JP2004178089A - Computer system for cash planning and commodity selection in construction of building, and method for performing cash planning and commodity selection in construction of building using the computer system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a system which ensures efficient cash planning and commodity selection in the construction of buildings. <P>SOLUTION: The computer system S comprises a cost information storing part 1 which has stored therein cost information on a construction cost of a building, a commodity information storing part 2 which has stored therein commodity information on the building, a condition inputting means for a customer to input conditions on the building and the construction cost, a price information preparing means which prepares price information on the building based on the input conditions and the cost information stored in the cost information storing part 1, a matching means which searches commodity information which matches with the input conditions and the prepared price information from the commodity information stored in the commodity information storing part 2 and outputs the searched commodity information, and a design information preparing means which prepares and outputs design information on the building based on the input conditions and the prepared price information. <P>COPYRIGHT: (C)2004,JPO

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to systems and methods for fund planning and product selection in building construction.
[0002]
[Prior art]
When planning a new home, first of all, financial planning and building selection are important. In a financial plan, many will take out a mortgage in addition to their own funds. However, if a building is not decided, a loan cannot be arranged, and conversely, if a fund plan is not made, a building cannot be decided. In particular, when borrowing from a bank, there are various individual restrictions, and it is not possible for individuals to grasp and judge. Under such circumstances, conventionally, means such as consultation at a bank counter, consultation with a specialist at a housing center, consultation with a sales person of each housing company, and the like have been taken.
[0003]
[Problems to be solved by the invention]
However, in the above-mentioned conventional means, first, there is a problem that a customer in charge of a loan at a bank does not know the cost of housing and cannot provide a concrete consultation for a customer. In addition, it is time-consuming to receive appropriate advice because there is concern about accurately communicating the budget and the like to the salesperson of the housing company. In addition, the meeting proceeds without knowing the amount of money of the building, and as a result, the budget is often exceeded. In the meantime, there are some inconveniences such as receiving salesman visits several times and going to the exhibition hall by themselves. Furthermore, when comparing several housing companies, it is necessary to convey their wishes and conditions to multiple companies, which results in frequent visits by salespeople and doubling the burden. Under these circumstances, there are many cases in which the housing company to be contracted is determined based on the quality of the response of the salesperson and the preference of the exhibition hall, not the comparison of the housing itself which is originally required.
[0004]
On the other hand, bank staff can explain borrowing conditions and other matters even if they receive consultations on housing construction from customers, but there are no detailed materials from each manufacturer on the underlying building, and the price and structure are not Because they don't know, they can't give proper advice to customers, and eventually end up with a housing company. As a result, banks have to rely on projects brought in by housing companies. In addition, in many cases, the person in charge is not familiar with the loan business, and often puts labor and effort on the housing company and the customer regarding the documents to be submitted.
[0005]
In addition, many housing companies do not provide accurate funds and wishes to home salespeople, so salespeople spend time understanding and trusting prospects. . For this reason, salesmen are forced to perform various business activities such as visiting homes and sending direct mails. In addition, salespeople must go to bank consultation counters on behalf of customers and prepare documents related to borrowing. Because it is not possible, it is difficult to carry out efficient work. On the other hand, on the company side, only reports from salespeople are the source of information, making it difficult to accurately grasp individual projects.
[0006]
Since the prior art document search was not conducted, there is no prior art document information to be described.
[0007]
An object of the present invention is to solve the above-mentioned problem, and an object of the present invention is to provide a system capable of efficiently performing a fund planning and a product selection in building construction.
[0008]
[Means for Solving the Problems]
The computer system of the present invention is a computer system for fund planning and product selection in building construction, in which a cost information storage unit storing cost information related to building construction costs and a product information of the building are stored. A merchandise information storage unit, condition input means for allowing a customer to input conditions relating to the building and construction funds, and a building information based on the input conditions and the cost information stored in the cost information storage unit. Price information creating means for creating price information, and searching for the product information matching the input conditions and the created price information from the product information stored in the product information storage unit; Matching means for outputting the obtained product information, and building design information based on the input conditions and the generated price information. And having a design information creation means for, the.
[0009]
According to this, when a customer inputs a condition relating to a building and a construction fund, product information and design information meeting the condition are output. By looking at the product information, the customer can objectively determine which product of which housing company is possible according to his / her condition. Then, by presenting the output design information to a housing company that handles the product, a specific proposal from the housing company can be promptly received. In addition, since a housing company can obtain accurate information from customers, it is possible to perform efficient sales.
[0010]
It is preferable that the apparatus further includes zoning means for creating a layout image of the inside of the building in accordance with a customer operation, and the layout image created by the zoning means is included in the design information.
[0011]
According to this, the customer can easily create the layout image desired by the customer, while the housing company can obtain the layout image desired by the customer, so that a drawing or the like in accordance with the layout image can be created. Proposal can be made.
[0012]
Preferably, the computer system is connected to computers of a plurality of housing companies, and has design information transmitting means for transmitting the design information to a computer of a housing company selected by a customer based on the retrieved product information. .
[0013]
According to this, the customer does not need to go to the housing company and present his / her own conditions, and only has to wait for a proposal from the housing company at home or the like. Also, when comparing and examining products of a plurality of housing companies, design information can be easily submitted to a plurality of companies, so that a comparative study can be performed efficiently.
[0014]
Further, it is preferable to have a funding plan information creating unit that creates and outputs funding plan information based on the input conditions and the created price information.
[0015]
According to this, the customer can receive a specific proposal from the bank at an early stage by presenting the output fund planning information to the bank. In addition, since the bank can obtain necessary information from the customer at an early stage, a specific proposal can be smoothly made.
[0016]
Further, it is preferable that the computer system is connected to computers of a plurality of banks, and has a fund plan information transmitting means for transmitting the fund plan information to a computer of a bank selected by the customer.
[0017]
According to this, the customer does not need to go to the bank and present his / her own conditions, and only has to wait for a proposal from the bank at home or the like. Further, it becomes easy to submit fund planning information to a plurality of banks, receive specific proposals from each bank, and make comparisons.
[0018]
In addition, the computer system has a bid waiting information storage unit, and is connected to computers of a plurality of housing companies that have a bid participation qualification, and a bid waiting registration unit that stores the design information in the bid waiting information storage unit; Searching the design information stored in the bid waiting information storage unit based on search conditions input from a computer of the housing company, creating bid property information based on the searched design information, A bidding property information search unit that outputs to a company computer, and transmits information on a housing company that wishes to bid to a customer selected based on the bidding property information, and confirms whether to accept the bid. Confirmation means and customer information for transmitting detailed information about the customer confirmed to accept the bid to the computer of the housing company; Preferably has a transmission unit.
[0019]
According to this, the customer can present his condition and wait for a bid from a housing company widely. In addition, since whether or not to accept a bid is asked, it is possible to accept a bid only from a desired company. In addition, the housing company can search for information on properties awaiting a bid, and can select a property that matches the area or the price range of its own product, thereby performing highly reliable sales.
[0020]
The method of the present invention is a method for fund planning and product selection in building construction using a computer system, the computer system comprising: a cost information storage unit in which cost information related to building construction costs is stored. A product information storage unit in which product information of a building is stored, wherein the computer system allows a customer to input a condition relating to a building and a construction fund; and Based on the cost information stored in the cost information storage unit, price information creating step of creating price information of the building, the computer system, the input conditions and the created price information The matching product information is searched from the product information stored in the product information storage unit, and the searched A matching step of outputting product information; and the computer system having a design information creating step of creating and outputting building design information based on the input conditions and the created price information. Features.
[0021]
According to this, when a customer inputs a condition relating to a building and a construction fund, product information and design information meeting the condition are output. By looking at the product information, the customer can objectively determine which product of which housing company is possible according to his / her condition. Then, by presenting the output design information to a housing company that handles the product, a specific proposal from the housing company can be promptly received. In addition, since a housing company can obtain accurate information from customers, it is possible to perform efficient sales.
[0022]
A design information transmitting step in which the computer system is connected to a plurality of housing company computers, and the computer system transmits the design information to a housing company computer selected by a customer based on the retrieved product information; It is preferable to have
[0023]
According to this, the customer does not need to go to the housing company and present his / her own conditions, and only has to wait for a proposal from the housing company at home or the like. Also, when comparing and examining products of a plurality of housing companies, design information can be easily submitted to a plurality of companies, so that a comparative study can be performed efficiently.
[0024]
Further, it is preferable that the computer system has a fund plan information creating step of creating and outputting fund plan information based on the input conditions and the created price information.
[0025]
According to this, the customer can receive a specific proposal from the bank at an early stage by presenting the output fund planning information to the bank. In addition, since the bank can obtain necessary information from the customer at an early stage, a specific proposal can be smoothly made.
[0026]
Preferably, the computer system is connected to computers of a plurality of banks, and the computer system has a fund plan information transmitting step of transmitting the fund plan information to a computer of a bank selected by a customer.
[0027]
According to this, the customer does not need to go to the bank and present his / her own conditions, and only has to wait for a proposal from the bank at home or the like. Further, it becomes easy to submit fund planning information to a plurality of banks, receive specific proposals from each bank, and make comparisons.
[0028]
BEST MODE FOR CARRYING OUT THE INVENTION
Hereinafter, an embodiment of the present invention will be described with reference to the drawings.
[0029]
FIG. 1 is an explanatory diagram of a system S which is a computer system according to an embodiment of the present invention. The system S is a server computer, and the system S is connected to computers B of a plurality of banks and computers H and H1 of a plurality of housing companies via the Internet. The system S is connected to a personal computer (hereinafter referred to as a personal computer) P installed at each customer home or at a bank store via the Internet.
[0030]
The system S has a cost information database (corresponding to a cost information storage unit) 1 in which cost information relating to building construction costs as shown in FIG. 2 is stored. Here, the cost information is information on each cost other than the building price, and the necessary costs include information on acquisition costs, loan procedure costs, water contributions, outdoor water supply and drainage construction costs, and can be adjusted Costs include curtain costs and external construction costs, and costs required for each site include septic tank construction costs, demolition construction costs, and foundation reinforcement costs. Information on each expense is stored in the form of a formula for calculating the amount of money, and the system S is configured to be able to calculate each expense for each individual case by using those formulas.
[0031]
Further, the system S has a product information database (corresponding to a product information storage unit) 2 in which product information on buildings as shown in FIG. 3 is stored. The product information includes the company name of the housing company that handles the product (building), the product name of the building, the structure, the number of floors, the unit price per tsubo, the design fee per tsubo, the interior coordination fee per tsubo, and the structure (Housing Finance Corporation loan condition structure) Etc. are included.
[0032]
Further, the system S has a product list 3 in which, in addition to the company name, the product name, the structure, and the like, detailed information of the product including characteristic information of the product, an external photograph, and the like are stored.
[0033]
Further, the system S includes a bidding system unit 5 having a bidding waiting list 4 (corresponding to a bidding waiting information storage unit). In the bid waiting list 4, a design chart of a customer who wants to receive a bid is registered as described later.
[0034]
Further, the system S has data of various Web pages (hereinafter, referred to as screens). Hereinafter, when the system S displays a screen on the personal computer P or the like, it means that the system S transmits data of the screen to the personal computer P or the like, and the personal computer P displays the screen based on the data.
[0035]
Next, the operation of the system S will be described.
[0036]
<Condition input step>
A customer who wants to construct a building accesses the system S using the personal computer P. Then, the system S displays a condition input screen as shown in FIG. On the condition input screen displayed on the personal computer P, the customer, in addition to personal information such as name, address, work place, family composition, whether or not to live together in the future, construction site, use area, presence or absence of fire protection designation, site area, Necessity of septic tank, dismantling work, desired room configuration (type of room desired, number of rooms, size of each room, etc.), presence of two households, desired structure, desired building, etc. And conditions for construction funds, such as annual income, annual income of the sum of income, total budget, own funds, repayment period, repayment method, repayable amount, and the like.
[0037]
At this time, when the detail button 21 provided for each item is clicked, a detailed information screen for each item is displayed, and detailed information about each item can be viewed or input on the detailed information screen. In particular, regarding the repayment period, the repayment method, and the repayable amount, a simulation screen is displayed by clicking the detail button 21 so that the simulation can be performed. Can be entered. When the customer clicks the button 22 after inputting the conditions, the input conditions are transmitted to the system S and input (see S01 in FIG. 1).
[0038]
<Price information creation step>
The system S calculates the required tsubo based on the input desired room configuration and displays the tsubo output screen shown in FIG. 5 on the personal computer P (see S02 in FIG. 1). When the customer clicks the button 32 after checking the tsubo on the tsubo output screen displayed on the personal computer P, the system S uses the cost information database 1 to apply the corresponding data in the input conditions to each calculation formula. Then, the cost other than the building body price is calculated, and the cost output screen as shown in FIG. 6 is displayed on the personal computer P (see S03 in FIG. 1). Here, when the customer clicks the details column 41, detailed information of the cost is displayed. In particular, when the details column 41 is clicked on the cost that can be adjusted (here, the cost of curtains / lighting fixtures and the cost of external construction), a detailed screen (not shown) is displayed, and the customer can set the cost on the detailed screen. Can be adjusted.
[0039]
When the customer clicks the button 43 on the cost output screen, the system S determines the main unit price of the building and the unit price per tsubo from the total budget in the input conditions, the cost other than the calculated main unit price, and the calculated necessary number of tsubo. The calculated price is displayed on the personal computer P as shown in FIG. 7 (see S04 in FIG. 1). This tsubo unit price becomes price information on the price of the building. If the number of tsubo is related to the price, the calculated required tsubo is also included in the price information. In this way, costs other than the main building price and the main building price can be easily calculated, so that the customer can know how much of the total budget is actually spent on the building, and can select appropriate products (building). ) Can be selected to prevent over budget.
[0040]
<Matching step>
When the customer selects the matching button 45 on the unit price output screen displayed on the personal computer P, the system S searches the product information database 2 for product information that matches the input conditions and the created price information. More specifically, the system S determines that the data in the item of the structure of the product information (see {circle around (3)} in FIG. 3) matches the desired structure in the input condition, and the item of the unit price per square meter (▲ in FIG. 3). In the case where the unit price is different according to the number of tsubo, as in the example of FIG. 3, the unit price per tsubo calculated according to the required number of tsubo) and the design fee per tsubo (▲ 6 in FIG. 3) ▼) and the interior coordination fee per tsubo (see ▲ 7 ▼ in FIG. 3) are searched from the product information database 2 for the product information that is equal to or less than the calculated unit price. (See S05 in FIG. 1).
[0041]
In the system S, the sum of the unit price per tsubo, the design fee per tsubo, and the interior coordination fee per tsubo in the product information exceeds the calculated unit price per tsubo, but the difference is within a predetermined range. The product information is extracted as a product that meets the conditions if adjusted.
[0042]
Then, the system S displays, on the personal computer P, a matching result screen in which a list of the housing company names and the product names is displayed as shown in FIG. 8 based on the searched product information (see S06 in FIG. 1). In this list display, information on products that meet the conditions, products that meet the conditions if adjusted, and products that do not meet the conditions are displayed in a distinguishable manner, for example, displayed in different colors. Then, for a product that satisfies the condition and a product that satisfies the condition when adjusted, if the button 51 next to the product name is clicked, the system S searches the product list 3 and displays a product detailed information screen as shown in FIG. Is displayed on the personal computer P. On this product detailed information screen, detailed information of the product such as company name, product name, structure, product characteristics, appearance photograph, business office address and the like are displayed. A map is displayed. It should be noted that a product that satisfies the condition if adjusted can be made a product that satisfies the condition by adjusting the adjustable cost as described above, for example.
[0043]
<Zoning step>
When the customer clicks the zoning selection button 52 on the matching result screen, the system S displays a zoning creation screen as shown in FIG. On the zoning creation screen displayed on the personal computer P, the room desired by the customer is represented by an ellipse (including a circle) having a size corresponding to the size desired by the customer, and the customer drags and places the ellipse. By doing so, an arrangement image can be created (see S07 in FIG. 1). The use of an ellipse, for example, when a rectangle is used, creates a layout image with no room between rooms, and if a design drawing is created according to such a layout image, the size and layout of the room This is because adjustment becomes difficult, but if this point is not taken into consideration, other shapes such as a rectangle may be used. In addition, a rectangle whose size is almost fixed, such as a staircase or a toilet, may be rectangular.
[0044]
When the customer creates a layout image of the first floor portion on the zoning creation screen and clicks the button 54, the system S temporarily stores the layout image of the first floor portion, and further arranges the second floor portion according to the desired room configuration of the customer. A zoning creation screen for creating an image is displayed on the personal computer P. On this zoning creation screen, an arrangement image of the first floor portion is displayed in layers. That is, the customer can create an arrangement image of the second floor portion by overlapping the arrangement image of the first floor portion. When the customer clicks the registration button provided on the zoning screen of the second floor after the zoning is created, the system S registers (stores) the created layout images of the first floor and the second floor.
[0045]
<Financial plan information creation step>
Next, the system S creates a fund planning chart (corresponding to fund planning information) as shown in FIG. 11 based on the input conditions, the calculated base price, and the like, and displays a screen including the created fund planning chart. Is displayed on the personal computer P (see S08 in FIG. 1). In addition to personal information such as name, address, place of employment, family composition, etc., the financial plan chart also contains information on funds such as annual income, annual income of the combined income, own funds, desired repayment period, repayment plan, building, etc. Information about the building, such as the main unit price.
[0046]
Also, the fund planning chart displayed on the personal computer P is provided with a considered housing company product column 57. If the customer has not yet selected a housing company and a product, the considered housing company product column 57 contains a housing company. A product selection button (not shown) is displayed. Then, when the customer clicks the housing company product selection button, the housing company product selection screen as shown in FIG. On the housing company product selection screen, a list of products that meet the conditions and products that meet the conditions when adjusted, which are searched in the matching step, are displayed. Then, the customer selects a product to be considered from the displayed list by checking the box 59 at the top of the list, and clicks a button 60. Then, as shown in FIG. The housing company name and the product name of the product selected by the customer are input and displayed. When the customer selects a plurality of products to be examined, a plurality of housing company names and product names are input and displayed. Since the terms of the loan may vary depending on the building, information on the product (building) to be considered is included in the funding chart, so that the funding chart is It covers the information necessary to make a proposal.
[0047]
In the matching step, if a product that meets the condition and a product that meets the condition after adjustment are not found, the considered housing company product column 57 is left blank.
[0048]
<Cash plan information transmission step>
When transmitting the fund planning chart to the bank, the customer clicks a bank selection button 58 provided on the screen. Then, a bank selection screen as shown in FIG. 13 is displayed on the personal computer P. When the customer selects a transmission destination bank by checking the box 62 on the bank selection screen and clicks the transmission button 63, the system S transmits the fund planning chart to the computer B of the selected bank. When the customer selects a plurality of banks, the fund planning chart is transmitted to each computer B of the plurality of banks.
[0049]
In addition, the detailed information corresponding to the housing company name and the product name entered in the considered housing company product column 57 of the funding plan chart may be retrieved from the product list 3 and included in the funding plan chart and transmitted. . As a result, the bank can obtain more detailed product information.
[0050]
When the person in charge of the bank that has created the proposal information such as the loan plan with reference to the fund chart transmits the proposal information from the computer B of the bank to the system S, the system S attaches the received proposal information to, for example, an e-mail. And sends it to the customer's personal computer P. Thereby, the proposal information as shown in FIG. 14 is displayed on the personal computer P.
[0051]
<Design information creation step>
On the other hand, the system S creates a design chart (corresponding to design information) as shown in FIG. 15 based on the input conditions, the calculated main unit price, and the like, and displays a screen including the created design chart on the personal computer P. It is displayed (see S08 in FIG. 1). In addition to personal information such as name, address, work place, family composition, etc., the design chart contains construction site, restricted area, fire prevention designation, site area, necessity of septic tank, presence or absence of demolition work, total budget, building body Includes information about the building, such as price, desired number of tsubo, desired room composition, presence of two households, desired structure, desired date of entry, etc. It also includes information about funds, such as repayment plans, and covers all the information that housing companies need to propose design plans.
[0052]
Further, the design chart includes an arrangement image created by the customer on the zoning creation screen. When the zoning button 69 is clicked on the screen on which the design chart is displayed, it is indicated by a two-dot chain line 55 in FIG. Such an arrangement image is displayed.
[0053]
<Design information transmission step>
When the customer wants to transmit the design chart to the housing company, the customer clicks the housing company selection button 70 on the screen on which the design chart is displayed. Then, a housing company selection screen as shown in FIG. 16 is displayed on the personal computer P. On the housing company selection screen, a list of the housing company names and the product names of the products that meet the conditions and the products that meet the conditions after adjustment are found in the matching step. When the customer checks the box 72 on the housing company selection screen to select the destination housing company and clicks the send button 73, the system S sends the design chart (placement) to the computer H of the selected housing company. (Including images). When the customer selects a plurality of housing companies, the design chart is transmitted to each computer H of the plurality of housing companies.
[0054]
When the destination housing company is selected on the housing company selection screen, the product name is displayed together with the design chart, assuming that the product having the product name displayed next to the housing company name is selected at the same time. It may be transmitted to a housing company. This allows the housing company to make more specific proposals.
[0055]
When the person in charge of the housing company who has created the proposal information such as the design plan with reference to the received design chart transmits the proposal information from the computer H to the system S, the system S attaches the received proposal information to, for example, an e-mail. And sends it to the customer's personal computer P. Thereby, the proposal information as shown in FIG. 17 is displayed on the personal computer P.
[0056]
<Bid step>
In addition to individually selecting a housing company and transmitting the design chart, the customer can wait for a bid from the housing company by registering the design chart in the bid waiting list 4 provided in the system S. Alternatively, even if there is no matching product as a result of the matching, the customer can register the created design chart in the bid waiting list 4 and wait for a bid. That is, when the customer clicks the registration button 71 on the screen on which the design chart is displayed (see FIG. 15), the system S registers (stores) the design chart in the bid waiting list 4 (see S09 in FIG. 1).
[0057]
Then, when the person in charge of the housing company having the bid participation qualification accesses the bid system unit 5 from the computer H1, the bid system unit 5 transmits a search screen for the bid participation company as shown in FIG. When the person in charge enters the ID and the search area on the bid participating company search screen displayed on the computer H1, and clicks the search button 80, the bidding system unit 5 receives the search conditions (here, the search area) from the computer H1. Is searched from the bid waiting list 4 for a design chart that matches the search condition (in this case, a design chart whose construction site is within the search area). Based on the searched design chart, FIG. A search result screen as shown is displayed on the computer H1 (see S10 in FIG. 1).
[0058]
The search result screen displayed on the computer H1 displays a list of bid article information extracted and created from the searched design chart. The bidding property information includes a construction site, a desired structure, a desired total area (desired number of tsubo), and a desired unit price of tsubo. Each property is configured so that detailed information on building conditions can be browsed by clicking the detail button 82 next to the bid property information, but personal information such as name and address cannot be browsed. The security of personal information has been improved.
[0059]
Then, when the person in charge of the housing company checks the box 81 at the top of the bidding property information of the property to be bid and clicks on the bid request button 83, the bidding system section 5 sends a message to the customer who has registered the design chart of the property. On the other hand, it confirms the intention to accept the bid (see S11 in FIG. 1). That is, the bidding system unit 5 displays the housing company product guide creation screen (not shown) on the computer H1, and the person in charge of the housing company displays the housing company product guide creation screen displayed on the computer H1. When the guide information is created and the transmission button is clicked, the computer H1 sends the created guide information to the bidding system unit 5. The bidding system unit 5 attaches the received guidance information to an e-mail and transmits it to the customer's personal computer P. The customer looks at the guidance information attached to the e-mail and decides whether or not to accept the bid. If so, the customer clicks the accept button provided on the screen on which the guidance information is displayed. Clicks the reject button. The bidding system unit 5, which has received the approval from the personal computer P, transmits the customer's detailed information such as the name and address extracted from the personal information to the computer H1, whereby the person in charge of the housing company contacts the customer. After taking it and observing the site, a bid can be made.
[0060]
As described above, according to the system S, by obtaining the product information, the customer can objectively determine which product of which housing company is possible with his own budget and conditions. In addition, it is possible to easily adjust the budget and conditions and review again and again.
[0061]
In addition, since fund planning information including information required for a loan consultation including information about a desired building is created, a specific and smooth consultation is possible. Then, the created fund planning information can be transmitted to the selected bank, so that the customer does not need to go to the bank, and can conduct an efficient examination. Also, when comparing and examining several banks, it is only necessary to submit the same funding plan information.
[0062]
In addition, since the design information including the information necessary for the proposal of the design plan is created, a specific proposal from the housing company can be received at an early stage. Then, the created design information can be transmitted to the selected housing company, so that the customer does not need to go to the housing company, and can perform an efficient study. Also, when comparing and reviewing several housing companies, only the same design information is submitted, so that the comparison can be performed efficiently.
[0063]
In addition, when it is not possible to be satisfied with the matching company or its product, or when the matching is not performed, it is possible to present conditions and wait for a bid from a housing company widely. In addition, since whether or not to accept a bid is asked, it is possible to accept a bid only from a desired company.
[0064]
On the other hand, on the bank side, since the fund plan information is directly transmitted from the customer who wants the loan, the customer can be efficiently secured. In addition, since the fund plan information serving as a judgment material for judging whether or not to make a loan is directly transmitted, a smooth answer can be made. Then, since the fund plan information including information on the building such as the desired housing company, product, structure, and base price is transmitted, the amount of the loan can be easily calculated.
[0065]
Further, for the housing company, since the customers themselves narrow down the housing company, highly reliable customers can be secured. Also, since the budget and building conditions necessary for the proposal of the house are sent directly, it is easy to make a concrete proposal. And since it is not a visiting business, efficient business negotiations can be performed at any time. In addition, it is possible to grasp customer needs and reactions without relying on the skills of the salespersons. Further, since information on properties awaiting a bid can be searched, and properties that match the region and the price range of the company's products can be selected and bid, a highly reliable business can be performed.
[0066]
In the above embodiment, the server S is a server-client type in which the system S is a server and each of the personal computers P, the computers B, H, and H1 is a client. For example, a part other than the bidding system unit 5 of the system S is configured by a personal computer provided with necessary data such as cost information and product information and installed with necessary programs. Then, the personal computer is installed in, for example, a bank or a house exhibition hall, and used by the customer. The customer looks at the screen of the personal computer and inputs the conditions (see S01 in FIG. 1). Until creation (see S08 in FIG. 1), the personal computer can be used alone. On the other hand, the bidding system unit 5 is composed of a server computer, and transmits a design chart for which a customer wishes to register for waiting for a bid to the bidding system unit 5 from a personal computer via the Internet or a dedicated line, and performs subsequent processing. You may be comprised so that it may be performed.
[0067]
That is, the present invention can adopt various embodiments without departing from the scope of the claims.
[0068]
【The invention's effect】
ADVANTAGE OF THE INVENTION According to this invention, a customer, a bank, and a housing company can efficiently perform a fund plan and product selection in building construction.
[Brief description of the drawings]
FIG. 1 is an explanatory diagram of a system according to an embodiment of the present invention.
FIG. 2 is cost information stored in a cost information database.
FIG. 3 is product information stored in a product information database.
FIG. 4 is an example of a condition input screen.
FIG. 5 is an example of a screen number output screen.
FIG. 6 shows an example of a cost output screen.
FIG. 7 shows an example of a tsubo unit price output screen.
FIG. 8 shows an example of a matching result screen.
FIG. 9 is an example of a product detailed information screen
FIG. 10 shows an example of a zoning creation screen
FIG. 11 is an example of a screen on which a fund planning chart is displayed.
FIG. 12 is an example of a housing company product selection screen
FIG. 13 shows an example of a bank selection screen
FIG. 14 is an example of a screen on which proposal information from a bank is displayed.
FIG. 15 shows an example of a screen on which a design chart is displayed.
FIG. 16 shows an example of a housing company selection screen.
FIG. 17 is an example of a screen on which proposal information from a housing company is displayed.
FIG. 18 shows an example of a search screen for bid participants
FIG. 19 shows an example of a search result screen
[Explanation of symbols]
S ... system
P… PC
B, H, H1 ... Computer
1. Expense information database (expense information storage unit)
2. Product information database (product information storage unit)
4: Bid waiting list (bid information storage unit)

Claims (10)

A computer system for fund planning and product selection in building construction,
A cost information storage unit in which cost information related to building construction costs is stored;
A product information storage unit in which product information of the building is stored;
Condition input means for the customer to input conditions relating to the building and construction funds,
Price information creating means for creating price information of a building based on the input condition and the cost information stored in the cost information storage unit,
A matching unit that searches for the product information that matches the input condition and the created price information from the product information stored in the product information storage unit and outputs the searched product information; ,
Design information creating means for creating and outputting design information of a building based on the input conditions and the created price information,
A computer system comprising: 2. The computer system according to claim 1, further comprising zoning means for creating a layout image of the inside of the building in accordance with a customer operation, wherein the layout image created by the zoning means is included in the design information. The computer system is connected to computers of a plurality of housing companies, and has design information transmitting means for transmitting the design information to a computer of a housing company selected by a customer based on the retrieved product information. The computer system according to claim 1. 4. The computer system according to claim 1, further comprising a funding plan information creating unit that creates and outputs funding plan information based on the input conditions and the created price information. . Said computer system is connected to a plurality of bank computers,
5. The computer system according to claim 4, further comprising a funding plan information transmitting unit for transmitting the funding plan information to a computer of a bank selected by the customer. The computer system has a bid waiting information storage unit and is connected to computers of a plurality of housing companies having bid participation qualifications,
Bid waiting registration means for storing the design information in the bid waiting information storage unit;
Based on the search conditions input from the computer of the housing company, search the design information stored in the bid waiting information storage unit, create bid property information based on the searched design information, Bidding property information search means to be output to the computer of the housing company;
Confirmation means for transmitting information about a housing company that wishes to bid to a customer selected based on the bid property information, and confirming whether to accept the bid,
Customer information transmitting means for transmitting detailed information about the customer confirmed to accept the bid to the computer of the housing company;
The computer system according to claim 1, 2, 3, 4, or 5, further comprising: A method for fund planning and product selection in building construction using a computer system, comprising:
The computer system has a cost information storage unit that stores cost information related to a building construction cost, and a product information storage unit that stores product information of the building.
A condition inputting step in which the computer system allows a customer to input conditions relating to a building and construction funds;
A price information creating step of creating price information of a building based on the input condition and the cost information stored in the cost information storage unit;
The computer system searches for the product information that matches the input conditions and the created price information from the product information stored in the product information storage unit. A matching step to output,
A design information creating step of creating and outputting building design information based on the input conditions and the created price information,
A method comprising: The computer system is connected to computers of a plurality of housing companies, and the computer system has a design information transmitting step of transmitting the design information to a computer of a housing company selected by a customer based on the retrieved product information. The method of claim 7, wherein: 9. The method according to claim 7, wherein the computer system has a fund planning information creating step of creating and outputting fund planning information based on the input conditions and the created price information. . 10. The computer system according to claim 9, wherein said computer system is connected to a plurality of bank computers, and said computer system includes a fund plan information transmitting step of transmitting said fund plan information to a bank computer selected by a customer. the method of.

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