Storing on the site; And (d) the web site provides a method for reporting an insurance incident witness on the Internet, which includes delivering the report along with a warranty certificate to a person in need of the report.

Preferably, the method further includes delivering the information together with the guarantee certificate to the person who needs the information while maintaining the confidentiality of the information.

Preferably, when the request for the appearance of the whistleblower requests the appearance of the whistleblower, the web site operator or a delegation representative of the eyewitness reporter may be present instead of the whistleblower.

Preferably, the method further includes classifying the received information into contents, insurance companies, insurance types, and the like.

More preferably, the method further includes the step of receiving a membership report from an insurance company or the like that requires the witness report and delivering the witness report as required by the member.

More preferably, the method further comprises the step of compensating the reporter by receiving a remuneration fee from an insurance company or the like that requires the report of the witness.

In accordance with another aspect of the present invention, a witness or a whistleblower visits a website on the Internet, or the witness or whistleblower visits the web site by telephone, fax, or mail. Information on various websites such as the subject of the report, the method of reporting, the method and method of using the data, the method of compensation, the contents of compensation, and the like to provide the contents of the incidents and accidents or witness personal information through the website through the above operators. And a web server for transmitting a web page including an oath to avoid a false or distorted report of the witness along with a witness report form. A storage unit for storing eyewitness reports provided through the web server; And an administrator unit for managing the witness information reported on the web page, and outputting the information to the person in need of the witness report along with a guarantee confirmation on behalf of the reporter. Provide a system.

Preferably, the web server further comprises a member registration information and membership registration confirmation information on the web page to display on the user terminal.

Preferably, the manager unit classifies the received report contents into contents, insurance companies, insurance types, and the like, and stores them in the storage unit.

More preferably, the manager unit delivers a witness report to an insurance company or the subscribed member that needs the witness report.

More preferably, the manager receives compensation fee from the insurance company or member who needs the report, and compensates the reporter.

Hereinafter, with reference to the accompanying drawings, it will be described in more detail with respect to the method for reporting an insurance accident witness on the Internet according to a preferred embodiment of the present invention and the configuration and operation of the website system implementing the same.

1 is a block diagram schematically illustrating a website system for reporting an insurance accident witness on the Internet of the present invention. As shown in FIG. 1, an eyewitness who witnesses an incident or accident situation or a whistleblower who knows information about the event accesses the eyewitness reporting website system 20 through the terminal 10 capable of Internet communication. Witness report information input by the witness or whistleblower in FIG. 1 is stored in the Witness Reporter website system 20, which may be called a Witness Report Center, and the stored reporter information is stored in various insurance companies that require such information (30). Is delivered). In this case, the witness information may be delivered via the Internet or by fax or mail together with the warranty confirmation issued from the website system 20 of the present invention. At this time, the Witness Report Center, or Witness Report Website system, must keep the witness's identity confidential and should not expose the contact information of the witnesses so as not to directly contact the witnesses in insurance companies that require the report. To this end, the Witness Reporter not only manages the information of all reporters to be accessible to those with specific rights, but also understands the reporter's report conditions and informs the relevant insurance company, and compensates with the insurance company. do. The configuration and operation of the witness report center (witness report website system) will be described in more detail with reference to FIG. 2.

FIG. 2 is a diagram illustrating in detail the witness report website system of FIG. 1. In FIG. 2, the informant's terminals 12, 14, and 16 may use a personal computer, a laptop computer, a mobile phone, an IMT 2000 terminal, or the like. Nevertheless, the eyewitness report website system of the present invention does not exclude eyewitness reports through telephone calls, fax transmissions, and mailings, which are used in the existing off-line. By input by the website administrator of the invention, it can be used as eyewitness information necessary in the present invention. In the present invention, the case in which the witness or the whistleblower inputs the details of the eyewitness report using the Internet communication will be described.

In FIG. 2, when the reporter accesses the witness report website 20, which is a witness report center, through the Internet network 25 from his terminal 12, 14, 16, the web server 24 displays the witness report web page. Provided to the reporter terminal through (25). Then, when the reporter makes a report, the report is stored in the database 26 through the web server 24, and the manager unit 22 classifies and manages the report and provides the reporter with the reporter online or offline. Keep it secret.

FIG. 3 is a diagram for describing an Internet web page screen provided by the witness report website system of FIG. 2. As shown in FIG. 3, the method of reporting an insurance accident witness on the Internet of the present invention is performed through a web page. In the present invention, the eyewitness report webpage screen 300 was called "INSUPOL" in the sense of Insurance Police. Whistle-blowers The whistle-blowers who have entered the web page 300 may enter the details of the report as guided by the web page 300. First, the whistleblower fills out his or her personal information, contact information and e-mail address as directed in the whistleblower column 320 of the web page, and then informs the whistleblower's details in the whistleblower column 330. Write down the date and time of witnessing, the object of witnessing, the place of witnessing, the method of witnessing, and the witnessing motivation. Next, the report pledge column 340 is a pledge that the report is written factually. On the other hand, the web page 300 to the whistle-blowers, the reporting method, various data, various compensation contents, insurance company information, insurance types, various laws, precedents, membership registration information, member ID input window, member password input window, etc. To guide you. Therefore, if the reporter wants to know the report target, for example, the user can click on the report target text with the mouse to display the description of the report target on the screen. In this case, the investigator, insurance company, and other individuals who need the report content can receive a member registration guide by clicking when registering as a member in the witness report center of the present invention. In this way, the registered member can enter his or her ID and password in the member ID and the member password window from the following, and receive a witness report from the witness report center (Inshupol) of the present invention or configure it to be viewed within a limited range. can do. The report vowing column 340 is for avoiding false report or distorted report of the reporter, and is a pledge acknowledging that the reporter is responsible for the report.

Based on the configuration and operation of the present invention described above, the reporting method in the witness report website system of the present invention will be described. 4 is a flowchart illustrating a method of reporting an insurance accident witness on the Internet according to the present invention. In FIG. 4, an eyewitness or informer (hereinafter referred to as an eyewitness) visits an eyewitness report website (S40). Visited witnesses make and receive eyewitness reports according to the reporting method provided by the eyewitness report website system (Inshupol web page of FIG. 3) (S42). Then, it is checked whether there is a request for providing witness report data from the insurance company in the witness report website system (S44). When there is a request for witness report data in step S44, the website system of the present invention issues the report information to the insurance company together with the guarantee certificate while keeping the identity of the witnesses absolutely confidential (S46). Then, it is checked whether there is a witness appearance request from the insurance company (S48), and if there is a request for witness appearance, the web site system has a witness power of attorney (S50). If there is no witness report material request in step S44 or no witness report request in S48, the operation ends. Although not disclosed in FIG. 4, the method for reporting an insurance incident witness on the Internet of the present invention classifies the reported witness report contents according to contents, insurance companies, insurance types, and other needs.

Meanwhile, the method for reporting an insurance accident witness on the Internet according to the present invention and a website system implementing the same are as described above with reference to FIG. 3. I can receive it. This will be described in more detail with reference to FIG. 5. 5 is a flowchart illustrating a member management method in an insurance accident witness report website system of the present invention. As shown in FIG. 5, membership is accepted from an insurance company or the like that requires the details of the witness report of the present invention (S52). Then, the desired information of each member is classified (S54). Then, the report information of each reporter is classified into the desired information of the member company (S56). The classified information is sent to the corresponding member companies (S58). At this time, the report may be sent together with the guarantee certificate. In this way, the insurance accident witness report method and its website system on the Internet of the present invention can provide timely information desired by a member.

In the present invention, if the reporter wants the contents of the reporter, the reporter may receive a predetermined fee and receive the reward, and may compensate the reporter with a part of the fee or the compensation obtained according to the report result. In addition, in the present invention, it is possible to receive the desired information at a low cost under the membership, and may be configured to search the information on a limited basis. It may also be possible to exchange information between members, although not described earlier.

As described above, the method of reporting an insurance incident witness on the Internet of the present invention, called Inshupol or Witness Report Center and its website system, opens a place for anyone to report the contents of various accidents, especially the insurance culture. To facilitate the practical use and settlement of information and to provide information on various insurance accidents and report witnesses while keeping their identity secret on the Internet site. In case of thorough confidentiality, and in case of reduction of damages through the report data, the beneficiary insurance company receives compensation fee or compensation according to the prescribed agreement, and compensates the reporter. To remind you of insurance fraud, gastroinsurance accidents, It is effective to prevent the manipulation of the accident.

Claims (11)

(a) eyewitness or whistleblower accesses the website of the eyewitness reporter using internet communications, or the witnesses or whistleblowers access the website of the eyewitness whistleblower center by telephone, fax or mail. Doing; (b) providing a web page at the website so that the witness, whistleblower, or website operator, in step (a), provides information about the witness's personal information and events when the website is accessed; (c) the witness, the whistleblower, or the website operator inputs information about the witness's personal information and events on the webpage, and at the same time prepares and enters a whistleblowing pledge to avoid false or distorted reporting of the witness; Storing on the site; And (d) The website provides a method for reporting an insurance incident witness on the Internet , including delivering the information along with a warranty certificate to a person in need of the information . delete delete delete The method of claim 1, further comprising: receiving a member registration from an insurance company or the like that requires eyewitness report, inputting case information required by the member, and delivering the report information required by the member . How to Report Insurance Accident Witnesses. The method of claim 5, further comprising the step of receiving a remuneration fee from an insurance company or the like that requires eyewitness reporting and rewarding the eyewitness. A witness or whistleblower visits a website on the Internet, or the witness or whistleblower reports the incident or incident personal information or witness personal information through the web site through an operator of the web site by telephone, fax, or mailing . In order to provide such information, various information on the website, such as the subject of the report, the method of reporting, the method and procedure of using the data, the method of compensation, and the content of the compensation, together with the witness report form, are provided to avoid the false or distorted report of the witness. Web server to send Web pages that include; A storage unit for storing eyewitness reports provided through the web server; And An insurance incident witness website system including: an administrator unit for managing the witness information reported on the web page, and outputting the contents of the report to the person in need of the witness report along with a guarantee confirmation on behalf of the informant. . delete delete The method of claim 7, wherein the manager receives a member registration from an insurance company that requires the witness report and inputs the case information required by the member, thereby delivering the report information required by the member. Website system for reporting insurance accident witness on the Internet. The system of claim 10, wherein the manager compensates the witnesses by receiving a remuneration fee from an insurance company or a member in need of the witness report.