JP4697911B2 - Card holder with wireless communication function - Google Patents

Description

[0001]
BACKGROUND OF THE INVENTION
The present invention is a card storage with a wireless communication function. Ingredients Related. Specifically, in electronic commerce using an IC card, a card storage with a wireless communication function that allows a user to use a specific wireless terminal such as a mobile phone without taking out the IC card Ingredients Related.
[0002]
[Prior art]
In recent years, IC cards are widely used in various fields because they can record a large amount of information and have high security. Furthermore, the practical application of electronic money is scheduled for 2002, and the application fields are expected to expand more and more (August 29, 2000 "Nihon Keizai Shimbun").
Among the use of IC cards, IC cards intended for multi-applications (multiple services) are expected to be equipped with various electronic money applications such as electronic cash, credit functions, and debit functions. For example, according to the purchase amount at the time of shopping, it is possible to use different payment methods for electronic cash, debit, and credit with one IC card, and it is also possible to record points according to the paid amount on the IC card.
[0003]
This IC card is often stored in a wallet card pocket together with cash such as banknotes and coins, like cash cards and credit cards.
Conventionally, in payment processing with an IC card, it is necessary to take out the card from the wallet, connect the IC card to a card reader connected to the IC card transaction terminal, and perform transaction payment with the IC card. In addition, a password required for IC card transactions is input from the keypad of the transaction terminal.
[0004]
On the other hand, wireless terminals such as “mobile phone”, “i-mode”, and “mobile device” have been used as information terminals such as message transmission / reception and Internet web browsers, from simple voice call tools. As a result, Internet transactions using wireless terminals, that is, “e consumption” is also expanding.
Also, mobile phones equipped with a wireless communication function for connection between short-distance devices are becoming widespread without using a wireless network of a telephone company by Bluetooth or IrDA. This makes it possible to purchase goods and pay fees from a vending machine using a wireless terminal such as a mobile phone. However, in order to make transactions and payments, the IC card is taken out of the wallet and another payment terminal device is used. In this case, it is necessary to insert an IC card.
[0005]
In view of such expanded use of IC cards, the applicant of the present application previously provided an IC card storage pocket in a wallet for storing cash, and a communication function with the IC card. And “a card slot having a function of displaying the recorded contents of an IC card” (Japanese Patent Laid-Open No. Hei 10-149414), to which a key operation unit and a display unit enabling an IC card transaction are added.
However, the “card case” according to the application is difficult to downsize because a key operation part and a display part are provided on the wallet. To check the contents of the card, the wallet is taken out and displayed by operating the key. There was a problem that it was necessary.
[0006]
[Problems to be solved by the invention]
Therefore, the present invention has a wireless function via a wireless terminal such as a mobile phone that is often carried by anyone without taking out an electronic medium (such as an IC card) from the card holder or taking out the card holder itself. It is intended to enable a settlement transaction for manipulating an electronic value stored in an electronic medium in a card storage tool.
[0007]
[Means for Solving the Problems]
Summary of the present invention for solving the above problems To the effect The card holder with wireless communication function carried by the user is provided with a plurality of card storage pockets into which IC cards can be inserted. ,in front One of the card storage pockets only Contact for communication with IC card and With non-contact devices, Other storage pockets that do not include the contact or non-contact device are shielded with a metal plate for the purpose of preventing interference, and include the contact and non-contact devices. The user can carry the information stored in the IC card in the storage pocket. Wearing UIM to store information about users A card storage device with a wireless communication function, further comprising a communication unit that allows wireless terminals to share, access, and transmit / receive microwave communication channels. Since it is such a card storage tool, it is possible to trade without the need to take out an IC card or a card storage tool.
[0010]
DETAILED DESCRIPTION OF THE INVENTION
Hereinafter, the present invention Card holder with wireless communication function and Transaction settlement method using it Will be described with reference to the drawings. Figure 1 , Take It is a figure explaining a payment method. A card storage device with a wireless communication function (hereinafter abbreviated as “card storage device” in some cases) 10 is, for example, a size that can be folded into two and placed in a user's pocket. A plurality of IC cards 20 can be stored in the card storage tool 10. Among the plurality of IC cards, one IC card 201 communicates with the external wireless terminal 30 via the wireless communication device 110 and the antenna 111 in the card holder 10.
[0011]
The card holder 10 further includes a terminal plate 120 for connecting to a contact IC card and a non-contact IC card reading antenna (non-contact device) 112. The terminal plate 120 is provided on the inner surface of the card storage pocket 171 so as to come into contact with the IC card connection terminal in the card storage pocket.
As long as the reading antenna 112 is a portion located in the antenna coil of the non-contact IC card, it may be located on the inner surface or the outer surface of the pocket. However, it is necessary to take a radio wave blocking measure that prevents interference with other non-contact IC cards and shields only with the IC card 201 by a metal plate.
In this case, the IC card 201 is an electronic money or a prepaid card, and the payment for the product purchase is made by reducing the electronic cash or the prepaid amount recorded in the IC card 201.
[0012]
The wireless terminal 30 is a mobile communication terminal, for example, “mobile phone”, “i-mode”, or “mobile device”. The wireless terminal 30 can be equipped with a UIM (Users Identity Module) 46 for identifying a user. The UIM stores information related to mobile phone users in a memory. The information regarding the telephone user is, for example, the user's personal identification number (PIN), subscriber number (IMSI), commercial transaction data information, mobile phone number, and the like.
When the user inputs, for example, the user's personal identification number from the key button 39, the personal identification number is verified in the UIM.
As a result, a person who operates the wireless terminal 30 can be identified, and the use of the wireless terminal can be excluded if a different personal identification number (PIN) is input.
[0013]
Further, in FIG. 1, the wireless terminal 30 communicates with the vending machine 50 through wireless communication to purchase a product 51. When the user operates the key button of the wireless terminal 30, the IC card is specified and the person who uses the wireless terminal 30 is authenticated, the product can be purchased. The vending machine 50 is also provided with a non-contact communication function 54. In the case where the fee is paid by the IC card or only the point recording is performed, when the fee is entered from the cash input port 53 and received, the product 51 is discharged to the product discharge port 52 of the vending machine.
That is, in this case, a transaction is made between the IC card 201 and the vending machine 50, but the wireless terminal 30 plays the relay role.
In addition to the relay role, the wireless terminal can use the wireless terminal itself as a transaction medium as described later.
[0014]
Communication between the card storage tool 10 and the wireless terminal 30 or between the wireless terminal 30 and the vending machine 50 can be performed by Bluetooth. Bluetooth has been developed mainly by Ericsson in Sweden as a wireless LAN communication system within a short distance of 10 meters or less, and many companies around the world are currently participating as Bluetooth SIG.
Bluetooth aims at “low power and miniaturization”, and the use band is 2.40 GHz to 2.44853 GHz, but the same band can be used in Japan. Bluetooth transmitter / receiver modules, antennas, and single-chip microcomputers are being developed by various companies and can be put to practical use.
[0015]
As a communication method other than Bluetooth, 2.45 GHz and 5.8 GHz band communication and mobile network communication recognized as specific low-power radio in Japan are also possible. Further, the communication between the wireless terminal 30 and the vending machine 50 can be performed using IrDA using infrared rays as long as the linearity can be maintained.
Communication between the wireless terminal 30 and the card holder 10 is also Bluetooth or the above-described microwave communication. However, even if the communication band is the same, changing the modulation method (frequency hopping spread spectrum method, etc.) Can be prevented.
[0016]
The wireless terminal 30 can play a relay role with external devices such as the vending machine 50 and can use the wireless terminal itself as a transaction medium as described above. That is, in that case, the wireless terminal 30 is connected to the Internet, and a transaction on a homepage on the Internet is performed via the wireless terminal. When a homepage is displayed on the display 37 of the wireless terminal 30 and a purchased product is determined on the homepage, an IC card is specified, a payment method and a delivery method of the product are determined, and transactions are performed in the same manner as with the external device 50. Settlement is made.
[0017]
2A and 2B are diagrams showing an IC card held in a card storage tool, in which FIG. 2A shows a contact IC card and FIG. 2B shows a non-contact IC card.
FIG. 3 is a diagram showing an example of a card storage device with a wireless communication function of the present invention.
The IC card 20 accommodated in the card holder 10 is an IC card having an electronic value such as electronic cash or a point card, and may be either a contact type or a non-contact type as described above. . The size of the IC card is usually 86 mm wide × 54 mm long, and the thickness is within 1 mm. The non-contact type IC card has the same shape but does not have a connection terminal on the card surface.
[0018]
When the IC card 20 is a contact type (FIG. 2A), the IC card has a printed circuit board on which electronic components such as an IC module are mounted and a synthetic resin card base material 28 covering the surface of the printed circuit board. IC module connection terminals 220 are provided on the surface of the card base 28. The connection terminal 220 has eight contacts 221 to 228. The breakdown of these contacts is for voltage supply (two), GND (one), data communication (one), and clock signal supply. (1), reset signal supply (1), and spare (2).
[0019]
When the IC card 20 is a non-contact type (FIG. 2B), the IC card has an IC chip 21 having a control function and a memory, and an antenna coil 22 connected to the IC chip. The antenna coil 22 is embedded in the card base 28 so that electronic components do not appear on the card surface.
Although the antenna coil 22 is provided by a wire or printed wiring, the antenna coil 22 is not limited to the illustrated example and is often formed so as to go around the edge of the card.
[0020]
Although the shape of the card storage device 10 is not particularly limited, it is preferably thin and lightweight because it is carried in a pocket or the like. In addition to the plurality of IC cards 20, the card storage device 10 preferably has a portion (not shown) for storing cash such as banknotes and coins and can be used in the same manner as a wallet.
Furthermore, the card storage tool 10 includes a wireless communication device, and communicates with an external wireless terminal 30. As the wireless communication device, for example, a small Bluetooth compatible transceiver module or the like can be used.
[0021]
The card holder 10 is made of leather, synthetic leather, cloth, soft constituent resin, etc., and covers a rectangular outer skin 18 having appropriate flexibility and an almost left half of the inner surface of the outer skin 18 as shown in FIG. The rectangular first card storage unit 15 having moderate rigidity sewn in such a manner and the second rectangular shape having moderate rigidity sewn so as to cover the almost right half of the inner surface of the outer skin 18. And a card storage unit 16.
When the card storage device 10 is folded in half at the center and the first and second card storage portions 15 and 16 are overlapped with each other, the size of the card storage device 10 is large enough to fit into a jacket or trouser pocket.
[0022]
The first card storage section 15 has a card storage pocket 17 for storing the IC card 20. 1 is A connection terminal (such as a pin) that is provided in the card storage pocket 171 and has approximately the same size as the IC card 20 and contacts the connection terminal 220 of the IC card 20 stored in the card storage pocket 171. The terminal board 120 which has is incorporated. A pressing mechanism by a leaf spring or the like is provided so that the terminal plate and the connection terminal of the IC card are maintained in good contact. The terminal board is connected to a CPU 11 described later.
[0023]
The second card storage unit 16 has a bag shape with an open inner side, and the inside stores a sheet-like material for storing a sheet-like material such as a commuter pass, a receipt, or a journal output from a bank terminal device. And is sewn to the outer skin 18 along three sides of the upper and lower sides and the outer side, and forms a cash storage portion for storing banknotes, coins, etc. between the outer skin 18 and the outer skin 18. is doing. The second card storage unit 16 is provided with card storage pockets 172 to 175 for storing other cards such as magnetic cards and commuter passes at regular intervals in the vertical direction. These configurations and shapes of the card storage tool are for illustrative purposes and are not limited thereto.
[0024]
FIG. 4 is a block diagram showing an electrical configuration of the card storage tool and the IC card. As shown in FIG. 4, the IC card 20 includes a CPU 211, a program storage ROM 212, an EEPROM, an FRAM and the like, a data memory 213 composed of an electrically rewritable memory, and a work RAM 214.
In the case of a contact type IC card, these data are supplied to the card holder 10 via the connection terminal 220 → the terminal plate 120.
In the case of a non-contact IC card, data is read by the reading antenna 112 which is a non-contact device of the storage device 10 and supplied to the card storage device 10.
The contact or non-contact device for communication means a contact device of connection terminal 220 → terminal plate 120 and a non-contact device of reading antenna 112.
[0025]
The first card storage unit includes a CPU 11, a ROM 12 for storing a program, a work RAM 13, a wireless communication device 110, a battery 14 for supplying power to each component, and the like. As the battery 14, a lithium battery or the like can be used.
Reading means for reading information from the IC card 201 is configured by a program stored in the terminal board 120, the CPU 11, and the ROM 12, and the information read from the IC card 20 by the program stored in the CPU 11 and the ROM 12 is configured as a wireless communication device 110. The function of transmitting to the wireless terminal 30 via the antenna 111 is configured. When shopping with an IC card, the IC card necessary for the shopping is put in the storage pocket 171 and the transaction is performed. Therefore, IC cards that are not directly used for the transaction are stored in other pockets.
In the above embodiment, the IC card 20 is provided with the CPU 211. However, the present invention is not limited to this, and the IC card 20 has only a memory function that does not have a CPU (connection to the card holder 10 is performed by contact of a connector pin). In addition, the presence or absence of ROM and RAM may be properly used depending on the application.
[0026]
FIG. 5 is a block diagram illustrating an example of a circuit configuration of the wireless terminal.
The wireless terminal 30 can perform operations by reading and writing data information stored in the IC card 201 of the card holder 10 mainly used for electronic commerce via wireless communication. The key button 39 and the display 37 And a function of displaying the processing data on the display 37 of the wireless terminal.
[0027]
Since the wireless terminal 30 has the function of a normal mobile phone, the circuit configuration is such that the other circuit units are connected to the main control unit 31 as shown in FIG. The main control unit 31 is a circuit unit that sends a control signal to each connected circuit unit and controls them. The antenna 32 is a circuit unit that receives a received radio wave and sends a corresponding electric signal to the high-frequency circuit unit 33, and converts the electric signal from the high-frequency circuit unit 33 into a radio wave and sends it out. The high frequency circuit unit 33 is a circuit unit that performs transmission / reception processing of radio waves having a frequency corresponding to the channel specified by the main control unit 31.
[0028]
Specifically, among the signals received on the designated channel, non-voice signals such as calling signals and channel information are sent to the main control unit 31 and the voice signals are sent to the voice control unit 34, and the main control unit 31 is also sent. This is a circuit unit that converts an incoming call response signal output from, a non-voice signal such as dial data, and a voice signal output from the voice control unit 34 into a corresponding high-frequency electrical signal and outputs the signal to the antenna 32.
The audio control unit 34 sends the audio electrical signal from the high frequency circuit unit 33 to the audio input / output unit 35 under the control of the main control unit 31, and the audio electrical signal from the audio input / output unit 35 to the high frequency circuit unit 33. It is a circuit part to send out.
[0029]
The switch 1 is a switch for switching the antenna 32 between a radio wave for telephone use and a radio wave for microwave communication. It is because there is no case where both are used simultaneously.
When the switch 1 is connected to the microwave communication circuit unit 36, a call signal from the main control unit 31 is transmitted from the antenna 32 and a response radio wave from the card storage device 10 or the external device 50 is received. . When a response radio wave related to a transaction is received from the card storage device 10 or an external device, a signal calculated by the micro communication circuit unit 36 is transmitted to the main control unit 31 and controlled by the display control unit 38 to be displayed on the display 37. The data is displayed on the screen.
Further, the UIM 46 is connected to the main control unit 31 via the interface 47, and the verification is performed when the user inputs the password.
[0030]
In the case of a telephone signal, the voice input / output unit 35 sends the voice electric signal from the voice control unit 34 to the speaker 42 and the voice electric signal from the microphone 41 under the control of the main control unit 31. It is a circuit to send to. The speaker 42 is a circuit unit that converts the audio electric signal from the audio input / output unit 35 into audio, and the microphone 41 is a circuit unit that converts the audio into an audio electric signal and sends it to the audio input / output unit 35.
[0031]
The switch control unit 40 sends a corresponding switch input signal to the main control unit 31 when a key button of the call key switch 2, the voice stop key switch 3, the call end key switch 4 or the dial key button 39 is operated. It is a circuit part to send out.
The LED 45 displays incoming calls and the like, and the ringer 44 emits an incoming call notification sound. The display 37 is generally a liquid crystal display device and is driven and controlled by a display control unit 38. In addition to displaying messages during a mobile phone call, transaction processing data is displayed.
[0032]
When making a transaction with the wireless terminal 30, the key number 39 of the wireless terminal 30 is used to operate the personal identification number and transaction data information of the IC card in the card holder 10. As described above, this means that the IC card may be specified by the UIM of the wireless terminal, and the IC card can also be specified from the wireless terminal.
The mobile phone can also specify a mobile phone that can be accessed in reverse, using the information stored in the IC card 20 of the card holder.
In order to prevent malfunction in the communication with the wireless terminal 30, it is preferable that the card holder 10 cuts off the communication when both microwaves are weak so that their functions do not work independently. That is, it is preferable to block communication when a microwave communication channel is not established.
[0033]
Next, the operation procedure of the embodiment of the present invention will be described. A case where the wireless terminal is a mobile phone is described as an example.
<Connection procedure between card holder and mobile phone>
The user stores the IC card 201 in the pocket 171 of the card storage device 10 with the wireless communication function, and turns on the power of the card storage device 10.
Subsequently, the mobile phone (wireless terminal) 30 is turned on. As a result, the mobile phone 30 turns on the power of the built-in UIM 46. The mobile phone 30 displays on the display display 37 an input screen requesting the user for a PIN (personal identification number) necessary for accessing the UIM 46.
The UIM 46 authenticates that the user is correct by inputting the correct PIN of the user. By this authentication, the mobile phone 30 becomes accessible to the communication definition information in the UIM 46 and becomes communicable.
Next, the user turns on the wireless communication function of the mobile phone 30.
If the device is wirelessly connectable, the connectable device is displayed on the display 37 of the mobile phone.
The user selects the card storage device 10 with the wireless communication function as the connected device from the display for display of the mobile phone. When the microwave communication channel between the mobile phone 30 and the card holder 10 is established, the establishment of device connection on the display 37 of the mobile phone 30 is displayed.
[0034]
<Procedure for shopping with a mobile phone connected to a vending machine>
The user connects the mobile phone 30 to the vending machine 50.
The product of the vending machine 50 on the display 37 of the mobile phone 30 is selected and the purchase button is operated.
[0035]
<Procedure to specify IC card (card storage tool) for payment>
The user designates the electronic cash of the IC card 201 as a payment method on the purchase screen of the mobile phone 30. The type of electronic cash to be paid is displayed on the display 37 of the mobile phone 30, and the user designates the IC card 201.
A search screen for the IC card 201 is displayed on the display 37 of the mobile phone 30, and the user executes a search button.
The card housing 10 that is wirelessly connected is displayed on the display 37 of the mobile phone 30, and the user searches for an available IC card 201.
In order to execute this search, a command to turn on the power of the IC card connection terminal 120 or the antenna 112 in the card holder 10 with the wireless communication function is transmitted from the mobile phone 30 via the wireless communication device 36.
The card storage device 10 receives the initial response of the IC card 201 via the connection terminal 120 or the antenna 111 and notifies the mobile phone 30 that the IC card 201 is usable.
[0036]
<Procedure for designating payment application stored in UIM by mobile phone>
Next, the payment type is displayed on the display 37 of the mobile phone 30. The user selects electronic cash A. With this selection, the mobile phone 30 starts up the electronic cash A transaction program stored in the UIM 46 in the mobile phone.
[0037]
<Procedure for payment application to link IC card (card storage tool) and payee (internet)>
The cellular phone 30 notifies the electronic cash A settlement program stored in the UIM 46 of the connection information between the vending machine 50 and the IC card 201 in the card holder 10.
By this notification, the electronic cash A of the IC card 201 and the store can communicate with each other via the payment program.
[0038]
<Procedure for Payment Application to Pay IC Card (Card Holder) and Payee (Internet)>
The payment program executes an electronic cash application of the IC card 201 in the card storage device 10. The payment program instructs the display 37 of the mobile phone 30 to display the input screen of the PIN for the IC card 201. The PIN data input by the user is transmitted from the mobile phone 30 to the settlement program.
The payment program internally generates a PIN command for the IC card 201 in the card holder 10, creates a PIN command command in the wireless transmission data from the mobile phone 30 to the card holder 10, and sends it to the mobile phone 30. To do.
The mobile phone 30 transmits this data to the card holder 10, and the card holder extracts the PIN command to the IC card 201 from this transmission data and transmits it to the IC card 201 to authenticate the user of the electronic payment application. Execute.
The normal termination of the PIN command of the IC card 201 is notified from the card storage device 10 via the mobile phone 30 to the payment application.
Hereinafter, the payment program creates a group of instructions necessary for a payment protocol between the vending machine 50 and the electronic cash of the IC card 201, and the IC card 201 of the vending machine 50 and the card holder 10 via the mobile phone 30. Execute transactions with.
[0039]
<Procedure for executing transaction termination>
When the electronic cash transaction ends, the settlement program transmits to the mobile phone 30 that the transaction has ended.
When the cellular phone 30 receives this notification, the settlement program of the UIM 46 is terminated. The mobile phone 30 displays the transaction end on the display 37.
In addition, a command to turn off the power of the IC card 201 of the card storage device 10 is transmitted from the mobile phone 30, and the card storage device 10 turns off the power of the IC card 201.
Furthermore, a command to turn off the power of the card storage device 10 can be transmitted from the mobile phone 30 to the card storage device 10.
[0040]
【The invention's effect】
As described above, the card holder with a wireless communication function of the present invention has a non-contact communication function with a wireless terminal, and therefore can be suitably used for the transaction settlement as described above. In addition, there is an advantage that the IC card can be carried with cash.
[Brief description of the drawings]
FIG. 1 of the present invention Using card holder with wireless communication function It is a figure explaining a transaction settlement method.
FIG. 2 is a diagram showing an IC card held in a card storage tool.
FIG. 3 is a view showing an example of a card storage tool with a wireless communication function of the present invention.
FIG. 4 is a block diagram showing an electrical configuration of a card storage tool and an IC card.
FIG. 5 is a block diagram illustrating an example of a circuit configuration of a wireless terminal.
[Explanation of symbols]
10 Card holder with wireless communication function
11 CPU
12 ROM for program storage 110 Wireless communication device
13 Work RAM 111 Antenna
14 battery 112 reading antenna
15 First card storage section 120 Terminal board
16 2nd card accommodating part 121-128 Connection terminal
18 outer skin
171 to 175 Card storage pocket
20,201 IC card
21 IC chip
22 Antenna coil
211 CPU
212 ROM for program storage
213 Data memory
214 RAM for work
28 Card base material
220 connection terminals 221 to 228 contacts
30 Wireless terminal or mobile phone
31 Main control unit
32 Antenna
33 High-frequency circuit
34 Voice control unit
35 Voice input / output
36 Microwave communication circuit
37 Display for display
38 Display controller
39 Key button
40 Switch control unit
41 microphone
42 Speaker
43 Drive circuit
44 Ringer
45 LED
46 UIM
47 interface
50 External equipment (vending machine)
51 products
52 Product outlet
53 Cash slot
54 Non-contact communication function

Claims (6)

The wireless communication function card storage device the user carries, card storage pocket for insertion of the IC card is provided with a plurality, before Symbol contact for communication with the IC card in only one card storage pocket And other storage pockets that include a non-contact device and that do not include the contact or non-contact device are shielded with a metal plate for the purpose of preventing interference, and an IC in the storage pocket that includes the contact and non-contact device. The wireless terminal equipped with a UIM that is carried by the user and stores information about the user is further provided with a communication unit that can access and transmit / receive by sharing a microwave communication channel in the information stored in the card. A card holder with wireless communication function. 2. The card storage device with a wireless communication function according to claim 1 , wherein the information regarding the user of the UIM is a personal identification number (PIN) of the user, a subscriber number, business transaction data information, and a mobile phone number . The wireless terminal is to chromatic least key button, the display displays, microwave communication function performs the PIN input by the user, after which the PIN is confirmed to be correct PIN entry recorded in the UIM, By sharing a communication channel in the microwave with the card holder with the wireless communication function, the contents display and operation commands of data mainly used for commercial transactions stored in the IC card in the holder are displayed on the wireless terminal. The card holder with a wireless communication function according to claim 1, wherein the card holder is displayed on a display. The wireless terminal performs PIN input by the user, confirms that the PIN is the correct PIN input recorded in the UIM, and then uses the key button to enter the PIN code of the IC card in the card holder with the wireless communication function. The card storage device with a wireless communication function according to any one of claims 1 to 3, wherein the card data and the transaction data information are operated. The communication according to any one of claims 1 to 3, wherein communication is interrupted when a microwave communication channel shared with the wireless terminal is not established, and functions of each other do not work independently. wireless communication function card storage device of claim wherein. Either the card receiving device is according to claim 1 to claim 3, characterized in that said via a communication channel with microwaves to be shared with the wireless terminal power off the card storage device from the radio terminal instructions can be executed 1 A card holder with a wireless communication function according to claim 1 .

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