JP2007133465A - Settlement support system and method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a payment support system and method capable of minimizing information to be input and operations to be performed when performing electronic payment.
When a selection merchandise screen is displayed by accessing an electronic shopping site from a PC terminal (a), when a carrier settlement button is selected, selected merchandise information is transmitted to a server device. In the server device, when the selected product information is received, the selected product information and the URL of the settlement screen are two-dimensionally encoded and transmitted, and the received two-dimensional code is displayed on the PC terminal (b). When the displayed two-dimensional code is photographed by the mobile terminal, the mobile terminal recognizes the URL and the selected product information recorded in the two-dimensional code, accesses the server device specified by the URL, and transmits the selected product information. To do. The server device generates a payment screen including the received selected product information and transmits it to the mobile terminal, and the mobile terminal displays the received payment screen (c).
[Selection] Figure 3

Description

  The present invention relates to a technology for supporting payment settlement by linking a PC terminal and a mobile terminal when purchasing a product on a network.

  In recent years, with the development and spread of computer network technology, product purchase procedures have been carried out via the Internet. However, when a product purchase procedure is performed via the Internet, it is necessary to input a credit card number from a PC terminal such as a personal computer (hereinafter referred to as a PC), which is difficult for a user who is likely to leak the credit card number. It was a thing.

In order to solve such a problem, a technique has been proposed in which a mobile phone number is input and a price is paid together with a call charge when a payment is made by accessing a website from a PC terminal (see Patent Document 1). ).
JP 2005-209083 A

  However, the method of Patent Document 1 has a problem that it is troublesome because the mobile phone number must be input every time. Moreover, it is necessary to input the ID and password received by the mobile phone from the PC terminal, and there is a problem that the operation is troublesome. Furthermore, there is a problem that when a content for use with a mobile phone is purchased, the URL must be transferred to the mobile phone.

  Accordingly, an object of the present invention is to provide a payment support system and method capable of minimizing information to be input and operations to be performed when performing electronic payment.

  In order to solve the above-described problems, the present invention is a system for supporting payment for purchase of goods or provision of services at an electronic shopping site, and accesses and purchases a server device that established the electronic shopping site. A PC terminal for selecting a product and displaying the two-dimensional code transmitted from the server device, and the address information recorded in the two-dimensional code by photographing the two-dimensional code displayed on the PC terminal And the selected product information, the server device is accessed using the acquired address information, and the mobile terminal that transmits the selected product information and the address for accessing itself according to the product selection by the PC terminal , And a function of two-dimensionally coding selected product information and presenting it to the PC terminal, and from the portable terminal Create a settlement screen on the basis of the signal the selected product information, it provides settlement support system having a server device to be presented to the mobile terminal.

  According to the present invention, the selected merchandise information is two-dimensionally encoded and presented to the PC terminal, and the settlement screen is presented to the mobile phone based on the received selected merchandise information. There is an effect that it is possible to perform the settlement procedure while minimizing the operations that must be performed.

(First embodiment)
Hereinafter, preferred embodiments of the present invention will be described in detail. FIG. 1 is a configuration diagram of a settlement support system according to the present invention. In FIG. 1, 10 is a PC terminal, 20 is a portable terminal, 30 is a server device, 40 is a database, and 50 is a network. The PC terminal 10 is a general-purpose personal computer provided with an Internet connection function, and has a larger screen and better operability than the mobile terminal 20, so that it is convenient for the user when searching for products. Is expensive. The portable terminal 20 is a portable terminal device having an Internet connection function and a camera, and is realized by a camera-equipped mobile phone having an Internet connection function. Further, the mobile terminal 20 corresponds to a so-called carrier payment service in which a mobile phone company can make a payment for a product price together with a call charge. The server device 30 is a server computer that plays a central role in the settlement support system according to the present invention, and has a function as a shopping site for providing a product purchase service to a customer, and the designated purchase procedure content is two-dimensional code. And a function for presenting a purchase procedure screen based on the received purchase procedure content. The database 40 is a database that stores data necessary for the server device 30 to perform processing, and is managed by the server device 30. The network 50 is a computer network such as the Internet. Although not shown in the figure, a payment system connected to the network 50 is under the control of a mobile phone business company (so-called carrier) and is used to pay for the purchased product price together with the mobile phone usage fee. Has been.

  Next, the processing operation of the apparatus shown in FIG. 1 will be described using the flowchart of FIG. When using this system, the user needs to register the user in the database 40 in advance. First, the user accesses the server device 30 that opened the shopping site from the PC terminal 10 and logs in. In order to log in, it is necessary to input a user ID and a password. After logging in, select the product you want to purchase from the products sold. This is performed without any change from the selection of products on a conventional shopping site. When the user instructs that the product selection has been completed from the PC terminal 10, the server device 30 generates a selected product confirmation screen including the selected product information and transmits it to the PC terminal 10. Then, the selected product confirmation screen as shown in FIG. 3A is displayed on the PC terminal 10. As shown in FIG. 3A, a list of selected products is displayed on the selected product confirmation screen, and a credit settlement button and a carrier settlement button are provided. A feature of the selected product confirmation screen of this system is that carrier payment can be selected. When the user selects the carrier payment button, the carrier payment is entered. When the credit settlement button is selected, the product ID, the number, and the user ID are transmitted to the PC settlement system as in the case of the conventional settlement, and settlement is performed.

  When the user selects the carrier settlement button, the PC terminal 10 transmits a carrier settlement request to the server device 30 together with the selected product ID, number, and user ID. When the server device 30 receives the product ID, number, user ID, and carrier payment request from the PC terminal 10 (S1), in addition to the received product ID, number, user ID, the two-dimensional code including the URL of the payment screen Is generated (S2). The product ID and the number of each product selected by the user may be referred to as cart information because it gives an image of the state in which the product is put in the shopping cart. In this specification, the cart information including the product ID and the number of products for each product is referred to as selected product information in the sense of information about the product selected by the user.

  Here, FIG. 4A shows the product ID, the number, and the user ID transmitted from the PC terminal 10, and FIG. 4B shows an example of code embedding information that is information for recording in the two-dimensional code. In FIG. 4B, the part up to “http://www.testshop.jp/keitaikessai.do” indicates the URL of the payment screen for the shopping site on the server device 30. The part of “uid = abc & itemid = item1 & count = 2” is a query variable, and each item of the transmission information shown in FIG. 4A is connected by “&”. It is assumed that the query variable is actually encrypted. Conversion of the code embedding information into a two-dimensional code can be performed by a known method. As the two-dimensional code, for example, the most popular QR code (registered trademark) can be used. The server device 30 transmits the generated two-dimensional code to the PC terminal 10 that has requested the carrier settlement.

  The PC terminal 10 displays the received two-dimensional code on the screen. A two-dimensional code display screen at this time is shown in FIG. When the user takes a picture of the two-dimensional code with the portable terminal 20, the portable terminal 20 recognizes that the acquired image is a two-dimensional code, and as shown in FIG. 4B from the recognized two-dimensional code. Extract code embedding information. Then, the server device 30 specified by the URL included in the code embedding information is accessed using the Internet connection function of the portable terminal 20. The processing from the photographing of the two-dimensional code to the access to the server device 30 can be realized by using the functions of a commercially available mobile phone.

  When the server device 30 receives an access from the mobile terminal 20 (S3), the server device 30 checks the elapsed time after transmission of the corresponding two-dimensional code, and determines whether or not the set time is exceeded (S4). If the set time is not exceeded, it is determined whether or not the access is the first time (S5). If it is determined in S4 that the set time has been exceeded, or if it is determined in S5 that it is not the first access, the access is permitted (S6).

  If it is determined in S5 that it is the first access, access is permitted and the received product ID, number, and user ID are acquired (S7). Then, a payment screen displaying the acquired product ID, number, and user ID is generated and transmitted to the mobile terminal 20 that has been accessed (S8). The mobile terminal 20 displays the received payment screen. The state of the settlement screen at this time is shown in FIG. As shown in FIG. 3C, the settlement screen displays a list of selected products similar to the selected product confirmation screen and is provided with a purchase button. In this state, when the purchase button is selected in the mobile terminal 20, the mobile terminal 20 is connected to a payment system (not shown) on the network 50, and shifts to carrier payment similar to the conventional one.

(Second Embodiment)
Next, a second embodiment will be described using the flowchart of FIG. The system configuration in the second embodiment is the same as that of the first embodiment shown in FIG. However, it is necessary to register the manufacturing number of the portable terminal 20 in advance in the database 40 in association with the user ID. In addition, it is necessary that the portable terminal 20 has a function for recording a serial number in its own storage area, extracting the serial number, and transmitting it. This serial number is a number unique to each individual. The processing in the second embodiment is the same as that in the first embodiment until the selected product confirmation screen as shown in FIG. 3A is displayed and the carrier settlement button is selected.

  When the user selects the carrier settlement button, the PC terminal 10 transmits a carrier settlement request to the server device 30 together with the selected product ID, number (selected product information), and user ID. When the server device 30 receives the product ID, the number, the user ID, and the carrier settlement request from the PC terminal 10 (S11), the server device 30 refers to the database 40 with the received user ID, and the manufacturing number corresponding to the received user ID is the database 40. (S12). If the manufacturing number corresponding to the received user ID is not registered in the database 40, the PC terminal 10 that has been accessed is requested to register the manufacturing number (S13). If the manufacturing number corresponding to the received user ID is registered in the database 40, the received product ID, number, and user ID are registered in the database 40 in association with the manufacturing number (S14).

  Subsequently, the server device 30 generates a two-dimensional code including the URL of the settlement screen (S15). Here, FIG. 4C shows an example of code embedding information that is information to be recorded in the two-dimensional code. The product ID, the number, and the user ID transmitted from the PC terminal 10 are the same as those in the first embodiment and are as shown in FIG. As shown in FIG. 4C, in the second embodiment, the code embedding information is the URL of the payment screen of the shopping site on the server device 30 itself. The server device 30 transmits the generated two-dimensional code to the PC terminal 10 that has requested the carrier settlement.

  The PC terminal 10 displays the received two-dimensional code as shown in FIG. 3B, as in the first embodiment. When the user takes a picture of the two-dimensional code with the portable terminal 20, the portable terminal 20 recognizes that the acquired image is a two-dimensional code, and as shown in FIG. 4C from the recognized two-dimensional code. Extract code embedding information. Then, the mobile terminal 20 extracts its serial number from the built-in storage area, and uses the Internet connection function of the mobile terminal 20 to access the server device 30 specified by the URL that is the extracted code embedding information. And send the serial number.

  The server device 30 receives the access from the portable terminal 20 and requests a serial number (S16). And when a manufacturing number is acquired, it is confirmed whether the manufacturing number is registered into the database 40 (S17). If the acquired production number is not registered in the database 40, the access is permitted (S18).

  If it can be confirmed that the manufacturing number acquired in S17 is registered in the database 40, access is permitted, and the product ID, the number, and the user ID corresponding to the received manufacturing number are acquired from the database 40 (S19). . Then, a payment screen displaying the acquired product ID, number, and user ID is generated and transmitted to the accessed mobile terminal 20 (S19). As in the first embodiment, the mobile terminal 20 displays the received payment screen as shown in FIG.

  As described above, in both the first and second embodiments, when the user selects the carrier settlement button on the selected product confirmation screen as shown in FIG. 3A, as shown in FIG. Since the two-dimensional code is displayed on the camera, the screen for settlement as shown in FIG. 3C can be displayed on the camera-equipped mobile phone by photographing the two-dimensional code with the camera-equipped cellular phone. In other words, after the product is selected, the payment screen can be transferred to the camera-equipped mobile phone by only two operations: selecting the carrier settlement button on the PC terminal and photographing on the camera-equipped cellular phone. It becomes possible. In particular, when content for use with a mobile terminal (mobile phone) is purchased, it is possible to receive the content directly on the mobile terminal after settlement.

It is a block diagram of the payment assistance system which concerns on this invention. It is a flowchart which shows the outline | summary of the payment assistance method which concerns on the 1st Embodiment of this invention. It is a figure which shows the screen displayed on PC terminal 10 and the portable terminal 20. FIG. It is a figure which shows the information recorded on transmission information and a two-dimensional code. It is a flowchart which shows the outline | summary of the payment assistance method which concerns on the 2nd Embodiment of this invention.

Explanation of symbols

DESCRIPTION OF SYMBOLS 10 ... PC (personal computer) terminal 20 ... Portable terminal 30 ... Server apparatus 40 ... Database 50 ... Network

Claims (4)

A system for supporting payment for purchase of goods or provision of services on an electronic shopping site,
A PC terminal that accesses the server device that opened the electronic shopping site, selects a product to be purchased, and displays a two-dimensional code transmitted from the server device;
Taking a picture of the two-dimensional code displayed on the PC terminal, obtaining address information and selected product information recorded in the two-dimensional code, accessing the server device using the obtained address information, A mobile device that sends selected product information,
In accordance with the product selection by the PC terminal, an address for accessing itself, a function of two-dimensionally encoding selected product information and presenting it to the PC terminal, and a payment screen based on the selected product information received from the mobile terminal A server device for creating and presenting the portable terminal to the mobile terminal;
A payment support system comprising: A system for supporting payment for purchase of goods or provision of services on an electronic shopping site,
A database in which the user ID and the serial number of the mobile terminal are registered;
After accessing the server device that established the electronic shopping site and selecting a product to purchase, the selected product information and user ID are transmitted to the server device and the two-dimensional code transmitted from the server device is displayed. A PC terminal,
The two-dimensional code displayed on the PC terminal is photographed, the address information recorded in the two-dimensional code is acquired, the server device is accessed using the acquired address information, and the serial number of itself A mobile device that sends
A function of associating the user ID received from the PC terminal with the selected product information and registering it in the database, a function of two-dimensionally encoding an address for accessing itself, and presenting it to the PC terminal; After performing authentication using the received manufacturing number, based on the selected product information corresponding to the manufacturing number, create a payment screen and present it on the mobile terminal,
A payment support system comprising: A method of using a PC terminal and a mobile terminal to support payment for purchase of goods or provision of services on an electronic shopping site,
A server device that establishes an electronic shopping site, two-dimensionally encodes the selected product information transmitted from the PC terminal and the address for accessing the server, and presents the address to the PC terminal;
The portable terminal acquires the selected product information and address from the two-dimensional code presented to the PC terminal, and transmits the acquired selected product information to the server device specified by the address;
The server device creates a payment screen based on the selected product information received from the mobile terminal and presents the screen to the mobile terminal;
A settlement support method characterized by comprising: A method of using a PC terminal and a mobile terminal to support payment for purchase of goods or provision of services on an electronic shopping site,
The server device that establishes the electronic shopping site associates the user ID received from the PC terminal with the selected product information, and registers it in the database in which the manufacturing number of the mobile terminal is registered in advance,
Two-dimensionally encoding an address for accessing itself and presenting it to the PC terminal;
A portable terminal obtains an address from the two-dimensional code presented to the PC terminal, uses the obtained address information to access the server device, and transmits its own manufacturing number;
The server device performs authentication using the manufacturing number received from the mobile terminal, and then creates a payment screen based on the selected product information corresponding to the manufacturing number and presents it to the mobile terminal; ,
A settlement support method characterized by comprising:

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