JP2023042754A - Lending management device, lending management system, lending management program, and lending management method - Google Patents

Abstract

To provide a lending management device, a lending management system, a lending management program, and a lending management method that approach a potential customer through an introducer on a product, improve motivation of the introducer and a business operator who arranges lending of the product, and enhance effect of publicizing the product.SOLUTION: A lending management device includes: a first registration unit that registers medium identification information for product lending service and medium distributor related information; a display control unit that displays an input screen on a display unit of an information communication terminal; an acquisition unit that acquires, from the input screen, the medium identification information, information on a business operator who has accessed, and a desired lending period for which the product lending is required; a second registration unit that registers lending information in which the medium identification information, the business operator information, and the desired lending period are associated with each other; and a dividend processing unit that pays a dividend to the distributor and the business operator, when payment of a fee for the lending service corresponding to the lending information is settled, on the basis of medium distributor-related information, the business operator information, and a preset allocation ratio.SELECTED DRAWING: Figure 1

Description

The present invention relates to a loan management device, a loan management system, a loan management program, and a loan management method.

In recent years, among the technologies for long-term preservation of meat quality, mainly proteins such as meat and fish, in refrigerators, partial freezing technology that preserves from the soft freezing temperature range to the temperature range just before freezing (about -2 degrees), which does not use hard freezing, has been introduced. Used in many situations.

Dry ice, which has been used for more than 100 years, has been used for more than 100 years to preserve dead bodies.

Therefore, in recent years, corpse storage apparatuses using partial freezing technology have been disclosed (see, for example, Patent Documents 1 and 2). Partial freezing technology is a technology for long-term preservation of meat quality, mainly proteins such as meat and fish, in a refrigerator. Unlike hard freezing, it is a technology that prevents the destruction of cell membranes that occurs when the temperature is returned to room temperature by keeping the size of ice crystals small.

In recent years, a pamphlet or the like with a two-dimensional barcode is distributed to users, and the user who receives the pamphlet or the like reads the two-dimensional barcode using his or her smartphone and accesses a predetermined website. , marketing is conducted to guide users to a predetermined website, and techniques related to this are disclosed.

For example, Patent Literature 3 discloses a technique for individually identifying whether a user who has accessed a content service has subsequently joined or withdrawn based on a two-dimensional barcode printed on an advertising pamphlet posted or distributed at a store. It is

Further, in Patent Document 4, a child user who receives a business card with an advertisement from a member (parent user) is guided to a store by the advertisement and benefits on the card, and the child user reads the business card with the advertisement on the terminal. When the attached two-dimensional barcode is captured and a predetermined site is accessed, the member (parent user) who distributed the card is specified from the ID unique to the card contained in the two-dimensional barcode, and the card is sent from the terminal. When the store identification code and the child user's contact information are sent, the electronic coupon corresponding to the privilege information attached to the card is displayed on the terminal on the condition that the temporary member registration is approved, and the child user receives the electronic coupon. Presenting a coupon to obtain a predetermined privilege is disclosed.

Further, in Patent Document 5, a business operator becomes a parent user of a customer member of a card providing service with advertisement and distributes a card with advertisement to a plurality of people, and the person who receives the card from the parent user receives the card attached to the card. Guide the customer to visit a store related to the advertisement of the business, and put on each card the customer member's desired business information, the advertisement of the design selected by the business, the predetermined privilege information related to the advertisement, and the identification code and two-dimensional bar code identification information including predetermined site information, and when the store identification code and contact information of the customer user are transmitted, an electronic coupon corresponding to the privilege information attached to the card is displayed. A technique for displaying on a customer user's terminal is disclosed.

Further, in Patent Document 6, a paper medium having a marker on the paper surface and a paper medium ID embedded in the marker, a mobile terminal with a camera operated by a user to read the marker, and a mobile terminal are described. A system site C, which is connected by reading the used marker and enables downloading of dedicated application software to a mobile terminal, maintains and manages information from the dedicated application software, and links it to the paper media ID identified by the paper media marker. In addition, a technique is disclosed that includes a system server D that distributes mail that attributes the effect produced by paper media to the paper media.

Utility Model Registration No. 3208133 Patent No. 6603434 JP 2008-009950 A JP 2007-140667 A JP 2015-185155 A JP 2016-122271 A

Due to the aging of the population and the decrease in the number of cremation furnaces, the number of days waiting for cremation is increasing, and the demand for corpse storage is increasing. However, due to the spread of direct funerals and the shrinking of funeral scales from the perspective of curbing the spread of new coronavirus infections, the investment appetite of the funeral industry has cooled down. For this reason, the cost of introducing not only a corpse storage system using partial freezing technology but also a general corpse storage system is expensive for funeral operators, making it difficult for small and medium-sized funeral operators to make decisions. Although it is an investment, it is one of the factors that hinder the distribution of new products.

Therefore, in order to distribute the mortuary storage apparatus in a less costly manner, it is conceivable to lend the mortuary storage apparatus to funeral business operators using various marketing techniques. However, the above-described techniques (Patent Documents 3 to 6) do not have the effect of making the body storage device known, and there is a risk that the demand for products such as the body storage device will not increase.

A corpse storage apparatus using partial freezing technology has the advantage of enabling long-term preservation of a corpse while preventing deformation of the corpse, but such a corpse storage apparatus is not yet generally known. In addition, not only mortuary storage equipment using partial freezing technology, but also general mortuary storage equipment is actually required to be used after the deceased person has passed away. At this time, in order for the bereaved family to use the service of lending a body storage device using the partial freezing technology to a funeral company, it is necessary to know the service in advance. In other words, it is necessary to inform potential customers of such services before customer needs become apparent.

Therefore, the present invention provides a technique for approaching potential customers through an introducer regarding a product, improving the motivation of the introducer and the agent who arranges the lending of the product, and enhancing the effect of publicizing the product.

A loan management device according to an embodiment of the present invention is a medium in which location information of a website including medium specifying information for specifying a medium on which information on a product lending service is described is given as a two-dimensional bar code. a first registration unit for registering medium distributor-related information in which medium identification information and distributor information indicating information about a distributor who distributes the medium are associated; and the two-dimensional barcode of the medium for information communication. a display control unit for displaying an input screen in which the medium specifying information is set on a display unit of the information communication terminal when the website is read by a terminal and the medium specifying information is displayed on the display unit of the information communication terminal; A first step for registering an acquisition unit for acquiring trader information about the trader who has made the access, a desired rental period during which the product is desired to be rented, and rental information in which the medium identification information, the trader information, and the desired rental period are associated with each other; (2) a registration unit, when the payment for the rental service corresponding to the rental information is settled, the distributor based on the medium distributor-related information, the vendor information, and a preset distribution ratio; and a payout processing unit that pays a payout to the trader.

The rental management device further specifies the product for which the desired rental period acquired does not overlap with part or all of the rental period from the product rental reservation information for managing the reservation status of the rental period for each product. a product reservation confirmation unit that acquires specific information, wherein the second registration unit adds the product specific information to the rental information.

A rental management system according to another embodiment of the present invention provides information on the medium on which the location information of the website containing the medium specifying information for specifying the medium on which the information on the product rental service is described is given as a two-dimensional bar code. a first registration unit for registering medium distributor-related information in which medium identification information and distributor information indicating information about a distributor who distributes the medium are associated; and the two-dimensional barcode of the medium for information communication. a display control unit for displaying an input screen in which the medium specifying information is set on a display unit of the information communication terminal when the website is read by a terminal and the medium specifying information is displayed on the display unit of the information communication terminal; A first step for registering an acquisition unit for acquiring trader information about the trader who has made the access, a desired rental period during which the product is desired to be rented, and rental information in which the medium identification information, the trader information, and the desired rental period are associated with each other; (2) a registration unit, when the payment for the rental service corresponding to the rental information is settled, the distributor based on the medium distributor-related information, the vendor information, and a preset distribution ratio; and a payout processing unit that pays a payout to the trader.

A loan management program according to another embodiment of the present invention is provided in a computer with location information of a website including medium specifying information specifying a medium on which information about a product lending service is described as a two-dimensional barcode. a first registration process of registering medium distributor related information in which the medium identification information of the medium and distributor information indicating information about a distributor who distributes the medium are associated; and the two-dimensional bar of the medium. When the code is read by an information communication terminal and the website is accessed, display control processing for displaying an input screen in which the medium specifying information is set in the display processing of the information communication terminal; Specific information, trader information about the trader who made the access, desired rental period during which the product is desired to be rented, acquisition processing for acquisition, and rental information in which the medium identification information, the trader information, and the desired rental period are associated with each other and when the payment for the rental service corresponding to the rental information is settled, based on the medium distributor-related information, the vendor information, and a preset distribution ratio , and a dividend process for paying dividends to the distributor and the trader.

In the lending management method according to another embodiment of the present invention, the computer assigns the location information of the website including the medium specifying information specifying the medium on which the information about the product lending service is described as a two-dimensional barcode. registering medium distributor related information in which the medium identification information of the medium and distributor information indicating information about a distributor who distributes the medium are associated, and the two-dimensional barcode of the medium is an information communication terminal; to display an input screen in which the medium specifying information is set on the display unit of the information communication terminal when the website is accessed by reading with
Acquiring from the input screen the medium identification information, the trader information about the trader who made the access, and the desired rental period for which the product is to be rented, and relating the medium identification information, the trader information, and the desired rental period. When the rental information attached is registered, and the payment for the rental service corresponding to the rental information is settled, based on the medium distributor related information, the vendor information, and the preset distribution ratio, A dividend is paid to the distributor and the trader.

According to one aspect of the present invention, it is possible to approach potential customers through introducers regarding products, improve the motivation of introducers and agents who arrange product lending, and enhance the effect of publicizing products. .

It is a figure which shows an example of the loan management apparatus in this embodiment. It is a figure which shows the flow of the whole loan management system in this embodiment. It is a figure which shows an example of the distribution item in this embodiment. It is a figure which shows an example of the product loan application screen in this embodiment. It is a block diagram of the loan management system in this embodiment. It is a figure which shows an example of the data structure of the database managed by the loan management server in this embodiment. 6 is a flow chart of product loan application processing by the loan management server in this embodiment. 4 is a flow chart of payout processing by the loan management server in this embodiment. 1 is an example configuration block diagram of a hardware environment of a computer that executes a program according to an embodiment of the present invention; FIG.

FIG. 1 is a diagram showing an example of a loan management device according to this embodiment. The loan management device 1 includes a first registration section 2 , a display control section 3 , an acquisition section 4 , a second registration section 5 and a payout processing section 6 . An example of the loan management device 1 is a loan management server 13, which will be described later. An example of the information communication terminal is a smart phone 18, which will be described later.

The first registration unit 2 stores location information (for example, a URL) of a website including medium specifying information specifying a medium (for example, a distribution 21 to be described later) on which information about a product lending service is described. A medium distributor relationship in which medium identification information of a medium assigned as a code and distributor information indicating information regarding a distributor (for example, an intermediate introducer 14 and a final introducer 15, which will be described later) are related to each other. Register information (for example, distribution tracking information, which will be described later). An example of the first registration unit 2 is a distributor information registration unit 42, which will be described later.

When the two-dimensional barcode of the medium is read by an information communication terminal (for example, a smartphone 18 to be described later) and the website is accessed, the display control unit 3 displays an input screen (for example, a product The loan application screen 31) is displayed on the display unit of the information communication terminal. An example of the display control unit 3 is a display control unit 43, which will be described later.

The acquiring unit 4 acquires from the input screen medium specifying information, vendor information (for example, a funeral vendor 17 to be described later) regarding a vendor that has made access, and a desired lending period for which the product is to be lent. An example of the acquisition unit 4 is a reception unit 44, which will be described later.

The second registration unit 5 registers lending information in which the medium specifying information, the trader information, and the desired lending period are associated with each other. An example of the second registration unit 5 is a registration unit 46, which will be described later.

When the payment for the rental service corresponding to the rental information is settled, the distribution processing unit 6 distributes the distribution to the distributor and the distributor based on the medium distributor-related information, the distributor information, and the preset distribution ratio. Dividends. An example of the payout processing unit 6 is a payout processing unit 48, which will be described later.

By configuring in this way, it is possible to approach potential customers through introducers regarding products, improve the motivation of introducers and agents who have arranged the lending of products, and enhance the effect of publicizing the products. That is, since the dividend is paid as a reward, the introducer's motivation is improved, so that the possibility that the distributed item will reach the potential customer is increased, and the effect of publicizing the product can be enhanced. In addition, since introducers involved in the distribution of the distributed material are eligible for dividends, it is expected that more people will try to participate in the distribution, further enhancing the well-known ripple effect.

The loan management device 1 further includes a product reservation confirmation section 7 . A product reservation confirmation unit 7 acquires product specification information for specifying a product whose desired rental period does not overlap part or all of the rental period from the product rental reservation information that manages the reservation status of the rental period for each product. do. The second registration unit 5 adds product identification information to the rental information. An example of the product reservation confirmation unit 7 is the product reservation confirmation unit 45, which will be described later.

By configuring in this way, it is possible to confirm whether or not there is a product that can be rented during the desired rental period. As a result, inventory management and inventory confirmation of products that can be rented during the desired rental period can be easily performed.

FIG. 2 is a diagram showing the overall flow of the loan management system 10 in this embodiment. The lending company 11 is a company that provides a lending service of, for example, a body storage device (hereinafter referred to as “product”) using partial freezing technology, and has an input terminal 12 and a lending management server 13 .

The lending company 11, in order to have the distribution materials 21 such as advertisements, pamphlets, and business cards related to the product lending service distributed to the customer 16, for example, a marketer, an advertising agency, etc. (hereinafter referred to as an intermediate introducer) 14.

A distribution number for identifying each distribution and a two-dimensional bar code are printed on the distribution 21 . The lending company 11 distributes the distributed material 21 to the customer 16 via the intermediate introducer 14 and the end introducer 15. - 特許庁Here, the customer 16 is, for example, a customer whose needs have not yet become apparent (potential customers), but may also include customers who need a funeral service (that is, customers whose needs have become apparent). Further, for example, in cooperation with the intermediate introducer 14, when an inheritance countermeasures tax accountant or the like as the end introducer 15 consults the customer 16 in advance on tax saving, the distributed item 21 may be distributed to the customer.

When providing the distribution item 21 to the intermediate introducer 14, the lending company 11 uses the input terminal 12 to associate the distribution item number given to the distribution item 21 with the intermediate introducer 14, and the lending management server 13 to register. The input terminal 12 is, for example, an information communication terminal such as a personal computer, tablet terminal, or smart phone.

In addition, when the intermediate introducer 14 provides the distributed material 21 to the end introducer 15, the intermediate introducer 14 informs the lending company 11 of the distribution number of the distributed material 21 to be provided, and the lending company 11 makes the contact. Upon receipt, the input terminal 12 is used to associate the distribution item number with the end introducer 15 and register it in the lending management server 13 .

If a customer 16 who has received the handout 21 wishes to use the products listed in the handout 21 in the event of a need for a funeral, the customer 16 contacts the funeral service provider 17 and informs them of the request. Give handout 21.

The funeral service provider 17 reads the two-dimensional barcode printed on the handout 21 with a camera such as a smartphone 18, and reads the address (URL (Uniform Resource Locator)) on the Internet indicated by the two-dimensional barcode (FIG. 2). Then, the URL in the loan management server 13 is accessed. Then, a screen for applying for the loan of the product is displayed, and the funeral service provider 17 enters necessary information on the screen and applies for the loan of the product.

The lending company 11 receives the application, confirms whether the product can be lent during the desired lending period, and if the product can be lent, arranges for it. After settlement of accounts for the funeral, the lending company 11 distributes a predetermined percentage of money as a reward to the traders involved in the distribution of the handouts 21 and the funeral traders.

By paying dividends as remuneration in this way, the motivation of the distributor of the product-related distributions is improved, so the possibility of the distribution being delivered to many potential customers increases, and the effect of publicizing the product can be enhanced. .

Note that the rental company 11 may distribute the handout 21 to the funeral service provider 17 through a funeral service provider organization, a funeral union, or the like. As a result, even if the customer 16 does not have the distribution item 21 and does not have information about the product, the funeral service provider 17 can propose the product.

In this way, by collaborating with intermediate introducers, for example, by introducing products to consumers at the same time as inheritance planning tax accountants and others are involved in tax saving measures in advance, it is possible for customers to receive funeral services from customers at the early stage of the funeral process. It is possible to induce nominated procurement to In addition, through funeral business associations, funeral associations, etc. nationwide, and through articles and advertisements in funeral industry magazines, we have learned that there is an embalming solution that maximizes the beauty of the corpse that can be used for rental. It is possible to make the demand for the product apparent by making it known and requesting from the bereaved family who needs the funeral.

FIG. 3 is a diagram showing an example of a distribution item according to this embodiment. On the handout 21, for example, a two-dimensional bar code 22 and a handout number 23 are printed under the cover of a pamphlet. The two-dimensional bar code 22 includes the handout number 23 of the handout 21 and the URL information of the screen (WEB site) for applying for product rental. Note that the material of the handout is not limited to paper, and may be a plastic material, a synthetic resin material, or the like.

FIG. 4 is a diagram showing an example of a product lending application screen in this embodiment. When the funeral service provider 17 reads the two-dimensional barcode 22 printed on the handout 21 with a camera of the smartphone 18 or the like, the smartphone 18 displays a product rental application screen 31 .

The product loan application screen 31 includes a distribution item number display field 32, a funeral service provider information input field 33, a customer information input field 34, a desired rental period input field 35, and the like. The distribution item number 23 of the distribution item 21 is displayed in the distribution item number display field 32 . Information (company name, address, etc.) on the funeral service provider 17 is entered in the funeral service provider information input field 33 . Information about the customer 16 (deceased person's name, mourner's name, address, etc.) is entered in the customer information input field 34 . In the desired rental period input field 35, a desired rental period of the product (for example, "July 1, 2021 to July 7, 2021") is entered.

FIG. 5 is a block diagram of the loan management system in this embodiment. The loan management server 13 is connected to an in-house input terminal 12 via, for example, a LAN (Local Area Network).

The input terminal 12 is, for example, an information communication terminal having a communication function owned or occupied by the rental company 11, and includes, for example, a personal computer (PC), a smart phone, a tablet computer, and the like. In this embodiment, a personal computer is used as an example of the input terminal 12 . A display (display device) used in the input terminal 12 may be built in or may be externally attached.

The input terminal 12 is installed with an operating system (OS) and a web browser for viewing information on the Internet. A web browser is software for connecting to a web server, and has functions such as displaying web pages and following hyperlinks. The input terminal 12 can receive services provided by the loan management server 13 via a web browser.

The smartphone 18 is equipped with a camera capable of reading two-dimensional barcodes, and is installed with a program capable of analyzing the read two-dimensional barcodes and converting figures into character strings.

The loan management server 13 is connected to the smart phone 18 via a communication network so as to be able to communicate with each other. The communication network is, for example, the Internet, and may be a communication network connected to the Internet or the like via a wireless communication network such as a mobile phone carrier network or a public wireless LAN (Local Area Network).

The lending management server 13 manages the distributor of the product handout 21 according to the present embodiment, manages product lending application information registered based on the two-dimensional barcode of the handout 21, manages product lending reservation, lends It is an information processing device that adjusts the settlement of expenses and the distribution of rewards.

The loan management server 13 may be a server system configured by one or more physical information processing devices, or may be a virtual server system configured by one or more virtual server devices.

The loan management server 13 includes a control section 41 and a storage section 51 . The control unit 41 is an arithmetic device (processor) that controls the operation of the loan management server 13 as a whole. For example, the control unit 41 executes processing in response to requests from the input terminal 12 or the smartphone 18 and returns execution results to the input terminal 12 or the smartphone 18 .

By executing the program according to the present embodiment, the control unit 41 controls a distributor information registration unit 42, a display control unit 43, a reception unit 44, a product reservation confirmation unit 45, a registration unit 46, a payment processing unit 47, a dividend processing It functions as part 48 .

The distributor information registration unit 42 associates the distribution item number of the distribution item 21 with the intermediate introducer 14 or the end introducer 15 who distributes the distribution item, and stores the linked information in the distribution item tracking management database 52. register. Hereinafter, the database will be referred to as "DB".

The display control unit 43 controls a user interface such as a screen displayed on the input terminal 12 or the smartphone 18. For example, in response to an operation instruction from the input terminal 12 or the smartphone 18, Controls the display format of the screen to be displayed. For example, the display control unit 43 displays on the screen of the input terminal 12 a screen for linking the distribution item number of the distribution item 21 with the intermediate introducer 14 or the end introducer 15 who distributes the distribution item, or A loan application screen 31 is displayed on the smartphone 18 .

The reception unit 44 receives input (including input information and operation instructions) from the input terminal 12 and the smartphone 18 . For example, the reception unit 44 selects the distribution number from the screen for linking the distribution number of the distribution 21 with the information specifying the intermediate introducer 14 who distributes the distribution and the information specifying the end introducer 15. and information identifying the intermediate introducer 14 and information identifying the end introducer 15, or the distribution number, funeral company information, customer information and rental request entered on the product rental application screen 31 Accepts loan information including duration.

The product reservation confirmation unit 45 confirms whether or not there are any products that can be rented during the desired period of rental received on the product rental application screen 31 . Based on the desired lending period received on the product lending application screen 31 , the registration unit 46 registers the received lending information in the lending management DB 53 when there is a product that can be rented during that period.

The payment processing unit 47 performs payment processing for payment for the provision of the rental service after the product rental period has elapsed. After settlement processing, the dividend processing unit 48 performs processing for paying remunerations to the distributors (intermediate introducer 14, end introducer 15, etc.) and the funeral service provider based on a preset distribution ratio.

The storage unit 51 includes a device having a storage function such as a memory and a large-capacity storage device, and stores an OS (Operating System), programs according to the present embodiment, and various DBs. Various DBs include, for example, a distribution item tracking management DB 52, a loan management DB 53, a dividend management DB 54, a product reservation management DB 55, and the like.

The distributed item tracking management DB 52 is a database that stores information on the distributed item numbers of the distributed items and the distributors (intermediate introducers 14, end introducers 15, etc.) who distribute the distributed items. The loan management DB 53 is a database that stores and manages the loan information received on the product loan application screen 31 . The distribution management DB 54 is a database that manages distribution ratios of remuneration to distributors (intermediate introducers 14, end introducers 15, etc.) and funeral service providers 17, etc. FIG. The product reservation management DB 55 is a database for managing the reservation status of product lending.

FIG. 6 is a diagram showing an example of the data structure of the database managed by the loan management server 13 in this embodiment. 6(A) shows the data structure of the distribution tracking management DB 52, FIG. 6(B) shows the data structure of the loan management DB 53, FIG. 6(C) shows the data structure of the payout management DB 54, and FIG. D) shows the data structure of the product reservation management DB 55 .

The distributed item tracking management DB 52 includes data items such as "distributed item number", "distributor (1)", "distributor (2)", ..., "distributor (N)" (N is an integer). . Information (distributor number) specifying a distributed item is stored in the item "distributed item number". The item "distributor (1)" stores information (for example, distributor identification information) specifying the first distributor (distributor (1)). The item "distributor (2)" stores information (for example, distributor identification information) specifying the second distributor (distributor (2)) who received distribution from distributor (1). . If there are third, fourth, etc. distributors, items such as "Distributor (3)", "Distributor (4)", etc. are set, and the corresponding items are Information specifying distributor (3), distributor (4), . . . (for example, distributor identification information) is stored.

The loan management DB 53 includes data items such as "loan ID", "handout number", "product ID", "loan period", "funeral agency information", and "customer information". The item “loan ID” stores identification information (loan ID) for identifying each piece of loan information. Information (distributor number) specifying a distributed item is stored in the item "distributed item number". Information specifying each product (product ID) is stored in the item “product ID”. In the item "rental period", the desired rental period of the product received on the product rental application screen 31 is stored. The item "funeral service provider information" stores information about the funeral service provider accepted on the product lending application screen 31. FIG. The item "customer information" stores information about the customer accepted on the product lending application screen 31. FIG.

The dividend management DB 54 includes data items such as "loan ID", "distributor", and "dividend rate". The item “loan ID” stores identification information (loan ID) for identifying each piece of loan information. "Distributor" stores information specifying each distributor and funeral service provider related to the lending information specified by the lending ID. The "payout ratio" stores the distribution ratio of the payout.

The product reservation management DB 55 includes data items such as "product ID" and "rental period". Information specifying each product (product ID) is stored in the item “product ID”. The item "rental period" stores the rental reservation period of the product.

Information registered in the distribution tracking management DB 52 is hereinafter referred to as distribution tracking information, information registered in the loan management DB 53 is referred to as loan information, information registered in the dividend management DB 54 is referred to as dividend information, and product reservation management DB 55 The information to be registered in is called product reservation status information.

FIG. 7 is a flow chart of product lending application processing by the lending management server in this embodiment. When the funeral service provider 17 reads the two-dimensional barcode 22 printed on the handout 21 with a camera of the smartphone 18 or the like, the smartphone 18 analyzes this two-dimensional barcode to obtain a URL, and accesses the URL. . At the end of the URL, a distribution number, which is information unique to the distribution 21, is added as a URL parameter.

The reception unit 44 receives access from the smartphone 18 . Display control unit 43 receives the URL from smartphone 18 based on the access. The display control unit 43 identifies the distribution item number of the distribution item 21 based on the URL parameter at the end of the URL, and causes the display unit of the smartphone 18 to display the product lending application screen 31 in which the distribution item number is set (S1 ).

The funeral service provider 17 operates the smartphone 18 to input the funeral service provider information, the customer information, and the desired rental period on the product lending application screen 31, and confirms the application. Then, the distribution number set in advance on the product lending application screen 31, the information on the funeral service provider, the customer information, and the desired lending period entered on the product lending application screen 31 are sent to the lending management server 13 as the lending application information. .

The reception unit 44 acquires the loan application information (distribution item number, funeral service provider information, customer information, desired loan period (loan period)) transmitted from the smartphone 18 (S2). Then, the product reservation confirmation unit 45 searches the product reservation management DB 55 to determine whether there is a product that can be rented during the desired rental period (S3).

If it is determined that there is a product that can be rented during the desired rental period (YES in S3), the product reservation confirmation unit 45 acquires the product ID of the product that can be rented during the desired rental period from the product reservation management DB 55 (S4). .

The registration unit 46 associates the product ID acquired in S4 with the application information (handout number, information on the funeral service provider, customer information, and rental period), and registers the information as rental information in the rental management DB 53 (S5).

Further, the registration unit 46 registers the funeral service provider information in the dividend management DB 54 (S6). Specifically, the registration unit 46 associates the information on the funeral service provider with the lending ID, assigns a dividend rate, and registers the information in the dividend management DB 54 . In addition, the registration unit 46 acquires the distributed item tracking information corresponding to the distributed item number included in the application information from the distributed item tracking management DB 52, acquires the distributor information from the distributed item tracking information, and obtains the distributor information. The lending ID is related, and the payout rate is given and registered in the payout management DB 54 . The dividend rate may be set by default or may be arbitrarily set depending on, for example, the funeral service provider and the distributor.

If it is determined that there are no products that can be rented during the desired rental period (NO in S3), the display control unit 43 displays the message "There are no rental stocks for the desired period. Please contact us by phone." The message is displayed on the display unit of the smartphone 18 (S7).

FIG. 8 is a flow chart of payout processing by the loan management server in this embodiment. The payment processing unit 47 checks whether or not payment for each item of loan information has been completed based on data provided from an accounting system (not shown) (NO in S11 and S12).

If there is loan information for which payment has been made (NO in S12), the dividend processing unit 48 uses the dividend management DB 54 to distribute dividends to the distributor and funeral service provider (S13). Here, part of the settled amount is a reward, and the dividend processing unit 48 pays the dividend to the distributor, the funeral service provider, etc. at the dividend rate set in the dividend management DB 54 . For example, in the case of a dividend rate of 10% for the distributor and 20% for the funeral service provider, 10% of the remuneration will be paid to each of the distributor (1) and the distributor (2) as a dividend, and the funeral service provider will receive the remuneration of 10%. 20% may be paid out as a dividend. Also, for example, if the dividend ratio is distributor:funeral company=1:2, distributor (1) and distributor (2) will each receive 1/4 of the reward as a dividend, and the funeral company will receive a reward. 1/2 may be paid out as a dividend. Also, the dividend may be divided equally between the number of funeral companies and the number of distributors. Further, the payout ratio may be graded among the distributors. For example, the payout ratio may be set to be higher for a distributor who is further downstream in the distribution of distribution.

The dividend processing unit 48 transfers the dividend amount calculated based on the dividend rate to each bank account designated in advance by the distributor and the funeral service provider.

FIG. 9 is an example of a configuration block diagram of a hardware environment of a computer that executes programs according to the embodiment of the present invention. Computer 61 functions as loan management server 13 . The computer 61 is composed of a CPU 62 , a ROM 63 , a RAM 64 , a storage device 65 , an input I/F 66 , an output I/F 67 , a communication I/F 68 , a reading device 69 and a bus 70 .

Here, CPU indicates a central processing unit. ROM indicates read-only memory. RAM indicates random access memory. I/F indicates an interface. A CPU 62 , a ROM 63 , a RAM 64 , a storage device 65 , an input I/F 66 , an output I/F 67 , a communication I/F 68 and a reader 69 are connected to the bus 70 .

The CPU 62 reads the program according to the present embodiment from the storage device 65 and executes the program as the control section 41 . A ROM 63 indicates a read-only memory. A RAM 64 is a memory for temporary storage.

The storage device 65 is a device that stores a large amount of information. As the storage device 65, various types of storage devices such as a hard disk, a solid state drive (SSD), and a flash memory card can be used. The storage device 65 stores programs and various DBs according to the embodiment of the present invention.

The input I/F 66 can be connected to input devices such as a keyboard, mouse, electronic camera, web camera, microphone, scanner, sensor, tablet terminal, and touch panel device. Also, the output I/F 67 can be connected to an output device such as a display, a touch panel device, a printer, or a speaker.

The communication I/F 68 is an interface such as a port for connecting to a communication network and communicating with other devices. The communication network may be the Internet, a local area network (LAN), a wide area network (WAN), a mobile operator network, a leased line, a wired network, a wireless network, or the like. The reading device 69 is a device for reading a portable recording medium.

A program that implements the processing described in the above embodiment may be stored in, for example, the storage device 65 via the communication network and the communication I/F 68 from the program provider side. Also, the program for realizing the processing described in the above embodiments may be stored in a commercially available and distributed portable storage medium. In this case, this portable storage medium may be set in the reading device 69 and the program may be read and executed by the CPU 62 . Various types of storage media such as CD-ROMs, flexible disks, optical disks, magneto-optical disks, IC cards, USB memory devices, and semiconductor memory cards can be used as portable storage media. A program stored in such a storage medium is read by the reading device 69 .

Also, the program may be installed on a stand-alone computer, or may be installed by a cloud computer to provide only functions to the user. Further, in the present embodiment, the user accesses the loan management server 13 using a Web browser installed in the input terminal 12 or the smartphone 18, and operates the loan management system according to the present embodiment operated on the loan management server 13 side. controlled, but not limited to. For example, an application program capable of communicating with the loan management server 13 may be installed in the input terminal 12 or the smartphone 18 to control the loan management system in this embodiment.

In the present embodiment, the operator of the input terminal 12 associates the distributor information with the distribution item number. For example, in addition to the two-dimensional bar code 22 for the funeral service provider, the two-dimensional bar code for the distributor is printed on the distribution item 21 . When the distributor reads the two-dimensional barcode for the distributor with the camera of the smartphone, the distributor registration screen is displayed on the display of the smartphone. The distribution item number of the distribution item 21 is set on the distributor registration screen based on the URL parameter, and a field for inputting the distributor information is further provided. When the distributor inputs the distributor information on the distributor registration screen and presses the registration button, the distribution number and the distributor information are transmitted to the lending management server 13 . The loan management server 13 associates the transmitted distribution number with the distributor information and registers them in the distribution tracking management DB 52 . As a result, each distributor can register the distributor information without intervention of the operator of the input terminal 12, so that the input burden on the operator can be reduced.

In addition, in this embodiment, as an example of the product, the dead body storage device using the partial freezing technology is used, but the product is not limited to this. In addition, in the present embodiment, the target of the dividend is the distributor (for example, the intermediate introducer 14, the terminal introducer 15) and the funeral service provider 17, but is not limited to this. When the distribution item 21 is distributed to the funeral service provider 17 through a funeral service association or the like, dividends may also be paid to the funeral service organization, the funeral service association, or the like. Also, the dividend may be paid in currency such as money, or may be paid in points having a value equivalent to currency.

The present aspect has been described above based on the embodiments and modifications, but the above-described embodiments are intended to facilitate understanding of the present aspect, and do not limit the present aspect. This aspect may be modified and modified without departing from the spirit and scope of the claims, and this aspect includes equivalents thereof. Also, if the technical features are not described as essential in this specification, they can be deleted as appropriate.

1 Loan Management Device 2 First Registration Unit 3 Display Control Unit 4 Acquisition Unit 5 Second Registration Unit 6 Dividend Processing Unit 10 Product Loan System 11 Loan Company 12 Input Terminal 13 Loan Management Server 14 Intermediate Introducer 15 End Introducer 16 Customer 17 Funeral service provider 18 smartphone 21 distribution item 22 two-dimensional barcode 23 distribution number 41 control unit 42 distributor information registration unit 43 display control unit 44 reception unit 45 product reservation confirmation unit 46 registration unit 47 payment processing unit 48 dividend processing unit 51 storage Department

Claims (5)

It relates to the medium specifying information of the medium to which the location information of the website including the medium specifying information specifying the medium in which the information on the product rental service is described is given as a two-dimensional barcode, and the distributor who distributes the medium a first registration unit for registering medium distributor-related information associated with distributor information indicating information;
a display control unit for displaying an input screen in which the medium specifying information is set on a display unit of the information communication terminal when the two-dimensional barcode of the medium is read by the information communication terminal and the website is accessed;
an acquisition unit for acquiring, from the input screen, the medium identification information, vendor information related to the vendor that has made the access, and a desired lending period for which the product is to be leased;
a second registration unit that registers lending information in which the medium specifying information, the vendor information, and the desired lending period are associated;
When the payment for the rental service corresponding to the rental information is settled, dividends are distributed to the distributor and the dealer based on the medium distributor-related information, the dealer information, and a preset distribution ratio. a dividend processing unit that performs
A loan management device comprising: The loan management device further
Product reservation confirmation for acquiring product specification information for specifying the product for which the acquired desired lending period does not overlap part or all of the lending period from the product lending reservation information for managing the reservation status of the lending period for each of the products. Department and
with
The loan management device according to claim 1, wherein the second registration unit adds the product identification information to the loan information. It relates to the medium specifying information of the medium to which the location information of the website including the medium specifying information specifying the medium in which the information on the product rental service is described is given as a two-dimensional barcode, and the distributor who distributes the medium a first registration unit for registering medium distributor-related information associated with distributor information indicating information;
a display control unit for displaying an input screen in which the medium specifying information is set on a display unit of the information communication terminal when the two-dimensional barcode of the medium is read by the information communication terminal and the website is accessed;
an acquisition unit for acquiring, from the input screen, the medium identification information, vendor information related to the vendor that has made the access, and a desired lending period for which the product is to be leased;
a second registration unit that registers lending information in which the medium specifying information, the vendor information, and the desired lending period are associated;
When the payment for the rental service corresponding to the rental information is settled, dividends are distributed to the distributor and the dealer based on the medium distributor-related information, the dealer information, and a preset distribution ratio. a dividend processing unit that performs
A loan management system comprising: to the computer,
It relates to the medium specifying information of the medium to which the location information of the website including the medium specifying information specifying the medium in which the information on the product rental service is described is given as a two-dimensional barcode, and the distributor who distributes the medium a first registration process of registering medium distributor related information associated with distributor information indicating information;
a display control process for displaying an input screen in which the medium specifying information is set in a display process of the information communication terminal when the two-dimensional barcode of the medium is read by the information communication terminal and the website is accessed;
an acquisition process of acquiring from the input screen the medium identification information, the vendor information regarding the vendor that has made the access, and the desired lending period for which the product is to be lent;
a second registration process of registering lending information in which the medium specifying information, the trader information, and the desired lending period are associated;
When the payment for the rental service corresponding to the rental information is settled, dividends are distributed to the distributor and the dealer based on the medium distributor-related information, the dealer information, and a preset distribution ratio. a dividend process that performs
A loan management program characterized by executing the computer
It relates to the medium specifying information of the medium to which the location information of the website including the medium specifying information specifying the medium in which the information on the product rental service is described is given as a two-dimensional barcode, and the distributor who distributes the medium Registering media distributor related information associated with distributor information indicating information,
when the two-dimensional barcode of the medium is read by an information communication terminal and the website is accessed, an input screen in which the medium identification information is set is displayed on a display unit of the information communication terminal;
acquiring from the input screen the medium identification information, the vendor information regarding the vendor that made the access, and the desired rental period during which the product is to be leased;
registering rental information in which the medium identification information, the trader information, and the desired rental period are associated;
When the payment for the rental service corresponding to the rental information is settled, dividends are distributed to the distributor and the dealer based on the medium distributor-related information, the dealer information, and a preset distribution ratio. A loan management method characterized by performing

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