JPH0650057Y2 - Automatic insurance machine - Google Patents

Description

[Detailed Description of the Invention] (Industrial field of application) The present invention relates to the participation of insurance such as travel insurance and aviation insurance, and the automatic insurance subscription that can automatically accept the insurance subscription. Regarding the machine.

(Prior Art) As a conventional insurance member machine, there is a machine as shown in FIG. 18, for example.

First, when a predetermined amount of money is inserted into the bill insertion slot 1 of the insurance subscriber by an insurance applicant, an insurance policy in which an application form and a copy of the application are spelled is ejected from the certificate exit 2 of the insurance subscriber.

Next, when the insurance applicant receives the insurance certificate, fills in prescribed application items such as name and address, and inserts the prescribed printed portion of the insurance certificate into the print insertion port 3 of the insurance subscriber, the prescribed information is given to the insurance certificate. The reception items are printed.

Then, the insurance applicant separates the application form of the printed insurance certificate from the application form, and inserts the separated application form into the application form insertion port 4 of the insurance subscriber, and the insurance application receives the application form. .

Furthermore, depending on the choice of the insurance applicant, the insurance applicant can bring the application receipt with him or put the application receipt in the envelope provided and fill in the address and post it in the envelope insertion slot (not shown) of the insurance subscriber. . Envelopes placed in this envelope slot will be mailed to you free of charge.

And the insurance company can know that the insurance applicant has taken out the insurance by the application form that the insurance subscriber puts in the application form inlet, while the application receipt received by the insurance applicant is the contract certificate, By presenting this, the insurance company can be insured.

In this way, it is possible for insurance subscribers to choose either to take back the application form or to send it by mail,
If an insurance policyholder wants to take out insurance before traveling, there is less need to mail it because he / she can bring back the application form, but if he / she wants to take out insurance when he / she departs from a trip or board an airplane The insurance recipient can know the fact that he / she has the application form and loses the application form when he / she encounters an accident at a travel destination or when the insurance member died in the accident. In any case, you will not be able to claim insurance from the insurance company even if you have insurance, so in order to prevent such a situation, you will try to mail a copy of your application to your home etc. is there.

(Problems to be solved by the invention) However, in the conventional insurance subscriber, an operation for printing predetermined reception items on the insurance policy, an operation for separating the insurance certificate into an application form and an application copy, and an application after the separation The insurance applicant had to carry out the action of inserting the paper into the insurance subscriber, and the procedure was complicated and troublesome.

In addition, the insurance applicant may forget to print the prescribed acceptance items on the insurance certificate and put the insurance certificate application form into the insurance subscriber, or the insurance applicant may separate the application form and the application copy. Instead, the insurance certificate may be inserted into the insurance application machine's application form slot as a unit. In such cases,
A contract certificate without filling in the prescribed acceptance items is invalid, the insurance contract will not be established, and when the insurance applicant has also put a copy of the application on the joining machine, he / she cannot claim the insurance because there is no contract certificate. . In each case, the insurance applicant was unable to claim the insurance even though he paid the fee, which caused a problem between the insurance applicant and the insurance company.

Furthermore, with conventional insurance subscribers, the only way to accept mailing to your home is to simply write the address on the provided envelope, put a copy of the application in the envelope, and put it in the envelope slot of the insurance subscriber. For example, a clerk would then carry out postal processing as a free service, but with such a conventional method, as the number of cases of mailing increases, the burden of providing free services becomes heavier. Therefore, there is a method of adding the postage fee to the insurance subscription fee, but in such a method, on the contrary, the postage fee will be collected even from insurance applicants who do not want to mail a copy of the application, and the inequality of service Due to the problems that have arisen, there has been a long-felt need for an insurance subscriber that can collect mailing fees separately and ensure equal service only when mailing a copy of the application.

The present invention has been made in view of the above problems, and the machine automatically performs the printing operation of the reception items, the insurance certificate separating operation, the application form collecting operation, etc. which were performed by the insurance applicant. In addition to simplifying the insurance applicant's enrollment procedure, there will be no problems such as forgetting to print the prescribed reception items or forgetting to separate the application form from the application form, and the insurance applicant can keep the application form at home. The purpose of the present invention is to provide an automatic insurance subscriber that collects the mailing fee only when trying to mail it to the public and so on to make the service fair.

(Means for Solving the Problem) The invention according to claim 1 stores a money handling unit for receiving money, an insurance policy including an application form and an application copy,
The insurance policy issuing unit that issues the stored insurance policy and the written insurance policy in which the insurance applicant has entered the application items in the insurance policy issued by the insurance policy issuing unit In the automatic insurance subscriber machine that has the insurance certificate reception section that receives the necessary information and prints the necessary reception items, and separates the insurance certificate into an application form and an application copy, the application copy Mailing specifying means for specifying the mailing of the mail, an envelope receiving opening for receiving the mailing envelope containing the application copy, a taking-in means for taking in the envelope inserted in the envelope receiving opening, and a mailing by the mailing specifying means. And a control unit that causes the envelope to be inserted by the intake unit when the predetermined mailing fee is separately charged to the coin processing unit and the envelope is inserted.

The invention according to claim 2 stores a money processing unit for receiving money, an insurance policy including an application form and an application copy,
The insurance policy issuing section for issuing the stored insurance certificate and the written insurance certificate in which the insurance applicant has entered the application items in the insurance certificate issued by the insurance certificate issuing section are accepted from the insertion slot. In an automatic insurance subscriber equipped with an insurance policy acceptance unit, a transporting means capable of transporting the insurance policy in which application items are described from the insertion port to the inside and the returning direction to return, and the inside from the insertion port. A printing means for printing the necessary items to be received on the insurance policy received in the above, and a separating means provided between the printing means and the insertion slot for separating the insurance certificate into an application form and an application copy, and this separating means. An application form collection means for collecting the application form separated by, and a downstream side of the printing means in the receiving direction,
An application receipt collection means that enables collection of the application receipt separated by the separating means, a mailing designation means that designates mailing of the application receipt, and a printing means that prints when there is no input from the mailing designation means. The insurance policy is conveyed in the return direction by the conveying means, the application form and the application copy are separated by the separating means, the application form is collected by the application form collection means, and the application copy is returned to the insertion slot, and When there is an input of the mail designating means and a predetermined mailing fee is separately charged to the money handling section, the insurance policy printed by the printing means is carried in the returning direction by the carrying means, and the separating means is provided. After separating the application form from the application form and collecting the application form using the application form collecting means, the application form is conveyed again in the inserting direction by the conveying means and the application is made. Is obtained and a control means for recovering in example recovery means.

(Function) According to the invention of claim 1, the insurance certificate is required for the insurance certificate by inserting the written insurance certificate in which the application items such as name and address are filled in by the insurance applicant into the insertion slot of the insurance policy reception section. The application form for the insurance policy and the application form are separated, and only the application form is returned to the insurance applicant.

And when mailing the returned application copy to your home,
When the designation of mailing is input by the mailing designation means and a predetermined mailing fee is separately charged to the coin processing unit,
Take in the envelope containing the copy of the application that will be inserted into the envelope reception area, and accept the mail.

According to the invention of claim 2, if you do not wish to mail a copy of your application to your home, etc., and if you do not enter the mail designating means, the insurance applicant who has filled in the application items such as name, address, etc. Is inserted into the insertion slot of the insurance policy acceptance section, the insurance certificate is received inside by the transporting means and is transported to the printing means, and the insurance certificate on which the necessary reception items are printed by the printing means is returned by the transporting means. The application form is separated into an application form and an application copy by a separating means, the application form is collected by the application form collecting means, and only the application form is conveyed to the insertion slot and returned to the insurance applicant.

Also, if you wish to mail a copy of your application to your home, etc., if there is an input of mail designation means and a prescribed mailing fee is separately charged to the money handling department, the insurance applicant will apply for the name, address, etc. By inserting the written insurance certificate with the matters filled in into the insertion port of the insurance certificate reception section, the insurance certificate is received inside by the transporting means and is transported to the printing means, and the necessary receipt items are printed by the printing means. The insurance policy is transported in the return direction by the transporting means, separated into the application form and the application copy by the separating means, the application form is collected by the application form collection means, and then the application copy is inserted again by the transporting means. Carry it to and collect it with the application receipt collection method, and receive the insurance application and the application receipt by mail at the same time.

(Embodiment) An embodiment of the automatic insurance subscriber according to the present invention will be described below with reference to FIGS. 1 to 14.

FIG. 1 shows a block diagram of an automatic insurance subscriber according to the present embodiment, and FIGS. 2 and 3 show the appearance of the automatic insurance subscriber. With this automatic insurance machine, you can take out two types of insurance, for example, for railroad and aviation,
When the type of insurance to be enrolled is selected after the amount of money above the specified amount has been inserted, the insurance certificate according to the selection is inserted, and the insurance applicant has filled in the specified application items. When the certificate is inserted, the prescribed reception items are printed, the insurance policy application form is collected, and the application copy is returned to the insurance applicant.

First, the insurance policy 11 will be described with reference to FIGS. 4 to 6. This insurance policy 11 is an application form 12 consisting of three relatively thin forms, an insurance company application form 12 and agency application forms 13 and 14, and a relatively thick form which is a contract certificate received by the insurance applicant. It consists of the application form 16, and the application form 15 is detachably attached to the application form 16 via the glue part 17 at one end, and the application form 16 is folded in two at the central part to sandwich the application form 15. Can be covered with. On the application form 15,
An insurance applicant entry field 18 consisting of a name entry field, an address / telephone number entry field, an insurance start date entry field, an insurance period selection entry field, and a travel destination entry field is provided, and the reception date, reception number, and handling A reception print field 19 is provided in which predetermined reception items of companies and the like are printed on the automatic insurance subscriber side, and an arrow A indicating the direction of insertion into the automatic insurance subscriber is displayed on the front application form 14. In addition, on the back of the insurance applicant entry field 18 and the reception print field 19 of the application forms 12-14, the lower application form
Equipped with carbon for transfer to 13, 14 and application 16 Further, a bar code 20 for indicating the type of insurance is provided at the edge of the application copy 16, for example, three for railway and two for aviation.

Next, the appearance of the automatic insurance subscriber will be described with reference to FIGS. 2 and 3.

The automatic insurance subscriber includes an insurance subscriber main body 21 and a door body 22 that is provided on the front surface of the insurance subscriber main body 21 so as to be openable and closable, and the insurance policy 11 is stored inside the insurance subscriber main body 21. A mechanism for processing and processing, a mechanism for processing currency, etc. are housed.

Then, on the front surface of the door body 22, coins such as banknotes, coins, or cards having a monetary value are thrown in and can be returned, a coin slot 23, and the coins thrown into the coin slot 23. Input amount display section 24 for displaying the amount of money, a return button 25 for returning the coins inserted in the coin slot 23, an exhibition section 26 for displaying a sample of the insurance policy 11 for railroad and aviation, A selection button 27 with a built-in lamp for selecting between railway and aviation, an exit 28 from which the insurance policy 11 selected by this selection button 27 is ejected, and the insurance policy 11 above this exit 28. The indicator lamp 29 that blinks to indicate that the insurance has been dispensed, and the insertion port 30 that allows the insurance applicant to insert the stated insurance policy 11 with the prescribed application items and to return the application copy 16 of the insurance policy 11 , Insert and guide the insurance policy 11 above this insertion slot 30 Indicator lamp 31 to blink for inner, customer monitor for screen displays various items
32, a screen switching button 33 for manually switching the screen of the customer service monitor 32, a speaker 3 for displaying various matters by voice
4, a call button 35 for calling a clerk, and a mail button 36 as mail specifying means for instructing mailing of the application reservation 16 are provided.

Further, an entry table 37 is provided on the front surface of the door body 22 for filling in the insurance certificate 11 and the like, and the insurance certificate 11 is provided on the side of the entry table 37.
An envelope holder 38 is provided for storing the mailing envelope for mailing the application copy 16 to your home, etc., and the envelope containing the application copy 16 is inserted into the door 22 side of the entry table 37 to accept mail. A mail insertion port 39 as an envelope reception port is provided, and a blinking display lamp 40 is provided on the upper side of the mail insertion port 39 to guide the insertion of the envelope. Stored brochure holders 37
a is provided.

Next, the configuration of the automatic insurance subscriber will be described with reference to FIG.

The automatic insurance subscriber has a control means 41, and this control means 41
Currency processing unit 42, insurance policy issuing unit 43, insurance policy receiving unit
An application withdrawal collection mechanism 45 as an acquisition means and an application withdrawal collection means 45, a customer service monitor 32, a voice device 46, an operation unit 47, and a display unit 48 are connected.

The money handling unit 42 accepts the money and coins inserted into the money inlet 23, counts the amount of money inserted, and returns the remaining money. The banknotes may be inserted one by one or collectively. Further, a card with a monetary value such as an orange card may be handled, or a value card issued by an insurance company may be used.

The insurance policy dispensing unit 43 includes an insurance policy storage mechanism 49 for storing the insurance policy 11 according to each insurance type, and this insurance policy storage mechanism.
Comprised of an insurance policy ejection mechanism 50 for ejecting the insurance policy 11 stored in 49 to the ejection port 28, and an ejection date printing mechanism 51 for printing the date of the ejection date on the insurance policy 11 ejected. The specific configurations thereof are shown in FIGS. 7 to 9, and the description thereof will be given later.

The insurance policy accepting section 44 accepts the written insurance policy 11 in which predetermined application items such as name, address, etc., which are to be inserted into the insertion slot 30, are carried in a receiving direction and the insurance policy is accepted.
The receipt and return mechanism 52 as a transporting means having a function of transporting the application copy 16 of 11 to the return direction, the printing mechanism 53 as a printing means for printing predetermined acceptance items on the accepted insurance certificate 11, and the insurance certificate It is composed of an insurance policy separating mechanism 54 as a separating means for separating 11 into an application form 15 and an application copy 16, and an application form collecting mechanism 55 as an application form collecting means for collecting the application form 15. A typical configuration is shown in FIG. 11, and its description will be given later.

The application receipt collection mechanism 45 is adapted to take in and collect the application receipt 16 inserted into the mail insertion slot 39, and its specific configuration is shown in FIG. 13, and its description will be given later.

The customer service monitor 32 displays a commercial mode, a procedure mode, and a failure mode. In the commercial mode, you can display the types of insurance that you can join,
Other advertisements are displayed, and several screens are automatically switched and displayed every fixed time, for example, every 3 seconds. The procedure mode has a payment mode, an entry mode, an application mode, a mailing mode, etc., so that the insurance applicant can switch from the commercial mode by inserting coins so that the insurance applicant can easily carry out the procedures. Display the procedure of joining procedure according to the procedure. In the failure mode, a service person repairs the failure at the time of failure, the failure location is displayed for easy maintenance and inspection, and the repair method is displayed. The screens can be switched as needed and can be manually switched by the screen switching button 33.

The voice device 46, together with the display by the customer service monitor 32, calls the attention of the insurance applicant and gives a voice of the joining procedure.

The operation unit 47 includes the selection button 27 for selecting and operating the insurance that the insurance applicant joins. It should be noted that the selection may be made according to the insurance applicant's subscription amount, period, etc.

The display unit 48 is a business information display unit 56 (“separately provided on the door body 22 or a customer service monitor” for displaying “in reception” or “reception stopped” to indicate whether or not the automatic insurance subscriber is in reception.
32)), the amount of money display means 57 provided with the amount of money display section 24 for displaying the amount of money to be paid, and the built-in lamp of the selection button 27 of the operation section 46 is lit or the display lamps 29, 31,
It is composed of an operation unit display means 58 for blinking 40 and the like.

Next, a specific structure of the insurance policy dispensing unit 43 will be described with reference to FIGS. 7 to 9.

As shown in FIGS. 7 and 8 (the left side of the drawing is the front of the automatic insurance subscriber), the insurance policy storage mechanism 49 is a pair of stockers 61 for storing the insurance policy 11 in a folded state according to the insurance type. 61, and the insurance policy issuing mechanism 50, 50 is disposed under each stocker 61, 61, respectively, and the ejection date printing facing the ejection port 28 is provided in front of the insurance policy ejection mechanism 50, 50. A mechanism 51 is provided. Both of the insurance policy dispensing mechanisms 50, 50 are integrally slidably arranged on the slide portion 62 in the left-right direction, and the traverse cam 64 is rotationally driven in a predetermined direction by the motor 63, whereby the insurance policy dispensing mechanism. Either one of 50 and 50 is moved to a predetermined ejection position with respect to the ejection date printing mechanism 51. As a result, a single ejection date printing mechanism 51 can print the ejection date on the insurance policy 11 of different types of insurance, and a single ejection port 28
It is possible to issue insurance policies 11 with different insurance types from.

Then, as shown in FIG. 9 (the left side of the drawing is the front of the automatic insurance subscriber), the insurance policy dispensing mechanism 50 is connected to the stocker.
The inner bottom portion of the 61 has a projecting piece 65 that is arranged so as to be able to reciprocate in the front-rear direction.This projecting piece 65 is located at the rear side of the stocker 61 as shown in the figure in the fixed position state, and Transmission disc at 66
When the crank disk 68 connected via 67 or the like is rotationally driven, the ejecting piece 65 connected to the crank disk 68 via the crank arm 69 is reciprocally driven back and forth, and the ejecting piece 65 At the time of moving to the front, the claw portion 65a of the ejecting piece 65 engages with the lowest insurance certificate 11 stacked and stored in the stocker 61, and pushes out forward. Further, the insurance policy 11 pushed forward by the ejecting piece 65 is received by the pair of rollers 70, 70 rotated by the drive of the motor 66, and sent to the ejecting date printing mechanism 51 in front. A fixed position sensor 71 for detecting the fixed position of the ejecting piece 65 by the return of the crank arm 69.
In addition, it is equipped with an ejection confirmation sensor 72 for confirming that the insurance policy 11 has been ejected from the stocker 61, and a sold-out detection for detecting the presence or absence of the insurance policy 11 in the stocker 61. The switch 73 is provided.

In addition, the ejection date printing mechanism 51 has a front end communicating with the ejection port 28 and a rear end communicating with the rollers 70, 70, and receives the insurance policy 11 sent from between the rollers 70, 70. An ejecting passage 74 for carrying the sheet is formed between the upper and lower guide plates 75 and 76.
A pair of upper and lower rollers 79 and 79 and rollers 80 and 80, which are rotationally driven by 77 and 78, respectively, are arranged to enter the ejection passage 74, and the rollers 79 and 80 convey the insurance policy 11 in the ejection passage 74. To be done. Further, below the ejection passage 74 between the front and rear rollers 79 and 80, a printing device 81 for printing the ejection date and time on the surface of the insurance policy 11 is provided. Further, a print position detection switch 82 is arranged above the printing device 81, and the print position detection switch 82 is a detection piece that has entered the ejection passage 74.
When 83 is pushed by the insurance policy 11 which is conveyed in the ejection passage 74, it is detected that the insurance policy 11 has reached a predetermined printing position on the printing device 81. Further, a certificate position detection switch 84 is provided on the lower front side of the roller 80 to support the shaft.
When the contact piece 86a of the swing lever 86 pivotably supported about 85 as a fulcrum and entering the ejection passage 74 is pushed by the insurance policy 11 conveyed in the ejection passage 74 and pivots, The detection piece 87 of the certificate position detection switch 84 is pressed by the pressing piece 86b of the swing lever 86, and it is detected that the insurance policy 11 has been ejected to the ejection port 28.

Then, the insurance policy dispensing operation of the insurance policy dispensing unit 43 thus configured will be described with reference to the flowchart of FIG.

First, when the selection button 27 is pressed (step 1), it is determined whether or not the stocker 61 storing the insurance policy 11 corresponding to the selected insurance type is in the dispensing position (step 2), If not, the stocker 61 of the selected insurance type is moved to the dispensing position (step 3).

Then, the motor 66 of the insurance policy dispensing mechanism 50 at the dispensing position is rotated to move the dispensing piece 65 back and forth once, and the stocker 61
The lowest insurance policy 11 out of them is pushed forward and thrown out (steps 4 and 5).

At this time, it is confirmed whether or not the insurance policy 11 thrown out by the throwing-out confirmation sensor 72 has been detected (step 6), and here, for example, the insurance policy 11 is caught during the throwing out and is not detected for a predetermined time or more. An error is displayed (step 7) and the dispensing operation is stopped.

On the other hand, when the ejection confirmation sensor 72 confirms the ejection of the insurance policy 11, the insurance policy 11 is sent from the insurance policy ejection mechanism 50 to the ejection date printing mechanism 51, and the motor of the ejection date printing mechanism 51 is driven.
The insurance policy 11 is thrown out by the roller 79 rotated by 77
It is taken in and conveyed (step 8).

The tip of the insurance policy 11 conveyed through the ejection passage 74 is the detection piece 83.
When is pressed to switch the print position detection switch 82 (step 9), the motors 66 and 77 are stopped and the insurance policy 1
The conveyance of 1 is stopped (step 10), and the ejection date is printed on the surface of the stopped insurance policy 11 by the printer 81 as shown in FIG. 5 (step 11).

After printing is completed, the motors 77 and 78 are rotated to restart the transportation of the insurance policy 11 (step 12), and the swing lever 86 is swung at the tip of the insurance policy 11 to turn off the certificate position detection switch 84. If it is changed (step 13), the motor 7
The rotation of 7,78 is stopped and the transportation of the insurance policy 11 is stopped (step 14). In this transportation stopped state, the tip portion of the insurance policy 11 is in a state of protruding from the outlet 28.

Finally, the insurance policy 11 is removed (step
15) A series of insurance policy dispensing operations are completed.

Next, a specific configuration of the insurance policy acceptance section 44 will be described with reference to FIG.

The insertion slot 30 is composed of an insertion frame 91 whose lower side is recessed in the inward direction of the aircraft and an insertion table 92, and the insertion slot 30 has a written insurance policy 11 in which predetermined application items are filled in by an insurance applicant. However, as shown in Fig. 4, open the application form 16 and enter the application form 15
Is turned up and the gluing part 17 of the application form 15 is inserted into the tip side.

A transport passage 93 that communicates with the rear end of the upper surface of the insertion table 92 and that receives and transports the insurance policy 11 inserted into the insertion port 30 is formed between the upper and lower guide plates 94 and 95, and the middle of the transport passage 93. A pair of upper and lower rollers 96, 97 are disposed in the conveying path 93 in the portion, and the motor 97 (not shown) drives the rollers 97 to rotate forward and backward to convey the insurance policy 11 toward the rear or front of the conveying path 93. .

A large-diameter roller 98, which is normally and reversely rotated by a motor (not shown), is disposed below the rear end of the transport passage 93, and a roller 99 is pressed against the upper surface of the peripheral surface of the roller 98.
A roller 100 that comes into pressure contact with the rear portion of the peripheral surface, a roller 101 that comes into pressure contact with the lower portion of the peripheral surface are respectively arranged, and a guide body 103 having a curved guide surface 102 along the arc of the peripheral surface of the roller 98 is provided. There is.

The transport passage 93, the rollers 96 to 101, and the guide body 103 constitute the receiving and returning mechanism 52.

Further, a print passage 104 communicating with the front side between the rollers 98 and 101 is formed between the upper and lower guide plates 105 and 106, and the upper guide plate 1
Reference numeral 05 is longly extended forward, and the printing mechanism 53 is arranged below the extended portion of the guide plate 105. This printing mechanism 53
Uses a dot printer, for example, and prints predetermined reception items in the reception print field 19 of the insurance policy 11 conveyed to the print position P.

Also, on the back side between rollers 98 and 101, the application form 15 for insurance policy 11
The insurance policy separation mechanism for separating the application form 16 from the application form
54 has a separation claw 108 pivotally supported about a support shaft 107 as a fulcrum. The top surface of a claw portion 109 at the tip of the separation claw 108 is close to the peripheral surface of the roller 98. As shown in FIG.
The tip of 9 is located at the rear side and the upper side of the lower end of the roller 98, and a separation guide surface 110 for separating the application form 15 from the application copy 16 of the insurance policy 11 on the front side continuous with the claw portion 109 downward. Is provided.

Further, the application paper collecting mechanism 55 is arranged below the insurance policy separating mechanism 54, and has a roller 111 which is in pressure contact with the rear portion of the peripheral surface of the roller 101, and the application paper 15 is provided below the roller 111.
An application form collection box 112 for collecting the items is provided.

Further, the certificate position detection sensors S ₁ and S ₂ are arranged at the front end and the rear end of the conveyance path 93, and the certificate position detection sensor S ₃ is arranged in the print path 104, and the rollers of the conveyance path 93 are arranged.
A bar code reader 113 for reading the bar code 20 displayed on the insurance policy 11 is provided on the front side of the 96, and the print path 104
A print detection sensor 114 is arranged on the lower side, and a collection confirmation sensor 115 is arranged on the upper side of the application paper collection box 112.

Then, the insurance policy acceptance operation of the insurance policy acceptance section 44 thus configured will be described with reference to the flowchart of FIG.

First, as shown in FIG. 4, the written insurance policy 11 in which the prescribed items are filled in by the insurance applicant has the application form 16 open and the application form 15 facing upward, and the application form 15 is glued. When the tip of the insurance certificate 11 is detected by the certificate position detection sensor S ₁ in the insertion process with the portion 17 on the tip side (step 21), each roller 9 is driven by a motor (not shown).
7,98 are driven in the forward direction, the leading end of the insurance policy 11 is gripped between the rollers 96, 97, and the transportation of the insurance policy 11 is started (step 22). At this time, a message such as "Processing" is displayed on the customer monitor 32 (step 23).

Then, the rollers 96 and 97 driven in the forward direction are used to convey the conveyance path 9
When the certificate position detection sensor S ₂ detects the tip of the insurance certificate 11 conveyed backward in the inside 3 (step 24), the portion of the barcode 20 displayed on the insurance certificate 11 at this time is the barcode reader 113. At the timing of passing through, the bar code reader 113 reads the bar code 20 of the insurance policy 11 (step 25).

Based on the reading result by the bar code reader 113, it is judged whether the insertion direction is correct or not by detecting the bar code 20 (step 26), and it is judged whether it is for aviation, railroad or other (step 27). Insurance policy 11
When the barcode 20 cannot be read by the barcode reader 113 due to the wrong insertion direction (including the insertion front-back direction, the front-back direction, and the case where the application copy 16 is not open), Alternatively, when another card or the like is inserted and the barcode reader 113 accidentally reads something but the predetermined barcode data is not obtained, the rollers 97 and 98 driven by the motor are reversed, The insurance policy 11 and the like are conveyed in the opposite direction to the previous one and returned to the insertion slot 30 (step 28). At this time, a message such as "The insertion direction is wrong", "Please check the insertion direction (arrow direction) with the paper open and insert it into the insertion slot" is displayed on the customer service monitor 32 (step 29), Insurance policy returned to the insertion slot 30 11
Is removed (step 30), and the process ends.

If it is determined in steps 26 and 27 that the insertion direction is correct and it is the insurance policy 11 for aviation,
F = 0 is set (step 31). On the other hand, if it is judged that the railway insurance policy 11 is set, F = 1 is set (step 32).

Then, the tip side of the insurance policy 11 is gripped between the rollers 98 and 99, and is guided by the guide surface 102 of the guide body 103 to the roller 98.
Is bent along the peripheral surface of the roller 98, and is gripped between the rollers 98 and 100, passes between the roller 98 and the separation claw 108, and is gripped between the rollers 98 and 101, and the transport direction is reversed to the front. Along with that, the top and bottom are reversed.

After that, when the front end of the insurance policy 11 is detected by the certificate position detection sensor S ₃ (step 33), the insurance policy 11 is conveyed for a predetermined distance and stopped (step 34). At this time, it is confirmed by the print detection sensor 114 whether or not printing is made in the reception print field 19 of the insurance policy 11 passing through (step 35), and if described later, the reception print is completed and returned to the insurance applicant. If the requested application note 16 is printed because it has been reinserted, the procedure goes to step 28 and the application note 16 is returned.

Then, in the insurance certificate 11 in the state where the conveyance is stopped, the reception print field 19 is set at the print position P of the print mechanism 53, and the application form
The free end at the rear end of the insertion opposite to the glued part 17 at the insertion end of 15 passes through the separating claw 108 and is conveyed to the front side thereof, so that the application refusal 16
The rear end side of insertion of the roller 98, the roller 100 and the guide body 103
And is curved along the circumferential surface of the roller 98.

If it is confirmed that there is no printing in the reception print field 19 of the insurance policy 11,
The contents of F are read (step 36), and if F = 0, the predetermined acceptance items for aviation are printed (step 37),
On the other hand, if F = 1, the predetermined reception items for the railway are printed (step 38). At this time, since there is carbon for transfer on the back side of each application form 12-14, the application form 12 on the front side
It is also printed on other application forms 13 and 14 and the application copy 16 by printing on.

After the printing is completed, the motors reversely drive the rollers 97 and 98 to convey the insurance policy 11 in the opposite direction to that in the past (step 39). At this time, it is confirmed by the print detection sensor 114 whether or not printing has been performed in the reception print field 19 of the insurance policy 11 passing therethrough (step 40). If printing is not performed due to an abnormality of the printing device 53, the conveyance operation is stopped. Then (step 41), the customer service monitor 32 displays a message such as "I can't handle it right now" or "Please contact a staff member" (step 42), and stops abnormally.

Further, if it is confirmed that the insurance certificate 11 is printed in the reception print field 19 and the backward transportation of the insurance policy 11 is continued, the application form 15
The free end portion of the rear end of the insertion opposite to the gluing portion 17 of the insertion end of is separated from the application copy 16 by the separation claw 108 (step 4
3). This is because the free end of the application form 15 is lowered downward by its own weight, and the application form 16 is bent upward along the circumferential surface of the roller 98 to separate from the application form 15 so that the application form 15 Separate the application with the claw 109 of the separation claw 108 16
Peel off and separate.

The application form 15 separated by the separating claw 108 is gripped between the rollers 101 and 111 and is located below the application form collection box 112.
Are collected (step 44).

In addition, the copy 16 of the application is transported through the transport passage 93 and the insertion port 30.
Returned to (step 45).

Finally, "Please keep a copy of the application" on the customer service monitor 32.
Etc. are displayed (step 46), and the application copy 16 returned to the insertion slot 30 is extracted (step 47).
The customer service monitor 32 displays "Thank you", "Happy trip", etc. (step 48), and the series of insurance certificate acceptance operations is completed.

Next, with reference to FIG. 13, a specific configuration of the application receipt collection mechanism 45 will be described.

A collection passage 121 is formed between the upper and lower guide plates 122 and 123 that communicates with the rear side of the insertion slot 39 for mailing and receives and conveys the envelope containing the application note 16, and in this collection passage 121, a pair of upper and lower rollers 124 and 125 are provided. Is inserted into the recovery passage 121, and the rollers 124 and 125 are driven by a motor (not shown) to take the envelope into the recovery passage 121 and convey the envelope backward. Below the rear end of the recovery passage 121, an application reservation recovery box 126 for recovering envelopes is provided. In addition, the recovery passage 121
An insertion detection sensor 127 is provided at the start end of the, and a recovery confirmation sensor 128 is provided above the recovery box 126.

Next, with reference to the flow chart of FIG. 14, a series of insurance enrollment operations for depositing the insurance certificate and accepting the insurance certificate, as well as a collection operation of the application withdrawal collection mechanism 45 when the application withdrawal 16 is mailed to a home or the like will be described. explain.

During standby, the customer service monitor 32 displays the commercial mode (step 51).

When money is thrown in by the insurance applicant (step 5
2) In addition to displaying the amount of money to be inserted in the amount of money display section 24 (step 53), the customer service monitor 32 also displays "Please press the selection button" in the dispensing mode of the procedure mode (step 54).

When the insurance applicant presses the selection button 27 (step 5
5) If the stocker 61 containing the insurance policy 11 corresponding to the selected insurance type is in the ejection position, leave it as it is. If it is not in the ejection position, select the stocker 61 of the selected insurance type. It is moved to the ejection position (steps 56 and 57).

Then, the insurance policy issuing mechanism 50 ejects the insurance policy 11 from the stocker 61, and the ejection date printing mechanism 51 prints the ejection date on the front surface of the insurance policy 11 (step 5).
8), throw out the insurance policy 11 to the outlet 28 (step 59),
The indicator lamp 29 of the exit 28 is blinked to guide the exit of the insurance policy 11 (step 60).

When the insurance applicant 11 ejected to the outlet 28 is taken out by the insurance applicant (step 61), the customer service monitor 32 causes the "customer to fill out the insurance policy" in the entry mode of the procedure mode, Please insert it into the insertion slot while it is open ”(step 62), and the indicator lamp 31 of the insertion slot 30 blinks to guide the insertion of the insurance policy 11 (step 63).

Then, the insurance applicant writes predetermined application items in the insurance applicant entry field 18 of the insurance policy 11 (step 64).
At this time, the entry table 37 on the front of the automatic insurance subscriber can be used.

When the written insurance policy 11 in which predetermined application items are filled in by the insurance applicant is inserted into the insertion slot 30 (step 6
5) On the customer service monitor 32, in the application mode of the procedure mode, a message such as "Processing" or "Please take a copy of application" after printing is completed is displayed (step 6).
6) Take in the insurance policy 11 by the acceptance and return mechanism 52 (step 67).

Predetermined acceptance items are printed by the printing mechanism 53 in the acceptance print field 19 of the taken-in insurance policy 11 (step 68).

After the printing is completed, the insurance policy separating mechanism 54 separates the application form 15 and the application form 16 of the insurance policy 11 (step 69), collects the application form 15 (step 70), and the application form 16
Is returned to the insertion slot 30 (step 71).

The indicator lamp 31 of the insertion slot 30 blinks to guide the return of the application copy 16 (step 72).
By removing the application copy 16 returned to the customer (step 73), the customer reception monitor 32 displays the mailing mode in the mailing mode of the procedure mode, "If you wish to mail the application copy, press the mail button and enter the postage fee. Or "Please put the application copy in the envelope with the address entered and insert it into the mail insertion slot" (step 74).

Then, when mailing the application copy 16 to the home or the like, when the insurance applicant presses the mailing button 36 and the mailing fee is charged (steps 75 and 76), the indicator lamp 40 of the mail insertion slot 39 blinks. To guide the insertion (step 77).
The insurance applicant fills in the address on the envelope provided in the envelope holder 38 and inserts the application copy 16.

The envelope containing the application note 16 is inserted into the mail insertion slot 39,
When the insertion detecting sensor 127 detects the leading end of the envelope (step 78), the rollers 124 and 125 are driven by a motor (not shown), and the leading end of the envelope is gripped between the rollers 124 and 125 to start taking-in and conveying the envelope ( Step 7
9). Then, the received envelopes are collected in the application receipt collection box 126 (step 80) and mailed. The envelopes collected in the application receipt collection box 126 are mailed by a staff member and mailed to a home or the like.

It should be noted that, in this application withdrawal collection mechanism 45, the application withdrawal 16 is provided on condition that the mailing button 36 is pressed and the mailing fee is put in.
Even if the envelope is inserted into the mail insertion port 39 when this condition is not satisfied, the rollers 124 and 125 are in the stopped state and do not load the envelope and are in the stopped state. The rollers 124 and 125 function as stoppers to regulate the insertion of the envelope and prevent it from being received.

On the other hand, if you do not wish to mail the application copy 16, take the application copy 16 with you.

Note that the insurance applicant may insert money and receive the insurance certificate 11 and insert the insurance certificate 11 and receive the insurance at a time lag. For example, insurance policy 11
You can return to the automatic insurance machine a few days after you receive and apply for insurance.

As described above, if the insurance applicant inserts the insurance policy 11 in which the prescribed application items are stated in the automatic insurance subscriber machine, the printing of the reception items, the separation of the application form and the application copy, and the collection of the application form will be performed automatically. Since it is done with a machine, it is not necessary to perform the printing operation of the reception items, the operation of separating the insurance policy, the operation of inserting the application form, etc. which were conventionally performed by the insurance applicant, and the insurance enrollment procedure is simplified. In addition, there is no problem of forgetting to print the items to be received on the insurance policy or forgetting to separate the application form from the application form, so that insurance can be reliably established. Further, since the mailing fee is collected only when the application copy 16 is mailed to the home or the like, the service can be faired.

In this embodiment, the application copy 16 is put in the envelope and inserted into the mail insertion slot 39, but the application copy 16 may be directly inserted. It will be mailed in an envelope. Alternatively, the application form 16 may be a postcard size, and the application form 16 may be directly mailed.

Next, another embodiment of the present invention will be described with reference to FIGS.

In the above-mentioned embodiment, the application receipt 16 is inserted into the mail insertion slot 39 to accept the mail, but in this embodiment, the insurance policy 11 is inserted into the insurance reception insertion slot 30 and at the same time the application receipt 16 is inserted. We will accept mail delivery.

The automatic insurance subscriber of this embodiment, as shown in FIG. 15, has an insurance policy acceptance section 44 integrally with an application withdrawal collection mechanism 45.

FIG. 16 shows a specific configuration of the insurance policy acceptance section 44. The application receipt collection mechanism 45, which is integrally incorporated in the insurance policy acceptance unit 44, is arranged in front of the printing mechanism 53,
A collection passage 121 is formed between the upper and lower guide plates 122 (integrated with the guide plate 105 of the print passage 104) and 123 and communicates with the front end of the print passage 104, and a pair of upper and lower rollers 124, 125 are provided in the collection passage 121.
Is placed in the recovery passage 121, and the rollers 124 and 125 are driven by a motor (not shown) to take the application receipt 16 into the recovery passage 121 and convey it forward. An application reservation collection box 126 for collecting the application reservation 16 is provided below the front end of the collection passage 121. Further, a collection confirmation sensor 128 is arranged above the application receipt collection box 126.

In this embodiment, the envelope holder 38, the mail insertion slot 39, the indicator lamp 40, etc. are not provided.

Then, the insurance policy receiving operation and the application withdrawal collecting operation of the insurance certificate receiving unit 44 thus configured will be described with reference to the flowchart of FIG.

First, at this point, the insurance policy 11 is in a state after it has been thrown out to the insurance applicant, and in this state, “When bringing back the application copy, insert the insurance certificate that describes the application item into the insertion slot in the customer service monitor 32. "Please send a copy of the application by mail, press the mail button to insert the mailing fee, and then insert the insurance certificate that describes the application into the insertion slot" (step 81).

Then, when bringing back the application copy 16, by inserting the insurance certificate 11 into the insertion slot 30 without pressing the mail button 36 (step 82), the tip of the insurance certificate 11 is detected by the certificate position detection sensor S _1. (Step 83), mail = 0 is set (Step 84). On the other hand, when mailing the application copy 16, the mail button 36
After pressing to enter the prescribed mailing charges (steps 82, 8
5) By inserting the insurance policy 11 into the insertion slot 30, the certificate position detection sensor S ₁ detects the tip of the insurance policy 11 (step 86) and sets mail = 1 (step 87).

When the leading edge of the insurance policy 11 is detected and mail is set, the import and transport of the insurance policy 11 is started (step 88).

The subsequent steps 89 to 110 are performed in the same manner as the steps 23 to 44. That is, the barcode 20 of the insurance policy 11 is read to determine whether it is for aviation, railroad, or other, and whether or not the reception print field 19 of the insurance policy 11 is printed, and only when there is any other printing The insurance policy 11 or the like is conveyed in the opposite direction to the one in the past and returned to the insertion slot 30. Further, the insurance policy 11 is bent along the peripheral surface of the roller 98, passes through between the separation claw 108, and is stopped in the state where it is set at the printing position P of the printing mechanism 53, and the reception printing column 19 is displayed. Prescribed items for aviation or railway use are printed. Further, after printing is completed, the insurance policy 11 starts returning transportation in the opposite direction to the previous one, and confirms whether or not the date is printed in the date printing field 19, and stops the transportation operation only when there is no printing, Application form 15 and application copy 16 by separating claw 108
And are separated, and the application form 15 is collected in the collection box 112.

Then, in step 111, the contents of mail are read and mai
If l = 0 (do not mail), do not apply 16
Continue to return and return to the insertion slot 30 (step 11
2), steps 113-115 (same as steps 46-48 above)
After that, a series of insurance certificate acceptance operation is completed. This returned application copy 16 is brought back to the insurance applicant.

On the other hand, if mail = 1 (mailing) in step 111, the return transportation of the application copy 16 is stopped and the fetch transportation in the direction opposite to the return transportation direction is started (step 11
(6, 117), the application copy 16 is sent again to the printing mechanism 53 and the collection passage 121, and the application copy 16 is drawn into the collection passage 121 between the rollers 124 and 125 which are rotationally driven and collected in the application copy collection box 126 ( Step 118), Step 11
After 9 (similar to step 115), a series of insurance certificate receiving operation and application withdrawal collecting operation are ended. The application copy 16 collected in the application copy collection box 126 is mailed by an attendant.

It should be noted that, in the above-mentioned embodiment, the insurance certificate is thrown out by throwing a predetermined fee, but it is not necessary to put the fee in the issuance of the insurance certificate, and the insurance is given by throwing a predetermined fee when applying for insurance. The certificate may be accepted, or the insurance certificate may be thrown out by injecting a part of a predetermined fee and the insurance certificate may be accepted by injecting the remaining fee when applying for insurance.

(Effect of Invention) According to the invention of claim 1, when the insurance policy applicant inserts the written insurance policy in which predetermined application items are filled in into the automatic insurance subscriber machine, the reception item is printed, the application form and the application copy. Since the machine automatically separates the application form and collects the application form, it is possible to perform the printing operation of the reception items, the separation operation of the insurance certificate, the application form insertion operation etc. You can easily complete the insurance enrollment procedure without doing
In addition, there is no problem of forgetting to print the items to be received on the insurance policy or forgetting to separate the application form and the application copy, so that insurance can be reliably established.

In addition, a service with and without mailing the application copy because the insurance subscriber collects the specified postage fee only when the application copy is mailed to the home, etc. Can be faired.

According to the invention of claim 2, if the insurance policyholder who has described the prescribed application items is inserted into the automatic insurance subscriber, the reception item is printed, the application form and the application copy are separated, and the application is made. Since the paper is automatically collected on the machine side, it is not necessary to perform the printing operation of the reception items, the insurance certificate separation operation, the application paper insertion operation, etc. that were conventionally performed by the insurance applicant. You can easily apply for insurance,
In addition, there is no problem of forgetting to print the items to be received on the insurance policy or forgetting to separate the application form and the application copy, so that insurance can be reliably established.

Moreover, when the insurance subscriber tries to mail the copy of the application to his / her home, etc., when there is an input to specify the mail and the mailing fee is put in, the insurance receipt and the mail of the application copy will be accepted at the same time. The service can be faired when the application copy is mailed and when it is not mailed, and the mailing procedure can be simplified.

[Brief description of drawings]

FIG. 1 is a block diagram showing an embodiment of the automatic insurance subscriber of the present invention, FIG. 2 is a front view of the whole, FIG. 3 is a side view thereof, and FIG.
The figure is a perspective view of the insurance policy, FIG. 5 is its front view, FIG. 6 is its perspective view, FIG. 7 is a side view of the insurance policy dispensing section, FIG. 8 is its plan view, and FIG. Side view showing the internal structure, No.
Fig. 10 is a flow chart of the insurance policy dispensing operation, Fig. 11 is a side view of the insurance policy acceptance section, Fig. 12 is a flow chart of the insurance policy acceptance operation, Fig. 13 is a side view of the application withdrawal collection mechanism, and 14 FIG. 15 is a flow chart of the comprehensive insurance enrollment operation, FIG. 15 is a configuration diagram showing another embodiment of the automatic insurance enrollment machine of the present invention, FIG. 16 is a side view of the insurance policy acceptance section, and FIG.
FIG. 18 is a flowchart of the insurance policy acceptance operation and collection operation, and FIG. 18 is a front view of a conventional insurance subscriber. 11 …… Insurance certificate, 15 …… Application form, 16 …… Reservation form, 30
...... Insertion port, 36 ...... Mail button as means for specifying mail, 39 ...
… Mail insertion slot as envelope reception port, 41… Control means,
42 …… Money handling unit, 43 …… Insurance certificate issuing unit, 44 …… Insurance certificate receiving unit, 45 …… Application withdrawal collection mechanism as a take-in means and an application withdrawal collection unit, 52 …… As a transportation unit Receiving and returning mechanism, 53 …… Printing mechanism as printing means, 54 ……
Insurance Certificate Separation Mechanism as Separation Means 55. Application Form Collection Mechanism as Application Form Collection Means.

Claims (2)

[Scope of utility model registration request] [Claim 1] A money handling unit for receiving money, an insurance policy ejecting unit for accommodating an insurance policy consisting of an application form and a copy of the application, and ejecting the contained insurance policy, and this insurance policy. While accepting the stated insurance policy in which the insurance applicant has filled in the application items on the insurance policy issued by the investment department from the insertion port and printing the necessary reception items,
In an automatic insurance subscriber equipped with an insurance policy acceptance unit that separates the insurance policy into an application form and an application copy, and returns the separated application copy, a mail designation means for specifying the mailing of the application copy, and the application An envelope receiving opening for receiving a mailed envelope containing a copy, a taking-in means for taking in the envelope inserted in the envelope receiving opening, and a mailing designation input by the mailing designating means and the coin processing section. And a control means for causing the envelope to be inserted into the envelope receiving port by the intake means when a predetermined mailing fee is separately charged into the automatic insurance subscriber machine. [Claim 2] A money handling unit for receiving money, an insurance policy ejecting unit for accommodating an insurance policy consisting of an application form and an application copy, and ejecting the contained insurance policy, and this insurance policy. In an automatic insurance subscriber equipped with an insurance policy acceptance unit that accepts a written insurance policy in which the insurance applicant has entered the application items in the insurance policy issued by the investment department from the insertion port, Conveying means capable of conveying the insurance certificate from the insertion opening to the inside and the returning direction to return, a printing means for printing the reception items necessary for the insurance certificate received inside from the insertion opening, and this printing means, A separating means which is provided between the insertion slot and separates the insurance policy into an application form and an application copy; an application form collecting part for collecting the application form separated by the separating means; An application reservation collecting means that is provided on the downstream side in the receiving direction and that can collect the application copies separated by the separating means; a mailing specifying means that specifies mailing of the application copies; and when there is no input by this mailing specifying means. , The insurance policy printed by the printing means is conveyed in the return direction by the conveying means, separated by the separating means into an application form and an application copy, and the application form is collected by the application form collection means and the application form To the insertion slot, and when there is an input from the mailing designating means and a predetermined mailing fee has been separately charged to the money handling section, the insurance policy printed by the printing means is returned by the carrying means. Direction,
After separating the application form and the application copy by the separating means and collecting the application form by the application form collecting means, the application form is conveyed again in the inserting direction by the conveying means and collected by the application form collecting means. An automatic insurance subscriber equipped with a control means for controlling.