JP2010165366A - Transaction management device and transaction management system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To prevent sales of cigarette and alcohol and delivery as a gift to minors. <P>SOLUTION: The number of game media obtained by a user is memorized in a game medium number management section 33, and when the game media and a gift are exchanged by reading out gift information with a barcode reader 25, it is determined whether or not the gift is cigarette by a gift processing section 32. Then, after confirming by an adult discrimination section 12 that the user is an adult when determining that the gift is cigarette, next gift information can be input. Further, ID of a card used for adult confirmation is memorized in a memory section 31 by correlating with the details of transaction, and is transmitted to a management center 3 via a management terminal 10. <P>COPYRIGHT: (C)2010,JPO&INPIT

Description

  The present invention relates to a transaction management apparatus and transaction management system for managing transactions for exchanging money or a predetermined medium and goods, and more particularly to a transaction management apparatus and transaction management system capable of preventing inappropriate transactions with minors. It is.

  In recent years, a point-of-sale (POS) system has been used for management when exchanging amusement media (for example, pachinko balls) and premiums at amusement facilities or selling merchandise at retail stores. The POS system has an input means such as a barcode reader, and can easily input information related to the article by reading a barcode attached to a prize or a product.

  For example, Patent Document 1 discloses a prize exchange management device that can always finish an appropriate prize exchange process in response to a case where there are a plurality of exchange rates for amusement media and prizes.

  Further, Patent Document 2 provides product sales registration data with improved operability by providing a display unit on the barcode reader 11 and displaying the product information on the barcode reader side when the barcode is read from the product. A processing apparatus is disclosed.

JP 2002-224418 A JP-A-11-185158

  By using the POS system as in the above-described prior art, the management of prizes and products can be processed easily and in detail.

  By the way, there are things that cannot be handed over (exchanged / sold) to minors, such as prizes at amusement facilities and merchandise at retail stores, such as cigarettes and alcoholic beverages. However, with conventional technology, even tobacco and liquor are processed in the same way as other prizes (products), so it is possible for a clerk at an amusement facility or retail store to deliver tobacco or liquor based on the appearance of the user Was judging.

  And, if there is a high possibility that the user is a minor, it is common practice to instruct the store clerk to confirm that he is an adult by presenting his driver's license etc. Misunderstandings have caused the sale and exchange of cigarettes to minors.

  In recent years, it has been considered to issue a card to identify adults and require it to be purchased or exchanged for cigarettes, but a minor clerk knows that a user is a minor, or There is also concern about selling or exchanging cards without asking for a card.

  In other words, conventional transaction management devices such as POS systems and transaction management systems have a problem in that inappropriate transactions with minors cannot be prevented. In addition to managing the number of items traded, there is a problem. Realization of a transaction management apparatus and transaction management system capable of preventing appropriate transactions has been an important issue.

  The present invention has been made to solve the above-described problems caused by the prior art and to solve the problems, and provides a transaction management apparatus and transaction management system capable of preventing inappropriate transactions with minors. For the purpose.

  In order to solve the above-described problems and achieve the object, the transaction management apparatus according to the invention of claim 1 is a transaction management apparatus that performs a sales transaction of an article according to a monetary value. An article information acquisition unit for acquiring an adult, an adult identification determination unit for determining whether or not adult identification is necessary for an article acquired by the article information acquisition unit, an adult confirmation means for confirming that a customer is an adult, an article, And a settlement processing unit that performs a settlement process with a monetary value.

  Further, the transaction management device according to the invention of claim 2 further comprises a notifying means for notifying the outside when the adult identification determination unit determines that adult identification is necessary in the invention of claim 1. It is characterized by.

  Further, in the transaction management device according to the invention of claim 3, in the invention of claim 1 or 2, when the adult confirmation means reads an article requiring adult identification in the adult identification determination unit, It is characterized by confirming that it is an adult.

  Further, in the transaction management device according to the invention of claim 4, in the invention of claim 1 or 2, the adult confirmation means is that the article information acquisition unit acquires information about all of the articles, and the settlement processing unit performs settlement processing. The case is characterized by confirming that the customer is an adult.

  According to a fifth aspect of the present invention, there is provided a transaction management system for performing an article sales transaction according to a monetary value, an article information acquisition unit for acquiring information on an article that a customer desires to purchase, and an article information An adult identification determination unit that determines whether or not adult identification is necessary for an article acquired by the acquisition unit, an adult confirmation unit that confirms that the customer is an adult, and a settlement processing unit that performs a settlement process between the item and the monetary value It is characterized by having.

  According to the first aspect of the present invention, the transaction management device determines whether or not it is necessary to identify adults by acquiring information on the item that the customer desires to purchase, and the customer is an adult for items that require adult identification. Since payment processing is performed after confirming this, there is an effect that it is possible to obtain a transaction management apparatus capable of preventing inappropriate transactions with minors.

  In addition, according to the invention of claim 2, the transaction management device notifies the outside when the adult identification determination unit determines that adult identification is necessary, so that it can surely confirm an article requiring adult identification. There is an effect that it is possible to obtain a transaction management apparatus that can execute and prevent inappropriate transactions with minors.

  Further, according to the invention of claim 3, the transaction management apparatus confirms that the customer is an adult at any time when an article requiring adult identification is read by the adult identification determination unit. It is possible to obtain a transaction management device that can prevent inappropriate transactions.

  Further, according to the invention of claim 4, the transaction management device confirms that the customer is an adult when the article information acquisition unit acquires information about all of the articles and the settlement processing unit performs the settlement process. It is possible to obtain a transaction management device that can collectively check when an object requiring identification of an adult is included in a settlement target and prevent inappropriate transactions with minors.

  In addition, according to the invention of claim 5, the transaction management system determines whether or not it is necessary to identify adults by acquiring information on an article that the customer desires to purchase. Since the settlement process is performed after confirming that, it is possible to obtain a transaction management system capable of preventing inappropriate transactions with minors.

BRIEF DESCRIPTION OF THE DRAWINGS It is a schematic block diagram explaining the schematic structure of the transaction management apparatus for game facilities which is Example 1 of this invention. It is a flowchart explaining the processing operation of the conventional POS register for amusement facilities. 2 is a flowchart for explaining a processing operation of a POS register shown in FIG. 1. It is explanatory drawing explaining a specific example of transaction data. It is a schematic block diagram explaining the schematic structure of the transaction management apparatus for stores which is Example 2 of this invention. It is a flowchart explaining the processing operation of the conventional store POS register. It is a flowchart explaining the processing operation in the case of performing adult confirmation at the time of acquiring merchandise information. It is a flowchart explaining the processing operation in the case of performing adult confirmation before performing a subtotal process.

  Exemplary embodiments of a transaction management device and a transaction management system according to the present invention will be described below with reference to the accompanying drawings.

  FIG. 1 is a schematic configuration diagram illustrating a schematic configuration of a transaction management apparatus for amusement facilities (such as a pachinko store) that is Embodiment 1 of the present invention.

  As shown in the figure, a management terminal 10 is installed in the amusement facility 1, and this management terminal 10 is connected to the management center 3 via the network 2, and a plurality of POS registers in the amusement facility 1 are connected. ing. Each POS register is connected to an adult identification unit 12, and the POS register and the adult identification unit function as a transaction management device. Therefore, a transaction management system is constructed by the amusement facility 1, the network 2, and the management center 3.

  In FIG. 1, specific internal configurations of the POS register 11 and the adult identification unit 12 are illustrated, and the other POS registers and the adult identification unit are not illustrated. Further, the POS register and the management terminal 10 and the management terminal 10 and the management center 3 are connected by an arbitrary communication interface, and the description is omitted in FIG.

  The POS register 11 is in the amusement facility 1 and manages the exchange of a predetermined amusement medium such as a pachinko ball and a prize. That is, when a user acquires a game medium from a game device installed in the play facility 1, it can be exchanged for a prize corresponding to the number of the game media, and the exchange of the game medium and the prize is POS. It is managed by the register 11.

  Specifically, the POS register 11 includes a main control unit 21, a communication interface 22, a display unit 23, an operation unit 24, a barcode reader 25, and a printer 26 therein. The communication interface 22 realizes communication with the adult identification unit 12, and the display unit 23 is an output unit used for notification to an operator of the POS register 11 (amusement shop clerk) and a user.

  The operation unit 24 is a processing unit that receives an operation by an operator, and the barcode reader 25 is an information acquisition unit that reads a barcode attached to a prize. The printer 26 is output means for outputting the processing result of the POS register 11.

  The main control unit 21 is a control unit that controls the POS register 11 as a whole, and includes a storage unit 31, a prize processing unit 21, and a game medium number management unit 33 therein. The game media number management unit 33 is a processing unit that stores and manages the number of game media acquired by the user, and the prize processing unit 32 is based on the number of game media stored by the game media number management unit 33. And manage the exchange of prizes.

  When a cigarette that cannot be delivered to a minor is designated as a prize, the prize processing unit 32 requests the adult identification unit 12 to identify whether the user is an adult. Further, when the prize processing unit 32 determines that the prize is a cigarette, the operator (clerk) or the user is notified through the display unit 23 (or a voice output unit (not shown)) that the adult identification is necessary. Etc.) If it is confirmed that the user is an adult as a result of the adult identification, the exchange of the cigarette and the play medium is permitted.

  Further, the prize processing unit 32 causes the storage unit 31 to store transaction data in which the exchanged prize is associated with the user identification result. The management terminal 10 collects and collects transaction data from the POS register in the amusement facility 1 and transmits it to the management center 3.

  The adult identification unit 12 is a processing unit that identifies whether the user is an adult. In the first embodiment, it is assumed that an adult confirmation card issued to an adult user is submitted to the user, and it is determined whether or not the user is an adult by authenticating the adult confirmation card. is doing.

  Specifically, the adult identification unit 12 includes a communication interface 41, a control unit 42, a card reading unit 43, and a display unit 44 therein. The communication interface 41 realizes communication with the POS register 12. The card reading unit 43 is a card reader that reads an adult confirmation card, and the display unit 44 is an output unit used for notifying an operator or user of the POS register 11.

  The control unit 42 is a control unit that controls the adult identification unit 42 as a whole, authenticates information read by the card reading unit 43 from the adult confirmation card, and determines whether the card is a legitimate adult identification card. Then, the determination result is transmitted to the POS register 11 via the communication interface 41 and displayed on the display unit 44 as necessary.

  Next, the processing operation of the POS register 11 will be described. First, the processing operation of the conventional POS register without adult confirmation will be described with reference to the flowchart shown in FIG. As shown in the figure, first, the POS register reads count information, which is information obtained by counting the number of acquired game media acquired by the user (step S101), and displays the acquired number of game media on the display unit (step S101). Step S102).

  Here, the counting information is created using, for example, a dedicated game medium counting device, and the operator inputs the information obtained as a result. Further, the counting result may be output from the game medium counting device in the form of a receipt or a magnetic card and automatically read by the POS register.

  Next, the operator operates the barcode reader to read the barcode attached to the prize, thereby inputting the prize information (step S103). Since the number of play media to be paid is set for each prize, the number of input play media is subtracted from the number of acquired play media, and whether or not the remaining number of play media is “0”. Determination is made (step S104).

  If the number of remaining game media is not “0” (No in step S104), the POS register displays the number of remaining game media on the display unit (step S105), and then the end key included in the operation unit is pressed. It is determined whether or not (step S106).

  If the end key has not been pressed (No at Step S106), the POS register accepts input of the next premium information by the barcode reader (Step S103). On the other hand, when the end key is pressed (step S106, Yes), or when the number of remaining game media becomes “0” (step S104, Yes), the POS register ends the process and shifts to a standby state.

  That is, in the POS register of the amusement facility, when the information of one prize is input, the number of game media for the consideration is subtracted from the number of remaining game media, and the number of remaining game media becomes “0” or the end key is This process is repeated until the button is pressed.

  Next, the processing operation of the POS register 11 of the present invention for performing adult confirmation will be described with reference to the flowchart shown in FIG. As shown in the figure, first, the POS register 11 reads the count information (step S201), and displays the number of acquired game media on the display unit 23 (step S202). Next, the operator operates the barcode reader 25 to read the barcode attached to the prize, thereby inputting the prize information (step S203).

  Thereafter, the prize processing unit 32 determines whether or not the prize is tobacco based on the read prize information (step S204). As a result, if the prize is a cigarette (step S204, Yes), the operator and the user are informed that adult identification is necessary through the display unit 23, and adult identification by the adult identification unit 12 is performed (step S204). S205).

  As a result of the adult identification, when it is confirmed that the user is an adult (Step S206, Yes), or when the input prize is not a cigarette (Step S204, No), the prize processing unit 32 is input. The number of play media for the prize is subtracted from the number of acquired play media, and it is determined whether or not the remaining number of play media has become “0” (step S208).

  On the other hand, if it is not possible to confirm that the person is an adult as a result of the adult identification (step S206, No), the giveaway processing unit 32 executes a process for returning the input cigarette (step S207).

  If the number of remaining game media is not “0” (No in step S208), or after completion of the tobacco return process (step S207), the free gift processing unit 32 displays the number of remaining game media on the display unit 14. Then, it is determined whether or not the end key included in the operation unit 24 has been pressed (step S210).

  If the end key has not been pressed (No at Step S210), the free gift processing unit 32 accepts input of next free gift information from the barcode reader 25 (Step S203). On the other hand, when the end key is pressed (step S210, Yes), or when the number of remaining game media becomes “0” (step S208, Yes), the transaction processing unit 32 ends the process and shifts to a standby state. To do.

  In this way, when premium information is input, it is determined whether or not the premium is cigarette, and if it is a cigarette, the next premium information can be input after confirming that the user is an adult. By doing so, it is possible to prevent cigarettes from being handed over to minors even when dealing with transactions by subtraction as in the POS register of an amusement facility. Further, when the prize does not include tobacco, the adult confirmation is not required, so that the prize exchange can be executed without imposing unnecessary labor on the user.

  When the adult identifying unit 12 can confirm that the user is an adult, for example, a flag indicating that the adult has been confirmed is set in the giveaway processing unit 32, and the subsequent prize information is input. It is desirable not to check adults. With this configuration, once the cigarette is input and adult confirmation is performed, it is not necessary to repeat the adult confirmation process even if the subsequent prize includes tobacco.

  In addition, adult confirmation does not necessarily need to be performed after acquiring cigarette premium information, for example, before entering count information or reading the first premium information, set a flag indicating adult confirmation. You may comprise so that it can do. The flag indicating that the adult has been confirmed may be reset when the prize processing unit 32 finishes the process and shifts to the standby state.

  Next, transaction data stored in the storage unit 31 will be described. FIG. 4 is an explanatory diagram illustrating a specific example of transaction data. As shown in the figure, the transaction data 31a includes the ID of the adult confirmation card identified by the adult identification unit 12, the date and time when the prize was exchanged, the transaction place code identifying the amusement facility or the POS register, the exchanged brand and unit price. Is remembered. Therefore, by transmitting this transaction data 31a to the management center 3 via the management terminal, the management center 3 can obtain a transaction history for each user.

  By using this transaction data 31a, it is possible to confirm whether or not an exchange using an adult confirmation card has been made illegally. For example, as an unauthorized use method of an adult confirmation card, when an operator prepares a regular adult confirmation card in advance and a minor requests replacement with a cigarette, the adult confirmation card prepared in advance is used. The method of impersonating as if the user is an adult by inserting in 12 can be considered.

  However, as shown in FIG. 4, if the ID of the adult identification card is stored, it is possible to identify an adult identification card that may have been used illegally based on the frequency of use of the adult identification card, the number of prizes, brands, etc. Become. Furthermore, by setting an operation ID for the operator of the POS register 11 and storing this operation ID together, it is possible to further identify an operator who has executed or accepted an illegal transaction.

  As described above, the transaction management apparatus and transaction management system according to the first embodiment stores the number of game media acquired by the user in the game media number management unit 33 and reads premium information by the barcode reader 25. When the game medium and the prize are exchanged, it is determined whether or not the prize is a cigarette. If the prize is a cigarette, the adult identification unit 12 confirms that the user is an adult and then the next prize information. Since it is possible to input, it is possible to prevent inappropriate transactions with minors even when dealing with subtraction transactions.

  In addition, since the ID of the adult confirmation card read at the time of the adult confirmation and the information related to the exchanged gift are stored in association with each other and transmitted to the management center 3, it is confirmed whether or not the exchange using the adult confirmation card has been performed illegally. can do.

  In the first embodiment, cigarettes that are often used as prizes in amusement facilities have been described as an example. However, for example, alcoholic beverages and the like can be used to conduct inappropriate transactions with minors by the same configuration and processing. It can be prevented.

  Further, in this embodiment, the case where adult identification is performed using an adult confirmation card has been described as an example. For example, the age of the user is calculated from a recording medium on which the date of birth is described, and the user is an adult. It may be configured to determine whether or not.

  FIG. 5 is a schematic configuration diagram illustrating a schematic configuration of a transaction management apparatus and transaction management system for a retail store that is Embodiment 2 of the present invention. In a sales transaction at a retail store, when a user purchases a plurality of products collectively, information on all the products is acquired in advance, and the payment is made by summing up the prices.

  Therefore, unlike the POS register 11 shown in the first embodiment, the POS register 51 installed in the store 4 includes a storage unit 62, a product processing unit 63, a subtotal processing unit 64, and a settlement processing unit inside the main control unit 61. 65. Since other configurations and operations are the same as those of the transaction management apparatus shown in the first embodiment, the same components are denoted by the same reference numerals and description thereof is omitted.

  The processing operation of the POS register 51 will be described with reference to the flowcharts shown in FIGS. FIG. 6 is a flowchart for explaining the processing operation of the conventional store POS register without adult confirmation.

  As shown in the figure, first, an operator (clerk) operates a bar code reader, and a user (customer) inputs information on a product desired to be purchased (step S301). Thereafter, it is determined whether or not a subtotal key included in the operation unit has been pressed (step S302).

  If the subtotal key has not been pressed (No at Step S302), the product processing unit 63 accepts the input of the next product information from the barcode reader (Step S301). On the other hand, when the subtotal key is pressed (step S302, Yes), the subtotal processing unit executes a subtotal process for calculating the total price of the input product (step S303).

  Thereafter, the input of the amount (custody amount) given to the operator by the user is received and displayed on the display unit (step S304). And it waits for pressing of the cash key contained in the operation part (step S305), and when a cash key is pressed (step S305, Yes), a payment process part calculates a change and displays it on a display part (step) (step S305). S306), the process is terminated.

  When subtracting payment after acquiring a plurality of product information in this way, the timing for executing adult confirmation includes the time when the product information is acquired and before the subtotal processing. FIG. 7 is a flowchart for explaining the processing operation when adult confirmation is executed when product information is acquired.

  As shown in the figure, first, the operator (clerk) operates the barcode reader 25, and the user (customer) inputs information on the product desired to be purchased (step S401). Thereafter, based on the input product information, it is determined whether the product is a cigarette or alcoholic beverage (step S402).

  As a result, if the product is a cigarette or alcoholic beverage (step S402, Yes), it is necessary to identify an adult to a store clerk or a user through the display unit 23 (or by voice notification through a voice output unit not shown). At the same time, adult identification by the adult identification unit 12 is performed (step S403). And as a result of adult identification, when it cannot be confirmed that it is an adult (Step S404, No), merchandise processing part 63 performs return processing of the inputted goods (Step S405).

  When the product return process (step S405) is completed, when it is confirmed that the user is an adult (step S404, Yes), or when the input product is neither a cigarette nor an alcoholic beverage (step S402, No) The merchandise processing unit 63 determines whether or not the subtotal key is pressed (step S406).

  If the subtotal key has not been pressed (No at Step S406), the product processing unit 63 accepts the input of the next product information from the barcode reader 25 (Step S401). On the other hand, when the subtotal key is pressed (step S406, Yes), the subtotal processing by the subtotal processing unit 64 is executed (step S407).

  Thereafter, the input of the amount (custody amount) given to the operator by the user is received and displayed on the display unit 23 (step S408), and the pressing of the cash key is waited (step S409). Then, when the cash key is pressed (step S409, Yes), the settlement processing unit 65 calculates the change and displays it on the display unit 23 (step S410), and the process ends.

  In this way, when product information is input, it is determined whether the product is tobacco or liquor, and if it is tobacco or liquor, the next product is confirmed after confirming that the user is an adult. By making it possible to input information, it is possible to prevent the sale of tobacco and alcoholic beverages to minors. In addition, when the product does not contain tobacco or alcoholic beverages, the adult confirmation is not required, so that the product can be sold without imposing unnecessary labor on the user.

  Next, the case where the adult confirmation is performed before the subtotal processing will be described with reference to the flowchart shown in FIG.

  In the figure, first, an operator (store clerk) operates the barcode reader 25, and a user (customer) inputs information on a product desired to be purchased (step S501). Thereafter, the merchandise processing unit 63 determines whether or not the subtotal key has been pressed (step S502).

  If the subtotal key is not pressed (No at Step S502), the product processing unit 63 accepts the input of the next product information from the barcode reader 25 (Step S501). On the other hand, when the subtotal key is pressed (step S502, Yes), the merchandise processing unit 63 determines whether the input merchandise includes tobacco or liquor (step S503).

  As a result, if the product contains tobacco or liquor (step S503, Yes), it is necessary to identify the adult to the store clerk or the user through the display unit 23 (or by voice notification through a voice output unit not shown). While telling that there is, adult identification by the adult identification unit 12 is executed (step S504). And as a result of adult identification, when it cannot be confirmed that it is an adult (step S505, No), the goods process part 63 performs the return process of the input goods (step S506).

  When the product return process (step S506) is completed, when it is confirmed that the user is an adult (step S505, Yes), or when the input product contains neither tobacco nor alcohol (step S503) , No), the subtotal processing by the subtotal processing unit 64 is executed (step S507).

  Thereafter, the input of the amount (custody amount) given to the operator by the user is received and displayed on the display unit 23 (step S508), and the pressing of the cash key is waited (step S509). When the cash key is pressed (step S509, Yes), the settlement processing unit 65 calculates the change and displays it on the display unit 23 (step S510), and the process is terminated.

  In this way, when settlement is made by subtracting the price for multiple products, it is determined whether cigarettes and alcoholic beverages are included before the subtotal processing. By making it possible to execute subtotal processing after confirming that, it is possible to prevent the sale of tobacco and alcoholic beverages to minors. In addition, when the product does not contain tobacco or liquor, the adult confirmation is not required, so that the product can be sold without imposing unnecessary labor on the user.

  As described above, the transaction management apparatus and the transaction management system according to the second embodiment determine whether or not the product is tobacco or alcohol when the product information is read by the barcode reader 25 and sales management is performed. However, in the case of cigarettes and alcoholic beverages, the adult product identification unit 12 confirms that the user is an adult, so that the next product information can be input or subtotaled, making it inappropriate for minors. Can prevent the sale of commodities.

  It should be noted that Example 1 can be used to confirm whether or not an illegal exchange has been performed, and that any method can be used, such as using a recording medium on which the date of birth is described for adult confirmation. Needless to say, it is the same.

  As described above, the transaction management device and the transaction management system according to the present invention are useful for managing transactions in exchange for money or a predetermined medium and goods, and are particularly suitable for preventing inappropriate transactions with minors. ing.

DESCRIPTION OF SYMBOLS 1 Amusement facility 2 Network 3 Management center 4 Store 10 Management terminal 11, 51 POS register 12 Adult identification part 21, 61 Main control part 22, 41 Communication interface 23 Display part 24 Operation part 25 Bar code reader 26 Printer 31, 62 Storage part 31a transaction data 32 free gift processing unit 33 game media number management unit 42 control unit 43 card reading unit 44 display unit 63 product processing unit 64 subtotal processing unit 65 payment processing unit

Claims (5)

In a transaction management device that sells goods according to monetary value,
An article information acquisition unit that acquires information on the article that the customer desires to purchase;
An adult identification determination unit that determines whether or not adult identification is required for the article acquired by the article information acquisition unit;
An adult verification means for verifying that the customer is an adult;
A transaction management apparatus comprising: a settlement processing unit that performs a settlement process between the article and the monetary value.   The transaction management apparatus according to claim 1, further comprising a notification unit configured to notify the outside when the adult identification determination unit determines that adult identification is necessary.   The said adult confirmation means confirms that the said customer is an adult, when the articles | goods for which the adult identification determination part required adult identification were read. Transaction management device.   The adult confirmation means is configured to confirm that the customer is an adult when the article information acquisition unit acquires information about all of the articles and the settlement processing unit performs the settlement process. Item 3. The transaction management device according to item 1 or 2. In a transaction management system that sells goods according to monetary value,
An article information acquisition unit that acquires information on the article that the customer desires to purchase;
An adult identification determination unit that determines whether or not adult identification is required for the article acquired by the article information acquisition unit;
An adult verification means for verifying that the customer is an adult;
A transaction management system comprising: a settlement processing unit that performs a settlement process between the article and the monetary value.

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