JP2003263519A - Mobile phone authentication center system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide an electronic authentication system preventing fraud and misuse by a third person by performing personal authentication by a third-party institution by using a mobile phone. <P>SOLUTION: This electronic authentication system is characterized by a mechanism for authenticating whether a mobile phone number and mobile phone e-mail address are those previously registered to an authentication center as the third-party institution, authenticating by image and animation information such as a self-portrait of oneself and using group logo image or the like previously registered, authenticating by a secret identification number which is previously registered and is known only by oneself and a question choosing among three choices specified by oneself and an answer chosen among the three choices specified by oneself, authenticating for preventing authentication number forgery by overlapping authentication number information on the image and animation information of the self-portrait of oneself or the like, authenticating for preventing the authentication number forgery by overlapping the authentication number, which is overlapped on the image and animation information, on the image and animation information by a mini bar code, three-dimensional bar code, and OCR letter or the like, and authenticating for preventing the authentication number forgery by communicating the authentication number overlapped on the image and animation information by radio communication (infrared data communication or the like) in order to utilize a radio communication reader in a store or the like. <P>COPYRIGHT: (C)2003,JPO

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an electronic authentication system using a mobile telephone switching network including mobile communication.

[0002]

2. Description of the Related Art Admission tickets, purchase tickets, credit cards, bank cards, various membership cards (various service membership cards, shopping mall point membership cards, driver's license cards, various health insurance) are used as authentication to confirm the identity of the purchaser. , Etc., but those tickets / cards were not certified as non-portable.

[0003]

To realize an electronic authentication system in which a third party institution authenticates an individual by using a mobile phone and can prevent fraud and misuse by the third party.

[0004]

[Means for Solving the Problems] Therefore, the fraud of a third party,
In order to prevent misuse, it is verified whether it is a mobile phone number registered in advance by a certification center that is a third party, or a mobile phone that is registered in advance by a certification center that is a third party.
Authentication of whether it is an e-mail address, authentication based on image / video information such as the self-portrait of the person himself / herself, logo image of the group used, etc. registered in advance in the authentication center which is a third party institution Authentication with a PIN code that only the registered person can know, three-choice question specified by the person who can only know the person who was registered in advance at a certification center that is a third-party organization, and authentication by the three-choice answer specified by the person. Authentication number information is superimposed on the person's self-portrait and other image / video information Authentication number to prevent forgery, authentication number superimposed on the image / video information in order to utilize optical reading devices such as stores Mini bar code, 3D bar Authentication number that overlaps image / video information with code, OCR characters, etc. to prevent forgery, wireless communication of the authentication number superimposed on the image / video information in order to utilize wireless communication readers in stores, etc. Electronic authentication system characterized by having an authentication mechanism to prevent communication with the communication, etc.) Certification No. counterfeit.

[0005]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of the present invention will be described below.

The business model of the present invention is composed of the following: I. Certification Center (00) b. Member database (01) c. Mobile phone (02) d. Various Member Management Organization Database (05) E. Unauthorized use prevention database (06). Authentication number image information (22) G. Authentication synthetic voice information (23-1) H. Authentication character information (23-2) Re. Encrypted authentication number text information for wireless communication (72) Nu. Screen Arrangement Coordinates (A rectangle is the vertical and horizontal lengths of the starting point coordinate axis. An ellipse is the central coordinates and the lengths of the vertical and horizontal radii.)

[0007]

Embodiment 1 FIG. 1 is a block diagram of the mechanical structure of Embodiment 1 of the device of the present invention.

The device of the present invention collectively manages various membership card information held by each member of the user using a mobile phone (02) in a member database (01) of an authentication center (00) which is a third party organization. , Without carrying a wide variety of various cards, when the necessary information is needed at the required place, the latest authentication is performed with the mobile phone, and the authentication image information (22) equivalent to the card information is transferred to the mobile phone (02). It is to provide and be able to act on behalf of various cards.

The device of the present invention is in a business model form in which a mobile phone (02) and an authentication center (00) are associated with each other.

The member database (01) of the authentication center (00) of the device of the present invention stores various types of card information as a settlement company (credit company, credit company, bank, etc.).
Card information, various member management organizations (various service card member management companies, shopping mall point management companies, Metropolitan Police Department driver license management organizations, various health insurance card management organizations, etc.) (40)
The card information of the above is also used as basic member information such as name, date of birth, self-portrait photograph (61), mobile phone number, e-mail address, membership number of authentication center (00), three-question question selected question (13-1 ), Question answer (13-2), personal identification number (13-3), MNO (Mobile Network Operator)
: Mobile communication type I telecommunications carrier: carrier) name, carrier service content identification, mobile phone type code, etc. are registered.

When the calling telephone number notification message (21) of the mobile phone (02) is transmitted to the authentication center (00) designated in advance through the mobile phone line, the authentication center (0
It is determined whether or not it matches the telephone number registered in advance in the member database (01) of (0), and if it is determined that the telephone number and the authentication number are the response message (authentication synthesized voice information (23- 1) ・ User's self-portrait (61) pre-registered in the member database (01) of the authentication center (00), and the official authentication logo of the user group. It has a mechanism characterized in that the authentication number image information (22) obtained by superimposing the authentication number information (71) on the image / moving image such as the image (62) is sent as a response message to the person's mobile phone (02).

If it is determined that they do not match, a mechanism (39) for responding by rejecting the use reservation / authentication request processing (by synthesized voice / character information, etc.) is provided.

Also, when the e-mail transmission address notification message (21) of the mobile phone (02) is transmitted to the authentication center (00) designated in advance through the mobile phone line, the member database of the authentication center (00). Determine whether it matches the email address registered in advance in (01),
When it is determined that they match, the user's self-portrait (61) pre-registered in the authentication center (00) and various member management mechanism databases (0) of the authentication center (00).
The authentication number image information (22) or the authentication character information (23-2) obtained by superimposing the authentication number information (71) on the image / video such as the official authentication logo image (62) of the user group pre-registered in 5). It has a mechanism characterized by sending a response message to the e-mail address of the person's mobile phone (02).

If it is determined that they do not match, a mechanism (39) for responding by rejecting the use reservation / authentication request processing (by synthesized voice / character information, etc.) is provided.

There are various types of mobile phones (02), each of which has an image communication mechanism, a moving image communication mechanism, an e-mail communication mechanism, a voice communication mechanism, and the like. In addition, MNO (Mobile
Network Operator: These services differ depending on the mobile communication type I telecommunications carrier: carrier).

Therefore, the authentication request message (21), the authentication response message (23), the outgoing telephone number notification message (21), and the mobile phone (02) of the user are classified according to various models and carrier service contents. Email address notification message (2
1), authentication synthetic voice information (23-1), authentication character information (23-2), and authentication number image information (22) are selected and transmitted / received.

FIG. 2 is a block diagram of the mechanical structure of the second embodiment of the device of the present invention.

Member registration is carried out at the authentication center (00) of the device of the present invention from the mobile phone (03) owned by each member of the user.

An application request message (11) is sent to the authentication center (00) of the device of the present invention from the mobile phone (03) owned by each member of the user.

The authentication center (00) of the device of the present invention sends the application form transmission message (12) to the mobile phone (03) owned by each member of the user.

A member registration application message (sending a photograph etc.) (13) is sent to the authentication center (00) of the device of the present invention from the mobile phone (03) held by each member of the user.

The authentication center (00) of the device of the present invention uses various member management mechanisms based on the member registration application message (sending photos etc.) (13) from the mobile phone (03) owned by each member of the user. The information is stored as pre-registration information in the member database (01) by checking with the database (05) and the like.

When authentication is required at a store or the like (formal authentication or as an alternative means when a member card is not carried), the mobile phone owned by each member of the user at the authentication center (00) of the device of the present invention ( The authentication request (21) is sent from 04).

The authentication center (00) of the device of the present invention has a member database (01) and various member management mechanism databases (0) in the mobile phone (04) owned by each member of the user.
5), the fraud prevention database (06) and the like (the checking procedure will be described with reference to FIGS. 4 and 5) and the authentication number image information (2
2) Response message.

At the store, after confirming members (face confirmation, authentication code confirmation, etc.) based on the authentication number image information (22) of the mobile phone (04) held by each member of the user, various store communication terminals ( Read the authentication number (51) with the POS, register, mobile communication terminal, personal computer, etc. (50).

At the store, after performing member confirmation (self-portrait confirmation, authentication logo confirmation, authentication code confirmation, etc.) based on the authentication number image information (22) of the mobile phone (04) held by each member of the user, various Store communication terminal (POS, register,
The authentication number is read (51) on the mobile communication terminal, personal computer, etc. (50). The reading of the authentication number (51) will be described with reference to FIG.

FIG. 5 is a block diagram showing the structure of an authentication information message and an authentication number read by the device of the present invention.

From the authentication center (00) of the device of the present invention to the mobile phone (04) held by each member of the user, the authentication voice information (23-1) and the authentication character information (23-).
2), the authentication number image information (22) is sent as a response message. Only when the mobile phone (04) makes a voice call, the authentication voice information (23-
Only 1) is the response message. If the mobile phone (04) cannot transmit the image, the authentication number image information (22) is not sent as a response message.

The store communication terminal (50) is not included in the device of the present invention. However, various communication means (voice reading communication, optical communication,
Along with the mobile terminal (04) having wireless communication, etc., a device has been developed in which the shop communication terminal (50) has various communication means (voice reading communication, optical communication, wireless communication, etc.).

Various communication means (voice reading communication,
Authentication number information (member number, bar code, etc.) from a mobile phone using a voice reading device, a bar code reading device, and an infrared reading device of a store communication terminal (50) having optical communication, wireless communication, etc. (71) Read electronically. Of course, reading the certification number (listening) (51), reading the certification number (visual) (5)
It can be read by 1) and manually input to the store communication terminal (50).

The authentication number image information (22) sent from the authentication center (00) of the device of the present invention to the mobile phone (04) owned by each member of the user has the authentication image (use) as shown in FIG. The person himself / herself image (61) and the user group official authentication logo image (62) are overlaid on the basis of the position of the screen layout coordinate axis (80) of the authentication information obtained by randomizing the authentication number information (71).

The superimposed certification number information (71) is designated by a bar code designation preset in the member management organization database (05) in FIG. 3 to make a management organization registration application message (43). , Store communication terminals (5
The mobile phone bar code information can be read by the authentication number (optical communication) (51) with the bar code reader of 0).

The superposed authentication number information (71) is preset in the various member management mechanism databases (05) in FIG. 3 to specify the encrypted authentication number text information for wireless communication (72) and the management mechanism registration application message. By doing (43), the encrypted authentication number text information for wireless communication (72) is sent as a response message to the mobile phone (04) as information to be added to the authentication number image information (22). Then, the wireless communication encrypted authentication number text information (72) is transferred to the store communication terminal (50) by using a mobile phone (04) capable of wireless communication such as infrared communication.
Mobile phone (04)
Read the authentication number (wireless communication) by holding it (51)
can do.

FIG. 3 is a flow chart for registering various information in advance in the authentication center (00) of the device of the present invention. First,
Pre-registration of various member management mechanism databases (05) of the authentication center (00) of the device of the present invention will be described.

In the authentication center (00) of the device of the present invention, information terminals (personal computer,
Application request message (for management organization) from mobile communication device, etc.
Do (41).

From the authentication center (00) of the device of the present invention to the information terminals (personal computer, mobile communication device, etc.) held by various member management mechanisms (40), the application form transmission message (for management mechanism) (store name / Request for optional entry of information items such as store PIN, user organization official certification logo image (62), certification number information barcode designation, creation of encrypted certification number text information for wireless communication (42).

In the authentication center (00) of the device of the present invention, information terminals (personal computer,
From the mobile communication device, etc., to the administration mechanism registration application message (store name, store PIN, user group official certification logo image (62),
Authentication number information bar code designation / wireless communication encryption authentication number text information creation designation, etc.) (43).

The authentication center (00) of the device of the present invention is a management organization registration application message (store name / store PIN number) from an information terminal (personal computer, mobile communication device, etc.) held by each member management organization (40). -User group official authentication logo image (62) -Authentication number information bar code designation-Wireless communication encrypted authentication number text information creation designation, etc.) (43) based on each information in various member management mechanism database (05) Store as pre-registration information.

From the authentication center (00) of the device of the present invention to the information terminal (personal computer, mobile communication device, etc.) held by the various member management mechanisms (40), the registration completion message (4) of the store number, etc.
By performing 4) various member management mechanism database (0
The flow for pre-registering each information in 5) is completed.

Next, FIG. 3 illustrates pre-registration of the member database (01) of the authentication center (00) of the device of the present invention.

The member database (01) of the authentication center (00) of the device of the present invention is registered as a member from the mobile phone (02) of each member of the user.

The application request message (11) is sent to the authentication center (00) of the device of the present invention from the mobile phone (02) owned by each member of the user.

The authentication center (00) of the device of the present invention sends the application form transmission message (12) to the mobile phone (02) owned by each member of the user.

An application form transmission message (12) from the authentication center (00) of the device of the present invention is used as basic information for each individual, such as name, date of birth, self-portrait photograph (61), mobile phone number,
E-mail address, 3 questions Questions selected (13-
1), question answer (13-2), personal identification number (13-3),
Request to arbitrarily fill in information items such as MNO (Mobile Network Operator: Mobile communication first-class telecommunications carrier: carrier) name, carrier service content identification, and mobile phone type code. Also, as various card information to be registered, card information of settlement companies (credit companies, credit companies, banks, etc.), various member management mechanisms (various service card member management companies, shopping mall point management management companies, Metropolitan Police Department driver license management mechanisms, various types) Request to fill in information items such as card information of Health Insurance Card Management Organization (40) (40).

Three questions of application form transmission message (12) from the authentication center (00) of the device of the present invention Selected question (13)
-1) Select, for example, three questions from the number of families, favorite flowers, favorite colors, month of birth, etc., select the number of families, favorite flowers, favorite colors, and select the number of families from them. It is to be.
The question answer (13-2) is, for example, one family member,
Choosing two out of two, three, four, etc. This makes it possible to prevent unauthorized use by a third party by answering questions that only individual members who register as members can know.

Each member completes an answer based on the application transmission message (12), and applies for membership registration from the mobile phone (02) owned by each member of the user to the authentication center (00) of the device of the present invention. Do a message (for members) (13).

Each member answers and fills in the answer based on the application transmission message (12).
Various card information and the like.

The authentication center (00) of the device of the present invention uses various member management mechanism databases based on the member registration application message (for members) (13) from the mobile phone (02) owned by each member of the user. (05) etc., the membership number of the authentication center (00) is added to the membership database (01), and each information is stored as pre-registration information.

By transmitting the registration completion message (14) such as the membership number to the mobile phone (02) owned by each member of the user from the authentication center (00) of the device of the present invention, each information is stored in the member database (01). Complete the pre-registration flow.

FIG. 4 is a flow chart in which each member authenticates with the authentication center.

Each individual member at a store, etc.
Using the mobile phone (02) of each member, call the telephone number designated by the authentication center (00) of the device of the present invention, or email the designated e-mail address. As a result, the sender request notification message or the e-mail sender address notification message, which is the authentication request message (21), is requested to the authentication center (00) of the device of the present invention.

The authentication center (00) of the device of the present invention is a pre-registered invention based on the sender number notification message or the e-mail transmission address notification message that is the authentication request message (21). By checking the member database (01) of the authentication center (00) of the device with the telephone number or e-mail address, and if they do not match, send the authentication rejection response message (39) to the mobile phone (02). , It is possible to prevent unauthorized use by a third party.

Further, when they match, the authentication telephone number notification message (23-0) is sent from the authentication center (00) of the device of the present invention to each member according to the model etc. of each member's mobile phone (02). Send a message to the phone (02).

The authentication telephone number notification message (23-0) from the authentication center (00) of the device of the present invention matches the authentication voice information (23-) in accordance with the mobile phone (02) held by each member of the user. 1), authentication character information (23-2), and authentication number image information (22) are sent as response messages. When the mobile phone (02) only makes a voice call, only the authentication voice information (23-1) is sent as a response message. If the mobile phone (02) cannot transmit the image, the authentication number image information (22) is not sent as a response message.

The authentication voice information (23-1) from the authentication center (00) of the device of the present invention is, for example, "the telephone number is x.
It is voice information of "It is x" and "Member number is xx".
The authentication character information (23-2) is, for example, "phone number is x
It is the character information of "It is x" and "The member number is xx".
The authentication number image information (22) is the user's self-portrait (61) / authentication center (00) that has been pre-registered in the member database (01) of the authentication center (00) as shown in FIG.
Images of user group official certification logo images (62), etc. that have been pre-registered in various member management organization databases (05)
The authentication number image information (22) is obtained by superimposing the authentication number information (71) on the moving image.

Further, by designating various member management mechanisms pre-registered in the member management mechanism database (05) of the authentication center (00) of the device of the present invention which transmits the authentication request message (21) (simple In the expression, when the call destination, e-mail destination, each authentication center (00) specifies the authentication request message (21), the authentication phone number notification message (23-0) is not sent, and the store Number / PIN number Question message (24) or Three-question selection question notification message (2
6) or PIN code inquiry message (30), fraud prevention database (06) collation, etc.

Here, the store number / PIN number question message (24), the three-question question selection question notification message (26), the PIN number question message (30), and the fraud prevention database (06) collation are sequentially performed. This will be described below.

When the authentication request message (21) matches, the store number / PIN number inquiry message (24) is sent as a response message to the mobile phone (02). Store number / PIN number Question message (24)
Is, for example, voice information such as “Please enter your store number” or “Please enter your store PIN”, or character information. To specify voice information or text information,
For example, the authentication request message (21) can be voice information when it is a sender number notification message, and the authentication request message (21) can be time character information when it is an email transmission address notification message. (Hereafter, the voice information of the response message or the designation of character information is
Except for the same explanation)

Store number / PIN number inquiry message (24) uses the member's individual mobile phone (02), for example, the store number used by the person in charge of the store and the used store PIN number. It is input as an answer message (25) and a response message is sent to the authentication center (00).

The store number / PIN code question message (24) is
For example, if the authentication center (00) is set to only "Enter your store number", the store number is disclosed (posted in the store, etc.), and each member stores the store number / PIN number Question answer message (25 ) And send a response message to the authentication center (00).

Store number and password sent in response to the authentication center (00) Question answer message (25) and store number registered in advance in the member management organization database (05) of the authentication center (00) It is determined whether or not it matches the personal identification number, and if they do not match, the authentication rejection response message (39) is transmitted as a response message, so that unauthorized use by a third party can be prevented.

When they match, the three-question question selection question notification message (26) is sent as a response message to the mobile phone (02). The three-question question selection question notification message (26) is, for example, voice information of “Please select a question”, “1 family, 2 favorite flowers, 3 favorite colors” or text information.

For the three-question question selection question notification message (26), in the member's individual mobile phone (02), for example, in the three-question selection question answer message (27), as "1""family" Input and send a response message to the authentication center (00).

The three-question selection question-answer message (27) responded to the authentication center (00) matches the three-question question selection question registered in advance in the member database (01) of the authentication center (00). Whether or not to do this is not determined here, and even if there is a mismatch, the authentication refusal response message (39) is not sent as a response message, and the selected question notification message (28) is sent, so that the correct three-question question selection question is given. Preventing unauthorized use by a third party by obscuring it.

The selected question notification message (28) is sent as a response message to the mobile phone (02) regardless of whether or not they match. The selection question notification message (28) is, for example, voice information of “Please select how many people are in your family”, “1, 2, 22, 33” or text information.

For the selected question notification message (28), enter "2" and "two people" in the member's individual mobile phone (02), for example, in the selected question answer message (29), and authenticate. Send a response message to the center (00).

The selected question answer message (29) sent as a response message to the authentication center (00) and the three-question selected question answer message (27) that was asked in advance and the member database (01) of the authentication center (00) in advance. Three-choice questions registered as members (1
3-1) ・ It is judged whether or not it matches the selected question answer (13-2), and if they do not match, the authentication rejection response message (39) is sent as a response message to prevent unauthorized use by a third party. be able to.

When they match, the personal identification number question message (30)
To the mobile phone (02) as a response message. The security code question message (30) is, for example, "Please input the security code."
Voice information or character information.

For the personal identification number question message (30), enter "XXXX" in the individual member's mobile phone (02), for example, the personal identification number question answer message (31), and enter the authentication center (00 ) Reply message.

[0070] It is judged whether or not the personal identification number that has been sent as a response message to the authentication center (00) matches the message (31) that has been pre-registered in the member database (01) of the authentication center (00). If they do not match, the authentication refusal response message (39) is sent as a response message to prevent unauthorized use by a third party.

When they match, the authentication request message (21) originally sent as a response message to the authentication center (00) and the telephone number pre-registered in the latest fraud prevention database (06) of the authentication center (00), e It is determined whether or not it matches the mail address, and if they match, the authentication rejection response message (39) is sent as a response message, whereby unauthorized use by a third party can be prevented. The registration of the latest fraud prevention database (06) of the authentication center (00) is necessary when the mobile phone (02) owned by each member is lost or stolen, or when the expiration date has expired or the limit has been exceeded. In order to prevent unauthorized use, telephones and communication terminals (PCs, mobile phones, etc.)
It is a mechanism to set from time to time.

When it does not match the latest fraud prevention database (06) of the authentication center (00), the authentication number image response message (22-0) is sent to the mobile phone (0) owned by each member.
Send a response message to 2). Authentication number Image response message (22-
0) is a mobile phone owned by each member of the user (02)
In response to this, the authentication voice information (23-1), the authentication character information (23-2), and the authentication number image information (22) are sent as response messages. When the mobile phone (02) only makes a voice call, only the authentication voice information (23-1) is sent as a response message. When the mobile phone (02) cannot transmit the image, the authentication number image information (22) is not sent as a response message.

The authentication number image response message (22-0)
Authentication number issuance records (issue date and time, authentication number, member number, stores used, etc.) that responded to payment settlement companies (credit companies, credit companies, banks, etc.) using a network (dedicated line, Internet, etc.), various member management organizations (Various service card member management companies, shopping mall point management companies, Metropolitan Police Department driver license management mechanism, various health insurance card management mechanism, etc.) (4
By the mechanism that provides 0) as the authentication information with the latest authentication time information, the issued records can be aggregated and used for analyzing the usage status.

FIG. 6 shows the authentication image (user's self-portrait (6
1) is a functional configuration block diagram that overlays the authentication number information (71) on the user group official authentication logo image (62) based on the position of the screen layout coordinate axis (80) of the authentication information obtained by a random number.

The authentication number information (7) is added to the authentication image (user's self-portrait (61), user group official authentication logo image (62)).
Screen layout coordinate axis (80) of authentication information obtained by randomizing 1)
The mechanism for overlapping at the position will be described.

The position of the screen layout coordinate axis (80) is the vertical and horizontal lengths of the starting point coordinate axis when the authentication number information (71) is rectangular, and the central coordinate axis and the vertical and horizontal radius when the authentication number information (71) is elliptical. Use Sa.

For example, when the initial position coordinates of the starting point coordinate axis and the center coordinate are (X, Y), a plurality of digits (4 digits, 3
If the vertical and horizontal random numbers (A, B) using random numbers (digits, 2 digits, etc.) are used, the starting point coordinates ((X + A) of the screen layout coordinate axis (80),
(Y + B)), an authentication number image is created.

Every time an authentication number image is created, the issuing record of the starting point coordinates ((X + A), (Y + B)) of the screen layout coordinate axis (80), the length and width, the creation date and time, the member number, etc. is recorded in the authentication center (00 ) Member database (01), and has a mechanism used for authenticity verification at the time of authenticity inquiry of the authentication number image information (22). Prevent.

As an information service utilizing the member database (01) of the authentication center (00) of the device of the present invention,
By grouping user member information by member, card company, and store, detailed information for collectively managing the details of the member card management mechanism used by each member is provided to each member's mobile phone (02), etc. The service can improve the convenience of the user.

Further, the authentication center system is characterized in that individual member company registration member card collective information can be provided to each member management mechanism and utilized for market analysis and the like.

[0081]

According to the business model of the present invention, the authentication number image information obtained by superimposing the authentication number on the image / moving image of the user's self-portrait registered in advance at the authentication center is sent as a response message to the person's mobile phone. In this authentication center system, privacy information is protected from being leaked to other communication devices such as mobile phones because it is authenticated by. In addition, the authentication center reception phone number is the same MNO (Mob
ile Network Operator: Mobile communication type I telecommunications carrier: carrier)
It is an authentication center system that protects privacy, without leaking anything other than O.

[Brief description of drawings]

FIG. 1 is a block diagram of a mechanism configuration of a first embodiment of the device of the present invention.

FIG. 2 is a block diagram of a mechanism configuration of a second embodiment of the device of the present invention.

FIG. 3 is a flowchart for registering various information in advance in the authentication center of the device of the present invention.

FIG. 4 is a flow chart in which each member authenticates with an authentication center.

FIG. 5 is a block diagram of a mechanism for reading an authentication information message and an authentication number of the device of the present invention.

FIG. 6 is a functional configuration block diagram in which authentication number information is superimposed on authentication screen information.

[Explanation of symbols]

00 Authentication Center 01 Member Database 02 Mobile Phone 03 Mobile Phone (for Member Registration) 04 Mobile Phone (for Authentication Use) 05 Various Member Management Organization Database 06 Unauthorized Use Prevention Database 11 Application Request Message (For Members) 12 Application Form Transmission Text (for members) 13 Member registration application message (for members) 13-1 Three-question questions Selected question 13-2 Question answer 13-3 PIN 14 Membership number registration completion message 21 Authentication request (caller number notification) 22) Authentication number image information 22-0 Authentication number image information response message 23-0 Authentication phone number notification message 23-1 Authentication synthesized voice information 23-2 Authentication character information 24 Store number・ Personal identification number question message (by synthetic voice / text information etc.) 25 Store number / PIN number response message (by push button response etc.) 26 3 questions Choice question notification message (by synthetic voice / text information etc.) 27 Three-question selection question answer message (by push button response etc.) 28 Choice question notification message (by synthetic voice / text information etc.) 29 Choice question Answer message (by push button response etc.) 30 PIN code question message (by synthesized voice / text information etc.) 31 PIN code response message (by push button response etc.) 39 Authentication rejection response message (synthetic voice)・ By character information, etc. 40 Various member management organizations (various service card member management companies, shopping mall point management companies, Metropolitan Police Department driver license management organizations, various health insurance card management organizations, etc.) 41 Application request messages (for management organizations) ) 42 Application form transmission message (for management mechanism) 43 Management mechanism registration application message 44 Store number registration completion message 50 Store communication terminal 51 Authentication number reading (by hearing, visual inspection, optical communication, wireless communication, etc.) 61 user self-portrait 62 user group official certification logo image 71 certification number information (member number, bar code, etc.) 72 encrypted certification number text information for wireless communication 80 screen layout coordinate axes (rectangle is the starting point coordinate axis and vertical and horizontal lengths. The ellipse is the center coordinate and the length of the horizontal and vertical radii.)

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Claims (11)

[Claims] 1. When a calling telephone number notification message (21) possessed by a mobile phone (02) is transmitted to a pre-designated authentication center (00) through a mobile phone line, a membership database (of the authentication center (00) ( It is determined whether or not it matches the telephone number pre-registered in (01), and if it is determined that the telephone number and the authentication number are the response message (authentication synthesized voice information (23-1) / authentication character information) (23-2)
Etc.), and the images / videos such as the user's self-portrait (61) and the official certification logo image (62) of the user who has been pre-registered in the membership database (01) of the certification center (00). A mechanism characterized by sending a response message of the authentication number image information (22) in which the number information (71) is overlaid to the mobile phone (02) of the person himself / herself, a reservation for use / authentication request when it is determined that they do not match. An electronic authentication system that has a mechanism for responding message (39) by rejecting the processing (by synthesized voice, character information, etc.). An authentication center system characterized by providing an electronic authentication system capable of preventing the above. 2. As an authentication mechanism added to claim 1, various member management mechanisms (various service card member management companies, shopping mall point management companies, Metropolitan Police Department driver's licenses) that manage stores etc. that use the authentication center (00). From the certification center (00), which has a mechanism in which the management organization, various health insurance certificate management organizations, etc.) (40) pre-registers the store number and PIN in the membership management organization database (05) of the authentication center (00). The above-mentioned store number / PIN code inquiry message (with synthetic voice / text information, etc.) (24) is transmitted to the mobile phone, and the store etc. using the authentication center (00) sends the store number / PIN number response message ( (Push button response, etc.) (2
5) Then, it is determined whether or not the contents of the answering store number / PIN number match the information stored in the various member management mechanism database (05) of the authentication center (00) that is pre-registered and managed, and it is determined that they do not match. In this case, an electronic authentication system that has a mechanism (39) for reply message (with synthesized voice / text information, etc.) that rejects the usage reservation / authentication request process. , Fraudulent third parties,
An authentication center system characterized by providing an electronic authentication system capable of preventing misuse. 3. As an authentication mechanism added to claims 1 and 2, a user to be authenticated is an authentication center (00) in advance.
Authentication with a mechanism for registering the selected question (13-1) and its answer (13-2) in the membership registration application message (13) in the member database (01) of the authentication center (00). 3 questions from the center (00) Select question Question notification message (with synthesized voice / text information, etc.) (26) is sent to the mobile phone (02), and the user who is authenticated receives 3 questions from the above answers. Select question answer message (by push button response, etc.) (27), and then select question notification message (by synthesized voice, character information, etc.) from the authentication center (00) (28)
Is sent to the mobile phone (02), and the user who is authenticated receives the selected question answer message (by push button response, etc.) (29)
Then, the pre-registered three-question question of the certification center (00) and the selected question (13-1) and its question answer (13-2) and the three-question choice question answer message (27) answered by the user to be authenticated And the selected question answer message (29) are matched, and if it is determined that they match, the authentication number is sent as a response message (authentication synthesized voice information (23-1) / authentication character information (23- 2), etc., and superimpose the authentication number information (71) on images / videos such as the user's self-portrait (61) pre-registered as a member of the certification center / user group official certification logo image (62). Combined authentication number image information (2
2) A response message to the person's mobile phone (02), a response message that rejects usage reservation / authentication request processing when it is determined that they do not match (synthetic voice / character information, etc.) (3) In the electronic authentication system having the mechanism (39), a third-party institution can perform individual authentication using a mobile phone, and provide an electronic authentication system that can prevent fraud and misuse by a third party. A distinctive authentication center system. 4. As an authentication mechanism added to claims 1, 2, and 3, a user who is authenticated receives a personal identification number (13-3) in advance in a member database (01) of an authentication center (00).
The above-mentioned personal identification number question message from the authentication center (00) that has a mechanism to register in (in the synthesized voice, character information, etc.) (3
Authentication center that sends 0) to the mobile phone (02), and the user to be authenticated makes the above-mentioned personal identification number response message (by push button response, etc.) (31), and manages the registered personal identification number in advance. Member database of (00) (01)
It is determined whether or not the information matches the information stored in, and if it is determined that the information matches, the authentication number is sent as a response message (in the authentication synthesized voice information (23-1), authentication character information (23-2), etc.). In addition, the authentication number image information (22) obtained by superimposing the authentication number information (71) on the image / video such as the user's self-portrait registered in advance in the authentication center is transmitted to the mobile phone (02) of the person. A mechanism characterized by writing a message, and a response message that rejects usage reservation / authentication request processing when it is determined that they do not match (by synthesized voice, character information, etc.) (3
9) An electronic authentication system having a mechanism to perform, which is characterized by providing an electronic authentication system that can prevent fraud and misuse by a third party by performing personal authentication by a third party using a mobile phone. Center system. 5. A member database of an authentication center (00) when an e-mail transmission address notification message (21) possessed by a mobile phone (02) is transmitted to a predetermined authentication center (00) through a mobile phone line. If it matches with the e-mail address registered in (01) in advance as a pre-member, the self-portrait of the user pre-registered in the authentication center (00) (61) / user group official The authentication number image information (22) or the authentication character information (23-2) obtained by superimposing the authentication number information (71) on the image / video such as the authentication logo image (62) or the authentication character information (23-2) is used by the person's mobile phone (0).
2) A mechanism characterized by sending a response message to an e-mail address, and a response message (using synthesized voice, character information, etc.) that rejects reservation processing / authentication request processing when it is determined that they do not match (39). ), An electronic authentication system that has a mechanism to
An authentication center system characterized by providing an electronic authentication system capable of preventing misuse. 6. An unauthorized use prevention database (06) registered in advance in an authentication center (00) immediately before issuing an authentication number as an authentication mechanism added to claims 1, 2, 3, 4, and 5.
Determine whether it matches the phone number and email address of
If it is determined that they match, a response message rejecting the usage reservation / authentication request processing (by synthetic voice / text information, etc.) (3
9) Electronic payment system that has a mechanism for performing the certification number issuance record using a network (dedicated line, Internet, etc.), settlement company (credit company, credit company, bank, etc.), various member management mechanisms (various service card member management) Company, mall point management company, Metropolitan Police Department driver's license management mechanism, various health insurance card management mechanism, etc.) (40) to provide an electronic authentication system with a mechanism that provides the latest authentication time information as authentication information. A distinctive authentication center system. 7. The credit card number, the bank card number, and the like held by the user as the authentication information other than the authentication number superimposed on the authentication image used in claims 1, 2, 3, 4, 5, and 6.
Various membership numbers (various service card membership numbers, shopping mall point membership numbers, driver's license numbers, various health insurance certificate numbers, etc.), payment conditions, authentication dates, store numbers, and cumulative points are the user's self-portrait (61). An authentication center system characterized by providing an electronic authentication system having a mechanism for providing as authentication number information (71) superimposed on an authentication image such as a user group official authentication logo image (62). 8. The self-portrait of the user himself / herself (61) in the form of a bar code, a mini bar code, a three-dimensional bar code, an OCR character, etc. ) ・ Providing the authentication information over the authentication image such as the official certification logo image (62) of the user group, and reading the authentication number (51) by the optical reading device of the store communication terminal (50) such as the store, and the authentication number information (71 ), An authentication center system characterized by providing an electronic authentication system having a mechanism provided as. 9. Claims 1, 2, 3, 4, 5, 6, 7, 8
Provided together with the authentication image as the encrypted authentication number text information (72) for wireless communication in which the authentication information to be superimposed on the authentication image used for is provided together with the authentication image by the wireless communication mechanism (infrared communication etc.) of the mobile phone (store communication terminal such as store The authentication number is read (51) by the wireless communication reader of 50) and the authentication number information (71)
An authentication center system characterized by providing an electronic authentication system having a mechanism provided as. 10. The method according to claim 1, 2, 3, 4, 5, 6, 7,
Screen layout coordinate axes of the authentication number information (71) to be superimposed on the authentication image such as the user's own self-portrait (61) / user group official certification logo image (62) used for 9 (rectangle is the starting point coordinate axis and vertical and horizontal lengths. Coordinates and length of horizontal and vertical radii.) (8
0) is specified by a random number when the authentication information is issued, the setting image arrangement coordinate axis (80) information is recorded and stored in the authentication center (00), and is used for the authenticity verification at the time of authenticity inquiry of the authentication number image information (22). An authentication center system characterized by providing an electronic authentication system capable of preventing fraud and misuse by a third party by using a mobile phone to perform personal authentication by using a mobile phone. 11. The method according to claim 1, 2, 3, 4, 5, 6, 7,
Member database of the authentication center used for 9, 10 (0
An electronic authentication system that has a mechanism for systematically organizing user membership information registered in advance in 1) for each member, card company, and store. Collective information of various membership cards held by each member, card company registered membership card An authentication center system characterized by providing collective information and shop registration membership card collective information to communication terminals (mobile phones, personal computers, etc.) that each has.