JPH01206487A - Automatic exchange system - Google Patents

Abstract

PURPOSE:To transact efficiently by setting an exchange pattern directly in a card, reading this card and exchanging automatically. CONSTITUTION:When a customer does an exchange transaction, first, he or she selects the exchange transaction by a transaction selecting key 8 and inserts the card. When the exchange pattern is set in this card, the exchange pattern is displayed on a device and when he or she confirms this and after that, inputs necessary cash, it is exchanged. When the exchange pattern is not set, he or she inputs the cash and sets the exchange pattern. After setting the exchange pattern, that type of cash is delivered and discharged from respective receiving openings. When doing an exchange pay, he or she does a pay transaction instead of the cash inputting action among the exchange actions.

Description

DETAILED DESCRIPTION OF THE INVENTION Field of the Invention This invention relates to an automatic currency exchange system, and more particularly, to an automatic currency exchange system in which an exchange pattern is stored on a card.

(b1 Overview of the Invention The automatic currency exchange system according to the present invention stores currency exchange patterns in advance in a card having a data input function, and allows currency exchange transactions to be executed simply by having the card read by an automatic currency exchange machine. This allows customers to set their exchange patterns in the comfort of their own rooms, and the automatic exchange machine improves operational efficiency by shortening the processing time per transaction.

(C) Conventional Technology An automatic money exchange machine is a device that exchanges cash inserted by a customer into cash of a designated denomination. For example, if a customer inserts a 10,000 yen bill, it is exchanged into a combination of 10,000 yen bills (exchange pattern) or 5 1,000 yen bills and 50 100 yen coins (1 tube coin) and released. be able to.

By the way, with conventional automatic currency exchange machines, customers had to operate a setting key to set the exchange pattern each time they made a currency exchange transaction, which was extremely time-consuming for customers who often exchange money using the same exchange pattern. Was that. In order to solve these conventional problems, the applicant has already filed an application for an automatic currency exchange system that can automatically set the exchange pattern by inserting a card with exchange patterns stored in it into an automatic exchange machine. (Patent application No. 1983-234514. Patent application No. 60-084710. No. 61-157140)
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(d1 Problem to be Solved by the Invention) However, in the automatic exchange system described above, a magnetic card is used as a card, and the exchange pattern actually set by the customer in the automatic exchange stage is memorized. It was not possible to memorize or change the memorized exchange pattern.For this reason, customers had the disadvantage that they were unable to set their exchange pattern calmly, and other than customers who repeatedly exchanged money using the same exchange pattern. However, there was a problem in that the operating efficiency of the device could not be sufficiently improved.

An object of the present invention is to provide an automatic currency exchange system that solves the above problems by setting a currency exchange pattern directly on the card and automatically exchanging currency by reading the card.

(Q) Means for Solving the Problems The automatic exchange system of the present invention includes an input means for inputting the required number of coins for each denomination, and input contents of the input means are recorded as an exchange pattern.1. an automatic currency exchanger having an automatic processing means that accepts the cart, reads an exchange pattern stored in the storage means, and processes an exchange transaction based on the exchange pattern; It is characterized by having a machine and.

(“) Operation In the automatic currency exchange system 1 of the present invention, currency exchange is performed in the following steps.

The customer stores the exchange pattern on the card. This memorization work can be done using a card input method. When a customer performs a currency exchange transaction, the card is read by a currency exchange machine. The automatic currency exchange machine that has read the exchange pattern EiM executes the exchange transaction using this exchange pattern. Cash for exchange may be deposited by the customer or withdrawn from a savings account.

This eliminates the need to set an exchange pattern at the automatic exchange machine, making transactions more efficient.

(g> Embodiment Figure 3 is an external view of an automatic currency exchange machine used in an automatic currency exchange system that is an embodiment of this invention.This automatic currency exchange machine exchanges inserted cash into a predetermined denomination. In addition to having a currency exchange transaction processing function, it can also process withdrawal transactions from deposit accounts, and can also specify the denomination when withdrawing money.The front of this automatic exchange machine has a customer operation screen. The board is provided with a vertical panel and a horizontal panel.The vertical panel includes a transaction display 2S1 that displays the processing status when the device is operating, an operation mode display 2 that displays the types of transactions that can be handled, and the amount of money that has been inserted. There is an amount display/setting section 3 that displays the exchange denomination, etc., and a card exit 4 into which the customer's card is inserted.Furthermore, on the horizontal panel surface, the banknotes to be exchanged are inserted, and the withdrawal/exchange section is also provided. A banknote input/receipt slot 5 from which collected banknotes are ejected, an operation guide board 6 on which operation instructions are posted, a numeric keypad 7 for inputting a PIN number, withdrawal amount, etc., transaction type (exchange, withdrawal, balance inquiry) .

There are provided a transaction selection key 8 for selecting a partial exchange/withdrawal (2) exchange/withdrawal, a cylindrical coin receiving slot 9 from which tubular coins are dispensed, and a coin receiving slot 1o from which Hara coins are dispensed. The amount display/setting section 3 is provided with a denomination setting key for setting the denomination and number of currency exchanges and an automatic setting key for automatically setting the exchange pattern.

When a customer performs a currency exchange transaction using this device, the customer first selects the currency exchange transaction using the transaction selection key 8 and inserts the card. If an exchange pattern is set on this card, that exchange pattern will be displayed on the device, and after confirming this and inserting the necessary cash, the exchange will be performed. If no exchange pattern has been set, the user inserts cash and sets an exchange pattern. Cash of the denomination specified in the exchange pattern is dispensed and discharged from each receiving slot.

Further, when performing a currency exchange withdrawal (a transaction in which cash withdrawn from a deposit account is exchanged and withdrawn), a withdrawal transaction is performed in place of the cash insertion operation among the exchange operations.

FIG. 4 is a program diagram of the control section of the automatic money exchange machine.

A ROM 21 storing control programs and the like, a RAM 22 storing data and the like, and an interface 23 for communicating with the operating section are connected to the CPU 20 that centrally controls the operation of the device. The interface 23 includes a customer service display section 24 that controls the display and key input of the amount display/setting section 3, and a bill processing section 25 that processes banknote deposits and withdrawals.
, a coin processing unit 26 that controls the release of loose coins, a cylinder coin processing unit 27 that controls the release of cylinder coins, a card reader control unit 2B that controls the card reader, a slip processing unit 29 that prints slips and journals, and a flow controller. A floppy disk control section 30 for reading and writing the nobby disk 31 and a communication control section 32 for communicating with the center 33 are connected. The bill handling section 25 has a 10,000 yen hole stocker, a 5,000 yen bill stocker, and a 5,000 yen bill stocker.
Hookah. It has a 1,000 yen bill stocker, the coin processing section 26 has a loose coin stocker for 500 yen coins and 100 yen coins, and the cylindrical coin processing section 27 has a stocker for 500 yen coins, 100 yen coins, and 500 yen coins.
0 yen and 10 yen tube coins (50 coins wrapped in a tube)
It has several stockers.

FIG. 5 is an external view of an IC card used in the automatic currency exchange system. This IC card has a keyboard 44 and an LED display 43 on the back side ((B) of the same figure), and can normally be used as a calculator. The keyboard 44 has a multiplication key ([x] primary key, an equal key ([=] primary key) and an all clear key ([AC]) that act as function keys when setting currency exchange patterns.
key) is included. Furthermore, a magnetic stripe 41 and IC contacts 42 are provided on the surface of this IC card 40. The automatic transaction processing device stripe 41 stores data such as the customer's account number, like a normal magnetic card, and has the function of a bank card. Also, r
The c-contact 42 is a contact for connecting the internal IC to the automatic money exchange machine and transmitting and receiving data, etc.

FIG. 6 shows a block diagram of the IC card. An external RAM 46 is connected to the CPU 45, which is a control device, and the contacts 42. The keyboard 44 and driver 47 are connected. A driver 47 drives the display 43. The CPU 45 has a built-in ROM that stores programs, and normally operates as a calculator, and executes an exchange pattern setting operation when a specific key operation, which will be described later, is performed. Further, when the card is inserted into the cardholder exit 4 of the automatic money exchange machine, it communicates with the CPU 20 of the automatic money change machine and sends out the data of the money exchange pattern.

FIG. 7 is a partial configuration diagram of the RAM 46.

Area M1 is a setting flag that stores the fact that an exchange pattern is set for this card. This flag is displayed for each currency exchange transaction. Area M2 is an area for storing the number of coins of each denomination (exchange pattern). This area is stored in the exchange pattern setting operation described later. When exchanging money, this exchange pattern is sent to an automatic exchange machine, and cash of each denomination is dispensed. Area M3 is a total amount storage area. The amount of money required to exchange money according to the set exchange pattern is stored. This data is used not only by the user to confirm the amount, but also to automatically set the withdrawal amount when performing a currency exchange/withdrawal transaction at an automatic currency exchange machine.

FIG. 1 is a flowchart showing the exchange pattern setting operation of the IC card. This operation starts when the power is turned on. The nl accepts key operations immediately after the power is turned on,
If the operated key is [x] primary key, n2 will determine
Proceed to the exchange pattern setting operation in steps 3 and below. When any other key is operated, normal calculation (calculator) operation proceeds.

In other words, [x] serves as a function key for selecting the primary key exchange pattern setting operation. At n3, subsequent key presses are accepted. If a numeric key is pressed at n3, the process proceeds to the setting operation of the denomination corresponding to that numeric key. Each numerical key and denomination are associated as shown in the table below.

At n5, the previous set number of denominations (number of coins) of the denomination corresponding to the pressed numerical key is displayed. To correct this setting value, enter the value and then press the [=] primary key (n
6). [=] When the primary key is pressed, the set value at that time is stored in the RAM (M2) as a setting. (nl). If there is no correction to the previous setting value, press the [=] primary key. After this, return to nl. The key pressed in n3 is l:Ac)
If it is a key, proceed to 18 or below based on the judgment of n4. The (AC) key is a setting completion key. When this key is pressed, the total amount of the set denomination pattern is displayed on the display 43 (n8), and a setting flag (Ml) is set (n9). If you insert this card into an automatic exchange machine in this state, the exchange transaction will be performed automatically.Enter the setting value (
If the (AC) key is pressed without making any corrections, the previously set exchange pattern will be reset as is.

FIG. 2 is a flowchart showing the operation when an IC card is inserted into the automatic money exchange machine. When the card is inserted, it communicates with the IC card's CPU 45 and sets the setting flag (M
l) is set or reset. If it has been set, the process proceeds to n12, and if it has been reset, the process proceeds to normal exchange operation (mode for inputting the exchange pattern from the operation display section 3: n16). At n12, the data in the exchange pattern storage area (M2) is read, and the setting contents are displayed on the operation display section 3 (n13). If the customer confirms this setting pattern (n14), the exchange transaction is executed (n15). Funds appropriated for currency exchange may be provided by cash inputs or may be provided by withdrawals from a savings account.

The operation of receiving exchange funds may be included in the exchange operation (n15) or may be performed before card insertion. When withdrawing money from a deposit account (currency exchange withdrawal transaction), data on the total amount of M3 can be used as data on the withdrawal amount.

The operations of the keyboard 44 and n1 to n7 correspond to input means of the present invention, and M2 of the RAM 46 corresponds to storage means of the present invention. Further, n12 to n15 correspond to the automatic processing means of the present invention.

(h) Effects of the Invention As described above, according to the automatic currency exchange system of the present invention, an exchange pattern can be set in advance on the card before operating the automatic currency exchange machine, and when exchanging money, this card can be used in the automatic exchange machine. It is possible to automatically process currency exchange transactions by reading the . This allows customers to calmly set any pattern they want, and the automatic exchange machine sets the exchange pattern simply by inserting the card, reducing transaction time.
The operating efficiency of automatic currency exchange machines can be improved.

[Brief explanation of the drawing]

FIG. 1 is a flowchart showing the exchange pattern setting operation of an IC card used in an automatic currency exchange system according to an embodiment of the present invention, and FIG. 2 is a flowchart showing the operation of an automatic currency exchange machine used in the automatic currency exchange system. 3 and 4 are an external view and a block diagram of the control unit of the automatic money exchange machine, and FIGS. 5 (A), (B), and 6 are a front view, a back view, and a block diagram of the IC card, Figure 7 shows the same IC
FIG. 3 is a partial configuration diagram of a memory of a card. Ml-setting flag, M2-exchange pattern storage area, M3-total amount record jlJ area, 4-card insertion slot, 28-force-reader control section, 44-
Keyboard, 461? AM0

Claims (1)

[Claims] (1) A card having an input means for inputting the required number of coins for each denomination, and a storage means for storing the input contents of the input means as an exchange pattern, and an exchange that accepts this card and is stored in the storage means. An automatic currency exchange system comprising: an automatic currency exchange machine having automatic processing means for reading out a pattern and processing a currency exchange transaction based on the exchange pattern.