JPH10302005A - Electronic commercial transaction system using satellite broadcasting - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a system capable of improving a secret protection function and usability for credit processing, password transfer, etc., generated by an electronic commercial transaction by using both communication media through telephone lines and a broadcasting satellite. SOLUTION: The system is organized by a user A ordering a commodity, a store B for selling commodities, a credit company C for executing user's credit inspection and a credit, a digital satellite broadcasting station D, and a broadcasting satellite E. Respective media are mutually connected through telephone lines and a broadcasting satellite, passwords for certifying the user A ordering a certain commodity and a credit user are distributed to the user A and the store B through digital satellite broadcasting to be a route different from a telephone line, and after mutually collating respective passwords, a transaction is executed.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

The present invention relates to an electronic commerce system utilizing the Internet and satellite broadcasting.

[0002]

2. Description of the Related Art Electronic commerce is currently widely performed in which an order for a product is received via a telephone line (Internet) and a fee is paid by a credit card. This is a virtual shop (virtual shop) that anyone can freely deploy on the Internet without actually visiting the store or exchanging cash if it is a computer connected on the Internet You can purchase the desired product by looking at the catalog above.

In an actual ordering method, a user selects a desired product by looking at a catalog of a virtual shop developed on the Internet. Enter the desired product name, desired product number, user's address, name, telephone number, credit card number, and other personal information as required in the specified columns, and transfer them to the computer server at the virtual store by e-mail. I do. The virtual store checks the transferred e-mail, inquires of the credit credit company, and sends it to the user who ordered the desired product. Thereafter, a method of sending a usage statement from the credit company to the user and actually paying the user is generally used.

[0004]

However, in the above-described conventional technology, a person who ordered a product using the stolen credit card number and an actual credit card registrant are supposed to have stolen the credit card. They may be different. In such a case, an improper payment request is made to a legitimate credit card registrant, which causes a great deal of damage.

[0005] In addition, by using the Internet, a global network, anyone can easily intrude, hackers can hack, and there is a danger of the transmitted credit card number being stolen. I can't say.

Further, since all the telephone lines are used, communication costs increase depending on the connection time and the connection distance, and the communication speed may be reduced depending on the use state of the lines.

Accordingly, the present invention provides a method of selling passwords for each order unit through a separate route of digital satellite broadcasting in which a unique ID number is assigned to each user, in addition to the conventional order sales route via the Internet using a telephone line. A system provided by a company to a user and a store to prevent unauthorized transactions caused by eavesdropping of personal information or a credit number by a third party that may occur on the Internet.

[0008]

In order to solve the above-mentioned problems, an electronic commerce system using satellite broadcasting according to claim 1 of the present invention comprises a user who orders a product, a store that sells a product, and a credit check of the user. And a credit sales company that handles credits, digital satellite broadcasting stations, and broadcasting satellites, and are interconnected via telephone lines and broadcasting satellites.

According to a second aspect of the present invention, there is provided an electronic commerce system utilizing satellite broadcasting.
Distribute passwords to authenticate users ordering goods and credit users to users and stores via digital satellite broadcasting, which is a different route than via telephone lines, and conduct transactions after verifying the mutual passwords It is characterized by.

According to a third aspect of the present invention, there is provided an electronic commerce system utilizing a satellite broadcast, wherein the satellite broadcast is received by a single card storing the ID number for digital satellite broadcast reception and a credit number. It is characterized in that credit card settlement can be performed at the same time.

[0011]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of an electronic commerce system using satellite broadcasting according to the present invention will be described below in detail with reference to the accompanying drawings. FIG. 1 shows a conceptual diagram of an electronic commerce system according to the present invention, in which a user A, a store B, a credit company C, a digital satellite broadcasting station D, and a broadcasting satellite E
Broadly speaking, five organizations are located in communication networks via telephone lines or broadcast satellites. A user A receives a receiving antenna 1, a satellite broadcasting receiver (IRD) and a satellite broadcasting receiving system 2 including an ID card for receiving satellite broadcasting, a computer system 3 connectable to the Internet, or a television 4 capable of receiving satellite broadcasting. And The store B includes a receiving antenna 1, a satellite broadcasting receiving system 2 including a satellite broadcasting receiver and an ID card for receiving satellite broadcasting, and a computer system 3 that can be connected to the Internet.
It has a dedicated server 5 in which information such as inventory data is stored. The credit company C has a computer system 3 connected to the Internet and a dedicated server 6 mainly storing personal information of credit users. The digital satellite broadcasting station D is connected to the computer system of the credit company C via a dedicated line, and transmits a password to a broadcasting satellite. The broadcast satellite E distributes the password transmitted from the digital satellite broadcast station D for each reception ID and distributes the password to the user A and the store B.

FIGS. 2 and 3 are flow charts for explaining the operation of the configuration shown in FIG. 1, and FIG. 2 shows a flow from the order of the product of the user A to the transmission of the password to the broadcasting satellite E. FIG. 3 shows a processing procedure from the delivery of the password from the broadcasting satellite E, the verification, and the delivery of goods and the credit processing.

Next, the operation of the embodiment of the present invention shown in FIG. 1 will be described with reference to FIGS.

First, the user A accesses the Internet via a telephone line using a computer terminal or a television that can use the Internet, selects a virtual store B having a desired product, and refers to a product catalog.
Here, once the product to be purchased is decided, the desired product name, product number, address, name, telephone number and other personal information and the credit card number are described in the application column, and the e-mail is sent to the virtual store B address. Forward. Next, an ID card for receiving satellite broadcasting is inserted into the satellite broadcasting receiver, and the satellite broadcasting can be received.

In the store B, the goods order form transferred from the user A is stored in a dedicated computer server, and at the same time, the personal data attached to the order form is transferred to the credit company C via the server, and a credit check request is made. .

The credit company C conducts a credit check based on the transmitted personal data, and if there is no problem, assigns a dedicated password for each of the ordered products and transfers the password to a digital satellite broadcasting station via a dedicated line. If it is determined that there is a problem in handling as a result of the credit check, the result is reported to the store B, and at the same time, a message indicating that the transaction is impossible is displayed on the terminal screen of the user A, and the subsequent processing is interrupted. Is done.

The digital satellite broadcasting station D transmits the assigned password to the user A via the broadcasting satellite E.
And the password is transmitted to the satellite broadcast receiver of the store B.

[0018] The satellite broadcast receivers of the user A and the store B authenticate the ID numbers assigned to the respective users, descramble the scramble, and confirm the distributed password. Then, the user A transfers the password again to the server of the store B as confirmation of the intention to purchase the ordered product.

In the store B, the password directly transmitted from the broadcasting satellite E is compared with the password transferred from the user A, and only when the passwords match, it is regarded that the negotiation has been completed, and the order is received. User A
Ship to In addition, the server of the credit company C is notified of the conclusion of the negotiation from the store B, and the credit handling process is started. Thereafter, the usage statement is sent to the user A, and the user A pays a fee to complete a series of electronic commerce.

In order to use two kinds of different communication media, such as via a telephone line and via a broadcasting satellite as described above, and to simultaneously perform credit card settlement, an ID card and a credit card for a satellite broadcasting receiver are required. You must always carry it and use it properly. What solves such inconvenience is an IC card as shown in FIG. At present, IC (RO) cards are used for satellite broadcast receiver cards.
M) is incorporated therein, and an ID number is stored therein. This ROM section is incorporated in a credit card, and a credit authentication number is stored in the ROM together with an ID number for a satellite broadcast receiver. Users can use this IC
When one card is inserted into the card slot of the satellite broadcasting receiver, the satellite broadcasting receiver authenticates the ID number for receiving the satellite broadcasting, receives the satellite broadcasting by descrambling, and connects the telephone line and the broadcasting satellite. Credit card payment by using home shopping can be performed at the same time. In the past, pay-per-view payment, in which viewing fees were paid in units of programs or series, was carried out by a method called telephone line call charges, but by using an IC card integrated with a credit card, Settlement is possible. On the other hand, at the time of window shopping, by authenticating the card number stored on the back of the card by magnetic storage, the card can be used as a conventional credit card. As described above, in addition to the above, combinations of satellite broadcast reception ID and electronic money, satellite broadcast reception ID and cyber caching, and the like, can be considered as one that is integrated into one card.

[0021]

As described above, according to the electronic commerce system using satellite broadcasting according to the present invention, the conventional electronic commerce via telephone line and data transmission using satellite broadcasting are integrated. Product orders and credit checks are conducted via telephone lines, and passwords for confirmation are routed through satellite broadcasts. There are two problems, such as eavesdropping on credit card numbers and passwords and improper billing of fees. The effect of being able to eliminate is obtained.

In addition, by employing an IC card that integrates ID number authentication for satellite broadcast reception and credit card functions, it becomes possible to pay from a satellite broadcast program to pay-broadcast viewing charges or to a credit card from home shopping. Is obtained.

[Brief description of the drawings]

FIG. 1 is a system configuration diagram showing an embodiment of the present invention.

FIG. 2 is a flowchart for explaining the operation of the embodiment shown in FIG. 1;

FIG. 3 is a flowchart for explaining the operation of the embodiment shown in FIG. 1;

FIG. 4 is a configuration example of a card in which an ID number for receiving satellite broadcasting and a credit number are integrated.

[Description of Code] A User B Store C Credit store D Digital satellite broadcasting station E Broadcast satellite Product order Credit check request Password issuance Credit check result Password transmission Password distribution Password transfer Product shipping Credit request

Claims (3)

[Claims] 1. An electronic commerce system for conducting business negotiations on the Internet, comprising a user ordering a product, a store selling the product, a credit sales company that handles user credit checks and credits, a digital satellite broadcasting station, and a broadcasting satellite. An electronic commerce system using satellite broadcasting, characterized in that they are interconnected via a telephone line and a broadcasting satellite. 2. In the commercial transaction, a password for authenticating a user ordering a product and a credit user is distributed to the user and the store via digital satellite broadcasting which is a different route from that via a telephone line, and the mutual 2. The electronic commerce system using satellite broadcasting according to claim 1, wherein the transaction is performed after verifying the password. 3. The system according to claim 1, wherein the reception of the satellite broadcast and the credit card settlement can be performed simultaneously with one card storing the ID number for digital satellite broadcast reception and the credit number. Electronic commerce system using satellite broadcasting.