JP2019101908A - Information processing apparatus, information processing method, and program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To accumulate and use burden information of each person constituting a group. SOLUTION: A group information storage unit for storing one or more group information having a group identifier for identifying a group, a user identifier of two or more users constituting the group, and burden information regarding the burden of each user. The payment information receiving unit that receives the payment information that has the group identifier and the burden information of each person, and the burden information of each person that the payment information received by the payment information receiving unit corresponds to the group identifier received by the payment information receiving unit. A group is formed by an information processing device including a storage unit that is attached and stored, and a burden information processing unit that performs processing using the burden information of two or more users possessed by the group information stored in the group information storage unit. It is possible to provide a mechanism for accumulating and using the burden information of each constituent. [Selection diagram] Fig. 1

Description

  The present invention relates to an information processing apparatus or the like that processes information related to the burden among members constituting a group.

  Conventionally, there has been an inter-company fund central management system which centrally manages funds among a plurality of companies forming a group (see, for example, Patent Document 1).

Unexamined-Japanese-Patent No. 2002-358470

  However, conventionally, there has been no mechanism for accumulating and using the burden information of each member of the group.

  The information processing apparatus according to the first aspect of the present invention stores one or more group information including a group identifier for identifying a group, user identifiers of two or more users constituting the group, and burden information on the burden on each user. Group information storage unit, a payment information reception unit for receiving payment information having a group identifier and each person's burden information, and each person's burden information included in the payment information received by the payment information reception unit And a load information processing unit that performs processing using load information of two or more users included in the group information stored in the group information storage unit in association with the received group identifier. It is an information processing apparatus.

  With such a configuration, it is possible to provide a mechanism for accumulating and utilizing burden information of each person who constitutes a group.

  In the information processing apparatus according to the second aspect of the present invention, the burden information processing unit acquires burden information of each of two or more users possessed by the group information stored in the group information storage unit in the first invention. Statistical processing means for statistically processing the burden information of each user or burden information acquired by each of the two or more users, and acquiring statistical information as a result of the statistical processing, and burden information acquired by the burden information acquisition means, or statistical processing means And an information processing apparatus including transmission means for transmitting the acquired statistical information to each of two or more users constituting the group identified by the group identifier included in the group information.

  According to this configuration, it is possible to notify each user of the past burden or the result of statistical processing of the past burden, using the accumulated burden information of each person.

  In the information processing apparatus according to the third aspect of the present invention, in the first aspect, the burden information processing unit uses burden information of two or more users of group information stored in the group information storage unit. The information processing apparatus comprises burden proposal information configuration means constituting burden proposal information which is information on the burden on each user in payment in the next group, and transmission means for transmitting burden proposal information.

  With this configuration, using the accumulated burden information of each person, it is possible to make a proposal regarding the burden of each person this time or subsequent times.

  In the information processing apparatus according to the fourth aspect of the present invention, storage of recommendation information storing condition information related to conditions using burden information and recommendation information to be transmitted to the user in association with each other according to the first aspect of the invention The burden information processing unit further acquires, from the recommendation information storage unit, recommendation information that is paired with the condition information that the burden information of two or more users included in the group information storage unit satisfies. An information processing apparatus comprising: recommendation information acquisition means for transmitting; and transmission means for transmitting the recommendation information acquired by the recommendation information acquisition means.

  With this configuration, it is possible to make a recommendation based on the information on products and stores included in each user, or a recommendation according to the amount and ratio of each person's burden, for each user, using the accumulated burden information of each person.

  In the information processing apparatus according to the fifth aspect of the present invention, the burden information processing unit receives burden information of each person possessed by the payment information received by the payment information receiving unit with respect to any one of the first to fourth inventions. The information processing apparatus includes a payment processing unit that performs payment processing, which is processing for payment for each person, using the payment processing unit.

  With such a configuration, the information processing apparatus can perform the settlement process for each person's burden information by itself.

  In the information processing apparatus according to the sixth aspect of the present invention, the group information of the group information storage unit has charge amount information indicating the amount charged, and the payment processing means makes payment according to the fifth aspect. This information processing apparatus is a processing for reducing charge amount information using the burden information of each person included in the payment information received by the information receiving unit, and is an information processing apparatus that performs settlement processing which is processing for settlement for each person.

  With this configuration, it is possible to carry out a settlement process for each person's burden information by reducing the amount for each person's burden information from the charge amount of the group.

  Further, the information processing apparatus according to the seventh aspect of the present invention is the information processing apparatus according to the sixth aspect, wherein one or more pieces of user information having user identifiers and user charge amount information charged by each user are stored. The payment processing means is a processing for reducing the user charge amount information of each person using the burden information of each person possessed by the payment information received by the payment information receiving portion, and the settlement processing means Is an information processing apparatus that performs payment processing, which is processing for

  With this configuration, it is possible to perform settlement processing for each person's burden information by reducing the amount for each person's burden information from each person's user charge amount.

  The information processing apparatus according to the eighth aspect of the present invention is the same as the sixth aspect, wherein the group information of the group information storage unit includes a group identifier, a user identifier of each of two or more users constituting the group, and each user The payment processing means has burden information related to the burden and user charge amount information charged by each user, and the settlement processing means uses the burden information of each person included in the payment information received by the payment information receiving unit, This is an information processing apparatus that performs processing for reducing charge amount information, and performs settlement processing that is processing for settlement for each person.

  With this configuration, it is possible to perform settlement processing for each person's burden information by reducing the amount for each person's burden information from each person's user charge amount.

  In any one of the first to fourth inventions, the burden information of each person included in the payment information received by the payment information receiving unit may be information on the result of settlement at the terminal device.

  According to this configuration, the information processing apparatus can use the settlement result of the terminal apparatus as burden information of each person.

  Further, the information processing apparatus according to the ninth aspect of the present invention is the processing target information for receiving the user identifier and the processing target information which is the processing target information from the terminal device according to any one of the first to eighth aspects. The receiving unit, a determining unit that determines whether the processing target information is information to be transferred, and one or more pieces of processing target information determined by the determining unit to be the information to be transferred are paired with the user identifier. The information processing apparatus further includes a transfer unit configured to transfer processing target information to one or more terminal devices corresponding to the user identifier.

  Such a configuration can mediate exchange of information between users.

  In the information processing apparatus according to the tenth aspect, in the first to ninth aspects, the group information includes a group account identifier identifying an account of the group, and the payment information receiving unit receives The payment information includes the group identifier, the total payment information indicating the total payment amount, and the burden information of each person, and the burden information processing unit corresponds to the burden information of each person included in the payment information received by the payment information reception unit. The difference calculation means that calculates the difference between the total amount that is the sum of the amounts to be paid and the total payment amount indicated by the total payment amount information, and the group account identifier that makes the amount of the difference paired with the group identifier when the difference is greater than 0 The information processing apparatus includes charge processing means for performing charge processing, which is processing for charging the identified group account.

  With this configuration, the balance after settlement can be managed in a group.

  In any one of the first to the tenth inventions, the information processing apparatus includes a group participation information receiving unit that receives group participation information having a group identifier and a user identifier, and a group having a group identifier that the group participation information has. The information processing apparatus may further include a participation processing unit that adds a user identifier included in the group participation information to the information.

  With this configuration, new users can be added to the group.

  Further, in the first to tenth inventions, the group information has amount information indicating an amount, and the information processing apparatus charges all or part of the amount indicated by the amount information to another user. The system may further include a transition charge unit that reduces the charged amount from the amount information and updates the amount information.

  With this configuration, it is possible to charge the group's electronic money to other users.

  According to the present invention, it is possible to provide a mechanism for accumulating and utilizing burden information of each person who constitutes a group.

Block diagram of the information system in the embodiment Flow chart explaining the operation of the information system Data structure of same user information Data structure of the payment information Data structure diagram of same group information A diagram showing an example of the configuration of the charge amount information The figure which shows an example of the output screen of the terminal device The figure which shows another example of the output screen of the terminal device Appearance of the same computer system A diagram showing an example of the internal configuration of the computer system

  Hereinafter, embodiments of the information processing apparatus and the like will be described with reference to the drawings. In addition, since the component which attached the same code in embodiment performs the same operation | movement, description for the second time may be abbreviate | omitted.

  FIG. 1 is a block diagram of an information system in the present embodiment. The information system includes an information processing device 1 and one or more terminal devices 2. The information processing device 1 is communicably connected to one or more terminal devices 2 via, for example, a network such as a LAN or the Internet, a wireless or wired communication line, or the like.

  The information processing apparatus 1 is, for example, a server of a company operating the information system, but may be a server of a financial institution such as a bank or a cloud server, and the location or type thereof is not limited.

  The terminal device 2 is, for example, a portable terminal carried by a user. The mobile terminal is, for example, a smartphone, a mobile phone, a tablet terminal or the like, but the type is not limited. However, the terminal device 2 may be, for example, a PC at home, a tablet terminal at a store, etc. As long as the terminal can be operated by the user, the location or type of the terminal device 2 does not matter.

  The information processing apparatus 1 includes a storage unit 11, a receiving unit 12, and a processing unit 13. The storage unit 11 includes a user information storage unit 111, a group information storage unit 112, and a recommendation information storage unit 113. The receiving unit 12 includes a payment information receiving unit 121, a process target information receiving unit 122, and a group participation information receiving unit 123. The processing unit 13 includes an accumulation unit 131, a burden information processing unit 132, a determination unit 133, a participation processing unit 134, a transition charge unit 135, and a transfer unit 136. The burden information processing unit 132 includes statistical processing means 1321, burden proposal information configuration means 1322, recommendation information acquisition means 1323, settlement processing means 1324, difference calculation means 1325, charge processing means 1326, burden information acquisition means 1327, and transmission means 1328. Equipped with

  The terminal device 2 includes a terminal storage unit 21, a terminal reception unit 22, a terminal processing unit 23, a terminal transmission unit 24, a terminal reception unit 25, and a terminal output unit 26.

  The storage unit 11 configuring the information processing device 1 can store various types of information. The various types of information include, for example, user information, group information, and recommendation information described later.

  The user information storage unit 111 stores one or more pieces of user information. User information is information about a user. The user information has a user identifier. The user identifier is information for identifying a user. The user identifier is, for example, an address and name, an e-mail address, an ID or the like, but any information that can identify the user may be used.

  The user identifier may be, for example, a user terminal identifier. The user terminal identifier is information for identifying the terminal device 2 of the user. The user terminal identifier is, for example, a MAC address, an IP address, a mail address, an ID or the like, but any information may be used as long as it can identify the terminal device 2 of the user.

  The user information also typically has a group identifier. The group identifier is information for identifying a group. The group identifier is, for example, a group name, an ID, etc., but any information that can identify the group may be used. However, when there is only one group, the group identifier may not be present.

  Furthermore, the user information also has, for example, user charge amount information. The user charge amount information is information on the amount charged by one user. In general, charging refers to depositing electronic money of a prepaid method onto a recording medium such as an IC card or a portable terminal. However, the charge in the present embodiment may be considered to include payment to an account of a financial institution or the like. The accounts may be considered to include not only electronic money accounts but also accounts such as deposits and savings. Payment may be considered to include, for example, payment by means of transfer, cash, etc., as well as so-called charge by prepaid electronic money. Furthermore, payment may be considered to include, for example, payment by postpaid electronic money, a credit card, etc., and the method and timing thereof are not limited.

  The charged amount is usually the remaining amount (remaining amount) obtained by subtracting the amount paid (payment amount) from the amount received (payment amount). In addition, the balance when not paid is equal to the deposit amount. Also, for example, payment may be made twice or more for one recording medium, or may be made twice or more within the range of the remaining amount. The remaining amount in this case is an amount obtained by subtracting the total amount paid (total amount paid) from the total amount received (total amount paid). The user charge amount information is usually balance information indicating such balance. Furthermore, the user charge amount information may include, for example, one or more types of information among charge history information or payment history information. The charge history information is information indicating the charge history. The charge history information may be, for example, a set of pairs of payment amount and date and time. Payment history information is information indicating the history of payment. The payment history information may be, for example, a set of payment and date and time pairs.

  However, when the group information of the group information storage unit 112 described later includes charge amount information (see FIG. 6: described later) configured as a set of pairs of user identifier and user charge amount information, the user information is It is not necessary to have user charge amount information.

  The user information may have, for example, a user account identifier, credit card information, etc., instead of or in addition to the user charge amount information. The user account identifier is information that identifies the user's account. The user account identifier is usually an account number, but may be anything that can identify the user's account. Credit card information is information regarding a user's credit card. Credit card information includes, for example, information such as a card number and an expiration date. However, the data structure of the user information does not matter.

  The group information storage unit 112 stores one or more group information. Group information is information on a group. Group information has a group identifier.

  The group information also has two or more user identifiers. The user identifier which group information has is an identifier of two or more each users who constitute the group concerned.

  Furthermore, the group information also has burden information on each person. The burden information of each person (hereinafter sometimes referred to simply as burden information) is information on the burden of each of two or more users constituting the group. The burden information is, for example, information indicating an amount (burden) to be borne by each user with respect to the payment amount in the group, but information indicating an amount (addition or subtraction) to be added to an amount evenly divided by the number of people. Alternatively, it may be information indicating the ratio (burden ratio) borne by each user. The burden information may be, for example, a combination of a user identifier and a burden amount. However, the data structure of the burden information does not matter.

  Further, the group information usually also includes one or more types of information (hereinafter, may be referred to as product information or the like) of the product information or the store information. The product information is information on a product purchased by a group. In addition, goods also include services, such as eating and drinking and karaoke, for example. The product information includes, for example, a product identifier, a type identifier, and price information. The product identifier is information for identifying a product. The product identifier is, for example, a product name such as “private room plan” or “all-you-can-eat”, an ID or the like, but any information that can identify the product may be used. The type identifier is information that identifies the type of product. The type identifier is, for example, a type name such as “Japanese-style pub” or “Karaoke”, or an ID, but any information may be used as long as it can identify the type of product. Price information is information indicating the price of a product. The price information may be, for example, "3,000 yen / person" or "5,000 yen / room".

  Store information is information on a visited store. The store information includes, for example, a store identifier, position information, and the like. The store identifier is information for identifying a store. The store identifier is, for example, a store name such as “Japanese pub ○” or “○ カ ラ オ ケ karaoke”, an ID or the like, but any information that can identify the store may be used. Position information is information which shows the position of a store. The position information is, for example, an address such as “Chuo-ku, Osaka”, but may be coordinates such as latitude and longitude, and the expression format is not limited.

  Alternatively, as described in the specific example, the group information has, for example, a group identifier and one or more pieces of payment information, and each one or more pieces of payment information may be considered to include burden information or the like. Good. The payment information will be described later.

  Also, the group information may have, for example, a group account identifier. The group account identifier is information identifying a group account. The group account identifier is usually an account number, but may be anything as long as it can identify the group's account.

  Furthermore, the group information may have, for example, money amount information. The money amount information included in the group information may be, for example, information indicating the amount of money that can be paid as a group, or may be considered as a set of payment amounts of persons under management of the group. The amount information may be, for example, information indicating the amount of money deposited in the account identified by the group account identifier (hereinafter, group account), or a set of user charge amount information of each person belonging to the group. May be

  Here, the payment may also be a so-called charge or transfer. However, since the charge in the present embodiment is a concept that can also include transfer, etc. as described above, the money amount information included in the group information may be referred to as, for example, “charge money amount information”. The charge amount information is information indicating the amount charged in one group. The charge amount information may be, for example, balance information of the group account identified by the group account identifier.

  Alternatively, the charge amount information may be, for example, a set of user charge amount information of each person belonging to the group. Here, the term “set” means, for example, a set of user charge money information paired with the group identifier among user charge information possessed by two or more pieces of user information in the user information storage unit 111 (hereinafter referred to as user charge money information group In some cases).

  For example, the charge amount information of the group X is a user charge amount information group paired with the group identifier “X”, specifically, a pair of the user identifier “AA” and the user charge amount information “¥ 4000”, A set of the user identifier “BB” and the user charge amount information “¥ 3000”, a set of the user identifier “CC” and the user charge amount information “¥ 3000”, or the like may be used.

  However, the data structure of group information does not matter.

  The recommendation information storage unit 113 stores one or more pieces of recommendation information. The recommendation information is information for recommending one or more of a product or a store, and is information to be transmitted to the user. The recommendation may be, for example, to recommend a product or the like according to the preference of the user to the user.

  The recommendation information is, for example, information for recommending a product or the like meeting the preference of each of two or more users belonging to the group, and it is preferable that the recommendation information is information to be individually transmitted to each person. Alternatively, the recommendation information is, for example, information for recommending a product or the like suitable for the group, and may be information to be transmitted to all members of the group.

  However, the recommendation information is, for example, information for recommending a product or the like meeting the preference of an unspecified number of users, and may be information to be transmitted regardless of a group or a member. This type of recommendation information may be, for example, an advertisement of a product or the like. Thus, the data structure of recommendation information does not matter.

  Further, the amount information may be the balance of a bank account created corresponding to the group. The amount information may be the sum of the bank balance of each person under control of the group. The bank balance of each person may be the balance of the virtual account corresponding to the group among the virtual accounts (for example, local, old friends, companies, etc.) created by each person in the bank account of each person. .

  The recommendation information storage unit 113 stores, for example, one or more pieces of recommendation information in association with the condition information. Condition information is information on a condition using burden information. The condition using the burden information means that the recommendation information storage unit 1323 described later uses the burden information of two or more users of one group information stored in the group information storage unit 112 to use the recommendation information storage unit. From 113, it may be said that it is a condition for acquiring recommendation information to be transmitted to each user.

  The condition information may be, for example, a condition that recommendation information of one or more items associated with the same type identifier as the type identifier included in the burden information is transmitted. Alternatively, the condition information may be, for example, a condition that recommendation information is recommended to recommend repurchase of a product associated with the same product identifier as that of the burden information. Alternatively, the condition information may be, for example, a condition that the recommendation information of one or more items belonging to the same price range (for example, 3,000 yen or the like) as the price information included in the burden information is transmitted. Alternatively, the condition information transmits, for example, recommendation information of one or more stores satisfying the predetermined relationship with the position information included in the burden information (for example, within the same city block, within a distance or less than a threshold, etc.) It may be a condition that

  In the condition information as described above, it is preferable that the type identifier etc. possessed by the burden information is the largest or most frequent type identifier etc. in the group information. Further, in the condition information as described above, the recommendation information to be transmitted may further include a condition that the information has a store identifier different from the previous one.

  In addition, the condition information is, for example, a predetermined relationship (for example, the same type identifier, the same price range, the same city, etc.) with respect to elements such as the type identifier, the price information, and the position information possessed by the burden information. Recommendation information of one or more stores may be transmitted in descending order of the number of elements to be satisfied.

  Alternatively, the condition information may be, for example, a condition that the recommendation information on the store identified by the store identifier included in the load information is transmitted.

  Alternatively, the condition information may be, for example, between two or more pieces of burden information, the user corresponding to the burden information having the highest burden amount or percentage, or to each user corresponding to the top n or so of the burden information Or the like may be a condition that the recommendation information of the product for the representative is transmitted.

  Further, for example, “the condition information corresponds to the same type identifier as the type identifier having the largest number or the highest frequency of appearance among the type identifier group included in“ two or more payment information corresponding to one group ” 1 of 1) “send product recommendation information” (hereinafter sometimes referred to as “the most frequent condition”) or “send product information of a product belonging to the same price range or the closest price range” (price condition) More than one kind of condition may be included. In addition, the condition information is, for example, a condition using location information that narrows down items that satisfy the one or more types of conditions from the items of the store in the same city and ward as the location information included in the burden information It is preferable to have the condition as well. However, the data structure of the condition information does not matter.

  The receiving unit 12 receives various types of information. The various types of information include, for example, payment information, processing target information, and group participation information described later. Although details will be described later, the processing target information includes, for example, various instructions such as a settlement instruction, a deposit instruction, and a transition instruction.

  The payment information receiving unit 121 receives payment information from the terminal device 2. Payment information is information on payment as a group. The transmission source of the payment information is, for example, the terminal device 2 of one (for example, a settler to be described later) of the two or more users belonging to the group, but may be the terminal devices 2 of two or more users.

  Payment information has burden information of each person. The payment information also typically includes a group identifier, total payment amount information, product information, and store information. However, the group identifier is usually omitted from the payment information at the time of storage by the storage means 131. In addition, the total payment information may be omitted from the payment information at the time of storage, for example, when the burden amount information of each person is determined such that the total amount of the burden amount of each person equals the total payment amount. Good. Furthermore, one or more types of information among the product information and the store information may be omitted from the payment information at the time of storage, for example, when the recommendation information is not obtained using the information.

  The payment information may also include payment total amount information. The total payment information is information indicating the total amount of money paid as a group for the purchase of a product in a group. Although the amount indicated by the total payment amount information is generally the same as the total amount of each person's burden (hereinafter referred to as the total amount), it may be different from the total amount. It is preferable that the total payment amount information indicates, for example, a higher amount than the total amount of the amount corresponding to the burden information of each person included in the payment information. The total payment information in the above example is “¥ 10,000” equal to the total amount, but may be a higher price such as “¥ 12000”.

  Furthermore, the payment information may also have one or more types of information among product information or store information.

  As an example, when the user AA, the user BB and the user CC belong to a certain group X, payment information having a group identifier "X" and burden information etc. of each person in any one of the terminal devices 2 It may be acquired and transmitted to the information processing device 1. The burden information of each person is, for example, a combination of a user identifier “AA” and a burden “¥ 4000”, a combination of a user identifier “BB” and a burden “¥ 3000”, and a burden with a user identifier “CC” It may be a pair with the amount “¥ 3000”.

  Also, payment information may be received, for example, before or after payment. That is, the payment information may be, for example, information for the payment processing unit 1324 described later to perform payment processing for each person.

  Specifically, for example, the payment information receiving unit 121 receives payment information including a group identifier and burden information of each person from one of the two or more terminal devices 2 and processing to be described later. When the target information receiving unit 122 receives a settlement instruction from the one terminal device 2, the settlement processing unit 1324 described later uses the burden information and the like of each person included in the received payment information for each person. Payment processing may be performed.

  The payment instruction is a payment instruction. The settlement instruction has a group identifier. For example, the settlement instruction may be an instruction on the total payment amount of the group identified by the group identifier or an instruction on the burden amount of each person belonging to the group.

  Alternatively, the payment information may be, for example, information on the settled result. For example, the payment may be performed collectively by one of the two or more terminal devices 2 or by the terminal device 2 of each person. That is, for example, in one terminal device 2, payment using the burden information of each person is performed, and the payment information receiving unit 121 receives the group identifier, the burden information of each person, and the like from the one terminal device 2. You may receive the payment information you have. Alternatively, in each of the two or more terminal devices 2, payment using the burden information of the user is performed, and the payment information receiving unit 121 receives the group identifier, the burden information of the user, and the like from each of the terminal devices 2. You may receive the payment information you have.

  The process target information receiving unit 122 receives the user identifier and the process target information from the terminal device 2. The processing target information is information to be processed by the processing unit 13 or the like. However, it may be considered that the payment information received by the payment information receiving unit 121 described above and the group participation information received by the group participation information receiving unit 123 described later are not generally included in the processing target information.

  The processing target information is, for example, the above-mentioned settlement instruction, payment instruction described later, transition instruction described later, etc., but if the processing unit 13 etc. is a processing object, except payment information and group participation information, Information may be used.

  The deposit instruction is an instruction to deposit the amount paid by each person or more to the group account. The deposit instruction has a user identifier and a group identifier. The deposit instruction may also include, for example, a group account identifier.

  The transition instruction is an instruction to perform transition charge. The transition charge will be described later. The transition indication usually comprises a group identifier and a user identifier identifying another user to which the transition is made.

  In addition, it is determined by the determination unit 133 described later whether the received process target information is a transfer target.

  The process target information may be, for example, a deposit request. The deposit request is a deposit request to the group account. The deposit request is transmitted from the user who makes the settlement (settler) to each other user who belongs to the same group as the settler. The deposit request usually includes the user identifier of the user who is the transmission destination, and the burden information of the user. However, the deposit request may have burden information of each person who belongs to the group. Also, the deposit request usually has the user identifier of the payer who is the sender. Furthermore, the deposit request may also have, for example, a group account identifier.

  The deposit report is a report indicating that the deposit has been made, and for example, is sent from the person who received the deposit request to the settler. The settler may input, for example, a settlement instruction to the effect that settlement will be performed as a group to the terminal device 2 after payment reports from each person are collected. Alternatively, the payer may input payment instructions individually according to the payment report from each person. The payment instruction is transmitted from the terminal device 2 to the information processing device 1, and in the information processing device 1, payment processing is performed by the payment processing means 1324 described later. In the settlement process, for example, the total amount of money may be paid from the account of the group, or the burden may be paid from the account of each user belonging to the group.

  The deposit request and the deposit report are information to be transferred by the transfer unit 136 described later. The transfer target may be any information as long as it is information exchanged between users in the group.

  The group participation information receiving unit 123 receives group participation information. Group participation information is information indicating that a user participates in a group. The group participation information may be, for example, information indicating that a user (new user) who does not belong to any group participates in one group, or a user who already belongs to one or more groups ( It may be information that the existing user) joins another group. The group participation information generally includes a group identifier of a group to which a new or existing user intends to participate, and a user identifier of the user.

  The group participation information is, for example, information indicating that a store or a clerk receiving payment from the group temporarily participates in the group in order to issue a settlement instruction regarding the burden amount of each person belonging to the group. May be The user identifier of the group participation information may be, for example, a store identifier or a store account identifier. The store account identifier is information for identifying a store account. The store account identifier may be, for example, an account number or the like of a payment destination in the settlement process performed by the settlement processing unit 1324 described later.

  The processing unit 13 performs various processes. The various processes include, for example, an accumulation unit 131, a burden information processing unit 132, a statistical processing unit 1321, a burden proposal information configuration unit 1322, a recommendation information acquisition unit 1323, a settlement processing unit 1324, a difference calculation unit 1325, and a charge processing. The processing of the unit 1326, the burden information acquisition unit 1327, the transmission unit 1328, the determination unit 133, the participation processing unit 134, the transfer charge unit 135, the transfer unit 136, and the like.

  The storage unit 131 stores the burden information of each person included in the payment information received by the payment information receiving unit 121 in the group information storage unit 112 in association with the group identifier included in the payment information.

  The storage unit 131 may store, for example, a portion including the burden information of each person among the received payment information in association with the received group identifier. Alternatively, the storage unit 131 may store, for example, all of the received payment information in association with the received group identifier.

  Further, each time the payment information is received, the storage unit 131 selects a part or all of the received payment information from among the one or more group information items stored in the group information storage unit 112, the payment information It is preferable to add to the group information having the same group identifier as the group identifier possessed by.

  The burden information processing unit 132 performs processing using burden information of two or more users included in the group information stored in the group information storage unit 112.

  In the process, for example, burden information of two or more users included in the stored group information (hereinafter sometimes referred to as “past burden information”) is identified by the group identifier of the group information. It may be to transmit to terminal devices 2 (hereinafter sometimes referred to as "terminals of one or more users") of one or more users belonging to the group.

  The burden information processing unit 132 normally transmits past burden information to two or more users identified by two or more user identifiers included in the group information, but one or more of the two or more users. It may be sent only to the user of. The transmission destination is not limited to the user identified by the user identifier (e.g., e-mail address, telephone number, etc.), and may be the terminal device 2 identified by the user terminal identifier (e.g., IP address, etc.).

  Alternatively, the process may be, for example, statistically processing past burden information and transmitting the result to one or more user terminals. The statistical processing will be described later.

  Further, the processing may be, for example, sending a proposal on a payment method of each person in the next group of payments to one or more user terminals. The next payment is, for example, the current payment, but may be the next payment or the current payment and each subsequent payment. Further, the next payment may be, for example, a payment for this month, a payment for next month, or the like for a certain future period, or may be a future payment for which the period is not particularly defined.

  The proposal regarding the payment method of each person is, for example, proposing the burden amount of each person, but may be also possible to propose the burden ratio of each person. Further, the proposal may include, for example, a proposal regarding a payment method other than the burden amount, such as a payment method. The payment method is, for example, cash payment, point payment, installment payment, payback, etc. in addition to payment by predetermined electronic money, but the type is not limited.

  Alternatively, the process may be, for example, that the proposal as described above is output at the terminal of each person. In addition, although a terminal of each person is usually a terminal of two or more users belonging to one group, it may be a terminal of one or more users among the two or more users.

  Furthermore, the process may be, for example, transmitting recommendation information to one or more user terminals using burden information of each person accumulated for each group. Further, the process may be, for example, using one or more types of information among product information held by payment information stored for each group or store information in addition to or instead of burden information of each person. The recommendation information may be transmitted to one or more user terminals. However, as described above, the burden information of each person may be considered to include one or more types of information among the product information or the store information.

  Note that the burden information processing unit 132 uses, for example, the burden information of two or more users included in the group information stored in the group information storage unit 112 to determine whether or not the amount paid by each person is greater than the burden amount. It may be determined whether or not the payment amount is insufficient (notification notification) may be sent to each of one or more users whose payment amount is less than the burden amount. It is preferable that the shortage notification has shortage amount information. The deficit information is information indicating a deficit. The deficit amount is the difference between the burden amount and the deposit amount. The burden information processing unit 132, for example, subtracts the deposit amount from the burden amount to calculate the shortage amount, and transmits the shortage notification having the calculated deficit amount information to one or more users whose deposit amount is less than the burden amount. Is preferred.

  However, the shortfall information may include a set of shortfalls of one or more users whose deposit amount is less than the burden amount. The shortage notification including the shortage amount information may be transmitted not only to one or more users whose deposit amount is less than the burden amount, but also to two or more users of the group.

  Also, the process may be a payment process. The settlement process is a process for settlement for each person. The settlement may be, for example, reducing the burden amount of each person from the user charge amount of each person, or reducing the total amount of the burden amount of each person from the group account. Further, the payment is not limited to reduction from prepaid electronic money, but may be, for example, savings, reduction from accumulated points, or payment with postpay electronic money, credit card, etc. It does not matter.

  The process for settlement may be, for example, settlement itself, or an external device (for example, settlement of information for settlement (for example, the burden amount of each person, the account number of a group account, etc.) It may be processing of transmitting to a server of a financial institution etc.).

  Further, the process may include a process of charging the difference to the group account when the total amount of each person's burden exceeds the total payment amount.

  The burden information processing unit 132 normally performs the processing using the burden information of each person as described above for each group. That is, for example, the burden information processing unit 132 selects one group information from among the stored one or more group information, and performs processing using the burden information of each of two or more users included in the one group information. You may go. Furthermore, the burden information processing unit 132 selects, for example, one group information from among the stored one or more group information, and performs processing using the burden information of each of two or more users included in the one group information. It is preferable to repeat the operation to be performed until there is no unselected group information.

  The statistical processing unit 1321 constituting the burden information processing unit 132 statistically processes the burden information of each of the two or more users acquired by the burden information acquisition unit 1327 described later, and acquires statistical information. The statistical process may be, for example, a process of accumulating the burden amount possessed by each person's burden information, or may be a process of calculating the difference or ratio between the accumulation results of each person, regardless of the type or procedure. The statistical information is information indicating a result of statistically processing burden information of two or more users. The statistical information may include, for example, one or more types of information among the accumulation result of each person, the difference between the accumulation results of each person, or the ratio of the accumulation result of each person.

  The burden proposal information configuration unit 1322 constructs burden proposal information using burden information of two or more users included in the group information stored in the group information storage unit 112. The burden proposal information is information which proposes the burden of each user in the payment in the next group. The burden proposal information may be configured, for example, by a set of a user identifier and a next burden amount. The next burden amount may be calculated, for example, based on statistical information acquired by the statistical processing unit 1321.

  The recommendation information acquisition unit 1323 acquires, from the recommendation information storage unit 113, recommendation information that is paired with the condition information that the burden information of two or more users included in the group information storage unit 112 satisfies.

  For example, when the condition information includes the above-described mode and price condition, the recommendation information acquiring unit 1323 may acquire recommendation information of a product that satisfies one or more of the mode or the price conditions. Further, when the condition information also includes a narrowing-down condition based on the position information described above, the recommendation information acquiring unit 1323 first narrows-down conditions for two or more recommendation information stored in the recommendation information storage unit 113. Next, the shop may be narrowed down, and then, among the narrowed-down two or more recommendation information, recommendation information of a product that satisfies one or more of the mode condition or the price condition may be acquired.

  The payment processing unit 1324 performs payment processing for each person using the burden information of each person included in the payment information received by the payment information receiving unit 121.

  For example, the payment processing unit 1324 may perform payment processing, which is processing for reducing charge amount information, using the burden information of each person and the group account identifier. Alternatively, the settlement processing unit 1324 may perform settlement processing for reducing the user charge amount information of each person constituting the charge amount information using, for example, the burden information of each person and the group account identifier.

  The payment processing means 1324 may be payment processing to a store. The payment process may be payment with charged electronic money. The payment process may be a transfer process from the virtual account to the store account described above.

  The settlement processing unit 1324 may perform processing with the reception of the settlement instruction from the terminal device 2 as a trigger. The settlement instruction from the terminal device 2 may be received from all the terminal devices 2 of each person under control of the group. When two or more settlement instructions are received for one piece of payment information, the settlement process may be performed based on any one of the settlement instructions.

  The difference calculating means 1325 acquires the total amount which is the sum of the amounts corresponding to the burden information of each person possessed by the payment information received by the payment information receiving unit 121, and the total amount and the total payment amount information which the relevant payment information has Calculate the difference from the total payment amount indicated by.

  The charge processing means 1326 charges the group account when the difference calculated by the difference calculation means 1325 is greater than zero. The charge process is a process for charging the difference amount to the group account identified by the group account identifier paired with the group identifier. The charge process may be also charge itself, or information for charge (for example, the difference, the account number of the group account, etc.) is connected to an external device (for example, a server such as a financial institution, etc.) or server that charges It may be a process of transmitting to a designated terminal or the like.

  The burden information acquisition unit 1327 acquires burden information of two or more users included in the group information stored in the group information storage unit 112.

  The burden information acquisition unit 1327 selects, for example, one piece of group information out of two or more pieces of group information stored in the group information storage unit 112, and the burden information of each of two or more users included in the one piece of group information You may get it.

  Specifically, for example, in response to the processing target information reception unit 122 receiving the user identifier and the processing target information, the burden information acquisition unit 1327 firstly uses the group identifier corresponding to the user identifier as the user information storage unit 111. Next, the group information having the group identifier is selected from the two or more group information stored in the group information storage unit 112, and the burden information of each of the two or more users that the group information has is acquired. You may get

  Alternatively, for example, the burden information acquisition unit 1327 selects one group information out of the stored two or more group information, and acquires the burden information of two or more users included in the one group information. , May be repeated until there is no unselected group information.

  The transmission means 1328 can transmit various information. The various types of information include, for example, the aforementioned burden information, statistical information, recommendation information, and burden proposal information.

  That is, the transmission unit 1328 transmits the burden proposal information configured by the burden proposal information configuration unit 1322 to the terminal devices 2 of two or more users.

  The transmitting unit 1328 transmits one or more of the burden information of each of the two or more users acquired by the burden information acquiring unit 1327 or the statistical information acquired by the statistical processing unit 1321 to each of the two or more users.

  Furthermore, the transmission unit 1328 transmits the recommendation information acquired by the recommendation information acquisition unit 1323 to the terminal devices 2 of two or more users.

  The various types of information may include the above-described shortage notification, payment report, and the like. The transmission unit 1328 transmits information such as a shortage notification to the terminal device 2 of one or more users.

  The various types of information may be, for example, the information for settlement described above or the information for charge. That is, the transmitting means 1328 transmits information for settlement and the like to an external device which performs the settlement and the like.

  The determination unit 133 determines whether the process target information received by the process target information receiving unit 122 is a transfer target. The information to be transferred is not repeated because it is described above.

  The determination unit 133 determines whether the received processing target information is a transfer target, for example, one or more types of the processing target information is a user identifier for identifying a transfer destination or a flag indicating that the transfer target is a transfer target. It may be judged whether or not it has information. That is, for example, when the processing target information includes one or more types of information among the user identifier identifying the transfer destination or the flag indicating that the transfer target is the transfer target information, the determining unit 133 determines that the transfer target is the transfer target. If neither such a user identifier nor a flag is included, it may be determined that it is not a transfer target.

  The participation processing unit 134 adds the user identifier included in the group participation information to the group information having the group identifier included in the group participation information received by the group participation information receiving unit 123.

  The transition charge unit 135 performs transition charge. The transitional charge is to charge other users all or part of the amount indicated by the amount information (charge amount information) included in the group information. Other users are usually users outside the group. The user outside the group is a user who does not belong to the group corresponding to the charge amount information. The transition charge unit 135 may charge electronic money to another user, for example, as a celebration from a group, an incense, or a new year's ball.

  However, the other users may be users in the group. The transition charge in this case may be, for example, transfer (for example, refund) all or part of the amount indicated by the charge amount information included in the group information to one or more users in the group, or Of the two or more user charge amounts (see FIG. 6 described later) constituting the charge amount information, all or part of the amount indicated by the user charge amount information associated with one user identifier (for example, “AA”), It is also possible to shift to the amount indicated by the user charge amount information associated with another user identifier (for example, "BB") (for example, to adjust the burden amount among the users).

  For example, when the process target information received by the process target information receiving unit 122 is a transfer instruction, the transfer charge unit 135 may perform the transfer charge.

  In addition, the transitional charging unit 135 reduces the charged amount from the charged amount information and updates the charged amount information.

  The transfer unit 136 is one or more terminal devices corresponding to one or more user identifiers that are paired with the user identifier received together with the process target information, with the process target information determined that the determination unit 133 is the information to be transferred. Transfer to 2. Here, at least one terminal device 2 corresponding to the received user identifier and at least one user identifier paired with the received user identifier is generally at least one user belonging to the same group as the user identified by the received user identification. Terminal device 2 of FIG.

  The transfer unit 136 acquires, for example, one or more user identifiers paired with the received user identifier using the user information stored in the user information storage unit 111, and corresponds to the acquired one or more user identifiers. Processing target information may be transmitted to one or more terminal devices 2.

  When the processing target information has a user identifier for identifying one user as a transfer destination among one or more users belonging to the same group as the user, the transfer unit 136 is configured to select one of the transfer destinations. The processing target information may be transferred to the terminal device 2 of the user.

  The terminal storage unit 21 constituting the terminal device 2 stores one or more types of information of a user identifier or a user terminal identifier. As described above, the user identifier and the user terminal identifier may be shared (for example, a mail address or a telephone number). The terminal storage unit 21 usually also stores a group identifier. Furthermore, it is preferable that the terminal storage unit 21 store, for example, user identifiers and the like of one or more other users belonging to the same group as the user.

  The terminal accepting unit 22 accepts various information. The various types of information are, for example, payment information, processing target information, group participation information, and the like. As described above, the process target information is, for example, an instruction such as a payment instruction or transfer target information such as a deposit request, but if it is information to be processed by the information processing apparatus 1, payment is Any information except information and group participation information may be used.

  The terminal processing unit 23 performs various processes. The various processes are, for example, determination of whether or not the terminal receiving unit 22 has received various information.

  The terminal transmission unit 24 transmits various types of information accepted by the terminal acceptance unit 22 to the information processing apparatus 1.

  The terminal reception unit 25 receives various types of information from the information processing device 1. The various types of information are, for example, burden information, statistical information, recommendation information, burden proposal information, a deposit report, and the like.

  The terminal output unit 26 outputs various types of information received by the terminal reception unit 25 via an output device such as a display or a speaker, for example. However, the output may be, for example, printout by a printer, accumulation in a recording medium, transmission to an external device, delivery of a processing result to another component or another program, or the like.

  The storage unit 11, the user information storage unit 111, the group information storage unit 112, the recommendation information storage unit 113, and the terminal storage unit 21 are preferably, for example, non-volatile recording media such as hard disks and flash memories. It is also possible to use a recording medium of

  There is no limitation on the process of storing information in the storage unit 11 or the like. For example, the information may be stored in the storage unit 11 or the like through the recording medium, or the information transmitted through the network or the communication line may be stored in the storage unit 11 or the like. Alternatively, information input via the input device may be stored in the storage unit 11 or the like. The input device may be anything, such as a keyboard, a mouse, and a touch panel, for example.

  The receiving unit 12, the payment information receiving unit 121, the process target information receiving unit 122, the group participation information receiving unit 123, and the terminal receiving unit 25 are usually wired or wireless communication means (for example, NIC (Network interface controller) or modem) Etc.), but may be realized by means (eg, a broadcast receiving module) for receiving a broadcast.

  Processing unit 13, storage unit 131, burden information processing unit 132, determination unit 133, participation processing unit 134, transfer charge unit 135, transfer unit 136, statistical processing unit 1321, burden proposal information configuration unit 1322, recommendation information acquisition unit 1323, The payment processing unit 1324, the difference calculation unit 1325, the charge processing unit 1326, the burden information acquisition unit 1327, the transmission unit 1328, and the terminal processing unit 23 can be usually realized by an MPU, a memory or the like. Typically, the processing procedure of the processing unit 13 or the like is realized by software, and the software is stored in a storage medium such as a ROM. However, the processing procedure may be realized by hardware (dedicated circuit).

  The terminal accepting unit 22 may or may not include an input device. The terminal accepting unit 22 can be realized by driver software of an input device or by an input device and its driver software.

  The terminal transmission unit 24 is usually realized by wired or wireless communication means, but may be realized by broadcasting means (for example, a broadcast module). The transfer unit 136 and the transmission unit 1328 may or may not be considered to include wired or wireless communication means.

  The terminal output unit 26 may or may not be considered to include an output device such as a display or a speaker. The terminal output unit 26 can be realized by driver software of an output device or by an output device and its driver software.

  Next, the operation of the information system will be described using the flowchart of FIG. FIG. 2 is a flowchart regarding the operation of the information system.

  (Step S201) The processing unit 13 determines whether the payment information receiving unit 121 has received payment information from the terminal device 2. When payment information receiving part 121 receives payment information from terminal unit 2, it progresses to Step S202, and when not receiving, it progresses to Step S203.

  (Step S202) The storage unit 131 stores the burden information of each person included in the payment information received in step S201 in the group information storage unit 112 in association with the group identifier included in the payment information. Thereafter, the process returns to step S201.

  (Step S203) The processing unit 13 determines whether the group participation information receiving unit 123 has received group participation information from the terminal device 2. If the group participation information receiving unit 123 receives group participation information from the terminal device 2, the process proceeds to step S204, and if not received, the process proceeds to step S205.

  (Step S204) The participation processing unit 134 is group information stored in the group information storage unit 112, and the group participation information has the group information having the group identifier of the group participation information received in step S203. Add a user identifier. Thereafter, the process returns to step S201.

  (Step S205) The processing unit 13 determines whether the process target information receiving unit 122 has received the user identifier and the process target information from the terminal device 2. If the process target information receiving unit 122 receives the user identifier and the process target information from the terminal device 2, the process proceeds to step S206, and if not received, the process returns to step S201.

  (Step S206) The determination unit 133 determines whether the process target information received in step S205 is a transfer target. For example, when the received processing target information has a user identifier for identifying the transfer destination or a flag indicating that the transfer target is to be transferred, the determining unit 133 determines that the received data is the transfer target, and either of the user identifier or the flag If it does not, it may be determined that it is not a transfer target. If the received process target information is to be transferred, the process proceeds to step S207, and if it is not to be transferred, the process proceeds to step S208.

  (Step S207) The transfer unit 136, using the user information stored in the user information storage unit 111, the user identifier received together with the processing target information that is determined to be the transfer target in step S206. It transfers to the one or more terminal devices 2 corresponding to the one or more user identifier which makes a pair. Thereafter, the process returns to step S201.

  (Step S208) The burden information processing unit 132 determines whether or not to perform processing using the burden information. For example, when the processing target information received in step S205 is an instruction to perform processing using burden information, the burden information processing unit 132 may determine to perform processing using burden information. . When processing using burden information is performed, the process proceeds to step S209, and when processing using burden information is not performed, the process proceeds to step S210.

  (Step S209) The burden information processing unit 132 performs processing using the burden information of two or more users included in the group information stored in the group information storage unit 112.

  The processing may be, for example, provision of past burden information and the statistical processing result. Specifically, the burden information acquisition unit 1327 acquires the burden information of two or more users included in the group information stored in the group information storage unit 112. The statistical processing unit 1321 performs statistical processing on the burden information of each of the two or more users acquired by the burden information acquisition unit 1327 to acquire statistical information. The transmitting means 1328 transmits the burden information and statistical information of the two or more users thus acquired to the two or more users constituting the group identified by the group identifier of the group information.

  Alternatively, the process may be, for example, provision of recommendation information. The recommendation information storage unit 113 stores one or more recommendation information in association with the condition information, and the recommendation information acquisition unit 1323 includes two or more of the group information stored in the group information storage unit 112. Recommendation information to be paired with condition information satisfied by the burden information of each user is acquired from the recommendation information storage unit 113, and the transmitting means 1328 transmits the acquired recommendation information to the terminals of two or more users.

  Alternatively, the process may be, for example, provision of burden guidance information. Specifically, the load proposal information configuration unit 1322 configures load proposal information using the load information of each of two or more users included in the group information stored in the group information storage unit 112, and the transmission unit 1328 is configured The burden proposal information is transmitted to the terminals of two or more users.

  The processing may also include payment processing. Specifically, the settlement processing unit 1324 performs settlement processing for each person using the burden information of each person included in the payment information received by the payment information receiving unit 121.

  After execution of this process, the process returns to step S201.

  (Step S210) The transition charge unit 135 determines whether to perform transition charge. For example, when the processing target information received in step S205 is a migration instruction, the burden information processing unit 132 may determine to perform migration charging. If transition charging is to be performed, the process proceeds to step S209. If transition charging is not to be performed, the process returns to step S201.

  (Step S211) The transition charge unit 135 performs transition charge to another user. Specifically, transition charge unit 135, for example, transmits to a user identified by the user identifier included in the migration instruction all or part of the amount of money indicated by the amount information included in the group information corresponding to the group identifier included in the migration instruction. To charge. Thereafter, the process returns to step S201.

  Hereinafter, specific operations of the information system in the present embodiment will be described. Note that the following description can be variously modified and does not limit the present invention.

  The information system of the present example includes an information processing apparatus 1 and two or more (five in the following) terminal devices 2. Three of the five terminal devices 2 are held by the users AA to CC. The users AA to CC belong to a certain group X.

  We have a drinking party in Group X today. The users AA to CC who are members of group X are currently in the third bar and are trying to pay a total of 5,000 yen as group X. The payment for the first pub and the second karaoke has already been made.

  The remaining two of the five terminal devices 2 are held by the users DD and EE. The users DD and EE constitute another group Y and are going to jointly purchase (that is, as group Y) fountain pens that are celebrations to friends.

  For example, five pieces of user information as shown in FIG. 3 can be stored in the user information storage unit 111 that constitutes the information processing apparatus 1.

  FIG. 3 is a data structure diagram of user information. The user information includes a user identifier, a group identifier, user charge information, and the like.

  An ID (for example, "1", "2", etc.) is associated with the stored user information. For example, user information associated with ID "1" (hereinafter sometimes referred to as user information 1) has a user identifier "AA", a group identifier "X", and user charge information "¥ 1000". The user information (user information 2) associated with the ID "2" has a user identifier "BB", a group identifier "X", and user charge information "¥ 2000". Furthermore, the user information 3 has a user identifier "CC", a group identifier "X", and user charge information "¥ 3000".

  Similarly, user information 4 includes user identifier "DD", group identifier "Y", and user charge information "¥ 5000", and user information 5 includes user identifier "EE", group identifier "Y", and It has user charge information “¥ 5000”.

  However, user charge information may be included in, for example, group information, and in this case, it may be omitted from user information.

  The payment information receiving unit 121 has received, for example, the three payment information shown in FIG. Among the three payment information, the first and second are payment information received from the terminal device 2 of one of the members of the group X (for example, the user AA), and the third is a member of the group Y It is the payment information received from the terminal device 2 of one person (for example, user DD).

  FIG. 4 is a data structure diagram of payment information. The payment information includes a group identifier, burden information of each person, total payment information, product information, store information, and the like. The burden information of each person is composed of a set of a user identifier and a burden amount. The product information includes a product identifier, a type identifier, and price information. The store information includes a store identifier and location information.

  The received payment information is associated with an ID (for example, “1”, “2”,... “Α”). The payment information 1 associated with the ID "1" is payment information corresponding to the first payment in the group X. Payment information 1 includes group identifier “X”, burden information “(AA, ¥ 4000), (BB, ¥ 3000), and (CC, ¥ 3000)”, total payment information “¥ 10000”, product information It has "private room plan, tavern, and 3,000 yen / person", and store information "tavern xxx, Chuo-ku, Osaka-shi" and the like.

  Further, payment information 2 is payment information corresponding to the second payment in group X. Payment information 2 includes group identifier “X”, burden information “(AA, ¥ 2000), (BB, ¥ 2000), and (CC, ¥ 1000)”, total payment information “¥ 5000”, product information "All-you-can-eat, karaoke, and 5,000 yen / room", and store information "○○ karaoke, Chuo-ku, Osaka city", and the like.

  Further, the payment information α is payment information corresponding to the payment in the group Y. The payment information α is a group identifier “Y”, each person's burden information “(CC, ¥ 5000), and (DD, ¥ 5000)”, total payment information “¥ 10000”, product information “a fountain pen, stationery, and 9000” And store information “○○ net shop, Null”, and the like. Note that Null indicates that the information (here, position information) does not exist.

  The group information storage unit 112 stores, for example, two group information as shown in FIG.

  FIG. 5 is a data structure diagram of group information. The group information includes a group identifier, one or more payment information, a group account identifier, amount information (eg, charge amount information), and the like. The group information to be stored is also associated with an ID such as “1” or “2”.

  For example, the group information 1 includes a group identifier "X", the two payment information 1 and 2 described above, a group account identifier "12345678", and charge amount information "¥ 6000". Further, the group information 2 includes a group identifier "Y", the payment information α described above, a group account identifier "90123456", charge amount information "¥ 10000", and the like.

  However, the charge amount information is not limited to the charge amount information for the group account as shown in FIG. 5, and may be configured as shown in FIG. 6, for example.

  FIG. 6 is a diagram showing a configuration example of charge amount information. The charge amount information is composed of a set of pairs of user identifiers and user charge amount information.

  A set of user identifier and user charge amount information is, for example, a pair of user identifier AA ′ ′ and user charge amount information “¥ 1000”, user identifier “BB” and user charge amount information ““ ¥ 2000 ”. And a set of the user identifier “CC” and the user charge amount information “¥ 3000”, etc. Such a configuration is suitable when the user information has no user charge.

  The recommendation information storage unit 113 stores two or more pieces of recommendation information in association with the condition information. The condition information may be, for example, the most frequent condition “send the recommendation information of the product associated with the same type identifier as the type identifier included in the payment information”, or the price condition “for the product belonging to the same price range or the closest price range One or more types of conditions of “sending product information” may be included. In addition, the condition information also has, for example, narrowing-down conditions “searching for a product satisfying the one or more types of conditions from products of a store in the same city and ward as the position information possessed by the burden information” It is suitable.

  For example, in the terminal device 2 of the user AA, when an instruction to output past burden amount information and the result of the statistical processing is input through an input device such as a touch panel, the terminal accepting unit 22 receives it. The terminal transmission unit 24 transmits the received instruction to the information processing device 1 together with the group identifier “X”.

  In the information processing apparatus 1, the process target information receiving unit 122 receives the above instruction, and the burden information processing unit 132 receives the above instruction among the two group information 1 and 2 stored in the group information storage unit 112. The processing corresponding to the instruction is performed using the two payment information 1 and 2 included in the group information 1 having the group identifier “X”.

  Specifically, from the former of the payment information 1 and the payment information 2 possessed by the group information 1 of the group information storage unit 112, the burden information acquiring unit 1327 determines that the burden information “(AA, ¥ 4000), (BB, ¥ 3000), And (CC, ¥ 3,000) ”is acquired, and burden information“ (AA, ¥ 2000), (BB, ¥ 2000), and (CC, ¥ 1000) ”is acquired from the latter.

  Next, statistical processing means 1321 performs statistical processing on the two pieces of burden information acquired by the burden information acquisition means 1327 to acquire statistical information. Specifically, the statistical processing means 1321 uses the (AA, ¥ 4000) of the former burden information and (AA, ¥ 2000) of the latter burden information to calculate the total amount of the user AA's burden. Calculate “¥ 6000”. Further, the statistical processing means 1321 uses the (BB, ¥ 3,000) of the former burden information and the (BB, ¥ 2000) of the latter burden information, to calculate the total amount of burden of the user BB “¥ 5,000. The total amount of burden of the user CC “¥ 4000”, using the former burden information (CC, ¥ 3000) and the latter burden information (CC, ¥ 1000). Also calculate As a result, statistical information “(AA, ¥ 6000), (BB, ¥ 5000), and (CC, ¥ 4000)” indicating the past total burden amount of each person is acquired.

  Next, the burden proposal information configuration means 1322 composes burden proposal information using the acquired statistical information. Specifically, the burden proposal information configuration unit 1322 first calculates the average value “¥ 5000” of the past total burden amount of each person possessed by the statistical information. Next, the burden proposal information configuration unit 1322 subtracts the past total burden amount “6000 yen” of the user AA from the calculated average value “¥ 5000” to obtain the next adjustment amount “-¥ 1000 for the user AA. Calculate ". Further, the burden proposal information configuration unit 1322 calculates the next adjustment amount “± 0” of the user BB by subtracting the past total burden amount “5000 yen” of the user BB from the average value “¥ 5000”. . Further, the burden proposal information configuration unit 1322 subtracts the past total burden amount “4000 yen” of the user CC from the average value “¥ 5000”, and calculates the next adjustment amount “+ ¥ 1000”.

  The burden proposal information configuration unit 1322 constructs burden proposal information “(AA, − ¥ 1000), (BB, ± 0), and (CC, + ¥ 1000)” having the above three calculation results.

  The transmitting unit 1328 transmits the burden information, statistical information, and burden proposal information of each user thus acquired to the three respective users AA of the three users X who constitute the group X identified by the group identifier “X” received together with the above instruction. Send to CC.

  For example, in the terminal device 2 of the user AA, the terminal receiving unit 25 receives the above information, and the terminal output unit 26 outputs the received information via an output device such as a display. The received information and the output information may not be the same. For example, the terminal output unit 26 holds screen configuration information and has burden information, statistical information, and burden proposal information of each user using the received information and the held screen configuration information. The screen may be configured and output.

  The screen configuration information is information for configuring a screen, and includes, for example, table data, text information, and layout information. Table data is data of a table. The character information is information of characters associated with the table. Layout information is information indicating the position of a table or a character in the screen. As a result, for example, a screen as shown in FIG. 7 is displayed on the display of the terminal device 2 of each of the users AA to CC.

  FIG. 7 is a diagram showing an example of an output screen of the terminal device 2. This screen has a first table corresponding to the burden information of each user and the statistical information, and a second table corresponding to the burden proposal information. In the first table, the character string "payment information of group X" is associated. In addition, in the second table, there is a correspondence with the character string “The next payment will be equal to the average amount and the burden will be equal in the next payment”.

  Since the total payment for the third house is “¥ 6000,” each user AA to CC adds or subtracts the amount indicated by the burden proposal information to the amount “¥ 2000” obtained by dividing the total payment into three equal parts. Charge the later amount to your account. As a result, the charge amount information “¥ 1000”, “¥ 2000”, and “¥ 3000” are written in the user information 1 to 3 of the user information storage unit 111.

  Thereafter, when one of the users AA to CC (for example, user AA) inputs a settlement instruction via the input device of the terminal device 2, the terminal reception unit 22 receives the settlement instruction, and the terminal transmission unit 24 receives The settlement instruction is sent to the information processing apparatus 1.

  In the information processing apparatus 1, the process target information receiving unit 122 receives the settlement instruction, and the determination unit 133 has both the user identifier indicating the transfer destination and the flag indicating that the transfer instruction is to be transferred. From the absence, it is determined that the settlement instruction is not a transfer target, and the settlement instruction is delivered to the burden information processing unit 132. Settlement processing means 1324 constituting the burden information processing unit 132 performs settlement processing according to the settlement instruction, and deducts “¥ 1000”, “¥ 2000”, and “¥ 3000” from the accounts of the users AA to CC. As a result, the charge amount information “0”, “0”, “0” is written to each of the user information 1 to 3 of the user information storage unit 111.

  Furthermore, in the terminal device 2, payment information regarding the payment of the third house bar as described above is input via the input device, and the terminal accepting unit 22 accepts the payment information. The terminal transmission unit 24 transmits the received payment information to the information processing device 1.

  In the information processing apparatus 1, the payment information receiving unit 121 receives the payment information and associates it with the ID "3". The storage unit 131 adds the payment information 3 to the group information 1 of the group information storage unit 112.

  In addition, in the terminal device 2 of one (for example, user AA) of the users AA to CC, an instruction to output the result of the statistical processing and the recommendation information is input together with the total payment amount information (for example, “¥ 6000”) The operation when it is done is as follows. First, the burden information acquisition means 1327 acquires the past burden information of each person, and next, the statistical processing means 1321 acquires the statistical information method, and the burden proposal information configuration means 1322 is burden proposal information “(AA, The operations to obtain − ¥ 1000), (BB, ± 0), and (CC, + ¥ 1000) ′ ′ are the same as described above.

  The burden proposal information configuration unit 1322 calculates an amount “¥ 2000” obtained by dividing the total payment amount “¥ 6000” indicated by the received total payment amount information into three equal parts, and calculates the burden proposal information “(AA, AA, − ¥ 1000), (BB, ± 0), and (CC, + ¥ 1000) ”by adding / subtracting the amount indicated, another burden proposal information“ (AA, ¥ Configure 1000), (BB, ¥ 2000), and (CC, ¥ 3000) ”.

  The recommendation information acquisition unit 1323 uses the two payment information items 1 and 2 having the group identifier “X” out of the two group information items in the group information storage unit 112 to send the condition information from the recommendation information storage unit 113. Get the recommended information to meet. In this example, for example, recommendation information "private room plan, tavern, 3.5 thousand yen / person, heartbreak ○, Osaka city Chuo-ku" corresponding to payment information 1 and recommendation information "3 hours corresponding to payment information 2" It is assumed that a plan, karaoke, 1.5 thousand yen / person, OO echo, Chuo-ku, Osaka city "is acquired.

  The transmitting means 1328 transmits the other burden proposal information thus obtained and the two recommendation information to the three users AA to CC of the group X.

  For example, in the terminal device 2 of the user AA, the terminal receiving unit 25 receives the above information, and the terminal output unit 26 outputs the received information via an output device such as a display. At that time, the terminal output unit 26 may construct and output a screen having burden proposal information and two recommendation information using the received information and the held screen configuration information. Thereby, for example, a screen as shown in FIG. 8 may be displayed on the display of the terminal device 2 of each of the users AA to CC.

  FIG. 8 is a diagram showing another example of the output screen of the terminal device 2. This screen has a first table corresponding to the other burden proposal information and a second table corresponding to the two recommendation information. In the first table, the character string “This payment total ¥ 6000 is paid as below, and the total is the same amount, and it is recommended. In the second table, the string "next recommended shop" is attached.

  The users AA to CC charge respective amounts indicated by the burden proposal information to their own accounts. As a result, after charging amount information “¥ 1000”, “¥ 2000”, “¥ 3000” is written in user information 1 to 3, one of users AA to CC can use the input device of terminal device 2. Payment instructions. The subsequent operation is the same as described above.

  In addition, the process using the burden information regarding the group Y is as follows, for example. As a result of charging each of the two users DD and EE of the group Y by 5,000 yen against the total payment amount "¥ 9800" of the fountain pen, the charge amount information included in the group information 2 becomes "¥ 10000". The settlement processing means 1324 calculates the payment amount "¥ 4900" of each person obtained by dividing the total payment amount into two, and reduces this payment amount "¥ 4900" from the account of each user DD, EE. The difference calculating means 1325 calculates the difference “¥ 100” between the user charge amount information “¥ 5000” of each user DD, EE before the settlement process and the payment amount “¥ 4900” of each person. The transfer charge unit 135 transfers and charges the balance “¥ 100” of the account of each user DD, EE to the account of the group Y. As a result, the balance of the account of the group Y is “¥ 200”, while the balance of the accounts of the users DD and EE is “0”. The balance “¥ 200” of the account of group Y is used for payment in the next group Y.

  As described above, according to the present embodiment, the group information storage unit 112 includes at least one group identifier including a group identifier for identifying a group, user identifiers of two or more users configuring the group, and burden information regarding the burden on each user Group information is stored, the information processing apparatus 1 receives payment information having a group identifier and burden information of each person, and the burden information of each person included in the received payment information is associated with the received group identifier A mechanism for accumulating and using burden information of each person who constitutes a group by performing processing using the burden information of two or more users of group information stored and stored in the group information storage unit 112 Can provide

  Further, the information processing apparatus 1 acquires burden information of two or more users included in the group information stored in the group information storage unit 112, or performs statistical processing on burden information of two or more users and performs statistical processing The statistical information which is the result of acquisition is acquired, and each accumulated information is transmitted by transmitting the acquired burden information or the acquired statistical information to each of two or more users constituting the group identified by the group identifier of the group information. People's burden information can be used to inform each user of past burdens or statistical processing results thereof.

  The information processing apparatus 1 also uses the burden information of two or more users included in the group information stored in the group information storage unit 112, which is information relating to the burden on each user in payment in the next group By composing the proposal information and transmitting the burden proposal information, it is possible to make a proposal regarding the burden of each person this time or later by using the accumulated burden information of each person.

  Further, the recommendation information storage unit 113 stores condition information related to conditions using burden information in association with recommendation information to be transmitted to the user, and the information processing apparatus 1 stores the information in the group information storage unit 112. The recommendation information that is paired with the condition information satisfied by the burden information of two or more users included in the group information being acquired is acquired from the recommendation information storage unit 113, and the acquired recommendation information is transmitted to store By using the burden information, recommendations based on the information of products and stores included therein, or recommendations according to the amount and percentage of burden of each person can be made for each user.

  In addition, the information processing apparatus 1 can itself perform settlement processing, which is processing for settlement for each person, using the burden information of each person included in the received payment information.

  Further, the group information of the group information storage unit 112 has charge amount information indicating the amount of charge, and the information processing apparatus 1 uses the charge information of each person included in the received payment information to obtain charge amount information. Is a process to reduce the payment, and is a process for payment for each person. In this way, the payment process can be performed on each person's burden information by reducing the amount of each person's burden information from the charge amount of the group.

  Further, the user information storage unit 111 stores one or more pieces of user information including the user identifier and the user charge amount information charged by each user, and the information processing apparatus 1 stores the information of each person included in the received payment information. It is a process of reducing the user charge amount information of each person using the burden information, and performs a settlement process which is a process for settlement for each person. Thus, the payment process can be performed on each person's burden information by reducing the amount of each person's burden information from each person's user charge amount.

  Further, the group information of the group information storage unit 112 includes a group identifier, user identifiers of two or more users who constitute the group, burden information regarding the burden on each user, and user charge amount information for which each user is charged. The information processing apparatus 1 is a process of reducing user charge amount information of each person using the burden information of each person included in the received payment information, and is a process for settlement for each person. I do. Thus, the payment process can be performed on each person's burden information by reducing the amount of each person's burden information from each person's user charge amount.

  Further, since the burden information of each person included in the payment information received by the information processing device 1 is information on the result settled by the terminal device 2, the information processing device 1 can make the settlement result by the terminal device 2 It can be used as burden information for each person.

  Further, the information processing apparatus 1 receives from the terminal device 2 the user identifier and the process target information which is the process target information, and determines whether the process target information is the transfer target information, and the transfer target By transferring the processing target information determined to be information to one or more terminal devices 2 corresponding to one or more user identifiers paired with the user identifier, exchange of information between users can be mediated.

  Further, the group information has a group account identifier for identifying the account of the group, and the payment information received by the information processing apparatus 1 has the group identifier, the total payment information indicating the total payment amount, and the burden information of each person. The information processing apparatus 1 calculates the difference between the total amount, which is the sum of the amounts corresponding to the burden information of each person included in the received payment information, and the total payment amount indicated by the total payment amount information, and the difference is greater than 0. The balance after settlement can be managed in a group by performing charge processing, which is processing for charging the amount of the difference to the group account identified by the group account identifier paired with the group identifier.

  Further, the information processing apparatus 1 receives group participation information having a group identifier and a user identifier, and adds the user identifier of the group participation information to the group information having the group identifier of the group participation information. Can add new users to

  The group information has amount information indicating an amount, and the information processing apparatus 1 charges all or part of the amount indicated by the amount information to another user, and deducts the charged amount from the amount information. By performing the transitional charge for updating the money amount information, it is possible to charge the electronic money of the group to other users.

  The information processing method according to the present embodiment may be, for example, the following method. That is, this method stores group information storing one or more group information including a group identifier for identifying a group, a user identifier of each of two or more users constituting the group, and burden information regarding a burden on each user A method realized by the unit 111, the payment information receiving unit 121, the storage unit 131, and the burden information processing unit 132, wherein the payment information receiving unit 121 receives payment information having a group identifier and burden information of each person. An accumulation step in which the accumulation unit 131 accumulates the burden information of each person included in the payment information received by the payment information reception unit in association with the group identifier received by the payment information reception unit; And the burden information processing unit 132 includes two or more of the group information stored in the group information storage unit 111. An information processing method including the burden processing step of performing processing using the load information of each user.

  Furthermore, the processing in the present embodiment may be realized by software. Then, this software may be distributed by software download or the like. Also, the software may be distributed by being recorded on a recording medium such as a CD-ROM.

  The software for realizing the information processing apparatus 1 in the present embodiment may be, for example, the following program. That is, the recording medium accessible by the computer of the information processing apparatus 1 is one or more having the group identifier for identifying the group, the user identifier of each of two or more users constituting the group, and the burden information regarding the burden on each user And a payment information receiving unit 121 for receiving payment information having a group identifier and burden information of each person, and the program receiving the payment information The storage unit 131 stores the burden information of each person included in the payment information received by the unit 121 in association with the group identifier received by the payment information receiving unit 121, and the group stored in the group information storage unit 112 A machine as a burden information processing unit 132 that performs processing using burden information of each of two or more users possessed by the information Is a program of the order to.

  In addition, the program may include the computer as load information acquisition means 1327 for acquiring load information of two or more users included in the group information storage unit 112, or the two or more users. The statistical information processing means 1321 which acquires statistical information which is the result of carrying out the statistical processing of the burden information, and the burden information which the said burden information acquisition means 1327 acquired, or the statistical information which the statistical processing means 1321 acquired It may function as a transmitting unit 1328 for transmitting to each of two or more users who constitute a group identified by the group identifier included in the group information.

  Alternatively, the program may use the computer as information on the burden of each user for payment in the next group using burden information of two or more users of the group information stored in the group information storage unit 112. It may be made to function as a burden proposal information configuration means 1322 which constitutes burden proposal information, and a transmission means 1328 which transmits the burden proposal information.

  Alternatively, the recording medium further includes a recommendation information storage unit 113 that stores condition information related to conditions using burden information and recommendation information to be transmitted to the user, and the program stores the computer Recommendation information acquisition means 1323 for acquiring from the recommendation information storage unit 113 recommendation information to be paired with condition information satisfied by the burden information of two or more users included in the group information storage unit 112; The function may be made to function as a transmitting unit 1328 for transmitting the recommendation information acquired by the recommendation information acquiring unit 1323.

  The software for realizing the terminal device 2 in the present embodiment may be, for example, the following program. That is, this program receives the deposit instruction having the computer of the terminal device 2, the user identifier identifying the user of the terminal device 2, and the group identifier identifying the group to which the user belongs, The terminal transmission unit 24 transmits an instruction to the information processing apparatus 1 that performs processing including payment to a group account and settlement as the group, and the account by the user of another terminal apparatus 2 from the information processing apparatus 1 A program for causing the terminal reception unit 25 to function as the terminal reception unit 25 for receiving payment information related to the payment of money, and the terminal reception unit 22 receives a settlement instruction for settlement as the group, and the terminal transmission unit 24 performs the settlement instruction It may be transmitted to the information processing apparatus 1.

  Further, the terminal receiving unit 25 may receive the result of the process from the information processing device 1.

  Furthermore, the result of the process may include, for example, one or more types of information out of the burden information, the statistical information, the burden proposal information, or the recommendation information.

  FIG. 9 is an external view of a computer system 900 that implements the information processing apparatus 1 and the like by executing the program according to the present embodiment. The present embodiment can be realized by computer hardware and a computer program executed thereon. In FIG. 9, a computer system 900 includes a computer 901 including a disk drive 905, a keyboard 902, a mouse 903 and a display 904. Note that the entire system including the keyboard 902, the mouse 903 and the display 904 may be called a computer.

  FIG. 10 shows an example of an internal configuration of computer system 900. Referring to FIG. In FIG. 10, a computer 901 is connected to an MPU 911, a ROM 912 for storing a program such as a boot-up program in addition to a disk drive 905, and the MPU 911 to temporarily store instructions of an application program. It provides a connection to a network such as an external network or an internal network by connecting a RAM 913 providing a storage space, a storage 914 storing an application program, a system program and data, a MPU 911 and a ROM 912 etc. And a network card 916. The storage 914 is, for example, a hard disk, an SSD, a flash memory, or the like.

  The program that causes the computer system 900 to execute the functions of the information processing apparatus 1 may be stored in the disk 921 such as a DVD or a CD-ROM, for example, inserted into the disk drive 905, and transferred to the storage 914. Alternatively, the program may be transmitted to the computer 901 via the network and stored in the storage 914. The program is loaded into the RAM 913 upon execution. The program may be loaded directly from the disk 921 or from the network. Also, the program may be read into the computer system 900 via another removable recording medium (eg, a DVD, a memory card, etc.) instead of the disc 921.

  The program may not necessarily include an operating system (OS) that causes the function of the information processing apparatus 1 to be executed, a third party program, or the like in 901 indicating details of the computer. The program may include only portions of instructions that invoke appropriate functions or modules in a controlled manner to achieve a desired result. It is well known how computer system 900 operates, and detailed description is omitted.

  Note that although the computer system 900 described above is a server or a stationary PC, the terminal device 2 may be realized by a portable terminal such as a tablet terminal or a notebook PC such as a smartphone. In this case, for example, the keyboard 902 and the mouse 903 may be replaced with a touch panel, the disk drive 905 with a memory card slot, and the disk 921 with a memory card. However, the above is an example and the hardware configuration of a computer for realizing the information processing apparatus 1 does not matter.

  In the above program, in the transmission step of transmitting information, the reception step of receiving information, etc., processing performed by hardware, for example, processing performed by a modem or interface card in transmission step (line only with hardware Not included).

  Moreover, the computer that executes the program may be singular or plural. That is, centralized processing may be performed, or distributed processing may be performed.

  Further, in each of the above embodiments, it goes without saying that two or more communication means (terminal transmission unit 24, terminal reception unit 25 etc.) existing in one apparatus may be physically realized by one medium. .

  In each of the above embodiments, each process (each function) may be realized by centralized processing by a single device (system), or realized by distributed processing by a plurality of devices. It may be done.

  It goes without saying that the present invention is not limited to the above embodiments, and various modifications are possible, which are also included in the scope of the present invention.

  As described above, the information processing apparatus according to the present invention has the effect of being able to provide a mechanism for accumulating and utilizing burden information of each person who constitutes a group, and is useful as an information processing apparatus or the like.

REFERENCE SIGNS LIST 1 information processing apparatus 2 terminal device 11 storage unit 12 reception unit 13 processing unit 21 terminal storage unit 22 terminal reception unit 23 terminal processing unit 24 terminal transmission unit 25 terminal reception unit 26 terminal output unit 111 user information storage unit 112 group information storage unit 113 recommendation information storage unit 121 payment information receiving unit 122 processing object information receiving unit 123 group participation information receiving unit 131 storage unit 132 burden information processing unit 133 determination unit 134 participation processing unit 135 transition charge unit 136 transfer unit 1321 statistical processing means 1322 burden Proposal information configuration means 1323 recommendation information acquisition means 1324 Settlement processing means 1325 Difference calculation means 1326 Charge processing means 1327 Burden information acquisition means 1328 Transmission means

Claims (10)

A group information storage unit storing one or more group information having a group identifier for identifying a group, user identifiers of two or more users constituting the group, and burden information on burdens of the users;
A payment information receiving unit that receives payment information having a group identifier and burden information of each person;
A storage unit that stores the burden information of each person included in the payment information received by the payment information receiving unit in association with the group identifier received by the payment information receiving unit;
An information processing apparatus comprising: a burden information processing unit that performs processing using burden information of two or more users included in the group information stored in the group information storage unit. The burden information processing unit
The burden information acquisition means for acquiring the burden information of each of two or more users possessed by the group information stored in the group information storage unit, or the burden information of each of the two or more users is statistically processed and the result of the statistical processing Statistical processing means for acquiring certain statistical information;
Transmitting means for transmitting the burden information acquired by the burden information acquiring means or the statistical information acquired by the statistical processing means to two or more users constituting a group identified by the group identifier of the group information; The information processing apparatus according to claim 1, comprising. The burden information processing unit
Burden proposal information which constitutes burden proposal information which is information about the burden on each user in the payment in the next group using the burden information of two or more users each having the group information stored in the group information storage unit Configuration means,
The information processing apparatus according to claim 1, further comprising: transmission means for transmitting the load proposal information. The system further comprises a recommendation information storage unit that stores condition information on conditions using burden information and recommendation information to be transmitted to the user in association with each other,
The burden information processing unit
Recommendation information acquisition means for acquiring, from the recommendation information storage unit, recommendation information that is paired with condition information satisfied by burden information of two or more users included in the group information storage unit;
The information processing apparatus according to claim 1, further comprising: transmission means for transmitting the recommendation information acquired by the recommendation information acquisition means. The burden information processing unit
The payment information processing apparatus according to any one of claims 1 to 4, further comprising a payment processing unit that performs payment processing, which is processing for payment for each person, using the burden information of each person included in the payment information received by the payment information receiving unit. The information processing apparatus according to one item. The group information of the group information storage unit is
Has charge amount information indicating the amount charged
The settlement processing means
The payment information processing method as claimed in claim 5, wherein the payment information receiving unit carries out payment processing, which is processing for reducing the charge amount information, using the burden information of each person included in the payment information received by the payment information receiving unit. Information processing equipment. A user information storage unit in which one or more pieces of user information having a user identifier and user charge amount information charged by each user are stored;
The settlement processing means
It is a process to reduce the user charge amount information of each person using the burden information of each person possessed by the payment information received by the payment information receiving unit, and a settlement process is performed for a settlement process for each person An information processing apparatus according to claim 6. The group information of the group information storage unit is
A group identifier, user identifiers of two or more users constituting the group, burden information on burdens of the users, and user charge amount information charged by each user,
The settlement processing means
It is a process to reduce the user charge amount information of each person using the burden information of each person possessed by the payment information received by the payment information receiving unit, and a settlement process is performed for a settlement process for each person An information processing apparatus according to claim 6. A processing target information receiving unit that receives a user identifier and processing target information that is processing target information from the terminal device;
A determination unit that determines whether the process target information is information to be transferred;
A transfer unit that transfers the process target information to one or more terminal devices corresponding to one or more user identifiers paired with the user identifier, with the process target information determined by the determination unit to be transfer target information; The information processing apparatus according to any one of claims 1 to 8, further comprising: The group information includes a group account identifier identifying a group account.
The payment information received by the payment information receiving unit has a group identifier, total payment information indicating the total payment amount, and burden information of each person,
The burden information processing unit
A difference calculating unit that calculates a difference between a total amount that is a sum of amounts corresponding to burden information of each person included in the payment information received by the payment information receiving unit and a total payment amount indicated by the total payment amount information;
Charge processing means for performing charge processing, which is processing for charging the amount of the difference to the group account identified by the group account identifier paired with the group identifier, when the difference is greater than 0. The information processing apparatus according to any one of claims 1 to 9.

Images