JP2003076777A - Business plan for international electronic settlement, distribution and transaction assurance - Google Patents

Abstract

PROBLEM TO BE SOLVED: To do international electronic business transactions through an intangible electronic communication and an information processing method under an international society of varying systems. SOLUTION: A representative service for membership foreign-trade affairs in the international electronic business transactions is provided through electronic information and electronic information processing under a trade participant operation system. A contract agency service performs information processing by sharing business transaction information by using a commercial goods schema. A transaction assurance/quality assurance service uses a qualification examination for trade participant, a cash security by seller, representation assurance by an insurance agency, goods inspection assurance by an inspection agency, cash security by a buyer and a complete payment assurance for representation by a financial agency. An international settlement service links accounts of the financial agency registered by each trade participant with contract money settlement information by using a settlement schema. An international distribution service performs information processing associated with a series of distributions from collaboration with an international/domestic distribution agency, collecting information and individual information on freights up to summarization/recover of costs of reservations, contracts, maintenance and distributions by using a distribution schema.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention is applicable to countries with special access control using the Internet.
This is a business plan related to payment, logistics, and guarantee.

[0002]

2. Description of the Related Art In the conventional international electronic trade using the Internet, information on trade procedure affairs and financial settlement affairs, which has long been a custom, is digitized and operations are performed via internet communication (scheduled to be implemented in August 2001, Nikkei Shimbun). (July 2, 2001), and the development of a network using the Internet for international, electronic, payment, logistics, and guarantee that applies to countries with special import and export control regulations such as China has not been reported.

[0003]

[Problems to be Solved by the Invention] In order to carry out international commerce using intangible electronic communication and information processing in an international society with different systems, allow different existing systems of each country, It is necessary to build credit for private liability, the so-called "irresponsible, disorderly problem", convert all necessary information into electronic information, and process information necessary for trade. Therefore, trust, credibility, and construction of an inexpensive insurance system are absolutely necessary for computerization of transactions, and system construction requires complete public information processing and high security. In addition, computerization of complicated trade affairs and connection of electronic information with international and domestic financial institutions are essential. Then, the operation / settlement / management information is disclosed. In other words, the exchange of detailed technical information necessary for transactions, the establishment of a reliable and inexpensive guarantee system, the disclosure of information on distribution costs, settlement costs, insurance fees, inspection fees, etc. These are the basic elements, and these are systematized to realize international, electronic, payment, logistics, and guarantee. For that purpose, it is necessary to revise existing systems and arrangements, or to formulate new rules. So-called national compensation, civil litigation, information disclosure, patent rights, intellectual property rights, copyrights, etc. have no laws in place, and international commercial transactions without a credit guarantee system are carried out through computerization of trade documents and communication means. It is not possible to do it only by doing the above-mentioned work, and it is necessary to formulate a unique international credit transaction settlement system. On the other hand, the wide application to the general public is an intergovernmental business, so the operation between trading participants by specific members is applicable, and compliance with each domestic regulation is also a condition. The development of a system that solves all of these problems is ideal in reality, and its application effect is comparable to the revolution of international logistics. It can legally trade with minimum cost and minimum time logistics cost of guaranteed reasonable transactions without requiring specialized knowledge.

The present invention, in order to conduct electronic commerce in an international society with a different system, is a membership business service business (hereinafter referred to as "net, exchange of transaction information, contract brokerage, contract brokerage, etc.").
International payment / transaction guarantee / quality assurance / international logistics service network). It is a business plan to be realized in international electronic commerce by electronic information processing using the Internet and electronic information processing of a trading participant management system (hereinafter referred to as CHN system).

[0005]

[Means for Solving the Problems] The most important provision for carrying out a membership-based international electronic payment is that it is widely applied and has high reliability and low insurance cost. For this purpose, the following plan will be adopted. The transaction qualification examination is subject to the condition that there is an electronic address where electronic transactions can be made, and the registered address that can be specified, the transaction account of the financial institution, the income source, and the stable living. If you are accepted as a member, you will receive the registration address ID required for the transaction and the transaction participation authentication I
D accepts registration (hereinafter referred to as registration ID). Information will be exchanged with the registered ID after enrollment, so it will be widely generalized and privacy will be protected.

Next, in order to minimize the transaction risk, the credit risk is maintained and the reliability is improved, and the transaction risk judgment information between the trading participants is disclosed. The public information is the transaction record (total amount, number of transactions, and some or all of the transaction years), as well as the cumulative number of accidents and amount (hereinafter these are referred to as actual scores). In order to prevent transaction accidents (occurrence of defective products, quality assurance accidents, quantity shortage accidents, performance shortage accidents, delivery accidents, etc., there will be liability for transaction accidents among trading participants) It is the same as the traffic point system such as suspension of trading for a specified period at cumulative accident points), while legitimate trading participation provides a bonus. Regarding the bonus required for transactions, the existing cash collateral or guarantee agency (net guarantee agency insurance company / inspection guarantee company) 's agency guarantee is required. It provides a dealage in which 1% of the amount is cumulatively added to the transaction guarantee line (credit line). Delegation is a credit guarantee system and cannot be transferred or collateralized to a third party, but inheritance is permitted conditionally. On the other hand, if the registration is deleted due to the number of violation points, the dealage will also be deleted. Registration ID
Is a membership system in which the registration is extinguished when there is no record of transactions for one year and the score of Marage is low.

The information such as the name / address / settlement bank of the applicant who can identify a particular person who conducts the product transaction is registered, and the international transaction participant of the specified person who has passed the transaction participation eligibility examination and has the transaction participation ID sells. Is a cash collateral guarantee of 100% or more and 150% or less of the desired sales amount at the time of sales application or a guarantee guarantee by an insurance company acting on behalf of the operator, an insurance-guaranteed inspection company that conducts quality inspection on behalf of transaction conditions With a valid guarantee such as a guarantee, the buyer has a cash collateral at the time of concluding the contract or a guarantee of full payment on behalf of the financial institution, and when the mutual guarantee is entrusted to the electronic settlement logistics operator, a transaction guarantee contract by the operator Approval is obtained. When guarantee execution occurs, the operator will act on behalf of the guarantee execution in accordance with the terms and conditions pre-approved under the terms of consignment.

[0008] Net-approved inspection areas by product area are
Temporary delivery based on the contract requested by the seller (producer) is received on the specified date, and inspection / packing based on the inspection specifications described in the attached information of the transaction agreement schema Packaging based on the output information, printing the identifier (bar code, etc.), product name, inspection result display, pasting the information necessary for collection and delivery on the packaging box,
Record the work status from the camera angle that can identify electronic information at the time of net output, record the work record of inspection / packing as a video, keep it for a valid period, and apply the quality inspection work error / no-fault producer liability insurance In response to this, quality assurance insurance is taken out, and quality assurance is provided on behalf of the producer on behalf of the producer.

[0009] Electronic settlement / logistics / in international e-commerce
In order to guarantee transactions, it is necessary to package information for common information processing of commercial transaction information. In this method, we will create a scheme that standardizes complicated commerce such as minimum required items, contract amount, warranty conditions, number of pieces required for distribution, volume, volume, delivery date, selected route to delivery, etc. The attached information is brought into the schema by dividing it into detailed transaction information, information that cannot be standardized in detail such as quality specifications and technical specifications. The schema includes a product schema, a logistics schema, a payment schema, and an insurance schema. When a contract is agreed with a schema created in advance for each field, the contract history storage that cannot be changed is entered (posted), the contract ID is assigned to each contract, all commodity transaction fields are standardized, and necessary for each work We will use a standardized schema that simplifies and handles settlement, logistics, customs clearance, guarantee, and management of various types of processing.

Costs for logistics and insurance, which are calculated from the main amount of money and schema of internationally agreed commerce, are calculated on the basis of US dollars, and domestic payments are made by electronic payment logistics operators and trading participants. Performed in the local currency according to the exchange rate of the financial institution of the day. Regarding the handling of the payment amount with the net operator, the payment acceptance processing is performed in cooperation with the financial institution via the Internet as a transfer temporary account number of the designated financial institution linked with the payment scheme ID. On the other hand, the payment transfer from the trading participant's internet is processed by the financial institution's internet connection to the registered bank account of the registered trading participant, and the settlement amount is the local currency calculation amount at the time of contract in the schema. The payment system is configured by using it. By performing this international payment and unifying information management, the necessary payment status can be grasped.
Necessary information can be disclosed among trading participants. As a result, the account of the registered financial institution of each trading participant and the contract amount settlement information can be linked through the intended financial institution.

The logistics service companies that have been preliminarily screened and registered are required to operate the logistics service at any time / where / from / where / transport conditions (normal temperature / low temperature / airline / sea / designated location / door-to-door etc.) / Unit (small amount)・ Transport amount per medium / large amount) ・ Allowable acceptance amount ・ Selecting schema information based on the reservation deadline ・ Entering / updating the required information in the prescribed format required for the estimate calculation within the effective date. Trading participants can select international and domestic logistics conditions and estimated prices during commercial transactions, and can make logistics reservations when the seller is open for public offering. When the commercial transaction is established, the contract with the selected logistics company is automatically established. International customs duties are the same day, shipping customs
Incoming customs clearance / trading freight will be integrated and processed on a net basis in terms of the condition that the same transaction can be processed. Registration of import / export customs clearance agent in reasonable units Import / export companies perform business processing, international / domestic logistics companies collaborate based on information processed online, freight accumulation information (customs clearance information) / individual information (collection / delivery destination information), and , The most rational gathering and collection of information processing related to a series of logistics from reservations, contracts, maintenance, collection of logistics costs, and collection of payments.

In the construction of Internet information processing for implementation, in order to accept all general transaction information regarding transactions, including existing mail order networks,
The format of the commodity trading electronic information package (called a schema) of the CHN system is made public. The CHN system configuration is processed exclusively by the schema sub-server (sub-server group inheriting the schema) that handles unspecified commercial transaction information including existing electronic commerce wishing to participate, saves contract history, and executes contracts. -Cash and logistics information processing-Trading participant registration management-Operation management server that handles the cooperation with financial institutions. The information processing machine configuration of the sub-server which is connected by the Internet at any time and which has different separation functions and roles, and the operation management server have international language processing and a connection function with various operating systems.

The operating system of the operation management server must be communicatively connected to the operating system of the schema sub server via the Internet. Therefore, the system is constructed using a network programming language such as JAVA (registered trademark). Since the amount of information for each schema is minimized, large information is stored as attached information in the schema subserver. When each trading participant conducts a trading, the client that is a trading participant is connected to the operation management server or schema sub server of the CHN system. The operation management server is connected to the CHN system operating company's bank, insurance, schema sub-server or client of each company of logistics, inspection, inspection, and customs clearance by government agencies.

[0014]

BEST MODE FOR CARRYING OUT THE INVENTION === Basic system configuration and explanation of terms === FIG. 1 shows a flow chart for distributing a CHN system of the present invention from China to Japan, and FIG. 2 shows the configuration. . The terms used in the following examples will be described with this figure. [Net] ... Membership-based trade business agency service. Network for transaction information exchange, contract brokerage, international settlement, transaction guarantee / quality assurance, and international logistics service. [CHN system] ... A system that performs electronic information processing using the Internet and electronic information processing of membership management system in international electronic commerce.

[Schema] ... A description for defining the structure of information. In the present invention, there are a product schema, a distribution schema, a settlement schema, and a guarantee schema. [Operation management server] ... A server that manages centrally in the CHN system and centrally manages contract history storage, contract execution, money and logistics information processing, trade participant registration management, and cooperation with financial institutions. Also simply called a server. [Schema sub server] ... A sub server group that inherits the schema of the operation management server. The event (instance) for the schema disclosed by the operation management server can be registered and referenced from the operation management server. (Figure 3). [Contract history storage] ... Where the schema information is stored when the trading participants agree on the contract. It exists in the operation management server. If saved here, the contract cannot be changed.

[Trading Participant] ... A participant who actually trades in the CHN system. There is a selling side and a buying side. [General Participants] ... Participants who browse the information of the CHN system. Do not actually trade.

[Actual score] ... Transaction risk judgment information disclosed among members to maintain credit and improve reliability in order to minimize transaction risk. Transaction record (cumulative amount, number of transactions,
Includes cumulative number of accidents and amount together with some or all of the number of transactions). [Dealage] ... Trading recommendation bonus. For each transaction, 1% of the transaction amount is cumulatively added to the transaction guarantee line (credit line).

=== Overview === In the flowchart of the CHN system in FIG. 1, the trading participants are the seller (producer) and the buyer (buyer), the logistics organization is an international logistics company, and the settlement organization is Banks and insurance institutions are international logistics insurance companies.

=== Product Flow === By registering the following four pieces of advance information, the product can be registered or purchased. The processing of the present invention starts when a contract is made between the selling side and the buying side via the server on the operation management side, and the operator confirms the payment to the bank. Next, the product arrives at the buyer through inspection, quarantine, international distribution, and domestic distribution at an inspection agency. After confirming the arrival of the goods, the operator notifies the bank and sends the money to each institution (seller, logistics, insurance, inspection). (Figure 1).

Each institution in FIG. 1 is a client, and a program for communicating with a server on the operation management side (central part in FIG. 1) is installed (implemented) in advance. This program performs a communication protocol called WWW (World Wide Web), that is, a communication protocol used in a communication network such as the Internet.

The server is an HTML displayed by the client.
(Hyper Text Markup Langua
ge) documents and other information, in this form this HTML
Linkable files with names (called tags) described in documents, such as images, sounds, texts, videos, 3
Files such as the original dimension, text, and programs are stored in a storage device such as an internal hard disk. A storage device that stores the information database according to the present invention is connected to the server.

The server exchanges information with trading participants (seller / buyer), a logistics institution, a settlement institution, an insurance institution, and an inspection institution according to a communication protocol. (Figs. 1, 2). The server uses the electronic market (cyber market) for trading participants, ordering / delivery information for logistics institutions, payment information for decision making institutions, guarantee of trading participants and products for insurance institutions, and inspection information for inspection institutions. Collect and present.

Information on sales and distribution of goods, distribution, approval, and guarantee are standardized internationally using a schema. In the present invention, a product schema, a distribution schema, a decision schema, and a guarantee schema are defined. (Figure 2).

The schema sub-server can inherit the schema of the operation management server and can register and store events (instances) for the schema disclosed by the operation management server. The operation management server refers to the instance stored in the schema sub server and publishes the information to other organizations. (Figure 3).

=== Explanation of contract and approval === Transactions of the transaction participants are carried out by the market transaction of the actual item display or the reservation transaction. The price, shipping date, and quantity are determined by bidding. That is, the seller decides the best condition for the information that the buyer has published on the electronic market. However, if there is a bid participation at a desired price from a product placed on the electronic market, the actual product will be guaranteed and shipped.

The costs related to the physical distribution are converted at the rate of the currency unit price on the day of approval, and the server on the operation management side automatically calculates the standard contract transportation costs and insurance premiums. Then, an amount obtained by adding a fixed rate% of the contract amount, which is the electronic market usage fee, to these expenses is automatically presented to the buyer. The transaction guarantee is within the electronic market usage fee, and all execution processing services such as payment decision guarantee, quality damage guarantee, and logistics damage guarantee are provided.

The settlement is only transmitted / received to the financial institution based on the payment information of the transaction participants (sell / buy). The actual exchange of money is carried out by trading participants and financial institutions. Therefore, the server acts as an intermediary for the financial institution. In addition, distribution guarantee and insurance are automatically subscribed. For payment settlement, bring the goods receipt to the designated financial institution and immediately cash it.

=== Regarding physical distribution === When a product is bid and a settlement agreement is reached, the physical distribution is automatically ordered from the server. The operation management side server notifies the trading participants, the distribution organization, the decision making organization, and the insurance organization, which are clients. Next, the seller brings the product to a designated inspection agency. Upon issuing the product receipt (label), the logistics organization will carry out international distribution as specified.

=== Prior Information === Prior information is required to implement the present invention. Trading participants (customer information for sales and purchases), inspection agencies (inspection costs, packaging costs, etc.), international logistics organizations (transportation capacity and costs, etc.), domestic logistics organizations (domestic transportation costs), insurance Each institution, such as an institution (the products handled by each user and the handling limit), registers information in advance in the server.

=== Prior information for trading participant registration === When a trading participant (sell / buy) starts the program,
The client starts the registration process. The client is a predetermined server communication address (usually h
Access the server using (alphabetic character string beginning with ttp :). If the access is successful, the contents of the server terms of use are displayed. If you agree to the terms of use, the screen on the operator side, FIG. 4, is displayed.

The transaction participant inputs the transaction participant's type, name, affiliation, post, address, telephone and FAX number, electronic mail address, used bank and its account number, etc., and operates the buttons to transmit. After the transmission, the server on the operation management side redisplays the information registered for confirmation. (Fig. 5).

After confirming that the information is correct, the transaction participant inputs the password used for the transaction participant authentication.
Enter the password twice so that it will not be registered by mistake, and operate the button to send it. Trading participants are notified that registration is complete, as shown in FIG. After that, the registered information is transmitted to the operator side by e-mail.

The operator side examines the trading participants. Admission screening is required to have an electronic address for electronic commerce, and to be able to specify a registered address, a transaction account of a financial institution, a source of income, and a stable life. If admission is accepted, the management side will register on the server, and the trading participant will have the registration address ID and trading participation ID (hereinafter, registration ID) necessary for the transaction.
Is issued.

Only the registration ID of the transaction participant is disclosed on the Internet, and it is widely generalized to protect privacy.

=== Preliminary information of inspection organization === The inspection organization registers in advance the inspection cost, packaging cost, etc. of each product. When the inspection organization activates the program, the client starts the registration process of FIG. 7. The client accesses the server using a predetermined server address. If the access is successful, the screen on the operator side, FIG. 7, is displayed.

The inspection organization inputs the packaging cost for each type of product and sends it to the server on the operation management side. After the transmission, the server on the operation management side redisplays the information registered for confirmation. (FIG. 8). Also, the inspection organization inputs the inspection cost in the same manner as the packaging cost and sends it to the server.

=== Prior Information on International Logistics === The international logistics organization registers in advance the transportable capacity and its price in the server on the operation management side. When the international logistics organization activates the program, the client starts the registration process of FIG. The client uses a predetermined server address to access the server. If the access is successful, the screen on the operator side, FIG. 9, is displayed.

Logistics institutions that have been screened / registered by the operator in advance are from where / where to where / transport conditions (normal temperature / low temperature / aviation / sea / designated location / door to door) / unit (small, medium, large) Enter the necessary information such as transportation conditions, permissible acceptance amount, reservation deadline date, etc. within the effective date. These are the distribution schemes.

The international logistics organization inputs a departure date, a ship name, a departure place, an arrival place, an estimated arrival date, an estimated check-in date, a check-in time, a transportation capacity, a transportation unit price, etc., and a server on the operation management side. Send to. The amount of transportation depends on the transportation method: dry, reefer (5 ° C), reefer (-20
℃), by air mail four transportation method. The transportation unit price is subdivided into the above-mentioned four transportation methods into small lots (less than 1 cubic meter), medium lots (less than 1 to 5 cubic meters), and large lots (more than 5 cubic meters) and registered. After the transmission, the server on the operation management side redisplays the information registered for confirmation. (FIG. 10). The international logistics organization can delete the information registered in the server on the operation management side. (FIG. 11).

According to the present invention, the user can register the merchandise without registering the transfer amount or the price in order to deal with the reservation sale.

=== Prior Information on Domestic Logistics === When a product arrives in the country where the buyer lives, it is necessary to deliver the product from the international logistics arrival port to the buyer. The domestic logistics organization registers the transportation cost in advance. When the domestic distribution organization activates the program, the client starts the registration process of FIG. The client uses a predetermined server address to access the server. If the access is successful, the screen on the operator side, FIG. 12, is displayed.

The domestic logistics organization inputs the cost for each transportation distance and sends it to the server on the operation management side. Similar to international logistics, domestic logistics is divided into large, medium and small lots and the price is registered. For domestic transportation, the transportation distance is 10 km.
Less than 10 to less than 40 km, less than 40 to less than 80 km, 80
Register the price separately for less than 200 km and less than 200 500 km. Together with international logistics, this information becomes the logistics schema.

After the transmission, the server on the operation management side displays again the information registered for confirmation. (FIG. 13). The domestic logistics organization can delete the information registered in the server on the operation management side.

=== Insurance Institution === The insurance institution needs to limit the products that the seller can register and the handling amount. When the insurance organization starts the program, the client starts the registration process of FIG. The client uses a predetermined server address to access the server. If access is successful,
The screen on the operator side, FIG. 13, is displayed. The insurance organization inputs a list of products that can be handled for each seller and the upper limit of the amount to be handled, and sends it to the server on the operation management side.

After the transmission, the server on the operation management side displays the information registered for confirmation again. (FIG. 15). The insurance organization can delete the information registered in the server on the operation management side.

=== General Participant === When the general participant starts the program, the client starts the processing shown in FIG. The client uses a predetermined server address to access the server. If access is successful, the screen on the operator side,
FIG. 16 is displayed.

In the present invention, an operator can sell or purchase a product by registering a transaction participant. However, the present invention presents the list of registered products, the details of the registered products, and the information about the quotation of the registered products to the general participants who are not registered as trading participants. (FIG. 17 → 19).

=== Trading Participant === In order to sell and purchase a product in the present invention, it is necessary to register a trading participant in the server on the operation management side. Trade participant registration is performed by the method shown in the above-mentioned registration of advance information.
There are two types of trading participants: a seller who sells a product and a buyer who buys a product.

Maintain credit to minimize transaction risk
For the purpose of improving reliability, disclosure of transaction risk judgment information between participants. The public information is the transaction record (total amount, number of transactions, and some or all of the transaction years), as well as the cumulative number of accidents and amount (hereinafter these are referred to as actual scores).

In order to prevent transaction accidents (occurrence of defective products, quality assurance accidents, quantity shortage accidents, performance shortage accidents, delivery accidents, etc.) There is a certain penalty. The penalties are the same as in the traffic score system, such as suspension of transactions for a prescribed period at two cumulative accident points.

On the other hand, a bonus is provided to legitimate trading participants. Bonuses are provided for existing cash collateral or guarantee systems that require a guarantee guarantee on behalf of an existing guarantee agency (net guarantee agency / inspection guarantee company). As an original transaction recommendation bonus, we will provide a dealage in which 1% of the transaction amount is cumulatively added to the transaction guarantee line (credit line) for each transaction.

Under the credit guarantee system, DeLarge cannot be transferred or secured to a third party, but inheritance is permitted under certain conditions.
On the other hand, if the trade participation registration is deleted due to a penalty, the derage will also be deleted. The registration ID is deleted when there is no transaction record for one year and the dealage is low.

=== Seller === The seller must authenticate before registering a product. The transaction participant authentication is performed with the registration ID as shown in FIG. If the authentication is successful, the seller selects whether to register, confirm, or delete the product. (FIG. 21). At this time, information such as the number of transactions of the seller, the transaction amount, the number of violations, and the amount of violation is also presented at the same time. When you select the item confirmation, a list of items registered by the seller is displayed. (FIG. 22). When the user selects the deletion of a product, a list of products registered by the seller is displayed, and when the product number to be deleted is selected, the product is deleted. (FIG. 23). However, products that can be deleted are limited to those that have not been contracted.

When registration of a product is selected, input of product information is prompted as shown in FIG. For product registration, the place of origin, shipping location, shipping available date, warranty date, unit price (US $ / kg),
Information such as quality standards, size standards, packaging standards, number of boxes, whether to bring boxes in, and guarantee methods are required. For example, information on vegetables is registered in accordance with the "standards for vegetables" set by the Ministry of Agriculture, Forestry and Fisheries. The quality standard and the size standard are information about the product itself. The quality standard is a standard regarding the state of the product such as shape, color, presence of cleanliness, presence of pests.
The size standard is a standard related to the weight and size of the product.
It is classified into L, L, M, S and the like. The packaging standard is a standard for packaging a product at the time of sale in the market. For example, the material of the packaging container, the size of the container, the packing method, the items to be displayed, and the like. These are the product schemas.

As the guarantee method, 100% or more and 150% or less of the desired sales amount is guaranteed by sales or manufacturing by cash collateral or by an insurance company acting on behalf of the operator. There is an inspection company guarantee.

After the registration of the product information, the means for transporting the product is selected. The seller confirms the registered information and the transportation means as shown in FIG. If the registered information is incorrect, make corrections. If there is no error in the registered information, select the transportation means. For the transportation means, the one registered by the international logistics company is displayed within one day from the shippable date to the warranty date. The transportation method is registered by selecting the transportation number assigned to each transportation means and the type of container (dry, reefer 5 ° C, reefer -20 ° C) and the like.

At the time of product registration, international / domestic distribution conditions and estimated prices can be selected, and distribution reservation can be made when the seller is open for sales.

When the above information is transmitted, the product information is registered in the server on the operation management side. In the present invention, an ID is assigned to each registered product. This number is called a product ID and becomes an instance of the product schema. Figure 26 for selling
As described above, the newly registered product ID and its contents are confirmed, and the image of the product is uploaded (transmitted to the server on the operation management side). When the image upload is complete, the product registration is complete. The seller receives the notification that the product registration is completed as shown in FIG.

=== Buying method === Similar to the selling method, authentication is performed using a login name and a password.
The purchaser authenticates as shown in FIG.

When the authentication is successful, a list of commodities available for purchase is displayed. (FIG. 29). The list of products is classified by product category and has a product schema for each.
If you operate the purchase button next to the product name and send it to the server,
A list of registered products is displayed. (Fig. 3
0). In the list for each product, product schema (product number, seller number, place of production, shipping date, unit price (US $ / k
g), quality standard, size standard, packaging standard, number of shipping boxes, etc.) are presented.

When the detail button is operated and transmitted, detailed information including an image as shown in FIG. 31 can be shown. When the desired number of boxes is input and the estimate button is operated to transmit, the estimate as shown in FIG. 32 is displayed. If you operate the purchase button and send it, the contract will be concluded. At this time, the ID of each schema and the contract ID are stored in the contract history storage of the server.

The buyer is notified that the contract as shown in FIG. 33 has been completed. Here, it is shown that the contract number is written in the name when the contract ID is presented and the purchase amount is transferred to the bank account.

The buyer has cash collateral or guarantee of full payment on behalf of the financial institution when the contract is concluded. When the mutual guarantee of the selling side and the buying side is entrusted by the electronic payment logistics operator, the operator can obtain a contract with a transaction guarantee.

=== Confirmation of Contract === The server on the operation management side presents the contents of the contract, which is the information of the contract history storage, and the status of the merchandise distribution to the trading participant. Since it is necessary to confirm the contract for each trading participant, the server on the operation management side authenticates the trading participant before confirming. (Fig. 3
4). FIG. 35 shows an example of the contents of the contract and the state of merchandise distribution shown to the trading participant by the server on the operation management side.

=== Exception processing (accident, violation) === When an accident or violation occurs while a product arrives at the buyer from the seller, the institution concerned accesses the server on the operation management side to detect the accident or violation. Enter the content and the responsible party and send it. (FIG. 36). These are included in the assurance schema. The insurance organization confirms the contents presented by the server on the operation management side and conducts an insurance survey and guarantee.

=== Exceptional processing === (Unsold item) === If the server on the operation management side has no way to buy the item and the item remains unsold, the operator may sell the item on commission. The operator lists items that can be sold from the unsold product list. (Fig. 37). In the product list, product number, seller number, product name, inventory quantity (unit: box), purchaseable quantity (unit:
Box) etc. are displayed. In the case of consignment sales, the operator inputs the price of the product. The operator contacts the wholesale market, which is the consignment sales destination, and confirms the product name and quantity that can be sold. This is because the market conditions change day by day in the market. Then, the administrator inputs the number of products that can be sold and that can be sold. This result is reflected in the contract information. The seller confirms the contract information and brings in the available quantity to the inspection agency for shipment.

=== Registration of desired product === The buyer can register what the desired product is. The seller can register the product desired by the buyer by confirming this information. How to buy
The desired product is registered as shown in 8, and the registered desired product is confirmed as shown in FIG. The seller can browse the desired product of the buyer as shown in FIG. The buyer can delete the registered contents by entering the password.

=== Bank (Buyer) === In the present invention, the bank performs business such as confirmation of payment from the buyer and confirmation of remittance to each institution. (FIG. 41).

Calculation of costs for physical distribution and insurance, etc., calculated from the main amount of agreed international commerce and each schema is based on US dollars. Domestic payments are made by the operator and trading participants in the local currency according to the exchange rate of the financial institution on the contract date of the transaction. The payment amount handling of the operator can be connected from the internet as a virtual account number of the designated financial institution in conjunction with the contract ID.

By executing the international payment and unifying the information management, the necessary payment status can be grasped and the necessary information can be presented among the trading participants.

As shown in FIG. 42, the bank confirms that the transaction price from the buyer has been deposited by checking all the relevant transaction numbers.

As shown in FIGS. 43 and 44, the bank confirms the transfer completion to each institution by checking all the corresponding transaction numbers. The transaction number, transfer destination and transfer amount to each institution will be the settlement scheme.

=== Bank (Sales) === In the present invention, the bank performs operations such as confirmation of payment of the collateral money of the seller and conversion of the collateral money after the goods arrive at the buyer.
(FIG. 45).

As shown in FIG. 46, the bank confirms that the collateral money has been deposited by checking all relevant contract IDs.

The bank confirms that the collateral money has been returned as shown in FIG. 47 by the operation of checking all the relevant contract IDs.

=== Inspection Organization === The inspection agency is an organization that inspects the merchandise before it is sent out in order to have credibility of the merchandise handled in the present invention. In addition to this, the company sells boxes for packing products and transports the packed products to international logistics companies. (FIG. 48).

The inspection organization for each product field approved by the net receives provisional delivery based on the contract requested by the seller (manufacturer) on the designated date, and performs quality / function inspection based on the inspection specification of the product scheme. Then, packing is performed based on the individual packing specifications. At the time of packaging, attach a product receipt (label) with an identifier (bar code, etc.), product name, inspection result, and information necessary for collection and delivery.

When the information is stored in the contract history storage, the work state is changed from the camera angle which can identify the electronic information to the VTR.
Record and keep an inspection / packing work record as a video. Subject to quality inspection error / no negligence producer liability insurance, the quality assurance insurance entitles the producer to perform quality assurance on behalf of the producer.

The inspection agency performs the following work in addition to the above-mentioned registration of the box price. The inspection organization inputs the inspection result of the product as shown in FIG. When the product inspection is completed normally, the corresponding contract ID is checked, the inspector name (or ID) is transmitted, and the product receipt (label) attached to the package is issued.

=== Customs === Customs carries out tasks such as issuing of Invoice and confirmation of quarantine. (FIG. 50).

As shown in FIG. 51, the customs office selects the issue of the Invoice by the date of the Invoice to be issued (see FIG. 5).
1), select the target ship from the displayed ship name list (Fig. 52 → 53), and the Invoice presented by the server
(FIG. 54) is printed. Customs confirms the quarantine confirmation by the same operation as the inspection check by the inspection company.

=== International Logistics Agency === When the contract is concluded, the contract with the selected logistics company is automatically established, and the international customs clearance processing is the same day / shipping customs clearance / incoming customs clearance / transaction freight processing. It is integrated on the net under possible conditions. Registration of import / export customs clearance agent in reasonable units Import / export companies perform business processing, international / domestic logistics companies collaborate based on information processed online, freight accumulation information (customs clearance information) / individual information (collection / delivery destination information), and The CHN system performs a series of information processing, including reservations, contracts, maintenance, distribution cost calculation, and payment collection.

The International Logistics Organization is responsible for registering transport packages and packing
Performing operations such as issuing the ing List and confirming receipt of goods from customs. (FIG. 55). The international logistics organization registers the transportation fee by registering the advance information mentioned above.

As shown in FIG. 55, the International Logistics Organization uses Pack.
Select by the date to issue the ing List (Fig. 56),
Select the desired ship from the displayed ship name list (Fig. 5
7), Packing List presented by the server
(FIG. 58) is printed. The international logistics organization confirms the receipt of packages by the same operation as the inspection check of the inspection company.

=== Domestic Logistics Agency === The domestic logistics agency performs tasks such as registration of transportation costs, confirmation of receipt of packages from the international logistics organization, and confirmation of receipt of packages by the buyer.
(Fig. 59). The domestic logistics organization registers the transportation cost by registering the advance information mentioned above. The domestic logistics organization confirms the receipt of the package from the international logistics organization as shown in FIG. 60 by selecting the corresponding contract number.

The domestic distribution organization similarly confirms the delivery completion from the domestic distribution organization to the purchaser as shown in FIG. 61 by selecting the corresponding contract ID.

=== Payment Payment === When the domestic logistics organization notifies the CHN system of the confirmation of receipt of the package, the CHN system provides the settlement organization with information on the payment. At this point, a series of commercial transaction processing ends.

[0088]

According to the present invention, the efficiency of business can be improved by computerizing the trade business. In addition, since electronic commerce will be possible under the same rules among all countries, price competition for trade operations such as merchandise, logistics, finance, and insurance will be fair on a global scale. It would be biased if the cost of a product is determined by the values and needs in a closed environment such as an individual or a nation as in the past. According to the present invention, it is possible to create a sense of value of a product by having a global perspective and disclosing information that does not constitute individual needs or monopoly.

[Brief description of the figure]

FIG. 1 is a flowchart showing a processing procedure of an embodiment of the present invention.

FIG. 2 is a block diagram showing a system configuration of an embodiment of the present invention.

FIG. 3 is an explanatory diagram showing a relationship between an operation management server and a schema sub server according to the embodiment of this invention.

FIG. 4 is an explanatory diagram showing a display example of transaction participant registration according to the embodiment of the present invention.

[Figure 5]

FIG. 6 is an explanatory diagram showing a display example of transaction participant registration according to the embodiment of the present invention.

FIG. 7 is an explanatory diagram showing a display example of contents registered by the inspection organization according to the embodiment of the present invention.

FIG. 8 is an explanatory diagram showing a display example of contents registered by the inspection organization according to the embodiment of the present invention.

FIG. 9 is an explanatory diagram showing a display example of contents registered by the physical distribution organization according to the embodiment of the present invention.

FIG. 10 is an explanatory diagram showing a display example of contents registered by the physical distribution organization according to the embodiment of the present invention.

FIG. 11 is an explanatory diagram showing a display example of contents registered by the physical distribution organization according to the embodiment of the present invention.

FIG. 12 is an explanatory diagram showing a display example of contents registered by the physical distribution organization according to the embodiment of the present invention.

FIG. 13 is an explanatory diagram showing a display example of contents registered by the physical distribution organization according to the embodiment of the present invention.

FIG. 14 is an explanatory diagram showing a display example of contents registered by the insurance organization according to the embodiment of the present invention.

FIG. 15 is an explanatory diagram showing a display example of contents registered by the insurance organization according to the embodiment of the present invention.

FIG. 16 is an explanatory diagram showing a display example for general participants according to the embodiment of the present invention.

FIG. 17 is an explanatory diagram showing a display example for general participants according to the embodiment of the present invention.

FIG. 18 is an explanatory diagram showing a display example for general participants according to the embodiment of the present invention.

FIG. 19 is an explanatory diagram showing a display example for general participants according to the embodiment of the present invention.

FIG. 20 is an explanatory diagram showing a display example in which a trading participant registers a product according to the embodiment of the present invention.

FIG. 21 is an explanatory diagram showing a display example in which a trading participant registers a product according to the embodiment of the present invention.

FIG. 22 is an explanatory diagram showing a display example in which a trade participant registers a product according to the embodiment of the present invention.

FIG. 23 is an explanatory diagram illustrating a display example in which a trading participant registers a product according to the embodiment of the present invention.

FIG. 24 is an explanatory diagram showing a display example in which a trading participant registers a product according to the embodiment of the present invention.

FIG. 25 is an explanatory diagram showing a display example in which a trading participant registers a product according to the embodiment of the present invention.

FIG. 26 is an explanatory diagram showing a display example in which a trading participant registers a product according to the embodiment of the present invention.

FIG. 27 is an explanatory diagram showing a display example in which a trading participant registers a product according to the embodiment of the present invention.

FIG. 28 is an explanatory diagram showing a display example in which a trading participant registers a product according to the embodiment of the present invention.

FIG. 29 is an explanatory diagram showing a display example in which a trading participant purchases a product according to the embodiment of the present invention.

FIG. 30 is an explanatory diagram showing a display example in which a trading participant purchases a product according to the embodiment of the present invention.

FIG. 31 is an explanatory diagram showing a display example in which a trading participant purchases a product according to the embodiment of the present invention.

FIG. 32 is an explanatory diagram showing a display example in which a trading participant purchases a product according to the embodiment of the present invention.

FIG. 33 is an explanatory diagram showing a display example in which a trading participant purchases a product according to the embodiment of the present invention.

FIG. 34 is an explanatory diagram showing a display example of contents for confirming a contract by a transaction participant according to the embodiment of the present invention.

FIG. 35 is an explanatory diagram showing a display example of contents for confirming the contract by the trading participant of the embodiment of the present invention.

FIG. 36 is an explanatory diagram showing a display example when an accident occurs in the embodiment of the present invention.

FIG. 37 is an explanatory diagram showing a display example in the case where the unsold goods of the embodiment of the present invention occur.

FIG. 38 is an explanatory diagram showing a display example in which a trading participant requests a product according to the embodiment of the present invention.

FIG. 39 is an explanatory diagram showing a display example in which a trading participant requests a product according to the embodiment of the present invention.

FIG. 40 is an explanatory diagram showing a display example in which a trading participant requests a product according to the embodiment of the present invention.

FIG. 41 is an explanatory diagram showing a display example of the buying side bank of the embodiment of the present invention.

FIG. 42 is an explanatory diagram showing a display example of the buying side bank of the embodiment of the present invention.

FIG. 43 is an explanatory diagram showing a display example of the buying side bank according to the embodiment of the present invention.

FIG. 44 is an explanatory diagram showing a display example of the buying side bank of the embodiment of the present invention.

FIG. 45 is an explanatory diagram showing a display example of a selling bank according to the embodiment of the present invention.

FIG. 46 is an explanatory diagram showing a display example of a selling bank according to the embodiment of the present invention.

FIG. 47 is an explanatory diagram showing a display example of a selling bank according to the embodiment of the present invention.

FIG. 48 is an explanatory diagram showing a display example of the inspection organization according to the embodiment of the present invention.

FIG. 49 is an explanatory diagram showing a display example of the inspection organization of the embodiment of the present invention.

FIG. 50 is an explanatory diagram showing a display example of customs of the embodiment of the present invention.

FIG. 51 is an explanatory diagram showing a display example of customs of the embodiment of the present invention.

FIG. 52 is an explanatory diagram showing a display example of customs of the embodiment of the present invention.

FIG. 53 is an explanatory diagram showing a display example of customs of the embodiment of the present invention.

FIG. 54 is an explanatory diagram showing a display example of customs of the embodiment of the present invention.

FIG. 55 is an explanatory diagram showing a display example of the international physical distribution organization according to the embodiment of the present invention.

FIG. 56 is an explanatory diagram showing a display example of the international physical distribution organization according to the embodiment of the present invention.

FIG. 57 is an explanatory diagram showing a display example of the international physical distribution organization according to the embodiment of the present invention.

FIG. 58 is an explanatory diagram showing a display example of the international physical distribution organization according to the embodiment of the present invention.

FIG. 59 is an explanatory diagram showing a display example of the purchasing country logistics organization of the embodiment of the present invention.

FIG. 60 is an explanatory diagram showing a display example of the purchasing country logistics organization of the embodiment of the present invention.

FIG. 61 is an explanatory diagram showing a display example of the purchasing country logistics organization of the embodiment of the present invention.

Continued front page    (72) Inventor Shinichi Tamura             2-2 Yamadaoka, Suita City, Osaka Prefecture (72) Inventor Hiroyuki Doi             1160 Shintatsu Okanaka, Sennan City, Osaka Prefecture (72) Inventor Yu Nakagawa             930 Sakaeya, Wakayama City, Wakayama Prefecture (72) Inventor Yoshinori Nishino             1160 Shintatsu Okanaka, Sennan City, Osaka Prefecture (72) Inventor Mamori Moriyama             3-50-1, Sugi, Hirakata-shi, Osaka

Claims (7)

[Claims] 1. The most important provision for making a membership-based international electronic payment is widely applied to the general public, and it is highly reliable and inexpensive insured insurance. The following plan is adopted for this purpose. The transaction participation eligibility examination is based on the condition that there is an electronic address where electronic transactions can be made, and a identifiable registered address, a transaction account of a financial institution, a source of income, and a stable life. If the admission is accepted, a registration address ID necessary for the transaction and an authentication ID for participating in the transaction are issued, and registration is accepted (hereinafter referred to as registration ID). Next, in order to minimize transaction risk, we will maintain trust and improve reliability, and disclose transaction risk judgment information between trading participants. Preventing transaction accidents (responsibility for transaction accidents between transaction participants such as defective product accidents, quality assurance accidents, quantity shortage accidents, performance shortages, delivery accidents, etc.)
Therefore, a penalty will be set for the actual accident points. On the other hand, legitimate trading participation provides a bonus. A dealage is provided in which 0.1 to 2% of the transaction amount is cumulatively added to the transaction guarantee frame (credit line) for each transaction. A membership-based international electronic payment business plan in which deregulation is also deleted when registration is deleted due to violation points. [Claim 2] Transaction participation ID that has passed the transaction participation qualification examination
Among the international trading participants of the specified person, the seller is 100% or more and 150% or less of the desired sales amount at the time of sales application, cash collateral or agency guarantee by the insurance company on behalf of the operator. The contract has a valid guarantee such as an inspection company guarantee that guarantees quality inspection under the terms of business, and the buyer has cash collateral at the time of concluding the contract or guarantee of full payment on behalf of the financial institution, mutual guarantee to the electronic payment logistics operator. When the consignment is completed, the operator can obtain a contract with a transaction guarantee. An electronic payment logistics transaction guarantee business plan in which the operator acts on behalf of the guarantee execution in accordance with the terms and conditions that have been pre-approved according to the terms of consignment when the guarantee execution occurs. 3. The inspection center for each product field is the selling side (producer).
We will receive provisional delivery based on the contract by the request of the specified date on the specified date, and will package it based on the output information of the quality / function inspection and individual packaging specifications based on the inspection specifications described in the attached information of the product schema, and identify it with an identification symbol (bar code etc. ) ・ Print the product name / inspection result display, paste the information required for collection / delivery on the packing box, and when working in the contract history storage box, you can identify the electronic information as necessary.
Record R, record work record of inspection / packing with video, keep for the effective period, receive work error / no negligence producer liability insurance of quality inspection, and are entrusted by the producer by quality assurance insurance A quality assurance system for electronic payment transactions that guarantees quality on behalf of producers. 4. An information packaging method for common processing of commercial transaction information, which requires a minimum number of commodities for transaction, contract amount, guarantee condition, quantity, volume, volume, delivery date and time required for physical distribution. -Create a schema that standardizes the selected route to delivery, and divide the detailed transaction information, information such as quality specifications and technical specifications that cannot be shared in detail, and bring the attached information into the schema. The schema includes a product schema, a logistics schema, a payment schema, and an insurance schema. When a contract is agreed with the schema created in advance for each field, the contract history storage that cannot be changed is entered (posted), the contract ID is assigned to each contract, the commodity transaction field is made common, and necessary for each work. Processing settlement / logistics /
A business plan for electronic payment logistics that uses a schema that simplifies customs processing, guarantees, and management. [Claim 5] Costs such as logistics and insurance calculated from the amount of agreed commerce and schema are calculated on the basis of US dollars, and each domestic settlement is performed by the electronic settlement logistics operator and the trading participant on the date of the commerce contract. Financial institutions Exchange rate is used in local currency. Regarding the handling of the payment amount with the operator, the payment acceptance process is connected by linking with the financial institution via the Internet as a transfer temporary account number of the designated financial institution that is linked with the payment scheme ID. On the other hand, the payment transfer from the trading participant's internet is done by the registered bank account of the trading participant registered in the bank account of the financial institution, and the settlement amount uses the local currency calculation amount at the time of contract in the schema. As a result, the payment system is configured. By executing this international settlement and unifying information management, the required settlement status can be grasped and the necessary information can be disclosed to the trading participants. These are international electronic payment business plans that allow you to connect the registered financial institution account of each trading participant and the contract amount payment information through each target financial institution. 6. A logistics service company, which has been preliminarily examined and registered and is necessary for the operation of the present invention, includes when / where / where / transport conditions (normal temperature / low temperature / airline / sea / designated location /
Door to door, etc., transportation amount per unit (small lot, medium lot, large lot, etc.), allowable acceptance amount, reservation deadline date, etc. Enter / update within the effective date. Trading participants can select international and domestic logistics conditions and estimated prices during commercial transactions, and can make logistics reservations when the seller is a public offering. When the commercial transaction is established, the contract with the selected logistics company is automatically established. In the international customs clearance business, information is disclosed on the Internet and integrated processing is performed on the same day, shipping customs clearance, incoming customs clearance, and transaction freight for the same transaction processing unit. Coordination based on information processed in rational units, freight accumulation information (customs clearance information) / individual information (collection / delivery destination information), and a series of accumulation / collection processes including reservation / contract / maintenance and distribution cost collection / collection of payment. Business plan for logistics. 7. In the construction of an internet information processing device for carrying out any of claims 1 to 6, an unspecified format conforming to a product schema, a distribution schema, a settlement schema, and an insurance schema that defines contract items necessary for a transaction. Schema sub-server (a sub-server group that inherits the schema) for the only central processing, contract history storage, contract execution, cash and logistics information processing, trade participant registration management, and coordination with financial institutions It consists of two types of operation management server. Multilingual processing and information processing machine configuration that is connected by the Internet at any time and has different separation function roles
Internet electronic payment logistics system configuration characterized by enabling connection between clients with various operating systems, schema sub-server clients, and operation management server.